Chari
Re
istration Number: 1162950
ST. PETERS COMMUNITY WELLBEING PROJECTS
St. Peters North Community Centre
1, MARIAN PLACE, BETHNAL GREEN
LONDON, E2 9AX
ANNUAL REPORTS OF ACTIVITIES
AND
FINANCIAL STATEMENTS
FOR THE YEAR ENDED
31st MARCH 2026
Pre
ared b
RAHMAN & CO
INCORPORATED EXECUTIVE ACCOUNTANTS
167 CANNON STREET ROAD
LONDON E1 2LX
Tel: 020 7702 0562

ST. PETERS COMMUNITY WELLBEING PROJECTS
Re
orts and Accounts - for the Year Endin
31 March 2026
CONTENTS
eNo.
Charity Information
Welcome by the Chairperson
Report of the Executive Committee
Achievements and Performance of the Projects for the Year
10-12
Financial Review
13
Accounting Policies
14
Independent Examiner's Report
Income and Expenditure Account
16
Balance Sheet
17
Notes to the Financial Statements
18-19

St. Peters Community Wellbeing Projects
Re
orts and Accounts - for the Year Endin
31 March 2026
LEGAL & ADMINISTRATIVE INFORMATION
Name of Charit
St. Peters Community Wellbeing Projects
Corres
ondence Address..
St. Peter's North Community Centre
1 Marian Place
London
E2 9AX
Tel..
07956 957 085
Email..
st elers
ro
ects
mail.com
fa￿b00k.C0mlst elers
ro
ects
istered Charit No.
1162950
islered on..
31. July 2015
Established.
3rd November 2014
Executive Committee
For the Accountin
Period
Ms. Moushumi Jahan Mishal
Ms. Shaheda Begum
Ms. Momlaz Begum BSS (Hons.) MSS
Ms. Gulnahar Begum
Ms. Piara Begum
Mrs. Nazia B. Chowdhury BA
(Chairperson)
{Vice Chairperson)
{Treasurerl
(General Secretary)
IEC Member)
IEC Member)
Senior Staff Member.
Dr. Khondoker Kamal-uddin
Bsc. (Hons.). Msc., MBA, PhD
(Projects Coordinator)
Contact Person
for the Accounts..
Ms. Momtaz Begum BSS (Hons.) MSS
Treasurer
Banker..
TSB Bank PIC
Leytonslone Branch
797 - 799 High Rd Leytonstone,
London E114QS
Inde
endent Examiner:
Rahman & Co
Incorporated Executive Accountants
2 Floor
167 Cannon Street Road
London E1 5LX
Tel.. 020 7702 0562

WELCOMEIFOREWORD BY THE CHAIRPERSON
l am very pleased to present the St. Peters Community Wellbeing Projeds Annual Reports of activilies
and Financial Statements for the year 2025-26 (April 25- March 261
This financial year we fa￿d another challenging and successful year combaling continued cost-of-living
crises facing by the community we serve followed by covid legacy. 11 has had significant impacts on the
financial, physical and mental wellbeing of our communities, in particular the elderly and vulnerable users
we support.
I wish to take this opportunity to express our gratitude for the incredible support from our funders, partners,
management members and volunteers who all continued lo provide us with the essential support needed
to address the immediate impact on the mental wellbeing of our users during the period. Cosl-of-living
crises and mental health may be a part of our lives in the days to come, and we will continue to work to
support the physical and mentsl heallh of local elderly and vulnerable women and their families.
Thanks also to our incredibly committed stafflvolunleers and Projects Coordinator who work tirelessly and
contribuled skill and dedication in the face of unprecedented challenges.
I woul(J also like thank sincerely to our incredibly committed Projects Coordinatorlmanager Dr. Khondoker
Kamal-uddin who's continuous tired less work for the organisation and it's users and the local community,
contributing his skills and experience and showing dedication in the face of unprecedented challenges we
are facing recent years.
Lastly, a great thank and gratitude lo all the people and families, especially the elderly women, who have
trusted the Projects to help improve their individu21 and family lives who have been our inspiration for
continued 'Nork towards a better tomorrow lo help improve (heir lives, health and wellbeing.
Moushumi Jahan Mishal
Chairperson
31st May 2026

ST. PETERS COMMUNITY WELLBEING PROJECTS
REPORT OF THE EXECUTIVE COMMITTEE
The Executlve Committ09 (who are also the Trustees ofthe Charityl of St. Peters Community Wellbeing
Projects submlts their Annual Reports of Activities and Financial Statements (Accounts) for the year
ended 316t March 202612025-261.
Adminislralive Information and References sel out on page-2 forms part ofthe Report. The Financial Statements
have been prepared in accordance with the accounting policies, comply with the charity's governing documents,
applicable law and the requirement of the Slalement of Recommended Practices, Accounling and Reporting
by Charitie5 ISORF FRS 1021 implemented in January 2026.
WHO WE ARE AND WHAT WE DO:
Sl Peters Community Wellbeing Projects is a registered charity and a community hub In East London in the
8elhnal Green Neighbourhood area of Tower Hamlets1750/.l and Hackney125°kl.
Each year the Projects serves over 100 families estimated 500 peoples. where the area is a most densely
populated neighbourhood area. Majority of ￿sIdentS live in a social housing and tower blocks The
neighbourhood suffers significant social deprivation with chilos poverty, unemployment mainly within the minority
ethnic community, premature death and poor health and Isolation in particular elderly women.
Tower H8mlels Is one of the most ethnically diverse authorities in England1161h out of 326 areasl We serve an
area of high social deprivation IE1. E2. E3 and E8 post code areal., all being amongst the 10¥0 most deprived
in the country (indices of Multiple Depriv81ion 20191
We operate our activities from a modern and busy multi-purpose Community Centre al the heart ol Belhnal
Green, owned and managed by a local housing association named Tower Hamlets Community Housing. We
provide a base from where a wide range of services lo the local community in particular elderly women and
girls. a place where they can meet, socialise and benefits from different services and activities that we provide
time-lo-lime and al regular basis.
We have proven track record of tackling deprivation. exclusion, and isolation and delivering appropriate serVI￿S
lo local older women and young girls in the key areas of health in particular mental health and wellbeing
addressing unmet community needs where the subject Is still a tat)00 subject.
HISTORY OBJECTIVES AND PROFILE OF THE PROJECTS:
1. Back
round of the Chari
Sl. Peters Community Wellbeing Projects was established on 3rd November 2014 by the local community mainly
by the women, lor the benefits of local residents with an aim lo tackle poverty and hardship. social deprivation
and exclusion, and aiming better health and wellbeing of the people. 11 was incorporated as a chanty., its name
was entered in the Charity Commission's Central Register on the 31st July 2015.
2. Misslon of the Charl
"Sl. Peters Community Wellbeing Projects is working towards the alleviation of povety and improving the quality
of life for the most disadvantaged people In the Belhnal Green area of Tower Hamlets and Hackney, in particular
Elderly and vulnerable BME women and their families aim at combating social exclusion and isolation"
3. Alms and Ob-ectives of the Chafi
The obieclives for which the charity is established are particularly bul not exclusively, for the benefit of people
of BME origin living In the Belhnal Green area of Tower Hamlets and Hackney I'areas of benefit") for the purpose
of carying out such of the following purpose I'the objects.) as are charitable.
lal Advancement of education and training.
Ibl Relief of poverty and the need by the provision of advice. information, guidance and support with a view lo
helping people meet their own needs and improving their conditions of life
Icl Protection and preservation ol health and wellbeing of the elderly people of the community.

Idl Provide or 2SSlSt in the provision of fa¢ililies in the interests of social welfare for recreation or other leisure
time o-cupalion of ip.dividuals who have need of such facilities by reason of fiiancial hardship, need.
infirmity. disab1emenl, age or social or economic circumstances or the public al large with the object of
improving their conditions of life.
4. Vision of the Chari
The vision of the charity is lo enable the people of 8elhnal Green ITower Hamlets and Hackneyl lo improve
their own circumstan￿$ through education, training, and social interaction. To achieve this vision, the Projects
has set out lo do the following".
To provide drop-in-club facilslies & leisure lime engagement for elderly andlor VLJlnerable women
To share knowledge. increase awareness and prevent vulnerability lo physical and mental health
To deliver practical hands-on training to improve skills and prepare them for practical life challenge.
To empower women by raising awareness about rights and enlillemenls.
To create a safe and welcoming environment for local women lo meet and socialise with others, pa￿'cIpate
in activities, and undertake volunteering.
To boost confidence and self-belief, and enable them lo part1cipale in mainstream aclivilies.
To promote community cohesion and facilitate Social integration through tolerance and bringing harmony
amongst all sections of society.
To provide education and career advice to help young people from disadvantsged background5 to achieve
their potential and improve their educational attainment.
S. Structure Governance and Mana
ement of tho Chari
The charity Is constituted hy a Constitution and is governed by the regulation set out in the Conslilulion and run
by a voluntary Executive Committee who are also trustee. The committee members are elected al the Annual
General Meeting bi-annually.
Executive Committee members are normally briefed by the Chairperson and the General Secretsry in older lo
familiarise themselves with the rules. regulations and responsibilities of the charity. The Executive Committee
mel 415 limes during the year to review the activities of the charity including the approval of the annual report
and accounts as well as budgets, capitsl expenditure and lo sel out the fund-raising date for the charity. The
day lo day work of the charity is overseen by the Chairperson who is responsible lo and reports lo the Executive
Committee.
6. Skills and Ex
erience of thg EC Membersl Trustees:
The Executive Committee MemberslTruslees are local residents and from different walks of life both
professionals and non-professionals. some with a variety of skills and knowledge from professional skills and
qualifications lo extensive life experiences Most of them have collective Involvement work in the voluntary
sector experience for many years. They have excellent team building skills, strategic and business planning
skills. ability lo manage and deliver proiects and have done so In their personal professional lives. Most of them
are also regular service userslvolunleers of the Projects.
Chairperson: Ms. Mou8humi Jahan Mishal
She was founder general secretary of the group and regular volunteer, service user living very locally. She is a
single mother and full-lime carer lo a vulnerable individuals . She also oversees the day-lo-day activities of the
organi5ation. As a carer she shares practical awareness and knowledge of the issues faced by elderly BAME
women, the key user groups of the organisation.
Vice-chalrperson: Ms. Shaheda Begum
Has several years of experience in community work locally, a widow, mother and grant mother and carer, has
knowledge and experience of the issues faced by the families and in particular elderly women. A regular user
and peer volunteer of the projects in particular elderly drop-in-club and gardening club.
General Secretary.. Ms. GulNahar Begum
H8ving many years of experience involving in community work locally, a single mother and carer of elderly
mother. has knowledge and experience of the issues faced by the families and In particular elderly women. She
is also 8 regular user and volunteer of the projects in particular healthy ealinglcooking club.
Treasurer: Ms. Momtaz Begurn 8SS {HonsJ. MSS.
A single mother and carer of a very young child, school dinner lady with lots of professional qualifications and
experiences, been involved in the organisalion's 8Ctivilies as a service user and volunteer for a long time. She
also has knowledge and experience of making grant funding applications. proieet monitoring, evaluation and
reporting.

EC Member: Piara Begum
An elderly but very active member of the local community and regular service users of the Centre from day one.
Being an elderly mother. she is also a Carer of her two autistic sons Living few doors away from the Centre,
she looked after the Cenlre's aclivilies, Community Gardening space and other resources 7 days a week.
EC Member.. Mrs. Nazia B. Chowdhury B.A.
A professional Care Worker cutrenlly caring for a local vulnerable individual. She previously seNed as a Trustee
lo another local charity and has first-hand experience of supporting vulneoble and elderly BME women, the
main largeled client group. She Is also mother of young children and brings knowledge of needs and
demands of local parents and children. She is also another founder member ol the charity.
7. Skills and Ex
rience of SeniorlLead Stsff..
Projects Coordinatorlmanager: Dr. Khondoker Kamal-uddin. B.Sc.(Hons.). MSC. MBA, PhD
A highly educated and skilled individual. with about 30 years, of experience in running and management of
voluntary sector organisalions and charitie5, and community development work1n East London as a Community
Development Officerlmanager. He has authored and compiled several bilingual self-help guide books on
Domestic abuse and prevention. Mental health awareness. Drugs prevention. Child care development, Rights
and Entitlements of a Pensioner, Rights and Entillemenls Asylum Seekers elc. He is a Community Champion
and Millennium Award winner and won many other awards and recognitions for his voluntary work.
8. Our Core Stren
ths..
The key strengths of the organisation include..
l. Delivering targetgd and ¢ornprehensive services that tackle individual barriers faced by the users
and gmpowers them to help themselves.
This is achieved through a number of different measures pul in place.
Bilingual and culturally sensitive staff and volunteers lo practically assist and befriend the users and help
them integrate with rest of the group.
Regular consullalion with the users about the serv1ce strategy and delivery to ensure that the needs of the
local community are being mel.
Safe and open environment to make all users feel welcome and valued.
Fully accessible Venu,. activities delivered by tulorslcoaches trained to Work with disabled individuals.
Sessions are inclusive and open-door, while still being culturally sensitive lo meet the users. demands.
11. Effective Networking and professional relationship with other voluntary oryanisations
The Proieels continues to work towards building effective partnerships and ne￿orkS within the Ioe81 voluntary
sector. The current ne￿orkIng with several local community groups as well as professional networking with the
local council, landlord, local GP practices and schools helps the organisalion lo reach out to more vulnerable
and hard-to-reach clients, as well as creating referral opportunity where required
111. Support and cooperation frorn thg Social Landlord, Housing Associations. Local Council and other
partners and stakeholders
The Projects has built a solid relationship with il's landlord - Tower Hamlets Community Housing. who not only
offer special discounted rale on premises renuvenue hi￿, bul also provide training, support with monitoring and
evaluation and financial aft￿sIstance In the form of small gfftnls. Sirnilarly. the Projects have formed an effective
relationship with the LB Tower Hamlets Adult Service Team, Safeguarding Team who provides training,
guidance and support. The organisation is an active member of local NCVO Tower Hamlets The Projects also
has good working relationships with other local housing associations and voluntary organisalions and TRA,
Mosques and Churches.
ualilties Statement:
The charity is commilled lo establishing and implementing an effective Equalities Policy in terms of recruitment,
employment practice and service delivery. 11 Is constantly learning how best to achieve this and is striving lo
deepen ils cornmitmenl and improve its effectiveness in this field Il sees this process as the best means of
maximising the effective use of human resources within the organisalion and the community.

In addition lo ils moral responsibility, Sl Peters Community Wellbeing Projects accepts the statutory
requirements laid down in the Equalities Act 2010 land all its Amendmenlsl.
We ensure that no person shall be disadvantsged either as potential or actual employees or as clients as a
result of their age, ethnic background, creed, gender lincluding gender reassignmenll. marital status lincluding
civil partnerships). pregnancy or malernityl paternity status, race. religious belief lor lack of Ill sexual preference
or unrelated criminal conviction.
It is a part of the ongoing review of this policy il aims lo see how it can best promote disabled access to our
premises, lo review the necessary physical requirements for each job and lo ensure that il has the funds to
adapt the working environment lo enable the recruitment of the best person for the job regardless of any physical
disability.
10. Safe
uardin
Polic
Statgmgnt..
Sl. Peters Community Wellbeing Projects believe that safeguarding is committed to the following principles for
children, young people and vulnerable adults.
Their welfare is paramount, whatever their background and culture, age, disability. gender, racial origin,
religious belief. sexual orienlalion andlor gender identity. they have the right lo participate in the society In
an environment which is safe and free from violence, abuse. and discrimination
They have the right to be protected from harm, exploitation, abuse, and to be provided with safe
environments to live and play
Working in partnership with them, alongside their parents or carers and other agencies, is essential to the
promotion of their welfare.
The Proieets musl carry out its responsibilities by ensuring that the needs and Interests of children, young people
and vulnerable adults are considered by all members, employees, volunteers and contracted services, when
taking decisions in relation lo service provision.
Sl. Peters Community Wellbeing Projects is commilled lo safeguarding children. young people and vulnerable
adults from abuse when they are engaged in services organised and provided by the Projects The Projects will".
lal Endeavour lo keep service users safe from abuse. Suspicion of abuse will be responded lo promptly and
appropriately We will always act in the best interests of the child, young person or vulnerable adult.
Ibl Ensure that unsuitable people are prevented from working with children, young people and vulnerable adults
through robust 's8fer recruilmenl, procedures,.
Icl Deal with any concern raised by a member. employee. volunteer, contracted service provider. or member of
the public appropriately, urgently and sensitively.
Idl Prevent abuse by using good practice lo create a safe and healthy environment and avoid situations where
abuse or allegations of abuse could occur
lel Establish an appropriate governance structure, made up with delegates from the EC, staff 2nd users lo
monitor activity and make necessary improvements, led by the designated Safeguarding Officerf.
To address sofeguarding during the activities, a number of actions have been taken.-
Safeguarding policy updated regularly. Actwities are risk-assessed.
Engaging existing stafflvolunleers with a valid, up-to-dale, DBS check lenhancedl and also a track record
with the organisation in direct service delivery lo elderlylvulnerable users.
Updated safeguarding training for everyone involved lo run and manage the activities.
Staffs are trained Mental Health First Aiders to spot early signs of mental health problems and are able to
lake the necessary steps to help alleviate the distress the users may be experiencing.
Workers completing In relating training, Confidentiality, Person-centred Care lo ensure safeguarding issues
can be highlighted but users are empowered lo choose the kind of intervention they want.
Outreach workers are in ￿gUlar contact with local GP'S. NHS Netrgorkers for Wellbeing and other referral
agents lo slay Informed kept up to date with any additional safeguarding needs.
Contact numbers ofdesignated Safeguarding Officer and the Chairperson (trustee leading on safeguarding)
is shared by the Workers before beginning any aclivilies.

11. Health and Safe
Poli¢ Statement:
It is the policy of the Sl. Peters Community Wellbeing Projects to comply with ils requirements under section 2131 of
the 1974 Health and Safety al Work Act IHASAW) The organisalion recognises its duty lo ensure. as far as reasonably
practicable, the health, safety and welfare of ils employees. trainees, service users, volunteers, visitors and the
Executive Committee members on ils p￿miSes, and others who may be affected by Ils operation, to provide safe
premises, equipment and maintain a he21thy and sale working environment, and requires above individuals lo co-
operate in establishing and maintaining s21e and healthy working conditions and to avoid any actions which may be
detrimental lo the health and safety of themselves or others.
The organisation will fully investigate and report on any accident or incident lo prevent recurrence. Sl. Peter's
Community & Advice Centre recognise that any trainees. volunteers or sessional hours workers employed or
undertaking training, al our premises are subject lo this policy in the same way as ils employees, in accordance with
the Health and Safety Regulations 1988.11 Is the organisalion's policy lo observe slalulory health and safety legislation,
codes of practice. and other aulhoritalive guidance. 11 Is committed lo promoting and en5LJring those high standards of
health and safety and welfare prevail.
Obllgatlons of all Employees. both full time and part time, sessional and freelance, service users. volunteers
& visitor$:
To exercise personal responsibilities for safety of self and other members.
To co-operate with others in promoting improved safely measures on sile.
To ubserve standards of dres5 consislenl with safely andlor hygiene (this would preclude unsuitsble foolwear.
knives and other Items considered dangerousl.
livl To observe all the safety rules of the sile and In particular the Instructions given in an emergency.
Iv)
To use and not wi1fully misuse. neglect or interfere with things provided for hislher safety.
To exercise good standards of housekeeping and cleanliness.
Iviil To know and apply the emergenry Pro￿dureS in respect of first aid.
Additionally, lead staff rnember is responsible for effective supervision of the Staff, ensuring that all individuals are
aware ol their health & safety obligations, including giving clear instructions and warnings as often as necessary, and
lo make recommendations to the Chairperson where needed.

St. Peters Community Wellbeing Projects
ACHIEVEMENTS & PERFORMANCE FOR THE YEAR 2025-26:
ril'25- March'26 Hi
hts
St. Peters Community Wellbeing Projects has continued lo make a significant and lasting impaGI on the
lives of elderly and vulnerable women across Ihe London Boroughs of Tower Hamlets175 % ) and Hackney
1200/0} throughout the year from April 2025- Maroh 2026.
As the organisalion enters another year of community-led service delivery. Il remains committed to
reducing social isolation, improving physical and mental wellbeing, alleviating povety and supporting
disadvantaged women to live healthier, more independent and fulfilling lives. The year has been
characlerised by increasing demand for services. particularly in restx)nse to the continuing Cost-of-Living
Crisis, fuel povety, poor health and social isolation experienced by many of our beneficiaries.
Despite ongoing financial pressures, rising operational costs and increasing community need, the
organisation has demonstrated resilience, adaptability and strong community leadership. Through the
dedication of the Executive Committee, staff, volunteers and community partners. we have successfully
maintained and expanded a wide range of culturally appropriate services and activities designed to
improve health, wellbeing and quality of life for some of the most vulnerable members of our community.
Throughout the year, the organisalion continued to deliver its established programme of activities including
the Women's Drop-in Club. exercise and fitness sessions, healthy cooking and healthy eating aclivilies,
community gardening sessions, outreach support, home visits and health awareness workshops. In
addition, the organisalion strengthened its response lo the Cosl-of-Living Crisis through the delivery of
practical welfare support, energy advice, fuel povety interventions and personalised support for vulnerable
households.
Our activities have continued to provide a safe. welcoming and trusted environment where eldedy and
vulnerable women can access practical assistance, develop social connections, improve their physical and
mental wellbeing and build confidence and resilien￿. The organisation has remained committed lo
ensuring that services are accessible, inclusive and responsive to the changing needs of residents.
The organisation continued to support about 100 elderly and vulnerable women through a combination of
centre-based aclivilies, outreach work, welfare support and community engagernent initiatives. Regular
allendance remaine(J strong across all activities, reflecting both the quality of provision and the growing
need for culturally sensitive support servi￿$ wilhin the local community.
Feedback gathered throughout the year demonstrated that beneficiaries experienced improvements in
physical health, mobility, confidence, emotional wellbeing and social participation. Many women reported
feeling less isolated, more connected lo their community and more confident in accessing services and
support. PartlCiP3nts also highlighted the importance of having a trusted community space where they felt
welcomed, valued and understood.
The organisation remains particulady proud of its ability to provide holistic support that addresses not only
physical and mental wellbeing, but also wider issues affecting quality of life including loneliness. financial
hardship, fuel povety, access to services and community participation. Through a combination of
prevenlalive, practical and wellbeing-focused interventions, the Projects has continued to make
meaningful difference lo the lives of local women and their families.
The Executive Committee is pleased lo report the following achievements, activilies, outputs and outcomes
delivered during the period.
10

Breakdown of Activrties: Inputs and Outputs
1. Women's Drop-in Club (Tuesdays & Thursdays: 10am-3pm)
The Women's DroFFin Club continued to serve as the cornerstone of the organisation's activities, providing
regular emotional. social and practical support to elderly and vulnerable women aged 50+ living primarily
within Tower Hamlets and Hackney. Throughout the year, the Club provided a safe. welcoming and
culturally appropriate environment where women could socialise, access support and participate in a range
of health and wellbeing activities. The sessions incorporated coffee mornings, sewing and embroidery
activities, exercise and fitness sessions, healthy cooking and healthy eating aclivilies, wellbeing
discussions and signposting support. Regular attendance remained strong throughoul the year, reflecting
the growing need for community-based SLJPPOrt services. Many participants reported feeling less isolated,
more connected lo their community and more confident in engaging with activities outside the home. The
Club continued to play a vital role in promoting social inclusion, reducing loneliness and improving the
overall wellbeing of participants.
Coffee Mornlng: The daylsession begun with I hour coffee morning which is very popular in
particular lo the old age pensioners as they do not eat andlor not encourage to eat breakfast al
home followed by 1 hour of skills and hobbies sessions i.e sewing and embroidery sessions, basic
ICTlinternet sessions followed by 1 hour exerciseffilness classes. At the same lime some
volunteers start preparing for healthy cooking and eating club which held from 1 pm.
Sewing and Embroidery sessions: An ambition and hobby to increase the number spaces as
part of the club as well as increase the variety of skills on offer e.g. knitting, crocheting, handcrafts
elc.
Exercise, Fitness and Wellbeing Activities: Exercise and wellbeing activities remained a key
component of seNi¢e delivery throughout the year. Approximately 50 older women participated in
structured physical activity sessions designed to improve mobility, balance, flexibility, strength and
overall physical health. A total of 80 structured exercise sessions were delivered, with average
attendance of 3540 participants per session. Activities included chair-based exercises, slretching
routines, breathing exercises, low-impact fitness activities and gentle mobility exercises suilable
for participants with varying physical abilities and long-term health conditions. Feedback
demonstrated improvements in mobility, energy levels, confidence and overall wellbeing.
Participants also reported reduced anxiety, improved mood and increased molivats'on lo remain
active and socially engaged.
Healthy Cooking and Healthy Eating= The Healtfiy Cooking and Healthy Eating Club continued
to provide practical opportunities for participants lo develop healthier lifestyle habits whilst
mainlainir)g important social connections. Sessions focused on preparing affordable and nulrilious
meals, understanding healthy food choices and increasing awareness of dietary issues affecting
older people. Participants received guidance on healthy cooking techniques. portion control, food
budgeting and managing long-term health conditions such as diabetes, hypertension and high
cholesterol through improved nuliition. The activities encouraged participants to share traditional
recipes, leam new ski115 and build Confiden￿ in preparing healthier meals at home. Feedback
indicated improved understanding of healthy eating practices and greater awareness of the
relationship be￿een diet, physical health and wellbeing.
2. Communlty Gardening Club {April to October)..
The Community Gardening Club continued to provide therapeutic outdoor activities for elderly women
during the growing season. The project offered participants opportunities lo engage in gardening,
environmental activities and infomial peer support within a safe and supportive setting. More than 30
women participated regularly throughout the season, with over 15 participants attending individual
sessions. Activities included planting, maintaining raised beds, growing vegetables and herbs,
environmental awareness activities and practical gardening skills development. The project contributed
positively to both physical and mental wellbeing, helping participants remain active, reduce stress and
develop stronger social connections. Users reported that participation improved their mood, reduced
feelings of isolation and provided a valuable sense of achievement and purpose.

3. Outreach, Home Visits and Welfare Support
Outreach support conlinued to form an essential part of the organisation's holistic approach to supporting
vulnerable and isolated women. Throughout the year, staff and volunteers maintained regular contact with
beneficiaries through telephone welfare checks, home visits and one-lo-one support. Approxirllalely 30-
40 isolaled and housebound women received additional assistance, ensuring that those unable to attend
centre-based activities remained connected to services and support ne￿OrkS. Outreach activities included
welfare checks, practical assistance. support with appointments, advocacy, translation support,
safeguarding interventions and referrals lo specialist services where appropriate. This work played a
crucial role in reducing isolation, maintaining wellbeing and ensuring ihat vulnerable individuals were able
lo access the support they needed.
4. Cost-of-Living, Energy and Fuel Poverty Support
In response to continuing financial hardship and increasing fuel poverty within the community, the
organisation expanded its cost-of-living support activities throughout the year. Beneficiaries received
information, advice and practical assistance relating lo energy efficiency, household budgeting, welfare
benefits and financial entitlements. Energy awareness sessions provided practical guidance on reducing
household energy costs and improving energy efficiency within the home. One-to-one support was offered
to assist individuals in accessing available financial assistance schemes, resolving issues with utility
providers and maximising household income. Additional practical support was provided to vulnerable
ouseholds experiencing fuel poverty, helping approximately 50 individuals remain warm. safe and
financially secLJre during the winter months.
With the emergency funding support from the London Community Foundation under Ihe 'The Christine
Bridgen Fuel Povety Programme, Round-1, we have purchased 30 Energy efficiency Heaters and
distributed to very vulnerable women's family.
This work significantly strengthened the organisation's ability to respond lo emerging community needs
and support some ofthe most vulnerable mernbers oflhe local community.
5. Health and Wellbeing Workshops
A range of themed health and wellbeing workshops were delivered throughout the year, addressing issues
ider7lified by beneficiaries as priorities. Topics included mental health awareness, self-care, healthy
lifestyles, rnanagemenl of long-lerm health conditions, healthy eating, sustainable living, energy efficiency
and peisonal wellbeing. The workshops provided opportunities for participanls to gain knowledge, increase
Confidence and access practical information in a supportive environmernt. Beneficiaries reported improved
awareness of health-relaled issues, increased confidence in managing their wellbeing and greater
willingness to seek support when needed. The workshops also provided valuable opportunities for
discussion, peer learning and community engagement.
6. Volunteering and Community Participation
The organisation continued to benefit from the commitment and dedication of its volunteers. who played a
vital role in supporting service delivery throughout the year. Volullleers assisted with activity delivery,
participant support, outreach work, interpretation, administration and CDmmunily engagement. Their
contribution helped ensure that activities remained accessible, welcoming and responsive lo the needs of
beneficiaries. Volunteers also provided valuable peer SLJPPOrt and acted as Impnrtant links be￿een the
organisation and the wider community. Through volunteering opportunities, participants were able lo
develop confidence, skills and social connections whilst contributing positively to the wellbeing of others.
The organisation remains extremely grateful for the ongoing commitment and dedication of its volunteers.
Overall Outcomes and Impact
The organisation Continued to achieve positive outcomes for eldedy and vulnerable women throughout the
year. Beneficiaries reported reduced loneliness and social isolation. improved physical and mental
wellbeing, increased confidence and stronger community connections. Many participants became more
active within their local community, developed new friendships and demonstrated greater Confiden￿ in
accessing services and support. The continued growth in participation and demand for services highlights
both the effectiveness of the organisalion's work and the ongoing need for culturally appropriate,
community-led support servI￿s. The Executive Committee remains committed to building on these
achievements and conlinuing to improve the quality of life of disadvantaged and vulnerable members of
the local community.
12

SL Peters Community Wellbeing Projects
FINANCIAL REVIEW OF THE YEAR
2025- 2026
The financial position of the Chartty is portrayed in the accompanying Annual Accounts.
The Projects had a net income of £53,706.00
Direct Charitable Expenditures, Support Costs and ManagemenVAdministration costs are £53,164.00
Income exceeded by Expenditures are £542 00
Statement of Trustees, Res
onsibilities
Law applicable lo charities in England & Wales requires the Trustees to prepare Financial Statement for
each financial year, which gives a true and fair view of the charity's financial activities during the year and
of its financial position at the end of the year. In preparing those financial slalements, the trustees are
required to..
lal Select suitable accounting policies and apply consistently.,
Ibl Make judgments and estimates that are reasonable and prudent.,
Icl Slate whether applicable accounting standards and slalements of recommended practi￿ have been
followed, subject lo any departures disclosed and explained in the financial statements,.
Id} Prepare the financial statements on a going concern basis unless it is inappropriate to presume that
the charity will continue in operation.
The Trustees are responsible for keeping accounting records, which discloses with reasonable accuracy
at any time, the financial position of the charity and enable them lo ensure that the financial slalements
comply with the Charities Act. They are also responsible for safeguarding the assets of the charity and
hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.
Risk Factors
The Executive Committee are aware of the potential risks lo the charity. both financial and otherwise.
Therefore, strategies are in place to control these risks. Assessments have also been taking relating lo fire
and health and safety. Staff members were sent on basic Fire Safety, and Health and Safety training
provided by Tower Hamlets Community Housing. Child and Vulnerable Adult Safeguarding Policy
documentalion and incident reporting Systems were updated lo be includes any latest forms of abuse like
financial abuse etc.
The Executive Committee are seriously looking into other risk areas such as political, operational,
governance and compliance with law and regulations including local and national politics and changes.
Trustees have assessed the major risks to which the charity 15 exposed currently, and are satisfied that
systems are in place to mitigate exposure to the major r¢sks.
Reserve Polic
It is the policy of the charity that unrestricted funds, which have not been designated for a specific use,
should be maintained at a level equivalent to at least 3 months expenditure. The Executive Committee
consider that reserves at this level will ensure that, in the event of a significant drop in funding, they will be
able lo continue the Charity's current activities while consideration is given to ways in which additional
funds may be raised. St. Peters Community Wellbeing Projects is striving to achieve and maintain this
level of reseNes.
Future Plans and Fundraisin
Strate
Based on current demand and users feedback, the Projects intends to fundraise lo ensure that all the
current activities can be maintained. Community consultation shows that there are demands lo extend the
drop-in activities to al least further one day per week. To achieve this. Projecls will continue lo fundraise
through applying for grants and donations from local and national trusts and funders, and the local
authorities where appropnate, in accordance with the Fundraising Strategy.
13

ACCOUNTING POLICIES AND PRACTICES.
1.1 Accounting Convention:
The Financial Slalemenls are prepared under the historical cost convention and in accordance
with accounting policies, comply with the charity's governing documents, applicable law and
the requirement of the slate of Recommended Practices, 'Accoun+ing and Reporting by
charities, {SORFI implemented in January 2026.
1.2 Incoming Resources:
Incoming resources represents grants, donations and gifts, subscriptions, fees, bank interest
receivable.
1.3 Fund Accounting:
1.3.1 Unrestricted Funds - consists of general funds which the projects may use for its purpose
al ils discretion.
1.3.2 Restricted Funds - are those where the funder has imposed restrictions on the use of Ihe
funds which are legally binding.
1.4 Capitalisation and Depreciation of Tangible Fixed Assets:
Any assets costing more than £1000 are capitalised. The cost of tangible fixed assets is written
off by equal instalments over the expected useful life as follows..
Furniture, fittings and equipment
3 years @33'A on cost
Computers, Laptops, Mobile sets elc. 1 year @1000/0 on cost
Company Car
4 Years @ 250/0 on cost
2. Employees
There were 5 sessional and freelance professional staff and the project also depended on the
services of dedicated 8-10 volunteers throughout the period under review.
3. Trustees
None of the Trustees lor any persons directly connected with them) received any remuneration
during the year, except volunteering expenseslreimbursements, and none of them declared an
conflict of interest.
Inde
endent Examiner
According to the provisions of the Charities Act, the Trustees agree that an audrt is not required for
this financial year., however, due to the provisions of the same act an independent Examiner is
required.
Mr. ATM. M. Rahman of Rahman & Co Ilncorporated Executive Accountanlsl appointed as
Independent Examiner for the ensuing year.
The Executive Committee approved the Annual Reports and statements of Flnanclal Activlties
on the 31st May 2026 and signed on their behalf.
Moushuml J Mlshal IMs}
Chalrperson
Momtsz Begum Ims)
Treasurer
Dated: 3110512026
14

ST. PETERS COMMUNITY WELLBEING PROJECTS
INDEPENDENT EXAMINER'S REPORT TO THE EXECUTIVE COMMirrEE
FOR THE YEAR ENDED 31ST MARCH 2026
The financial statements laid out in this report have prepared under the historical cost convention and
in accordance with the Statement of Recommended Practice ISORPI, Accounting and Reporting by
Charities Commission issued in January 2026 and applicable Accounting Standards and the Charities
Act 2011 and its amendments in October 2022.
Res
ective Res
onsibilities of Trustees and Examiner:
Responsibilities of the Trustees and the Executive Committee as the Charity's Trustees, you are
responsible for the preparation of the accounts and that you consider the audit requirements of Section
14511) of the Charities Act 2011, amended in October 2022, does not apply.
It is my responsibility to state that on the basis of procedures specified in the general directions
given by the Charity Commissioners under section 145151 of the Act, whether particular matters have
ome to my attention.
Basis of Inde
endent Examiners, Statement
The examination of the accounts was carried out in accordan￿ with the general direction given by
the Charities Commissioner. The exarnination includes..
A review of the accounting records kept by the Charity.
A comparison of the accounts presented with those records made available.
It includes consideration of any unusual items of disclosures in the accounts and seeking
explanation from you as Iruslees concerning any such matters.
The prO￿dureS undertaken do not provide all the evidence that would be required in an audit, and
Gonsequenlly I do not express an audit opinion on the view given by the accounts.
Inde
endent Examiners. Statement
In connection with our examination no matter has come to our attention..
111 Which gives us reasonable cause to believe that in any material respect the requirements..
to keep accounting records in accordance with section 130 of the 2011 Act., amencled on October
2022
and
lo prepare accounts which accord with the accounling records and comply with the accounting
requirements of the Act
have not been met., or
121 to which in our opinion attention should be drawn in order to enable a proper understanding of the
accounts to be reached.
inion
In my opinion the financial statement as prepared give a true and fair view of the charity's stale of
affairs as al 31 sl March 2026 giving that the Incoming resources and their application in the year then
ended hav8 been properly prepared with general direction given by the Charities Commissioner.
AT
uiibur Rah
RAHMAN & CO
Incorporated Execut
2Trd Floor, 167 Cannon
London, E1 2LX
FCEA
Date: 31$t May 2026
e Accounta
15

St. Peters Community Wellbeing Projects
Charity Reg No. 11629S0
INDEPENDENT EXAMINAR
' REPORT- FOR THE YEAR ENDED 31st MARCH 2
STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED- 31 MARCH 2026
INCOME & EXPENDITURE ACCOUNT".
FOR THE YEAR ENDED 31st MARCH 2026
Notes
2025.26
2024-25
Restricted Unrestricted
tsi£
Total £
Incomin
Resouces from General Funds:
Grants and Donations
Deferred Grants Brought Forward
Deferred Grants Carried Forward
46,245
7,000
-5,500
5.9S1
52,206
7,000
-5,500
76.002
5.000
-7.000
TOTAL INETI INCOME:
47,745
5.961
53,706
74,002
RESOURCES EXPENDED:
Direct Charitable Expenditures
47,745
3,617
51,362
68,275
Admin & Support Costs
1.152
1.152
1.635
Governs Costs
650
650
650
TOTAL RESOURCES EXPENDED
47,745
5,419
53,164
70.560
NET INCOMINGI IOUTGOINGI RESOURCES
BEFORE TRANSFERS
542
542
3,442
DEPRECIATION OF TANSIBLE ASSET".
15.185
TRANSFERS BETWEEN FUNDS (Capital)..
NET INCOMING IOUTGOINGI RESOUCES
AFTER TRANSFERS..
542
542
-11.743
RECONCILIATION OF FUNDS..
Total Funds Brought Forward
542
542
10,908
TOTAL FUNDS CARRIED FORWIARD
11,450
11,4SO
10,908
DEFERRED INCOME CARRIED FORWARE
.5500
(' Gensr&l lund Restricted £5500 Deferred to.. Oln4rd0261
16

St. Peters Community Wellbeing Projects
Chari
Re
istration No. 1162950
INDEPENDENT EXAMINARS. REPORT- FOR THE YEAR ENDED- 31 MARCH 2026
BALANCE SHEET: AS AT 31st MARCH 2026
No
2025-26
2024.25
Restricted Un-Restri¢ted
Total
Total
Tan5ibl¢lFix•d Assat
Fixed Assets
Currant Assat:
Cash 8t Bank and In Hand
5.500
11.450
16,950
18.558
Total Asset
5,500
11,450
16,950
18,558
Creditors..
IAmoiJnls falling due within ona yearl
Deferred Income-
(Grants received '.n advance)
5,500
5,500
7.000
Indefendenl Examin8rlA¢countsn¢y Fee
650
650
fj50
Total
5,500
650
6,150
7,650
Netc
rrent Assets
10,800
10.800
10,908
Net Assets
10,800
10.800
10,908
Funds
Unrestricted Funds- Gen. Fundsj
10,800
10,800
10.908
Restricted Funds- (Capital Funds)
Net Funds
10,800
10,800
10,908
Approv•d by the Executive Commltt•• on - 31st Ma
2026 and slgned on tholr b¢half By:
M$. Moushumi Jahan Mishal
Chairperson
Ms. Momtaz Begum 8ss(HiJns.J, MSS
Treasurnr
31-May-26
NB.. The Note8 on Pages 18-19 fom port ofthi$ Financial Statements.
17

St. Peters Community Wellbeing Projects
Charity Reg No 1162950
NOTES to the Statement of Financial Activities for the Year Ending 31 March 2026
' Incoming resources excludes defe￿ed income bM&nd before deferred In¢ome c/f (Note.. 6)
2025-26
2024-25
INCOMING RESOURCES..
Rèstricts
nrgstrlcted
Totsl
Total
1 Grants and t)onations:
Tower Hill Trust- Capital Granl- EnvironmentallGardening
City Bridge Foundation Icity of London- Main Grant Program
East End Community Foundation- Canary Wharf Grant
London Community Foundation ILCFI . Donners Invitation Fund
LCF- Christine Bridgen Fuel Poveriy Fund, Round-1
Mercer's Co. Charity- Sir Whittington Foundation
Garfield Weston Foundation
Barche5ters Charitable Found8tion
Wakefild and Tetley Trust- First Track Grant
Albet Hunt Trust- Capital Grant
Hill Dickenson Foundation Communty Foundation Lancashi
Masonic Ch8ritable Trust- small grant
Personal Donalionsl Gifts and Users Contributions
7,000
8.625
11.550
5.000
10.000
7,895
11,550
5.000
10.000
7,695
10.000
15,000
8,0(X)
2.5(Kl
6.0(KJ
S.0(x)
2.5(X)
S.0(K)
5.710
6,000
6,000
6.000
6,000
4,500
4,500
Other Income.. IHMRC Gift Aid Claims & other Refunds &cre¢Jitsl
Total Income
Gros5
1,461
1,461
2.667
46,245
S,961
52,206
76,002
RESOURCES EXPENDED..
2 Direct Charitsble Ex
enditure
Drop-inlHealthy Cooking Clubl Beneficiary Welmare
Dropin Club Activity small Equipment & Materials
Volunteer re-lmbursemenls and Travel Costs
8eneficiery Welf8re-Carer pack Food & Essentials Prog.
Gardening Club Imatenals, Developmènt & maintanan￿)
Session81 & Freelance Workers Fees
EVenisMork$hops￿ra1nJng Facilitators Fees etc.
Totsl
5,730
2,000
1,617
7,730
1,617
3,859
7,436
3,109
3,5(
3,000
3,609
45,915
1.700
68,275
3.859
2,634
34,905
617
2.634
34.905
617
47,745
3.617
51,362
3 Admln & Su
ort Co$ts
Telephone and Internet
Postage, Stationery & Printing Materials
Subscriptions & OBS Fees etc.
459
613
80
1,152
459
613
80
465
621
549
1,635
1,152
4 Govèrnance Costs
Accountalloy and Payroll
650
650
6S)
650
650
sso
5 Total Resourcès Ex
nd
47.745
5,419
53.164
18

6 Creditors:
Deferred Income
2025-26
2024.2S
Grants Rgcglved in Advance lamounds falling due within one yearj
London Community Foundation- Donners Invitation Fund
Hill Dickenson Foundation- Community Foundation Lancashire
Totsl
5500
4500
2500
5,500
7,000
7 Fixed rran
iblè Ica
itsl Assets:
Cost:
At 1st April 2025
NET BOOK VALUE at 1st April 2026
Total Total 2024
2025-26
25
8 Funds
Restricted Unrestricted
Balance al 0110412025
10.908
10.908
22.651
Nel Incoming Resources at End of the Year.. 3110312026
542
542
-11,743
Funds at 0110412026
11.450
11,450
10,908
NB.. Gèneral Funds IRe8trict*dl Deferred to Next Year. Nol•. 6
5,500