Chari Re istration Number: 1162950 ST. PETERS COMMUNITY WELLBEING PROJECTS St. Peters North Community Centre 1, MARIAN PLACE, BETHNAL GREEN LONDON, E2 9AX ANNUAL REPORTS OF ACTIVITIES AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31st MARCH 2026 Pre ared b RAHMAN & CO INCORPORATED EXECUTIVE ACCOUNTANTS 167 CANNON STREET ROAD LONDON E1 2LX Tel: 020 7702 0562
ST. PETERS COMMUNITY WELLBEING PROJECTS Re orts and Accounts - for the Year Endin 31 March 2026 CONTENTS eNo. Charity Information Welcome by the Chairperson Report of the Executive Committee Achievements and Performance of the Projects for the Year 10-12 Financial Review 13 Accounting Policies 14 Independent Examiner's Report Income and Expenditure Account 16 Balance Sheet 17 Notes to the Financial Statements 18-19
St. Peters Community Wellbeing Projects Re orts and Accounts - for the Year Endin 31 March 2026 LEGAL & ADMINISTRATIVE INFORMATION Name of Charit St. Peters Community Wellbeing Projects Corres ondence Address.. St. Peter's North Community Centre 1 Marian Place London E2 9AX Tel.. 07956 957 085 Email.. st elers ro ects mail.com fab00k.C0mlst elers ro ects istered Charit No. 1162950 islered on.. 31. July 2015 Established. 3rd November 2014 Executive Committee For the Accountin Period Ms. Moushumi Jahan Mishal Ms. Shaheda Begum Ms. Momlaz Begum BSS (Hons.) MSS Ms. Gulnahar Begum Ms. Piara Begum Mrs. Nazia B. Chowdhury BA (Chairperson) {Vice Chairperson) {Treasurerl (General Secretary) IEC Member) IEC Member) Senior Staff Member. Dr. Khondoker Kamal-uddin Bsc. (Hons.). Msc., MBA, PhD (Projects Coordinator) Contact Person for the Accounts.. Ms. Momtaz Begum BSS (Hons.) MSS Treasurer Banker.. TSB Bank PIC Leytonslone Branch 797 - 799 High Rd Leytonstone, London E114QS Inde endent Examiner: Rahman & Co Incorporated Executive Accountants 2 Floor 167 Cannon Street Road London E1 5LX Tel.. 020 7702 0562
WELCOMEIFOREWORD BY THE CHAIRPERSON l am very pleased to present the St. Peters Community Wellbeing Projeds Annual Reports of activilies and Financial Statements for the year 2025-26 (April 25- March 261 This financial year we fad another challenging and successful year combaling continued cost-of-living crises facing by the community we serve followed by covid legacy. 11 has had significant impacts on the financial, physical and mental wellbeing of our communities, in particular the elderly and vulnerable users we support. I wish to take this opportunity to express our gratitude for the incredible support from our funders, partners, management members and volunteers who all continued lo provide us with the essential support needed to address the immediate impact on the mental wellbeing of our users during the period. Cosl-of-living crises and mental health may be a part of our lives in the days to come, and we will continue to work to support the physical and mentsl heallh of local elderly and vulnerable women and their families. Thanks also to our incredibly committed stafflvolunleers and Projects Coordinator who work tirelessly and contribuled skill and dedication in the face of unprecedented challenges. I woul(J also like thank sincerely to our incredibly committed Projects Coordinatorlmanager Dr. Khondoker Kamal-uddin who's continuous tired less work for the organisation and it's users and the local community, contributing his skills and experience and showing dedication in the face of unprecedented challenges we are facing recent years. Lastly, a great thank and gratitude lo all the people and families, especially the elderly women, who have trusted the Projects to help improve their individu21 and family lives who have been our inspiration for continued 'Nork towards a better tomorrow lo help improve (heir lives, health and wellbeing. Moushumi Jahan Mishal Chairperson 31st May 2026
ST. PETERS COMMUNITY WELLBEING PROJECTS REPORT OF THE EXECUTIVE COMMITTEE The Executlve Committ09 (who are also the Trustees ofthe Charityl of St. Peters Community Wellbeing Projects submlts their Annual Reports of Activities and Financial Statements (Accounts) for the year ended 316t March 202612025-261. Adminislralive Information and References sel out on page-2 forms part ofthe Report. The Financial Statements have been prepared in accordance with the accounting policies, comply with the charity's governing documents, applicable law and the requirement of the Slalement of Recommended Practices, Accounling and Reporting by Charitie5 ISORF FRS 1021 implemented in January 2026. WHO WE ARE AND WHAT WE DO: Sl Peters Community Wellbeing Projects is a registered charity and a community hub In East London in the 8elhnal Green Neighbourhood area of Tower Hamlets1750/.l and Hackney125°kl. Each year the Projects serves over 100 families estimated 500 peoples. where the area is a most densely populated neighbourhood area. Majority of sIdentS live in a social housing and tower blocks The neighbourhood suffers significant social deprivation with chilos poverty, unemployment mainly within the minority ethnic community, premature death and poor health and Isolation in particular elderly women. Tower H8mlels Is one of the most ethnically diverse authorities in England1161h out of 326 areasl We serve an area of high social deprivation IE1. E2. E3 and E8 post code areal., all being amongst the 10¥0 most deprived in the country (indices of Multiple Depriv81ion 20191 We operate our activities from a modern and busy multi-purpose Community Centre al the heart ol Belhnal Green, owned and managed by a local housing association named Tower Hamlets Community Housing. We provide a base from where a wide range of services lo the local community in particular elderly women and girls. a place where they can meet, socialise and benefits from different services and activities that we provide time-lo-lime and al regular basis. We have proven track record of tackling deprivation. exclusion, and isolation and delivering appropriate serVIS lo local older women and young girls in the key areas of health in particular mental health and wellbeing addressing unmet community needs where the subject Is still a tat)00 subject. HISTORY OBJECTIVES AND PROFILE OF THE PROJECTS: 1. Back round of the Chari Sl. Peters Community Wellbeing Projects was established on 3rd November 2014 by the local community mainly by the women, lor the benefits of local residents with an aim lo tackle poverty and hardship. social deprivation and exclusion, and aiming better health and wellbeing of the people. 11 was incorporated as a chanty., its name was entered in the Charity Commission's Central Register on the 31st July 2015. 2. Misslon of the Charl "Sl. Peters Community Wellbeing Projects is working towards the alleviation of povety and improving the quality of life for the most disadvantaged people In the Belhnal Green area of Tower Hamlets and Hackney, in particular Elderly and vulnerable BME women and their families aim at combating social exclusion and isolation" 3. Alms and Ob-ectives of the Chafi The obieclives for which the charity is established are particularly bul not exclusively, for the benefit of people of BME origin living In the Belhnal Green area of Tower Hamlets and Hackney I'areas of benefit") for the purpose of carying out such of the following purpose I'the objects.) as are charitable. lal Advancement of education and training. Ibl Relief of poverty and the need by the provision of advice. information, guidance and support with a view lo helping people meet their own needs and improving their conditions of life Icl Protection and preservation ol health and wellbeing of the elderly people of the community.
Idl Provide or 2SSlSt in the provision of fa¢ililies in the interests of social welfare for recreation or other leisure time o-cupalion of ip.dividuals who have need of such facilities by reason of fiiancial hardship, need. infirmity. disab1emenl, age or social or economic circumstances or the public al large with the object of improving their conditions of life. 4. Vision of the Chari The vision of the charity is lo enable the people of 8elhnal Green ITower Hamlets and Hackneyl lo improve their own circumstan$ through education, training, and social interaction. To achieve this vision, the Projects has set out lo do the following". To provide drop-in-club facilslies & leisure lime engagement for elderly andlor VLJlnerable women To share knowledge. increase awareness and prevent vulnerability lo physical and mental health To deliver practical hands-on training to improve skills and prepare them for practical life challenge. To empower women by raising awareness about rights and enlillemenls. To create a safe and welcoming environment for local women lo meet and socialise with others, pa'cIpate in activities, and undertake volunteering. To boost confidence and self-belief, and enable them lo part1cipale in mainstream aclivilies. To promote community cohesion and facilitate Social integration through tolerance and bringing harmony amongst all sections of society. To provide education and career advice to help young people from disadvantsged background5 to achieve their potential and improve their educational attainment. S. Structure Governance and Mana ement of tho Chari The charity Is constituted hy a Constitution and is governed by the regulation set out in the Conslilulion and run by a voluntary Executive Committee who are also trustee. The committee members are elected al the Annual General Meeting bi-annually. Executive Committee members are normally briefed by the Chairperson and the General Secretsry in older lo familiarise themselves with the rules. regulations and responsibilities of the charity. The Executive Committee mel 415 limes during the year to review the activities of the charity including the approval of the annual report and accounts as well as budgets, capitsl expenditure and lo sel out the fund-raising date for the charity. The day lo day work of the charity is overseen by the Chairperson who is responsible lo and reports lo the Executive Committee. 6. Skills and Ex erience of thg EC Membersl Trustees: The Executive Committee MemberslTruslees are local residents and from different walks of life both professionals and non-professionals. some with a variety of skills and knowledge from professional skills and qualifications lo extensive life experiences Most of them have collective Involvement work in the voluntary sector experience for many years. They have excellent team building skills, strategic and business planning skills. ability lo manage and deliver proiects and have done so In their personal professional lives. Most of them are also regular service userslvolunleers of the Projects. Chairperson: Ms. Mou8humi Jahan Mishal She was founder general secretary of the group and regular volunteer, service user living very locally. She is a single mother and full-lime carer lo a vulnerable individuals . She also oversees the day-lo-day activities of the organi5ation. As a carer she shares practical awareness and knowledge of the issues faced by elderly BAME women, the key user groups of the organisation. Vice-chalrperson: Ms. Shaheda Begum Has several years of experience in community work locally, a widow, mother and grant mother and carer, has knowledge and experience of the issues faced by the families and in particular elderly women. A regular user and peer volunteer of the projects in particular elderly drop-in-club and gardening club. General Secretary.. Ms. GulNahar Begum H8ving many years of experience involving in community work locally, a single mother and carer of elderly mother. has knowledge and experience of the issues faced by the families and In particular elderly women. She is also 8 regular user and volunteer of the projects in particular healthy ealinglcooking club. Treasurer: Ms. Momtaz Begurn 8SS {HonsJ. MSS. A single mother and carer of a very young child, school dinner lady with lots of professional qualifications and experiences, been involved in the organisalion's 8Ctivilies as a service user and volunteer for a long time. She also has knowledge and experience of making grant funding applications. proieet monitoring, evaluation and reporting.
EC Member: Piara Begum An elderly but very active member of the local community and regular service users of the Centre from day one. Being an elderly mother. she is also a Carer of her two autistic sons Living few doors away from the Centre, she looked after the Cenlre's aclivilies, Community Gardening space and other resources 7 days a week. EC Member.. Mrs. Nazia B. Chowdhury B.A. A professional Care Worker cutrenlly caring for a local vulnerable individual. She previously seNed as a Trustee lo another local charity and has first-hand experience of supporting vulneoble and elderly BME women, the main largeled client group. She Is also mother of young children and brings knowledge of needs and demands of local parents and children. She is also another founder member ol the charity. 7. Skills and Ex rience of SeniorlLead Stsff.. Projects Coordinatorlmanager: Dr. Khondoker Kamal-uddin. B.Sc.(Hons.). MSC. MBA, PhD A highly educated and skilled individual. with about 30 years, of experience in running and management of voluntary sector organisalions and charitie5, and community development work1n East London as a Community Development Officerlmanager. He has authored and compiled several bilingual self-help guide books on Domestic abuse and prevention. Mental health awareness. Drugs prevention. Child care development, Rights and Entitlements of a Pensioner, Rights and Entillemenls Asylum Seekers elc. He is a Community Champion and Millennium Award winner and won many other awards and recognitions for his voluntary work. 8. Our Core Stren ths.. The key strengths of the organisation include.. l. Delivering targetgd and ¢ornprehensive services that tackle individual barriers faced by the users and gmpowers them to help themselves. This is achieved through a number of different measures pul in place. Bilingual and culturally sensitive staff and volunteers lo practically assist and befriend the users and help them integrate with rest of the group. Regular consullalion with the users about the serv1ce strategy and delivery to ensure that the needs of the local community are being mel. Safe and open environment to make all users feel welcome and valued. Fully accessible Venu,. activities delivered by tulorslcoaches trained to Work with disabled individuals. Sessions are inclusive and open-door, while still being culturally sensitive lo meet the users. demands. 11. Effective Networking and professional relationship with other voluntary oryanisations The Proieels continues to work towards building effective partnerships and neorkS within the Ioe81 voluntary sector. The current neorkIng with several local community groups as well as professional networking with the local council, landlord, local GP practices and schools helps the organisalion lo reach out to more vulnerable and hard-to-reach clients, as well as creating referral opportunity where required 111. Support and cooperation frorn thg Social Landlord, Housing Associations. Local Council and other partners and stakeholders The Projects has built a solid relationship with il's landlord - Tower Hamlets Community Housing. who not only offer special discounted rale on premises renuvenue hi, bul also provide training, support with monitoring and evaluation and financial aftsIstance In the form of small gfftnls. Sirnilarly. the Projects have formed an effective relationship with the LB Tower Hamlets Adult Service Team, Safeguarding Team who provides training, guidance and support. The organisation is an active member of local NCVO Tower Hamlets The Projects also has good working relationships with other local housing associations and voluntary organisalions and TRA, Mosques and Churches. ualilties Statement: The charity is commilled lo establishing and implementing an effective Equalities Policy in terms of recruitment, employment practice and service delivery. 11 Is constantly learning how best to achieve this and is striving lo deepen ils cornmitmenl and improve its effectiveness in this field Il sees this process as the best means of maximising the effective use of human resources within the organisalion and the community.
In addition lo ils moral responsibility, Sl Peters Community Wellbeing Projects accepts the statutory requirements laid down in the Equalities Act 2010 land all its Amendmenlsl. We ensure that no person shall be disadvantsged either as potential or actual employees or as clients as a result of their age, ethnic background, creed, gender lincluding gender reassignmenll. marital status lincluding civil partnerships). pregnancy or malernityl paternity status, race. religious belief lor lack of Ill sexual preference or unrelated criminal conviction. It is a part of the ongoing review of this policy il aims lo see how it can best promote disabled access to our premises, lo review the necessary physical requirements for each job and lo ensure that il has the funds to adapt the working environment lo enable the recruitment of the best person for the job regardless of any physical disability. 10. Safe uardin Polic Statgmgnt.. Sl. Peters Community Wellbeing Projects believe that safeguarding is committed to the following principles for children, young people and vulnerable adults. Their welfare is paramount, whatever their background and culture, age, disability. gender, racial origin, religious belief. sexual orienlalion andlor gender identity. they have the right lo participate in the society In an environment which is safe and free from violence, abuse. and discrimination They have the right to be protected from harm, exploitation, abuse, and to be provided with safe environments to live and play Working in partnership with them, alongside their parents or carers and other agencies, is essential to the promotion of their welfare. The Proieets musl carry out its responsibilities by ensuring that the needs and Interests of children, young people and vulnerable adults are considered by all members, employees, volunteers and contracted services, when taking decisions in relation lo service provision. Sl. Peters Community Wellbeing Projects is commilled lo safeguarding children. young people and vulnerable adults from abuse when they are engaged in services organised and provided by the Projects The Projects will". lal Endeavour lo keep service users safe from abuse. Suspicion of abuse will be responded lo promptly and appropriately We will always act in the best interests of the child, young person or vulnerable adult. Ibl Ensure that unsuitable people are prevented from working with children, young people and vulnerable adults through robust 's8fer recruilmenl, procedures,. Icl Deal with any concern raised by a member. employee. volunteer, contracted service provider. or member of the public appropriately, urgently and sensitively. Idl Prevent abuse by using good practice lo create a safe and healthy environment and avoid situations where abuse or allegations of abuse could occur lel Establish an appropriate governance structure, made up with delegates from the EC, staff 2nd users lo monitor activity and make necessary improvements, led by the designated Safeguarding Officerf. To address sofeguarding during the activities, a number of actions have been taken.- Safeguarding policy updated regularly. Actwities are risk-assessed. Engaging existing stafflvolunleers with a valid, up-to-dale, DBS check lenhancedl and also a track record with the organisation in direct service delivery lo elderlylvulnerable users. Updated safeguarding training for everyone involved lo run and manage the activities. Staffs are trained Mental Health First Aiders to spot early signs of mental health problems and are able to lake the necessary steps to help alleviate the distress the users may be experiencing. Workers completing In relating training, Confidentiality, Person-centred Care lo ensure safeguarding issues can be highlighted but users are empowered lo choose the kind of intervention they want. Outreach workers are in gUlar contact with local GP'S. NHS Netrgorkers for Wellbeing and other referral agents lo slay Informed kept up to date with any additional safeguarding needs. Contact numbers ofdesignated Safeguarding Officer and the Chairperson (trustee leading on safeguarding) is shared by the Workers before beginning any aclivilies.
- Health and Safe Poli¢ Statement: It is the policy of the Sl. Peters Community Wellbeing Projects to comply with ils requirements under section 2131 of the 1974 Health and Safety al Work Act IHASAW) The organisalion recognises its duty lo ensure. as far as reasonably practicable, the health, safety and welfare of ils employees. trainees, service users, volunteers, visitors and the Executive Committee members on ils pmiSes, and others who may be affected by Ils operation, to provide safe premises, equipment and maintain a he21thy and sale working environment, and requires above individuals lo co- operate in establishing and maintaining s21e and healthy working conditions and to avoid any actions which may be detrimental lo the health and safety of themselves or others. The organisation will fully investigate and report on any accident or incident lo prevent recurrence. Sl. Peter's Community & Advice Centre recognise that any trainees. volunteers or sessional hours workers employed or undertaking training, al our premises are subject lo this policy in the same way as ils employees, in accordance with the Health and Safety Regulations 1988.11 Is the organisalion's policy lo observe slalulory health and safety legislation, codes of practice. and other aulhoritalive guidance. 11 Is committed lo promoting and en5LJring those high standards of health and safety and welfare prevail. Obllgatlons of all Employees. both full time and part time, sessional and freelance, service users. volunteers & visitor$: To exercise personal responsibilities for safety of self and other members. To co-operate with others in promoting improved safely measures on sile. To ubserve standards of dres5 consislenl with safely andlor hygiene (this would preclude unsuitsble foolwear. knives and other Items considered dangerousl. livl To observe all the safety rules of the sile and In particular the Instructions given in an emergency. Iv) To use and not wi1fully misuse. neglect or interfere with things provided for hislher safety. To exercise good standards of housekeeping and cleanliness. Iviil To know and apply the emergenry ProdureS in respect of first aid. Additionally, lead staff rnember is responsible for effective supervision of the Staff, ensuring that all individuals are aware ol their health & safety obligations, including giving clear instructions and warnings as often as necessary, and lo make recommendations to the Chairperson where needed.
St. Peters Community Wellbeing Projects ACHIEVEMENTS & PERFORMANCE FOR THE YEAR 2025-26: ril'25- March'26 Hi hts St. Peters Community Wellbeing Projects has continued lo make a significant and lasting impaGI on the lives of elderly and vulnerable women across Ihe London Boroughs of Tower Hamlets175 % ) and Hackney 1200/0} throughout the year from April 2025- Maroh 2026. As the organisalion enters another year of community-led service delivery. Il remains committed to reducing social isolation, improving physical and mental wellbeing, alleviating povety and supporting disadvantaged women to live healthier, more independent and fulfilling lives. The year has been characlerised by increasing demand for services. particularly in restx)nse to the continuing Cost-of-Living Crisis, fuel povety, poor health and social isolation experienced by many of our beneficiaries. Despite ongoing financial pressures, rising operational costs and increasing community need, the organisation has demonstrated resilience, adaptability and strong community leadership. Through the dedication of the Executive Committee, staff, volunteers and community partners. we have successfully maintained and expanded a wide range of culturally appropriate services and activities designed to improve health, wellbeing and quality of life for some of the most vulnerable members of our community. Throughout the year, the organisalion continued to deliver its established programme of activities including the Women's Drop-in Club. exercise and fitness sessions, healthy cooking and healthy eating aclivilies, community gardening sessions, outreach support, home visits and health awareness workshops. In addition, the organisalion strengthened its response lo the Cosl-of-Living Crisis through the delivery of practical welfare support, energy advice, fuel povety interventions and personalised support for vulnerable households. Our activities have continued to provide a safe. welcoming and trusted environment where eldedy and vulnerable women can access practical assistance, develop social connections, improve their physical and mental wellbeing and build confidence and resilien. The organisation has remained committed lo ensuring that services are accessible, inclusive and responsive to the changing needs of residents. The organisation continued to support about 100 elderly and vulnerable women through a combination of centre-based aclivilies, outreach work, welfare support and community engagernent initiatives. Regular allendance remaine(J strong across all activities, reflecting both the quality of provision and the growing need for culturally sensitive support servi$ wilhin the local community. Feedback gathered throughout the year demonstrated that beneficiaries experienced improvements in physical health, mobility, confidence, emotional wellbeing and social participation. Many women reported feeling less isolated, more connected lo their community and more confident in accessing services and support. PartlCiP3nts also highlighted the importance of having a trusted community space where they felt welcomed, valued and understood. The organisation remains particulady proud of its ability to provide holistic support that addresses not only physical and mental wellbeing, but also wider issues affecting quality of life including loneliness. financial hardship, fuel povety, access to services and community participation. Through a combination of prevenlalive, practical and wellbeing-focused interventions, the Projects has continued to make meaningful difference lo the lives of local women and their families. The Executive Committee is pleased lo report the following achievements, activilies, outputs and outcomes delivered during the period. 10
Breakdown of Activrties: Inputs and Outputs 1. Women's Drop-in Club (Tuesdays & Thursdays: 10am-3pm) The Women's DroFFin Club continued to serve as the cornerstone of the organisation's activities, providing regular emotional. social and practical support to elderly and vulnerable women aged 50+ living primarily within Tower Hamlets and Hackney. Throughout the year, the Club provided a safe. welcoming and culturally appropriate environment where women could socialise, access support and participate in a range of health and wellbeing activities. The sessions incorporated coffee mornings, sewing and embroidery activities, exercise and fitness sessions, healthy cooking and healthy eating aclivilies, wellbeing discussions and signposting support. Regular attendance remained strong throughoul the year, reflecting the growing need for community-based SLJPPOrt services. Many participants reported feeling less isolated, more connected lo their community and more confident in engaging with activities outside the home. The Club continued to play a vital role in promoting social inclusion, reducing loneliness and improving the overall wellbeing of participants. Coffee Mornlng: The daylsession begun with I hour coffee morning which is very popular in particular lo the old age pensioners as they do not eat andlor not encourage to eat breakfast al home followed by 1 hour of skills and hobbies sessions i.e sewing and embroidery sessions, basic ICTlinternet sessions followed by 1 hour exerciseffilness classes. At the same lime some volunteers start preparing for healthy cooking and eating club which held from 1 pm. Sewing and Embroidery sessions: An ambition and hobby to increase the number spaces as part of the club as well as increase the variety of skills on offer e.g. knitting, crocheting, handcrafts elc. Exercise, Fitness and Wellbeing Activities: Exercise and wellbeing activities remained a key component of seNi¢e delivery throughout the year. Approximately 50 older women participated in structured physical activity sessions designed to improve mobility, balance, flexibility, strength and overall physical health. A total of 80 structured exercise sessions were delivered, with average attendance of 3540 participants per session. Activities included chair-based exercises, slretching routines, breathing exercises, low-impact fitness activities and gentle mobility exercises suilable for participants with varying physical abilities and long-term health conditions. Feedback demonstrated improvements in mobility, energy levels, confidence and overall wellbeing. Participants also reported reduced anxiety, improved mood and increased molivats'on lo remain active and socially engaged. Healthy Cooking and Healthy Eating= The Healtfiy Cooking and Healthy Eating Club continued to provide practical opportunities for participants lo develop healthier lifestyle habits whilst mainlainir)g important social connections. Sessions focused on preparing affordable and nulrilious meals, understanding healthy food choices and increasing awareness of dietary issues affecting older people. Participants received guidance on healthy cooking techniques. portion control, food budgeting and managing long-term health conditions such as diabetes, hypertension and high cholesterol through improved nuliition. The activities encouraged participants to share traditional recipes, leam new ski115 and build Confiden in preparing healthier meals at home. Feedback indicated improved understanding of healthy eating practices and greater awareness of the relationship beeen diet, physical health and wellbeing. 2. Communlty Gardening Club {April to October).. The Community Gardening Club continued to provide therapeutic outdoor activities for elderly women during the growing season. The project offered participants opportunities lo engage in gardening, environmental activities and infomial peer support within a safe and supportive setting. More than 30 women participated regularly throughout the season, with over 15 participants attending individual sessions. Activities included planting, maintaining raised beds, growing vegetables and herbs, environmental awareness activities and practical gardening skills development. The project contributed positively to both physical and mental wellbeing, helping participants remain active, reduce stress and develop stronger social connections. Users reported that participation improved their mood, reduced feelings of isolation and provided a valuable sense of achievement and purpose.
- Outreach, Home Visits and Welfare Support Outreach support conlinued to form an essential part of the organisation's holistic approach to supporting vulnerable and isolated women. Throughout the year, staff and volunteers maintained regular contact with beneficiaries through telephone welfare checks, home visits and one-lo-one support. Approxirllalely 30- 40 isolaled and housebound women received additional assistance, ensuring that those unable to attend centre-based activities remained connected to services and support neOrkS. Outreach activities included welfare checks, practical assistance. support with appointments, advocacy, translation support, safeguarding interventions and referrals lo specialist services where appropriate. This work played a crucial role in reducing isolation, maintaining wellbeing and ensuring ihat vulnerable individuals were able lo access the support they needed.
- Cost-of-Living, Energy and Fuel Poverty Support In response to continuing financial hardship and increasing fuel poverty within the community, the organisation expanded its cost-of-living support activities throughout the year. Beneficiaries received information, advice and practical assistance relating lo energy efficiency, household budgeting, welfare benefits and financial entitlements. Energy awareness sessions provided practical guidance on reducing household energy costs and improving energy efficiency within the home. One-to-one support was offered to assist individuals in accessing available financial assistance schemes, resolving issues with utility providers and maximising household income. Additional practical support was provided to vulnerable ouseholds experiencing fuel poverty, helping approximately 50 individuals remain warm. safe and financially secLJre during the winter months. With the emergency funding support from the London Community Foundation under Ihe 'The Christine Bridgen Fuel Povety Programme, Round-1, we have purchased 30 Energy efficiency Heaters and distributed to very vulnerable women's family. This work significantly strengthened the organisation's ability to respond lo emerging community needs and support some ofthe most vulnerable mernbers oflhe local community.
- Health and Wellbeing Workshops A range of themed health and wellbeing workshops were delivered throughout the year, addressing issues ider7lified by beneficiaries as priorities. Topics included mental health awareness, self-care, healthy lifestyles, rnanagemenl of long-lerm health conditions, healthy eating, sustainable living, energy efficiency and peisonal wellbeing. The workshops provided opportunities for participanls to gain knowledge, increase Confidence and access practical information in a supportive environmernt. Beneficiaries reported improved awareness of health-relaled issues, increased confidence in managing their wellbeing and greater willingness to seek support when needed. The workshops also provided valuable opportunities for discussion, peer learning and community engagement.
- Volunteering and Community Participation The organisation continued to benefit from the commitment and dedication of its volunteers. who played a vital role in supporting service delivery throughout the year. Volullleers assisted with activity delivery, participant support, outreach work, interpretation, administration and CDmmunily engagement. Their contribution helped ensure that activities remained accessible, welcoming and responsive lo the needs of beneficiaries. Volunteers also provided valuable peer SLJPPOrt and acted as Impnrtant links beeen the organisation and the wider community. Through volunteering opportunities, participants were able lo develop confidence, skills and social connections whilst contributing positively to the wellbeing of others. The organisation remains extremely grateful for the ongoing commitment and dedication of its volunteers. Overall Outcomes and Impact The organisation Continued to achieve positive outcomes for eldedy and vulnerable women throughout the year. Beneficiaries reported reduced loneliness and social isolation. improved physical and mental wellbeing, increased confidence and stronger community connections. Many participants became more active within their local community, developed new friendships and demonstrated greater Confiden in accessing services and support. The continued growth in participation and demand for services highlights both the effectiveness of the organisalion's work and the ongoing need for culturally appropriate, community-led support servIs. The Executive Committee remains committed to building on these achievements and conlinuing to improve the quality of life of disadvantaged and vulnerable members of the local community. 12
SL Peters Community Wellbeing Projects FINANCIAL REVIEW OF THE YEAR 2025- 2026 The financial position of the Chartty is portrayed in the accompanying Annual Accounts. The Projects had a net income of £53,706.00 Direct Charitable Expenditures, Support Costs and ManagemenVAdministration costs are £53,164.00 Income exceeded by Expenditures are £542 00 Statement of Trustees, Res onsibilities Law applicable lo charities in England & Wales requires the Trustees to prepare Financial Statement for each financial year, which gives a true and fair view of the charity's financial activities during the year and of its financial position at the end of the year. In preparing those financial slalements, the trustees are required to.. lal Select suitable accounting policies and apply consistently., Ibl Make judgments and estimates that are reasonable and prudent., Icl Slate whether applicable accounting standards and slalements of recommended practi have been followed, subject lo any departures disclosed and explained in the financial statements,. Id} Prepare the financial statements on a going concern basis unless it is inappropriate to presume that the charity will continue in operation. The Trustees are responsible for keeping accounting records, which discloses with reasonable accuracy at any time, the financial position of the charity and enable them lo ensure that the financial slalements comply with the Charities Act. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities. Risk Factors The Executive Committee are aware of the potential risks lo the charity. both financial and otherwise. Therefore, strategies are in place to control these risks. Assessments have also been taking relating lo fire and health and safety. Staff members were sent on basic Fire Safety, and Health and Safety training provided by Tower Hamlets Community Housing. Child and Vulnerable Adult Safeguarding Policy documentalion and incident reporting Systems were updated lo be includes any latest forms of abuse like financial abuse etc. The Executive Committee are seriously looking into other risk areas such as political, operational, governance and compliance with law and regulations including local and national politics and changes. Trustees have assessed the major risks to which the charity 15 exposed currently, and are satisfied that systems are in place to mitigate exposure to the major r¢sks. Reserve Polic It is the policy of the charity that unrestricted funds, which have not been designated for a specific use, should be maintained at a level equivalent to at least 3 months expenditure. The Executive Committee consider that reserves at this level will ensure that, in the event of a significant drop in funding, they will be able lo continue the Charity's current activities while consideration is given to ways in which additional funds may be raised. St. Peters Community Wellbeing Projects is striving to achieve and maintain this level of reseNes. Future Plans and Fundraisin Strate Based on current demand and users feedback, the Projects intends to fundraise lo ensure that all the current activities can be maintained. Community consultation shows that there are demands lo extend the drop-in activities to al least further one day per week. To achieve this. Projecls will continue lo fundraise through applying for grants and donations from local and national trusts and funders, and the local authorities where appropnate, in accordance with the Fundraising Strategy. 13
ACCOUNTING POLICIES AND PRACTICES. 1.1 Accounting Convention: The Financial Slalemenls are prepared under the historical cost convention and in accordance with accounting policies, comply with the charity's governing documents, applicable law and the requirement of the slate of Recommended Practices, 'Accoun+ing and Reporting by charities, {SORFI implemented in January 2026. 1.2 Incoming Resources: Incoming resources represents grants, donations and gifts, subscriptions, fees, bank interest receivable. 1.3 Fund Accounting: 1.3.1 Unrestricted Funds - consists of general funds which the projects may use for its purpose al ils discretion. 1.3.2 Restricted Funds - are those where the funder has imposed restrictions on the use of Ihe funds which are legally binding. 1.4 Capitalisation and Depreciation of Tangible Fixed Assets: Any assets costing more than £1000 are capitalised. The cost of tangible fixed assets is written off by equal instalments over the expected useful life as follows.. Furniture, fittings and equipment 3 years @33'A on cost Computers, Laptops, Mobile sets elc. 1 year @1000/0 on cost Company Car 4 Years @ 250/0 on cost 2. Employees There were 5 sessional and freelance professional staff and the project also depended on the services of dedicated 8-10 volunteers throughout the period under review. 3. Trustees None of the Trustees lor any persons directly connected with them) received any remuneration during the year, except volunteering expenseslreimbursements, and none of them declared an conflict of interest. Inde endent Examiner According to the provisions of the Charities Act, the Trustees agree that an audrt is not required for this financial year., however, due to the provisions of the same act an independent Examiner is required. Mr. ATM. M. Rahman of Rahman & Co Ilncorporated Executive Accountanlsl appointed as Independent Examiner for the ensuing year. The Executive Committee approved the Annual Reports and statements of Flnanclal Activlties on the 31st May 2026 and signed on their behalf. Moushuml J Mlshal IMs} Chalrperson Momtsz Begum Ims) Treasurer Dated: 3110512026 14
ST. PETERS COMMUNITY WELLBEING PROJECTS INDEPENDENT EXAMINER'S REPORT TO THE EXECUTIVE COMMirrEE FOR THE YEAR ENDED 31ST MARCH 2026 The financial statements laid out in this report have prepared under the historical cost convention and in accordance with the Statement of Recommended Practice ISORPI, Accounting and Reporting by Charities Commission issued in January 2026 and applicable Accounting Standards and the Charities Act 2011 and its amendments in October 2022. Res ective Res onsibilities of Trustees and Examiner: Responsibilities of the Trustees and the Executive Committee as the Charity's Trustees, you are responsible for the preparation of the accounts and that you consider the audit requirements of Section 14511) of the Charities Act 2011, amended in October 2022, does not apply. It is my responsibility to state that on the basis of procedures specified in the general directions given by the Charity Commissioners under section 145151 of the Act, whether particular matters have ome to my attention. Basis of Inde endent Examiners, Statement The examination of the accounts was carried out in accordan with the general direction given by the Charities Commissioner. The exarnination includes.. A review of the accounting records kept by the Charity. A comparison of the accounts presented with those records made available. It includes consideration of any unusual items of disclosures in the accounts and seeking explanation from you as Iruslees concerning any such matters. The prOdureS undertaken do not provide all the evidence that would be required in an audit, and Gonsequenlly I do not express an audit opinion on the view given by the accounts. Inde endent Examiners. Statement In connection with our examination no matter has come to our attention.. 111 Which gives us reasonable cause to believe that in any material respect the requirements.. to keep accounting records in accordance with section 130 of the 2011 Act., amencled on October 2022 and lo prepare accounts which accord with the accounling records and comply with the accounting requirements of the Act have not been met., or 121 to which in our opinion attention should be drawn in order to enable a proper understanding of the accounts to be reached. inion In my opinion the financial statement as prepared give a true and fair view of the charity's stale of affairs as al 31 sl March 2026 giving that the Incoming resources and their application in the year then ended hav8 been properly prepared with general direction given by the Charities Commissioner. AT uiibur Rah RAHMAN & CO Incorporated Execut 2Trd Floor, 167 Cannon London, E1 2LX FCEA Date: 31$t May 2026 e Accounta 15
St. Peters Community Wellbeing Projects Charity Reg No. 11629S0 INDEPENDENT EXAMINAR ' REPORT- FOR THE YEAR ENDED 31st MARCH 2 STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED- 31 MARCH 2026 INCOME & EXPENDITURE ACCOUNT". FOR THE YEAR ENDED 31st MARCH 2026 Notes 2025.26 2024-25 Restricted Unrestricted tsi£ Total £ Incomin Resouces from General Funds: Grants and Donations Deferred Grants Brought Forward Deferred Grants Carried Forward 46,245 7,000 -5,500 5.9S1 52,206 7,000 -5,500 76.002 5.000 -7.000 TOTAL INETI INCOME: 47,745 5.961 53,706 74,002 RESOURCES EXPENDED: Direct Charitable Expenditures 47,745 3,617 51,362 68,275 Admin & Support Costs 1.152 1.152 1.635 Governs Costs 650 650 650 TOTAL RESOURCES EXPENDED 47,745 5,419 53,164 70.560 NET INCOMINGI IOUTGOINGI RESOURCES BEFORE TRANSFERS 542 542 3,442 DEPRECIATION OF TANSIBLE ASSET". 15.185 TRANSFERS BETWEEN FUNDS (Capital).. NET INCOMING IOUTGOINGI RESOUCES AFTER TRANSFERS.. 542 542 -11.743 RECONCILIATION OF FUNDS.. Total Funds Brought Forward 542 542 10,908 TOTAL FUNDS CARRIED FORWIARD 11,450 11,4SO 10,908 DEFERRED INCOME CARRIED FORWARE .5500 (' Gensr&l lund Restricted £5500 Deferred to.. Oln4rd0261 16
St. Peters Community Wellbeing Projects Chari Re istration No. 1162950 INDEPENDENT EXAMINARS. REPORT- FOR THE YEAR ENDED- 31 MARCH 2026 BALANCE SHEET: AS AT 31st MARCH 2026 No 2025-26 2024.25 Restricted Un-Restri¢ted Total Total Tan5ibl¢lFix•d Assat Fixed Assets Currant Assat: Cash 8t Bank and In Hand 5.500 11.450 16,950 18.558 Total Asset 5,500 11,450 16,950 18,558 Creditors.. IAmoiJnls falling due within ona yearl Deferred Income- (Grants received '.n advance) 5,500 5,500 7.000 Indefendenl Examin8rlA¢countsn¢y Fee 650 650 fj50 Total 5,500 650 6,150 7,650 Netc rrent Assets 10,800 10.800 10,908 Net Assets 10,800 10.800 10,908 Funds Unrestricted Funds- Gen. Fundsj 10,800 10,800 10.908 Restricted Funds- (Capital Funds) Net Funds 10,800 10,800 10,908 Approv•d by the Executive Commltt•• on - 31st Ma 2026 and slgned on tholr b¢half By: M$. Moushumi Jahan Mishal Chairperson Ms. Momtaz Begum 8ss(HiJns.J, MSS Treasurnr 31-May-26 NB.. The Note8 on Pages 18-19 fom port ofthi$ Financial Statements. 17
St. Peters Community Wellbeing Projects Charity Reg No 1162950 NOTES to the Statement of Financial Activities for the Year Ending 31 March 2026 ' Incoming resources excludes defeed income bM&nd before deferred In¢ome c/f (Note.. 6) 2025-26 2024-25 INCOMING RESOURCES.. Rèstricts nrgstrlcted Totsl Total 1 Grants and t)onations: Tower Hill Trust- Capital Granl- EnvironmentallGardening City Bridge Foundation Icity of London- Main Grant Program East End Community Foundation- Canary Wharf Grant London Community Foundation ILCFI . Donners Invitation Fund LCF- Christine Bridgen Fuel Poveriy Fund, Round-1 Mercer's Co. Charity- Sir Whittington Foundation Garfield Weston Foundation Barche5ters Charitable Found8tion Wakefild and Tetley Trust- First Track Grant Albet Hunt Trust- Capital Grant Hill Dickenson Foundation Communty Foundation Lancashi Masonic Ch8ritable Trust- small grant Personal Donalionsl Gifts and Users Contributions 7,000 8.625 11.550 5.000 10.000 7,895 11,550 5.000 10.000 7,695 10.000 15,000 8,0(X) 2.5(Kl 6.0(KJ S.0(x) 2.5(X) S.0(K) 5.710 6,000 6,000 6.000 6,000 4,500 4,500 Other Income.. IHMRC Gift Aid Claims & other Refunds &cre¢Jitsl Total Income Gros5 1,461 1,461 2.667 46,245 S,961 52,206 76,002 RESOURCES EXPENDED.. 2 Direct Charitsble Ex enditure Drop-inlHealthy Cooking Clubl Beneficiary Welmare Dropin Club Activity small Equipment & Materials Volunteer re-lmbursemenls and Travel Costs 8eneficiery Welf8re-Carer pack Food & Essentials Prog. Gardening Club Imatenals, Developmènt & maintanan) Session81 & Freelance Workers Fees EVenisMork$hopsra1nJng Facilitators Fees etc. Totsl 5,730 2,000 1,617 7,730 1,617 3,859 7,436 3,109 3,5( 3,000 3,609 45,915 1.700 68,275 3.859 2,634 34,905 617 2.634 34.905 617 47,745 3.617 51,362 3 Admln & Su ort Co$ts Telephone and Internet Postage, Stationery & Printing Materials Subscriptions & OBS Fees etc. 459 613 80 1,152 459 613 80 465 621 549 1,635 1,152 4 Govèrnance Costs Accountalloy and Payroll 650 650 6S) 650 650 sso 5 Total Resourcès Ex nd 47.745 5,419 53.164 18
6 Creditors: Deferred Income 2025-26 2024.2S Grants Rgcglved in Advance lamounds falling due within one yearj London Community Foundation- Donners Invitation Fund Hill Dickenson Foundation- Community Foundation Lancashire Totsl 5500 4500 2500 5,500 7,000 7 Fixed rran iblè Ica itsl Assets: Cost: At 1st April 2025 NET BOOK VALUE at 1st April 2026 Total Total 2024 2025-26 25 8 Funds Restricted Unrestricted Balance al 0110412025 10.908 10.908 22.651 Nel Incoming Resources at End of the Year.. 3110312026 542 542 -11,743 Funds at 0110412026 11.450 11,450 10,908 NB.. Gèneral Funds IRe8trict*dl Deferred to Next Year. Nol•. 6 5,500