
## **Trustees’ Annual Report for the period** 

**From 1[st] April 2024                  Period start date   To 31[st] March 2025 Period end date** 

## **Charity name: Just Older Youth CIO** 

## **Charity registration number: 1163575** 

## **Objectives and Activities** 

||SORP reference||
|---|---|---|
|Summary of the purposes of<br>the charity as set out in its<br>governing document|Para 1.17|The relief of older people in South London<br>and the surrounding area by associating<br>voluntary, statutory and other agencies and<br>individuals in a common effort to preserve<br>and protect the good health of such persons<br>and to provide facilities for recreation and<br>leisure time occupation with the object of<br>improving their conditions of life.<br>To promote social inclusion for the public<br>benefit by working with those in South East<br>London who are socially and economically<br>excluded on the grounds of their age,<br>relieving the needs of such people and<br>supporting their participation in society.|
|Summary of the main<br>activities in relation to those<br>purposes for the public<br>benefit, in particular, the<br>activities, projects or services<br>identified in the accounts.|Para 1.17 and<br>1.19|**Members’ Activities**<br>Activity and exercise classes, run by<br>professional tutors are held weekly on 48<br>weeks of the year. Classes include Tai Chi x<br>2, Seated Exercise, Yoga, Body Balance,<br>singing, Dance and Healthy Walks.<br>A free drop in Cuppa Club is held monthly.<br>Regular free outings and excursions are<br>organised throughout the year.<br>An annual coach trip to the seaside is<br>organised.<br>Regular social events and benefit evenings.<br>Support and encouragement to participate in<br>local community events eg. The Big Lunch,<br>Telegraph Hill Festival.<br>Members are introduced to free daytime<br>events for older people in London, such as<br>the monthly Simmer Down reggae event at<br>the Royal Festival Hall and the Fox and<br>Firkin Big Band event in central Lewisham.<br>Information sessions are held to keep<br>members informed about local support<br>services for older people eg digital inclusion,<br>health, transport, benefits.|





|||**Trustees’ Activities**<br>JOY trustees attended meetings with<br>statutory and voluntary sector agencies to<br>gain information, publicise our activities and<br>network eg Age UK Community<br>Connections, Telegraph Hill Community<br>Network and Lewisham Local.<br>Trustees promoted social inclusion by<br>enabling members to participate in local<br>community events eg. Besson St Trust<br>garden parties, Lewisham Borough’s Silver<br>Sunday and Telegraph Hill Festival.|
|---|---|---|
|Statement confirming<br>whether the trustees have<br>had regard to the guidance<br>issued by the Charity<br>Commission on public<br>benefit|Para 1.18|In all of the above the JOY trustees have<br>had regard to the guidance issued by the<br>Charity Commission on public benefit.|



|**Additional information (optional)**<br>You may choose to include further statements where relevant about:|**Additional information (optional)**<br>You may choose to include further statements where relevant about:|**Additional information (optional)**<br>You may choose to include further statements where relevant about:|
|---|---|---|
||SORP reference||
|Policy on grant making|Para 1.38||
|Policy on social investment<br>including program related<br>investment|Para 1.38||
|Contribution made by<br>volunteers|Para 1.38|All JOY activities are organised by the<br>trustees who are unpaid volunteers.<br>A number of JOY members also actively<br>contribute to the day to day running of the<br>project.|
|Other|||



## **Achievements and Performance** 

SORP reference 



||Summary of the main<br>achievements of the charity,<br>identifying the difference the<br>charity’s work has made to<br>the circumstances of its<br>beneficiaries and any wider<br>benefits to society as a<br>whole.|Para 1.20|The delivery of an extensive weekly<br>programme of exercise and activity classes<br>throughout the year has contributed to the<br>physical and mental wellbeing of our users.<br>Combating loneliness and isolation and<br>improving physical fitness and mobility is of<br>benefit not just to individual members, but to<br>society as a whole.<br>We receive regular positive feedback about<br>the fun, fitness and friendship JOY activities<br>provide.<br>Social inclusion is central to JOY’s work. Our<br>classes are low cost (£3) and many activities<br>such as Cuppa Club and Healthy Walks are<br>free. The trustees work hard to secure<br>funding to keep our activities affordable.<br>JOY is a diverse group which brings people<br>together from a wide range of cultural and<br>social backgrounds.<br>Our seaside coach trip and the Christmas<br>party (lunch, cabaret and dancing) was<br>thoroughly enjoyed by 100 people.<br>Signposting and accompanying members to<br>free events and venues locally, such as film<br>screenings, community garden visits,<br>museums, craft fairs etc improves the quality<br>of life for older people, many of whom live<br>alone and would not know about or have the<br>confidence to attend such events alone.<br>Quite a few members are digitally excluded<br>and we have worked this year to keep<br>people informed by producing a regular<br>newsletter and flyers for events.<br>An important consequence of JOY’s work in<br>bringing older people together in our area, is<br>that friendships are formed and members<br>socialise and support each other outside of<br>the organised activities, meeting for walks<br>and lunches together, attending Tea Dances<br>and POSH club events outside the local<br>area.<br>The improved health and wellbeing we see<br>in our members, some of whom now<br>volunteer in a local community garden, is of<br>wider benefit to society.||
|---|---|---|---|---|



## **Additional information (optional)** You may choose to include further statements where relevant about: 

|<br>Achievements against<br>objectives set|<br>Para 1.41||
|---|---|---|
|Performance of fundraising<br>activities against objectives|Para 1.41||





|set|||
|---|---|---|
|Investment performance<br>against objectives|Para 1.41||
|Other|||





## **Financial Review** 

|**Financial Review**|||
|---|---|---|
|Review of the charity’s<br>financial position at the end<br>of the period|Para 1.21|JOY ended the financial year with reserves<br>of £5601 having spent £1,414 more than we<br>received in income. This was significantly<br>better than the previous year’s shortfall of<br>£6,640. This was achieved by a financial<br>review of our classes which resulted in<br>closing a class which had become poorly<br>attended, reducing the hours of a second<br>class and moving a third class to a free<br>venue. We also increased our advertising<br>which attracted some new members.<br>In the continued absence of any local<br>government funding we renewed our efforts<br>to seek funding elsewhere and were pleased<br>to receive £10,000 to be paid over 2 years<br>from a corporate sponsor.|
|Statement explaining the<br>policy for holding reserves<br>stating why they are held|Para 1.22|JOY’s policy is that the charity will aim to<br>maintain reserves of around 10% of<br>operating costs. Reserves over this<br>contingency are used to further the aims and<br>objectives of the project and to subsidise<br>activities in order to ensure affordability and<br>social inclusion.|
|Amount of reserves held|Para 1.22|£5601|
|Reasons for holding zero<br>reserves|Para 1.22||
|Details of fund materially in<br>deficit|Para 1.24||
|Explanation of any<br>uncertainties about the<br>charity continuing as a going<br>concern|Para 1.23||



**Additional information (optional)** You may choose to include further statements where relevant about: 

|The charity’s principal<br>sources of funds (including<br>any fundraising)|Para 1.47||
|---|---|---|
|Investment policy and<br>objectives including any<br>social investment policy<br>adopted|Para 1.46||
|A description of the principal<br>risks facing the charity|Para 1.46||
|Other|||





## **Structure, Governance and Management** 

|Description of charity’s<br>trusts:|||
|---|---|---|
|Type of governing document<br>(trust deed, royal charter)|Para 1.25|Constitution|
|How is the charity<br>constituted?<br>(e.g unincorporated<br>association, CIO)|Para 1.25|CIO|
|Trustee selection methods<br>including details of any<br>constitutional provisions e.g.<br>election to post or name of<br>any person or body entitled<br>to appoint one or more<br>trustees|Para 1.25|Constitution|



## **Additional information (optional)** 

You may choose to include further statements where relevant about: 

|<br>Policies and procedures<br>adopted for the induction and<br>training of trustees|<br>Para 1.51||
|---|---|---|
|The charity’s organisational<br>structure and any wider<br>network with which the<br>charity works|Para 1.51||
|Relationship with any related<br>parties|Para 1.51||
|Other|||



## **Reference and Administrative details** 

|Charity name|Just Older Youth CIO|
|---|---|
|Other name the charity uses|JOY|
|Registered charity number|1163575|
|Charity’s principal address|Flat 1<br>Telegraph Hill Centre<br>Kitto Road<br>London<br>SE14 5TY|
|||





## **Names of the charity trustees who manage the charity** 

|1<br>2<br>3<br>4<br>5<br>6<br>7<br>8<br>9<br>10<br>11<br>12<br>13<br>14<br>15<br>16<br>17<br>18<br>19<br>20|**Trustee name**|**Office (if any)**|**Dates acted if not for whole**<br>**year**|**Name of person (or body) entitled**<br>**to appoint trustee (ifany)**|
|---|---|---|---|---|
||Jane Keane|Chair|||
||Lois Nutt|Secretary|||
||Pat Claxton|Treasurer|||
||Freda Johnson|Treasurer|||
||Maureen Gilbert||||
||Coral Williamson||||
||Kaytrina Jons||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||



– Corporate trustees names of the directors at the date the report was approved **Director name** 

Name of trustees holding title to property belonging to the charity 

**Trustee name Dates acted if not for whole year** 



## **Funds held as custodian trustees on behalf of others** 

Description of the assets held in this capacity 

Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects 

Details of arrangements for safe custody and segregation of such assets from the charity’s own assets 

## **Additional information (optional)** 

## **Names and addresses of advisers (Optional information)** 

**Type of Name Address adviser** 

## **Name of chief executive or names of senior staff members (Optional information)** 

## **Exemptions from disclosure** 

Reason for non-disclosure of key personnel details 

## **Other optional information** 



## **Declarations** 

**The trustees declare that they have approved the trustees’ report above.** 

**Signed on behalf of the charity’s trustees** 

**Signature(s)** Lois Nutt **Full name(s)** Lois Nutt 

**Position (eg Secretary,** Secretary **Chair, etc)** 

**Date** 

20[th] January 2026 




**----- Start of picture text -----**<br>
Charity Name No (if any)<br>Just Older Youth Club 1163575<br>Receipts and payments accounts CC16a<br>For the period  Period start date Period end date<br>To<br>from 01/04/2024 31/03/2025<br>Section A Receipts and payments<br>Unrestricted  Restricted  Endowment<br>Total funds Last year<br>funds funds funds<br>to the nearest      £  to the nearest £ to the nearest £ to the nearest £ to the nearest £<br>A1 Receipts<br>Class Contributions                     11,136                              -                                -                        11,136                    11,334<br>Fundraising and Donations                       5,850                              -                                -                          5,850                      4,717<br>Outings and Events                       1,940                              -                                -                          1,940                      1,463<br>Membership Fee                       1,080                              -                                -                          1,080                      1,180<br>                              -                              -                                -                                -                              -<br>                              -                              -                                -                                -                              -<br>                              -                              -                                -                                -                              -<br>                              -                              -                                -                                -                              -<br>Sub total  (Gross income for<br>AR)  [                    20,006 ]                             -                                -                        20,006                    18,694<br>A2 Asset and investment sales,<br>(see table).<br>                              -                                -                                -                              -<br>                              -                                -                                -                              -                                -<br>Sub total                                -                                -                                -                              -                                -<br>Total receipts                20,006                           -                           -                      20,006                18,694<br>A3 Payments<br>Tutor and Sessional Fees                      13,326                              -                                -                        13,326                    14,550<br>Hall/Venue Hire                       5,122                              -                                -                          5,122                      7,216<br>Outings and Events                       1,889                              -                                -                          1,889                      2,438<br>PPS and Adminstration Costs                           372                              -                                -                             372                         401<br>Accountancy                          315                              -                                -                             315                         315<br>Insurance                          268                              -                                -                             268                         165<br>Activity and Material Costs                          108                              -                                -                             108                         198<br>Volunteer Expenses                            20                              -                                -                               20                             8<br>Publicity                               -                              -                                -                                -                             43<br>Sub total [                    21,419 ]                             -                                -                        21,419                    25,334<br>A4 Asset and investment<br>purchases, (see table)<br>                              -                                -                                -                              -<br>                              -                                -                                -                              -<br>Sub total [                              - ]                               -                                -                              -                                -<br>Total payments                 21,419                            -                            -                      21,419                 25,334<br>Net of receipts/(payments) -                 1,414                          -                            -   -                 1,414  -                6,640<br>A5 Transfers between funds                           -                          -                           -                                -                          -<br>A6 Cash funds last year end                   7,015                         -                          -                     7,015                13,655<br>Cash funds this year end                   5,601                          -                            -                     5,601                  7,015<br>**----- End of picture text -----**<br>


CCXX R1 accounts (SS) 

15/05/2025 

1 



|**Section B Statement of assets and liabilities at**|**Section B Statement of assets and liabilities at**|**the end of the period**||
|---|---|---|---|
|**Categories**<br>Signed by one or two trustees on<br>behalf of all the trustees<br>**B5 Liabilities**<br>**B3 Investment assets**<br>**B2 Other monetary assets**<br>**B4 Assets retained for the**<br>**charity’s own use**<br>**B1 Cash funds**|**Details**<br>**Details**<br>**_Total cash funds_**<br>(agree balances with receipts and payments<br>account(s))<br>Bank<br>Cash<br>**Details**<br>**Details**<br>**Details**<br>Signature|**Unrestricted**<br>**funds**<br>**Restricted**<br>**funds**<br>**to nearest £**<br>**to nearest £**<br>**5,541**<br>**-**<br>**60**<br>**-**<br>**-**<br>**-**<br>**5,601**<br>**-**<br>OK<br>OK<br>**Unrestricted**<br>**funds**<br>**Restricted**<br>**funds**<br>**to nearest £**<br>**to nearest £**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Fund to which**<br>**asset belongs**<br>**Cost (optional)**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Fund to which**<br>**asset belongs**<br>**Cost (optional)**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Fund to which**<br>**liability relates**<br>**Amount due**<br>**(optional)**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>Print Name|**Endowment**<br>**funds**<br>**to nearest £**<br>**-**<br>**-**<br>**-**|
||||**-**|
||||OK|
||||**Endowment**<br>**funds**<br>**to nearest £**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Current value**<br>**(optional)**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**Current value**<br>**(optional)**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**When due**<br>**(optional)**<br>Date of<br>approval|



CCXX R2 accounts (SS) 

15/05/2025 

2 

