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2026-03-31-accounts

Registered Charity Number 1171826

Report of the Trustees and Unaudited Financial Statements

For the year ended 31st March 2026

For Wearside Bridge Club CIO

Wearside Bridge Club CIO Trustees Report For the year ended 31st March 2026

Trustees Brian Dakers
Yvonne Thompson
Alan Wallace
George Robert Farnan
Christopher Paul Patrick
Graham Cox
Rosemary Wallace
Charity Number 01171826
Business Address 17, Park Place West
Sunderland
SR2 8HT
Independent Examiner Bamco 61
37, West Sunniside
Sunderland SR1 1BU

The Trustees present their annual report together the financial statements of the charity for the year ended 31st March 2026. The Trustees confirm that the annual report and financial statements comply with the current statutory requirements of the charity's governing document and the provisions of the Statement of Recommended Practice (SORP) applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable to the UK and the Republic of Ireland (FRS 102) (effective 1 January 2019)

Wearside Bridge Club CIO

Contents
Page
Trustees Report 1
Statement of Financial Actvites 2
Balance Sheet 3
Notes to the fnancial statements 4

Wearside Bridge Club CIO

Trustees Report

For the year ended 31st March 2026

The trustees present their report with the financial statement of the charity for the year ended 31[st] March 2026. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1[st] January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and Aims

The objectives of the charity are:

the advancement of amateur sport by promoting the game of bridge for the benefit of the residents of Sunderland and the surrounding area;

the provision of facilities for the learning, teaching and playing of bridge for the benefit of the residents of Sunderland and the surrounding area with the object of improving the conditions of life.

Significant Activities

The charity organised a bridge holiday for the members. A bridge session is organised every Friday afternoon for those members without a partner. Teaching sessions are provided on Tuesday and Friday mornings as well as Thursday evenings throughout the year.

Public benefit

The trustees have complied with the duty in section 17(5) of the 2011 Charities Act to have due regard to guidance published by the Charity Commission on public benefit in deciding what activities the charity should undertake.

ACHIEVEMENT AND PERFORMANCE

Charitable activities and Fundraising activities

The charity provides bridge six days a week throughout the year. An online event is held on a Thursday evening every week.

The charity relies on donations from members and Gift Aid is claimed on this source of funds.

1

FINANCIAL REVIEW

Principal funding sources

The charities main sources of income are donations from members, Gift Aid and membership subscriptions as shown in the financial statement.

Investment policy and objectives

The charity currently holds all of its funds in either current or deposit accounts.

Results for the year

The financial performance of the charity for the year under review is summarised in the statement of Financial Activities on pages 2 and 3 of this report. The charity received a total income of £36 870 and had a total expenditure of £33 738 leaving a net income of £3 132. The main components of the total income were membership subscriptions, donations, Gift Aid, the online facility and table money from non members. The main components of the total expenditure were lighting, heating and the refurbishment of the ladies toilet.

The overall financial result is considered satisfactory.

Reserves policy

The charity has total reserves of £236 152 comprising unrestricted funds of £236 152 comprising reserves of £148 040 representing the fixed assets of the charity leaving £88 112 as free reserves. The charity has no restricted funds.

The trustees will review and monitor the reserves annually to ensure that the amount is realistic and maintained at the appropriate level in relation to anticipated expenditure.

Future Plans

The charity must ensure that the premises are kept safe and secure and in good repair. External painting and repair of exterior woodwork is to be undertaken in the near future.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document (the Constitution) and a deed of trust. The charity is an unincorporated charity.

Organisational structure

The charity is managed under the charity’s constitution and regulations by a committee elected at the Annual General Meeting each year. This committee consists of no less than 7 members and no more than 12 members. The committee meets frequently throughout the year.

Risk Managemen t

The charity has a duty to identify and review the risks to which the charity is exposed and systems have been established to minimise those risks.

REFERENCE AND ADMINISTRATIVE DETAILS

Registered charity number

1171826

Principal address

17 Park Place West Sunderland SR2 8HT

Committee members who served during the year

A. Davies-Chairperson (resigned 28[th] July 2026)

C. Patrick-Secretary

R. Wallace-Treasurer

G. Cox

G. Farnan

Y. Thompson

T. Miller

A. Wallace

B. Dakers

J. Dawson

Wearside Bridge Club CIO Statement of Financial Activities For the year ended 31st March 2026

Wearside Bridge Club CIO
Statement of Financial Actvites
For the year ended 31st March 2026
Income and Endowments From
Donations and Legacies
Charitable Actvites
Promoton, learning, teaching and playing bridge
Investment Income
Total
Expenditure
Charitable Activities
2026
£
27,756
6,956
2,158
36,870
33,738
3,132
2025
£
28,622
9,056
3,931
41,609
29,363
12,246

2

Wearside Bridge Club CIO
Balance Sheet
For the year ended 31st March 2026
Fixed assets
Current assets
Creditors: amounts due within one year
Total assets less current laibilities
Creditors: amounts falling due after
more than one year
Capital and reserves
2026
£
148,040
88,912
800
236,152
236,152
236,122
2025
£
151,223
83,519
1,752
232,990
-
232,990
232,990

The financial statements were approved by the Board of Trustees and authorised for issue on 31st July 2026

Mr C P Patrick - Secretary…......................................................................

Mrs R L Wallace - Treasurer…..................................................................

3

Wearside Bridge Club CIO Notes to the financial statements For the year ended 31st March 2026

1 Tangible fixed assets and depreciation

Tangible fixed assets are stated at cost less depreciation. Depreciation is provided at rates calculated to write off the cost less estimated residual value of each asset over its expected useful life, as follows: Fixtures & fittings 15% reducing balance Land & Buildings 2% straight line

Stock

Stock is lower of cost and net realisable value.

Taxation

The charity is exempt from tax on its charitable activities

2026
21,150
4,339
2,267
27,756
3,345
0
3,611
0
0
0
6,956
4Investment Income
Deposit Account Interest
2,158
2 Donations and legacies
Donations
Gif Aid
Membership Subscriptions
3 Income From Charitable Actvites
Teaching
Table Money
Virtual Club
Teacher Training
Chronicle Cup
Other Income
2025
17,949
8,489
2,184
28,622
1,263
3,321
4,023
190
150
109
9,056
3,931

4

Wearside Bridge Club CIO Notes to the financial statements For the year ended 31st March 2026

5 Tangible fixed assets
Cost
At 1st April 2025
Additions
Disposals
At 31st March 2026
Depreciation
At 1st April 2025
Charge for the year
Disposals
At 31st March 2026
Net book value
At 31st March 2026
At 31st March 2025
6Current Assets
Stocks
Gif Aid Debtor
Prepayments & Accrued Income
Cash at Bank and in hand
6Funds
Unrestricted Funds Brought Forward
Surplus for the year
Revaluation Reserve
7 Creditors:amounts falling due within one year
Trade creditors
Accruals
Fixtures &
Fittings
£
9,725
-
-
2026
2025
£
£
-
565
800
1,187
Land &
Buildings
Total
£
£
150,000
159,725
-
-
-
-
150,000
159,725
-
8,502
3,000
3,183
-
-
3,000
11,685
147,000
148,040
150,000
151,223
2026
2025
£
£
200
170
4,339
4362
5,026
5026
79,547
73,961
88,912
83,519
9,725
8,502
183
-
8,685
1,040
1,223
800
1,752
2026
2025
£
£
84,132
71,886
3,132
12,246
87,264
84,132
148,858
148,858
236,122
232,990

5

Wearside Bridge Club CIO Detailed Statement of Financial Activities For the year ended 31st March 2026

Wearside Bridge Club CIO
Detailed Statement of Financial Actvites
For the year ended 31st March 2026
2026 2025
£ £ £ £
INCOME & ENDOWMENTS
Donations and legacies
Donations 21,150 17,949
Gif Aid 4,339 8,489
Membership Subscriptions 2,267 2,184
27,756 28,622
Charitable Actvites
Teaching 3,345 1,263
Table Money 0 3,321
Virtual Club 3,611 4,023
Teacher Training 0 190
Chronicle Cup 0 150
Other Income 0 109
6,956 9,056
Investment Income
Deposit Account Interest 2,158 3,931
Total Income for year 36,870 41,609
Expenditure
Charitable activities
Teaching Expenses 1,364 352
Council Tax & Water 844 512
Light & Heat 2,866 3,357
Insurance 1,315 1,355
Property Repairs 9,039 2,326
Tree Removal 0 3,204
Repairs & Renewals 535 348
Signs & Engraving 408 252
Telecommunications 421 356
Printing, Postage & Stationery 832 624
Advertising 0 156
Subscriptions 5,693 6,259
Licences 0 70
Charitable Donations 542 1,543
Cleaning & Gardening 2,780 2,756
Sundries 352 4,262
Bar Costs 1,339 0
Club Matches 480 0
Legal Fees 580 0
Bank Charges 364 301
Depreciaton Charge 3,183 32,938 550 28,583

6

Wearside Bridge Club CIO Detailed Statement of Financial Activities For the year ended 31st March 2026

Wearside Bridge Club CIO
Detailed Statement of Financial Actvites
For the year ended 31st March 2026
2026 2025
£ £ £ £
Governance
Independent examination 800 780
Total Expenditure 33,738 29,363
Net Income 3,132 12,246

7