HANHAM
BAPTIST
CHURCH
Annual report
& Financial statement 2024
Allages tell the Chr￿ma$ Siory atoui. Nativity
Sen/Ke Dec 2024
July 2024
Children& end olsesslon Fun Day

bAP￿5r
C14URCH
Contents
Annual Report 2024................................................
About Hanham Baptist Church.......
Charitable Objective................,.........................................................................................
Risk Management....................,.............................
Organlsatlonal Structure,.........................,.......................
Related Parties........................................,..........................................................................
Pension Provision
Principal Advisors
Our Activities..........................................................................................................................
Objectives..................................................................................................................
General Church Life,....-..........................,..........................................................................
Specific Areas of Church Life -
Work with children...........
Work with older people....-..................................................................................................
Mission......
Supporting wider community..............................................................................
Spiritual Growth................................
Revaluating opportunities.
.10
Financial Review...............................-.................-.....-.............................-.........-..............10
Church Groups and Organisations Funds.............................................................
-11
Rese￿e$ Policy...............................................................................................................11
Legacies.......................
.11
Statement of Trustees, Responsibilities..
FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024 ..........
-12
-14
General Fund Receipts and Payments Account.................................................................14
Legacy Reserve Fund Receipts & Payments Account.........................
-14
Youth and Family Work Fund Receipts & Payments Accounts..........................................15
Building Fund Receipts & Payments Accounts....
-15
General Reserve Fund Receipts & Payments Accounts..................
KOB'S Restricted Fund Receipts & Payments Accounts..........
Mission Fund Receipts & Payments Accounts...............
Willis Trust Receipts & Payments Account...
Organisations Receipts & Payments Accounts...............................
STATEMENT oFASS￿s AND LIABILITES AT31 DECEMBER 2024......................................17
-15
.15
.16
-16
.16
NOTESTOTHEACCOUNTS.....................,.......................................................................18

CHURCFI
Annual Report 2024
The Charity Trustees present their Annual Report and Financial Statement for 2024. The
Charity, called Hanham Baptist Church, has been registered in The Central Register of
Charities since 07 Detrmber 2015.
The charity registration number is 1164731; Its reglstered address Is at 157a High Street,
Hanham, Brlstol BS15 3QY
About Hanham Baptist Church
Charitable Objective
The Charity is governed by a constitution which states that the purpose of the Church is the
advancement of the Christian faith according to the principles of the Baptist denomination.
The Charity may also advance education and carry out other charitable purposes in the
United Kingdom and/or other parts of the world.
Risk Management
The Deacons, as Charity Trustees, are engaged in an on-going programme of risk
assessment of all major strategic and operational risks, including Health and Safety issues
and Safeguardingi in connection with the church buildings and the church activities.
Where necessary external professional advi￿ is sought.
Organisational Structure
In accordance with the Constitutlon, the members appolnt Deacons who serve as Charity
Trustees. This includes the Minister, a young people's worker, and traditionally a Church
Secretary and Treasurer, but continue to review these roles to enable a more team-based
approach. These people are collectively known as the Diaconate and are responsible for the
day-to-day management and oversight of the Church's operatlons, together wvith the
financial and legal aspects of the Charity. Except for the Minister, all Charity Trustees are
normally elected for an initial period of up to three years, after which they are eligible for
re-election,
Members of the Church are accepted in accordance with the constitution:
accept the Beliefs of the Church;
meet the Church's qualification on Baptism;
commit themselves to serving Christ within the Church and beyond.
abide by the decisions of the Church Members, Meeting.
acknowledge their responsibilities a5 Church Members.
The Church has a pollcy of open membership where, at the discretion of the Church
Members, Meetingi a person may be accepted into full membership following public
profession of their faith.

WT15r
.. CHURCH
The Church contlnues to revlew Its organisational structures, processes, and activlties to
dellver its objectlves. We meet on a regular basis as elected leaders and as a gatherlng of
committed members, to seek guidance and direction from God through prayer.
We continued working to ensure compliance by developing procedures and training in
Safeguarding policies. The Church has polScies and processes for safeguarding children and
adults at risk. These policies are reviewed and reaffirmed annually at a Members, Meeting.
The Church operates Systems to ensure that all people working with children and adults at
risk are vetted vvith the Disclosure and Barring Service.
Recognising the increasingly wide diversity of our work, the need to respond quickly to
change, and the importance of sharing information and opportunities, we greatly value our
gatherings or Church Meetings. These enhance our understanding of where God is leading
us and help us to build a shared vision. These meetings have responsibility for the overall
policy of the Church as well as considering routine matters. In addition, a Special Members,
Meeting may be called for any of the purposes set out in the Constitution (section 10.4).
All members are encouraged to take an appropriate part in the spiritual and practical tasks
involved in the furtherance of the Charitable Objectives. All Charity Trustees are aware of
the specific guidance issued by the Baptist Union and the Charity Commission and have
confirmed that they will act in accordance with such information and directives.
Matters for consideration by the Church Meeting may be tabled by the Charity Trustees or
by members. Though the Constitution permits decisions to be made at Church Meetings by
appropriate majorities, the Church seeks to work by consensus wherever possible.
The Charlty Trustees meet monthly (except August) to receive reports, to act within agreed
and delegated guidelines and to make recommendations to the membership. The Trustees
have also met on separate occasions to spend time discussing specific issues.
Our aim is to show the love of Jesus Christ in word and deed and to bring people into a
closer relationship wlth Him as living Lord.
Central to the work and witness of the Church is the provlsion of regular publlc services of
Christian worship. These services usually take place each Sunday at 10.30am, subject to
change as notified. A communion service Is Included on two Sundays each month, one held
on the morning and a reflective seNice usually on the first Sunday evening.
Refreshments/opportunSty to soclalise and provide pastoral support follows each service.
We are gratefful to be able to host a Spanish speaking church that was meeting in the New
Hall on Sundays from 12.00.
There is a programme for children during the mornlng seNices, seeking to be a friendly and
welcoming communlty open to all. The Church runs a series of house groups that meet on
a regular basls. These groups are spread geographically across the area and those
attending come from a wide age range, A variety of teaching materials are used. These
groups also provide pastoral care and other support to those who attend.

APT
Other social events - some for the whole fellowshlp, others specltlc to men andlor women
are organlsed throughout the year with addltlonal opportunitles during the summer and at
Chrlstmas.
The Church does not measure the success of its programmes simply in numbers, including
financial data, but also in less tangible areas like fellowship and encouragement. We are
blessed with people attending the church from differing ethnic backgrounds, making the
church a vibrant community representing a wide range of ages, Christian experience and
cultural identities and backgrounds.
Our desire is to be a church with a shared sense of God leading us to serve Him and the
communities we live, work, and enjoy our recreation in. Our goal is that in knowing Christ
better, we can make Him known to others. In an ever-changing world our
Deaconstrrustees recognise that Church life needs to adapt to current circumstances.
Related Parties
The Church is affiliated to the Baptist Union of Great Britain and the West of England
Bapt15t Association both of which are registered charities. The Church receives no grant
funding from either of these bodies. The Church pays an annual subscription to BUGB
based upon its membership numbers and donates to BUGB (Home Mission Fund) for the
Baptist family in the UK- (see Note 6 Page 19).
Pension Provision
The Church is an employer participating in a pension scheme known as the Baptist Pension
Scheme ("the Scheme"). The Scheme is a separate legal entity which 15 administered by
the Pension Trustee (Bapt15t Pension Trust Limited). (See note 11 page 20)

Charity Trustees
Minister and Chair of Trustees
Revd Peter Cook (retired 30 April 2025)
De3cons
Anne Knight
David Mlller
Jacqueline Williams (appointed May 2023)
Judy Bampfylde (resigned October 2024)
Nick Papuca (appointed May 2023)
Mary Alsop (appointed June 2024)
Robert English (appointed June 2024)
Robert Hopkins (appointed June 2024)
Carole Seddon (appointed June 2024)
Daniel Little (appointed June 2024)
Wally Newell (appointed June 2024)
Finance Team
Terry Hooper, David Miller, Geoffrey Starling
Principal Advisors
Bankers
Natwest Bank plc, PO Box 304, 60 Regent street, Kingswood, Bristol, BS15 ODY
Baptist Unlon Corporation, Baptist House, 129 Broadwayi Didcot, Oxll 8RT
Solicitors
Anthony Collins Solicitors LLP, 134 Edmund Street, Birmingham, B3 2ES
Independent Examiner
Mr M. A. Broad, MBE, 5 Sunnymead, Keynsham, Bristol BS31 IJD
Custodian Trustees
The West of England Baptist Trust Company Limited, Little Stoke Baptist Church, Klngsway,
Little Stoke, Bristol BS34 6JW are the holding trustees of the following properties
Church and Hall at High Street, Hanham, BS15 3QY
Manse at 56 Pearsall Road, Longwell Green, Bristol BS30 9BG
These properties are shown in the Accounts at the current insured values, as no
professional valuation has been carried out recently.

Our Activities
Objectives
In considering the objectives and plannlng the activities for the year, the Trustees have
followed the guidance issued by the Charity Commission on publlc beneflt. In order to
achieve the principal object, which is set out above, the Church provides a variety of
actlvitles, both to its membership and to the wider community. The aim is to show the love
of Jesus Christ In word and deed and to brlng people Into a closer relationship with Him as
living Lord.
General Church Life
As reported in many churches, there are encouraging signs in our services, with new
people are coming into the church, and six baptisms, and seven people coming into Church
Membership in recent months. It is also encouraging to see people taking the step from
being involved In church organisations, such as KOB, Tots at Ten, and the litter picking
groupi into the worship life of the church. What make this even more exciting is that this
isn't because of a huge change in practise or following a new formula, it really feels that we
are a part of something far bigger than our own church, as the Splrit of God seems to be
stirring in Britain.
Practically, this year ha5 been coloured by the Immlnent retirement of our minister in April
2025, after 21 years of ministry. This has meant that we needed to prepare ourselves for a
period of pastoral vacancy. The deacons have been meeting with one of our regional
ministers, Alisdair Longwill, who has been really helpful in helping us navigate the process.
Peter has produced a description of all the jobs that he does, and what is involved in them,
and the deacons have been working to ensure that these jobs are taken on appropriately
where they can be.
Peter has also been endeavouring to get us in a good position in regard to some of the
legal responsibilities, with as many people as possible being put through DBS Safeguarding
check5, and taking appropriate Safeguarding training.
It also has to be said that last year did brlng sadness as we have had to say goodbye to
some of our oldest members. They were people who served the church in many practical
and spiritual ways and they will be sorely missed.
More generally, there has been stability in the congregation, after the disruptions of the
Covid years, although we still bear the scars of that time, especially in our work with
children. Changing work and family commitments, and the prohibitive cost of housing in
Hanham also still continue to have an impact on the demographic of church life, but it has
been great to welcome some older people who have moved into the area to be near to
their children. The church has also been pleased to welcome, several people who have
come to Britain to serve in caring professions. We have also welcomed people to the
church, who have come to us from churches that have closed their doors nearer the centre
of Bristol. The barriers of practise that used to divide the Church of God, seem to be
becoming less of a hinderance to those who want to find somewhere in which they can
worship him and hear his voice.
It has been exciting to see how the Diaconate is developing. Many are discovering new,
and sometimes surprising, gifts, that they can use for God. We are also having to revisit
some of the traditlonal roles in Baptist church life, to reinvent them for the changing
possibilities, and situatlons that we find ourselves in.

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CHWCPI
Our engagement with our local community is important to us, both through direct mission
and through our presence in, and making ourselves available to them. We are still looking
at how we can make use of our buildings, which are a gift from God, to encourage
community life and support the church of God, At the same time we are having to grapple
with the responsibilities that come with that., with issues such as caretaking, booking, legal
responsibilities, and upkeep, all needing to be looked at and revised.
We are especially grateful for all those who help with the chairs and tables, for their
outstanding work in moving chairs around, to make our spaces workable, and to Barry
Knight and Nick Papuca, for their work in overseeing the upkeep of the buildings.
God is bringing many talented people into the church. We would greatly value more
families, but it will be interesting how God leads us into our new future.
Specif ic Areas of Church Life -
Work with children.
This is one of the biggest scars that Covid has left on the church. With older children
leaving to go into jobs and higher education, and with our'shop window" being clo*d for
almost ￿0 years, the numbers in our children's work crashed, in common with many other
churches. Some churches have turned their backs on working with children altogether, but
this is not something that we are willing to do. Our ministry to the next generation is
something that Is close to our heart.
We are incredibly grateful to Margaret Cook and Denise Nixon, as they have held our work
with children on Sunday's together, although there are new challenges on the horizon, as
the children that we have begin to span the Primary/Secondary age range. We are grateful
to God for the small trickle of new children that do come along, although attendance
patterns, and other commitments in families and sport do make the work of those doing
lessons interesting. It is good that new people have agreed to get involved, but we wlll
need more people if this work is to flourish in different age groups. We pray for new
families with children to come into the church, and new people with communication skills
with children to step forward.
On a Wednesday morning Tots at Ten continues to thrive. Each year is a new challenge
with children moving on into full-time education, and the question as to whether new
mums and children will take their place, but numbers remain good. It 15 encouraging that
new people are taking on roles, helping with admin, songs and stories, and talking to
mums.
We have a Brownie group that uses our Hall on Tuesday evening, but most encouraging is
the growth that we are seeing in our Girls Brigade Companyi Wlth Jo English continuing her
sterling work.
Work with older people.
KOB (Knocklng on a Blt) has contlnued to flourish and is proving an effective way to reach
out to people in the communlty and to Integrate them Into the wider worshlp life of the
church. We are grateful to all those in the team who give thelr time in so many ways to
make this happen.
Tea and Memories has continued thanks to the work of Anne-Louise Crlthchlow from
Abbeyfields and the use of their fantastic video library. Numbers attending have steadily
increased, with people from both church and community helping and enjoying these times
together. Sadlyi It looks like this will come to an end when Peter retires, and there is no
one to edit and organise the videos.

CHimlCH
Short Mat Bowls continues to provide a good meeting place for a number of people. A new
leadership team has emerged th15 year, to ensure that it continues. The emphasis in the
group is always upon fun rather than competition, but their skill level is still impressive.
Mlssion
We have continued to work with the other churches in Hanham. Many of them continue to
go through a tough time, and we are seeking ways that we can support them. It was good
to be able to take part In the Good Frlday, Walk of Witness agaln this year. The World Day
of Prayer was well supported, and we thank Marilyn Mathias for her work In thls. We also
took a leading role in the communities, act of remembrance, on ReMernbran￿ Sunday.
We continue our links with the Baptist Missionary Society, and were pleased to have a vlsit
this year from our link missionaries, Peter and Louise Lynch, who told us about their work
in Bangladesh. We also had a vislt from Davld Bute, whose work in Ukraine we have been
supportlng Sin￿ the start of the war.
We again took part in Tear Fund's Big Quiz" and once again there was great support for
the Operation Christmas Child shoebox appeal with our boxes being sent into Central Asia
and Malawi.
We are also increasingly thinking about our environmental responsibilities, taking part in
practical initiatives such as local litter-picks, and the regreening our church yard. We were
also pleased to achieve the Bronze Eco Church award.
We also supported out local foodbank with collections throughout the year, and speclal
community collections at Christmas.
Supporting wider communtty
We continue enjoying our ￿latIonShIp with the Spanish speaking Church, who meet In our
hall on Sunday afternoons. They are quite different to us, but a real love between the
congregations was seen during shared lunches and barbecues. We were also grateful for
the Spanish church being willing to be an agent for one of our number polishing their
Spanish prior to moving to Ecuador. They are wonderful people, and we praise God for
them.
We have also had our buildings used by some other churches, but this exposed difficulties
in caretaking and looking after the building that meant these could not continue.
The church continues to host the weekly Breast-Feeding Support Groupi Slimming World,
Sllver Swans 50+ ballet group, and the Brownie unit mentioned before. One Planet Matters,
have also held several series of Wellbeing sessions in our church hall and garden.
Our Pastor has continued to work with South Glos Council and the One Planet Matters
charity, on the redevelopment of the field between the church hall and Wesley Avenue, but
as of yet this hasn t come to fruition.
Spiritual Growth
It has been good to see all sorts of people growing in their walk with God and darlng to
take new steps of faith with him. For some this has meant taking on new roles in the life of
the church, while for others it has meant taking steps of faith in baptism and membership,
and some have found that they can minister to others from their experience of God's
goodness in our services.
One of the most encouraging areas of sustained growth have been our small groups, which
have been a powerhouse of prayer, and constantly challenge the church on where we

HANHAM
PTIST
ttrliKIC14
should be going in our life and witness. We pray for Davld Miller as he takes on the
coordinating of these groups when our Pastor retires.
Revaluating opportunities
Thls Is a time of mixed feelings as a church. There are fears of what the future will bring
when our Pastor leaves, but there is a real sense that God is on the move, and we are a
part of his plan. We do not know what lies ahead, but we believe that the God who has
looked after his church in Hanh3m, over the last three and a half centuries will not abandon
us now. We need faith to trust and faith to push fomards into hls wlll for us.
"being confident of this that he who began a good work in you will carry it on to
completion until the day of Christjesug, Philippians 1.,6
Financial Review
The church's Finance team are responsible for managing the income given by members of
the congregation and visitors through weekly and monthly donations, which are used to
fund the day to day running of the church and the payment of its staff and reporting to the
Trustees.
Freewill donations together with the many regular standing orders, excluding gift aid tax
recovery, amounted to £53,775, a decrease of £1,968 on the 2023 total of £55,743, due in
particular to the passing of some of our members.
With donations from church organisations and from new outslde organlsatlons the income
from use of our premises was £10,332 (2023 £8,339). Total income from all sources
including mission and legacy gifts, amounted to £178,212(2023 £85,428) after excluding
organisatlons, Income of £6,238 (2023 £4,882). We gratefully acknowledge two legacies
amounting to £91,000, which although undesignated, have been used toward5 the repair of
the church steps and the hall kitchen flat roof, together with two benches in memory of
John and Pam Thomas.
During the year expenditure on the general account amounted to £94,343 (2023 £71,889),
whlch was affected by the substantial increase in energy costs, up by over £10,000,
resulting in a deficit of £5,586 after the transfer of £7,500 from the Building Fund for work
done at the manse.
Additional Mission receipts for the year including the BMS Birthday Scheme and special
appeals, amounted to £5,851 (2023 £3,368),. £13,628 (2023 £9,690) was distributed to
mission projects during the year, including the designated giving of £7,000 (2023 £7,000)
to Home Mission and Baptist World Mission from the General Fund. A special collection
raised £1,100 following Shaun Rickerby's accident in Ecuador and £1,500 was sent to him
to assist with his hospital costs.
Unrestricted Funds
Genera/Fund- working fund to meet general running expenses.
Designated Funds
Generalreserye - created as a result of an undesignated generous donation
LegacyReserve- holding fund for legacies pending final disbursement.
Youth andFami/y Work- Designated fund accrued specifically for family and youth activities.
Building Fund holdlng fund towards potentlal refLJrbishments.
10

£￿￿RcFI
Restricted Funds
Mission Fund- the church receives and distributes money for other registered charities,
ncluding Baptist Union Home Mission, BMS World Mission, Tear Fund, In Hope (Kingswood
Foodbank) and Kreativity (Ukraine). Individual records are malntained for each charity to
ensure that these amounts are kept separate from normal church funds.
Willis frust Fund - the fund was created followlng a bequest. In June 2002, the church
meeting approved that the income from the invested capita5 together with the capital sum
could only be used for young people to support them in training or voluntary work purposes.
At the discretion of the deacons, single grants not exceeding £100 can be made per applicant.
This fund has remained dormant Sin￿ 2014.
Church Groups and Organisations Funds
Organisations associated with the church are listed with the details of money they have
received and paid. Normally the monles for these organisations are held separately and
controlled by them. All these funds are independently scrutinised and reported. A summary
of all the money from these organisations is induded in the Statement of Assets and Liabilities
and in the notes to the accounts.
Reserves PoliGy
The Trustees have established a policy whereby the unrestricted funds not committed or
invested in tangible fixed assets ("the free reserves") held by the charity should be
approximately 3 months of the projected resources expended (currently calculated as
£74,300 for the year 2025) which equates to approximately £18,600 in the general fund. At
this level, the Trustees feel that they would be able to continue the current activities of the
church In the event of a considerable drop in donations.
The Trustees continue to monitor the reserves level regularly, and they are satisfied that
they have sufficient reserves, at present, in the General Fund, based on anticipated and
projected expenditure for its activities together with ongoing income projections, to enable
the Church to function effectively in the coming year.
Legacies
Legacies are accounted for when grant of probate has been received, the amount of the
I￿acY can be reliably quantified, and the conditions of the legacy are within the control of
the church. The church has been notified by solicitors that it is a recipient under the will of
our late member Anne Pollard, and an interim payment of £90,000 has been received prior
to the finalisation of the estate.

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CHURCH
Statement of Trustees, Responsibilities
Charity law requires the trustees (deacons) to prepare financial statements that give a true
and fair view of the state of affairs of the charity at the end of the financial year. In doing
so the trustees are required to..
i) Select suitable accounting pollcies and apply them consistently;
ii) Make judgements and estimates that are reasonable and prudent.
iii) State whether applicable accounting standards and statements of recommended
practice have been followed, subject to any material departures disclosed and explained
in the financial ststements. and
iv) Prepare the financial statements on the ongoing concern basls unless It Is
inappropriate to presume that the charity will continue in operation.
The Deacons are responsible as trustees for maintalnlng proper accountlng records whlch
disclose with reasonable accuracy at any time the financial position of the charity and
enables them to ensure that financial statements comply with charity law. The Deacons are
also responsible for safeguarding the assets of the Church and hence for taking reasonable
steps for the prevention and detection of fraud and other irregularities.
Signature and Declaration
I declare, in my capacity of charity trustee, that..
the trustees have approved the report above: and
have authorised me to sign it on their behalf.
Signed
R J English
Trustee
Dated
4th April 2025
12

Independent Examiner's Report
I report on the accounts for the year ended 31 December 2024 which are set out on pages 12
to 20.
Respective responsibilities of trustees and examiner
The trustees are responsible for the preparation of the accounts. The charity's trustees conslder
that an audit is not required for this year under section 144 of the Charities Act 2011 (the
Charities Act) and that an independent examination is needed.
Having satisfied ourselves that the charity is eligible for independent examination, it is our
responslblllty to..
examine the accounts under section 145(3)(a) of the Charities Act.
to follow the procedures laid down in the General Directions given by the Charity
Commission under section 145(5)(b) of the Charities Act, and
to state whether particular matters have come to my attention.
Basis of Independent examiner's report
My examination was carried out in accordance with the General Directions given by the Charity
Commission. An examination includes a review of the accounting records kept by the charity and
a comparison of the accounts presented with those records. It also includes consideration of any
unusual items or disclosures in the accounts, and the seeklng of explanations from you as
trustees Con￿rning any such matters. The procedures undertaken do not provide all the
eviden￿ that would be required in an audit and, consequentlyi no opinion is given as to whether
the accounts present a 'true and falr view,, and the report is limited to those matters set out in
the statement below.
Independent examiner's statement
In connection with my examination, no matter has come to my attention:
l. which gives me reasonable cause to believe that, in any material respect, the
requlrements:
to keep accounting records in accordance with Section 130 of the Act. and
to prepare accounts which accord with the accounting records and comply with
the accounting requirements of the Charities Act have not been met, or
2. to which, in my opinion, attention should be drawn In order to enable a proper
understanding of the accounts to be reached.
Malcolm A Broad MBE
dated 18 June 2025
5 Sunnymead, Keynsham, Bristol BS31 IJD
13

. HANHAM
CHVMCH
FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024
General Fund Receipts and Payments Account
Note
2024
2023
Receipts
Weekly offerlngs
Donations and other income
Income tax recovered on gifts
Investment income
Rents and contributions for use of premises
Other receipts and refunds
Total Receipts
53,775
1,774
11,312
3,231
10,332
833
81,257
55,743
9,651
2,424
8,339
903
77,060
Payments
Ministry
Mission
Upkeep of church premises
Administration
Total Payments
51,999
7,444
28,493
38,716
7,047
20,285
5,841
71,889
94,343
Net receipts / (payments) for the year
Transfers (to) / from general fund
Cash balance at previous year end
Cash balance at current year end
7,500
(4,500)
Legacy Reserve Fund Receipts & Payments Accounts
Note
2024
2023
Receipts
Legacies
Payments
Upkeep of church premises
Equipment
Total Payments
5,478
816
6,294
16,313
16,313
Net receipts l (payments) for the year
Transfers (to) / from Legacy Reserve Fund
Cash balance at previous year end
Cash balance at current year end
111458
14

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, CHUBCFI
Youth and Family Work Fund Receipts & Payments Accounts
Note
2024
2023
Receipts
Income from Activities
Total Receipts
Payments
Activities
Total Payments
104
104
331
331
285
Net receipts l (payments) for the year
227
285
Cash balance at previous year end
Cash balance at current year end
Building Fund Receipts & Payments Accounts
Note
2024
2023
Net receipts / {payments) for the year
Transfers (to) / from Building fund
Cash balance at previous year end
Cash balance at current year end
(7,500)
4,500
General Reserve Fund Receipts & Payments Accounts
Note
2024
2023
Net receipts / (payments) for the year
Transfers (to) I from general fund
Cash balance at previous year end
Cash balance at current year end
KOB'S Restricted Fund Receipts & Payments Accounts
Note
2024
2023
Receipts
Total Receipts
Payments
Equipment
Total Payments
Net receipts / (payments) for the year
60
60
60
49
49
49
Transfers (to) I from general fund
Cash balance at previous year end
Cash balance at current year end
60
109
60
15

CI.IUAa4
Mission Fund Receipts & Payments Accounts
Note
2024
2023
Receipts
BMS Birthday Scheme
Raised for other causes
Total Receipts
Payments
Disbursements
Special Appeal Shaun Rickerby (Ecuador)
Total Payments
670
5,180
5,851
736
3,368
5,084
2,643
6,184
2,643
Net receipts / (payments) for the year
725
Transfers (to) / from Mission fund
Cash balance at previous year end
Cash balance at current year end
784
451
59
784
Willis Trust Receipts & Payments Account
Note
2024
2023
Net receipts / (payments) for the year
Transfers (to) I from Trust fund
Cash balance at previous year end
Cash balance at current yeay end
952
952
952
952
Organisations Receipts & Payments Accounts
Note
2024
2023
Receipts
Donations and other income
Total Receipts
6,238
4,882
Payments
Activities
Total Payments
5,521
4,844
Net receipts l (payments) for the year
717
38
Cash balance at previous year end
Cash balance at current year end
**
The books and accounting records of the associated Groups and Organisations listed above
relatlng to the last 12 months of their financial year and have been independently verified
and are included in the accounts for information. The balance for Organisatlon funds held
in their own accounts is £844 (2023 £1,067).
** £1,000 is held in the Church's bank account for KOB'S which is from a donation received
in December 2024. (2023 £60)
16

alLJRO.I
STATEMENT OF ASSETSAND LIABILITES AT 31 DECEMBER 2024
Note
2024
2023
Assets
Bank and other cash balances
Nat West Bank Account
BUC deposit accounts
other monetary assets:
Held by Church Organisations
Investment Assets
Assets Held for Church's own use
Total Assets
23,529
137,058
13,758
74,829
844
1,067
3 401414
3,562,575
3 299 799
3,389,453
Liabilities
Current Liabilities
Other liabilities
Total Liabilities
io
2,103
451
2,554
3,080
640
3,720
The accounts and statement Df a55ets and liabil￿tieS set out on pages 14 - 17 relatlng to the
year ending 31 December 2024 are as approved by the deacons.
Signed:
R J English
Trustee
Dated
4th April 2025
Represented by:
2024
2023
General Fund
Legacy Reserve
Youth & Family work
Building Fund
General Reserve
KOB'S Restricted
Mission Fund
Willis Trust
Organisations
A￿ets Held for Church's own use
Total Assets
29,182
111,458
1,044
34,768
26,752
1,271
7,500
16,500
60
784
952
1,089
3 299 799
3,389,453
16,500
451
952
1,844
3 401414
3,562,845
17

, HIINWIW
CHURCH
NOTESTO THE ACCOUNTS
l. Basis of accounts
These accounts have been prepared on a 're￿Ipts and payments, basis and in accordance
with Section 133 Charities Act 2011.
2. Donations and other income
2024
53,775
11,312
1,774
2023
55,743
9,651
Offerings
Gift Aid Refund
Donations and Legacies
other income
Use of premises
Refunds
10,332
833
8,339
903
Totsl Donations and Other Income
78,026
74,636
3. Investment income
2024
3,23L
2023
2,424
Bank interest
Total Investment Income
3,231
2,424
4. Raised for Other causes
2024
5,851
5,851
2023
3,368
3,368
Donations
Total Raised for Other causes
5. Ministry
2024
30,570
3,828
2023
28,470
3,572
Mlnlster's stlpend
Pension contribution
National insurance
Minister's Fees and expenses
Pulpit supplies
Manse costs
Other ministry -outreach & special services
1,372
280
15,642
307
1,730
455
4,348
141
Total Ministry
51,999
38,716
The Minister acts as one of the church's trustees and receives remuneration and other
beneftts in respect of his services as Minister, including the provision of manse
accommodation owned by the church.
18

CFIURCII
6. Mission
General Fund
Home Mission
BMS World Mission
Kids on Sunday
Shaun Rickerby (Ecuador)
Gener31 Fund Mission givins7
Mission Fund
Fountain of Life
BMS Birthday scheme
BMS (Bangladesh- HaNest Appeal)
Samaritan Purse (Shoebox )
Tear Fund Big Quiz
Ukraine Appeal
Tear Fund Harvest appeal
Kingswood Food Bank
Shaun Rickerby (Ecuador)
Tearfund Turkey/Syria Earthquake Appeal
Mission Fund giving
Total Mission Giving
2024
3,500
3,500
44
400
2023
3,500
3,500
47
360
670
459
451
200
250
450
3,070
780
75
1,100
962
7. Upkeep of church premises
2024
17,780
4,237
3,862
1,831
246
537
28,493
2023
7,507
3,179
3,752
5,088
342
417
20,285
Lighting and heating
Cleaning
Insurance
Repairs and maintenance
Equipment
Water rates
Total Upkeep of church premises
8. Administration
2024
2023
Printing and stationery
Photocopier Rental
Publicity including website
Church Broadband
Subscrlptions & licences
Audio Visual & Informatlon Technology
Other administration
Total Administration
788
937
988
784
173
442
1,262
713
477
1,392
1,452
6,407
5,841
19

C14URCH
9. Assets Held for the Church's own use
The church is the beneficial owner (subject to the relevant trusts) of the following assets,
the legal title to which is held by the church's custodian trustee the West of England Baptist
Trust Company Ltd.
Church premises at 157a High Street, Hanham valued in the accounts at £2,773,663 based
on insured value.
Church manse at 56 Pearsall Road, Longwell Green valued in the accounts at £492,293
based on the insured property valL*e, not the insured rebuilding cost.
The church also owns fixtures, furniture and equipment with an insured value of £135,458.
10. Current Liabilities
2024
2,103
451
2,554
2023
3,080
640
3,720
British Gas Lite billed but not yet paid
other current liabilities (Mission Gifts)
Total Current Liabilities
11. Pension Scheme Liabilities
The Church is a participating employer the Baptist Penslon Scheme ("the Scheme"), which
is a separate legal entity administered by the Pension Trustee (Baptist Pension Trust
Limited). The Scheme, previously known as the Baptist Ministers Pension Fund, started In
1925. At the beginnlng of the financial year, the scheme comprised of a defined benefits
scheme which was closed to future accrual on 31 December 2011 and a defined
contribution plan which was opened in January 2012.The assets of the Scheme are held
separately from those of the Employer and the other participating employers.
For the current financial year, the pension provision for members of the Scheme is belng
made through the Defined Contribution (DC) Plan. In general, members pay 80/0 of their
Pensionable Income and employers pay 6 % of members, Pensionable Income into
Individual pension accounts, which are operated and managed on behalf of the Pension
Trustee by Broadstone Corporate Benefits Ltd. In addition, the employer pays a further 40/0
of Pensionable Income to cover Death in Service Benefits, administration costs, and an
associated insurance policy which provides income protection for Scheme members if they
are unable to work due to long-term incapacity. This income protection policy has been
insured by the Baptist Union of Great Britain with Aviva Limited. Furthermore, members of
the Basic Section pay reduced contributions of 5 % of Pensionable Income, and their
employers also pay a total of 50/0,
In Ottober 2024, the insurance company Just Group completed a buy out of the liabilities
of the closed defined benefit scheme. From that date any remaining liabllity of the
partlclpating scheme members to defined benefit scheme ceased and the £1 per month
deficit contributions payable by the participating employers which were agreed in the
recovery plan approved in August 2022 also ceased from that date. Administration of the
closed defined benefit scheme transferred from the pension trustees to Just Group from
that date.
The Minister is eligible to join the Scheme.
20