2023-05-31-accounts

							By helping people affected by life limiting
							illnesses and terminal illnesses, St Bernard
							Support has benefited the wider
							community. Our actions in promoting the
							well-being of individuals and those that
							care for them as well as work with other
							partners has helped people affected by life
							limiting illnesses such as cancer, heart
							disease etc.
Statement				confirming		Para 1.18	The trustees ofthe Charitable Incorporated
whether the trustees have had regard to the guidance issued by the Charity							Organisation have paid due regard to the guidance issued by the Charity Commission on public benefit. The trustees
Commission				on public			have ensured that this is embedded in the
benefit							charity's activities and in its services to
							people affected by life limiting illnesses.
							The Charity continues to meet the Charity
							Commission's public benefit criteria under
							both the advancement of citizenship or
							community development headings. The
							charity advances citizenship and
							community development by the assistance
							it provides to people affected by illnesses,
							their families and carers.
dditiona	l		information		(optional)
You ma	choose to include					further statements	where relevant about:
						SORP reference
							St Bernard Support does not have a formal
						Para 1.38	policy regarding grantmaking. Given our
Policy on		grant making					size it is not possible for St Bernard
							Support to make grants to individuals or
							other organisations.
							St Bernard Support's policy on social
						Para 1.38	investment is to ensure that all the charity's
Policy on		social investment					activities are aimed at benefiting the
including		program related					charity's users and wider society.
investment
							St Bernard Support has been greatly
						Para 1.38	assisted by volunteers in helping the
Contribution volunteers				made by			charity deliver assistance to peep!e affected by life limiting illnesses and those
							that care for them.
							Additional assistance has been offered by
							other organisations that have referred
							clients on to the charity in order to benefit
							from our services.
							The charity's activities have also benefited
							from free publicity offered by other
							organisations who have been happy to
							publicise the charity's activities. Again, this
							has enormously benefited the charity in
							enhancing the services it has been able to
							provide to people affected by life limiting
							illnesses.

Achieve	men	ts	and Per	formance
				SORP reference
					The main achievement of the charity in
					2022/2023 continues to be helping people
					affected by life limiting illnesses and those
Summary ofthe main achievements ofthe charity,				Para 1.20	that care for them. This is despite the ongoing affects ofthe coronavirus
identifying	the	difference the			pandemic as wider society returns to
charity's	work	has made to			normality.
the circumstances			of its
beneficiaries and			any wider		The charity continues to receive positive
benefits to society as a					feedback from individuals that the charity
whole.					has assisted. We have received both oral
					feedback and written statements of
					appreciation. The charity is always keen to
					receive feedback from stakeholders as this
					allows us to enhance and improve the
					services we offer.
					The charity has also received positive
					feedback from organisations we have
					helped or worked in partnership with.
					Again, we are always keen to seek
					feedback in order to ensure we meet the
					expectations ofour partners and if
					possible, exceed them.
					The charity provides its services on a
					nationwide basis. We continue to provide
					face toface help sessions (whilst
					maintaining appropriate coronavirus
					precautions where necessary). Our
					services have also been provided over the
					internet and by telephone.
					Recipients ofour chanty's services have
					found our assistance to be useful,
					informative and supportive in meeting their
					needs and requirements.
					The charity's online Well-Being webinars
					continue to be informative and useful for
					the people who have participated in them.
					The charity's partly owned not for profit
					joint venture SBSFinancial Services CIC
					(Community Interest Company) also
					delivered services to clients. SBSFinancial
					Services CIC is authorised and regulated
					by the Financial Conduct Authority (FCA) to
					rovide inde endent financial advice to

						clients. The charity has also continued to	clients. The charity has also continued to
						provide our free will-writing service which
						will provide a future income to the charity
						via legacies from the individuals receiving
						free wills.
						A key challenge faced by the charity during
						2022 and 2023 was recovering from the
						consequences ofthe coronavirus
						pandemic. The charity continues to meet
						Government coronavirus guidelines
						regarding delivering our services as well	as
						the requirements ofthe partner
						organisations we work with.
						The charity has continued to look to
						expand the services it offers to people
						affected by life limiting illnesses. We intend
						to do this by working in partnership with
						other individuals and organisations such	as
						GPs, hospices and charities. We already
						provide our well-being services in
						partnership with other organisations and
						individuals and any expansion will only be
						limited b the size ofour chari
Additional		information		(optional)
You ma	choose to include				further statements	where relevant about
						The main achievement of the charity in
Achievements			against		Para 1.41	2022/2023 continues to be helping people affected by life limiting illnesses and those
objectives		set				that care for them as the charity recovers
						from the impact ofthe coronavirus
						andemic.
						Recovering from coronavirus pandemic
						continued to have a signiTicant impact on
Performance offundraising activities against objectives					Para 1.41	the charity's fundraising efforts. The charity prioritised the delivering of its services
set						rather than fundraising in the 2022-2023
						Accounting Year.
						The charity continued to develop SBS
						Financial Services CIC and its free will-
						writing service with the intent of generating
						future income from these sources.
						The charity continues to hold its monies	in
						a high street bank. The charity didn't set
Investment		performance			Para 1.41	particular investment performance
against objectives						objectives as its priority for its monies is to
						use them to deliver its services.
Other

Financial Review	Financial Review	Financial Review	Financial Review	Financial Review	Financial Review	Financial Review	Financial Review
Review ofthe charity's financial position at the ofthe period								end		Para 1.21	The charity's financial position at the end of period was satisfactory as it recovers from the impact ofthe coronavirus pandemic.
											The charity made an operating lo~s in the
											2022/23 Accounting Year.
											The operating loss saw the charity's
											reserves reduce in the 2022/23 Accounting
											Year, and the charity continued to benefit
											from the generosity of its trustees and
											volunteers in deferring claiming expenses.
											The charity is looking to grow its operations
											in the 2023/24 Accounting Year.
Statement explaining the policy for holding reserves stating why they are held										Para 1.22	At the moment the charity's priority is using its income to serve the needs of people affected by life limiting illnesses such as
											cancer and heart disease. Although
											building up reserves is important, the
											trustees feel that their priority is maximising
											the charity's service offered to its clients
											and stakeholders.
Amount	of		reserves				held			Para 1.22	The charity had reserves off1852 in its
											bank account at the end ofthe Accounting
											Year.
Reasons		for		holding			zero			Para 1.22
reserves
Details	of	fund materially							in	Para 1.24	The charity ran an operating loss in
deficit											2022/2023 as the charity recovered from
											the impact ofthe coronavirus pandemic.
											Nevertheless, trustees and volunteers
											continued to support the charity through
											deferring claiming past expenses and costs
											back from the charity.
Explanation				of any						Pars 1.23	There are no uncertainties about the charity
uncertainties				about the							continuing as a going concern because it
charity	continuing					as	a going				continues to be supported by its trustees
concern											and volunteers.
Additional		Information						(optional)
You ma	choose to					include			further statements		where relevant about
											The charity received no income in the
											2022/2023 Accounting Year because it
The charity's principal sources offunds (including										Pars 1.47	focussed on rebuilding its charitable activities rather than on fundraising
any fundraising)											activities.

Investment policy and objectives including any	Investment policy and objectives including any	Investment policy and objectives including any	Para 1.46	The charity's investment policy is to hold its monies in a high street bank to prioritise	The charity's investment policy is to hold its monies in a high street bank to prioritise
social investment policy				security of its monies.
adopted
				The trustees take a proactive attitude in
				considering major risks and always seek
A description	ofthe	principal	Para 1.46	effective ways to manage and minimise
risks facing	the charity			risks. The trustees have identified the major
				risks to which they believe the charity is
				exposed, these have been reviewed and
				systems have been established to mitigate
				against them.
				Injury to trustees, volunteers, members	and
				activity participants. The charity ensures
				that all venues used by the charity for its
				activities have adequate insurance
				arrangements in place. Where necessary
				risk assessments are undertaken before	all
				activities.
				Reduced income from fundraising. The
				charity is reliant upon income from
				donations and the generosity of '.I e
				trustees and volunteers in deferring
				payment ofexpenses. The charity's
				strategy for dealing with reduced income
				from fundraising is to ensure that it
				manages its activities in proportion to the
				level of ongoing income, or the willingness
				of its trustees and volunteers to subsidise
				its activities. The charity has also benefited
				from goodwill from other organisations who
				have provided venues for meetings free	of
				charge. This has helped reduced the
				charity's possible expenditure.
				Succession planning. The charity is heavily
				reliant upon volunteers to run and
				administer its activities. Ifthere was a
				reduction in the number ofvolunteers the
				charity would have to reduce the scope	and
				scale of its activities. In the worst case
				scenario, the charity would have to be
				wound up.
				Damage to the building, property and
				equipment. The charity's office address	is
				rented. The owners ofthe building being
				responsible for insurance arrangements.
				The charity makes use ofvenues for
				holding meetings and seminars. Again, the
				charity ensures that these venues have
				appropriate insurance arrangements in
				place.
				Financial Arrangements. The charity has in
				place systems of internal controls that are
				desi ned to rovide reasonable assurance

against material mismanagement or loss.
These include 2 signatories for all
payments and a majority agreement
amongst trustees for all spending
commitments.
Safeguarding ofvulnerable clients. The
charity helps people affected by serious,
terminal and life limiting illnesses.
Sometimes these clients are vulnerable.
The charity operates a Safeguarding policy
regarding its relationship with vulnerable
clients and also acts to ensure that partners
that the charity works with comply with the
charity's safeguarding policy. The charity's
Safeguarding policy is updated to comply
with best practice.
Protection ofclient data. Where the charity
holds client data it ensures that it is held in
compliance with data protection legislation.
No client data is passed onto partners or
other organisations without the consent of
the client concerned. All clients are asked
to sign a Client Agreement confirming their
agreement to the holding oftheir personal
data. The charity also ensures that partners
that the charity works with have compliant
data protection policies in place.

Description of charity's
trusts:
Type of governing document (II i.;I rl ..(1, r&&;~l .:,hart, r		Para 1.25	Constitution
How is the charity		Para 1.25	Association
constituted?
(o.g Llllil1col pol ated '~. .'!ir i~lie(&, (..l0
Trustee selection methods including details of any		Para 1.25	Elected by Membership
constitutional provisions	e.g.
election to post or name	of
any person or body entitled
to appoint one or more
trustees
Additional information	(optional)
You ma choose to include further statements			where relevant	about:
Policies and procedures
adopted for the induction		Para 1.51
and training oftrustees
The charity's organisational
structure and any wider		Para 1.51
network with which the
charity works
Relationship with any related		Para 1.51
parties
Other

Charit	name			St Bernard	Su	ort CIO
Other name the charit			uses	St Bernard	Su	rt ISBS
Re istered charit		number		1167104
Charity's	principal	address		Broadstone	House
				Broadstone	Mill
				Broadstone	Road
				Reddish
				Stockport
				SK5 7DL

ames	ofthe	chari	chari	ty trust	ees who manage	the charity
	Trustee	name			ONce (Ifany)	Dates acted ifnot for whole ear	Name to a	ofperson (or body) entitled oint trustee ifan
	Christopher Bates			Alan	Trustee		Membership		of	Charity
2	Nicola	Roberts			Trustee		Membership		of	Charity
3	Aarron	Mark		Ellis	Trustee	01/06/22 —10/05/23	Membership		of	Charity
4	Christian		John Cox		Trustee	10/05/23 —31/05/23	Membership		of	Charity
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unds held as cust	odi
Description ofthe assets
held in this capacity
Name and objects ofthe
charity on whose behalf	the
assets are held and how	this
falls within the custodian
charity's objects
Details of arrangements	for
safe custody and
segregation ofsuch assets
from the charity's own
assets

Signed	on behalf ofthe	charity's truste	es
	Signature(s)
	Full name(s)	&A&'(wkly	J4	' Sew
Position	(eg Secretary, Chair, etc)	TrZvs~
		g~/~3/	ZoZQ

	~		a		~			~
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		Categories				Details					Unrestricted funds	Restricted funds		Endowment funds
B1Cash		funds				Bank Account					to nearest 9 1,895	to	nearest 6	to nearest 6
								Total		cash funds	1,895
						(agree	balances	with receipts and payments
										account(s))
											Unrestricted	Restricted		Endowment
											funds		funds	funds
						Details					to nearest 9	to	nearest E	to nearest 9
B2Other		monetary assets
B3Investment				assets		Details					Fund to which asset belon s	Cost (optional)		Current value o tlonal
B4Assets retained for the						Details					Fund to which asset belon s	Cost	(optional)	Current value o tional
charity's		own use
						Details					Fund to which Ilabili relates	Amount due o tlonal		When due o tlonal
B5Liabilities						Travel Expenses from			2017/18		Travel Expenses		1,566
						Travel Expenses fmm			2019/20		Travel Expenses		1,924
						Freephone	Telephone		Service &Webslte		Telephony/ Website		120
						Venue/Accommodation			2022/23		Venue/Accommodat		593
						Travel Expenses from			2022/23		Travel Expenses		3,092
Signed by one or two trustees on behalf of al( the trustees							Signature				Print	Name		Date of a roval
											Arcl&r&~	~-M~