2021-12-26-accounts

This text was generated using OCR and may contain errors. Check the original PDF to see the document submitted to the regulator.

Trustees’ Annual Report for the period

From 27/12/2020 Period start date To 26/12/2021 Period end date

Charity name: As Safar

Charity registration number: 1156016

Objectives and Activities

	SORP reference
Summary of the purposes of the charity as set out in its governing document	Para 1.17	Sending a less fortunate person Hajj every year from the local community Local Education Projects Helping orphans Helping widows via registered Charities within the UK
Summary of the main activities in relation to those purposes for the public benefit, in particular, the activities, projects or services identified in the accounts.	Para 1.17 and 1.19	To raise funds via friends and family. Donated via bank transfers or card payments via charity account, no cash deposits or cash withdrawals.
Statement confirming whether the trustees have had regard to the guidance issued by the Charity Commission on public benefit	Para 1.18	N/A

Additional information (optional)

You may choose to include further statements where relevant about:

	SORP reference
Policy on grant making	Para 1.38	N/A
Policy on social investment including program related investment	Para 1.38	N/A
Contribution made by volunteers	Para 1.38	ALL CONTRIBUTIONS ARE DONE VIA CARD PAYMENTS FOR PAPER TRAIL. NO CASH CONTRIBUTIONS.

Other

N/A

Achievements and Performance

	SORP reference
Summary of the main achievements of the charity, identifying the difference the charity’s work has made to the circumstances of its beneficiaries and any wider benefits to society as a whole.	Para 1.20	HELPING UK CHARITYS WITH PROJECTS THEY ARE RAISING MONEY FOR. HELP TOWARDS LOCAL COMMUNITY PURCHASE OF AMBULANCE FOR BURIAL FACILITY.

Additional information (optional) You may choose to include further statements where relevant about:

Achievements against objectives set	Para 1.41	HELPING TOWARDS PROJECTS AS AND WHEN, AS CHARITY IS ONLY TO HELP, NO ONE IS PAID IN THIS CHARITY.
Performance of fundraising activities against objectives set	Para 1.41	N/A
Investment performance against objectives	Para 1.41	N/A
Other

Financial Review

Financial Review
Review of the charity’s financial position at the end of the period	Para 1.21	NO ASSETS OR OVERHEADS, MONEY RAISED IS TRANSFERRED TO UK REGISTERED CHARITY.
Statement explaining the policy for holding reserves stating why they are held	Para 1.22	VERY LITTLE RESERVES HELD, ONLY ENOUGH TO MAKE SURE WE CAN PAY FOR WEBSITE COSTS
Amount of reserves held	Para 1.22	£1000
Reasons for holding zero reserves	Para 1.22	N/A
Details of fund materially in deficit	Para 1.24	N/A
Explanation of any uncertainties about the charity continuing as a going concern	Para 1.23	NO ISSUES

Additional information (optional)

Additional information (optional)	Additional information (optional)	Additional information (optional)
You may choose to include further statements where relevant about:
The charity’s principal sources of funds (including any fundraising)	Para 1.47	WORD OF MOUTH, THROUGH FRIENDS AND FAMILY
Investment policy and objectives including any social investment policy adopted	Para 1.46	N/A
A description of the principal risks facing the charity	Para 1.46	NO RISKS, AS WE TRY SAFEGUARDING OURSELF BY KEEPING A DIGITAL TRAIL FOR ALL MONEY COMING IN AND OUT OF THE CHARITY ACCOUNT.
Other		N/A

Structure, Governance and Management

Description of charity’s trusts:		To help with projects where we can and only transfer to registered UK charitys.
Type of governing document (trust deed, royal charter)	Para 1.25	. TRUST DEED
	Para 1.25	.
Trustee selection methods including details of any constitutional provisions e.g. election to post or name of any person or body entitled to appoint one or more trustees	Para 1.25	.

Additional information (optional)

You may choose to include further statements where relevant about:

Policies and procedures adopted for the induction and training of trustees	Para 1.51
The charity’s organisational structure and any wider network with which the charity works	Para 1.51
Relationship with any related parties	Para 1.51
Other

Reference and Administrative details

Charity name	As Safar
Other name the charity uses
Registered charity number	1156016
Charity’s principal address	29 Wanderer Drive Barking Essex IG11 0XJ

Names of the charity trustees who manage the charity

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20	Trustee name	Office (if any)	Dates acted if not for whole year	Name of person (or body) entitled to appoint trustee (ifany)
	Babar Sarwar Kiani		22/06/2017
	Adeeb Butt		22/06/2017
	Umer Mahmood		22/06/2017
	Asif Shabbir		14/09/2013
	Zabeer Khan		14/09/2013

Corporate trustees–names of the directors at the date the report was approved	Corporate trustees–names of the directors at the date the report was approved	Corporate trustees–names of the directors at the date the report was approved
Director name	N/A

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted if not for whole year N/A

Funds held as custodian trustees on behalf of others

Description of the assets N/A held in this capacity

Name and objects of the N/A charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for N/A safe custody and segregation of such assets from the charity’s own assets

Additional information (optional)

Names and addresses of advisers (Optional information)

Type of Name Address adviser

Name of chief executive or names of senior staff members (Optional information)

Exemptions from disclosure

Reason for non-disclosure of key personnel details

Other optional information

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) Babar Sarwar Kiani Sarwar Kiani Full name(s) Babar Position (eg Secretary, Chair Chair, etc) Date 18/11/23

AS SAFAR

Sort Code 20-89-56 Account No 03581942

SWIFTBIC BUKBGB22 IBAN GB78 BUKB 2089 5603 5819 42 Issued on 07 January 2021

THE OFFICIALS AS SAFAR 29 WANDERER DRIVE BARKING ESSEX IG11 0XJ

Your Community Account

At a glance

Date	Description Money out £ Money in £ Balance £ Start Balance 5,319.82 Direct Credit From Stripe Payments UK Ref: Stripe 47.41 5,367.23 Direct Credit From Stripe Payments UK Ref: Stripe 49.00 5,416.23 Direct Credit From Stripe Payments UK Ref: Stripe 98.60 5,514.83 Card Payment to Worldremit Ltd On 11 Dec 435.99 5,078.84 Card Payment to Worldremit Ltd On 12 Dec 435.99 4,642.85 Direct Credit From Stripe Payments UK Ref: Stripe 9.68 4,652.53 Card Payment to Wix.Com*Mailboxes- Luxembourg On 11 Dec 66.62 4,585.91 Standing Order From 200898 43336883 Ref:- Amnapervaiziqbal Y 10.00 4,595.91 Standing Order From A Khan Ref:- Asif 10.00 4,605.91 Standing Order From Mdpaccoun BC Ref:- Dilawar 100.00 4,705.91 Direct Credit From Stripe Payments UK Ref: Stripe 9.68 4,715.59 Standing Order to Aid Appeal Ref:- Biggs 15.00 4,700.59 Continued	05 Dec 2020 - 06 Jan 2021
		Start balance £5,319.82
5 Dec
7 Dec		Money out £3,368.60 uCommission charges £0.00
		Money in £344.37 uGross interest earned £0.00
		End balance £2,295.59
		Your deposit is eligible for protection by the Financial Services Compensation Scheme.
14 Dec
15 Dec
21 Dec
24 Dec
4 Jan

Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.

Page 1

As Safar • Sort Code 20-89-56 • Account No 03581942

	Date Description Money out £ Money in £ Balance £ Balance brought forward from previous page 4,700.59 4 Jan Standing Order to One Third Ref:- Biggs 15.00 4,685.59 Card Payment to Charitycheckout On 31 Dec 400.00 4,285.59 Standing Order From S Bhutawala Ref:- S Bhutawala - 4Ppl 10.00 4,295.59 5 Jan On-Line Banking Bill Payment to One Third Yasar Ref: Gugharkhan1Third 1,000.00 3,295.59 On-Line Banking Bill Payment to Masjid-E-Owais-E-Q Ref: Dilawar10Belgrave 1,000.00 2,295.59 6 Jan Balance carried forward 2,295.59 Total Payments/Receipts 3,368.60 344.37
	4 Jan
	5 Jan
	6 Jan

Anything wrong? If you notice any incorrect or unusual transactions, see the next page for how to get in touch with us.

Page 2

Helpful Information

Get in touch

Dispute resolution

If you have a problem with your agreement, please try to resolve it with us in the first instance. If you are not happy with the way in which we handled your complaint or the result, you may be able to complain to the Financial Ombudsman Service. If you do not take up your problem with us first you will not be entitled to complain to the Ombudsman. We can provide details of how to contact the Ombudsman.

Important information about compensation arrangements

We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Most depositors – including most individuals and businesses – are covered by the scheme.

We will issue the FSCS information sheet and exclusions list which set out in detail what is, and is not, covered by the FSCS, once a calendar year usually with your account statement.

For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk.

Important information about going overdrawn without an agreed overdraft limit or exceeding your agreed overdraft limit

An unarranged overdraft rate of 29.5% will apply if there is not enough money in your account(s) to make a payment and so cause an unarranged overdraft on your account(s).

What is an unarranged overdraft?

An unarranged overdraft occurs where either:

a) you go overdrawn on your account without agreeing an overdraft with us first; or b) you exceed your agreed overdraft limit.

c) not every Barclays product will allow you to go overdrawn or exceed your agreed overdraft limit. Please check your terms and conditions for more information.

If you try to make any payment from your account and you don’t have the funds available, or if we have reasonable grounds to believe that you won’t have sufficient funds on the date that the payment will be made from your account, we will treat this as a request to make, or extend, the use of our unarranged overdraft facilities. It’s within our discretion to process the payment or return it unpaid.

What can you do to help avoid or limit an unarranged overdraft?

Get In Touch. If you become aware in advance that payments may take your account into an unarranged overdraft, please contact us as early as possible so that we can discuss the ways we could help. This will maximise the chances of us being able to:

a) understand any changes in your business and explore the options available;

b) consider options for authorised borrowing facilities; c) facilitate payments being made; d) limit the costs associated with unarranged borrowing; e) address any concerns that you may have.

Register for Text Alerts. Business banking customers can register for our ‘Near Limit’ Text Alert which is designed to help you avoid going overdrawn (if you don’t have an agreed overdraft limit), or exceeding your agreed overdraft limit, by notifying you when your balance falls below a figure you specify. Once you have signed up for this Text Alert, if your account goes into an unarranged overdraft, we’ll send you a Text Alert the following working day (Monday – Friday) to let you know. By acting on this information you have the opportunity to clear your unarranged overdraft.

You can register for Text Alerts through Online Banking, in any of our branches or over the phone. Visit barclays.co.uk/business-banking/ways-to-bank/mobile-bankin g for more information. Terms and conditions apply.

Go online for more support. For useful tips to keep on top of your cashflow, helpful downloadable tools, and a simple guide to borrowing, visit barclays.co.uk/business-banking/borrow For details relating to unarranged borrowing, please refer to your banking services tariff guide.

For Business Banking customers, this can be found online at https://www.barclays.co.uk/business-banking/accounts/ rates-and-charges

Interest

Interest is calculated daily on the cleared balance of your account at the close of business. We’ll let you know if interest is calculated on the statement balance rather than the cleared balance. The cleared balance includes only credits and debits that have cleared. Ask your branch or Barclays Business Team for details of clearance times and the dates when we pay or charge interest. The rates of interest shown are current at the time of printing this statement and may have changed during the period of the statement.

In accordance with UK tax legislation, from 6 April 2016 interest is paid gross. For UK resident individuals (including sole traders or partnerships), if you are a UK taxpayer you may have to pay tax on interest earned in excess of your Personal Savings Allowance. For information and guidance please refer to HMRC’s website.

The management of your tax affairs is your responsibility, including making any required declarations to the relevant tax authority(ies), where you are tax resident. If the statement shows that we have applied interest to your account, we’ll give you on request details of the rate(s) of interest used and a clear explanation of how the interest was calculated. Details of Barclays interest rates for business customers are available at barclays.co.uk/business-banking.

Using your debit card in the UK and abroad

We will charge you a 2.75% Non-Sterling Transaction Fee when making purchases, making a cash withdrawal, or when being refunded. This fee also applies whenever you do not pay in sterling, for example shopping online at a non-UK website.

As we explain in our customer terms, we calculate our exchange rate using the reference exchange rate for the Visa card scheme. Visa converts transactions into sterling using the Visa Exchange Rate on the day it processes the transaction – as this may be a day or two later, our rate may be different on that day.

You'll find a comparison of our exchange rate for certain currencies as a mark-up against the rate published by the European Central Bank in the Barclays App or at the following website:

https://www.barclays.co.uk/travel/using-debit-cardabroad/ This is updated twice a day. This may help you to decide whether you want to accept the conversion rate offered by the retailer or ATM provider or accept our rate.

International Bank Account Number (IBAN) and Bank Identification Code (SWIFTBIC)

Your IBAN and SWIFTBIC are shown on the front of your statement. By using them you could reduce charges when receiving international payments in euros. Find out more at: business.barclays.co.uk/bb/ibanInformation.

Online

barclays.co.uk

On the phone

0345-717-1819

Talk to an advisor 7am - 11pm or use our 24-hour automated service

Write to us

Barclays, Leicester LE87 2BB

Your branch

LEICESTER, LE87 2BB

Lost and stolen cards

01604 230 230

– 24 hours

Tell us straight away if:

you do not receive a Barclays card you were expecting
any of your cards are lost, stolen, or damaged
you think someone else may know your PIN.

Call charges will apply (please check with your service provider). We may monitor or record calls for quality, security, and training

www.facebook.com/ barclaysbusinessuk

www.twitter.com/ barclaysbizchat

youtube.com/ BarclaysUK

www.linkedin.com/ Barclays Business Banking

continued Helpful Information

Getting information from Barclays

We send information to Business banking customers with their statements about relevant new offers and products. If you don’t get these messages and you’d like to, or if you do and you'd rather you didn't, just call us, or come into a branch. And if you change your mind at any time, just get in touch.

You can get this in Braille, large print or audio by calling 0800 400 100 (via Text Relay if appropriate)

Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. *To maintain a quality service, we may monitor and record phone calls. Calls to 03 numbers are charged at the same rate as calls to 01 and 02 landlines, and will count towards any inclusive minutes you may have covering calls to landline numbers. Call charges may differ, please check with your local provider.

Financial Services Compensation Scheme Information Sheet

Basic information about the protection of your eligible deposits Eligible deposits in Barclays Bank UK PLC are protected by: the Financial Services Compensation Scheme (“FSCS”) Limit of protection: £85,000 per depositor per bank The following trading names are part of Barclays: Barclays, Barclays Business Banking, Barclays Premier Banking, Barclays Smart Investor, Barclays Wealth Management and Pingit If you have more eligible deposits at the same bank: All your eligible deposits at the same bank are "aggregated" and the total is subject to the limit of £85,000. If you have a joint account with other person(s): The limit of £85,000 applies to each depositor separately. Reimbursement period in case of bank’s failure: 20 working days. Currency of reimbursement: Pound sterling (GBP, £) or, for branches of UK banks operating in other EEA Member States, the currency of that State. To contact Barclays Bank UK PLC for enquiries relating Barclays Bank UK PLC to your account: 1 Churchill Place Canary Wharf London E14 5HP To contact the FSCS for further information on Financial Services Compensation Scheme compensation: 10th Floor Beaufort House 15 St. Botolph Street London EC3A 7QU Tel: 0800 678 1100 or 020 7741 4100 email: ICT@fscs.org.uk More information: www.fscs.org.uk

Additional information

Scheme responsible for the protection of your eligible deposit

Your eligible deposit is covered by a statutory Deposit Guarantee Scheme. If insolvency of your bank, building society or credit union should occur, your eligible deposits would be repaid up to £85,000 by the Deposit Guarantee Scheme.

General limit of protection

If a covered deposit is unavailable because a bank, building society or credit union is unable to meet its financial obligations, depositors are repaid by a Deposit Guarantee Scheme. This repayment covers at maximum £85,000 per bank, building society or credit union. This means that all eligible deposits at the same bank, building society or credit union are added up in order to determine the coverage level. If, for instance, a depositor holds a savings account with £80,000 and a current account with £20,000, he or she will only be repaid £85,000.

Barclays Bank UK PLC also trades under Barclays, Barclays Business Banking, Barclays Premier Banking, Barclays Smart Investor, Barclays Wealth Management and Pingit. This means that all eligible deposits with one or more of these trading names are in total covered up to £85,000.

In some cases eligible deposits which are categorised as “temporary high balances” are protected above £85,000 for six months after the amount has been credited or from the moment when such eligible deposits become legally transferable. These are eligible deposits connected with certain events including:

(a) certain transactions relating to the depositor’s current or prospective only or main residence or dwelling;

(b) a death, or the depositor’s marriage or civil partnership, divorce, retirement, dismissal, redundancy or invalidity;

More information can be obtained under www.fscs.org.uk

This method will also be applied if a bank, building society or credit union operates under different trading names.

Limit of protection for joint accounts

In case of joint accounts, the limit of £85,000 applies to each depositor. However, eligible deposits in an account to which two or more persons are entitled as members of a business partnership, association or grouping of a similar nature, without legal personality, are aggregated and treated as if made by a single depositor for the purpose of calculating the limit of £85,000.

Reimbursement

The responsible Deposit Guarantee Scheme is the Financial Services Compensation Scheme, 10th Floor Beaufort House, 15 St Botolph Street, London EC3A 7QU, Tel: 0800 678 1100 or 020 7741 4100, email: ICT@fscs.org.uk. It will repay your eligible deposits (up to £85,000) within 20 working days until 31 December 2018; within 15 working days from 1 January 2019 until 31 December 2020; within ten working days from 1 January 2021 to 31 December 2023; and within seven working days from 1 January 2024 onwards, save where specific exceptions apply.

until 31 December 2023, ensure that you have access to an appropriate amount of your covered deposits to cover the cost of living (in the case of a depositor which is an individual) or to cover necessary business expenses or operating costs (in the case of a depositor which is not an individual or a large company) within 5 working days of a request.

If you have not been repaid within these deadlines, you should contact the Deposit Guarantee Scheme since the time to claim reimbursement may be barred after a certain time limit. Further information can be obtained under www.fscs.org.uk

Other important information

In general, all retail depositors and businesses are covered by Deposit Guarantee Schemes. Exceptions for certain deposits are stated on the website of the responsible Deposit Guarantee Scheme. Your bank, building society or credit union will also inform you of any exclusions from protection which may apply. If deposits are eligible, the bank, building society or credit union shall also confirm this on the statement of account.

Where the FSCS cannot make the repayable amount available within 7 working days, it will, from 1 June 2016

Financial Services Compensation Scheme Exclusions List

A deposit is excluded from protection if:

(1) The holder and any beneficial owner of the deposit have never been identified in accordance with money laundering requirements. For further information, contact your bank, building society or credit union.

(2) The deposit arises out of transactions in connection with which there has been a criminal conviction for money laundering.

(3) It is a deposit made by a depositor which is one of the following:

credit institution
financial institution
investment firm
insurance undertaking
reinsurance undertaking
collective investment undertaking
pension or retirement fund (unless they are deposits by personal pension schemes, stakeholder pension schemes and occupational pension schemes of micro, small and medium, sized enterprises)
public authority, other than a small local authority.

For further information about exclusions, refer to the FSCS website at www.FSCS.org.uk

You can get this in Braille, large print or audio by calling 0800 400 100 (via Text Relay if appropriate) or by ordering online from barclays.co.uk/accessibleservices* Call monitoring and charges information

To keep a high quality of service, your call may be monitored or recorded for training and security.

*Calls to 0800 numbers are free when calling from a UK landline. Charges may apply when using a mobile phone or calling from abroad. †Lines are open 8.30am-5.30pm Monday to Friday and Saturday 9am-2pm, except bank holidays. Calls to 03 numbers are charged at the same rate as calls to 01 and 02 landlines and will count towards any inclusive minutes you have that cover calls to landline numbers. Call charges may differ, please check with your local provider.

Barclays Bank UK PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.

Item ref: 9914022_UK 04/18

AS SAFAR

Sort Code 20-89-56 Account No 03581942

SWIFTBIC BUKBGB22 IBAN GB78 BUKB 2089 5603 5819 42 Issued on 08 February 2021

THE OFFICIALS AS SAFAR 29 WANDERER DRIVE BARKING ESSEX IG11 0XJ

Your Community Account

At a glance

07 Jan - 05 Feb 2021

	0
Date	S M u M u E Y b C Description Money out £ Money in £ Balance £ Start Balance 2,295.59 On-Line Banking Bill Payment to Picrights Limited Ref: 5545-2818-7366 200.00 2,095.59 Direct Credit From Stripe Payments UK Ref: Stripe 9.68 2,105.27 Standing Order From 200898 43336883 Ref:- Amnapervaiziqbal Y 10.00 2,115.27 Direct Credit From Stripe Payments UK Ref: Stripe 691.00 2,806.27 Direct Credit From Stripe Payments UK Ref: Stripe 1,115.44 3,921.71 Direct Credit From Stripe Payments UK Ref: Stripe 1,092.13 5,013.84 Standing Order From A Khan Ref:- Asif 10.00 5,023.84 Direct Credit From Stripe Payments UK Ref: Stripe 799.28 5,823.12 Standing Order From Mdpaccoun BC Ref:- Dilawar 50.00 5,873.12 Direct Credit From Stripe Payments UK Ref: Stripe 566.11 6,439.23 Direct Credit From Stripe Payments UK Ref: Stripe 55.72 6,494.95

7 Jan
13 Jan
15 Jan
18 Jan
19 Jan
20 Jan
21 Jan
22 Jan

S	tart balance £2,295.59
M u	oney out £6,730.00 Commission charges £0.00
M u	oney in £5,222.56 Gross interest earned £0.00
E	nd balance £788.15
Y b C	our deposit is eligible for protection y the Financial Services ompensation Scheme.

Continued

Page 1

As Safar • Sort Code 20-89-56 • Account No 03581942

	Date Description Money out £ Money in £ Balance £ Balance brought forward from previous page 6,494.95 25 Jan Direct Credit From Stripe Payments UK Ref: Stripe 9.68 6,504.63 Direct Credit From Paypal Ref: Ppwdl4T5J2223Zqn6Q 508.12 7,012.75 26 Jan Direct Credit From Stripe Payments UK Ref: Stripe 197.40 7,210.15 29 Jan Direct Credit From Stripe Payments UK Ref: Stripe 49.20 7,259.35 1 Feb Standing Order to Aid Appeal Ref:- Biggs 15.00 7,244.35 Standing Order to One Third Ref:- Biggs 15.00 7,229.35 Direct Credit From Stripe Payments UK Ref: Stripe 19.56 7,248.91 Direct Credit From Stripe Payments UK Ref: Stripe 29.24 7,278.15 4 Feb Standing Order From S Bhutawala Ref:- S Bhutawala - 4Ppl 10.00 7,288.15 5 Feb On-Line Banking Bill Payment to UK Islamic Mission Ref: Funeral Ambulance 1,500.00 5,788.15 On-Line Banking Bill Payment to UK Islamic Mission Ref: Funeral Ambulance 5,000.00 788.15 5 Feb Balance carried forward 788.15 Total Payments/Receipts 6,730.00 5,222.56
	25 Jan
	26 Jan
	29 Jan
	1 Feb
	4 Feb
	5 Feb
	5 Feb

Anything wrong? If you notice any incorrect or unusual transactions, see the next page for how to get in touch with us.

Page 2

Helpful Information

Get in touch

Dispute resolution

Important information about compensation arrangements

We will issue the FSCS information sheet and exclusions list which set out in detail what is, and is not, covered by the FSCS, once a calendar year usually with your account statement.

For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk.

Important information about going overdrawn without an agreed overdraft limit or exceeding your agreed overdraft limit

An unarranged overdraft rate of 29.5% will apply if there is not enough money in your account(s) to make a payment and so cause an unarranged overdraft on your account(s).

What is an unarranged overdraft?

An unarranged overdraft occurs where either:

a) you go overdrawn on your account without agreeing an overdraft with us first; or b) you exceed your agreed overdraft limit.

c) not every Barclays product will allow you to go overdrawn or exceed your agreed overdraft limit. Please check your terms and conditions for more information.

What can you do to help avoid or limit an unarranged overdraft?

a) understand any changes in your business and explore the options available;

b) consider options for authorised borrowing facilities; c) facilitate payments being made; d) limit the costs associated with unarranged borrowing; e) address any concerns that you may have.

For Business Banking customers, this can be found online at https://www.barclays.co.uk/business-banking/accounts/ rates-and-charges

Interest

Using your debit card in the UK and abroad

You'll find a comparison of our exchange rate for certain currencies as a mark-up against the rate published by the European Central Bank in the Barclays App or at the following website:

International Bank Account Number (IBAN) and Bank Identification Code (SWIFTBIC)

Online

barclays.co.uk

On the phone

0345-717-1819

Talk to an advisor 7am - 11pm or use our 24-hour automated service

Write to us

Barclays, Leicester LE87 2BB

Your branch

LEICESTER, LE87 2BB

Lost and stolen cards

01604 230 230

– 24 hours

Tell us straight away if:

you do not receive a Barclays card you were expecting
any of your cards are lost, stolen, or damaged
you think someone else may know your PIN.

Call charges will apply (please check with your service provider). We may monitor or record calls for quality, security, and training

www.facebook.com/ barclaysbusinessuk

www.twitter.com/ barclaysbizchat

youtube.com/ BarclaysUK

www.linkedin.com/ Barclays Business Banking

continued Helpful Information

Getting information from Barclays

You can get this in Braille, large print or audio by calling 0800 400 100 (via Text Relay if appropriate)

AS SAFAR

Sort Code 20-89-56 Account No 03581942

SWIFTBIC BUKBGB22 IBAN GB78 BUKB 2089 5603 5819 42 Issued on 08 March 2021

THE OFFICIALS AS SAFAR 29 WANDERER DRIVE BARKING ESSEX IG11 0XJ

Your Community Account

At a glance

06 Feb - 05 Mar 2021

	0
Date	S M u M u E Y b C Description Money out £ Money in £ Balance £ Start Balance 788.15 Direct Credit From Stripe Payments UK Ref: Stripe 422.18 1,210.33 Direct Credit From Stripe Payments UK Ref: Stripe 49.20 1,259.53 Direct Credit From Stripe Payments UK Ref: Stripe 429.58 1,689.11 Direct Credit From Stripe Payments UK Ref: Stripe 9.68 1,698.79 Standing Order From 200898 43336883 Ref:- Amnapervaiziqbal Y 10.00 1,708.79 Standing Order From A Khan Ref:- Asif 10.00 1,718.79 Standing Order From Mdpaccoun BC Ref:- Dilawar 50.00 1,768.79 Direct Credit From Stripe Payments UK Ref: Stripe 4.74 1,773.53 Standing Order to Aid Appeal Ref:- Biggs 15.00 1,758.53 Standing Order to One Third Ref:- Biggs 15.00 1,743.53

6 Feb
8 Feb
9 Feb
10 Feb
15 Feb
22 Feb
25 Feb
1 Mar

S	tart balance £788.15
M u	oney out £30.00 Commission charges £0.00
M u	oney in £995.38 Gross interest earned £0.00
E	nd balance £1,753.53

Your deposit is eligible for protection by the Financial Services Compensation Scheme.

Continued

Page 1

As Safar • Sort Code 20-89-56 • Account No 03581942

	Date Description Money out £ Money in £ Balance £ Balance brought forward from previous page 1,743.53 4 Mar Standing Order From S Bhutawala Ref:- S Bhutawala - 4Ppl 10.00 1,753.53 5 Mar Balance carried forward 1,753.53 Total Payments/Receipts 30.00 995.38

Anything wrong? If you notice any incorrect or unusual transactions, see the next page for how to get in touch with us.

Page 2

Helpful Information

Get in touch

Dispute resolution

Important information about compensation arrangements

We will issue the FSCS information sheet and exclusions list which set out in detail what is, and is not, covered by the FSCS, once a calendar year usually with your account statement.

For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk.

Important information about going overdrawn without an agreed overdraft limit or exceeding your agreed overdraft limit

An unarranged overdraft rate of 29.5% will apply if there is not enough money in your account(s) to make a payment and so cause an unarranged overdraft on your account(s).

What is an unarranged overdraft?

An unarranged overdraft occurs where either:

a) you go overdrawn on your account without agreeing an overdraft with us first; or b) you exceed your agreed overdraft limit.

c) not every Barclays product will allow you to go overdrawn or exceed your agreed overdraft limit. Please check your terms and conditions for more information.

What can you do to help avoid or limit an unarranged overdraft?

a) understand any changes in your business and explore the options available;

b) consider options for authorised borrowing facilities; c) facilitate payments being made; d) limit the costs associated with unarranged borrowing; e) address any concerns that you may have.

For Business Banking customers, this can be found online at https://www.barclays.co.uk/business-banking/accounts/ rates-and-charges

Interest

Using your debit card in the UK and abroad

You'll find a comparison of our exchange rate for certain currencies as a mark-up against the rate published by the European Central Bank in the Barclays App or at the following website:

International Bank Account Number (IBAN) and Bank Identification Code (SWIFTBIC)

Online

barclays.co.uk

On the phone

0345-717-1819

Talk to an advisor 7am - 11pm or use our 24-hour automated service

Write to us

Barclays, Leicester LE87 2BB

Your branch

LEICESTER, LE87 2BB

Lost and stolen cards

01604 230 230

– 24 hours

Tell us straight away if:

you do not receive a Barclays card you were expecting
any of your cards are lost, stolen, or damaged
you think someone else may know your PIN.

Call charges will apply (please check with your service provider). We may monitor or record calls for quality, security, and training

www.facebook.com/ barclaysbusinessuk

www.twitter.com/ barclaysbizchat

youtube.com/ BarclaysUK

www.linkedin.com/ Barclays Business Banking

continued Helpful Information

Getting information from Barclays

You can get this in Braille, large print or audio by calling 0800 400 100 (via Text Relay if appropriate)

AS SAFAR

Sort Code 20-89-56 Account No 03581942

SWIFTBIC BUKBGB22 IBAN GB78 BUKB 2089 5603 5819 42 Issued on 07 April 2021

THE OFFICIALS AS SAFAR 29 WANDERER DRIVE BARKING ESSEX IG11 0XJ

Your Community Account

At a glance

06 Mar - 06 Apr 2021

	0
Date	S M u M u E Y b C Description Money out £ Money in £ Balance £ Start Balance 1,753.53 Direct Credit From Stripe Payments UK Ref: Stripe 9.68 1,763.21 Standing Order From 200898 43336883 Ref:- Amnapervaiziqbal Y 10.00 1,773.21 Standing Order From A Khan Ref:- Asif 10.00 1,783.21 Standing Order From Mdpaccoun BC Ref:- Dilawar 50.00 1,833.21 Direct Credit From Stripe Payments UK Ref: Stripe 493.80 2,327.01 On-Line Banking Bill Payment to UK Islamic Mission Ref: Funeral Ambulance 650.00 1,677.01 Standing Order to Aid Appeal Ref:- Biggs 15.00 1,662.01 Standing Order to One Third Ref:- Biggs 15.00 1,647.01 Standing Order From S Bhutawala Ref:- S Bhutawala - 4Ppl 10.00 1,657.01 Balance carried forward 1,657.01 Total Payments/Receipts 680.00 583.48

6 Mar
15 Mar
22 Mar
24 Mar
1 Apr
6 Apr
6 Apr

S	tart balance £1,753.53
M u	oney out £680.00 Commission charges £0.00
M u	oney in £583.48 Gross interest earned £0.00
E	nd balance £1,657.01

Your deposit is eligible for protection by the Financial Services Compensation Scheme.

Anything wrong? If you notice any incorrect or unusual transactions, see the next page for how to get in touch with us.

Page 1

Helpful Information

Get in touch

Dispute resolution

Important information about compensation arrangements

We will issue the FSCS information sheet and exclusions list which set out in detail what is, and is not, covered by the FSCS, once a calendar year usually with your account statement.

For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk.

Important information about going overdrawn without an agreed overdraft limit or exceeding your agreed overdraft limit

An unarranged overdraft rate of 29.5% will apply if there is not enough money in your account(s) to make a payment and so cause an unarranged overdraft on your account(s).

What is an unarranged overdraft?

An unarranged overdraft occurs where either:

a) you go overdrawn on your account without agreeing an overdraft with us first; or b) you exceed your agreed overdraft limit.

c) not every Barclays product will allow you to go overdrawn or exceed your agreed overdraft limit. Please check your terms and conditions for more information.

What can you do to help avoid or limit an unarranged overdraft?

a) understand any changes in your business and explore the options available;

b) consider options for authorised borrowing facilities; c) facilitate payments being made; d) limit the costs associated with unarranged borrowing; e) address any concerns that you may have.

For Business Banking customers, this can be found online at https://www.barclays.co.uk/business-banking/accounts/ rates-and-charges

Interest

Using your debit card in the UK and abroad

You'll find a comparison of our exchange rate for certain currencies as a mark-up against the rate published by the European Central Bank in the Barclays App or at the following website:

International Bank Account Number (IBAN) and Bank Identification Code (SWIFTBIC)

Online

barclays.co.uk

On the phone

0345-717-1819

Talk to an advisor 7am - 11pm or use our 24-hour automated service

Write to us

Barclays, Leicester LE87 2BB

Your branch

LEICESTER, LE87 2BB

Lost and stolen cards

01604 230 230

– 24 hours

Tell us straight away if:

you do not receive a Barclays card you were expecting
any of your cards are lost, stolen, or damaged
you think someone else may know your PIN.

Call charges will apply (please check with your service provider). We may monitor or record calls for quality, security, and training

www.facebook.com/ barclaysbusinessuk

www.twitter.com/ barclaysbizchat

youtube.com/ BarclaysUK

www.linkedin.com/ Barclays Business Banking

continued Helpful Information

Getting information from Barclays

You can get this in Braille, large print or audio by calling 0800 400 100 (via Text Relay if appropriate)

AS SAFAR

Sort Code 20-89-56 Account No 03581942

SWIFTBIC BUKBGB22 IBAN GB78 BUKB 2089 5603 5819 42 Issued on 07 May 2021

THE OFFICIALS AS SAFAR 29 WANDERER DRIVE BARKING ESSEX IG11 0XJ

Your Community Account

At a glance

07 Apr - 06 May 2021

Date	Description Money out £ Money in £ Balance £ Start Balance 1,657.01 Direct Credit From Stripe Payments UK Ref: Stripe 9.68 1,666.69 Standing Order From 200898 43336883 Ref:- Amnapervaiziqbal Y 10.00 1,676.69 Standing Order From A Khan Ref:- Asif 10.00 1,686.69 Direct Credit From Stripe Payments UK Ref: Stripe 49.20 1,735.89 Standing Order From Mdpaccoun BC Ref:- Dilawar 50.00 1,785.89 Direct Credit From Stripe Payments UK Ref: Stripe 296.20 2,082.09 Direct Credit From Stripe Payments UK Ref: Stripe 97.66 2,179.75 Direct Credit From Stripe Payments UK Ref: Stripe 98.60 2,278.35 Direct Credit From Stripe Payments UK Ref: Stripe 117.76 2,396.11 Direct Credit From Stripe Payments UK Ref: Stripe 603.56 2,999.67 Direct Credit From Stripe Payments UK Ref: Stripe 99.59 3,099.26 Continued	Start balance £1,657.01 Money out £1,530.00 uCommission charges £0.00 Money in £5,451.85 uGross interest earned £0.00 End balance £5,578.86 Your deposit is eligible for protection by the Financial Services Compensation Scheme.

7 Apr
13 Apr
15 Apr
20 Apr
21 Apr
22 Apr
26 Apr
27 Apr
28 Apr

Page 1

As Safar • Sort Code 20-89-56 • Account No 03581942

	Date Description Money out £ Money in £ Balance £ Balance brought forward from previous page 3,099.26 29 Apr Direct Credit From Stripe Payments UK Ref: Stripe 498.14 3,597.40 30 Apr Direct Credit From Stripe Payments UK Ref: Stripe 2,973.48 6,570.88 4 May Standing Order to Aid Appeal Ref:- Biggs 15.00 6,555.88 Standing Order to One Third Ref:- Biggs 15.00 6,540.88 Card Payment to Launchgood Inc. USA On 04 May 1,500.00 5,040.88 Standing Order From S Bhutawala Ref:- S Bhutawala - 4Ppl 10.00 5,050.88 Direct Credit From Stripe Payments UK Ref: Stripe 49.20 5,100.08 Direct Credit From Stripe Payments UK Ref: Stripe 478.78 5,578.86 6 May Balance carried forward 5,578.86 Total Payments/Receipts 1,530.00 5,451.85
	29 Apr
	30 Apr
	4 May
	6 May

Anything wrong? If you notice any incorrect or unusual transactions, see the next page for how to get in touch with us.

Page 2

Helpful Information

Get in touch

Dispute resolution

Important information about compensation arrangements

We will issue the FSCS information sheet and exclusions list which set out in detail what is, and is not, covered by the FSCS, once a calendar year usually with your account statement.

For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk.

Important information about going overdrawn without an agreed overdraft limit or exceeding your agreed overdraft limit

An unarranged overdraft rate of 29.5% will apply if there is not enough money in your account(s) to make a payment and so cause an unarranged overdraft on your account(s).

What is an unarranged overdraft?

An unarranged overdraft occurs where either:

a) you go overdrawn on your account without agreeing an overdraft with us first; or b) you exceed your agreed overdraft limit.

c) not every Barclays product will allow you to go overdrawn or exceed your agreed overdraft limit. Please check your terms and conditions for more information.

What can you do to help avoid or limit an unarranged overdraft?

a) understand any changes in your business and explore the options available;

b) consider options for authorised borrowing facilities; c) facilitate payments being made; d) limit the costs associated with unarranged borrowing; e) address any concerns that you may have.

For Business Banking customers, this can be found online at https://www.barclays.co.uk/business-banking/accounts/ rates-and-charges

Interest

Using your debit card in the UK and abroad

You'll find a comparison of our exchange rate for certain currencies as a mark-up against the rate published by the European Central Bank in the Barclays App or at the following website:

International Bank Account Number (IBAN) and Bank Identification Code (SWIFTBIC)

Online

barclays.co.uk

On the phone

0345-717-1819

Talk to an advisor 7am - 11pm or use our 24-hour automated service

Write to us

Barclays, Leicester LE87 2BB

Your branch

LEICESTER, LE87 2BB

Lost and stolen cards

01604 230 230

– 24 hours

Tell us straight away if:

you do not receive a Barclays card you were expecting
any of your cards are lost, stolen, or damaged
you think someone else may know your PIN.

Call charges will apply (please check with your service provider). We may monitor or record calls for quality, security, and training

www.facebook.com/ barclaysbusinessuk

www.twitter.com/ barclaysbizchat

youtube.com/ BarclaysUK

www.linkedin.com/ Barclays Business Banking

continued Helpful Information

Getting information from Barclays

You can get this in Braille, large print or audio by calling 0800 400 100 (via Text Relay if appropriate)

AS SAFAR

Sort Code 20-89-56 Account No 03581942

SWIFTBIC BUKBGB22 IBAN GB78 BUKB 2089 5603 5819 42 Issued on 07 June 2021

THE OFFICIALS AS SAFAR 29 WANDERER DRIVE BARKING ESSEX IG11 0XJ

Your Community Account

At a glance

07 May - 04 Jun 2021

Date	Description	Description	Description	Money out £	Money in £	Balance £	S

7 May	Start Balance					5,578.86	M
		Direct Credit From Stripe			49.20	5,628.06	u
		Payments UK Ref: Stripe					M
10 May		Card Payment to Givebrite.Com		1,000.00		4,628.06	u
		On	09 May				E

		Direct Credit From Stripe			191.66	4,819.72
		Payments UK					Y
		Ref:	Stripe				b
		Direct Credit From Stripe			214.86	5,034.58	C
		Payments UK
		Ref:	Stripe
		Direct Credit From Stripe			586.26	5,620.84
		Payments UK
		Ref:	Stripe
		Direct Credit From Babar Sarwar			1,000.00	6,620.84
		Kiani
		Ref:	Mosque
11 May		Direct Credit From Stripe			78.44	6,699.28
		Payments UK
		Ref:	Stripe
12 May		Card Payment to Givebrite.Com		200.00		6,499.28
		On	11 May
		Card Payment to Givebrite.Com		1,200.00		5,299.28
		On	11 May
		Direct Credit From Babar Sarwar			1,000.00	6,299.28
		Kiani
		Ref:	Masjid 3
13 May		Card Payment to Givebrite.Com		600.00		5,699.28
		On	12 May
		Direct Credit From Stripe			364.76	6,064.04
		Payments UK
		Ref:	Stripe

S	tart balance £5,578.86
M u	oney out £13,030.00 Commission charges £0.00
M u	oney in £15,592.05 Gross interest earned £0.00
E	nd balance £8,140.91

Your deposit is eligible for protection by the Financial Services Compensation Scheme.

Continued

Page 1

As Safar • Sort Code 20-89-56 • Account No 03581942

Date	Description	Description	Description	Description	Money out £	Money in £	Balance £
Balance	brought forward from previous page						6,064.04
14 May		Direct Credit From Stripe				649.14	6,713.18
		Payments UK
		Ref:		Stripe
17 May		Direct Credit From Stripe				425.03	7,138.21
		Payments UK
		Ref:		Stripe
		Direct Credit From Stripe				654.42	7,792.63
		Payments UK
		Ref:		Stripe
		Direct Credit From Stripe				2,912.80	10,705.43
		Payments UK
		Ref:		Stripe
		Standing Order From 200898				10.00	10,715.43
		43336883
		Ref:- Amnapervaiziqbal Y
18 May		Direct Credit From Stripe				1,199.11	11,914.54
		Payments UK
		Ref:		Stripe
19 May		Direct Credit From Stripe				873.18	12,787.72
		Payments UK
		Ref:		Stripe
21 May		Standing Order From Mdpaccoun				50.00	12,837.72
		BC
		Ref:- Dilawar
1 Jun		Standing Order to Aid Appeal			15.00		12,822.72
		Ref:- Biggs
		Standing Order to One Third			15.00		12,807.72
		Ref:- Biggs
		On-Line Banking Bill Payment to			10,000.00		2,807.72
		Save One Life
		Ref:		Zakat-Cash-Assis
		Direct Credit From Paypal				5,323.19	8,130.91
		Ref:		Ppwdl4T5J222425FC8
4 Jun		Standing Order From S Bhutawala				10.00	8,140.91
		Ref:- S Bhutawala - 4Ppl
4 Jun	Balance carried forward						8,140.91
	Total		Payments/Receipts		13,030.00	15,592.05

Anything wrong? If you notice any incorrect or unusual transactions, see the next page for how to get in touch with us.

Page 2

Helpful Information

Get in touch

Dispute resolution

Important information about compensation arrangements

We will issue the FSCS information sheet and exclusions list which set out in detail what is, and is not, covered by the FSCS, once a calendar year usually with your account statement.

For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk.

Important information about going overdrawn without an agreed overdraft limit or exceeding your agreed overdraft limit

An unarranged overdraft rate of 29.5% will apply if there is not enough money in your account(s) to make a payment and so cause an unarranged overdraft on your account(s).

What is an unarranged overdraft?

An unarranged overdraft occurs where either:

a) you go overdrawn on your account without agreeing an overdraft with us first; or

b) you exceed your agreed overdraft limit.

c) not every Barclays product will allow you to go overdrawn or exceed your agreed overdraft limit. Please check your terms and conditions for more information.

What can you do to help avoid or limit an unarranged overdraft?

b) consider options for authorised borrowing facilities; c) facilitate payments being made;

d) limit the costs associated with unarranged borrowing; e) address any concerns that you may have.

For Business Banking customers, this can be found online at https://www.barclays.co.uk/business-banking/accounts/ rates-and-charges

Interest

Using your debit card in the UK and abroad

As we explain in our customer terms, we calculate our exchange rate using the reference exchange rate for the Visa card scheme. In most circumstances, Visa converts transactions into sterling using the Visa Exchange Rate on the day the transaction is authorised. However for a small number of transactions the conversion may happen on the day the transaction is processed. As this may be a day or two later, the exchange rate may be different on that day. You'll find a comparison of our exchange rate for certain currencies as a mark-up against the rate published by the European Central Bank in the Barclays App or at the following website:

International Bank Account Number (IBAN)

and Bank Identification Code (SWIFTBIC)

Online

barclays.co.uk

On the phone

0345-717-1819

Talk to an advisor 7am - 11pm or use our 24-hour automated service

Write to us

Barclays, Leicester LE87 2BB

Your branch

LEICESTER, LE87 2BB

Lost and stolen cards

01604 230 230

– 24 hours

Tell us straight away if:

you do not receive a Barclays card you were expecting
any of your cards are lost, stolen, or damaged
you think someone else may know your PIN.

Call charges will apply (please check with your service provider). We may monitor or record calls for quality, security, and training

www.facebook.com/ barclaysbusinessuk

www.twitter.com/ barclaysbizchat

youtube.com/ BarclaysUK

www.linkedin.com/ Barclays Business Banking

continued Helpful Information

Getting information from Barclays

You can get this in Braille, large print or audio by calling 0800 400 100 (via Text Relay if appropriate)

AS SAFAR

Sort Code 20-89-56 Account No 03581942

SWIFTBIC BUKBGB22 IBAN GB78 BUKB 2089 5603 5819 42 Issued on 07 July 2021

THE OFFICIALS AS SAFAR 29 WANDERER DRIVE BARKING ESSEX IG11 0XJ

Your Community Account

At a glance

05 Jun - 06 Jul 2021

	0
Date	S M u M u E Y b C Description Money out £ Money in £ Balance £ Start Balance 8,140.91 On-Line Banking Bill Payment to Hussein EL-Waily Ref: Hostelfoundation 1,000.00 7,140.91 Direct Credit From Babar Sarwar Kiani Ref: Hostel Zakat 1,210.00 8,350.91 Standing Order From 200898 43336883 Ref:- Amnapervaiziqbal Y 10.00 8,360.91 Card Payment to Worldremit Ltd On 16 Jun 1,305.99 7,054.92 Card Payment to Worldremit Ltd On 17 Jun 1,305.99 5,748.93 Standing Order From Mdpaccoun BC Ref:- Dilawar 50.00 5,798.93 On-Line Banking Bill Payment to One Third Yasar Ref: Zakat 2,160.00 3,638.93 Standing Order to Aid Appeal Ref:- Biggs 15.00 3,623.93 Standing Order to One Third Ref:- Biggs 15.00 3,608.93 Standing Order From S Bhutawala Ref:- S Bhutawala - 4Ppl 10.00 3,618.93 Balance carried forward 3,618.93 Total Payments/Receipts 5,801.98 1,280.00

5 Jun
15 Jun
17 Jun
18 Jun
21 Jun
28 Jun
1 Jul
5 Jul
6 Jul

S	tart balance £8,140.91
M u	oney out £5,801.98 Commission charges £0.00
M u	oney in £1,280.00 Gross interest earned £0.00
E	nd balance £3,618.93

Your deposit is eligible for protection by the Financial Services Compensation Scheme.

Anything wrong? If you notice any incorrect or unusual transactions, see the next page for how to get in touch with us.

Page 1

Helpful Information

Get in touch

Dispute resolution

Important information about compensation arrangements

We will issue the FSCS information sheet and exclusions list which set out in detail what is, and is not, covered by the FSCS, once a calendar year usually with your account statement.

For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk.

Important information about going overdrawn without an agreed overdraft limit or exceeding your agreed overdraft limit

An unarranged overdraft rate of 29.5% will apply if there is not enough money in your account(s) to make a payment and so cause an unarranged overdraft on your account(s).

What is an unarranged overdraft?

An unarranged overdraft occurs where either:

a) you go overdrawn on your account without agreeing an overdraft with us first; or

b) you exceed your agreed overdraft limit.

c) not every Barclays product will allow you to go overdrawn or exceed your agreed overdraft limit. Please check your terms and conditions for more information.

What can you do to help avoid or limit an unarranged overdraft?

b) consider options for authorised borrowing facilities; c) facilitate payments being made;

d) limit the costs associated with unarranged borrowing; e) address any concerns that you may have.

For Business Banking customers, this can be found online at https://www.barclays.co.uk/business-banking/accounts/ rates-and-charges

Interest

Using your debit card in the UK and abroad

International Bank Account Number (IBAN)

and Bank Identification Code (SWIFTBIC)

Online

barclays.co.uk

On the phone

0345-717-1819

Talk to an advisor 7am - 11pm or use our 24-hour automated service

Write to us

Barclays, Leicester LE87 2BB

Your branch

LEICESTER, LE87 2BB

Lost and stolen cards

01604 230 230

– 24 hours

Tell us straight away if:

you do not receive a Barclays card you were expecting
any of your cards are lost, stolen, or damaged
you think someone else may know your PIN.

Call charges will apply (please check with your service provider). We may monitor or record calls for quality, security, and training

www.facebook.com/ barclaysbusinessuk

www.twitter.com/ barclaysbizchat

youtube.com/ BarclaysUK

www.linkedin.com/ Barclays Business Banking

continued Helpful Information

Getting information from Barclays

You can get this in Braille, large print or audio by calling 0800 400 100 (via Text Relay if appropriate)

AS SAFAR

Sort Code 20-89-56 Account No 03581942

SWIFTBIC BUKBGB22 IBAN GB78 BUKB 2089 5603 5819 42 Issued on 09 August 2021

THE OFFICIALS AS SAFAR 29 WANDERER DRIVE BARKING ESSEX IG11 0XJ

Your Community Account

At a glance

07 Jul - 06 Aug 2021

Date	Description Money out £ Money in £ Balance £ Start Balance 3,618.93 Standing Order From 200898 43336883 Ref:- Amnapervaiziqbal Y 10.00 3,628.93 Standing Order From Mdpaccoun BC Ref:- Dilawar 50.00 3,678.93 Direct Credit From Stripe Payments UK Ref: Stripe 54.47 3,733.40 Standing Order to Aid Appeal Ref:- Biggs 15.00 3,718.40 Standing Order to One Third Ref:- Biggs 15.00 3,703.40 Standing Order From S Bhutawala Ref:- S Bhutawala - 4Ppl 10.00 3,713.40 Balance carried forward 3,713.40 Total Payments/Receipts 30.00 124.47

7 Jul
15 Jul
21 Jul
23 Jul
2 Aug
4 Aug
6 Aug

	Start balance	£3,618.93
	Money out	£30.00
	uCommission charges £0.00
	Money in	£124.47
	uGross interest	earned £0.00
	End balance	£3,713.40

Your deposit is eligible for protection by the Financial Services Compensation Scheme.

Anything wrong? If you notice any incorrect or unusual transactions, see the next page for how to get in touch with us.

Page 1

Helpful Information

Get in touch

Dispute resolution

Important information about compensation arrangements

We will issue the FSCS information sheet and exclusions list which set out in detail what is, and is not, covered by the FSCS, once a calendar year usually with your account statement.

For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk.

Important information about going overdrawn without an agreed overdraft limit or exceeding your agreed overdraft limit An unarranged overdraft rate of 29.5% will apply if there is not enough money in your account(s) to make a payment and so cause an unarranged overdraft on your account(s).

What is an unarranged overdraft?

An unarranged overdraft occurs where either: a) you go overdrawn on your account without agreeing an overdraft with us first; or b) you exceed your agreed overdraft limit. c) not every Barclays product will allow you to go overdrawn or exceed your agreed overdraft limit. Please check your terms and conditions for more information. If you try to make any payment from your account and you don’t have the funds available, or if we have reasonable grounds to believe that you won’t have sufficient funds on the date that the payment will be made from your account, we will treat this as a request to make, or extend, the use of our unarranged overdraft facilities. It’s within our discretion to process the payment or return it unpaid.

What can you do to help avoid or limit an unarranged overdraft?

b) consider options for authorised borrowing facilities; c) facilitate payments being made; d) limit the costs associated with unarranged borrowing; e) address any concerns that you may have.

For Business Banking customers, this can be found online at https://www.barclays.co.uk/business-banking/accounts/ rates-and-charges

Any reference to Bank of England Base Rate or Barclays Base Rate is the same rate. In the event that either of these rates is less than zero, the rate will be shown as zero on your statement. This does not affect our rights and obligations under our terms and conditions. If you require further information on the calculation of your interest rate, please contact us.

Interest

Online

barclays.co.uk

On the phone

0345-717-1819

Talk to an advisor 7am - 11pm or use our 24-hour automated service

Write to us

Barclays, Leicester LE87 2BB

Your branch

LEICESTER, LE87 2BB

Lost and stolen cards

01604 230 230

– 24 hours

Tell us straight away if:

you do not receive a Barclays card you were expecting
any of your cards are lost, stolen, or damaged
you think someone else may know your PIN.

Call charges will apply (please check with your service provider). We may monitor or record calls for quality, security, and training

www.facebook.com/ barclaysbusinessuk

www.twitter.com/ barclaysbizchat

youtube.com/ BarclaysUK

www.linkedin.com/ Barclays Business Banking

continued Helpful Information

Using your debit card in the UK and abroad

International Bank Account Number (IBAN)

and Bank Identification Code (SWIFTBIC)

Getting information from Barclays

You can get this in Braille, large print or audio by calling 0800 400 100 (via Text Relay if appropriate)

AS SAFAR

Sort Code 20-89-56 Account No 03581942

SWIFTBIC BUKBGB22 IBAN GB78 BUKB 2089 5603 5819 42 Issued on 07 September 2021

THE OFFICIALS AS SAFAR 29 WANDERER DRIVE BARKING ESSEX IG11 0XJ

Your Community Account

At a glance

07 Aug - 06 Sep 2021

Date	Description Money out £ Money in £ Balance £ Start Balance 3,713.40 Standing Order From 200898 43336883 Ref:- Amnapervaiziqbal 10.00 3,723.40 On-Line Banking Bill Payment to Aid Appeal Ref: Biggs-Zakat 3,515.00 208.40 Standing Order From Mdpaccoun BC Ref:- Dilawar 50.00 258.40 Standing Order to Aid Appeal Ref:- Biggs 15.00 243.40 Standing Order to One Third Ref:- Biggs 15.00 228.40 Standing Order From S Bhutawala Ref:- S Bhutawala - 4Ppl 10.00 238.40 Balance carried forward 238.40 Total Payments/Receipts 3,545.00 70.00

7 Aug
16 Aug
18 Aug
23 Aug
1 Sep
6 Sep
6 Sep

	Start balance	£3,713.40
	Money out	£3,545.00
	uCommission charges £0.00
	Money in	£70.00
	uGross interest	earned £0.00
	End balance	£238.40

Your deposit is eligible for protection by the Financial Services Compensation Scheme.

Anything wrong? If you notice any incorrect or unusual transactions, see the next page for how to get in touch with us.

Page 1

Helpful Information

Get in touch

Dispute resolution

Important information about compensation arrangements

We will issue the FSCS information sheet and exclusions list which set out in detail what is, and is not, covered by the FSCS, once a calendar year usually with your account statement.

For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk.

What is an unarranged overdraft?

What can you do to help avoid or limit an unarranged overdraft?

b) consider options for authorised borrowing facilities; c) facilitate payments being made; d) limit the costs associated with unarranged borrowing; e) address any concerns that you may have.

For Business Banking customers, this can be found online at https://www.barclays.co.uk/business-banking/accounts/ rates-and-charges

Interest

Online

barclays.co.uk

On the phone

0345-717-1819

Talk to an advisor 7am - 11pm or use our 24-hour automated service

Write to us

Barclays, Leicester LE87 2BB

Your branch

LEICESTER, LE87 2BB

Lost and stolen cards

01604 230 230

– 24 hours

Tell us straight away if:

you do not receive a Barclays card you were expecting
any of your cards are lost, stolen, or damaged
you think someone else may know your PIN.

Call charges will apply (please check with your service provider). We may monitor or record calls for quality, security, and training

www.facebook.com/ barclaysbusinessuk

www.twitter.com/ barclaysbizchat

youtube.com/ BarclaysUK

www.linkedin.com/ Barclays Business Banking

continued Helpful Information

Using your debit card in the UK and abroad

International Bank Account Number (IBAN)

and Bank Identification Code (SWIFTBIC)

Getting information from Barclays

You can get this in Braille, large print or audio by calling 0800 400 100 (via Text Relay if appropriate)

AS SAFAR

Sort Code 20-89-56 Account No 03581942

SWIFTBIC BUKBGB22 IBAN GB78 BUKB 2089 5603 5819 42 Issued on 07 October 2021

THE OFFICIALS AS SAFAR 29 WANDERER DRIVE BARKING ESSEX IG11 0XJ

Your Community Account

At a glance

07 Sep - 06 Oct 2021

Date	Description Money out £ Money in £ Balance £ Start Balance 238.40 Standing Order From Mdpaccoun BC Ref:- Dilawar 50.00 288.40 Standing Order to Aid Appeal Ref:- Biggs 15.00 273.40 Standing Order to One Third Ref:- Biggs 15.00 258.40 Standing Order From S Bhutawala Ref:- S Bhutawala - 4Ppl 10.00 268.40 Standing Order From 200898 43336883 Ref:- Amnapervaiziqbal 10.00 278.40 Balance carried forward 278.40 Total Payments/Receipts 30.00 70.00

7 Sep
21 Sep
1 Oct
4 Oct
5 Oct
6 Oct

	07 Sep - 06 Oct	07 Sep - 06 Oct	2021
	Start balance		£238.40
	Money out		£30.00
	uCommission charges £0.00
	Money in		£70.00
	uGross interest earned £0.00
	End balance		£278.40
	Your deposit is eligible for		protection
	by the Financial Services Compensation Scheme.

Anything wrong? If you notice any incorrect or unusual transactions, see the next page for how to get in touch with us.

Page 1

Helpful Information

Get in touch

Dispute resolution

Important information about compensation arrangements

We will issue the FSCS information sheet and exclusions list which set out in detail what is, and is not, covered by the FSCS, once a calendar year usually with your account statement.

For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk.

What is an unarranged overdraft?

What can you do to help avoid or limit an unarranged overdraft?

b) consider options for authorised borrowing facilities; c) facilitate payments being made; d) limit the costs associated with unarranged borrowing; e) address any concerns that you may have.

For Business Banking customers, this can be found online at https://www.barclays.co.uk/business-banking/accounts/ rates-and-charges

Interest

Online

barclays.co.uk

On the phone

0345-717-1819

Talk to an advisor 7am - 11pm or use our 24-hour automated service

Write to us

Barclays, Leicester LE87 2BB

Your branch

LEICESTER, LE87 2BB

Lost and stolen cards

01604 230 230

– 24 hours

Tell us straight away if:

you do not receive a Barclays card you were expecting
any of your cards are lost, stolen, or damaged
you think someone else may know your PIN.

Call charges will apply (please check with your service provider). We may monitor or record calls for quality, security, and training

www.facebook.com/ barclaysbusinessuk

www.twitter.com/ barclaysbizchat

youtube.com/ BarclaysUK

www.linkedin.com/ Barclays Business Banking

continued Helpful Information

Using your debit card in the UK and abroad

International Bank Account Number (IBAN)

and Bank Identification Code (SWIFTBIC)

Getting information from Barclays

You can get this in Braille, large print or audio by calling 0800 400 100 (via Text Relay if appropriate)

AS SAFAR

Sort Code 20-89-56 Account No 03581942

SWIFTBIC BUKBGB22 IBAN GB78 BUKB 2089 5603 5819 42 Issued on 08 November 2021

THE OFFICIALS AS SAFAR 29 WANDERER DRIVE BARKING ESSEX IG11 0XJ

Your Community Account

At a glance

07 Oct - 05 Nov 2021

	0
Date	S M u M u E Y b C Description Money out £ Money in £ Balance £ Start Balance 278.40 Card Payment to Wix.Com Luxembourg On 17 Oct 111.75 166.65 Standing Order From Mdpaccoun BC Ref:- Dilawar 50.00 216.65 Standing Order to Aid Appeal Ref:- Biggs 15.00 201.65 Standing Order to One Third Ref:- Biggs 15.00 186.65 Standing Order From S Bhutawala Ref:- S Bhutawala - 4Ppl 10.00 196.65 Standing Order From 200898 43336883 Ref:- Amnapervaiziqbal 10.00 206.65 Balance carried forward 206.65 Total Payments/Receipts 141.75 70.00

7 Oct
21 Oct
1 Nov
4 Nov
5 Nov
5 Nov

S	tart balance £278.40
M u	oney out £141.75 Commission charges £0.00
M u	oney in £70.00 Gross interest earned £0.00
E	nd balance £206.65
Y b C	our deposit is eligible for protection y the Financial Services ompensation Scheme.

Anything wrong? If you notice any incorrect or unusual transactions, see the next page for how to get in touch with us.

Page 1

Helpful Information

Get in touch

Dispute resolution

Important information about compensation arrangements

We will issue the FSCS information sheet and exclusions list which set out in detail what is, and is not, covered by the FSCS, once a calendar year usually with your account statement.

For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk.

What is an unarranged overdraft?

What can you do to help avoid or limit an unarranged overdraft?

b) consider options for authorised borrowing facilities; c) facilitate payments being made; d) limit the costs associated with unarranged borrowing; e) address any concerns that you may have.

For Business Banking customers, this can be found online at https://www.barclays.co.uk/business-banking/accounts/ rates-and-charges

Interest

Online

barclays.co.uk

On the phone

0345-717-1819

Talk to an advisor 7am - 11pm or use our 24-hour automated service

Write to us

Barclays, Leicester LE87 2BB

Your branch

LEICESTER, LE87 2BB

Lost and stolen cards

01604 230 230

– 24 hours

Tell us straight away if:

you do not receive a Barclays card you were expecting
any of your cards are lost, stolen, or damaged
you think someone else may know your PIN.

Call charges will apply (please check with your service provider). We may monitor or record calls for quality, security, and training

www.facebook.com/ barclaysbusinessuk

www.twitter.com/ barclaysbizchat

youtube.com/ BarclaysUK

www.linkedin.com/ Barclays Business Banking

continued Helpful Information

Using your debit card in the UK and abroad

International Bank Account Number (IBAN)

and Bank Identification Code (SWIFTBIC)

Getting information from Barclays

You can get this in Braille, large print or audio by calling 0800 400 100 (via Text Relay if appropriate)

AS SAFAR

Sort Code 20-89-56 Account No 03581942

SWIFTBIC BUKBGB22 IBAN GB78 BUKB 2089 5603 5819 42 Issued on 07 December 2021

THE OFFICIALS AS SAFAR 29 WANDERER DRIVE BARKING ESSEX IG11 0XJ

Your Community Account

At a glance

06 Nov - 06 Dec 2021

Date	Description Money out £ Money in £ Balance £ Start Balance 206.65 Card Payment to Wix.Com Luxembourg On 13 Nov 66.62 140.03 Standing Order From Mdpaccoun BC Ref:- Dilawar 50.00 190.03 Card Payment to 123 Reg Ltd On 27 Nov 57.56 132.47 Standing Order to Aid Appeal Ref:- Biggs 15.00 117.47 Standing Order to One Third Ref:- Biggs 15.00 102.47 Standing Order From S Bhutawala Ref:- S Bhutawala - 4Ppl 10.00 112.47 Standing Order From 200898 43336883 Ref:- Amnapervaiziqbal 10.00 122.47 Balance carried forward 122.47 Total Payments/Receipts 154.18 70.00

6 Nov
16 Nov
22 Nov
29 Nov
1 Dec
6 Dec
6 Dec

	Start balance	Start balance	£206.65
	Money out		£154.18
	uCommission charges £0.00
	Money in £70.00 uGross interest earned £0.00
	End balance		£122.47

	Your deposit is eligible for protection
	by the Financial Services
	Compensation Scheme.

Anything wrong? If you notice any incorrect or unusual transactions, see the next page for how to get in touch with us.

Page 1

Helpful Information

Get in touch

Dispute resolution

Important information about compensation arrangements

We will issue the FSCS information sheet and exclusions list which set out in detail what is, and is not, covered by the FSCS, once a calendar year usually with your account statement.

For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk.

What is an unarranged overdraft?

What can you do to help avoid or limit an unarranged overdraft?

b) consider options for authorised borrowing facilities; c) facilitate payments being made; d) limit the costs associated with unarranged borrowing; e) address any concerns that you may have.

For Business Banking customers, this can be found online at https://www.barclays.co.uk/business-banking/accounts/ rates-and-charges

Interest

Online

barclays.co.uk

On the phone

0345-717-1819

Talk to an advisor 7am - 11pm or use our 24-hour automated service

Write to us

Barclays, Leicester LE87 2BB

Your branch

LEICESTER, LE87 2BB

Lost and stolen cards

01604 230 230

– 24 hours

Tell us straight away if:

you do not receive a Barclays card you were expecting
any of your cards are lost, stolen, or damaged
you think someone else may know your PIN.

Call charges will apply (please check with your service provider). We may monitor or record calls for quality, security, and training

www.facebook.com/ barclaysbusinessuk

www.twitter.com/ barclaysbizchat

youtube.com/ BarclaysUK

www.linkedin.com/ Barclays Business Banking

continued Helpful Information

Using your debit card in the UK and abroad

International Bank Account Number (IBAN)

and Bank Identification Code (SWIFTBIC)

Getting information from Barclays

You can get this in Braille, large print or audio by calling 0800 400 100 (via Text Relay if appropriate)

AS SAFAR

Sort Code 20-89-56 Account No 03581942

SWIFTBIC BUKBGB22 IBAN GB78 BUKB 2089 5603 5819 42 Issued on 07 January 2022

THE OFFICIALS AS SAFAR 29 WANDERER DRIVE BARKING ESSEX IG11 0XJ

Your Community Account

At a glance

07 Dec 2021 - 06 Jan 2022

Date	Description Money out £ Money in £ Balance £ Start Balance 122.47 Standing Order From Mdpaccoun BC Ref:- Dilawar 50.00 172.47 Standing Order to Aid Appeal Ref:- Biggs 15.00 157.47 Standing Order to One Third Ref:- Biggs 15.00 142.47 Standing Order From S Bhutawala Ref:- S Bhutawala - 4Ppl 10.00 152.47 Standing Order From 200898 43336883 Ref:- Amnapervaiziqbal 10.00 162.47 Balance carried forward 162.47 Total Payments/Receipts 30.00 70.00	2022
		Start balance £122.47
7 Dec
21 Dec		Money out £30.00 uCommission charges £0.00
4 Jan		Money in £70.00 uGross interest earned £0.00
		End balance £162.47
		Your deposit is eligible for protection by the Financial Services Compensation Scheme.
5 Jan
6 Jan

Anything wrong? If you notice any incorrect or unusual transactions, see the next page for how to get in touch with us.

Page 1

Helpful Information

Get in touch

Dispute resolution

Important information about compensation arrangements

We will issue the FSCS information sheet and exclusions list which set out in detail what is, and is not, covered by the FSCS, once a calendar year usually with your account statement.

For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk.

What is an unarranged overdraft?

What can you do to help avoid or limit an unarranged overdraft?

b) consider options for authorised borrowing facilities; c) facilitate payments being made; d) limit the costs associated with unarranged borrowing; e) address any concerns that you may have.

For Business Banking customers, this can be found online at https://www.barclays.co.uk/business-banking/accounts/ rates-and-charges

Interest

Online

barclays.co.uk

On the phone

0345-717-1819

Talk to an advisor 7am - 11pm or use our 24-hour automated service

Write to us

Barclays, Leicester LE87 2BB

Your branch

LEICESTER, LE87 2BB

Lost and stolen cards

01604 230 230

– 24 hours

Tell us straight away if:

you do not receive a Barclays card you were expecting
any of your cards are lost, stolen, or damaged
you think someone else may know your PIN.

Call charges will apply (please check with your service provider). We may monitor or record calls for quality, security, and training

www.facebook.com/ barclaysbusinessuk

www.twitter.com/ barclaysbizchat

youtube.com/ BarclaysUK

www.linkedin.com/ Barclays Business Banking

continued Helpful Information

Using your debit card in the UK and abroad

International Bank Account Number (IBAN)

and Bank Identification Code (SWIFTBIC)

Getting information from Barclays

You can get this in Braille, large print or audio by calling 0800 400 100 (via Text Relay if appropriate)

Financial Services Compensation Scheme Information Sheet

Basic information about the protection of your eligible deposits Eligible deposits in Barclays Bank UK PLC are protected by: Limit of protection:

the Financial Services Compensation Scheme (“FSCS”)[ 1] £85,000 per depositor per bank[ 2]

The following trading names are part of Barclays: Barclays, Barclays Business Banking, Barclays Premier Banking and Barclays Wealth Management If you have more eligible deposits at the same bank: All your eligible deposits at the same bank are "aggregated" and the total is subject to the limit of £85,000. If you have a joint account with other person(s): The limit of £85,000 applies to each depositor separately.[ 3] Reimbursement period in case of bank’s failure: 10 working days.[ 4] Currency of reimbursement: Pound sterling (GBP, £) To contact Barclays Bank UK PLC for enquiries relating Barclays Bank UK PLC to your account: 1 Churchill Place Canary Wharf London E14 5HP To contact the FSCS for further information on Financial Services Compensation Scheme compensation: 10th Floor Beaufort House 15 St. Botolph Street London EC3A 7QU Tel: 0800 678 1100 or 020 7741 4100 email: ICT@fscs.org.uk More information: www.fscs.org.uk

Additional information

1 Scheme responsible for the protection of your eligible deposit

2 General limit of protection

This method will also be applied if a bank, building society or credit union operates under different trading names. Barclays Bank UK PLC also trades under Barclays, Barclays Business Banking, Barclays Premier Banking and Barclays Wealth Management.

(a) certain transactions relating to the depositor’s current or prospective only or main residence or dwelling;

(b) a death, or the depositor’s marriage or civil partnership, divorce, retirement, dismissal, redundancy or invalidity;

More information can be obtained under www.fscs.org.uk

3 Limit of protection for joint accounts

This means that all eligible deposits with one or more of these trading names are in total covered up to £85,000.

4 Reimbursement

The responsible Deposit Guarantee Scheme is the Financial Services Compensation Scheme, 10th Floor Beaufort House, 15 St Botolph Street, London EC3A 7QU, Tel: 0800 678 1100 or 020 7741 4100, email: ICT@fscs.org.uk. It will repay your eligible deposits (up to £85,000) within ten working days from 1 January 2021 to 31 December 2023; and within seven working days from 1 January 2024 onwards, save where specific exceptions apply.

Where the FSCS cannot make the repayable amount available within 7 working days, it will, from 1 June 2016 until 31 December 2023, ensure that you have access to an appropriate amount of your covered deposits to cover the cost of living (in the case of a depositor which is an individual) or to cover necessary business expenses or operating costs (in the case of a depositor which is not an individual or a large company) within 5 working days of a request.

Other important information

Financial Services Compensation Scheme Exclusions List

A deposit is excluded from protection if:

(2) The deposit arises out of transactions in connection with which there has been a criminal conviction for money laundering.

(3) It is a deposit made by a depositor which is one of the following:

credit institution
financial institution
investment firm
insurance undertaking
reinsurance undertaking
collective investment undertaking

(5) It is a deposit which can only be proven by a financial instrument2 unless it is a savings product which is evidenced by a certificate of deposit made out to a named person and which existed in the UK, Gibraltar or a Member State of the EU on 2 July 2014.

(6) It is a deposit of a collective investment scheme which qualifies as a small company.3 (7) It is a deposit of an overseas financial services institution which qualifies as a small company.4 (8) It is a deposit of certain regulated firms (investment firms, insurances undertakings and reinsurances undertakings) which qualify as a small business or a small company5 refer to the FSCS for further information on this category.

(9) It is not held by an establishment of a bank, building society or credit union in the UK or, in cases of a bank or building society incorporated in the UK, it is not held by an establishment in Gibraltar.

pension or retirement fund1
public authority, other than a small local authority.
(4) It is a deposit of a credit union to which the credit union itself is entitled.

For further information about exclusions, refer to the FSCS website at www.FSCS.org.uk

1 Deposits by personal pension schemes, stakeholder pension schemes and occupational pension schemes of micro, small and medium sized enterprises are not excluded

2 As listed in Part I of Schedule 2 to the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001, read with Part 2 of that Schedule

3 Under the Companies Act 1985 or Companies Act 2006

4 See footnote 3

5 See footnote 3

You can get this in Braille, large print or audio by calling 0800 400 100 (via Text Relay if appropriate) or by ordering online from *barclays.co.uk/accessibleservices** Call monitoring and charges information

To keep a high quality of service, your call may be monitored or recorded for training and security.

Item ref: 9914022_UK 01/21

– TRUSTEE ANNUAL REPORT 27/12/20 27/12/21

Accounts for period have been submitted, we have no assets. We are a very small charity, which is run purely as volunteers. Trustees are employed in professional capacities and do not take a salary from the charity.

No cash transactions are made in or out of the account. So there is always an electronic trail.

Funds are received via word of mouth, through friends and family. No bucket donations or fundraisers conducted.

Funds are spent via UK charities which are registered with the charity commission. Some electronic payments made for website costs.

AID APPEAL - £3695

ONE THIRD - £3340 WIX.COM - £244.99 123 REG - £57.56

WATER WELL TANZANIA - £3483.96

HOSTEL TANZANIA - £1000

SAVE ONE LIFE - £10000

GIVE BRIGHT - £3000

UK ISLAMIC MISSION FUNERAL AMBULANCE - £7150

PICRIGHTS – £200

MASJID OWAISE - £1000

CARD PAYMENT TO CHARITY CHECKOUT - £400

Bank statements have been submitted to show what charities the money has gone to.

Kind regards

Babar Kiani

Trustee

As Safar

I have viewed the accounts forwarded by As Safar. I can see that all transactions paid in and paid out are all electronically processed. No cash is withdrawn or deposited into the account.

You have payments that are being made to run the website for the charity also being paid to wix.com.

As Safar does a small amount of work within the community. The money generated is very little for a charity.

Funds are raised through friends and family.

Money is then paid to good charities that are also registered within the UK, in order to safeguard that the money is spent legitimately for the right cause.

I am satisfied with the transactions made in and out of the account, which shows that the charity is doing its level best to have a paper record for all transactions.

If you have any queries, please do not hesitate to contact me.

Kind regards

Seerin Gorji

Commercial Finance Business Partner

ACCA

Seerin.gorji@mbww.com

Trustees’ Annual Report for the period

From 27/12/2020 Period start date To 26/12/2021 Period end date

Charity name: As Safar

Charity registration number: 1156016

Objectives and Activities

Additional information (optional)

You may choose to include further statements where relevant about:

N/A

Achievements and Performance

Financial Review

Additional information (optional)

Structure, Governance and Management

Additional information (optional)

You may choose to include further statements where relevant about:

Reference and Administrative details

Funds held as custodian trustees on behalf of others

Additional information (optional)

Names and addresses of advisers (Optional information)

Exemptions from disclosure

Other optional information

Declarations

AS SAFAR

Your Community Account

At a glance

Dispute resolution

What is an unarranged overdraft?

What can you do to help avoid or limit an unarranged overdraft?

Interest

Using your debit card in the UK and abroad

International Bank Account Number (IBAN) and Bank Identification Code (SWIFTBIC)

Online

barclays.co.uk

On the phone

0345-717-1819

Write to us

Barclays, Leicester LE87 2BB

Your branch

LEICESTER, LE87 2BB

Lost and stolen cards

01604 230 230

– 24 hours

Tell us straight away if:

Follow us

Getting information from Barclays

You can get this in Braille, large print or audio by calling 0800 400 100 (via Text Relay if appropriate)

Financial Services Compensation Scheme Information Sheet

Additional information

Scheme responsible for the protection of your eligible deposit

General limit of protection

Limit of protection for joint accounts

Reimbursement

Other important information

Financial Services Compensation Scheme Exclusions List

For further information about exclusions, refer to the FSCS website at www.FSCS.org.uk

AS SAFAR

Your Community Account

At a glance

07 Jan - 05 Feb 2021

Dispute resolution

What is an unarranged overdraft?

What can you do to help avoid or limit an unarranged overdraft?

Interest

Using your debit card in the UK and abroad

International Bank Account Number (IBAN) and Bank Identification Code (SWIFTBIC)

Online

barclays.co.uk

On the phone

0345-717-1819

Write to us

Barclays, Leicester LE87 2BB

Your branch

LEICESTER, LE87 2BB

Lost and stolen cards

01604 230 230

– 24 hours

Tell us straight away if:

Follow us

Getting information from Barclays

You can get this in Braille, large print or audio by calling 0800 400 100 (via Text Relay if appropriate)