Name Dates acted if not for whole ear Names and addresses of advlsers (Optlonal Infonnatlon) e of adviser Name Addre88 Adv180ry group member Dr Yakoob Wani Rus881's Road Birmingham Adv group member Dr Yaslr Rashid Redditch Blrmingham Adv group mernber Mr Khalid Suhail Solihull Birmingham Adv group member Dr Shelkh Abdul London Rashid Name of chlef executive or names of senlor staff members {Optional infomiatlon) Section B StrLlCture, governance and management Descrlption of the charl8 trusts Constltution Type of governing document How the charity is constituted Association Trustee selection methods Self, nomlnat8d by Trustees Additlonal governancg issues {Optlonal Infomiatlon) This Is an annual report for the years 1st April 2024 to 31, March 2025. The charity contlnues to have same structure wlth three main trusteos and four co-opted trustees for 1 year, The trustees meet 3-4 tlmes each year to discuss governance, flnances, donations and respond to requests for donation8, In addition there are adhoc informal meetlng$ with advisory group to discuss requests for donations. The charity has establlshed a What8App group for BKCF advisory group for that purpose. The advisory group will be updated in December 2025 You may choose to include additional informatlon, where relevant, about.. policies and prOdre$ adoptod for the induction and training of tru8tees', the charlty's organisational structure and any wider network with which the charity works., relationship with any related parties., trustees, consideratlon of major risks and the system and procedur88 to manage them. As before The charity only worl(s for people of Union territory of Jammu ar Kashmir, India only. The charity continues to support orphan8 in Jammu and Kashmir India mainly in collaboration wlth the local charity CHINAR Kashmir. However we also support other orphans associatlons form time to time and identify orphan8 individually too and Gontinue to support them. The Charity continued to provide essential medical equipment'slkits and financial asslstance for life saving medicines and equipment's for dèsenilng patients in Jammu and Kashmir who are from poorer background8 Charlty continued to provide scholarships and financial as318tance to poor students in the form of school fees, book8 or la to and other assistance TAR Merch 2012
to continu8 pursue their education. The students send us an appllcation form which is endorsed by a guarantor from Kashmir with duly 8ttested income rtificate when possible. The Charity continued to SUPPOrt foodbanks, and distrfbuting food packs to a number of famili88 In dlffer8nt di8trlcts of Kashmir at least twlce a year through our volunteers. In addition it also help8 destltute and famllies with poor Income by provldlng regular three monthly donatlons for their baslc Ilvlng. The charity also responds to any emergency modical treatmentsl equipment at short notice.1.8 one patients needed spinal surgery AS mentioned in our pr8vious reports, The charity has already established a free Isubsidised dialysls centre in dlstrict Baramulla (Kudsiya Medical Canter) where dialysis se8sion8 have taken place free for deserving patients. In March 2024 the charfty raised funds for children's cardiothoracic unit In Kashmir which is planned to run by (VMS) voluntary medical society in Kashmir , BKCF raised upto £15000 for the heartlung machine. As we received another requ8st from VMS m8dical society In Kashmir, £5000 wert donated towards the building of the children's GardiaG hospital The charity appealed for fund raising online in the month of Ramadhan In MarGh 2025, as we dld not plan a face to face event in 2025. In addition to appeal for donations via our website and on social medla, from local donors in UK. The charity does not get funds from any other association or charlty. As mentloned in Dur previous reports, We declare no flnancial or any other rtsks during this period. The charity malnly works through liaison with voluntary associatlons Icharlties in Kashmir, liaison with hospitals, Institutions, clinicians and Indlvlduals who send us requests for help. The advlsory body and trustees make the final decision about provlding 8UPPOrt and transfer of funds. Each individual18 asked to fill in a donation appèal fomi which is reviewed by the advisory committee. The funds are mostly tran8ferred to In8ts'tutlonsl traders directly however on occasions when tliere is urgent need funds may be given directly to the individual or through our volunteers in Kashmir. Due receipt5 linvoices ar6 recelvod for record8. The Charity does not have major admin 8UPPOrt, all the trustees and advisory commitlee wok8 on good will. The charity doe8 not spend its donations on any admln work except for small amount of bank transfer charge6 or maintenance of website or any prfnting material The charities website www, bkcf.org.uk is UKKlated although we don't have a Admin support. It provides information about its actlvity. Currently the website is under refurbishment and will be upadated Section C Ob'ectives and activities The charity ha8 broad aims which comprise to relieve povety, Support care of orphans and disabled people, contribute to improving health care by providing health eduGation, financial aid and buy equipment and improve education for deprtved students in the state of Jammu and Kashmir, India Summary of the object8 of the charlty set out In Its governing document TAR Mar¢h 2012
Orphan care: We contlnue to provide support for orphans in through our remote sponsoring scheme and by 8UPPOrting orphan care in Jammu and Kashmir by providing ald to CHINAR Kashmir a charity In Ka8hmir.(£2000 transferred in year 2023124).In 2024 we transferred about £ 2740v to the CHINAR charity, After Nov 2025 CHINAR has notified us t they are not able to take funds from abroad hence we hav6 tran8ferr8d any money for orphan care this year pending clarification of their acUnt by Govt of India. As mentioned previously, We did obtain a yearly report on ttr progress of the orphans, and a number of these orphans a now adults who are In p08tgraduate education. The tru8tee8 monitor the progress of 0hanS every year by obtaining wri. report from th8 charity. Most of the orphans are registered a CHI NAR Home although we sponsor some children directly. The CHINAR sends us a written report as well as video feedback which is shared wlth our donors at our annual fundraiser. Summar fofthe aln Actlvllle Jnderta cen for the Jubllc oeneflt BKCF provided educational grants and vocational fe6S to number of Kashmirl students from poor bad(grounds. Beslc a number of other students were helped with their post graduate education needing university fees, and other maintsnanGe e,g One student needed grant for MSC postgraduate course, arKI funds for a lap top. Another stude needed help with rent while in UK till he seGured a job, BKCF continued to support food bank in Kashmir 2-3 times year through our local volunteers and large number of comp family food packs was distributed in different parts of the val { Gojwara baitul mall and and Sopore, throughout the yèar8 2023-2025. The family food packs are distributed .at least twice a year. li ?024125 ab)Lrt £2600 were transferred for Kashmir food bank purposes. *eladon to these )bjects ,'include thln mmary of the maln actlvltle$ dertaken for the public beneflt In atlon to these obJect8 (Include within S section the statutory declaratlon that stees have had regard to the guidance ued by the Charty Commlsslon on bllc benoflt) Jection the Statutor Jeclarat on that trustees iavo iad egard lothe iuidanc
Issued ythe harlty wommis Jion on oubllc nofit) BKCF continues to support a free dialysis machine to Kuds Medical Centre in district Baramulla. The feedback from cen says hundreds of eplsode8 of dialysis have taken pla at tP centre over la8t few years. Initially we provided funds for 4 patients per quarter, each costing about a £1000 per year. From 2021 onwards 8ln¢e Govt. 18 providing subsided dialysates BKCF does not transfer any more fund8 for it but provided dialysis machine free of cost costing >£7000. Besli BKCF also supports the care of patients at another few dial) centres in Srinagar on request. In 2024125 three separate dialysis episodes were supported by providing 93x 3 GBP . In year 202412025, BKCF raised funds online pledged ti support VMS children's cardiothoracic hospital by providing them support for building ( £5000) and £15000 for buying ¢ heart lung machine. The £ 5000 was trensferred in early 20; where as funds for HL machine has been kept in reserve till Invoi¢e Is received and hospital is functional. dltlonal detalls of objectlves and activities (Optional informatlon) TAR Marth 2012
- BKCF continues to support a number of low income families In the district of Baramulla in Jarnmu and Ka8hn (upto 10 families currently). We provlded about £500 p81 quarter for all th8 familie8 registered through our volunte
- A number of patients wlth cancer and lif8 threatening illn were supported with finan$ for buying lifesaving anti- cancer medicatlons, bone marrow transplant, buylng chemotherapy, spinal stabilisation equipment, infusion pumps, support other anticancer treatment measures in other parts of IrKlia ( we provided upto £4500) in the yei 2024-2025.
- The charity continue8 With health awareness programmÉ u may choose to Include further tements, where relevant, aboLrt: policy on grant making; pollcy programme related Investment; Contribution made by volunteers. st
- The charity did not have a face to fa fund raiser durln, year 2024-2025. The donations to BKCF were raised b5 public campaign via our website, on social medla and bj direct debits by Its m8mber8. The charity does not get ai donations from any other charity or public or govemmen body. About £30,000 were raised during March 2025 onl fund raiser. Section D Achievements and perfor.mance, Addltional details of objectives and actlvitios Ioptlonal infonnation) TAR Marth 2012
You may choosa to include further statements, where relevant, about: policy on gyantmaking., policy programme related investment; contribution made by volunteers. Section D Achievements and performance TAR March 2012
Section D Achievements and performance Summary of tho maln achlevaments of the charlty during the year 1. Our donors continu6d to support us and we have manged raise ftjnds by online annual fund raiser during the rnonth of Ramadhan in MarGh 2025. 2. We continue to liaise with local charities and institutions and volunteers in Kashmlr in deliv8ring our work 3. In line with our constitution we continue to work for health care support, poor patients, and education, relieve poverty by provlding monthly support and via our food banks. We manged to help a number of cancer patients, transplant patients,and so many poor students and families needing financial help. 4. Another Successful online fund ralser to support children'8 cardiothoracic untt in K88hmir both for its construction as well as buying equipmenv orphan Gare and healthcare in general ( £30, 000 raised in year 2024125 and £11000 have been spend already during this period. TAR Mar¢h 2012
Section E Fi,nancial review Brief statement of the charlty's policy on resftrves We have had an independent review of our finances for the years 2024- 2025 which we have uploaded on the Gharlty e.ommisslon webslte, Our assets by the end of financial year 2025 are £1018,835. Our website is under refurbishm?nt and cannot be accessed as now, We can be contacted by email on bkcf.org hotmail.com Detall8 of any funds materlalty In deflclt Further flnanclal revlew dota118 (Optional Informatlon) You may choose to includ6 additlonal Information, where relevant about.. the oharitls piinclpal sources of funds (including any fundraising); how expenditure has supported the key objectives of the oharity,, investment policy and objectives includlng any ethiGal investment pollcy adoptsd. The charty raises money by Annual fund ralslng event8, online appeals and membership'Fees, The charity relies for financial support entlrely on its donors. The donations have never been utilised to cover the cost of fund raising except for small administrative work Ilke paying for web maintenance or printing leaflets. The charity identifies a project in Jammu and Kashrnlr and transfers money directly for the cause with minimum admln costs. The charity gets request for financial help from various associations, indivlduals and heatthcare institLrtion6, the appllcations are asse8S8d by advisory committee who assess the application and respond approprlately keeping our finances and resour¢es into vlew The expenditure Is exactly In line wlth our governing document. The charlty has no political affiliation or agenda. Section F Other optional information Section G Declaration Tho trustees declare that they have approvad the trustees, report above. Signed on bfthalf of the charlty's trustees Slgnature(s) ' fvvi // Full name(s) Posilion (eg Secretary, Chair, etc) FAROOQ A WANDROO NAZIR SHAM EM CHAIR Secretory TAR March 2012
Date 0211112025 TAR March 2012
4 Q C¢ ¢* Ln o Orn o<<
CHARITY COMMISSION FOR ENGLAND ANO WALES Independent examiner's report on the accounts sectio.n A .IDdepèndent Examiner's Report Report to the trustees Cliartly Nsnio British Kashmiri Charitable Foundation (BKCF) On accounts for the ygar ended 31.3.2025 Charity no (if any) 1170703 Set out on pag8s See pages 1 to 14 (as attached) Ir4iiiér¥iber lo InciLKlp 1118 PL?cJe ('.uinbers ol dddilluiial sheel.gl I report to the trust&es on my examination of the accounts of the above charity ("th8 Trust.) for th8 year ended 3110312023 Responsibllltles and basis of report As th8 charitys trustees, you are responsible for the preparation of the accounts in accordance with the requirements of th8 Charities Act 2011 ('the Act.). I report in respect of my examination of the Trusys accounts carried out und8r section 145 of the 2011 Act and in carrying oul my examination, I have follow8d all the applicable Directions given by the Charity Commission under section 145(5){b) of the Act, Independent [The charitys gross income exceeded £250,000 and l am qualified to examiner's statement undertake the examination by being a qualified member of finsert name of appllcable listed body]]. Delet8 [ ] if not applicable. I have cornpleted my examination. I confirm that no material matters have come to my attention in connection with the examination (other than that disclosed below ') which gives me cause to believ8 that in, any material respect.. the accounting records were not k8Pt in accordance with section 130 of the Charities Act. or the accounts did not accord with the accounting records; or the accounts did not comply with the applicablo requirements concerning the fomi and cont8nt of aGGounts set out in the Charities (Accounts and Reports) R6gulations 2008 other than any requirement Ihat the accounts give a 'true and fair, view which is not a matter considered as part of an independent examination. I have no concerns and have come across no other matters in connection with the examination to whiGh attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. Please delete the words in the brackets if they do not apply. Signed: Date.. 20.4.2025 Name: Sonia Clark Relevant professional qualification(s) or body MA IER Oct 2018
(if any): Address.. 4 Slanham Close Wombourne West Midlands WV5 9JL Section B Disclosure Only complete rf the examiner needs to hlghlight material matters of Gonrn (see CC32, Independent examination of charity accounts: directions and guidance for examiners). Glve here brief detalls of any items that the examiner wishes to dlsclose. Not applicable IER Oct 2018
CHARITY COMMISSION FOR ENGLAND AND WALES Receipts and payments accounts CC16a For the period from 1.4.2024 To 31.3.2025 Section A Receipts and payments Unrestricted funds to the nearost Restricted funds Endowment funds Total funds Last year lo the nèar85t £ to th8 nearest £ to the naarest £ to th8 nearest £ A1 Recelpts 30,260 30,260 49.486 Sub total (Gross income for AR) 30,260 30,260 49,486 A2 Assat and investment sales, (see table). Sub total Total receipts 30.260 30,260 49,486 A3 Payments 11,63B 11,638 Sub total 11.638 11,638 A4 Asset and Investment purchases. ($8e table) Sub total Total payments 11,638 11,638 Net of receipts/(paymentsJ A5 Transfers between funds A6 Cash funds last year end Cash funds this year end 18.622 18,622 49.486 18,622 18.622 49,486 CCXX R1 accounis ISS) 3010612025
Section B Statement of assets and liabilities at the end of the period Unrestrl¢ted funds to nearest £ Restricted funds to n8are8t £ Endowment funds to ll8ar85t £ CatQ9ories Detail B1 Cash funds Year ended 31.3.2025 Total cash funds {age balanS th receipt5 and payments accountlsll 5 Unrestricted funds to nearest £ Restricted funds to ngarest £ Endowment funds to nearest£ Details FtEnd to whl¢h asset belon Cost loptlonall Current value o tlonal Details Fund to whleh asset belon CurNnt valu8 tlortal Details Cost loptionall B4 Assets retained for the charity's own use Fund to whlch relates Amount due tional When duè onal Details B5 Liabilities Signed by one or two trustees on behalf ol all the Iruslees Signature Print Name Date of prova Dr Farooq A Wandroo Dr Nazir Shameem 20.4.2025 20.4.2025 CCXX R2 accounts ISSI 3010612025
Trustees. Annual Report for the period (HARITY COMM Period stsrt date Day mon1) Period end date Yedl ?11?1 Yeaf 2025 From To Section A Reference and administration details Charity name British Kashmiri Charitable Foundation (BKCF) Other names charity Is known by Registered charity number (if any) 1170703 Charity's principal address 14 Malcolmson close Edgbaston Birmingham UK Postcode B153LS Names of the charlty trustees who manage the charity Dates a¢ted if not for whole ear Trustee name Offl¢e Ilf any) Name of person {or body) entitled toa oint trustee ifan FAROOQ A WANDROO CHAIR NAZIR A SHAMEEM Secretory ROSHAN ARA KHUROO NEELOFAR SHAMEEM NASIR AHMED Trustee 0110412022 onwards Trustees Co-opted 0110412021 to 3111012025 Trustees Co-opted Co-opted Co-opted 0111012023 for 1 year 0111012023 for 1 year 0110412024 onwards Trustees NAZIR A BHAT Trustees Wahid Zaman Trustees 10 12 13 14 15 16 17 18 19 20 Names of the trustees for the charity, if any, (for example, any custodian trustees) TAR March 2012