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Epsom Baptist Church CIO Trustees’ Annual Report for 2025
Epsom Baptist Church is a Charitable Incorporated Organisation (CIO) registered with the Charity Commission on 14[th] July 2017. Epsom Baptist Church is also known as Epsom Church. The public address details displayed on the Register of Charities are correct. The address at the foot of this page is the same address that we use as our Charity’s administrative headquarters. Our CIO is a subsidiary body of Baptists Together (formerly the Baptist Union of GB). All our Charity’s members, as well as Trustees, are entitled to vote under our governance document. Excluding Trustees, about 20 Church volunteers carried out charitable activities on behalf of the CIO in the UK.
The purpose of the Epsom Baptist Church CIO is the advancement of the Christian Faith according to the principles of the Baptist denomination. In addition, the Church may also advance education and carry out other charitable purposes in the United Kingdom and / or other parts of the world. We continue to work in close cooperation with other local Churches through Churches Together in Epsom (CTiE).
The Trustees in post during 2025 were: Lisa Bell as Minister and Chair appointed at a special Church Members’ Meeting on 3[rd] June 2025, Handley Hammond (Church Secretary), David Waddell (Church Treasurer), until November 2025, Stewart Bowman, Wendy Gonzalez Criollo, until November 2025, Ewen Mackay and XX – Trustee with dispensation, until November 2025, Stella Davies and Steve Lowe. The Trustees are responsible for safeguarding the finances and property owned by Epsom Baptist Church CIO.
There were three Ordinary Church Members’ Meetings during 2025, the November one incorporating the Annual General Meeting (AGM). They were held in April, July and November.
There was one Baptismal Service with 4 candidates during the year. Average Sunday morning attendance towards the end of the year was 55. During the year several new people joined the congregation. The total formal membership at the end of 2025 was 55. 3 new friends were received into membership: Cheryl Fidler, Margaret Janes and Michael Sturrock.
In addition to supporting partners through BMS World Mission and the Baptists Together Home Mission Fund, we provided support for the work of Vision Peoples in Mission UK Trust (registered Charity number 1113819) helping Kenyans who are disadvantaged and poverty stricken, by meeting their practical, medical and spiritual needs. We also supported Spinnaker Trust (registered Charity 1111351) and Dnipro Hope Mission in Ukraine (registered Charity
T: 01372 749582 E: admin@epsomchurch.co.uk W: www.epsomchurch.co.uk
Minister: Lisa Bell Epsom Baptist Church CIO Charity Reg No: 1173824 6 Church Street, Epsom, KT17 4NY
number 1177504). The Church was also involved in contributing to and collecting for Christian Aid Week in May.
We were encouraged by some 58 children and teenagers coming to various activities on Sunday and during the week. The toddler group, Giggles, which meets on Thursday mornings during term time offers a range of activities for young children and a welcoming space for their parents and carers. On Thursdays between 5.00 and 6.30 there is a Kids’ Club, and twice a month, between 7.00 and 8.30, there is a Youth Club. At Easter there was a Children’s Holiday Club, and in the Summer eight teens went to New Wine at Shepton Mallet with Lisa Bell, our Minister. Lisa is the local organiser for work in Schools by local Churches using Spinnaker Trust.
During the year there was a weekly Thursday afternoon Lunch Hub and Social Club for people in the community.
Much of our income is through the regular giving of members. This is augmented by rental income through letting the manse, and through hiring out of the Church Hall and car park.
No building project is currently being considered. Instead, we have decided to upgrade the attractiveness of the existing buildings and site. There has been a Comprehensive Fire Risk Assessment of the premises and an Electrical Inspection Risk Requirement (Fixed & Portable) as well as refurbishment to the inside and outside of the church.
In the opinion of the Trustees, the Church is financially sound and has adequate resources to finance its operations for the foreseeable future. However, expenditure still exceeds income, and the present substantial reserves are declining. No employee has received more than £60K during this reporting period. The total amount spent on the employee payroll was £55,817 (wages and salaries, £50,637, and pension contributions £5,180. None of our staff have worked on behalf of our Charity outside the UK.
All members providing services for children have obtained the required levels of DBS checks. There were no serious safeguarding issues during 2025 that needed to be reported to the Commission. The ‘Policy Statement on Safeguarding of children and young people and the Church’ was formally reindorsed unchanged again during the year.
Handley Hammond Church Secretary
June 2026
T: 01372 749582 E: admin@epsomchurch.co.uk W: www.epsomchurch.co.uk
Minister: Lisa Bell Epsom Baptist Church CIO Charity Reg No: 1173824 6 Church Street, Epsom, KT17 4NY
Epsom.Baptist Church CIO- Company No. CE011319- Charity No. 1173824 Annual Report and Accounts Period ended 31/12/2025 CONTENTS Company Information Trustees Report Profit and Loss Account Bglance Sheet Independent Examinerfs Statement Notes to the Accounts page 2 page 3 page 4 page 5 page 6 page 7 Page lof7
Epsom Baptist Church CIO Charity Information Trustees Lisa Bell Barry Francis Stella Elizabeth Davies Steve Lowe Stewart Bowman Ewen.MacKay Handley Charles Dibben Hammond Bankers Metro Bank One Southampton Row, London WCIB SHA Company Registered Number CE011319 Charity Number 1173824 Page2of7
Epsom Baptist Church CIO Trustees Report The trustees present their annual report and accounts for the period end:ed 31 December2025. Principal Artivities The organisation was engaged in charitable and religious activities. Trustees The trustees who served between l January 2025 and the date of this report were as follows: Name Date Appointed Date Resigned Wendy Gonzalez Criollo D,avid James Waddell Handley Charles Dibben Hammond Ewen MacKay Stewart Bowman Lisa Bell Steve Lowe Stella Davies Barry Francis XX- Trustee with Dispensation 17/11/2025 17/11/2025 07/11/2022 22/1112023 22/11/2023 09/09/2024 18111/2024 18/11/2024 17111/2025 17/11/2025 The company is a Charitable Incorporated Organisation so the trustees do not hold any shares in the company or receive any dividend payments. Small Company Special Provisions T.he report of the trustees has been prepared in accordance with the special provisions of part 15 of the Companies Act 2006 relating to small companies. This annual report was approved by the board on l <July 2026. B'arry Francis Treasurer Page3of7
Epsom Baptist Church CIO Income and Expenditure Account for the period from l January 2025 to 31 Decembor 2025 Notes 2025 2024 Income . Gift Aided Donations Hatl and Office Rental Manse Rent Car Park Rental Gift Aid Tax Refund Non Gift Aided Donations Interest Total Income Expenses . Wages and Salaries R'epairs and Maintenance Light and Heat Tithes and Other Donations to Third Parties Pensions P'roperty Management Fees Insurance Premiums Council Tax, Water and other Service Charges Accountancy and Payroll Equipment Expensed Memberships and other Subscriptions V,isiting Speakers and other Freelance Workers Eiients, Hospitality and Entertaining Staff Training and Welfare Telephone and Fax A'dvertising and PR Stationery and Printing Information and Publications o.ther Legal and Professional Fees Broadband and Internet Travel and Subsistence Software Cleaning Bank Charges Postage Rent in lieu of Manse Sundries 40999 36099 29388 18330 10250 7797 1476 144339 36360 25125 27627 17160 9090 8494 2297 126153 50637 50073 7488 7192 5180 4011 2840 2277 1358 1252 1189 920 815 657 541 470 465 211 120 111 56 46 35 25 12 62320 5455 6376 7330 20357 3653 2604 4195 1200 2495 1431 580 763 510 1047 348 441 164 895 145 206 272 48 18 19110 1403 2542 Total Expenditure 140523 143371 Surplus/lDeficit) for the period Gains/(Losses) on Equities Retained Surplus/(Deficit) for the period Income and Expenditure account brought forward Income and Expenditure account carried forward Page4of7 3816 260 4076 2459448 2463524 (17218) 7657 (9561) 2469009 2459448
Epsom Baptist Church CIO Balance Sheet as at 31 December 2025 Notes 2025 2024 ctsrrent Assets: Equipment Property Equity Funds D.ebtors .Prepayments Bank Deposits 25000 2300000 84194 10250 2210 50670 25000 2300000 75035 18864 2137 54879 Total Assets 2472324 2475915 Current Liabilities: Creditors- Amount failing due within one year Accruals and Deferred Income received in advance 3416 5384 2870 13597 Total Liabilities 8800 16467 Net Assets 2463524 2459448 Capital and Reserves: Called up share capital Income and Expenditure Account 2463524 2459448 Surplus Funds 2463524 2459448 Application of Assets to Funds General Fund Building.Fund 2463524 2457448 2000 Total Assets 2463524 2459448 For the period ending 31 December 2025 the company was entitled to exemption under section 477(2) of the Companies Act 2006. The members have not required the company to obtain an audit in accordance with section 476 of, the Companies Act 2006. The trustees acknowledge their responsibility for complying with the requirements of the Act with: respect to accounting records and for the preparation of accounts which includes: (i) Ensuring that the company keeps proper accounting records which comply wtth section 386; and Page5of7
(li) Preparing accounts which give a true and fair view of the state of affairs of the company as at the end of the financial year, and of it5 profit and loss for the financial year, in accordance with the requirements of Section 393, and which otherwise comply with the requirements of the Companies Act rejating to accounts, so far as applicable to the company. These accounts have been prepared in accordance with the provisions applicable to companies subject to the small companies regime. Barry Francis Treasurer Approved by the board on l¥July 2026 Independent Examinerfs Statement Epsom Baptist Church CIO is a Charitable Incorporated Organisation and is a Registered Charity. The charitvs trustees consider that an audit is not required for this year under section 43{2) of the Charities Act 1993. In connection with my examinatÈon no matter has come to my attention which , gives me reasonable cause to believe that in any material respect the requirements: (a) To keep accounting records in accordance with section 41 of the 1993 Act" and (b) To prepare accounts which accord with the accountin8 records and comply with the accounting requirements of the 1993 Act have not been met; or to which, in my opinion, attention should be drawn in order to obtain a proper understanding of the accounts to be reached. Bruce Embleton MSC ICPA Faith in Finance Limited 8,Old James Street N,'unhead London SE15 3TS 1.0 July 2026 Page6of7
Epsom Baptist Church CIO Notes to the Accounts for the period l January 2025 to 31 December 2025 l. Accounting Policies Accounting Convention The accounts have been prepared under the historical cost convention. 2. Charitable Incorporated Organisation The company is a Charitable Incorporated Organisation without shareholders. As a result no taxes are payable on its surplus funds and there are no dividends payable to shareholders. 3. Creditors- Amount falling due within one year Accountancy and Payroll Fees O,ther Trade Creditors Bank Loans and Overdrafts Outstanding Expenses Claims Corporation Tax 1016 672 685 Salaries & Pensions Charitable Donations 1043 4. Share Capital D;ue to the company's status as a Charitable Incorporated Organisation there is no authorised share capital whether issued or not. P.age 7 of 7
Epsom.Baptist Church CIO- Company No. CE011319- Charity No. 1173824 Annual Report and Accounts Period ended 31/12/2025 CONTENTS Company Information Trustees Report Profit and Loss Account Bglance Sheet Independent Examinerfs Statement Notes to the Accounts page 2 page 3 page 4 page 5 page 6 page 7 Page lof7
Epsom Baptist Church CIO Charity Information Trustees Lisa Bell Barry Francis Stella Elizabeth Davies Steve Lowe Stewart Bowman Ewen.MacKay Handley Charles Dibben Hammond Bankers Metro Bank One Southampton Row, London WCIB SHA Company Registered Number CE011319 Charity Number 1173824 Page2of7
Epsom Baptist Church CIO Trustees Report The trustees present their annual report and accounts for the period end:ed 31 December2025. Principal Artivities The organisation was engaged in charitable and religious activities. Trustees The trustees who served between l January 2025 and the date of this report were as follows: Name Date Appointed Date Resigned Wendy Gonzalez Criollo D,avid James Waddell Handley Charles Dibben Hammond Ewen MacKay Stewart Bowman Lisa Bell Steve Lowe Stella Davies Barry Francis XX- Trustee with Dispensation 17/11/2025 17/11/2025 07/11/2022 22/1112023 22/11/2023 09/09/2024 18111/2024 18/11/2024 17111/2025 17/11/2025 The company is a Charitable Incorporated Organisation so the trustees do not hold any shares in the company or receive any dividend payments. Small Company Special Provisions T.he report of the trustees has been prepared in accordance with the special provisions of part 15 of the Companies Act 2006 relating to small companies. This annual report was approved by the board on l <July 2026. B'arry Francis Treasurer Page3of7
Epsom Baptist Church CIO Income and Expenditure Account for the period from l January 2025 to 31 Decembor 2025 Notes 2025 2024 Income . Gift Aided Donations Hatl and Office Rental Manse Rent Car Park Rental Gift Aid Tax Refund Non Gift Aided Donations Interest Total Income Expenses . Wages and Salaries R'epairs and Maintenance Light and Heat Tithes and Other Donations to Third Parties Pensions P'roperty Management Fees Insurance Premiums Council Tax, Water and other Service Charges Accountancy and Payroll Equipment Expensed Memberships and other Subscriptions V,isiting Speakers and other Freelance Workers Eiients, Hospitality and Entertaining Staff Training and Welfare Telephone and Fax A'dvertising and PR Stationery and Printing Information and Publications o.ther Legal and Professional Fees Broadband and Internet Travel and Subsistence Software Cleaning Bank Charges Postage Rent in lieu of Manse Sundries 40999 36099 29388 18330 10250 7797 1476 144339 36360 25125 27627 17160 9090 8494 2297 126153 50637 50073 7488 7192 5180 4011 2840 2277 1358 1252 1189 920 815 657 541 470 465 211 120 111 56 46 35 25 12 62320 5455 6376 7330 20357 3653 2604 4195 1200 2495 1431 580 763 510 1047 348 441 164 895 145 206 272 48 18 19110 1403 2542 Total Expenditure 140523 143371 Surplus/lDeficit) for the period Gains/(Losses) on Equities Retained Surplus/(Deficit) for the period Income and Expenditure account brought forward Income and Expenditure account carried forward Page4of7 3816 260 4076 2459448 2463524 (17218) 7657 (9561) 2469009 2459448
Epsom Baptist Church CIO Balance Sheet as at 31 December 2025 Notes 2025 2024 ctsrrent Assets: Equipment Property Equity Funds D.ebtors .Prepayments Bank Deposits 25000 2300000 84194 10250 2210 50670 25000 2300000 75035 18864 2137 54879 Total Assets 2472324 2475915 Current Liabilities: Creditors- Amount failing due within one year Accruals and Deferred Income received in advance 3416 5384 2870 13597 Total Liabilities 8800 16467 Net Assets 2463524 2459448 Capital and Reserves: Called up share capital Income and Expenditure Account 2463524 2459448 Surplus Funds 2463524 2459448 Application of Assets to Funds General Fund Building.Fund 2463524 2457448 2000 Total Assets 2463524 2459448 For the period ending 31 December 2025 the company was entitled to exemption under section 477(2) of the Companies Act 2006. The members have not required the company to obtain an audit in accordance with section 476 of, the Companies Act 2006. The trustees acknowledge their responsibility for complying with the requirements of the Act with: respect to accounting records and for the preparation of accounts which includes: (i) Ensuring that the company keeps proper accounting records which comply wtth section 386; and Page5of7
(li) Preparing accounts which give a true and fair view of the state of affairs of the company as at the end of the financial year, and of it5 profit and loss for the financial year, in accordance with the requirements of Section 393, and which otherwise comply with the requirements of the Companies Act rejating to accounts, so far as applicable to the company. These accounts have been prepared in accordance with the provisions applicable to companies subject to the small companies regime. Barry Francis Treasurer Approved by the board on l¥July 2026 Independent Examinerfs Statement Epsom Baptist Church CIO is a Charitable Incorporated Organisation and is a Registered Charity. The charitvs trustees consider that an audit is not required for this year under section 43{2) of the Charities Act 1993. In connection with my examinatÈon no matter has come to my attention which , gives me reasonable cause to believe that in any material respect the requirements: (a) To keep accounting records in accordance with section 41 of the 1993 Act" and (b) To prepare accounts which accord with the accountin8 records and comply with the accounting requirements of the 1993 Act have not been met; or to which, in my opinion, attention should be drawn in order to obtain a proper understanding of the accounts to be reached. Bruce Embleton MSC ICPA Faith in Finance Limited 8,Old James Street N,'unhead London SE15 3TS 1.0 July 2026 Page6of7
Epsom Baptist Church CIO Notes to the Accounts for the period l January 2025 to 31 December 2025 l. Accounting Policies Accounting Convention The accounts have been prepared under the historical cost convention. 2. Charitable Incorporated Organisation The company is a Charitable Incorporated Organisation without shareholders. As a result no taxes are payable on its surplus funds and there are no dividends payable to shareholders. 3. Creditors- Amount falling due within one year Accountancy and Payroll Fees O,ther Trade Creditors Bank Loans and Overdrafts Outstanding Expenses Claims Corporation Tax 1016 672 685 Salaries & Pensions Charitable Donations 1043 4. Share Capital D;ue to the company's status as a Charitable Incorporated Organisation there is no authorised share capital whether issued or not. P.age 7 of 7