HANHAM BAPTIST CHURCH Annual report & Financial statement 2024 Allages tell the Chrma$ Siory atoui. Nativity Sen/Ke Dec 2024 July 2024 Children& end olsesslon Fun Day
bAP5r C14URCH Contents Annual Report 2024................................................ About Hanham Baptist Church....... Charitable Objective................,......................................................................................... Risk Management....................,............................. Organlsatlonal Structure,.........................,....................... Related Parties........................................,.......................................................................... Pension Provision Principal Advisors Our Activities.......................................................................................................................... Objectives.................................................................................................................. General Church Life,....-..........................,.......................................................................... Specific Areas of Church Life - Work with children........... Work with older people....-.................................................................................................. Mission...... Supporting wider community.............................................................................. Spiritual Growth................................ Revaluating opportunities. .10 Financial Review...............................-.................-.....-.............................-.........-..............10 Church Groups and Organisations Funds............................................................. -11 Resee$ Policy...............................................................................................................11 Legacies....................... .11 Statement of Trustees, Responsibilities.. FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024 .......... -12 -14 General Fund Receipts and Payments Account.................................................................14 Legacy Reserve Fund Receipts & Payments Account......................... -14 Youth and Family Work Fund Receipts & Payments Accounts..........................................15 Building Fund Receipts & Payments Accounts.... -15 General Reserve Fund Receipts & Payments Accounts.................. KOB'S Restricted Fund Receipts & Payments Accounts.......... Mission Fund Receipts & Payments Accounts............... Willis Trust Receipts & Payments Account... Organisations Receipts & Payments Accounts............................... STATEMENT oFASSs AND LIABILITES AT31 DECEMBER 2024......................................17 -15 .15 .16 -16 .16 NOTESTOTHEACCOUNTS.....................,.......................................................................18
CHURCFI Annual Report 2024 The Charity Trustees present their Annual Report and Financial Statement for 2024. The Charity, called Hanham Baptist Church, has been registered in The Central Register of Charities since 07 Detrmber 2015. The charity registration number is 1164731; Its reglstered address Is at 157a High Street, Hanham, Brlstol BS15 3QY About Hanham Baptist Church Charitable Objective The Charity is governed by a constitution which states that the purpose of the Church is the advancement of the Christian faith according to the principles of the Baptist denomination. The Charity may also advance education and carry out other charitable purposes in the United Kingdom and/or other parts of the world. Risk Management The Deacons, as Charity Trustees, are engaged in an on-going programme of risk assessment of all major strategic and operational risks, including Health and Safety issues and Safeguardingi in connection with the church buildings and the church activities. Where necessary external professional advi is sought. Organisational Structure In accordance with the Constitutlon, the members appolnt Deacons who serve as Charity Trustees. This includes the Minister, a young people's worker, and traditionally a Church Secretary and Treasurer, but continue to review these roles to enable a more team-based approach. These people are collectively known as the Diaconate and are responsible for the day-to-day management and oversight of the Church's operatlons, together wvith the financial and legal aspects of the Charity. Except for the Minister, all Charity Trustees are normally elected for an initial period of up to three years, after which they are eligible for re-election, Members of the Church are accepted in accordance with the constitution: accept the Beliefs of the Church; meet the Church's qualification on Baptism; commit themselves to serving Christ within the Church and beyond. abide by the decisions of the Church Members, Meeting. acknowledge their responsibilities a5 Church Members. The Church has a pollcy of open membership where, at the discretion of the Church Members, Meetingi a person may be accepted into full membership following public profession of their faith.
WT15r .. CHURCH The Church contlnues to revlew Its organisational structures, processes, and activlties to dellver its objectlves. We meet on a regular basis as elected leaders and as a gatherlng of committed members, to seek guidance and direction from God through prayer. We continued working to ensure compliance by developing procedures and training in Safeguarding policies. The Church has polScies and processes for safeguarding children and adults at risk. These policies are reviewed and reaffirmed annually at a Members, Meeting. The Church operates Systems to ensure that all people working with children and adults at risk are vetted vvith the Disclosure and Barring Service. Recognising the increasingly wide diversity of our work, the need to respond quickly to change, and the importance of sharing information and opportunities, we greatly value our gatherings or Church Meetings. These enhance our understanding of where God is leading us and help us to build a shared vision. These meetings have responsibility for the overall policy of the Church as well as considering routine matters. In addition, a Special Members, Meeting may be called for any of the purposes set out in the Constitution (section 10.4). All members are encouraged to take an appropriate part in the spiritual and practical tasks involved in the furtherance of the Charitable Objectives. All Charity Trustees are aware of the specific guidance issued by the Baptist Union and the Charity Commission and have confirmed that they will act in accordance with such information and directives. Matters for consideration by the Church Meeting may be tabled by the Charity Trustees or by members. Though the Constitution permits decisions to be made at Church Meetings by appropriate majorities, the Church seeks to work by consensus wherever possible. The Charlty Trustees meet monthly (except August) to receive reports, to act within agreed and delegated guidelines and to make recommendations to the membership. The Trustees have also met on separate occasions to spend time discussing specific issues. Our aim is to show the love of Jesus Christ in word and deed and to bring people into a closer relationship wlth Him as living Lord. Central to the work and witness of the Church is the provlsion of regular publlc services of Christian worship. These services usually take place each Sunday at 10.30am, subject to change as notified. A communion service Is Included on two Sundays each month, one held on the morning and a reflective seNice usually on the first Sunday evening. Refreshments/opportunSty to soclalise and provide pastoral support follows each service. We are gratefful to be able to host a Spanish speaking church that was meeting in the New Hall on Sundays from 12.00. There is a programme for children during the mornlng seNices, seeking to be a friendly and welcoming communlty open to all. The Church runs a series of house groups that meet on a regular basls. These groups are spread geographically across the area and those attending come from a wide age range, A variety of teaching materials are used. These groups also provide pastoral care and other support to those who attend.
APT Other social events - some for the whole fellowshlp, others specltlc to men andlor women are organlsed throughout the year with addltlonal opportunitles during the summer and at Chrlstmas. The Church does not measure the success of its programmes simply in numbers, including financial data, but also in less tangible areas like fellowship and encouragement. We are blessed with people attending the church from differing ethnic backgrounds, making the church a vibrant community representing a wide range of ages, Christian experience and cultural identities and backgrounds. Our desire is to be a church with a shared sense of God leading us to serve Him and the communities we live, work, and enjoy our recreation in. Our goal is that in knowing Christ better, we can make Him known to others. In an ever-changing world our Deaconstrrustees recognise that Church life needs to adapt to current circumstances. Related Parties The Church is affiliated to the Baptist Union of Great Britain and the West of England Bapt15t Association both of which are registered charities. The Church receives no grant funding from either of these bodies. The Church pays an annual subscription to BUGB based upon its membership numbers and donates to BUGB (Home Mission Fund) for the Baptist family in the UK- (see Note 6 Page 19). Pension Provision The Church is an employer participating in a pension scheme known as the Baptist Pension Scheme ("the Scheme"). The Scheme is a separate legal entity which 15 administered by the Pension Trustee (Bapt15t Pension Trust Limited). (See note 11 page 20)
Charity Trustees Minister and Chair of Trustees Revd Peter Cook (retired 30 April 2025) De3cons Anne Knight David Mlller Jacqueline Williams (appointed May 2023) Judy Bampfylde (resigned October 2024) Nick Papuca (appointed May 2023) Mary Alsop (appointed June 2024) Robert English (appointed June 2024) Robert Hopkins (appointed June 2024) Carole Seddon (appointed June 2024) Daniel Little (appointed June 2024) Wally Newell (appointed June 2024) Finance Team Terry Hooper, David Miller, Geoffrey Starling Principal Advisors Bankers Natwest Bank plc, PO Box 304, 60 Regent street, Kingswood, Bristol, BS15 ODY Baptist Unlon Corporation, Baptist House, 129 Broadwayi Didcot, Oxll 8RT Solicitors Anthony Collins Solicitors LLP, 134 Edmund Street, Birmingham, B3 2ES Independent Examiner Mr M. A. Broad, MBE, 5 Sunnymead, Keynsham, Bristol BS31 IJD Custodian Trustees The West of England Baptist Trust Company Limited, Little Stoke Baptist Church, Klngsway, Little Stoke, Bristol BS34 6JW are the holding trustees of the following properties Church and Hall at High Street, Hanham, BS15 3QY Manse at 56 Pearsall Road, Longwell Green, Bristol BS30 9BG These properties are shown in the Accounts at the current insured values, as no professional valuation has been carried out recently.
Our Activities Objectives In considering the objectives and plannlng the activities for the year, the Trustees have followed the guidance issued by the Charity Commission on publlc beneflt. In order to achieve the principal object, which is set out above, the Church provides a variety of actlvitles, both to its membership and to the wider community. The aim is to show the love of Jesus Christ In word and deed and to brlng people Into a closer relationship with Him as living Lord. General Church Life As reported in many churches, there are encouraging signs in our services, with new people are coming into the church, and six baptisms, and seven people coming into Church Membership in recent months. It is also encouraging to see people taking the step from being involved In church organisations, such as KOB, Tots at Ten, and the litter picking groupi into the worship life of the church. What make this even more exciting is that this isn't because of a huge change in practise or following a new formula, it really feels that we are a part of something far bigger than our own church, as the Splrit of God seems to be stirring in Britain. Practically, this year ha5 been coloured by the Immlnent retirement of our minister in April 2025, after 21 years of ministry. This has meant that we needed to prepare ourselves for a period of pastoral vacancy. The deacons have been meeting with one of our regional ministers, Alisdair Longwill, who has been really helpful in helping us navigate the process. Peter has produced a description of all the jobs that he does, and what is involved in them, and the deacons have been working to ensure that these jobs are taken on appropriately where they can be. Peter has also been endeavouring to get us in a good position in regard to some of the legal responsibilities, with as many people as possible being put through DBS Safeguarding check5, and taking appropriate Safeguarding training. It also has to be said that last year did brlng sadness as we have had to say goodbye to some of our oldest members. They were people who served the church in many practical and spiritual ways and they will be sorely missed. More generally, there has been stability in the congregation, after the disruptions of the Covid years, although we still bear the scars of that time, especially in our work with children. Changing work and family commitments, and the prohibitive cost of housing in Hanham also still continue to have an impact on the demographic of church life, but it has been great to welcome some older people who have moved into the area to be near to their children. The church has also been pleased to welcome, several people who have come to Britain to serve in caring professions. We have also welcomed people to the church, who have come to us from churches that have closed their doors nearer the centre of Bristol. The barriers of practise that used to divide the Church of God, seem to be becoming less of a hinderance to those who want to find somewhere in which they can worship him and hear his voice. It has been exciting to see how the Diaconate is developing. Many are discovering new, and sometimes surprising, gifts, that they can use for God. We are also having to revisit some of the traditlonal roles in Baptist church life, to reinvent them for the changing possibilities, and situatlons that we find ourselves in.
pn CHWCPI Our engagement with our local community is important to us, both through direct mission and through our presence in, and making ourselves available to them. We are still looking at how we can make use of our buildings, which are a gift from God, to encourage community life and support the church of God, At the same time we are having to grapple with the responsibilities that come with that., with issues such as caretaking, booking, legal responsibilities, and upkeep, all needing to be looked at and revised. We are especially grateful for all those who help with the chairs and tables, for their outstanding work in moving chairs around, to make our spaces workable, and to Barry Knight and Nick Papuca, for their work in overseeing the upkeep of the buildings. God is bringing many talented people into the church. We would greatly value more families, but it will be interesting how God leads us into our new future. Specif ic Areas of Church Life - Work with children. This is one of the biggest scars that Covid has left on the church. With older children leaving to go into jobs and higher education, and with our'shop window" being clo*d for almost 0 years, the numbers in our children's work crashed, in common with many other churches. Some churches have turned their backs on working with children altogether, but this is not something that we are willing to do. Our ministry to the next generation is something that Is close to our heart. We are incredibly grateful to Margaret Cook and Denise Nixon, as they have held our work with children on Sunday's together, although there are new challenges on the horizon, as the children that we have begin to span the Primary/Secondary age range. We are grateful to God for the small trickle of new children that do come along, although attendance patterns, and other commitments in families and sport do make the work of those doing lessons interesting. It is good that new people have agreed to get involved, but we wlll need more people if this work is to flourish in different age groups. We pray for new families with children to come into the church, and new people with communication skills with children to step forward. On a Wednesday morning Tots at Ten continues to thrive. Each year is a new challenge with children moving on into full-time education, and the question as to whether new mums and children will take their place, but numbers remain good. It 15 encouraging that new people are taking on roles, helping with admin, songs and stories, and talking to mums. We have a Brownie group that uses our Hall on Tuesday evening, but most encouraging is the growth that we are seeing in our Girls Brigade Companyi Wlth Jo English continuing her sterling work. Work with older people. KOB (Knocklng on a Blt) has contlnued to flourish and is proving an effective way to reach out to people in the communlty and to Integrate them Into the wider worshlp life of the church. We are grateful to all those in the team who give thelr time in so many ways to make this happen. Tea and Memories has continued thanks to the work of Anne-Louise Crlthchlow from Abbeyfields and the use of their fantastic video library. Numbers attending have steadily increased, with people from both church and community helping and enjoying these times together. Sadlyi It looks like this will come to an end when Peter retires, and there is no one to edit and organise the videos.
CHimlCH Short Mat Bowls continues to provide a good meeting place for a number of people. A new leadership team has emerged th15 year, to ensure that it continues. The emphasis in the group is always upon fun rather than competition, but their skill level is still impressive. Mlssion We have continued to work with the other churches in Hanham. Many of them continue to go through a tough time, and we are seeking ways that we can support them. It was good to be able to take part In the Good Frlday, Walk of Witness agaln this year. The World Day of Prayer was well supported, and we thank Marilyn Mathias for her work In thls. We also took a leading role in the communities, act of remembrance, on ReMernbran Sunday. We continue our links with the Baptist Missionary Society, and were pleased to have a vlsit this year from our link missionaries, Peter and Louise Lynch, who told us about their work in Bangladesh. We also had a vislt from Davld Bute, whose work in Ukraine we have been supportlng Sin the start of the war. We again took part in Tear Fund's Big Quiz" and once again there was great support for the Operation Christmas Child shoebox appeal with our boxes being sent into Central Asia and Malawi. We are also increasingly thinking about our environmental responsibilities, taking part in practical initiatives such as local litter-picks, and the regreening our church yard. We were also pleased to achieve the Bronze Eco Church award. We also supported out local foodbank with collections throughout the year, and speclal community collections at Christmas. Supporting wider communtty We continue enjoying our latIonShIp with the Spanish speaking Church, who meet In our hall on Sunday afternoons. They are quite different to us, but a real love between the congregations was seen during shared lunches and barbecues. We were also grateful for the Spanish church being willing to be an agent for one of our number polishing their Spanish prior to moving to Ecuador. They are wonderful people, and we praise God for them. We have also had our buildings used by some other churches, but this exposed difficulties in caretaking and looking after the building that meant these could not continue. The church continues to host the weekly Breast-Feeding Support Groupi Slimming World, Sllver Swans 50+ ballet group, and the Brownie unit mentioned before. One Planet Matters, have also held several series of Wellbeing sessions in our church hall and garden. Our Pastor has continued to work with South Glos Council and the One Planet Matters charity, on the redevelopment of the field between the church hall and Wesley Avenue, but as of yet this hasn t come to fruition. Spiritual Growth It has been good to see all sorts of people growing in their walk with God and darlng to take new steps of faith with him. For some this has meant taking on new roles in the life of the church, while for others it has meant taking steps of faith in baptism and membership, and some have found that they can minister to others from their experience of God's goodness in our services. One of the most encouraging areas of sustained growth have been our small groups, which have been a powerhouse of prayer, and constantly challenge the church on where we
HANHAM PTIST ttrliKIC14 should be going in our life and witness. We pray for Davld Miller as he takes on the coordinating of these groups when our Pastor retires. Revaluating opportunities Thls Is a time of mixed feelings as a church. There are fears of what the future will bring when our Pastor leaves, but there is a real sense that God is on the move, and we are a part of his plan. We do not know what lies ahead, but we believe that the God who has looked after his church in Hanh3m, over the last three and a half centuries will not abandon us now. We need faith to trust and faith to push fomards into hls wlll for us. "being confident of this that he who began a good work in you will carry it on to completion until the day of Christjesug, Philippians 1.,6 Financial Review The church's Finance team are responsible for managing the income given by members of the congregation and visitors through weekly and monthly donations, which are used to fund the day to day running of the church and the payment of its staff and reporting to the Trustees. Freewill donations together with the many regular standing orders, excluding gift aid tax recovery, amounted to £53,775, a decrease of £1,968 on the 2023 total of £55,743, due in particular to the passing of some of our members. With donations from church organisations and from new outslde organlsatlons the income from use of our premises was £10,332 (2023 £8,339). Total income from all sources including mission and legacy gifts, amounted to £178,212(2023 £85,428) after excluding organisatlons, Income of £6,238 (2023 £4,882). We gratefully acknowledge two legacies amounting to £91,000, which although undesignated, have been used toward5 the repair of the church steps and the hall kitchen flat roof, together with two benches in memory of John and Pam Thomas. During the year expenditure on the general account amounted to £94,343 (2023 £71,889), whlch was affected by the substantial increase in energy costs, up by over £10,000, resulting in a deficit of £5,586 after the transfer of £7,500 from the Building Fund for work done at the manse. Additional Mission receipts for the year including the BMS Birthday Scheme and special appeals, amounted to £5,851 (2023 £3,368),. £13,628 (2023 £9,690) was distributed to mission projects during the year, including the designated giving of £7,000 (2023 £7,000) to Home Mission and Baptist World Mission from the General Fund. A special collection raised £1,100 following Shaun Rickerby's accident in Ecuador and £1,500 was sent to him to assist with his hospital costs. Unrestricted Funds Genera/Fund- working fund to meet general running expenses. Designated Funds Generalreserye - created as a result of an undesignated generous donation LegacyReserve- holding fund for legacies pending final disbursement. Youth andFami/y Work- Designated fund accrued specifically for family and youth activities. Building Fund holdlng fund towards potentlal refLJrbishments. 10
£RcFI Restricted Funds Mission Fund- the church receives and distributes money for other registered charities, ncluding Baptist Union Home Mission, BMS World Mission, Tear Fund, In Hope (Kingswood Foodbank) and Kreativity (Ukraine). Individual records are malntained for each charity to ensure that these amounts are kept separate from normal church funds. Willis frust Fund - the fund was created followlng a bequest. In June 2002, the church meeting approved that the income from the invested capita5 together with the capital sum could only be used for young people to support them in training or voluntary work purposes. At the discretion of the deacons, single grants not exceeding £100 can be made per applicant. This fund has remained dormant Sin 2014. Church Groups and Organisations Funds Organisations associated with the church are listed with the details of money they have received and paid. Normally the monles for these organisations are held separately and controlled by them. All these funds are independently scrutinised and reported. A summary of all the money from these organisations is induded in the Statement of Assets and Liabilities and in the notes to the accounts. Reserves PoliGy The Trustees have established a policy whereby the unrestricted funds not committed or invested in tangible fixed assets ("the free reserves") held by the charity should be approximately 3 months of the projected resources expended (currently calculated as £74,300 for the year 2025) which equates to approximately £18,600 in the general fund. At this level, the Trustees feel that they would be able to continue the current activities of the church In the event of a considerable drop in donations. The Trustees continue to monitor the reserves level regularly, and they are satisfied that they have sufficient reserves, at present, in the General Fund, based on anticipated and projected expenditure for its activities together with ongoing income projections, to enable the Church to function effectively in the coming year. Legacies Legacies are accounted for when grant of probate has been received, the amount of the IacY can be reliably quantified, and the conditions of the legacy are within the control of the church. The church has been notified by solicitors that it is a recipient under the will of our late member Anne Pollard, and an interim payment of £90,000 has been received prior to the finalisation of the estate.
PTIST CHURCH Statement of Trustees, Responsibilities Charity law requires the trustees (deacons) to prepare financial statements that give a true and fair view of the state of affairs of the charity at the end of the financial year. In doing so the trustees are required to.. i) Select suitable accounting pollcies and apply them consistently; ii) Make judgements and estimates that are reasonable and prudent. iii) State whether applicable accounting standards and statements of recommended practice have been followed, subject to any material departures disclosed and explained in the financial ststements. and iv) Prepare the financial statements on the ongoing concern basls unless It Is inappropriate to presume that the charity will continue in operation. The Deacons are responsible as trustees for maintalnlng proper accountlng records whlch disclose with reasonable accuracy at any time the financial position of the charity and enables them to ensure that financial statements comply with charity law. The Deacons are also responsible for safeguarding the assets of the Church and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities. Signature and Declaration I declare, in my capacity of charity trustee, that.. the trustees have approved the report above: and have authorised me to sign it on their behalf. Signed R J English Trustee Dated 4th April 2025 12
Independent Examiner's Report I report on the accounts for the year ended 31 December 2024 which are set out on pages 12 to 20. Respective responsibilities of trustees and examiner The trustees are responsible for the preparation of the accounts. The charity's trustees conslder that an audit is not required for this year under section 144 of the Charities Act 2011 (the Charities Act) and that an independent examination is needed. Having satisfied ourselves that the charity is eligible for independent examination, it is our responslblllty to.. examine the accounts under section 145(3)(a) of the Charities Act. to follow the procedures laid down in the General Directions given by the Charity Commission under section 145(5)(b) of the Charities Act, and to state whether particular matters have come to my attention. Basis of Independent examiner's report My examination was carried out in accordance with the General Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and the seeklng of explanations from you as trustees Conrning any such matters. The procedures undertaken do not provide all the eviden that would be required in an audit and, consequentlyi no opinion is given as to whether the accounts present a 'true and falr view,, and the report is limited to those matters set out in the statement below. Independent examiner's statement In connection with my examination, no matter has come to my attention: l. which gives me reasonable cause to believe that, in any material respect, the requlrements: to keep accounting records in accordance with Section 130 of the Act. and to prepare accounts which accord with the accounting records and comply with the accounting requirements of the Charities Act have not been met, or 2. to which, in my opinion, attention should be drawn In order to enable a proper understanding of the accounts to be reached. Malcolm A Broad MBE dated 18 June 2025 5 Sunnymead, Keynsham, Bristol BS31 IJD 13
. HANHAM CHVMCH FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024 General Fund Receipts and Payments Account Note 2024 2023 Receipts Weekly offerlngs Donations and other income Income tax recovered on gifts Investment income Rents and contributions for use of premises Other receipts and refunds Total Receipts 53,775 1,774 11,312 3,231 10,332 833 81,257 55,743 9,651 2,424 8,339 903 77,060 Payments Ministry Mission Upkeep of church premises Administration Total Payments 51,999 7,444 28,493 38,716 7,047 20,285 5,841 71,889 94,343 Net receipts / (payments) for the year Transfers (to) / from general fund Cash balance at previous year end Cash balance at current year end 7,500 (4,500) Legacy Reserve Fund Receipts & Payments Accounts Note 2024 2023 Receipts Legacies Payments Upkeep of church premises Equipment Total Payments 5,478 816 6,294 16,313 16,313 Net receipts l (payments) for the year Transfers (to) / from Legacy Reserve Fund Cash balance at previous year end Cash balance at current year end 111458 14
pnsT , CHUBCFI Youth and Family Work Fund Receipts & Payments Accounts Note 2024 2023 Receipts Income from Activities Total Receipts Payments Activities Total Payments 104 104 331 331 285 Net receipts l (payments) for the year 227 285 Cash balance at previous year end Cash balance at current year end Building Fund Receipts & Payments Accounts Note 2024 2023 Net receipts / {payments) for the year Transfers (to) / from Building fund Cash balance at previous year end Cash balance at current year end (7,500) 4,500 General Reserve Fund Receipts & Payments Accounts Note 2024 2023 Net receipts / (payments) for the year Transfers (to) I from general fund Cash balance at previous year end Cash balance at current year end KOB'S Restricted Fund Receipts & Payments Accounts Note 2024 2023 Receipts Total Receipts Payments Equipment Total Payments Net receipts / (payments) for the year 60 60 60 49 49 49 Transfers (to) I from general fund Cash balance at previous year end Cash balance at current year end 60 109 60 15
CI.IUAa4 Mission Fund Receipts & Payments Accounts Note 2024 2023 Receipts BMS Birthday Scheme Raised for other causes Total Receipts Payments Disbursements Special Appeal Shaun Rickerby (Ecuador) Total Payments 670 5,180 5,851 736 3,368 5,084 2,643 6,184 2,643 Net receipts / (payments) for the year 725 Transfers (to) / from Mission fund Cash balance at previous year end Cash balance at current year end 784 451 59 784 Willis Trust Receipts & Payments Account Note 2024 2023 Net receipts / (payments) for the year Transfers (to) I from Trust fund Cash balance at previous year end Cash balance at current yeay end 952 952 952 952 Organisations Receipts & Payments Accounts Note 2024 2023 Receipts Donations and other income Total Receipts 6,238 4,882 Payments Activities Total Payments 5,521 4,844 Net receipts l (payments) for the year 717 38 Cash balance at previous year end Cash balance at current year end ** The books and accounting records of the associated Groups and Organisations listed above relatlng to the last 12 months of their financial year and have been independently verified and are included in the accounts for information. The balance for Organisatlon funds held in their own accounts is £844 (2023 £1,067). ** £1,000 is held in the Church's bank account for KOB'S which is from a donation received in December 2024. (2023 £60) 16
alLJRO.I STATEMENT OF ASSETSAND LIABILITES AT 31 DECEMBER 2024 Note 2024 2023 Assets Bank and other cash balances Nat West Bank Account BUC deposit accounts other monetary assets: Held by Church Organisations Investment Assets Assets Held for Church's own use Total Assets 23,529 137,058 13,758 74,829 844 1,067 3 401414 3,562,575 3 299 799 3,389,453 Liabilities Current Liabilities Other liabilities Total Liabilities io 2,103 451 2,554 3,080 640 3,720 The accounts and statement Df a55ets and liabiltieS set out on pages 14 - 17 relatlng to the year ending 31 December 2024 are as approved by the deacons. Signed: R J English Trustee Dated 4th April 2025 Represented by: 2024 2023 General Fund Legacy Reserve Youth & Family work Building Fund General Reserve KOB'S Restricted Mission Fund Willis Trust Organisations Aets Held for Church's own use Total Assets 29,182 111,458 1,044 34,768 26,752 1,271 7,500 16,500 60 784 952 1,089 3 299 799 3,389,453 16,500 451 952 1,844 3 401414 3,562,845 17
, HIINWIW CHURCH NOTESTO THE ACCOUNTS l. Basis of accounts These accounts have been prepared on a 'reIpts and payments, basis and in accordance with Section 133 Charities Act 2011. 2. Donations and other income 2024 53,775 11,312 1,774 2023 55,743 9,651 Offerings Gift Aid Refund Donations and Legacies other income Use of premises Refunds 10,332 833 8,339 903 Totsl Donations and Other Income 78,026 74,636 3. Investment income 2024 3,23L 2023 2,424 Bank interest Total Investment Income 3,231 2,424 4. Raised for Other causes 2024 5,851 5,851 2023 3,368 3,368 Donations Total Raised for Other causes 5. Ministry 2024 30,570 3,828 2023 28,470 3,572 Mlnlster's stlpend Pension contribution National insurance Minister's Fees and expenses Pulpit supplies Manse costs Other ministry -outreach & special services 1,372 280 15,642 307 1,730 455 4,348 141 Total Ministry 51,999 38,716 The Minister acts as one of the church's trustees and receives remuneration and other beneftts in respect of his services as Minister, including the provision of manse accommodation owned by the church. 18
CFIURCII 6. Mission General Fund Home Mission BMS World Mission Kids on Sunday Shaun Rickerby (Ecuador) Gener31 Fund Mission givins7 Mission Fund Fountain of Life BMS Birthday scheme BMS (Bangladesh- HaNest Appeal) Samaritan Purse (Shoebox ) Tear Fund Big Quiz Ukraine Appeal Tear Fund Harvest appeal Kingswood Food Bank Shaun Rickerby (Ecuador) Tearfund Turkey/Syria Earthquake Appeal Mission Fund giving Total Mission Giving 2024 3,500 3,500 44 400 2023 3,500 3,500 47 360 670 459 451 200 250 450 3,070 780 75 1,100 962 7. Upkeep of church premises 2024 17,780 4,237 3,862 1,831 246 537 28,493 2023 7,507 3,179 3,752 5,088 342 417 20,285 Lighting and heating Cleaning Insurance Repairs and maintenance Equipment Water rates Total Upkeep of church premises 8. Administration 2024 2023 Printing and stationery Photocopier Rental Publicity including website Church Broadband Subscrlptions & licences Audio Visual & Informatlon Technology Other administration Total Administration 788 937 988 784 173 442 1,262 713 477 1,392 1,452 6,407 5,841 19
C14URCH 9. Assets Held for the Church's own use The church is the beneficial owner (subject to the relevant trusts) of the following assets, the legal title to which is held by the church's custodian trustee the West of England Baptist Trust Company Ltd. Church premises at 157a High Street, Hanham valued in the accounts at £2,773,663 based on insured value. Church manse at 56 Pearsall Road, Longwell Green valued in the accounts at £492,293 based on the insured property valL*e, not the insured rebuilding cost. The church also owns fixtures, furniture and equipment with an insured value of £135,458. 10. Current Liabilities 2024 2,103 451 2,554 2023 3,080 640 3,720 British Gas Lite billed but not yet paid other current liabilities (Mission Gifts) Total Current Liabilities 11. Pension Scheme Liabilities The Church is a participating employer the Baptist Penslon Scheme ("the Scheme"), which is a separate legal entity administered by the Pension Trustee (Baptist Pension Trust Limited). The Scheme, previously known as the Baptist Ministers Pension Fund, started In 1925. At the beginnlng of the financial year, the scheme comprised of a defined benefits scheme which was closed to future accrual on 31 December 2011 and a defined contribution plan which was opened in January 2012.The assets of the Scheme are held separately from those of the Employer and the other participating employers. For the current financial year, the pension provision for members of the Scheme is belng made through the Defined Contribution (DC) Plan. In general, members pay 80/0 of their Pensionable Income and employers pay 6 % of members, Pensionable Income into Individual pension accounts, which are operated and managed on behalf of the Pension Trustee by Broadstone Corporate Benefits Ltd. In addition, the employer pays a further 40/0 of Pensionable Income to cover Death in Service Benefits, administration costs, and an associated insurance policy which provides income protection for Scheme members if they are unable to work due to long-term incapacity. This income protection policy has been insured by the Baptist Union of Great Britain with Aviva Limited. Furthermore, members of the Basic Section pay reduced contributions of 5 % of Pensionable Income, and their employers also pay a total of 50/0, In Ottober 2024, the insurance company Just Group completed a buy out of the liabilities of the closed defined benefit scheme. From that date any remaining liabllity of the partlclpating scheme members to defined benefit scheme ceased and the £1 per month deficit contributions payable by the participating employers which were agreed in the recovery plan approved in August 2022 also ceased from that date. Administration of the closed defined benefit scheme transferred from the pension trustees to Just Group from that date. The Minister is eligible to join the Scheme. 20