**Trustees' Annual Report for the period** Period start date Period end date Day Month Year Day Month Year **From** 01 January 2024 **To** 31 December 2024 ## Section A Reference and administration details **Charity name** IN LOVE AND FAITH **Other names charity is known by** ILAF |**Trustee name**|**Office (if any)**|**Dates acted if not for whole**
**year **|**Name of person (or body) entitled**
**to appoint trustee (ifany)**| |---|---|---|---| |1 Elizabeth Kalonga|Chairperson||Elizabeth Kalonga| |Maria- Rosa
Matunhike||15 July 2024 – 31
December 2024|| |3|||| |4|||| |5|||| |6|||| |7|||| |8|||| |9|||| |10|||| |11|||| |12|||| |13|||| |14|||| |15|||| |16|||| |17|||| |18|||| |19|||| |20
~~ae~~|~~ae~~|~~ae~~|~~ae~~| ## **Names of the charity trustees who manage the charity** 1 ## **Names and addresses of advisers (Optional information)** |**Names and addresses of advisers (Optional information)**|**Names and addresses of advisers (Optional information)**|**Names and addresses of advisers (Optional information)**| |---|---|---| |**Type of adviser**
**Name**
**Address**||| |**FINANCIAL**|ANNAH MVUNDURA|SOUTH AFRICA| |**PROJECTS**|JOYCE BANDA|MALAWI| |||| |||| ## **Name of chief executive or names of senior staff members (Optional information)** ## **Section B Structure, governance and management** ## **Description of the charity’s trusts** Type of governing document (eg. trust deed, constitution) How the charity is constituted TRUST DEED TRUST (eg. trust, association, company) Trustee selection methods APPOINTED (eg. appointed by, elected by) ## **Additional governance issues (Optional information)** You **may choose** to include additional information, where relevant, about: - policies and procedures adopted for the induction and training of trustees; - the charity’s organisational structure and any wider network with which the charity works; - relationship with any related parties; - trustees’ consideration of major risks and the system and procedures to manage them. - Complaints handling - Complaints policy and procedures - Conflicting interests - Financial reserves policy and procedures - Internal charity financial controls policy and procedures - Internal risk management policy and procedures - Investment - Paying staff - Risk management - Safeguarding policy and procedures - Safeguarding vulnerable beneficiaries - Serious incident reporting policy and procedures - • Social media policy and procedures - • Trustee conflicts of interest policy and procedures 2 - Volunteer management ## **Section C Objectives and activities** **Summary of the objects of the charity set out in its governing document** (i).PROVIDING RELIEF OF SICKNESS AMONG PEOPLE WITH HIV/AIDS AND OTHER LONG TERM HEALTH CONDITIONS; (II) PROVING THE EDUCATION OF THE PUBLIC OF PEOPLE IN POSITIONS OF RESPONSIBILITY IN RELATION TO HIV/AIDS; PROVIDE SPIRITUAL; (III) BRIDGING AND QUALITY PRE-SCHOOL, PRIMARY AND SECONDARY EDUCATION TO CHILDREN (IV) FACILITATE EXCHANGE PROGRAMMES FOR CARE WORKERS BETWEEN UK AND DEVELOPING COUNTRIES 3 - GENERAL CHARITABLE PURPOSES - EDUCATION/TRAINING - THE ADVANCEMENT OF HEALTH OR SAVING OF LIVES - DISABILITY **Summary of the main activities undertaken for the public benefit in relation to these objects (include within this section the statutory declaration that trustees have had regard to the guidance issued by the Charity Commission on public benefit)** - ACCOMMODATION/HOUSING - RELIGIOUS ACTIVITIES - ECONOMIC/COMMUNITY DEVELOPMENT/EMPLOYMENT - HUMAN RIGHTS/RELIGIOUS OR RACIAL HARMONY/EQUALITY OR DIVERSITY - OTHER CHARITABLE PURPOSES ## **Additional details of objectives and activities (Optional information)** You **may choose** to include further statements, where relevant, about: - policy on grantmaking; THE CHARITY CONTINUES TO BENEFIT GREATLY FROM THE DEDICATION AND COMMITMENT OF ITS VOLUNTEERS. VOLUNTEERS SUPPORTED A WIDE RANGE OF ACTIVITIES, INCLUDING ASSISTING WITH HEALTH SUPPORT SERVICES, HELPING TO DELIVER EDUCATIONAL PROGRAMMES, PROVIDING ADMINISTRATIVE SUPPORT, AND CONTRIBUTING TO SPIRITUAL AND PASTORAL CARE INITIATIVES. THEIR INVOLVEMENT HAS SIGNIFICANTLY REDUCED OPERATIONAL COSTS AND ENABLED THE CHARITY TO EXTEND ITS REACH AND IMPACT WITHIN THE COMMUNITY. THE TRUSTEES ARE DEEPLY GRATEFUL FOR THE TIME, SKILLS, AND ENTHUSIASM THAT VOLUNTEERS HAVE FREELY GIVEN THROUGHOUT THE YEAR. - policy programme related investment; - contribution made by volunteers. 4 Section D Achievements and performance **Summary of the main** (1) THE RELIEF OF SICKNESS AND THE **achievements of the charity** PRESERVATION OF HEALTH IN PARTICULAR, BUT **during the year** NOT EXCLUSIVELY, AMONG PEOPLE WITH HIV/AIDS AND OTHER LONG TERM HEALTH CONDITIONS (2)PROMOTED FOR THE BENEFIT OF THE PUBLIC THE EDUCATION OF THE PUBLIC AND IN PARTICULAR, BUT NOT EXCLUSIVELY, OF PASTORS, PRIESTS AND OTHER PEOPLE IN POSITIONS OF RESPONSIBILITY IN RELATION TO HIV/AIDS 5 **Section E Financial review** ~~Se~~ THE CHARITY DOES NOT CURRENTLY HOLD ANY RESERVES. DUE **Brief statement of the** TO THE SCALE OF ITS OPERATIONS AND LIMITED INCOME, ALL **charity’s policy on reserves** FUNDS RECEIVED ARE APPLIED DIRECTLY TO CHARITABLE ACTIVITIES. THE TRUSTEES RECOGNISE THE IMPORTANCE OF BUILDING AN APPROPRIATE LEVEL OF RESERVES IN THE FUTURE TO ENSURE FINANCIAL STABILITY AND TO MANAGE UNFORESEEN COSTS. AS PART OF ONGOING FINANCIAL MANAGEMENT, THE TRUSTEES WILL REVIEW THE CHARITY’S FINANCIAL POSITION REGULARLY AND WORK TOWARDS ESTABLISHING A MODEST RESERVE WHEN RESOURCES ALLOW. **Details of any funds materially** N/A **in deficit** ## **Further financial review details (Optional information)** CHARITY MOSTLY RECEIVE INCOME FROM CHARITABLE FUNDING You **may choose** to include AND DOBATIONS. additional information, where relevant about: - DURING THE YEAR, THE CHARITY’S EXPENDITURE WAS - • the charity’s principal DIRECTED TOWARDS ACTIVITIES THAT DIRECTLY FURTHER ITS sources of funds (including CHARITABLE OBJECTIVES. FUNDS WERE USED TO DELIVER any fundraising); HEALTH SUPPORT SERVICES FOR INDIVIDUALS AFFECTED BY - • how expenditure has HIV/AIDS AND LONG-TERM CONDITIONS; TO PROVIDE EDUCATIONAL MATERIALS AND LEARNING SUPPORT FOR - supported the key objectives CHILDREN; TO DELIVER PUBLIC AWARENESS AND TRAINING - of the charity; PROGRAMMES ON HIV/AIDS; TO OFFER SPIRITUAL AND - • investment policy and PASTORAL CARE; AND TO SUPPORT PLANNING AND objectives including any COORDINATION OF CARE-WORKER EXCHANGE PROGRAMMES. ethical investment policy ALL SPENDING WAS ALIGNED WITH THE CHARITY’S MISSION AND adopted. ENSURED THAT BENEFICIARIES RECEIVED MEANINGFUL AND TIMELY SUPPORT. ## ~~Se~~ **Section F Other optional information** ## **Section G Declaration** **The trustees declare that they have approved the trustees’ report above.** **Signed on behalf of the charity’s trustees** **Signature(s)** ELIZABETH KALONGA **Full name(s)** ANNAH MVUNDURA ~~ee~~ **Position (eg Secretary,** FINANCIAL ADVISOR **Chair, etc)** ~~a~~ **Date** 11/12/2025 6 ||**IN LOVE AND FAITH**|**IN LOVE AND FAITH**|**IN LOVE AND FAITH**|||**1166693**|**1166693**|||| |---|---|---|---|---|---|---|---|---|---|---| ||**Receipts and payments accounts**||||||||**CC16a**|| ||01/01/2024
31/12/2024
**To**
**For the period**
**from**
~~(__t__{[_{_}~~|||||||||| |**Section A Receipts and payments**||||||||||| ||**Unrestricted**
**funds**||**Restricted**
**funds**||**Endowment**
**funds**||**Total funds**||**Last year**|| ||**to the nearest £**|**to the nearest £**|**to the nearest £**||**to the nearest £**||**to the nearest £**||**to the nearest £**|| |**A1 Receipts**||||||||||| |IncomingFundingResources|**2,140**||**-**||**-**||**2,140**||**1,450**|| |Donations,Gift Aid Receipts|**700**||**-**||**-**||**700**||**810**|| ||**-**||**-**||**-**||**-**||**-**|| ||**-**||**-**||**-**||**-**||**-**|| ||**-**||**-**||**-**||**-**||**-**|| ||**-**||**-**||**-**||**-**||**-**|| ||**-**||**-**||**-**||**-**||**-**|| ||**-**||**-**||**-**||**-**||**-**|| |**_Sub total_**_(Gross income for_
_AR)_|_(Gross income for_
_AR)_**2,840**||**-**||**-**||**2,840**||**2,260**|| |**A2 Asset and investment sales,**
**(see table).**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**_Sub total_ -**
**-**
**-**
**-**
**-**
**_Total receipts_**
**2,840**
**-**
**-**
**2,840**
**2,260**
~~—————~~||||||||||| |**A3 Payments**||||||||||| |Costs of activities for charitable objectives||||||||||| ||**1,590**||**-**||**-**||**1,590**||**600**|| |Management and Govervance Costs|**310**||**-**||**-**||**310**||**310**|| |Travel/Transport|**390**||**-**||**-**||**390**||**300**|| |Postage and stationery|**29**||**-**||**-**||**29**||**50**|| |Hospitalityand Welfare|**55**||**-**||**-**||**55**||**350**|| |Utility (electricityand water)|**300**||**-**||**-**||**300**||**300**|| |Fixtures and Fittings|**-**||**-**||**-**||**-**||**150**|| |Bank Charges|**64**||**-**||**-**||**64**||**100**|| |SundryExpenses|**100**||**-**||**-**||**100**||**100**|| |**_Sub total_ **|**2,838**||**-**||**-**||**2,838**||**2,260**|| |**A4 Asset and investment**
**purchases, (see table)**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**_Sub total_ -**
**-**
**-**
**-**
**-**
**_Total payments_**
**2,838**
**-**
**-**
**2,838**
**2,260**
**_Net of receipts/(payments)_**
**2**
**-**
**-**
**2**
**-**
**A5 Transfers between funds**
**-**
**- -**
**-**
**-**
**A6 Cash funds last year end**
**-**
**- -**
**-**
**-**
**_Cash funds this year end_**
**2**
**-**
**- 2**
**-**
~~—————~~
~~==>—~~||||||||||| CCXX R1 accounts (SS) 11/12/2025 1 |**Section B Statement of assets and liabilities at the end of the period**
~~ee~~|**Section B Statement of assets and liabilities at the end of the period**
~~ee~~|**Section B Statement of assets and liabilities at the end of the period**
~~ee~~|**Section B Statement of assets and liabilities at the end of the period**
~~ee~~|**Section B Statement of assets and liabilities at the end of the period**
~~ee~~| |---|---|---|---|---| |||**Unrestricted**
**Restricted**||**Endowment**| |**Categories**|**Details**|**funds**
**funds**||**funds**| |||**to nearest £**
**to nearest £**||**to nearest £**| |**B1 Cash funds**|Cash at Bank|**2**
**-**||**-**| |||**-**
**-**||**-**| |||**-**
**-**||**-**| ||**_Total cash funds_**|**2**
**-**
**_Total cash funds_**||**-**| ||(agree balances with receipts and payments|(agree balances with receipts and payments||| ||account(s))|OK
OK||OK| |||**Unrestricted**
**Restricted**||**Endowment**| |||**funds**
**funds**||**funds**| ||**Details**|**to nearest £**
**to nearest £**||**to nearest £**| |**B2 Other monetary assets**|~~[>~~|**-**
**-**
**-**
**-**
~~| ~~||**-**
**-**
~~—~~| |**B3 Investment assets**|**Fund to which**
**asset belongs**
**Cost (optional)**
**Current value**
**(optional)**
**In Love and Faith**
**-**
**-**
**-**
**-**
**Details**
Charity Fields offices in Lunzu, Malawi
(under costruction)
~~——~~|||| |**B4 Assets retained for the**
**charity’s own use**|**Fund to which**
**asset belongs**
**Cost (optional)**
**Current value**
**(optional)**
**In Love and Faith**
**-**
**-**
**-**
**-**
**Details**
Charity Fields offices in Lunzu, Malawi
(under costruction)
~~ee~~|||| |||**Fund to which**
**Amount due**||**When due**| |**B5 Liabilities**|**liability relates**
**(optional)**
**(optional)**
**-**
**-**
**Details**
~~|~~
~~| |~~|||| |Signed by one or two trustees on
behalf of all the trustees|Signature|Print Name||Date of
approval| |||Annah Mvundura||11/12/2025| CCXX R2 accounts (SS) 11/12/2025 2