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2025-03-31-accounts

Trustees’ Annual Report for the period

From 1[st] April 2024 Period start date To 31[st] March 2025 Period end date

Charity name: Just Older Youth CIO

Charity registration number: 1163575

Objectives and Activities

SORP reference
Summary of the purposes of
the charity as set out in its
governing document
Para 1.17 The relief of older people in South London
and the surrounding area by associating
voluntary, statutory and other agencies and
individuals in a common effort to preserve
and protect the good health of such persons
and to provide facilities for recreation and
leisure time occupation with the object of
improving their conditions of life.
To promote social inclusion for the public
benefit by working with those in South East
London who are socially and economically
excluded on the grounds of their age,
relieving the needs of such people and
supporting their participation in society.
Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or services
identified in the accounts.
Para 1.17 and
1.19
Members’ Activities
Activity and exercise classes, run by
professional tutors are held weekly on 48
weeks of the year. Classes include Tai Chi x
2, Seated Exercise, Yoga, Body Balance,
singing, Dance and Healthy Walks.
A free drop in Cuppa Club is held monthly.
Regular free outings and excursions are
organised throughout the year.
An annual coach trip to the seaside is
organised.
Regular social events and benefit evenings.
Support and encouragement to participate in
local community events eg. The Big Lunch,
Telegraph Hill Festival.
Members are introduced to free daytime
events for older people in London, such as
the monthly Simmer Down reggae event at
the Royal Festival Hall and the Fox and
Firkin Big Band event in central Lewisham.
Information sessions are held to keep
members informed about local support
services for older people eg digital inclusion,
health, transport, benefits.
Trustees’ Activities
JOY trustees attended meetings with
statutory and voluntary sector agencies to
gain information, publicise our activities and
network eg Age UK Community
Connections, Telegraph Hill Community
Network and Lewisham Local.
Trustees promoted social inclusion by
enabling members to participate in local
community events eg. Besson St Trust
garden parties, Lewisham Borough’s Silver
Sunday and Telegraph Hill Festival.
Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit
Para 1.18 In all of the above the JOY trustees have
had regard to the guidance issued by the
Charity Commission on public benefit.
Additional information (optional)
You may choose to include further statements where relevant about:
Additional information (optional)
You may choose to include further statements where relevant about:
Additional information (optional)
You may choose to include further statements where relevant about:
SORP reference
Policy on grant making Para 1.38
Policy on social investment
including program related
investment
Para 1.38
Contribution made by
volunteers
Para 1.38 All JOY activities are organised by the
trustees who are unpaid volunteers.
A number of JOY members also actively
contribute to the day to day running of the
project.
Other

Achievements and Performance

SORP reference

Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.
Para 1.20 The delivery of an extensive weekly
programme of exercise and activity classes
throughout the year has contributed to the
physical and mental wellbeing of our users.
Combating loneliness and isolation and
improving physical fitness and mobility is of
benefit not just to individual members, but to
society as a whole.
We receive regular positive feedback about
the fun, fitness and friendship JOY activities
provide.
Social inclusion is central to JOY’s work. Our
classes are low cost (£3) and many activities
such as Cuppa Club and Healthy Walks are
free. The trustees work hard to secure
funding to keep our activities affordable.
JOY is a diverse group which brings people
together from a wide range of cultural and
social backgrounds.
Our seaside coach trip and the Christmas
party (lunch, cabaret and dancing) was
thoroughly enjoyed by 100 people.
Signposting and accompanying members to
free events and venues locally, such as film
screenings, community garden visits,
museums, craft fairs etc improves the quality
of life for older people, many of whom live
alone and would not know about or have the
confidence to attend such events alone.
Quite a few members are digitally excluded
and we have worked this year to keep
people informed by producing a regular
newsletter and flyers for events.
An important consequence of JOY’s work in
bringing older people together in our area, is
that friendships are formed and members
socialise and support each other outside of
the organised activities, meeting for walks
and lunches together, attending Tea Dances
and POSH club events outside the local
area.
The improved health and wellbeing we see
in our members, some of whom now
volunteer in a local community garden, is of
wider benefit to society.

Additional information (optional) You may choose to include further statements where relevant about:


Achievements against
objectives set

Para 1.41
Performance of fundraising
activities against objectives
Para 1.41
set
Investment performance
against objectives
Para 1.41
Other

Financial Review

Financial Review
Review of the charity’s
financial position at the end
of the period
Para 1.21 JOY ended the financial year with reserves
of £5601 having spent £1,414 more than we
received in income. This was significantly
better than the previous year’s shortfall of
£6,640. This was achieved by a financial
review of our classes which resulted in
closing a class which had become poorly
attended, reducing the hours of a second
class and moving a third class to a free
venue. We also increased our advertising
which attracted some new members.
In the continued absence of any local
government funding we renewed our efforts
to seek funding elsewhere and were pleased
to receive £10,000 to be paid over 2 years
from a corporate sponsor.
Statement explaining the
policy for holding reserves
stating why they are held
Para 1.22 JOY’s policy is that the charity will aim to
maintain reserves of around 10% of
operating costs. Reserves over this
contingency are used to further the aims and
objectives of the project and to subsidise
activities in order to ensure affordability and
social inclusion.
Amount of reserves held Para 1.22 £5601
Reasons for holding zero
reserves
Para 1.22
Details of fund materially in
deficit
Para 1.24
Explanation of any
uncertainties about the
charity continuing as a going
concern
Para 1.23

Additional information (optional) You may choose to include further statements where relevant about:

The charity’s principal
sources of funds (including
any fundraising)
Para 1.47
Investment policy and
objectives including any
social investment policy
adopted
Para 1.46
A description of the principal
risks facing the charity
Para 1.46
Other

Structure, Governance and Management

Description of charity’s
trusts:
Type of governing document
(trust deed, royal charter)
Para 1.25 Constitution
How is the charity
constituted?
(e.g unincorporated
association, CIO)
Para 1.25 CIO
Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees
Para 1.25 Constitution

Additional information (optional)

You may choose to include further statements where relevant about:


Policies and procedures
adopted for the induction and
training of trustees

Para 1.51
The charity’s organisational
structure and any wider
network with which the
charity works
Para 1.51
Relationship with any related
parties
Para 1.51
Other

Reference and Administrative details

Charity name Just Older Youth CIO
Other name the charity uses JOY
Registered charity number 1163575
Charity’s principal address Flat 1
Telegraph Hill Centre
Kitto Road
London
SE14 5TY

Names of the charity trustees who manage the charity

1
2
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Trustee name Office (if any) Dates acted if not for whole
year
Name of person (or body) entitled
to appoint trustee (ifany)
Jane Keane Chair
Lois Nutt Secretary
Pat Claxton Treasurer
Freda Johnson Treasurer
Maureen Gilbert
Coral Williamson
Kaytrina Jons

– Corporate trustees names of the directors at the date the report was approved Director name

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted if not for whole year

Funds held as custodian trustees on behalf of others

Description of the assets held in this capacity

Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects

Details of arrangements for safe custody and segregation of such assets from the charity’s own assets

Additional information (optional)

Names and addresses of advisers (Optional information)

Type of Name Address adviser

Name of chief executive or names of senior staff members (Optional information)

Exemptions from disclosure

Reason for non-disclosure of key personnel details

Other optional information

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) Lois Nutt Full name(s) Lois Nutt

Position (eg Secretary, Secretary Chair, etc)

Date

20[th] January 2026

----- Start of picture text -----
Charity Name No (if any)
Just Older Youth Club 1163575
Receipts and payments accounts CC16a
For the period Period start date Period end date
To
from 01/04/2024 31/03/2025
Section A Receipts and payments
Unrestricted Restricted Endowment
Total funds Last year
funds funds funds
to the nearest £ to the nearest £ to the nearest £ to the nearest £ to the nearest £
A1 Receipts
Class Contributions 11,136 - - 11,136 11,334
Fundraising and Donations 5,850 - - 5,850 4,717
Outings and Events 1,940 - - 1,940 1,463
Membership Fee 1,080 - - 1,080 1,180
- - - - -
- - - - -
- - - - -
- - - - -
Sub total (Gross income for
AR) [ 20,006 ] - - 20,006 18,694
A2 Asset and investment sales,
(see table).
- - - -
- - - - -
Sub total - - - - -
Total receipts 20,006 - - 20,006 18,694
A3 Payments
Tutor and Sessional Fees 13,326 - - 13,326 14,550
Hall/Venue Hire 5,122 - - 5,122 7,216
Outings and Events 1,889 - - 1,889 2,438
PPS and Adminstration Costs 372 - - 372 401
Accountancy 315 - - 315 315
Insurance 268 - - 268 165
Activity and Material Costs 108 - - 108 198
Volunteer Expenses 20 - - 20 8
Publicity - - - - 43
Sub total [ 21,419 ] - - 21,419 25,334
A4 Asset and investment
purchases, (see table)
- - - -
- - - -
Sub total [ - ] - - - -
Total payments 21,419 - - 21,419 25,334
Net of receipts/(payments) - 1,414 - - - 1,414 - 6,640
A5 Transfers between funds - - - - -
A6 Cash funds last year end 7,015 - - 7,015 13,655
Cash funds this year end 5,601 - - 5,601 7,015
----- End of picture text -----

CCXX R1 accounts (SS)

15/05/2025

1

Section B Statement of assets and liabilities at Section B Statement of assets and liabilities at the end of the period
Categories
Signed by one or two trustees on
behalf of all the trustees
B5 Liabilities
B3 Investment assets
B2 Other monetary assets
B4 Assets retained for the
charity’s own use
B1 Cash funds
Details
Details
Total cash funds
(agree balances with receipts and payments
account(s))
Bank
Cash
Details
Details
Details
Signature
Unrestricted
funds
Restricted
funds
to nearest £
to nearest £
5,541
-
60
-
-
-
5,601
-
OK
OK
Unrestricted
funds
Restricted
funds
to nearest £
to nearest £
-
-
-
-
-
-
-
-
-
-
-
-
Fund to which
asset belongs
Cost (optional)
-
-
-
-
-
Fund to which
asset belongs
Cost (optional)
-
-
-
-
-
-
-
-
-
Fund to which
liability relates
Amount due
(optional)
-
-
-
-
-
Print Name
Endowment
funds
to nearest £
-
-
-
-
OK
Endowment
funds
to nearest £
-
-
-
-
-
-
Current value
(optional)
-
-
-
-
-
Current value
(optional)
-
-
-
-
-
-
-
-
-
When due
(optional)
Date of
approval

CCXX R2 accounts (SS)

15/05/2025

2