Charity Number: 1165671 Trustees Report and Financial Statements For the year ended 31 December 2025 Love's Farm Community Church Charitable Incorporated Organisation
Love's Fann Community Church Contents Page Trustees. annual report ststement of financial activities Balan sheet Note5 to the financial statements
Love's Fann Community Church Trustees, annual report About Love's Fami Community Church Love's Farm Community Church is srtualed on Love's Farm, a new housing development in St. Neots, Cambridgeshire. The charity was set up on 27 September 2015 and was incorporated on 22 February 2016. The correspondence address is 18 Lannesbury Crescent, St. Neots, Cambridgeshire, PE19 Reference and administrative inforniation Love's Fami Community Church is a charitable incorporated organisation, CIO (charity number 11656711. The trustees who have served through the period of this report are.. Mr Philip Gwilt- Chairman Mrs Dawn Gwilt Dr Marcus Pickering Mrs Kathryn Pickefing- Treasurer Miss Samantha Clavssen Miss Rebecca Symms Mrs Jennifer Bishop Bankers.. CAF Bank Ltd. 25 Kings Hill Avenue. Kings Hill, West Malling, Kent, ME19 4JQ Structure, Governance and Management Love's Farm Community Church is a CIO (Charitable incorporated organisationl and is registered with the Charity Commission of England. The method of appointment of the trustees is set out in the Statutes. The goveming document is ir¢ the form of a Constitution. adopted 20 February 2016. Aims and objectives Our aims are set out formally in our constitutiona document.. "To 8dvance Christianity for the public benefit in Love's FaTm, St Neots and elsewhere in accordance with the statement of faith set out in the schedule hereto Ihrough the holding of prayer meetings, lectures, public celebrations of religious festivals and by producing andlor distributin9 Itierature to enli9hten otheTS about the Christian religion. In addition, we seek to relieve povety and support those who are need, through providing advice and advocacy for people struggling wilh debl, dislribuling material and financial donations, offering relational encoufagemenl and emotional support lo vulnerable people, and advocating on behalf of marginalised people with statutory aulhorities and other organisalions. Public Benefit statement Love's Fami Communty Church seeks to impact and improve the spiritual, social and moral wel being of people through its example, teaching and practice of the Christian fatth, and by or9anising welcoming, friendly and accepting events which build relationships. ThTough activities such as the Youth Club. vulnerable children and their families benefit physicalty from the fi)od provi¢Jed, as well as emotionally and socially from the supportive environment. Through Sunday aclivities like Breakfast Church and quieter more cuftural, reflective events the community will benefit from a place lo come
Love's Farni Community Church together. to meet others and to explore issues of faith and doubt. People who participate in Love's Farm Community church aclivities will be encouraged to volunteer and seTve around the communty, not only in activrties organised by Love's Fami Community Church but also in initiatives run ty others. This will enhance the wider welkbeing and cohesion of the community. As a community church focused on the Love's Farm and Winlringham housing developments in Sl Neots, the main section of the public who will benefit from our organisation's purpose and activities is the population that lives physicalty in Love's Fami and Wntringham. However, we will not tum anyone away who lives elsewhere in St Neots. Love's Farm Community Church is committed lo serving people of all ages on Love's Farm. However Sin the commtÈnity demtsJraphic is weighted loward Ihose between the ages of 2545. especialty with young families. our primary focus is on that age group. Activities and performance of the organisation Helene Tame. Ihe communty chaplain, who had led Love's Farm Community Church since tts inception, resigned from her post in January 2024. As Helene's post had been funded for a fixed period by the United Refotmed Church, there was no immediate succession plan. Marcus and Kathryn Pickering took over interim leadership of the church. Janel Sutton was appointed by the Unf(ed Reformed Church in a part-time capacity as a transition worker, to work with partner denominations and help the trustees lo formulale Ihe long term stNcture, strategy and resourcing of the church. and we have made significant strides towards forming a Local Ecumenical Partnership ILEPI with the United Reformed Church. Anglican Church and Baptist Union, wfth a significant funding commitment from the Anglican Church towards a full- time leader for the next five years. Janet Sutton's role ended in December 2025 as she moved to a full-time post elsewhere, but The Revd Bethan Rodden has been appointed as the Pioneer Minister for Love's Farm and Wintringham, wrth responsibilty for leading Love's Fami Communty Church- and will take up her post on 291n March 2026. Under the CIO of Love's Fam Community Church, Breakfast Church has continued to meet each Sunday morning except the first Sunday of the month. regularly dfawing arovnd 40 people, up to a third of whom lypically are under 16 years old. Each Sunday morning provides a mix of food. conversation, slory-tellin9. prayer, worship and encounter. The church communty has soughl to maintain meeting points through the week for the primary purpose of discipleship and praying for our neighbourhood, nation and world. As a church communty we have hosted other courseslstudieslgroups through the year both online and in person. The leadership group, which includes all of the trustees of the CIO, meets monthly lo discuss both the day to day running of the Church and make plans for its longer term direction and sttucture. On Thursday mornings. members and friends of Love's Farm Communty Church continue lo run a parent and toddler group, Little Loves, al Ihe community cenlre, with regular attendance of between 60-80 pre-schoolers and Iheir parenlslcarers. On Friday evenings during term time the church hosts a primary aged Youth Club, for approximately 35 children aged between &11 years. This remains a popular event although numbers have declined somewhat oveT the past year, most likely due to Tetluced engagement with the schools due to hav7ng no full time leader. All the activities of the church as listed above are run by the trustees and others on a voluntary basis. A total of 40 different people served as volunteers durin9 this reporting period.
Love's Fami Community Church Financial review During this year, donations to the charity plus some brought loard reserves were sufficient to cover all tts expenses. The charity's income for the year was £23,146 {2024.- £22,933) and expenses came to £12,47212024.- £11,215). The balance offunds at 31 December 2025 was £42,05412024'. £31,380), with no reslricled funds (2024.. £283). Reserves policy It is the trustees Teserves polity lo maintain a balance on UnTestTicled funds Irf possible). which equates lo al least three months unrestricted payments, equivalent to £3,118, to cover emergency situations that may arise from time lo time. The balance of £42,054 held on unrestricted funds at the year end is much higher than Ihe largel. Our previous minister, who was paid from ex1emal SQUT¢es, stepped down in January 2024 and Ihe additional resetves are required to provide contingency lo assisting in funding the new minister who is starting in April 2026. Going concern statement The trustees have a reasonable expectation that the charity has adequate resources to conlinue for the foreseeable fthure. For this reason Ihey continue to adopt the going concern basis in preparing the accounts, Audit exemption statement Due to the gross income being less than £1million and since the gross assets are less than £3.26rnillion, the charity is exempt from needing an audit and since in 2024 the gross income is less than £25,000 the charity is exempt from needing an independenl examination and the trustees have chosen to not have one. Statement of responsibilities of the Trustees The Charities Act 2011 requires the trustees to prepare financial slalements for each financial year which give a true and fair view of the slate of affairs of the charity and of Ihe incoming resources and application of resources of the charity for that period. In preparing these financial statements, the truslees are required to., select Suitable a¢couTrling policies and appty Ihem ¢onsistenlty' observe the methods and principles in Ihe Chartties SORP 2005., • make jvdgmenls and accounting estimates ihat are reasonable and prudent- • stale whether applicable accounting standards have been followed, subject to any material depattuies disclosed and explained in the financial statements,. and prepare the financial statements on the going concem basis unless il is inappropriate to do so. The trustees are responsible for keeping sufficient accounting records that disclose with reasonable accuracy al any lime the financial poSitJn of Ihe charity and enable them to ensure that the financial statements compty wrth the Charities Act 2011. They are also responsible for safeguarding the assets of the charty and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities. Approved by the trustees on ..l.l. A((.<ii.2uZG and signed on its behalf by Philip Gwilt {Chairman of the Trusleesl
Love's Farni Comrnunity Church Statement of financial activities For the year ended 31 December 2025 2025 Total funds 2024 Totsl funds UnrestriGted Rostricted funds funds Incomlng resourc•s Incoming resources from genernt8d funds Voluntsry income Incoming resources from donors Grant income 22,470 22,470 22,345 22,470 22,470 Actlvlties for gonerdtlng funds Investment incom Incomo from charitabl• actlvlty 22,345 876 676 588 Total Incoming resources 23,146 23,146 22.933 Resourcès gxpended Charitable activltles Governance cost8 other re$ource5 expended 11,958 283 12.241 11,016 231 231 199 Total resources us•d 12,189 283 12,472 11,215 Ngt loutgoinglllncoming resources b•for• tfdn3feTS 10.957 1283) 10,674 11,718 Transfers betwew) funds Net {oul9olng)fincomlng resources before revaluations 10,957 1263) 10,874 11,718 Realised gaiThl(fossl on revaluation of fixed assets Realised gainlllossl ot7 inveslner Net movement in lunds 10,957 1283) 10,674 11.718 Funds carried forward al 1 January 2025 31,097 283 31,380 19,662 Funds carried forward at 31 December 2025 42,054 42,054 31,380 All amounts late to conlinuing aclivityes
Love's Fann Community Church Balance sheet as at 31 December 2025 202S 2024 Notes Fixed aets Tangrble fixed a$$ets Investm•nts Total flxed assets Current assets Debtors Cash at bank and in hand 44.438 31,880 Total current •$sets 44,438 31,880 Llabllit4es- amounts fall?ng du• within onè year 2.384 500 14el cuent as$ets 42,054 31,380 Not assèts 42,054 31,380 Funds Unr8strlctod 11 42,054 31,097 Restrict8d 9,11 283 Endowment funds 11 42,054 31.380 Approved by the truslees on -.il H(L'kLA 2*& and signed on its behalf by Philip Gwilt (ChaiTman of the trustees}
Love's Farm Community Church Notes to the financial statements Accounting policies These financial statements ofthe charty have been prepared on a going concern basis and on behalf of the Irustees in accordance with the Accounting and Reporting by Charities- Statement of Recommended Practice SORP120051 logelher with applicable accounting standards and Ihe Charities Act. They have been prepared under the historical cosl convention. Incoming Resources Recogntlion of incoming resour$ These are included in the Statement of Financial Activities ISOFA) when.. the charity becomes entitled lo the resources the trustees are virtually certain they will receive the resources,. and the monelary value can be measured with sufficient reliability. Grants and donations Grants and donations are only included on the SOFA when the charty has unconditional entiuemenl lo the resources. Volunteer help The value of any voluntary help received is not included in the accounts but is described in the trustees. annual reporL Expenditure and Liabilities Liabilty recognition Liabilities are recognised as soon as there is legal or constructive obligation committing the charity to pay out resources. Govemance costs Include costs of the preparation and examinalion of slalutory accounts, the costs of trustee meetings and cost of any legal advice to truslees on governance or constitutional matters. Support costs SupFK)rt costs include central functions and have been allocated to acttvity cost categories on a basis consistent with the use of resources, e.9. allocating pioperty costs by floor areas, or per caprta. staff costs by Ihe lime spent and other cosls by their usage. Assets Tangible fixed assets for use by the charity These are capitalised if they can be used for more than one year, and cosl al least £500. They are valued at cost or, rf gifted, at the value to the charty on receipt. Unreslricled lunds represent the funds of the CIO that are not subject to any restrictions regarding their use and are available for application on the general purposes of the CIO. Restricted funds represent those received for specific purposes as specified by the donors, Endowment funds are those where there is a requirement imposed by the donor to retsin Capital, but which allows income to be used.
Love's Fami Community Church Notes to the financial statements Incoming resources from donors 2025 2024 General donations from individuals Gift Aid Little Loves giving Youth club gTrving 15,828 3,837 1,105 1,700 15,086 3,857 1,275 2,127 22,470 22,345 Charitable activities expenditure 2025 2024 Breakfast church Youth club Youth café Little Loves TLG New Wine ¢onference Ukrainian travel Money advice centre Mission giving Help fvnd giving 5,841 1.751 5,149 2,083 1,152 283 914 1,384 75 25 2,300 2,300 12,241 11,016 Our policy is to give away at least one tenth of our income to mission projects. Governance costs There were no govemance related costs in the current period12024.' nill. othor resources ?xpended 2025 2024 Insurance Bank charges Websile and IT costs 157 60 14 129 60 10 231 199 Employee emoluments Average staff numbers in 2025 were nil (2024.. 01 with emoluments totalling £nil {2024'. £nill. Debtors and prepayments 2025 2024 Accrued Income
Love's Farni Community Church Notes to the financial statements Creditors 2025 2024 Charity donat50n Creditors Accruals 2,300 500 2,384 500 Rostricted Funds Balance at Incoming Resources Balance at 31 1 January resources expended December 2025 2025 Cinnamon Grant 283 (2831 283 12831 Brought fotward was £283 which was received from Cinnamon Grant for TLG and Ihis was spent during the year. 10 Grants No unrestricted grants were received in the year. 11 Analysis of net assets between funds Unrestricted RestrTrcted Endowment funds funds funds Total 2025 Tangible fixed assets Investments Current assets Current liabilities H,438 12,384> 44,438 12,384) 42,054 42,054