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2025-03-31-accounts

Trustees’ Annual Report for the period

From 1 April 2024 to 31 March 2025

Charity name: Bedale Community Meals on Wheels

Charity registration number: 1175010

Objectives and Activities

SORP reference
Summary of the purposes of
the charity as set out in its
governing document
Para 1.17 The relief of those in need by reason of
age or disability in Bedale and the
surrounding area by the provision of a
meals on wheels service to assist elderly
and disabled people who are unable to
prepare hot, nutritious meals themselves
thereby helping them to live
independently in their own homes.
Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.
Para 1.17 and
1.19
BCMoW provided two course meals, 3
days a week, to a maximum of 32 people
each day throughout the year.
Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit
Para 1.18 The trustees declare that they have
complied with their duty to have due
regard to the guidance on public benefit
published by the commission in
exercising their powers or duties.

Additional information (optional) You may choose to include further statements where relevant about:

SORP reference
Policy on grant making Para 1.38 N/A
Policy on social investment
including program related
investment
Para 1.38 N/A
Contribution made by
volunteers
Para 1.38 All Trustees and Volunteers are unpaid.
Other

Achievements and Performance

SORP reference
Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.
Para 1.20 The relief of those in need by reason of
age or disability in Bedale and the
surrounding area by the provision of a
meals on wheels service to assist elderly
and disabled people who are unable to
prepare hot, nutritious meals themselves
thereby helping them to live
independently in their own homes.
Additional information (optional)
You may choose to include further statements where relevant about:
Additional information (optional)
You may choose to include further statements where relevant about:
Additional information (optional)
You may choose to include further statements where relevant about:
Additional information (optional)
You may choose to include further statements where relevant about:
Achievements against
objectives set
Para 1.41 BCMoW provided two course meals 3
days a week to up to 32 people a day
throughout the year.
Performance of fundraising
activities against objectives
set
Para 1.41 N/A
Investment performance
against objectives
Para 1.41 N/A
Other Statutory Declaration
The trustees declare that they have
complied with their duty to have due
regard to the guidance on public benefit
published by the commission in
exercising their powers or duties.

Financial Review

Financial Review
Review of the charity’s
financial position at the end
of the period
Para 1.21 The finances of BCMoW remain healthy.
The cost of a 2 course meal was £5 for
2024/25. All funds were used for the sole
benefit of our clients – including
occasional free meals and
purchase/replacement of equipment.
Total Spend £20376.91
Total Income £31742.35
Total Gain/Loss £11365.44
Current Account final balance on 31
March 2025 was £2352.76
Savings Account final balance on 31
March 2025 was £25,000
Statement explaining the
policy for holding reserves
stating why they are held
Para 1.22 Our aim is to maintain a total bank
balance of about £25,000 in our
Current/Savings accounts. These
reserve funds are primarily for Capital
purchases and replacement of kitchen
equipment. This is achieved by offering
occasional free meals to Clients.
In anticipation of higher food costs in
2025-26, we have allowed our bank
balance to exceed £25,000 in order to
maintain our meal price at £5 during
2025-26 and 2026-27, in anticipation of a
slight losses in the next few years.
Amount of reserves held Para 1.22 £25,000
Reasons for holding zero
reserves
Para 1.22 N/A
Details of fund materially in
deficit
Para 1.24 N/A
Explanation of any
uncertainties about the
charity continuing as a going
concern
Para 1.23 N/A

Additional information (optional) You may choose to include further statements where relevant about:

The charity’s principal
sources of funds (including Clients
any fundraising) Para 1.47
Investment policy and
objectives including any
social investment policy
adopted
Para 1.46 None
A description of the principal
risks facing the charity
Para 1.46 We consider our principal risk to be
identifying suitable volunteer cooks.
Other

Structure, Governance and Management

Description of charity’s
trusts:
Type of governing document Para 1.25 Constitution
How is the charity
constituted?
Para 1.25 CIO
Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees
Para 1.25 All Trustees

Additional information (optional) You may choose to include further statements where relevant about:

Policies and procedures
adopted for the induction
and training of trustees
Para 1.51 N/A
The charity’s organisational
structure and any wider
network with which the
charity works
Para 1.51 N/A
Relationship with any related
parties
Para 1.51 N/A
Other

Reference and Administrative details

Charity name Bedale Community Meals on Wheels (BCMoW)
Other name the charity uses
Registered charity number 1175010
Charity’s principal address 43 Iddison Drive, Bedale, North Yorkshire, DL8 2EP

Names of the charity trustees who manage the charity

1
2
3
4
5
6
7
Trustee name Office (if any) Dates acted if not for
whole year
Name of person (or body) entitled
to appoint trustee (if any)
John Noone Chairman John Noone
Diane Hosking Coordinator Diane Hosking
Clive McGill Treasurer/Secretary Clive McGill

– Corporate trustees names of the directors at the date the report was approved

Director name N/A

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted if not for whole year
N/A

Funds held as custodian trustees on behalf of others

Description of the assets
held in this capacity.
N/A
Name and objects of the
charity on whose behalf the
assets are held and how this
falls within the custodian
charity’s objects.
N/A
Details of arrangements for
safe custody and
segregation of such assets
from the charity’s own
assets.
N/A

Additional information (optional)

Names and addresses of advisers (Optional information)

Names and addresses of advisers (Optional information) Names and addresses of advisers (Optional information) Names and addresses of advisers (Optional information)
Type of
adviser
Name
Address
N/A
Name of chief executive or names of senior staff members (Optional information)
N/A

Exemptions from disclosure

Reason for non-disclosure of key personnel details

N/A

Other optional information

N/A

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s)
Full name(s)
Position (eg Secretary,
Chair, etc)
Date

John Noone
Clive McGill

John Noone
Clive McGill


Chairman
Treasurer/Secretary
10 April 2025
10 April 2025
CURRENT ACCOUNT SUMMARY CURRENT ACCOUNT SUMMARY CURRENT ACCOUNT SUMMARY CURRENT ACCOUNT SUMMARY CURRENT ACCOUNT SUMMARY CURRENT ACCOUNT SUMMARY CURRENT ACCOUNT SUMMARY CURRENT ACCOUNT SUMMARY
Apr 2024-Mar 2025 Payments Income Net Bank
Balance
Month A:BANK OUT
FOOD
B:CLIENT
REFUNDS
C:EQUIP &
SUNDRIES
D:BANK OUT
TRAINING
E:BANK OUT
INSURANCE
F:BANK OUT
RENTALS
G: CAPITAL
SPEND
H:
TRANSFERS
TO SAVINGS
I: TRANSFERS
FM SAVINGS

J: NON-
INCOME
ADJUST
K: CLIENT
RECEIPTS
L: CASH IN
DONATIONS
GAIN OR
LOSS
15954.85
Apr 1095.13 0.00 259.45 0.00 0.00 360.00 0.00 0.00 0.00 0.00 1355.00 0.00 -359.58 15595.27
May 1201.62 60.00 260.09 0.00 0.00 360.00 0.00 0.00 0.00 0.00 2225.00 0.00 343.29 15938.56
Jun 1036.73 0.00 63.42 0.00 0.00 360.00 0.00 0.00 0.00 0.00 1445.00 9500.00 9484.85 25423.41
Jul 1009.65 0.00 254.65 0.00 0.00 360.00 0.00 0.00 0.00 0.00 1815.00 0.00 190.70 25614.11
Aug 1448.48 0.00 308.47 0.00 0.00 360.00 0.00 0.00 0.00 0.00 2135.00 195.45 213.50 25827.61
Sep 1222.38 0.00 67.42 0.00 0.00 360.00 0.00 0.00 0.00 0.00 1725.00 390.90 466.10 26293.71
Oct 906.54 0.00 225.48 0.00 0.00 360.00 0.00 0.00 0.00 0.00 2141.00 200.00 848.98 27142.69
Nov 1274.21 0.00 277.38 0.00 0.00 360.00 0.00 0.00 0.00 0.00 1500.00 0.00 -411.59 26731.10
Dec 1090.45 0.00 63.42 0.00 0.00 360.00 0.00 0.00 0.00 32.47 2330.00 0.00 816.13 27579.70
Jan 1046.58 0.00 242.56 0.00 228.57 360.00 0.00 0.00 0.00 0.00 1355.00 0.00 -522.71 27056.99
Feb 873.83 0.00 63.42 0.00 0.00 360.00 0.00 0.00 0.00 0.00 1820.00 0.00 522.75 27579.74
Mar 1244.56 0.00 292.42 0.00 0.00 360.00 0.00 25000.00 0.00 0.00 1670.00 0.00 -226.98 2352.76
13450.16 60.00 2378.18 0.00 228.57 4320.00 0.00 25000.00 0.00 32.47 21516.00 10286.35 11365.44 2352.76
Total Payments - Less Transfers 20376.91 Total Receipts - Less
Adjust, Transfers &
Refunds
31742.35
Net Gain/Loss 11365.44

BANK RECONCILIATION STATEMENT Current Account

01/04/2025
PERIOD:
Reconciled Bank Balance B/F 1 April
AA
Balance shown on Current Bank Statement
BB
ADD
Receipts paid in but not credited on Bank Statement
CC
BB+CC
TOTAL A
Unpresented Cheques/Payments
TOTAL B
Balance C/F to next account (A - B)
TOTAL C
TotalPAYMENTSthis period
TOTAL D
Plus C/F balance to next account (C+D)
TotalINCOMEthis period
TOTAL E
Plus C/F balance from last period
AA+E
01/04/2025
PERIOD:
Reconciled Bank Balance B/F 1 April
AA
Balance shown on Current Bank Statement
BB
ADD
Receipts paid in but not credited on Bank Statement
CC
BB+CC
TOTAL A
Unpresented Cheques/Payments
TOTAL B
Balance C/F to next account (A - B)
TOTAL C
TotalPAYMENTSthis period
TOTAL D
Plus C/F balance to next account (C+D)
TotalINCOMEthis period
TOTAL E
Plus C/F balance from last period
AA+E
Apr 2024-Mar 2025
15954.85
2352.76
0.00
2352.76
0.00
0.00
2352.76
45436.91
47789.67
31834.82
47789.67
ACCOUNT BALANCE SUMMARY BANK
Balance B/F From April
TotalPAYMENTS
TotalRECEIPTS
15954.85
-45436.91
31834.82
BALANCES C/F TO NEXT MONTH 2352.76
Receipts 0.00
UNPRESENTED PAYMENTS
Ref Amount
0.00

BCMoW Business Premium ME SAVINGS ACCOUNT

BCMoW Business Premium ME SAVINGS ACCOUNT BCMoW Business Premium ME SAVINGS ACCOUNT BCMoW Business Premium ME SAVINGS ACCOUNT BCMoW Business Premium ME SAVINGS ACCOUNT BCMoW Business Premium ME SAVINGS ACCOUNT
MONTH: Apr 2024-Mar 2025
DATE DESCRIPTION PAYMENTS RECEIPTS BALANCE
No
Balance B/F 0.00
Transfer from Current 25000.00 25000.00
25000.00
25000.00
25000.00
25000.00
25000.00
25000.00
25000.00
25000.00
GRAND TOTALS 0.00 25000.00 25000.00

BANK RECONCILIATION STATEMENT

Premium Savings Account

Premium Savings Account
BANK RECONCILIATION STATEMENT
Premium Savings Account
BANK RECONCILIATION STATEMENT
PERIOD:
AA
0.00
BB
25,000.00
ADD
CC
TOTAL A
25,000.00
TOTAL B
0.00
Plus C/F balance to next account (C+D)
0.00
TotalINCOMEthis period
TOTALC
25,000.00
Plus C/F balance from last period
AA+C
25,000.00
Reconciled Bank Balance B/F 1 April
Balance shown on Current Bank Statement
Receipts paid in but not credited on Bank Statement
TotalPAYMENTSthis period
BB+CC
Apr 2024-Mar 2025
0.00
25,000.00
25,000.00
0.00
0.00
25,000.00
25,000.00
ACCOUNT BALANCE SUMMARY BANK
Balance B/F From April
TotalPAYMENTS
TotalRECEIPTS
0.00
0.00
25,000.00
BALANCES C/F TO NEXT MONTH 25,000.00