Trustees' Annual Report for the period
Period start date Period end date Day Month Year Day Month Year From 01 January 2024 To 31 December 2024
Section A Reference and administration details
Charity name
IN LOVE AND FAITH
Other names charity is known by ILAF
| Trustee name | Office (if any) | Dates acted if not for whole **year ** |
Name of person (or body) entitled to appoint trustee (ifany) |
|---|---|---|---|
| 1 Elizabeth Kalonga | Chairperson | Elizabeth Kalonga | |
| Maria- Rosa Matunhike |
15 July 2024 – 31 December 2024 |
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| 20 ~~ae~~ |
~~ae~~ | ~~ae~~ | ~~ae~~ |
Names of the charity trustees who manage the charity
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Names and addresses of advisers (Optional information)
| Names and addresses of advisers (Optional information) | Names and addresses of advisers (Optional information) | Names and addresses of advisers (Optional information) |
|---|---|---|
| Type of adviser Name Address |
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| FINANCIAL | ANNAH MVUNDURA | SOUTH AFRICA |
| PROJECTS | JOYCE BANDA | MALAWI |
Name of chief executive or names of senior staff members (Optional information)
Section B Structure, governance and management
Description of the charity’s trusts
Type of governing document (eg. trust deed, constitution) How the charity is constituted
TRUST DEED
TRUST
(eg. trust, association, company)
Trustee selection methods
APPOINTED
(eg. appointed by, elected by)
Additional governance issues (Optional information)
You may choose to include additional information, where relevant, about:
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policies and procedures adopted for the induction and training of trustees;
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the charity’s organisational structure and any wider network with which the charity works;
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relationship with any related parties;
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trustees’ consideration of major risks and the system and procedures to manage them.
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Complaints handling
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Complaints policy and procedures
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Conflicting interests
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Financial reserves policy and procedures
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Internal charity financial controls policy and procedures
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Internal risk management policy and procedures
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Investment
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Paying staff
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Risk management
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Safeguarding policy and procedures
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Safeguarding vulnerable beneficiaries
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Serious incident reporting policy and procedures
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• Social media policy and procedures
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• Trustee conflicts of interest policy and procedures
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- Volunteer management
Section C Objectives and activities
Summary of the objects of the charity set out in its governing document
(i).PROVIDING RELIEF OF SICKNESS AMONG PEOPLE WITH HIV/AIDS AND OTHER LONG TERM HEALTH CONDITIONS; (II) PROVING THE EDUCATION OF THE PUBLIC OF PEOPLE IN POSITIONS OF RESPONSIBILITY IN RELATION TO HIV/AIDS; PROVIDE SPIRITUAL; (III) BRIDGING AND QUALITY PRE-SCHOOL, PRIMARY AND SECONDARY EDUCATION TO CHILDREN (IV) FACILITATE EXCHANGE PROGRAMMES FOR CARE WORKERS BETWEEN UK AND DEVELOPING COUNTRIES
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GENERAL CHARITABLE PURPOSES
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EDUCATION/TRAINING
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THE ADVANCEMENT OF HEALTH OR SAVING OF LIVES
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DISABILITY
Summary of the main activities undertaken for the public benefit in relation to these objects (include within this section the statutory declaration that trustees have had regard to the guidance issued by the Charity Commission on public benefit)
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ACCOMMODATION/HOUSING
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RELIGIOUS ACTIVITIES
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ECONOMIC/COMMUNITY DEVELOPMENT/EMPLOYMENT
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HUMAN RIGHTS/RELIGIOUS OR RACIAL HARMONY/EQUALITY OR DIVERSITY
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OTHER CHARITABLE PURPOSES
Additional details of objectives and activities (Optional information)
You may choose to include further statements, where relevant, about:
- policy on grantmaking;
THE CHARITY CONTINUES TO BENEFIT GREATLY FROM THE DEDICATION AND COMMITMENT OF ITS VOLUNTEERS. VOLUNTEERS SUPPORTED A WIDE RANGE OF ACTIVITIES, INCLUDING ASSISTING WITH HEALTH SUPPORT SERVICES, HELPING TO DELIVER EDUCATIONAL PROGRAMMES, PROVIDING ADMINISTRATIVE SUPPORT, AND CONTRIBUTING TO SPIRITUAL AND PASTORAL CARE INITIATIVES. THEIR INVOLVEMENT HAS SIGNIFICANTLY REDUCED OPERATIONAL COSTS AND ENABLED THE CHARITY TO EXTEND ITS REACH AND IMPACT WITHIN THE COMMUNITY. THE TRUSTEES ARE DEEPLY GRATEFUL FOR THE TIME, SKILLS, AND ENTHUSIASM THAT VOLUNTEERS HAVE FREELY GIVEN THROUGHOUT THE YEAR.
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policy programme related investment;
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contribution made by volunteers.
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Section D Achievements and performance
Summary of the main (1) THE RELIEF OF SICKNESS AND THE achievements of the charity PRESERVATION OF HEALTH IN PARTICULAR, BUT during the year NOT EXCLUSIVELY, AMONG PEOPLE WITH HIV/AIDS AND OTHER LONG TERM HEALTH CONDITIONS (2)PROMOTED FOR THE BENEFIT OF THE PUBLIC THE EDUCATION OF THE PUBLIC AND IN PARTICULAR, BUT NOT EXCLUSIVELY, OF PASTORS, PRIESTS AND OTHER PEOPLE IN POSITIONS OF RESPONSIBILITY IN RELATION TO HIV/AIDS
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Section E Financial review ~~Se~~
THE CHARITY DOES NOT CURRENTLY HOLD ANY RESERVES. DUE Brief statement of the TO THE SCALE OF ITS OPERATIONS AND LIMITED INCOME, ALL charity’s policy on reserves FUNDS RECEIVED ARE APPLIED DIRECTLY TO CHARITABLE ACTIVITIES. THE TRUSTEES RECOGNISE THE IMPORTANCE OF BUILDING AN APPROPRIATE LEVEL OF RESERVES IN THE FUTURE TO ENSURE FINANCIAL STABILITY AND TO MANAGE UNFORESEEN COSTS. AS PART OF ONGOING FINANCIAL MANAGEMENT, THE TRUSTEES WILL REVIEW THE CHARITY’S FINANCIAL POSITION REGULARLY AND WORK TOWARDS ESTABLISHING A MODEST RESERVE WHEN RESOURCES ALLOW. Details of any funds materially N/A in deficit
Further financial review details (Optional information)
CHARITY MOSTLY RECEIVE INCOME FROM CHARITABLE FUNDING You may choose to include AND DOBATIONS. additional information, where relevant about:
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DURING THE YEAR, THE CHARITY’S EXPENDITURE WAS
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• the charity’s principal DIRECTED TOWARDS ACTIVITIES THAT DIRECTLY FURTHER ITS sources of funds (including CHARITABLE OBJECTIVES. FUNDS WERE USED TO DELIVER any fundraising); HEALTH SUPPORT SERVICES FOR INDIVIDUALS AFFECTED BY
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• how expenditure has HIV/AIDS AND LONG-TERM CONDITIONS; TO PROVIDE EDUCATIONAL MATERIALS AND LEARNING SUPPORT FOR
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supported the key objectives CHILDREN; TO DELIVER PUBLIC AWARENESS AND TRAINING
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of the charity; PROGRAMMES ON HIV/AIDS; TO OFFER SPIRITUAL AND
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• investment policy and PASTORAL CARE; AND TO SUPPORT PLANNING AND objectives including any COORDINATION OF CARE-WORKER EXCHANGE PROGRAMMES. ethical investment policy ALL SPENDING WAS ALIGNED WITH THE CHARITY’S MISSION AND adopted. ENSURED THAT BENEFICIARIES RECEIVED MEANINGFUL AND TIMELY SUPPORT.
~~Se~~ Section F Other optional information
Section G Declaration
The trustees declare that they have approved the trustees’ report above.
Signed on behalf of the charity’s trustees
Signature(s) ELIZABETH KALONGA Full name(s) ANNAH MVUNDURA ~~ee~~ Position (eg Secretary, FINANCIAL ADVISOR Chair, etc) ~~a~~ Date 11/12/2025
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| IN LOVE AND FAITH | IN LOVE AND FAITH | IN LOVE AND FAITH | 1166693 | 1166693 | ||||||
|---|---|---|---|---|---|---|---|---|---|---|
| Receipts and payments accounts | CC16a | |||||||||
| 01/01/2024 31/12/2024 To For the period from ~~(t{[{}~~ |
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| Section A Receipts and payments | ||||||||||
| Unrestricted funds |
Restricted funds |
Endowment funds |
Total funds | Last year | ||||||
| to the nearest £ | to the nearest £ | to the nearest £ | to the nearest £ | to the nearest £ | to the nearest £ | |||||
| A1 Receipts | ||||||||||
| IncomingFundingResources | 2,140 | - | - | 2,140 | 1,450 | |||||
| Donations,Gift Aid Receipts | 700 | - | - | 700 | 810 | |||||
| - | - | - | - | - | ||||||
| - | - | - | - | - | ||||||
| - | - | - | - | - | ||||||
| - | - | - | - | - | ||||||
| - | - | - | - | - | ||||||
| - | - | - | - | - | ||||||
| Sub total(Gross income for AR) |
(Gross income for AR)2,840 |
- | - | 2,840 | 2,260 | |||||
| A2 Asset and investment sales, (see table). - - - - - - - - - Sub total - - - - - Total receipts 2,840 - - 2,840 2,260 ~~—————~~ |
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| A3 Payments | ||||||||||
| Costs of activities for charitable objectives | ||||||||||
| 1,590 | - | - | 1,590 | 600 | ||||||
| Management and Govervance Costs | 310 | - | - | 310 | 310 | |||||
| Travel/Transport | 390 | - | - | 390 | 300 | |||||
| Postage and stationery | 29 | - | - | 29 | 50 | |||||
| Hospitalityand Welfare | 55 | - | - | 55 | 350 | |||||
| Utility (electricityand water) | 300 | - | - | 300 | 300 | |||||
| Fixtures and Fittings | - | - | - | - | 150 | |||||
| Bank Charges | 64 | - | - | 64 | 100 | |||||
| SundryExpenses | 100 | - | - | 100 | 100 | |||||
| **Sub total ** | 2,838 | - | - | 2,838 | 2,260 | |||||
| A4 Asset and investment purchases, (see table) - - - - - - - - Sub total - - - - - Total payments 2,838 - - 2,838 2,260 Net of receipts/(payments) 2 - - 2 - A5 Transfers between funds - - - - - A6 Cash funds last year end - - - - - Cash funds this year end 2 - - 2 - ~~—————~~ ~~==>—~~ |
CCXX R1 accounts (SS)
11/12/2025
1
| Section B Statement of assets and liabilities at the end of the period ~~ee~~ |
Section B Statement of assets and liabilities at the end of the period ~~ee~~ |
Section B Statement of assets and liabilities at the end of the period ~~ee~~ |
Section B Statement of assets and liabilities at the end of the period ~~ee~~ |
Section B Statement of assets and liabilities at the end of the period ~~ee~~ |
|---|---|---|---|---|
| Unrestricted Restricted |
Endowment | |||
| Categories | Details | funds funds |
funds | |
| to nearest £ to nearest £ |
to nearest £ | |||
| B1 Cash funds | Cash at Bank | 2 - |
- | |
| - - |
- | |||
| - - |
- | |||
| Total cash funds | 2 - Total cash funds |
- | ||
| (agree balances with receipts and payments | (agree balances with receipts and payments | |||
| account(s)) | OK OK |
OK | ||
| Unrestricted Restricted |
Endowment | |||
| funds funds |
funds | |||
| Details | to nearest £ to nearest £ |
to nearest £ | ||
| B2 Other monetary assets | ~~[>~~ | - - - - ~~ |
~~ | |
| B3 Investment assets | Fund to which asset belongs Cost (optional) Current value (optional) In Love and Faith - - - - Details Charity Fields offices in Lunzu, Malawi (under costruction) ~~——~~ |
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| B4 Assets retained for the charity’s own use |
Fund to which asset belongs Cost (optional) Current value (optional) In Love and Faith - - - - Details Charity Fields offices in Lunzu, Malawi (under costruction) ~~ee~~ |
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| Fund to which Amount due |
When due | |||
| B5 Liabilities | liability relates (optional) (optional) - - Details ~~ |
~~ ~~ |
~~ | |
| Signed by one or two trustees on behalf of all the trustees |
Signature | Print Name | Date of approval |
|
| Annah Mvundura | 11/12/2025 |
CCXX R2 accounts (SS)
11/12/2025
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