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2023-12-31-accounts

.FiiCUh WES[ CUMBRIA CQMMUNThY MONEY AD￿ CHAR INFORMATION Year Ended 31 December 2023 Chwlty Number 1171545 Workln8 Name WCCMA PrI￿1PaI Offlce The Brldge Centre Central Square Wothington Cuml*ia CA14 38G Trustees Ven Dr Rlthard Pratt {Chalr) Mr Patrick Sharnian Ms Lisa ArMlr•Jez (reslgned 28.9.24} Bankers National Weskninster Bank PLC 31 Pow Street Workiiwn Cumbrla CA14 3AE

CUMBRIA COMMUNITI MONEY ADVICE TRusfEE REPORT Year ended 31 December 2￿23 L Trust Infonnalion Details of tn￿ and other InfL￿at1¢￿ are Set Lmrt on the front page and fomi part of thls reporL Z Structure governance and management The tharlty is 8ovemed by a Charltsbje Incorwnted I￿ganIsatIc￿ ConstitutiL￿ approved on 19January 2017 and reglstered ?th the Chm Commi5slon cm the 7 Febnjay 2017. Initial trustees were ap￿Inted at (xrtset and new trustees were re(yulted frL*m volunteers withln the charity. 3. Activitles Due to the retlrement of debt advisors. operations ￿ased on the 31 March 2022 wlth all cases being dosed or transferred to Stepthan8e la debt charity). The trustees at the time had intended to vAnd up the chafity and had transferred scrfne funds to Stepchan8e and Communlty Money Advice. However an approach was received from the Cartlsle Diocese to explore the ￿s￿bility of u51ng the tharity for a new Christsn's Against Poverty branch In Maryport to take the debt forward. The trustees are awaltlng develownents and wlllliw to use the remaining lunds fLY such a proiect. 4. Objectlves The primary oblective is to prevent or relwe financial hardshlp for the publlc benefit of the people I1￿n8 in West Cunbria thrO￿h the wovlslon of free. confidential and Impartial: al Budget CoachiTha In an individual or group settin& and bl Debt Advice thrwh faCe-trIa￿ intervlews Approved try the Board of Trustees at their meetirva (m 30 September 2024 and sI8￿d on their behalf. Patrick M Sharnian Tnjstee

wE￿cumBRIA COMMUNITY MONEY ADVICE RE￿i￿rS AND PAYMEPll5 ACCOUNT Yew ended 31 De￿rnber 2023 2023 2022 RE￿IpTs Refund HMRCGiftAld 166 236 PAYMEpirs tyonatlons Advio UK Insur￿ and fees Rent Telephone and txoadband Events Miscellaneous 2250 784 555 143 16 5063 4827 Deficiv Surplus for year Bank & cash balances BF Bank & cash balafKes CF 1777 1777 1777 srATEMEfrif OF ASSEfs AND LIABILMES Bank aCc￿nt 1777 1777