.FiiCUh
WES[ CUMBRIA CQMMUNThY MONEY AD￿
CHAR INFORMATION
Year Ended 31 December 2023
Chwlty Number
1171545
Workln8 Name
WCCMA
PrI￿1PaI Offlce
The Brldge Centre
Central Square
Wothington Cuml*ia CA14 38G
Trustees
Ven Dr Rlthard Pratt {Chalr)
Mr Patrick Sharnian
Ms Lisa ArMlr•Jez (reslgned 28.9.24}
Bankers
National Weskninster Bank PLC
31 Pow Street
Workiiwn
Cumbrla CA14 3AE

CUMBRIA COMMUNITI MONEY ADVICE
TRusfEE REPORT
Year ended 31 December 2￿23
L Trust Infonnalion
Details of tn￿ and other InfL￿at1¢￿ are Set Lmrt on the front page and fomi part of thls
reporL
Z Structure* governance and management
The tharlty is 8ovemed by a Charltsbje Incorwnted I￿ganIsatIc￿ ConstitutiL￿ approved on
19January 2017 and reglstered *?th the Chm Commi5slon cm the 7 Febnjay 2017. Initial
trustees were ap￿Inted at (xrtset and new trustees were re(yulted frL*m volunteers withln
the charity.
3. Activitles
Due to the retlrement of debt advisors. operations ￿ased on the 31 March 2022 wlth all
cases being dosed or transferred to Stepthan8e la debt charity). The trustees at the time
had intended to vAnd up the chafity and had transferred scrfne funds to Stepchan8e and
Communlty Money Advice. However an approach was received from the Cartlsle Diocese to
explore the ￿s￿bility of u51ng the tharity for a new Christsn's Against Poverty branch In
Maryport to take the debt forward. The trustees are awaltlng develownents and
wlllliw to use the remaining lunds fLY such a proiect.
4. Objectlves
The primary oblective is to prevent or relwe financial hardshlp for the publlc benefit of the
people I1￿n8 in West Cunbria thrO￿h the wovlslon of free. confidential and Impartial:
al Budget CoachiTha In an individual or group settin& and
bl Debt Advice thrwh faCe-trIa￿ intervlews
Approved try the Board of Trustees at their meetirva (m 30 September 2024 and sI8￿d on
their behalf.
Patrick M Sharnian Tnjstee

wE￿cumBRIA COMMUNITY MONEY ADVICE
RE￿i￿rS AND PAYMEPll5 ACCOUNT
Yew ended 31 De￿rnber 2023
2023
2022
RE￿IpTs
Refund
HMRCGiftAld
166
236
PAYMEpirs
tyonatlons
Advio UK Insur￿ and fees
Rent
Telephone and txoadband
Events
Miscellaneous
2250
784
555
143
16
5063
4827
Deficiv Surplus for year
Bank & cash balances BF
Bank & cash balafKes CF
1777
1777
1777
srATEMEfrif OF ASSEfs AND LIABILMES
Bank aCc￿nt
1777
1777