**Registered Charity Number 1171826**
**Report of the Trustees and Unaudited Financial Statements**
**For the year ended 31st March 2026**
**For Wearside Bridge Club CIO**
## **Wearside Bridge Club CIO Trustees Report For the year ended 31st March 2026**
|**Trustees**|Brian Dakers|
|---|---|
||Yvonne Thompson|
||Alan Wallace|
||George Robert Farnan|
||Christopher Paul Patrick|
||Graham Cox|
||Rosemary Wallace|
|**Charity Number**|01171826|
|**Business Address**|17, Park Place West|
||Sunderland|
||SR2 8HT|
|**Independent Examiner**|Bamco 61|
||37, West Sunniside|
||Sunderland SR1 1BU|
The Trustees present their annual report together the financial statements of the charity for the year ended 31st March 2026. The Trustees confirm that the annual report and financial statements comply with the current statutory requirements of the charity's governing document and the provisions of the Statement of Recommended Practice (SORP) applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable to the UK and the Republic of Ireland (FRS 102) (effective 1 January 2019)
## **Wearside Bridge Club CIO**
|Contents||
|---|---|
||Page|
|Trustees Report|1|
|Statement of Financial Actvites|2|
|Balance Sheet|3|
|Notes to the fnancial statements|4|
## **Wearside Bridge Club CIO**
## **Trustees Report**
## **For the year ended 31st March 2026**
The trustees present their report with the financial statement of the charity for the year ended 31[st] March 2026. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1[st] January 2019).
## **OBJECTIVES AND ACTIVITIES**
## **Objectives and Aims**
The objectives of the charity are:
the advancement of amateur sport by promoting the game of bridge for the benefit of the residents of Sunderland and the surrounding area;
the provision of facilities for the learning, teaching and playing of bridge for the benefit of the residents of Sunderland and the surrounding area with the object of improving the conditions of life.
## **Significant Activities**
The charity organised a bridge holiday for the members. A bridge session is organised every Friday afternoon for those members without a partner. Teaching sessions are provided on Tuesday and Friday mornings as well as Thursday evenings throughout the year.
## **Public benefit**
The trustees have complied with the duty in section 17(5) of the 2011 Charities Act to have due regard to guidance published by the Charity Commission on public benefit in deciding what activities the charity should undertake.
## **ACHIEVEMENT AND PERFORMANCE**
## **Charitable activities and Fundraising activities**
The charity provides bridge six days a week throughout the year. An online event is held on a Thursday evening every week.
The charity relies on donations from members and Gift Aid is claimed on this source of funds.
1
## **FINANCIAL REVIEW**
## **Principal funding sources**
The charities main sources of income are donations from members, Gift Aid and membership subscriptions as shown in the financial statement.
## **Investment policy and objectives**
The charity currently holds all of its funds in either current or deposit accounts.
## **Results for the year**
The financial performance of the charity for the year under review is summarised in the statement of Financial Activities on pages 2 and 3 of this report. The charity received a total income of £36 870 and had a total expenditure of £33 738 leaving a net income of £3 132. The main components of the total income were membership subscriptions, donations, Gift Aid, the online facility and table money from non members. The main components of the total expenditure were lighting, heating and the refurbishment of the ladies toilet.
The overall financial result is considered satisfactory.
## **Reserves policy**
The charity has total reserves of £236 152 comprising unrestricted funds of £236 152 comprising reserves of £148 040 representing the fixed assets of the charity leaving £88 112 as free reserves. The charity has no restricted funds.
The trustees will review and monitor the reserves annually to ensure that the amount is realistic and maintained at the appropriate level in relation to anticipated expenditure.
## **Future Plans**
The charity must ensure that the premises are kept safe and secure and in good repair. External painting and repair of exterior woodwork is to be undertaken in the near future.
## **STRUCTURE, GOVERNANCE AND MANAGEMENT**
## **Governing document**
The charity is controlled by its governing document (the Constitution) and a deed of trust. The charity is an unincorporated charity.
## **Organisational structure**
The charity is managed under the charity’s constitution and regulations by a committee elected at the Annual General Meeting each year. This committee consists of no less than 7 members and no more than 12 members. The committee meets frequently throughout the year.
## **Risk Managemen** t
The charity has a duty to identify and review the risks to which the charity is exposed and systems have been established to minimise those risks.
## **REFERENCE AND ADMINISTRATIVE DETAILS**
## **Registered charity number**
1171826
## **Principal address**
17 Park Place West Sunderland SR2 8HT
## **Committee members who served during the year**
A. Davies-Chairperson (resigned 28[th] July 2026)
C. Patrick-Secretary
R. Wallace-Treasurer
G. Cox
G. Farnan
Y. Thompson
T. Miller
A. Wallace
B. Dakers
J. Dawson
## **Wearside Bridge Club CIO Statement of Financial Activities For the year ended 31st March 2026**
|**Wearside Bridge Club CIO**
**Statement of Financial Actvites**
**For the year ended 31st March 2026**|||
|---|---|---|
|**Income and Endowments From**
Donations and Legacies
**Charitable Actvites**
Promoton, learning, teaching and playing bridge
Investment Income
**Total**
**Expenditure**
Charitable Activities|2026
£
27,756
6,956
2,158
36,870
33,738
3,132|2025
£
28,622
9,056
3,931|
|||41,609
29,363|
|||12,246|
2
|**Wearside Bridge Club CIO**
**Balance Sheet**
**For the year ended 31st March 2026**
**Fixed assets**
**Current assets**
**Creditors: amounts due within one year**
**Total assets less current laibilities**
**Creditors: amounts falling due after**
**more than one year**
**Capital and reserves**|2026
£
148,040
88,912
800
236,152
236,152
236,122|2025
£
151,223
83,519
1,752|
|---|---|---|
|||232,990|
|||-|
|||232,990|
|||232,990|
The financial statements were approved by the Board of Trustees and authorised for issue on 31st July 2026
## **Mr C P Patrick - Secretary…......................................................................**
**Mrs R L Wallace - Treasurer…..................................................................**
3
**Wearside Bridge Club CIO Notes to the financial statements For the year ended 31st March 2026**
## 1 **Tangible fixed assets and depreciation**
Tangible fixed assets are stated at cost less depreciation. Depreciation is provided at rates calculated to write off the cost less estimated residual value of each asset over its expected useful life, as follows: Fixtures & fittings 15% reducing balance Land & Buildings 2% straight line
## **Stock**
Stock is lower of cost and net realisable value.
## **Taxation**
The charity is exempt from tax on its charitable activities
|**2026**
21,150
4,339
2,267
27,756
3,345
0
3,611
0
0
0
6,956
4**Investment Income**
Deposit Account Interest
2,158
2 **Donations and legacies**
Donations
Gif Aid
Membership Subscriptions
3 **Income From Charitable Actvites**
Teaching
Table Money
Virtual Club
Teacher Training
Chronicle Cup
Other Income|**2025**
17,949
8,489
2,184|
|---|---|
||28,622|
||1,263
3,321
4,023
190
150
109|
||9,056|
||3,931|
4
## **Wearside Bridge Club CIO Notes to the financial statements For the year ended 31st March 2026**
|5 **Tangible fixed assets**
**Cost**
At 1st April 2025
Additions
Disposals
At 31st March 2026
**Depreciation**
At 1st April 2025
Charge for the year
Disposals
At 31st March 2026
**Net book value**
At 31st March 2026
At 31st March 2025
6**Current Assets**
Stocks
Gif Aid Debtor
Prepayments & Accrued Income
Cash at Bank and in hand
6**Funds**
Unrestricted Funds Brought Forward
Surplus for the year
Revaluation Reserve
7 **Creditors:amounts falling due within one year**
Trade creditors
Accruals|**Fixtures &**
**Fittings**
£
9,725
-
-||**2026**
**2025**
£
£
-
565
800
1,187
**Land &**
**Buildings**
**Total**
£
£
150,000
159,725
-
-
-
-
150,000
159,725
-
8,502
3,000
3,183
-
-
3,000
11,685
147,000
148,040
150,000
151,223
**2026**
**2025**
£
£
200
170
4,339
4362
5,026
5026
79,547
73,961
88,912
83,519|
|---|---|---|---|
||9,725|||
||8,502
183
-|||
||8,685|||
||1,040|||
||1,223|||
|||||
|||||
|||||
||||800
1,752|
||||**2026**
**2025**
£
£
84,132
71,886
3,132
12,246
87,264
84,132
148,858
148,858
236,122
232,990|
|||||
|||||
5
## **Wearside Bridge Club CIO Detailed Statement of Financial Activities For the year ended 31st March 2026**
|**Wearside Bridge Club CIO**
**Detailed Statement of Financial Actvites**
**For the year ended 31st March 2026**|||||||
|---|---|---|---|---|---|---|
||||2026|||2025|
||£||£|£||£|
|**INCOME & ENDOWMENTS**|||||||
|**Donations and legacies**|||||||
|Donations|||21,150|||17,949|
|Gif Aid|||4,339|||8,489|
|Membership Subscriptions|||2,267|||2,184|
||||27,756|||28,622|
|**Charitable Actvites**|||||||
|Teaching|||3,345|||1,263|
|Table Money|||0|||3,321|
|Virtual Club|||3,611|||4,023|
|Teacher Training|||0|||190|
|Chronicle Cup|||0|||150|
|Other Income|||0|||109|
||||6,956|||9,056|
|**Investment Income**|||||||
|Deposit Account Interest|||2,158|||3,931|
|**Total Income for year**|||36,870|||41,609|
|**Expenditure**|||||||
|**Charitable activities**|||||||
|Teaching Expenses||1,364|||352||
|Council Tax & Water||844|||512||
|Light & Heat||2,866|||3,357||
|Insurance||1,315|||1,355||
|Property Repairs||9,039|||2,326||
|Tree Removal||0|||3,204||
|Repairs & Renewals||535|||348||
|Signs & Engraving||408|||252||
|Telecommunications||421|||356||
|Printing, Postage & Stationery||832|||624||
|Advertising||0|||156||
|Subscriptions||5,693|||6,259||
|Licences||0|||70||
|Charitable Donations||542|||1,543||
|Cleaning & Gardening||2,780|||2,756||
|Sundries||352|||4,262||
|Bar Costs||1,339|||0||
|Club Matches||480|||0||
|Legal Fees||580|||0||
|Bank Charges||364|||301||
|Depreciaton Charge||3,183|32,938||550|28,583|
6
## **Wearside Bridge Club CIO Detailed Statement of Financial Activities For the year ended 31st March 2026**
|**Wearside Bridge Club CIO**
**Detailed Statement of Financial Actvites**
**For the year ended 31st March 2026**|||||
|---|---|---|---|---|
|||2026||2025|
||£|£|£|£|
|**Governance**|||||
|Independent examination||800||780|
|**Total Expenditure**||33,738||29,363|
|**Net Income**||3,132||12,246|
7