Charity Number: 1165671 Trustees Report and Financial Statements For the year ended 31 December 2025 Love's Farm Community Church Charitable Incorporated Organisation Love's Fann Community Church Contents Page Trustees. annual report ststement of financial activities Balan￿ sheet Note5 to the financial statements Love's Fann Community Church Trustees, annual report About Love's Fami Community Church Love's Farm Community Church is srtualed on Love's Farm, a new housing development in St. Neots, Cambridgeshire. The charity was set up on 27 September 2015 and was incorporated on 22 February 2016. The correspondence address is 18 Lannesbury Crescent, St. Neots, Cambridgeshire, PE19 Reference and administrative inforniation Love's Fami Community Church is a charitable incorporated organisation, CIO (charity number 11656711. The trustees who have served through the period of this report are.. Mr Philip Gwilt- Chairman Mrs Dawn Gwilt Dr Marcus Pickering Mrs Kathryn Pickefing- Treasurer Miss Samantha Clavssen Miss Rebecca Symms Mrs Jennifer Bishop Bankers.. CAF Bank Ltd. 25 Kings Hill Avenue. Kings Hill, West Malling, Kent, ME19 4JQ Structure, Governance and Management Love's Farm Community Church is a CIO (Charitable incorporated organisationl and is registered with the Charity Commission of England. The method of appointment of the trustees is set out in the Statutes. The goveming document is ir¢ the form of a Constitution. adopted 20 February 2016. Aims and objectives Our aims are set out formally in our constitutiona document.. "To 8dvance Christianity for the public benefit in Love's FaTm, St Neots and elsewhere in accordance with the statement of faith set out in the schedule hereto Ihrough the holding of prayer meetings, lectures, public celebrations of religious festivals and by producing andlor distributin9 Itierature to enli9hten otheTS about the Christian religion. In addition, we seek to relieve povety and support those who are need, through providing advice and advocacy for people struggling wilh debl, dislribuling material and financial donations, offering relational encoufagemenl and emotional support lo vulnerable people, and advocating on behalf of marginalised people with statutory aulhorities and other organisalions. Public Benefit statement Love's Fami Communty Church seeks to impact and improve the spiritual, social and moral wel being of people through its example, teaching and practice of the Christian fatth, and by or9anising welcoming, friendly and accepting events which build relationships. ThTough activities such as the Youth Club. vulnerable children and their families benefit physicalty from the fi)od provi¢Jed, as well as emotionally and socially from the supportive environment. Through Sunday aclivities like Breakfast Church and quieter more cuftural, reflective events the community will benefit from a place lo come Love's Farni Community Church together. to meet others and to explore issues of faith and doubt. People who participate in Love's Farm Community church aclivities will be encouraged to volunteer and seTve around the communty, not only in activrties organised by Love's Fami Community Church but also in initiatives run ty others. This will enhance the wider welkbeing and cohesion of the community. As a community church focused on the Love's Farm and Winlringham housing developments in Sl Neots, the main section of the public who will benefit from our organisation's purpose and activities is the population that lives physicalty in Love's Fami and Wntringham. However, we will not tum anyone away who lives elsewhere in St Neots. Love's Farm Community Church is committed lo serving people of all ages on Love's Farm. However Sin￿ the commtÈnity demtsJraphic is weighted loward Ihose between the ages of 2545. especialty with young families. our primary focus is on that age group. Activities and performance of the organisation Helene Tame. Ihe communty chaplain, who had led Love's Farm Community Church since tts inception, resigned from her post in January 2024. As Helene's post had been funded for a fixed period by the United Refotmed Church, there was no immediate succession plan. Marcus and Kathryn Pickering took over interim leadership of the church. Janel Sutton was appointed by the Unf(ed Reformed Church in a part-time capacity as a transition worker, to work with partner denominations and help the trustees lo formulale Ihe long term stNcture, strategy and resourcing of the church. and we have made significant strides towards forming a Local Ecumenical Partnership ILEPI with the United Reformed Church. Anglican Church and Baptist Union, wfth a significant funding commitment from the Anglican Church towards a full- time leader for the next five years. Janet Sutton's role ended in December 2025 as she moved to a full-time post elsewhere, but The Revd Bethan Rodden has been appointed as the Pioneer Minister for Love's Farm and Wintringham, wrth responsibilty for leading Love's Fami Communty Church- and will take up her post on 291n March 2026. Under the CIO of Love's Fam Community Church, Breakfast Church has continued to meet each Sunday morning except the first Sunday of the month. regularly dfawing arovnd 40 people, up to a third of whom lypically are under 16 years old. Each Sunday morning provides a mix of food. conversation, slory-tellin9. prayer, worship and encounter. The church communty has soughl to maintain meeting points through the week for the primary purpose of discipleship and praying for our neighbourhood, nation and world. As a church communty we have hosted other courseslstudieslgroups through the year both online and in person. The leadership group, which includes all of the trustees of the CIO, meets monthly lo discuss both the day to day running of the Church and make plans for its longer term direction and sttucture. On Thursday mornings. members and friends of Love's Farm Communty Church continue lo run a parent and toddler group, Little Loves, al Ihe community cenlre, with regular attendance of between 60-80 pre-schoolers and Iheir parenlslcarers. On Friday evenings during term time the church hosts a primary aged Youth Club, for approximately 35 children aged between &11 years. This remains a popular event although numbers have declined somewhat oveT the past year, most likely due to Tetluced engagement with the schools due to hav7ng no full time leader. All the activities of the church as listed above are run by the trustees and others on a voluntary basis. A total of 40 different people served as volunteers durin9 this reporting period. Love's Fami Community Church Financial review During this year, donations to the charity plus some brought lo￿ard reserves were sufficient to cover all tts expenses. The charity's income for the year was £23,146 {2024.- £22,933) and expenses came to £12,47212024.- £11,215). The balance offunds at 31 December 2025 was £42,05412024'. £31,380), with no reslricled funds (2024.. £283). Reserves policy It is the trustees Teserves polity lo maintain a balance on UnTestTicled funds Irf possible). which equates lo al least three months unrestricted payments, equivalent to £3,118, to cover emergency situations that may arise from time lo time. The balance of £42,054 held on unrestricted funds at the year end is much higher than Ihe largel. Our previous minister, who was paid from ex1emal SQUT¢es, stepped down in January 2024 and Ihe additional resetves are required to provide contingency lo assisting in funding the new minister who is starting in April 2026. Going concern statement The trustees have a reasonable expectation that the charity has adequate resources to conlinue for the foreseeable fthure. For this reason Ihey continue to adopt the going concern basis in preparing the accounts, Audit exemption statement Due to the gross income being less than £1million and since the gross assets are less than £3.26rnillion, the charity is exempt from needing an audit and since in 2024 the gross income is less than £25,000 the charity is exempt from needing an independenl examination and the trustees have chosen to not have one. Statement of responsibilities of the Trustees The Charities Act 2011 requires the trustees to prepare financial slalements for each financial year which give a true and fair view of the slate of affairs of the charity and of Ihe incoming resources and application of resources of the charity for that period. In preparing these financial statements, the truslees are required to., select Suitable a¢couTrling policies and appty Ihem ¢onsistenlty' observe the methods and principles in Ihe Chartties SORP 2005., • make jvdgmenls and accounting estimates ihat are reasonable and prudent- • stale whether applicable accounting standards have been followed, subject to any material depattuies disclosed and explained in the financial statements,. and prepare the financial statements on the going concem basis unless il is inappropriate to do so. The trustees are responsible for keeping sufficient accounting records that disclose with reasonable accuracy al any lime the financial poSit￿Jn of Ihe charity and enable them to ensure that the financial statements compty wrth the Charities Act 2011. They are also responsible for safeguarding the assets of the charty and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities. Approved by the trustees on ..l.l. A((. 44,438 12,384) 42,054 42,054