## **Trustees’ Annual Report for the period**
## **From 27/12/2020 Period start date To 26/12/2021 Period end date**
## **Charity name: As Safar**
## **Charity registration number: 1156016**
## **Objectives and Activities**
||SORP reference||
|---|---|---|
|Summary of the purposes of
the charity as set out in its
governing document|Para 1.17|**Sending a less fortunate person Hajj**
**every year from the local community**
**Local Education Projects**
**Helping orphans**
**Helping widows via registered Charities**
**within the UK**|
|Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.|Para 1.17 and
1.19|**To raise funds via friends and family.**
**Donated via bank transfers or card**
**payments via charity account, no cash**
**deposits or cash withdrawals.**|
|Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit|Para 1.18|**N/A**|
## **Additional information (optional)**
## You may choose to include further statements where relevant about:
||
SORP reference||
|---|---|---|
|Policy on grant making|Para 1.38|**N/A**|
|Policy on social investment
including program related
investment|Para 1.38|**N/A**|
|Contribution made by
volunteers|Para 1.38|**ALL CONTRIBUTIONS ARE DONE VIA**
**CARD PAYMENTS FOR PAPER TRAIL.**
**NO CASH CONTRIBUTIONS.**|
Other
## **N/A**
## **Achievements and Performance**
||SORP reference||
|---|---|---|
|Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.|Para 1.20|**HELPING UK CHARITYS WITH**
**PROJECTS THEY ARE RAISING MONEY**
**FOR.**
**HELP TOWARDS LOCAL COMMUNITY**
**PURCHASE OF AMBULANCE FOR**
**BURIAL FACILITY.**|
**Additional information (optional)** You may choose to include further statements where relevant about:
|
Achievements against
objectives set|
Para 1.41|
**HELPING TOWARDS PROJECTS AS**
**AND WHEN, AS CHARITY IS ONLY TO**
**HELP, NO ONE IS PAID IN THIS**
**CHARITY.**|
|---|---|---|
|Performance of fundraising
activities against objectives
set|Para 1.41|**N/A**|
|Investment performance
against objectives|Para 1.41|**N/A**|
|Other|||
## **Financial Review**
|**Financial Review**|||
|---|---|---|
|Review of the charity’s
financial position at the end
of the period|Para 1.21|**NO ASSETS OR OVERHEADS, MONEY**
**RAISED IS TRANSFERRED TO UK**
**REGISTERED CHARITY.**|
|Statement explaining the
policy for holding reserves
stating why they are held|Para 1.22|**VERY LITTLE RESERVES HELD, ONLY**
**ENOUGH TO MAKE SURE WE CAN PAY**
**FOR WEBSITE COSTS**|
|Amount of reserves held|Para 1.22|**£1000**|
|Reasons for holding zero
reserves|Para 1.22|**N/A**|
|Details of fund materially in
deficit|Para 1.24|**N/A**|
|Explanation of any
uncertainties about the
charity continuing as a going
concern|Para 1.23|**NO ISSUES**|
## **Additional information (optional)**
|**Additional information (optional)**|**Additional information (optional)**|**Additional information (optional)**|
|---|---|---|
|You may choose to include further statements where relevant about:|||
|The charity’s principal
sources of funds (including
any fundraising)|Para 1.47|**WORD OF MOUTH, THROUGH FRIENDS**
**AND FAMILY**|
|Investment policy and
objectives including any
social investment policy
adopted|Para 1.46|**N/A**|
|A description of the principal
risks facing the charity|Para 1.46|**NO RISKS, AS WE TRY SAFEGUARDING**
**OURSELF BY KEEPING A DIGITAL**
**TRAIL FOR ALL MONEY COMING IN**
**AND OUT OF THE CHARITY ACCOUNT.**|
|Other||**N/A**|
## **Structure, Governance and Management**
|Description of charity’s
trusts:||**To help with projects where we can and**
**only transfer to registered UK charitys.**|
|---|---|---|
|Type of governing document
(trust deed, royal charter)|Para 1.25|**. TRUST DEED**|
||Para 1.25|**.**|
|Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees|Para 1.25|**.**|
## **Additional information (optional)**
## You may choose to include further statements where relevant about:
|Policies and procedures
adopted for the induction
and training of trustees|Para 1.51||
|---|---|---|
|The charity’s organisational
structure and any wider
network with which the
charity works|Para 1.51||
|Relationship with any related
parties|Para 1.51||
|Other|||
## **Reference and Administrative details**
|Charity name|As Safar|
|---|---|
|Other name the charity uses||
|Registered charity number|1156016|
|Charity’s principal address|29 Wanderer Drive
Barking
Essex
IG11 0XJ|
|||
**Names of the charity trustees who manage the charity**
|1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20|**Trustee name**|**Office (if any)**|**Dates acted if not for whole**
**year**|**Name of person (or body) entitled**
**to appoint trustee (ifany)**|
|---|---|---|---|---|
||Babar Sarwar Kiani||22/06/2017||
||Adeeb Butt||22/06/2017||
||Umer Mahmood||22/06/2017||
||Asif Shabbir||14/09/2013||
||Zabeer Khan||14/09/2013||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
||||||
|Corporate trustees–names of the directors at the date the report was approved|Corporate trustees–names of the directors at the date the report was approved|Corporate trustees–names of the directors at the date the report was approved|
|---|---|---|
|**Director name**|N/A||
||||
||||
||||
||||
||||
||||
Name of trustees holding title to property belonging to the charity
**Trustee name Dates acted if not for whole year** N/A
## **Funds held as custodian trustees on behalf of others**
Description of the assets N/A held in this capacity
Name and objects of the N/A charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for N/A safe custody and segregation of such assets from the charity’s own assets
## **Additional information (optional)**
## **Names and addresses of advisers (Optional information)**
**Type of Name Address adviser**
**Name of chief executive or names of senior staff members (Optional information)**
## **Exemptions from disclosure**
Reason for non-disclosure of key personnel details
## **Other optional information**
## **Declarations**
**The trustees declare that they have approved the trustees’ report above.**
**Signed on behalf of the charity’s trustees**
**Signature(s)** Babar Sarwar Kiani Sarwar Kiani **Full name(s)** Babar **Position (eg Secretary,** Chair **Chair, etc) Date** 18/11/23
## AS SAFAR
Sort Code 20-89-56 Account No 03581942
SWIFTBIC BUKBGB22 IBAN GB78 BUKB 2089 5603 5819 42 Issued on 07 January 2021
THE OFFICIALS AS SAFAR 29 WANDERER DRIVE BARKING ESSEX IG11 0XJ
## Your Community Account
## At a glance
|Date|Description
Money out £
Money in £
Balance £
Start Balance
5,319.82
Direct Credit From Stripe
Payments UK
Ref: Stripe
47.41
5,367.23
Direct Credit From Stripe
Payments UK
Ref: Stripe
49.00
5,416.23
Direct Credit From Stripe
Payments UK
Ref: Stripe
98.60
5,514.83
Card Payment to Worldremit Ltd
On 11 Dec
435.99
5,078.84
Card Payment to Worldremit Ltd
On 12 Dec
435.99
4,642.85
Direct Credit From Stripe
Payments UK
Ref: Stripe
9.68
4,652.53
Card Payment to
Wix.Com*Mailboxes- Luxembourg
On 11 Dec
66.62
4,585.91
Standing Order From 200898
43336883
Ref:- Amnapervaiziqbal Y
10.00
4,595.91
Standing Order From A Khan
Ref:- Asif
10.00
4,605.91
Standing Order From Mdpaccoun
BC
Ref:- Dilawar
100.00
4,705.91
Direct Credit From Stripe
Payments UK
Ref: Stripe
9.68
4,715.59
Standing Order to Aid Appeal
Ref:- Biggs
15.00
4,700.59
Continued|05 Dec 2020 - 06 Jan
2021|
|---|---|---|
|||Start balance
£5,319.82|
|5 Dec|||
|7 Dec||Money out
£3,368.60
uCommission charges £0.00|
|||Money in
£344.37
uGross interest earned £0.00|
|||End balance
**£2,295.59**|
|||Your deposit is eligible for protection
by the Financial Services
Compensation Scheme.|
|14 Dec|||
|15 Dec|||
|21 Dec|||
|24 Dec|||
|4 Jan|||
||||
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Page 1
As Safar • Sort Code 20-89-56 • Account No 03581942
||Date
Description
Money out £
Money in £
Balance £
**Balance**
**brought forward from previous page**
4,700.59
4 Jan
Standing Order to One Third
Ref:- Biggs
15.00
4,685.59
Card Payment to Charitycheckout
On 31 Dec
400.00
4,285.59
Standing Order From S Bhutawala
Ref:- S Bhutawala - 4Ppl
10.00
4,295.59
5 Jan
On-Line Banking Bill Payment to
One Third Yasar
Ref: Gugharkhan1Third
1,000.00
3,295.59
On-Line Banking Bill Payment to
Masjid-E-Owais-E-Q
Ref: Dilawar10Belgrave
1,000.00
2,295.59
6 Jan
Balance carried forward
2,295.59
Total Payments/Receipts
3,368.60
344.37|
|---|---|
||4 Jan|
||5 Jan|
||6 Jan|
|||
Anything wrong? If you notice any incorrect or unusual transactions, see the next page for how to get in touch with us.
Page 2
Helpful Information
Get in touch
## Dispute resolution
**If you have a problem with your agreement, please try to resolve it with us in the first instance. If you are not happy with the way in which we handled your complaint or the result, you may be able to complain to the Financial Ombudsman Service. If you do not take up your problem with us first you will not be entitled to complain to the Ombudsman. We can provide details of how to contact the Ombudsman.**
Important information about compensation arrangements
We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Most depositors – including most individuals and businesses – are covered by the scheme.
We will issue the FSCS information sheet and exclusions list which set out in detail what is, and is not, covered by the FSCS, once a calendar year usually with your account statement.
For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk.
Important information about going overdrawn without an agreed overdraft limit or exceeding your agreed overdraft limit
An unarranged overdraft rate of 29.5% will apply if there is not enough money in your account(s) to make a payment and so cause an unarranged overdraft on your account(s).
## **What is an unarranged overdraft?**
An unarranged overdraft occurs where either:
a) you go overdrawn on your account without agreeing an overdraft with us first; or b) you exceed your agreed overdraft limit.
c) not every Barclays product will allow you to go overdrawn or exceed your agreed overdraft limit. Please check your terms and conditions for more information.
If you try to make any payment from your account and you don’t have the funds available, or if we have reasonable grounds to believe that you won’t have sufficient funds on the date that the payment will be made from your account, we will treat this as a request to make, or extend, the use of our unarranged overdraft facilities. It’s within our discretion to process the payment or return it unpaid.
## **What can you do to help avoid or limit an unarranged overdraft?**
**Get In Touch.** If you become aware in advance that payments may take your account into an unarranged overdraft, please contact us as early as possible so that we can discuss the ways we could help. This will maximise the chances of us being able to:
a) understand any changes in your business and explore the options available;
b) consider options for authorised borrowing facilities; c) facilitate payments being made; d) limit the costs associated with unarranged borrowing; e) address any concerns that you may have.
**Register for Text Alerts.** Business banking customers can register for our ‘Near Limit’ Text Alert which is designed to help you avoid going overdrawn (if you don’t have an agreed overdraft limit), or exceeding your agreed overdraft limit, by notifying you when your balance falls below a figure you specify. Once you have signed up for this Text Alert, if your account goes into an unarranged overdraft, we’ll send you a Text Alert the following working day (Monday – Friday) to let you know. By acting on this information you have the opportunity to clear your unarranged overdraft.
You can register for Text Alerts through Online Banking, in any of our branches or over the phone. Visit barclays.co.uk/business-banking/ways-to-bank/mobile-bankin g for more information. Terms and conditions apply.
**Go online for more support.** For useful tips to keep on top of your cashflow, helpful downloadable tools, and a simple guide to borrowing, visit barclays.co.uk/business-banking/borrow For details relating to unarranged borrowing, please refer to your banking services tariff guide.
- For Business Banking customers, this can be found online at https://www.barclays.co.uk/business-banking/accounts/ rates-and-charges
## Interest
Interest is calculated daily on the cleared balance of your account at the close of business. We’ll let you know if interest is calculated on the statement balance rather than the cleared balance. The cleared balance includes only credits and debits that have cleared. Ask your branch or Barclays Business Team for details of clearance times and the dates when we pay or charge interest. The rates of interest shown are current at the time of printing this statement and may have changed during the period of the statement.
In accordance with UK tax legislation, from 6 April 2016 interest is paid gross. For UK resident individuals (including sole traders or partnerships), if you are a UK taxpayer you may have to pay tax on interest earned in excess of your Personal Savings Allowance. For information and guidance please refer to HMRC’s website.
The management of your tax affairs is your responsibility, including making any required declarations to the relevant tax authority(ies), where you are tax resident. If the statement shows that we have applied interest to your account, we’ll give you on request details of the rate(s) of interest used and a clear explanation of how the interest was calculated. Details of Barclays interest rates for business customers are available at barclays.co.uk/business-banking.
## Using your debit card in the UK and abroad
We will charge you a 2.75% Non-Sterling Transaction Fee when making purchases, making a cash withdrawal, or when being refunded. This fee also applies whenever you do not pay in sterling, for example shopping online at a non-UK website.
As we explain in our customer terms, we calculate our exchange rate using the reference exchange rate for the Visa card scheme. Visa converts transactions into sterling using the Visa Exchange Rate on the day it processes the transaction – as this may be a day or two later, our rate may be different on that day.
You'll find a comparison of our exchange rate for certain currencies as a mark-up against the rate published by the European Central Bank in the Barclays App or at the following website:
https://www.barclays.co.uk/travel/using-debit-cardabroad/ This is updated twice a day. This may help you to decide whether you want to accept the conversion rate offered by the retailer or ATM provider or accept our rate.
## International Bank Account Number (IBAN) and Bank Identification Code (SWIFTBIC)
Your IBAN and SWIFTBIC are shown on the front of your statement. By using them you could reduce charges when receiving international payments in euros. Find out more at: business.barclays.co.uk/bb/ibanInformation.
## Online
## **barclays.co.uk**
## On the phone
## **0345-717-1819**
**Talk to an advisor 7am - 11pm or use our 24-hour automated service**
## Write to us
## **Barclays, Leicester LE87 2BB**
## Your branch
## **LEICESTER, LE87 2BB**
## Lost and stolen cards
## **01604 230 230**
## **– 24 hours**
## **Tell us straight away if:**
- **you do not receive a Barclays card you were expecting**
- **any of your cards are lost, stolen, or damaged**
- **you think someone else may know your PIN.**
Call charges will apply (please check with your service provider). We may monitor or record calls for quality, security, and training
## Follow us
www.facebook.com/ barclaysbusinessuk
www.twitter.com/ barclaysbizchat
youtube.com/ BarclaysUK
www.linkedin.com/ Barclays Business Banking
continued Helpful Information
## Getting information from Barclays
We send information to Business banking customers with their statements about relevant new offers and products. If you don’t get these messages and you’d like to, or if you do and you'd rather you didn't, just call us, or come into a branch. And if you change your mind at any time, just get in touch.
## You can get this in Braille, large print or audio by calling 0800 400 100 (via Text Relay if appropriate)
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. *To maintain a quality service, we may monitor and record phone calls. Calls to 03 numbers are charged at the same rate as calls to 01 and 02 landlines, and will count towards any inclusive minutes you may have covering calls to landline numbers. Call charges may differ, please check with your local provider.
## **Financial Services Compensation Scheme Information Sheet**
**Basic information about the protection of your eligible deposits** Eligible deposits in Barclays Bank UK PLC are protected by: the Financial Services Compensation Scheme (“FSCS”) Limit of protection: £85,000 per depositor per bank The following trading names are part of Barclays: Barclays, Barclays Business Banking, Barclays Premier Banking, Barclays Smart Investor, Barclays Wealth Management and Pingit If you have more eligible deposits at the same bank: All your eligible deposits at the same bank are "aggregated" and the total is subject to the limit of £85,000. If you have a joint account with other person(s): The limit of £85,000 applies to each depositor separately. Reimbursement period in case of bank’s failure: 20 working days. Currency of reimbursement: Pound sterling (GBP, £) or, for branches of UK banks operating in other EEA Member States, the currency of that State. To contact Barclays Bank UK PLC for enquiries relating Barclays Bank UK PLC to your account: 1 Churchill Place Canary Wharf London E14 5HP To contact the FSCS for further information on Financial Services Compensation Scheme compensation: 10th Floor Beaufort House 15 St. Botolph Street London EC3A 7QU Tel: 0800 678 1100 or 020 7741 4100 email: ICT@fscs.org.uk More information: www.fscs.org.uk
## Additional information
## **Scheme responsible for the protection of your eligible deposit**
Your eligible deposit is covered by a statutory Deposit Guarantee Scheme. If insolvency of your bank, building society or credit union should occur, your eligible deposits would be repaid up to £85,000 by the Deposit Guarantee Scheme.
## **General limit of protection**
If a covered deposit is unavailable because a bank, building society or credit union is unable to meet its financial obligations, depositors are repaid by a Deposit Guarantee Scheme. This repayment covers at maximum £85,000 per bank, building society or credit union. This means that all eligible deposits at the same bank, building society or credit union are added up in order to determine the coverage level. If, for instance, a depositor holds a savings account with £80,000 and a current account with £20,000, he or she will only be repaid £85,000.
Barclays Bank UK PLC also trades under Barclays, Barclays Business Banking, Barclays Premier Banking, Barclays Smart Investor, Barclays Wealth Management and Pingit. This means that all eligible deposits with one or more of these trading names are in total covered up to £85,000.
In some cases eligible deposits which are categorised as “temporary high balances” are protected above £85,000 for six months after the amount has been credited or from the moment when such eligible deposits become legally transferable. These are eligible deposits connected with certain events including:
(a) certain transactions relating to the depositor’s current or prospective only or main residence or dwelling;
(b) a death, or the depositor’s marriage or civil partnership, divorce, retirement, dismissal, redundancy or invalidity;
(c) the payment to the depositor of insurance benefits or compensation for criminal injuries or wrongful conviction.
More information can be obtained under www.fscs.org.uk
This method will also be applied if a bank, building society or credit union operates under different trading names.
## **Limit of protection for joint accounts**
**In case of joint accounts, the limit of £85,000 applies to each depositor. However, eligible deposits in an account to which two or more persons are entitled as members of a business partnership, association or grouping of a similar nature, without legal personality, are aggregated and treated as if made by a single depositor for the purpose of calculating the limit of £85,000.**
## **Reimbursement**
**The responsible Deposit Guarantee Scheme is the Financial Services Compensation Scheme, 10th Floor Beaufort House, 15 St Botolph Street, London EC3A 7QU, Tel: 0800 678 1100 or 020 7741 4100, email: ICT@fscs.org.uk. It will repay your eligible deposits (up to £85,000) within 20 working days until 31 December 2018; within 15 working days from 1 January 2019 until 31 December 2020; within ten working days from 1 January 2021 to 31 December 2023; and within seven working days from 1 January 2024 onwards, save where specific exceptions apply.**
**until 31 December 2023, ensure that you have access to an appropriate amount of your covered deposits to cover the cost of living (in the case of a depositor which is an individual) or to cover necessary business expenses or operating costs (in the case of a depositor which is not an individual or a large company) within 5 working days of a request.**
**If you have not been repaid within these deadlines, you should contact the Deposit Guarantee Scheme since the time to claim reimbursement may be barred after a certain time limit. Further information can be obtained under www.fscs.org.uk**
## **Other important information**
**In general, all retail depositors and businesses are covered by Deposit Guarantee Schemes. Exceptions for certain deposits are stated on the website of the responsible Deposit Guarantee Scheme. Your bank, building society or credit union will also inform you of any exclusions from protection which may apply. If deposits are eligible, the bank, building society or credit union shall also confirm this on the statement of account.**
**Where the FSCS cannot make the repayable amount available within 7 working days, it will, from 1 June 2016**
## **Financial Services Compensation Scheme Exclusions List**
**A deposit is excluded from protection if:**
**(1) The holder and any beneficial owner of the deposit have never been identified in accordance with money laundering requirements. For further information, contact your bank, building society or credit union.**
**(2) The deposit arises out of transactions in connection with which there has been a criminal conviction for money laundering.**
**(3) It is a deposit made by a depositor which is one of the following:**
- **credit institution**
- **financial institution**
- **investment firm**
- **insurance undertaking**
- **reinsurance undertaking**
- **collective investment undertaking**
- **pension or retirement fund (unless they are deposits by personal pension schemes, stakeholder pension schemes and occupational pension schemes of micro, small and medium, sized enterprises)**
- **public authority, other than a small local authority.**
## **For further information about exclusions, refer to the FSCS website at www.FSCS.org.uk**
You can get this in Braille, large print or audio by calling **0800 400 100*** (via Text Relay if appropriate) or by ordering online from **barclays.co.uk/accessibleservices** Call monitoring and charges information
To keep a high quality of service, your call may be monitored or recorded for training and security.
*Calls to 0800 numbers are free when calling from a UK landline. Charges may apply when using a mobile phone or calling from abroad. †Lines are open 8.30am-5.30pm Monday to Friday and Saturday 9am-2pm, except bank holidays. Calls to 03 numbers are charged at the same rate as calls to 01 and 02 landlines and will count towards any inclusive minutes you have that cover calls to landline numbers. Call charges may differ, please check with your local provider.
Barclays Bank UK PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Item ref: 9914022_UK 04/18
## AS SAFAR
Sort Code 20-89-56 Account No 03581942
SWIFTBIC BUKBGB22 IBAN GB78 BUKB 2089 5603 5819 42 Issued on 08 February 2021
THE OFFICIALS AS SAFAR 29 WANDERER DRIVE BARKING ESSEX IG11 0XJ
## Your Community Account
## At a glance
## 07 Jan - 05 Feb 2021
||0|
|---|---|
|Date|S
M
u
M
u
E
Y
b
C
Description
Money out £
Money in £
Balance £
Start Balance
2,295.59
On-Line Banking Bill Payment to
Picrights Limited
Ref: 5545-2818-7366
200.00
2,095.59
Direct Credit From Stripe
Payments UK
Ref: Stripe
9.68
2,105.27
Standing Order From 200898
43336883
Ref:- Amnapervaiziqbal Y
10.00
2,115.27
Direct Credit From Stripe
Payments UK
Ref: Stripe
691.00
2,806.27
Direct Credit From Stripe
Payments UK
Ref: Stripe
1,115.44
3,921.71
Direct Credit From Stripe
Payments UK
Ref: Stripe
1,092.13
5,013.84
Standing Order From A Khan
Ref:- Asif
10.00
5,023.84
Direct Credit From Stripe
Payments UK
Ref: Stripe
799.28
5,823.12
Standing Order From Mdpaccoun
BC
Ref:- Dilawar
50.00
5,873.12
Direct Credit From Stripe
Payments UK
Ref: Stripe
566.11
6,439.23
Direct Credit From Stripe
Payments UK
Ref: Stripe
55.72
6,494.95|
|||
|7 Jan||
|13 Jan||
|15 Jan||
|18 Jan||
|19 Jan||
|20 Jan||
|21 Jan||
|22 Jan||
|S|tart balance
£2,295.59|
|---|---|
|M
u|oney out
£6,730.00
Commission charges £0.00|
|M
u|oney in
£5,222.56
Gross interest earned £0.00|
|E|nd balance
**£788.15**|
|Y
b
C|our deposit is eligible for protection
y the Financial Services
ompensation Scheme.|
Continued
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Page 1
As Safar • Sort Code 20-89-56 • Account No 03581942
||Date
Description
Money out £
Money in £
Balance £
**Balance**
**brought forward from previous page**
6,494.95
25 Jan
Direct Credit From Stripe
Payments UK
Ref: Stripe
9.68
6,504.63
Direct Credit From Paypal
Ref: Ppwdl4T5J2223Zqn6Q
508.12
7,012.75
26 Jan
Direct Credit From Stripe
Payments UK
Ref: Stripe
197.40
7,210.15
29 Jan
Direct Credit From Stripe
Payments UK
Ref: Stripe
49.20
7,259.35
1 Feb
Standing Order to Aid Appeal
Ref:- Biggs
15.00
7,244.35
Standing Order to One Third
Ref:- Biggs
15.00
7,229.35
Direct Credit From Stripe
Payments UK
Ref: Stripe
19.56
7,248.91
Direct Credit From Stripe
Payments UK
Ref: Stripe
29.24
7,278.15
4 Feb
Standing Order From S Bhutawala
Ref:- S Bhutawala - 4Ppl
10.00
7,288.15
5 Feb
On-Line Banking Bill Payment to
UK Islamic Mission
Ref: Funeral Ambulance
1,500.00
5,788.15
On-Line Banking Bill Payment to
UK Islamic Mission
Ref: Funeral Ambulance
5,000.00
788.15
5 Feb
Balance carried forward
788.15
Total Payments/Receipts
6,730.00
5,222.56|
|---|---|
||25 Jan|
||26 Jan|
||29 Jan|
||1 Feb|
||4 Feb|
||5 Feb|
||5 Feb|
|||
Anything wrong? If you notice any incorrect or unusual transactions, see the next page for how to get in touch with us.
Page 2
Helpful Information
Get in touch
## Dispute resolution
**If you have a problem with your agreement, please try to resolve it with us in the first instance. If you are not happy with the way in which we handled your complaint or the result, you may be able to complain to the Financial Ombudsman Service. If you do not take up your problem with us first you will not be entitled to complain to the Ombudsman. We can provide details of how to contact the Ombudsman.**
Important information about compensation arrangements
We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Most depositors – including most individuals and businesses – are covered by the scheme.
We will issue the FSCS information sheet and exclusions list which set out in detail what is, and is not, covered by the FSCS, once a calendar year usually with your account statement.
For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk.
Important information about going overdrawn without an agreed overdraft limit or exceeding your agreed overdraft limit
An unarranged overdraft rate of 29.5% will apply if there is not enough money in your account(s) to make a payment and so cause an unarranged overdraft on your account(s).
## **What is an unarranged overdraft?**
An unarranged overdraft occurs where either:
a) you go overdrawn on your account without agreeing an overdraft with us first; or b) you exceed your agreed overdraft limit.
c) not every Barclays product will allow you to go overdrawn or exceed your agreed overdraft limit. Please check your terms and conditions for more information.
If you try to make any payment from your account and you don’t have the funds available, or if we have reasonable grounds to believe that you won’t have sufficient funds on the date that the payment will be made from your account, we will treat this as a request to make, or extend, the use of our unarranged overdraft facilities. It’s within our discretion to process the payment or return it unpaid.
## **What can you do to help avoid or limit an unarranged overdraft?**
**Get In Touch.** If you become aware in advance that payments may take your account into an unarranged overdraft, please contact us as early as possible so that we can discuss the ways we could help. This will maximise the chances of us being able to:
a) understand any changes in your business and explore the options available;
b) consider options for authorised borrowing facilities; c) facilitate payments being made; d) limit the costs associated with unarranged borrowing; e) address any concerns that you may have.
**Register for Text Alerts.** Business banking customers can register for our ‘Near Limit’ Text Alert which is designed to help you avoid going overdrawn (if you don’t have an agreed overdraft limit), or exceeding your agreed overdraft limit, by notifying you when your balance falls below a figure you specify. Once you have signed up for this Text Alert, if your account goes into an unarranged overdraft, we’ll send you a Text Alert the following working day (Monday – Friday) to let you know. By acting on this information you have the opportunity to clear your unarranged overdraft.
You can register for Text Alerts through Online Banking, in any of our branches or over the phone. Visit barclays.co.uk/business-banking/ways-to-bank/mobile-bankin g for more information. Terms and conditions apply.
**Go online for more support.** For useful tips to keep on top of your cashflow, helpful downloadable tools, and a simple guide to borrowing, visit barclays.co.uk/business-banking/borrow For details relating to unarranged borrowing, please refer to your banking services tariff guide.
- For Business Banking customers, this can be found online at https://www.barclays.co.uk/business-banking/accounts/ rates-and-charges
## Interest
Interest is calculated daily on the cleared balance of your account at the close of business. We’ll let you know if interest is calculated on the statement balance rather than the cleared balance. The cleared balance includes only credits and debits that have cleared. Ask your branch or Barclays Business Team for details of clearance times and the dates when we pay or charge interest. The rates of interest shown are current at the time of printing this statement and may have changed during the period of the statement.
In accordance with UK tax legislation, from 6 April 2016 interest is paid gross. For UK resident individuals (including sole traders or partnerships), if you are a UK taxpayer you may have to pay tax on interest earned in excess of your Personal Savings Allowance. For information and guidance please refer to HMRC’s website.
The management of your tax affairs is your responsibility, including making any required declarations to the relevant tax authority(ies), where you are tax resident. If the statement shows that we have applied interest to your account, we’ll give you on request details of the rate(s) of interest used and a clear explanation of how the interest was calculated. Details of Barclays interest rates for business customers are available at barclays.co.uk/business-banking.
## Using your debit card in the UK and abroad
We will charge you a 2.75% Non-Sterling Transaction Fee when making purchases, making a cash withdrawal, or when being refunded. This fee also applies whenever you do not pay in sterling, for example shopping online at a non-UK website.
As we explain in our customer terms, we calculate our exchange rate using the reference exchange rate for the Visa card scheme. Visa converts transactions into sterling using the Visa Exchange Rate on the day it processes the transaction – as this may be a day or two later, our rate may be different on that day.
You'll find a comparison of our exchange rate for certain currencies as a mark-up against the rate published by the European Central Bank in the Barclays App or at the following website:
https://www.barclays.co.uk/travel/using-debit-cardabroad/ This is updated twice a day. This may help you to decide whether you want to accept the conversion rate offered by the retailer or ATM provider or accept our rate.
## International Bank Account Number (IBAN) and Bank Identification Code (SWIFTBIC)
Your IBAN and SWIFTBIC are shown on the front of your statement. By using them you could reduce charges when receiving international payments in euros. Find out more at: business.barclays.co.uk/bb/ibanInformation.
## Online
## **barclays.co.uk**
## On the phone
## **0345-717-1819**
**Talk to an advisor 7am - 11pm or use our 24-hour automated service**
## Write to us
## **Barclays, Leicester LE87 2BB**
## Your branch
## **LEICESTER, LE87 2BB**
## Lost and stolen cards
## **01604 230 230**
## **– 24 hours**
## **Tell us straight away if:**
- **you do not receive a Barclays card you were expecting**
- **any of your cards are lost, stolen, or damaged**
- **you think someone else may know your PIN.**
Call charges will apply (please check with your service provider). We may monitor or record calls for quality, security, and training
## Follow us
www.facebook.com/ barclaysbusinessuk
www.twitter.com/ barclaysbizchat
youtube.com/ BarclaysUK
www.linkedin.com/ Barclays Business Banking
continued Helpful Information
## Getting information from Barclays
We send information to Business banking customers with their statements about relevant new offers and products. If you don’t get these messages and you’d like to, or if you do and you'd rather you didn't, just call us, or come into a branch. And if you change your mind at any time, just get in touch.
## You can get this in Braille, large print or audio by calling 0800 400 100 (via Text Relay if appropriate)
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. *To maintain a quality service, we may monitor and record phone calls. Calls to 03 numbers are charged at the same rate as calls to 01 and 02 landlines, and will count towards any inclusive minutes you may have covering calls to landline numbers. Call charges may differ, please check with your local provider.
## AS SAFAR
Sort Code 20-89-56 Account No 03581942
SWIFTBIC BUKBGB22 IBAN GB78 BUKB 2089 5603 5819 42 Issued on 08 March 2021
THE OFFICIALS AS SAFAR 29 WANDERER DRIVE BARKING ESSEX IG11 0XJ
## Your Community Account
## At a glance
## 06 Feb - 05 Mar 2021
||0|
|---|---|
|Date|S
M
u
M
u
E
Y
b
C
Description
Money out £
Money in £
Balance £
Start Balance
788.15
Direct Credit From Stripe
Payments UK
Ref: Stripe
422.18
1,210.33
Direct Credit From Stripe
Payments UK
Ref: Stripe
49.20
1,259.53
Direct Credit From Stripe
Payments UK
Ref: Stripe
429.58
1,689.11
Direct Credit From Stripe
Payments UK
Ref: Stripe
9.68
1,698.79
Standing Order From 200898
43336883
Ref:- Amnapervaiziqbal Y
10.00
1,708.79
Standing Order From A Khan
Ref:- Asif
10.00
1,718.79
Standing Order From Mdpaccoun
BC
Ref:- Dilawar
50.00
1,768.79
Direct Credit From Stripe
Payments UK
Ref: Stripe
4.74
1,773.53
Standing Order to Aid Appeal
Ref:- Biggs
15.00
1,758.53
Standing Order to One Third
Ref:- Biggs
15.00
1,743.53|
|||
|6 Feb||
|8 Feb||
|9 Feb||
|10 Feb||
|15 Feb||
|22 Feb||
|25 Feb||
|1 Mar||
|S|tart balance
£788.15|
|---|---|
|M
u|oney out
£30.00
Commission charges £0.00|
|M
u|oney in
£995.38
Gross interest earned £0.00|
|E|nd balance
**£1,753.53**|
Your deposit is eligible for protection by the Financial Services Compensation Scheme.
Continued
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Page 1
As Safar • Sort Code 20-89-56 • Account No 03581942
||Date
Description
Money out £
Money in £
Balance £
**Balance**
**brought forward from previous page**
1,743.53
4 Mar
Standing Order From S Bhutawala
Ref:- S Bhutawala - 4Ppl
10.00
1,753.53
5 Mar
Balance carried forward
1,753.53
Total Payments/Receipts
30.00
995.38|
|---|---|
Anything wrong? If you notice any incorrect or unusual transactions, see the next page for how to get in touch with us.
Page 2
Helpful Information
Get in touch
## Dispute resolution
**If you have a problem with your agreement, please try to resolve it with us in the first instance. If you are not happy with the way in which we handled your complaint or the result, you may be able to complain to the Financial Ombudsman Service. If you do not take up your problem with us first you will not be entitled to complain to the Ombudsman. We can provide details of how to contact the Ombudsman.**
Important information about compensation arrangements
We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Most depositors – including most individuals and businesses – are covered by the scheme.
We will issue the FSCS information sheet and exclusions list which set out in detail what is, and is not, covered by the FSCS, once a calendar year usually with your account statement.
For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk.
Important information about going overdrawn without an agreed overdraft limit or exceeding your agreed overdraft limit
An unarranged overdraft rate of 29.5% will apply if there is not enough money in your account(s) to make a payment and so cause an unarranged overdraft on your account(s).
## **What is an unarranged overdraft?**
An unarranged overdraft occurs where either:
a) you go overdrawn on your account without agreeing an overdraft with us first; or b) you exceed your agreed overdraft limit.
c) not every Barclays product will allow you to go overdrawn or exceed your agreed overdraft limit. Please check your terms and conditions for more information.
If you try to make any payment from your account and you don’t have the funds available, or if we have reasonable grounds to believe that you won’t have sufficient funds on the date that the payment will be made from your account, we will treat this as a request to make, or extend, the use of our unarranged overdraft facilities. It’s within our discretion to process the payment or return it unpaid.
## **What can you do to help avoid or limit an unarranged overdraft?**
**Get In Touch.** If you become aware in advance that payments may take your account into an unarranged overdraft, please contact us as early as possible so that we can discuss the ways we could help. This will maximise the chances of us being able to:
a) understand any changes in your business and explore the options available;
b) consider options for authorised borrowing facilities; c) facilitate payments being made; d) limit the costs associated with unarranged borrowing; e) address any concerns that you may have.
**Register for Text Alerts.** Business banking customers can register for our ‘Near Limit’ Text Alert which is designed to help you avoid going overdrawn (if you don’t have an agreed overdraft limit), or exceeding your agreed overdraft limit, by notifying you when your balance falls below a figure you specify. Once you have signed up for this Text Alert, if your account goes into an unarranged overdraft, we’ll send you a Text Alert the following working day (Monday – Friday) to let you know. By acting on this information you have the opportunity to clear your unarranged overdraft.
You can register for Text Alerts through Online Banking, in any of our branches or over the phone. Visit barclays.co.uk/business-banking/ways-to-bank/mobile-bankin g for more information. Terms and conditions apply.
**Go online for more support.** For useful tips to keep on top of your cashflow, helpful downloadable tools, and a simple guide to borrowing, visit barclays.co.uk/business-banking/borrow For details relating to unarranged borrowing, please refer to your banking services tariff guide.
- For Business Banking customers, this can be found online at https://www.barclays.co.uk/business-banking/accounts/ rates-and-charges
## Interest
Interest is calculated daily on the cleared balance of your account at the close of business. We’ll let you know if interest is calculated on the statement balance rather than the cleared balance. The cleared balance includes only credits and debits that have cleared. Ask your branch or Barclays Business Team for details of clearance times and the dates when we pay or charge interest. The rates of interest shown are current at the time of printing this statement and may have changed during the period of the statement.
In accordance with UK tax legislation, from 6 April 2016 interest is paid gross. For UK resident individuals (including sole traders or partnerships), if you are a UK taxpayer you may have to pay tax on interest earned in excess of your Personal Savings Allowance. For information and guidance please refer to HMRC’s website.
The management of your tax affairs is your responsibility, including making any required declarations to the relevant tax authority(ies), where you are tax resident. If the statement shows that we have applied interest to your account, we’ll give you on request details of the rate(s) of interest used and a clear explanation of how the interest was calculated. Details of Barclays interest rates for business customers are available at barclays.co.uk/business-banking.
## Using your debit card in the UK and abroad
We will charge you a 2.75% Non-Sterling Transaction Fee when making purchases, making a cash withdrawal, or when being refunded. This fee also applies whenever you do not pay in sterling, for example shopping online at a non-UK website.
As we explain in our customer terms, we calculate our exchange rate using the reference exchange rate for the Visa card scheme. Visa converts transactions into sterling using the Visa Exchange Rate on the day it processes the transaction – as this may be a day or two later, our rate may be different on that day.
You'll find a comparison of our exchange rate for certain currencies as a mark-up against the rate published by the European Central Bank in the Barclays App or at the following website:
https://www.barclays.co.uk/travel/using-debit-cardabroad/ This is updated twice a day. This may help you to decide whether you want to accept the conversion rate offered by the retailer or ATM provider or accept our rate.
## International Bank Account Number (IBAN) and Bank Identification Code (SWIFTBIC)
Your IBAN and SWIFTBIC are shown on the front of your statement. By using them you could reduce charges when receiving international payments in euros. Find out more at: business.barclays.co.uk/bb/ibanInformation.
## Online
## **barclays.co.uk**
## On the phone
## **0345-717-1819**
**Talk to an advisor 7am - 11pm or use our 24-hour automated service**
## Write to us
## **Barclays, Leicester LE87 2BB**
## Your branch
## **LEICESTER, LE87 2BB**
## Lost and stolen cards
## **01604 230 230**
## **– 24 hours**
## **Tell us straight away if:**
- **you do not receive a Barclays card you were expecting**
- **any of your cards are lost, stolen, or damaged**
- **you think someone else may know your PIN.**
Call charges will apply (please check with your service provider). We may monitor or record calls for quality, security, and training
## Follow us
www.facebook.com/ barclaysbusinessuk
www.twitter.com/ barclaysbizchat
youtube.com/ BarclaysUK
www.linkedin.com/ Barclays Business Banking
continued Helpful Information
## Getting information from Barclays
We send information to Business banking customers with their statements about relevant new offers and products. If you don’t get these messages and you’d like to, or if you do and you'd rather you didn't, just call us, or come into a branch. And if you change your mind at any time, just get in touch.
## You can get this in Braille, large print or audio by calling 0800 400 100 (via Text Relay if appropriate)
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. *To maintain a quality service, we may monitor and record phone calls. Calls to 03 numbers are charged at the same rate as calls to 01 and 02 landlines, and will count towards any inclusive minutes you may have covering calls to landline numbers. Call charges may differ, please check with your local provider.
## AS SAFAR
Sort Code 20-89-56 Account No 03581942
SWIFTBIC BUKBGB22 IBAN GB78 BUKB 2089 5603 5819 42 Issued on 07 April 2021
THE OFFICIALS AS SAFAR 29 WANDERER DRIVE BARKING ESSEX IG11 0XJ
## Your Community Account
## At a glance
## 06 Mar - 06 Apr 2021
||0|
|---|---|
|Date|S
M
u
M
u
E
Y
b
C
Description
Money out £
Money in £
Balance £
Start Balance
1,753.53
Direct Credit From Stripe
Payments UK
Ref: Stripe
9.68
1,763.21
Standing Order From 200898
43336883
Ref:- Amnapervaiziqbal Y
10.00
1,773.21
Standing Order From A Khan
Ref:- Asif
10.00
1,783.21
Standing Order From Mdpaccoun
BC
Ref:- Dilawar
50.00
1,833.21
Direct Credit From Stripe
Payments UK
Ref: Stripe
493.80
2,327.01
On-Line Banking Bill Payment to
UK Islamic Mission
Ref: Funeral Ambulance
650.00
1,677.01
Standing Order to Aid Appeal
Ref:- Biggs
15.00
1,662.01
Standing Order to One Third
Ref:- Biggs
15.00
1,647.01
Standing Order From S Bhutawala
Ref:- S Bhutawala - 4Ppl
10.00
1,657.01
Balance carried forward
1,657.01
Total Payments/Receipts
680.00
583.48|
|||
|6 Mar||
|15 Mar||
|22 Mar||
|24 Mar||
|1 Apr||
|6 Apr||
|6 Apr||
|||
|S|tart balance
£1,753.53|
|---|---|
|M
u|oney out
£680.00
Commission charges £0.00|
|M
u|oney in
£583.48
Gross interest earned £0.00|
|E|nd balance
**£1,657.01**|
Your deposit is eligible for protection by the Financial Services Compensation Scheme.
Anything wrong? If you notice any incorrect or unusual transactions, see the next page for how to get in touch with us.
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Page 1
Helpful Information
Get in touch
## Dispute resolution
**If you have a problem with your agreement, please try to resolve it with us in the first instance. If you are not happy with the way in which we handled your complaint or the result, you may be able to complain to the Financial Ombudsman Service. If you do not take up your problem with us first you will not be entitled to complain to the Ombudsman. We can provide details of how to contact the Ombudsman.**
Important information about compensation arrangements
We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Most depositors – including most individuals and businesses – are covered by the scheme.
We will issue the FSCS information sheet and exclusions list which set out in detail what is, and is not, covered by the FSCS, once a calendar year usually with your account statement.
For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk.
Important information about going overdrawn without an agreed overdraft limit or exceeding your agreed overdraft limit
An unarranged overdraft rate of 29.5% will apply if there is not enough money in your account(s) to make a payment and so cause an unarranged overdraft on your account(s).
## **What is an unarranged overdraft?**
An unarranged overdraft occurs where either:
a) you go overdrawn on your account without agreeing an overdraft with us first; or b) you exceed your agreed overdraft limit.
c) not every Barclays product will allow you to go overdrawn or exceed your agreed overdraft limit. Please check your terms and conditions for more information.
If you try to make any payment from your account and you don’t have the funds available, or if we have reasonable grounds to believe that you won’t have sufficient funds on the date that the payment will be made from your account, we will treat this as a request to make, or extend, the use of our unarranged overdraft facilities. It’s within our discretion to process the payment or return it unpaid.
## **What can you do to help avoid or limit an unarranged overdraft?**
**Get In Touch.** If you become aware in advance that payments may take your account into an unarranged overdraft, please contact us as early as possible so that we can discuss the ways we could help. This will maximise the chances of us being able to:
a) understand any changes in your business and explore the options available;
b) consider options for authorised borrowing facilities; c) facilitate payments being made; d) limit the costs associated with unarranged borrowing; e) address any concerns that you may have.
**Register for Text Alerts.** Business banking customers can register for our ‘Near Limit’ Text Alert which is designed to help you avoid going overdrawn (if you don’t have an agreed overdraft limit), or exceeding your agreed overdraft limit, by notifying you when your balance falls below a figure you specify. Once you have signed up for this Text Alert, if your account goes into an unarranged overdraft, we’ll send you a Text Alert the following working day (Monday – Friday) to let you know. By acting on this information you have the opportunity to clear your unarranged overdraft.
You can register for Text Alerts through Online Banking, in any of our branches or over the phone. Visit barclays.co.uk/business-banking/ways-to-bank/mobile-bankin g for more information. Terms and conditions apply.
**Go online for more support.** For useful tips to keep on top of your cashflow, helpful downloadable tools, and a simple guide to borrowing, visit barclays.co.uk/business-banking/borrow For details relating to unarranged borrowing, please refer to your banking services tariff guide.
- For Business Banking customers, this can be found online at https://www.barclays.co.uk/business-banking/accounts/ rates-and-charges
## Interest
Interest is calculated daily on the cleared balance of your account at the close of business. We’ll let you know if interest is calculated on the statement balance rather than the cleared balance. The cleared balance includes only credits and debits that have cleared. Ask your branch or Barclays Business Team for details of clearance times and the dates when we pay or charge interest. The rates of interest shown are current at the time of printing this statement and may have changed during the period of the statement.
In accordance with UK tax legislation, from 6 April 2016 interest is paid gross. For UK resident individuals (including sole traders or partnerships), if you are a UK taxpayer you may have to pay tax on interest earned in excess of your Personal Savings Allowance. For information and guidance please refer to HMRC’s website.
The management of your tax affairs is your responsibility, including making any required declarations to the relevant tax authority(ies), where you are tax resident. If the statement shows that we have applied interest to your account, we’ll give you on request details of the rate(s) of interest used and a clear explanation of how the interest was calculated. Details of Barclays interest rates for business customers are available at barclays.co.uk/business-banking.
## Using your debit card in the UK and abroad
We will charge you a 2.75% Non-Sterling Transaction Fee when making purchases, making a cash withdrawal, or when being refunded. This fee also applies whenever you do not pay in sterling, for example shopping online at a non-UK website.
As we explain in our customer terms, we calculate our exchange rate using the reference exchange rate for the Visa card scheme. Visa converts transactions into sterling using the Visa Exchange Rate on the day it processes the transaction – as this may be a day or two later, our rate may be different on that day.
You'll find a comparison of our exchange rate for certain currencies as a mark-up against the rate published by the European Central Bank in the Barclays App or at the following website:
https://www.barclays.co.uk/travel/using-debit-cardabroad/ This is updated twice a day. This may help you to decide whether you want to accept the conversion rate offered by the retailer or ATM provider or accept our rate.
## International Bank Account Number (IBAN) and Bank Identification Code (SWIFTBIC)
Your IBAN and SWIFTBIC are shown on the front of your statement. By using them you could reduce charges when receiving international payments in euros. Find out more at: business.barclays.co.uk/bb/ibanInformation.
## Online
## **barclays.co.uk**
## On the phone
## **0345-717-1819**
**Talk to an advisor 7am - 11pm or use our 24-hour automated service**
## Write to us
## **Barclays, Leicester LE87 2BB**
## Your branch
## **LEICESTER, LE87 2BB**
## Lost and stolen cards
## **01604 230 230**
## **– 24 hours**
## **Tell us straight away if:**
- **you do not receive a Barclays card you were expecting**
- **any of your cards are lost, stolen, or damaged**
- **you think someone else may know your PIN.**
Call charges will apply (please check with your service provider). We may monitor or record calls for quality, security, and training
## Follow us
www.facebook.com/ barclaysbusinessuk
www.twitter.com/ barclaysbizchat
youtube.com/ BarclaysUK
www.linkedin.com/ Barclays Business Banking
continued Helpful Information
## Getting information from Barclays
We send information to Business banking customers with their statements about relevant new offers and products. If you don’t get these messages and you’d like to, or if you do and you'd rather you didn't, just call us, or come into a branch. And if you change your mind at any time, just get in touch.
## You can get this in Braille, large print or audio by calling 0800 400 100 (via Text Relay if appropriate)
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. *To maintain a quality service, we may monitor and record phone calls. Calls to 03 numbers are charged at the same rate as calls to 01 and 02 landlines, and will count towards any inclusive minutes you may have covering calls to landline numbers. Call charges may differ, please check with your local provider.
## AS SAFAR
Sort Code 20-89-56 Account No 03581942
SWIFTBIC BUKBGB22 IBAN GB78 BUKB 2089 5603 5819 42 Issued on 07 May 2021
THE OFFICIALS AS SAFAR 29 WANDERER DRIVE BARKING ESSEX IG11 0XJ
## Your Community Account
## At a glance
## 07 Apr - 06 May 2021
|Date|Description
Money out £
Money in £
Balance £
Start Balance
1,657.01
Direct Credit From Stripe
Payments UK
Ref: Stripe
9.68
1,666.69
Standing Order From 200898
43336883
Ref:- Amnapervaiziqbal Y
10.00
1,676.69
Standing Order From A Khan
Ref:- Asif
10.00
1,686.69
Direct Credit From Stripe
Payments UK
Ref: Stripe
49.20
1,735.89
Standing Order From Mdpaccoun
BC
Ref:- Dilawar
50.00
1,785.89
Direct Credit From Stripe
Payments UK
Ref: Stripe
296.20
2,082.09
Direct Credit From Stripe
Payments UK
Ref: Stripe
97.66
2,179.75
Direct Credit From Stripe
Payments UK
Ref: Stripe
98.60
2,278.35
Direct Credit From Stripe
Payments UK
Ref: Stripe
117.76
2,396.11
Direct Credit From Stripe
Payments UK
Ref: Stripe
603.56
2,999.67
Direct Credit From Stripe
Payments UK
Ref: Stripe
99.59
3,099.26
Continued|Start balance
£1,657.01
Money out
£1,530.00
uCommission charges £0.00
Money in
£5,451.85
uGross interest earned £0.00
End balance
**£5,578.86**
Your deposit is eligible for protection
by the Financial Services
Compensation Scheme.|
|---|---|---|
||||
|7 Apr|||
|13 Apr|||
|15 Apr|||
|20 Apr|||
|21 Apr|||
|22 Apr|||
|26 Apr|||
|27 Apr|||
|28 Apr|||
||||
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Page 1
As Safar • Sort Code 20-89-56 • Account No 03581942
||Date
Description
Money out £
Money in £
Balance £
**Balance**
**brought forward from previous page**
3,099.26
29 Apr
Direct Credit From Stripe
Payments UK
Ref: Stripe
498.14
3,597.40
30 Apr
Direct Credit From Stripe
Payments UK
Ref: Stripe
2,973.48
6,570.88
4 May
Standing Order to Aid Appeal
Ref:- Biggs
15.00
6,555.88
Standing Order to One Third
Ref:- Biggs
15.00
6,540.88
Card Payment to Launchgood Inc.
USA On 04 May
1,500.00
5,040.88
Standing Order From S Bhutawala
Ref:- S Bhutawala - 4Ppl
10.00
5,050.88
Direct Credit From Stripe
Payments UK
Ref: Stripe
49.20
5,100.08
Direct Credit From Stripe
Payments UK
Ref: Stripe
478.78
5,578.86
6 May
Balance carried forward
5,578.86
Total Payments/Receipts
1,530.00
5,451.85|
|---|---|
||29 Apr|
||30 Apr|
||4 May|
||6 May|
|||
Anything wrong? If you notice any incorrect or unusual transactions, see the next page for how to get in touch with us.
Page 2
Helpful Information
Get in touch
## Dispute resolution
**If you have a problem with your agreement, please try to resolve it with us in the first instance. If you are not happy with the way in which we handled your complaint or the result, you may be able to complain to the Financial Ombudsman Service. If you do not take up your problem with us first you will not be entitled to complain to the Ombudsman. We can provide details of how to contact the Ombudsman.**
Important information about compensation arrangements
We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Most depositors – including most individuals and businesses – are covered by the scheme.
We will issue the FSCS information sheet and exclusions list which set out in detail what is, and is not, covered by the FSCS, once a calendar year usually with your account statement.
For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk.
Important information about going overdrawn without an agreed overdraft limit or exceeding your agreed overdraft limit
An unarranged overdraft rate of 29.5% will apply if there is not enough money in your account(s) to make a payment and so cause an unarranged overdraft on your account(s).
## **What is an unarranged overdraft?**
An unarranged overdraft occurs where either:
a) you go overdrawn on your account without agreeing an overdraft with us first; or b) you exceed your agreed overdraft limit.
c) not every Barclays product will allow you to go overdrawn or exceed your agreed overdraft limit. Please check your terms and conditions for more information.
If you try to make any payment from your account and you don’t have the funds available, or if we have reasonable grounds to believe that you won’t have sufficient funds on the date that the payment will be made from your account, we will treat this as a request to make, or extend, the use of our unarranged overdraft facilities. It’s within our discretion to process the payment or return it unpaid.
## **What can you do to help avoid or limit an unarranged overdraft?**
**Get In Touch.** If you become aware in advance that payments may take your account into an unarranged overdraft, please contact us as early as possible so that we can discuss the ways we could help. This will maximise the chances of us being able to:
a) understand any changes in your business and explore the options available;
b) consider options for authorised borrowing facilities; c) facilitate payments being made; d) limit the costs associated with unarranged borrowing; e) address any concerns that you may have.
**Register for Text Alerts.** Business banking customers can register for our ‘Near Limit’ Text Alert which is designed to help you avoid going overdrawn (if you don’t have an agreed overdraft limit), or exceeding your agreed overdraft limit, by notifying you when your balance falls below a figure you specify. Once you have signed up for this Text Alert, if your account goes into an unarranged overdraft, we’ll send you a Text Alert the following working day (Monday – Friday) to let you know. By acting on this information you have the opportunity to clear your unarranged overdraft.
You can register for Text Alerts through Online Banking, in any of our branches or over the phone. Visit barclays.co.uk/business-banking/ways-to-bank/mobile-bankin g for more information. Terms and conditions apply.
**Go online for more support.** For useful tips to keep on top of your cashflow, helpful downloadable tools, and a simple guide to borrowing, visit barclays.co.uk/business-banking/borrow For details relating to unarranged borrowing, please refer to your banking services tariff guide.
- For Business Banking customers, this can be found online at https://www.barclays.co.uk/business-banking/accounts/ rates-and-charges
## Interest
Interest is calculated daily on the cleared balance of your account at the close of business. We’ll let you know if interest is calculated on the statement balance rather than the cleared balance. The cleared balance includes only credits and debits that have cleared. Ask your branch or Barclays Business Team for details of clearance times and the dates when we pay or charge interest. The rates of interest shown are current at the time of printing this statement and may have changed during the period of the statement.
In accordance with UK tax legislation, from 6 April 2016 interest is paid gross. For UK resident individuals (including sole traders or partnerships), if you are a UK taxpayer you may have to pay tax on interest earned in excess of your Personal Savings Allowance. For information and guidance please refer to HMRC’s website.
The management of your tax affairs is your responsibility, including making any required declarations to the relevant tax authority(ies), where you are tax resident. If the statement shows that we have applied interest to your account, we’ll give you on request details of the rate(s) of interest used and a clear explanation of how the interest was calculated. Details of Barclays interest rates for business customers are available at barclays.co.uk/business-banking.
## Using your debit card in the UK and abroad
We will charge you a 2.75% Non-Sterling Transaction Fee when making purchases, making a cash withdrawal, or when being refunded. This fee also applies whenever you do not pay in sterling, for example shopping online at a non-UK website.
As we explain in our customer terms, we calculate our exchange rate using the reference exchange rate for the Visa card scheme. Visa converts transactions into sterling using the Visa Exchange Rate on the day it processes the transaction – as this may be a day or two later, our rate may be different on that day.
You'll find a comparison of our exchange rate for certain currencies as a mark-up against the rate published by the European Central Bank in the Barclays App or at the following website:
https://www.barclays.co.uk/travel/using-debit-cardabroad/ This is updated twice a day. This may help you to decide whether you want to accept the conversion rate offered by the retailer or ATM provider or accept our rate.
## International Bank Account Number (IBAN) and Bank Identification Code (SWIFTBIC)
Your IBAN and SWIFTBIC are shown on the front of your statement. By using them you could reduce charges when receiving international payments in euros. Find out more at: business.barclays.co.uk/bb/ibanInformation.
## Online
## **barclays.co.uk**
## On the phone
## **0345-717-1819**
**Talk to an advisor 7am - 11pm or use our 24-hour automated service**
## Write to us
## **Barclays, Leicester LE87 2BB**
## Your branch
## **LEICESTER, LE87 2BB**
## Lost and stolen cards
## **01604 230 230**
## **– 24 hours**
## **Tell us straight away if:**
- **you do not receive a Barclays card you were expecting**
- **any of your cards are lost, stolen, or damaged**
- **you think someone else may know your PIN.**
Call charges will apply (please check with your service provider). We may monitor or record calls for quality, security, and training
## Follow us
www.facebook.com/ barclaysbusinessuk
www.twitter.com/ barclaysbizchat
youtube.com/ BarclaysUK
www.linkedin.com/ Barclays Business Banking
continued Helpful Information
## Getting information from Barclays
We send information to Business banking customers with their statements about relevant new offers and products. If you don’t get these messages and you’d like to, or if you do and you'd rather you didn't, just call us, or come into a branch. And if you change your mind at any time, just get in touch.
## You can get this in Braille, large print or audio by calling 0800 400 100 (via Text Relay if appropriate)
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. *To maintain a quality service, we may monitor and record phone calls. Calls to 03 numbers are charged at the same rate as calls to 01 and 02 landlines, and will count towards any inclusive minutes you may have covering calls to landline numbers. Call charges may differ, please check with your local provider.
## AS SAFAR
Sort Code 20-89-56 Account No 03581942
SWIFTBIC BUKBGB22 IBAN GB78 BUKB 2089 5603 5819 42 Issued on 07 June 2021
THE OFFICIALS AS SAFAR 29 WANDERER DRIVE BARKING ESSEX IG11 0XJ
## Your Community Account
## At a glance
## 07 May - 04 Jun 2021
|||Date|Date|Date||Description|Description|Description|Description||||||Money out £|Money out £|Money out £|Money out £|||Money in £|Money in £|Money in £||Balance £|Balance £||S|
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
||||||||||||||||||||||||||||||
|||7 May||||Start Balance|||||||||||||||||||5,578.86|||M|
||||||||Direct Credit From Stripe||||||||||||||49.20||||5,628.06||
|
u|
||||||||Payments UK
Ref: Stripe|||||||||||||||||||||M|
|||10 May|||||Card Payment to Givebrite.Com|||||||||1,000.00|||||||||4,628.06|||u|
||||||||On|09 May||||||||||||||||||||E|
||||||||||||||||||||||||||||||
||||||||Direct Credit From Stripe||||||||||||||191.66||||4,819.72||||
||||||||Payments UK|||||||||||||||||||||Y|
||||||||Ref:|Stripe|||||||||||||||||||
|b
|
||||||||Direct Credit From Stripe||||||||||||||214.86||||5,034.58|||C|
||||||||Payments UK||||||||||||||||||||||
||||||||Ref:|Stripe|||||||||||||||||||||
||||||||Direct Credit From Stripe||||||||||||||586.26||||5,620.84||||
||||||||Payments UK||||||||||||||||||||||
||||||||Ref:|Stripe|||||||||||||||||||||
||||||||Direct Credit From Babar Sarwar||||||||||||||1,000.00||||6,620.84||||
||||||||Kiani||||||||||||||||||||||
||||||||Ref:|Mosque|||||||||||||||||||||
|||11 May|||||Direct Credit From Stripe||||||||||||||78.44||||6,699.28||||
||||||||Payments UK||||||||||||||||||||||
||||||||Ref:|Stripe|||||||||||||||||||||
|||12 May|||||Card Payment to Givebrite.Com|||||||||200.00|||||||||6,499.28||||
||||||||On|11 May|||||||||||||||||||||
||||||||Card Payment to Givebrite.Com|||||||||1,200.00|||||||||5,299.28||||
||||||||On|11 May|||||||||||||||||||||
||||||||Direct Credit From Babar Sarwar||||||||||||||1,000.00||||6,299.28||||
||||||||Kiani||||||||||||||||||||||
||||||||Ref:|Masjid 3|||||||||||||||||||||
|||13 May|||||Card Payment to Givebrite.Com|||||||||600.00|||||||||5,699.28||||
||||||||On|12 May|||||||||||||||||||||
||||||||Direct Credit From Stripe||||||||||||||364.76||||6,064.04||||
||||||||Payments UK||||||||||||||||||||||
||||||||Ref:|Stripe|||||||||||||||||||||
|S|tart balance
£5,578.86|
|---|---|
|M
u|oney out
£13,030.00
Commission charges £0.00|
|M
u|oney in
£15,592.05
Gross interest earned £0.00|
|E|nd balance
**£8,140.91**|
Your deposit is eligible for protection by the Financial Services Compensation Scheme.
Continued
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Page 1
As Safar • Sort Code 20-89-56 • Account No 03581942
|||Date|Date|||Description|Description|Description|Description|Description|Description|||Money out £|Money out £|Money out £|Money out £||Money in £|Money in £|Money in £||Balance £|||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|||**Balance**
||||**brought forward from previous page**|||||||||||||||||6,064.04|||||||
|||14 May||||||Direct Credit From Stripe|||||||||||649.14||||6,713.18|||||||
|||||||||Payments UK||||||||||||||||||||||
|||||||||Ref:||Stripe||||||||||||||||||||
|||17 May||||||Direct Credit From Stripe|||||||||||425.03||||7,138.21|||||||
|||||||||Payments UK||||||||||||||||||||||
|||||||||Ref:||Stripe||||||||||||||||||||
|||||||||Direct Credit From Stripe|||||||||||654.42||||7,792.63|||||||
|||||||||Payments UK||||||||||||||||||||||
|||||||||Ref:||Stripe||||||||||||||||||||
|||||||||Direct Credit From Stripe|||||||||||2,912.80||||10,705.43|||||||
|||||||||Payments UK||||||||||||||||||||||
|||||||||Ref:||Stripe||||||||||||||||||||
|||||||||Standing Order From 200898|||||||||||10.00||||10,715.43|||||||
|||||||||43336883||||||||||||||||||||||
|||||||||Ref:- Amnapervaiziqbal Y||||||||||||||||||||||
|||18 May||||||Direct Credit From Stripe|||||||||||1,199.11||||11,914.54|||||||
|||||||||Payments UK||||||||||||||||||||||
|||||||||Ref:||Stripe||||||||||||||||||||
|||19 May||||||Direct Credit From Stripe|||||||||||873.18||||12,787.72|||||||
|||||||||Payments UK||||||||||||||||||||||
|||||||||Ref:||Stripe||||||||||||||||||||
|||21 May||||||Standing Order From Mdpaccoun|||||||||||50.00||||12,837.72|||||||
|||||||||BC||||||||||||||||||||||
|||||||||Ref:- Dilawar||||||||||||||||||||||
|||1 Jun||||||Standing Order to Aid Appeal|||||||15.00||||||||12,822.72|||||||
|||||||||Ref:- Biggs||||||||||||||||||||||
|||||||||Standing Order to One Third|||||||15.00||||||||12,807.72|||||||
|||||||||Ref:- Biggs||||||||||||||||||||||
|||||||||On-Line Banking Bill Payment to|||||||10,000.00||||||||2,807.72|||||||
|||||||||Save One Life||||||||||||||||||||||
|||||||||Ref:||Zakat-Cash-Assis||||||||||||||||||||
|||||||||Direct Credit From Paypal|||||||||||5,323.19||||8,130.91|||||||
|||||||||Ref:||Ppwdl4T5J222425FC8||||||||||||||||||||
|||4 Jun||||||Standing Order From S Bhutawala|||||||||||10.00||||8,140.91|||||||
|||||||||Ref:- S Bhutawala - 4Ppl||||||||||||||||||||||
|||4 Jun||||Balance carried forward|||||||||||||||||8,140.91|||||||
|||||||Total|||Payments/Receipts||||||13,030.00||||15,592.05|||||||||||
Anything wrong? If you notice any incorrect or unusual transactions, see the next page for how to get in touch with us.
Page 2
Helpful Information
Get in touch
## Dispute resolution
**If you have a problem with your agreement, please try to resolve it with us in the first instance. If you are not happy with the way in which we handled your complaint or the result, you may be able to complain to the Financial Ombudsman Service. If you do not take up your problem with us first you will not be entitled to complain to the Ombudsman. We can provide details of how to contact the Ombudsman.**
## Important information about compensation arrangements
We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Most depositors – including most individuals and businesses – are covered by the scheme.
We will issue the FSCS information sheet and exclusions list which set out in detail what is, and is not, covered by the FSCS, once a calendar year usually with your account statement.
For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk.
Important information about going overdrawn without an agreed overdraft limit or exceeding your agreed overdraft limit
An unarranged overdraft rate of 29.5% will apply if there is not enough money in your account(s) to make a payment and so cause an unarranged overdraft on your account(s).
## **What is an unarranged overdraft?**
An unarranged overdraft occurs where either:
a) you go overdrawn on your account without agreeing an overdraft with us first; or
b) you exceed your agreed overdraft limit.
c) not every Barclays product will allow you to go overdrawn or exceed your agreed overdraft limit. Please check your terms and conditions for more information.
If you try to make any payment from your account and you don’t have the funds available, or if we have reasonable grounds to believe that you won’t have sufficient funds on the date that the payment will be made from your account, we will treat this as a request to make, or extend, the use of our unarranged overdraft facilities. It’s within our discretion to process the payment or return it unpaid.
## **What can you do to help avoid or limit an unarranged overdraft?**
**Get In Touch.** If you become aware in advance that payments may take your account into an unarranged overdraft, please contact us as early as possible so that we can discuss the ways we could help. This will maximise the chances of us being able to: a) understand any changes in your business and explore the options available;
b) consider options for authorised borrowing facilities; c) facilitate payments being made;
d) limit the costs associated with unarranged borrowing; e) address any concerns that you may have.
**Register for Text Alerts.** Business banking customers can register for our ‘Near Limit’ Text Alert which is designed to help you avoid going overdrawn (if you don’t have an agreed overdraft limit), or exceeding your agreed overdraft limit, by notifying you when your balance falls below a figure you specify. Once you have signed up for this Text Alert, if your account goes into an unarranged overdraft, we’ll send you a Text Alert the following working day (Monday – Friday) to let you know. By acting on this information you have the opportunity to clear your unarranged overdraft.
You can register for Text Alerts through Online Banking, in any of our branches or over the phone. Visit barclays.co.uk/business-banking/ways-to-bank/mobile-bankin g for more information. Terms and conditions apply.
**Go online for more support.** For useful tips to keep on top of your cashflow, helpful downloadable tools, and a simple guide to borrowing, visit barclays.co.uk/business-banking/borrow For details relating to unarranged borrowing, please refer to your banking services tariff guide.
- For Business Banking customers, this can be found online at https://www.barclays.co.uk/business-banking/accounts/ rates-and-charges
## Interest
Interest is calculated daily on the cleared balance of your account at the close of business. We’ll let you know if interest is calculated on the statement balance rather than the cleared balance. The cleared balance includes only credits and debits that have cleared. Ask your branch or Barclays Business Team for details of clearance times and the dates when we pay or charge interest. The rates of interest shown are current at the time of printing this statement and may have changed during the period of the statement.
In accordance with UK tax legislation, from 6 April 2016 interest is paid gross. For UK resident individuals (including sole traders or partnerships), if you are a UK taxpayer you may have to pay tax on interest earned in excess of your Personal Savings Allowance. For information and guidance please refer to HMRC’s website.
The management of your tax affairs is your responsibility, including making any required declarations to the relevant tax authority(ies), where you are tax resident. If the statement shows that we have applied interest to your account, we’ll give you on request details of the rate(s) of interest used and a clear explanation of how the interest was calculated. Details of Barclays interest rates for business customers are available at barclays.co.uk/business-banking.
## Using your debit card in the UK and abroad
We will charge you a 2.75% Non-Sterling Transaction Fee when making purchases, making a cash withdrawal, or when being refunded. This fee also applies whenever you do not pay in sterling, for example shopping online at a non-UK website.
As we explain in our customer terms, we calculate our exchange rate using the reference exchange rate for the Visa card scheme. In most circumstances, Visa converts transactions into sterling using the Visa Exchange Rate on the day the transaction is authorised. However for a small number of transactions the conversion may happen on the day the transaction is processed. As this may be a day or two later, the exchange rate may be different on that day. You'll find a comparison of our exchange rate for certain currencies as a mark-up against the rate published by the European Central Bank in the Barclays App or at the following website:
https://www.barclays.co.uk/travel/using-debit-cardabroad/ This is updated twice a day. This may help you to decide whether you want to accept the conversion rate offered by the retailer or ATM provider or accept our rate.
## International Bank Account Number (IBAN)
## and Bank Identification Code (SWIFTBIC)
Your IBAN and SWIFTBIC are shown on the front of your statement. By using them you could reduce charges when receiving international payments in euros. Find out more at: business.barclays.co.uk/bb/ibanInformation.
## Online
## **barclays.co.uk**
## On the phone
## **0345-717-1819**
**Talk to an advisor 7am - 11pm or use our 24-hour automated service**
## Write to us
## **Barclays, Leicester LE87 2BB**
## Your branch
## **LEICESTER, LE87 2BB**
## Lost and stolen cards
## **01604 230 230**
## **– 24 hours**
## **Tell us straight away if:**
- **you do not receive a Barclays card you were expecting**
- **any of your cards are lost, stolen, or damaged**
- **you think someone else may know your PIN.**
Call charges will apply (please check with your service provider). We may monitor or record calls for quality, security, and training
## Follow us
www.facebook.com/ barclaysbusinessuk
www.twitter.com/ barclaysbizchat
youtube.com/ BarclaysUK
www.linkedin.com/ Barclays Business Banking
continued Helpful Information
## Getting information from Barclays
We send information to Business banking customers with their statements about relevant new offers and products. If you don’t get these messages and you’d like to, or if you do and you'd rather you didn't, just call us, or come into a branch. And if you change your mind at any time, just get in touch.
## You can get this in Braille, large print or audio by calling 0800 400 100 (via Text Relay if appropriate)
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. *To maintain a quality service, we may monitor and record phone calls. Calls to 03 numbers are charged at the same rate as calls to 01 and 02 landlines, and will count towards any inclusive minutes you may have covering calls to landline numbers. Call charges may differ, please check with your local provider.
## AS SAFAR
Sort Code 20-89-56 Account No 03581942
SWIFTBIC BUKBGB22 IBAN GB78 BUKB 2089 5603 5819 42 Issued on 07 July 2021
THE OFFICIALS AS SAFAR 29 WANDERER DRIVE BARKING ESSEX IG11 0XJ
## Your Community Account
## At a glance
## 05 Jun - 06 Jul 2021
||0|
|---|---|
|Date|S
M
u
M
u
E
Y
b
C
Description
Money out £
Money in £
Balance £
Start Balance
8,140.91
On-Line Banking Bill Payment to
Hussein EL-Waily
Ref: Hostelfoundation
1,000.00
7,140.91
Direct Credit From Babar Sarwar
Kiani
Ref: Hostel Zakat
1,210.00
8,350.91
Standing Order From 200898
43336883
Ref:- Amnapervaiziqbal Y
10.00
8,360.91
Card Payment to Worldremit Ltd
On 16 Jun
1,305.99
7,054.92
Card Payment to Worldremit Ltd
On 17 Jun
1,305.99
5,748.93
Standing Order From Mdpaccoun
BC
Ref:- Dilawar
50.00
5,798.93
On-Line Banking Bill Payment to
One Third Yasar
Ref: Zakat
2,160.00
3,638.93
Standing Order to Aid Appeal
Ref:- Biggs
15.00
3,623.93
Standing Order to One Third
Ref:- Biggs
15.00
3,608.93
Standing Order From S Bhutawala
Ref:- S Bhutawala - 4Ppl
10.00
3,618.93
Balance carried forward
3,618.93
Total Payments/Receipts
5,801.98
1,280.00|
|||
|5 Jun||
|15 Jun||
|17 Jun||
|18 Jun||
|21 Jun||
|28 Jun||
|1 Jul||
|5 Jul||
|6 Jul||
|||
|S|tart balance
£8,140.91|
|---|---|
|M
u|oney out
£5,801.98
Commission charges £0.00|
|M
u|oney in
£1,280.00
Gross interest earned £0.00|
|E|nd balance
**£3,618.93**|
Your deposit is eligible for protection by the Financial Services Compensation Scheme.
Anything wrong? If you notice any incorrect or unusual transactions, see the next page for how to get in touch with us.
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Page 1
Helpful Information
Get in touch
## Dispute resolution
**If you have a problem with your agreement, please try to resolve it with us in the first instance. If you are not happy with the way in which we handled your complaint or the result, you may be able to complain to the Financial Ombudsman Service. If you do not take up your problem with us first you will not be entitled to complain to the Ombudsman. We can provide details of how to contact the Ombudsman.**
## Important information about compensation arrangements
We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Most depositors – including most individuals and businesses – are covered by the scheme.
We will issue the FSCS information sheet and exclusions list which set out in detail what is, and is not, covered by the FSCS, once a calendar year usually with your account statement.
For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk.
Important information about going overdrawn without an agreed overdraft limit or exceeding your agreed overdraft limit
An unarranged overdraft rate of 29.5% will apply if there is not enough money in your account(s) to make a payment and so cause an unarranged overdraft on your account(s).
## **What is an unarranged overdraft?**
An unarranged overdraft occurs where either:
a) you go overdrawn on your account without agreeing an overdraft with us first; or
b) you exceed your agreed overdraft limit.
c) not every Barclays product will allow you to go overdrawn or exceed your agreed overdraft limit. Please check your terms and conditions for more information.
If you try to make any payment from your account and you don’t have the funds available, or if we have reasonable grounds to believe that you won’t have sufficient funds on the date that the payment will be made from your account, we will treat this as a request to make, or extend, the use of our unarranged overdraft facilities. It’s within our discretion to process the payment or return it unpaid.
## **What can you do to help avoid or limit an unarranged overdraft?**
**Get In Touch.** If you become aware in advance that payments may take your account into an unarranged overdraft, please contact us as early as possible so that we can discuss the ways we could help. This will maximise the chances of us being able to: a) understand any changes in your business and explore the options available;
b) consider options for authorised borrowing facilities; c) facilitate payments being made;
d) limit the costs associated with unarranged borrowing; e) address any concerns that you may have.
**Register for Text Alerts.** Business banking customers can register for our ‘Near Limit’ Text Alert which is designed to help you avoid going overdrawn (if you don’t have an agreed overdraft limit), or exceeding your agreed overdraft limit, by notifying you when your balance falls below a figure you specify. Once you have signed up for this Text Alert, if your account goes into an unarranged overdraft, we’ll send you a Text Alert the following working day (Monday – Friday) to let you know. By acting on this information you have the opportunity to clear your unarranged overdraft.
You can register for Text Alerts through Online Banking, in any of our branches or over the phone. Visit barclays.co.uk/business-banking/ways-to-bank/mobile-bankin g for more information. Terms and conditions apply.
**Go online for more support.** For useful tips to keep on top of your cashflow, helpful downloadable tools, and a simple guide to borrowing, visit barclays.co.uk/business-banking/borrow For details relating to unarranged borrowing, please refer to your banking services tariff guide.
- For Business Banking customers, this can be found online at https://www.barclays.co.uk/business-banking/accounts/ rates-and-charges
## Interest
Interest is calculated daily on the cleared balance of your account at the close of business. We’ll let you know if interest is calculated on the statement balance rather than the cleared balance. The cleared balance includes only credits and debits that have cleared. Ask your branch or Barclays Business Team for details of clearance times and the dates when we pay or charge interest. The rates of interest shown are current at the time of printing this statement and may have changed during the period of the statement.
In accordance with UK tax legislation, from 6 April 2016 interest is paid gross. For UK resident individuals (including sole traders or partnerships), if you are a UK taxpayer you may have to pay tax on interest earned in excess of your Personal Savings Allowance. For information and guidance please refer to HMRC’s website.
The management of your tax affairs is your responsibility, including making any required declarations to the relevant tax authority(ies), where you are tax resident. If the statement shows that we have applied interest to your account, we’ll give you on request details of the rate(s) of interest used and a clear explanation of how the interest was calculated. Details of Barclays interest rates for business customers are available at barclays.co.uk/business-banking.
## Using your debit card in the UK and abroad
We will charge you a 2.75% Non-Sterling Transaction Fee when making purchases, making a cash withdrawal, or when being refunded. This fee also applies whenever you do not pay in sterling, for example shopping online at a non-UK website.
As we explain in our customer terms, we calculate our exchange rate using the reference exchange rate for the Visa card scheme. In most circumstances, Visa converts transactions into sterling using the Visa Exchange Rate on the day the transaction is authorised. However for a small number of transactions the conversion may happen on the day the transaction is processed. As this may be a day or two later, the exchange rate may be different on that day. You'll find a comparison of our exchange rate for certain currencies as a mark-up against the rate published by the European Central Bank in the Barclays App or at the following website:
https://www.barclays.co.uk/travel/using-debit-cardabroad/ This is updated twice a day. This may help you to decide whether you want to accept the conversion rate offered by the retailer or ATM provider or accept our rate.
## International Bank Account Number (IBAN)
## and Bank Identification Code (SWIFTBIC)
Your IBAN and SWIFTBIC are shown on the front of your statement. By using them you could reduce charges when receiving international payments in euros. Find out more at: business.barclays.co.uk/bb/ibanInformation.
## Online
## **barclays.co.uk**
## On the phone
## **0345-717-1819**
**Talk to an advisor 7am - 11pm or use our 24-hour automated service**
## Write to us
## **Barclays, Leicester LE87 2BB**
## Your branch
## **LEICESTER, LE87 2BB**
## Lost and stolen cards
## **01604 230 230**
## **– 24 hours**
## **Tell us straight away if:**
- **you do not receive a Barclays card you were expecting**
- **any of your cards are lost, stolen, or damaged**
- **you think someone else may know your PIN.**
Call charges will apply (please check with your service provider). We may monitor or record calls for quality, security, and training
## Follow us
www.facebook.com/ barclaysbusinessuk
www.twitter.com/ barclaysbizchat
youtube.com/ BarclaysUK
www.linkedin.com/ Barclays Business Banking
continued Helpful Information
## Getting information from Barclays
We send information to Business banking customers with their statements about relevant new offers and products. If you don’t get these messages and you’d like to, or if you do and you'd rather you didn't, just call us, or come into a branch. And if you change your mind at any time, just get in touch.
## You can get this in Braille, large print or audio by calling 0800 400 100 (via Text Relay if appropriate)
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. *To maintain a quality service, we may monitor and record phone calls. Calls to 03 numbers are charged at the same rate as calls to 01 and 02 landlines, and will count towards any inclusive minutes you may have covering calls to landline numbers. Call charges may differ, please check with your local provider.
## AS SAFAR
Sort Code 20-89-56 Account No 03581942
SWIFTBIC BUKBGB22 IBAN GB78 BUKB 2089 5603 5819 42 Issued on 09 August 2021
THE OFFICIALS AS SAFAR 29 WANDERER DRIVE BARKING ESSEX IG11 0XJ
## Your Community Account
## At a glance
## 07 Jul - 06 Aug 2021
|Date|Description
Money out £
Money in £
Balance £
Start Balance
3,618.93
Standing Order From 200898
43336883
Ref:- Amnapervaiziqbal Y
10.00
3,628.93
Standing Order From Mdpaccoun
BC
Ref:- Dilawar
50.00
3,678.93
Direct Credit From Stripe
Payments UK
Ref: Stripe
54.47
3,733.40
Standing Order to Aid Appeal
Ref:- Biggs
15.00
3,718.40
Standing Order to One Third
Ref:- Biggs
15.00
3,703.40
Standing Order From S Bhutawala
Ref:- S Bhutawala - 4Ppl
10.00
3,713.40
Balance carried forward
3,713.40
Total Payments/Receipts
30.00
124.47|
|---|---|
|||
|7 Jul||
|15 Jul||
|21 Jul||
|23 Jul||
|2 Aug||
|4 Aug||
|6 Aug||
|||
||Start balance|£3,618.93|
|---|---|---|
||Money out|£30.00|
||uCommission charges £0.00||
||Money in|£124.47|
||uGross interest|earned £0.00|
||End balance|**£3,713.40**|
Your deposit is eligible for protection by the Financial Services Compensation Scheme.
Anything wrong? If you notice any incorrect or unusual transactions, see the next page for how to get in touch with us.
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Page 1
Helpful Information
Get in touch
## Dispute resolution
**If you have a problem with your agreement, please try to resolve it with us in the first instance. If you are not happy with the way in which we handled your complaint or the result, you may be able to complain to the Financial Ombudsman Service. If you do not take up your problem with us first you will not be entitled to complain to the Ombudsman. We can provide details of how to contact the Ombudsman.**
Important information about compensation arrangements
We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Most depositors – including most individuals and businesses – are covered by the scheme.
We will issue the FSCS information sheet and exclusions list which set out in detail what is, and is not, covered by the FSCS, once a calendar year usually with your account statement.
For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk.
Important information about going overdrawn without an agreed overdraft limit or exceeding your agreed overdraft limit An unarranged overdraft rate of 29.5% will apply if there is not enough money in your account(s) to make a payment and so cause an unarranged overdraft on your account(s).
## **What is an unarranged overdraft?**
An unarranged overdraft occurs where either: a) you go overdrawn on your account without agreeing an overdraft with us first; or b) you exceed your agreed overdraft limit. c) not every Barclays product will allow you to go overdrawn or exceed your agreed overdraft limit. Please check your terms and conditions for more information. If you try to make any payment from your account and you don’t have the funds available, or if we have reasonable grounds to believe that you won’t have sufficient funds on the date that the payment will be made from your account, we will treat this as a request to make, or extend, the use of our unarranged overdraft facilities. It’s within our discretion to process the payment or return it unpaid.
## **What can you do to help avoid or limit an unarranged overdraft?**
**Get In Touch.** If you become aware in advance that payments may take your account into an unarranged overdraft, please contact us as early as possible so that we can discuss the ways we could help. This will maximise the chances of us being able to: a) understand any changes in your business and explore the options available;
b) consider options for authorised borrowing facilities; c) facilitate payments being made; d) limit the costs associated with unarranged borrowing; e) address any concerns that you may have.
**Register for Text Alerts.** Business banking customers can register for our ‘Near Limit’ Text Alert which is designed to help you avoid going overdrawn (if you don’t have an agreed overdraft limit), or exceeding your agreed overdraft limit, by notifying you when your balance falls below a figure you specify. Once you have signed up for this Text Alert, if your account goes into an unarranged overdraft, we’ll send you a Text Alert the following working day (Monday – Friday) to let you know. By acting on this information you have the opportunity to clear your unarranged overdraft.
You can register for Text Alerts through Online Banking, in any of our branches or over the phone. Visit barclays.co.uk/business-banking/ways-to-bank/mobile-bankin g for more information. Terms and conditions apply.
**Go online for more support.** For useful tips to keep on top of your cashflow, helpful downloadable tools, and a simple guide to borrowing, visit barclays.co.uk/business-banking/borrow For details relating to unarranged borrowing, please refer to your banking services tariff guide.
- For Business Banking customers, this can be found online at https://www.barclays.co.uk/business-banking/accounts/ rates-and-charges
Any reference to Bank of England Base Rate or Barclays Base Rate is the same rate. In the event that either of these rates is less than zero, the rate will be shown as zero on your statement. This does not affect our rights and obligations under our terms and conditions. If you require further information on the calculation of your interest rate, please contact us.
## Interest
Interest is calculated daily on the cleared balance of your account at the close of business. We’ll let you know if interest is calculated on the statement balance rather than the cleared balance. The cleared balance includes only credits and debits that have cleared. Ask your branch or Barclays Business Team for details of clearance times and the dates when we pay or charge interest. The rates of interest shown are current at the time of printing this statement and may have changed during the period of the statement.
In accordance with UK tax legislation, from 6 April 2016 interest is paid gross. For UK resident individuals (including sole traders or partnerships), if you are a UK taxpayer you may have to pay tax on interest earned in excess of your Personal Savings Allowance. For information and guidance please refer to HMRC’s website.
The management of your tax affairs is your responsibility, including making any required declarations to the relevant tax authority(ies), where you are tax resident. If the statement shows that we have applied interest to your account, we’ll give you on request details of the rate(s) of interest used and a clear explanation of how the interest was calculated. Details of Barclays interest rates for business customers are available at barclays.co.uk/business-banking.
Any reference to Bank of England Base Rate or Barclays Base Rate is the same rate. In the event that either of these rates is less than zero, the rate will be shown as zero on your statement. This does not affect our rights and obligations under our terms and conditions. If you require further information on the calculation of your interest rate, please contact us.
## Online
## **barclays.co.uk**
## On the phone
## **0345-717-1819**
**Talk to an advisor 7am - 11pm or use our 24-hour automated service**
## Write to us
## **Barclays, Leicester LE87 2BB**
## Your branch
## **LEICESTER, LE87 2BB**
## Lost and stolen cards
## **01604 230 230**
## **– 24 hours**
## **Tell us straight away if:**
- **you do not receive a Barclays card you were expecting**
- **any of your cards are lost, stolen, or damaged**
- **you think someone else may know your PIN.**
Call charges will apply (please check with your service provider). We may monitor or record calls for quality, security, and training
## Follow us
www.facebook.com/ barclaysbusinessuk
www.twitter.com/ barclaysbizchat
youtube.com/ BarclaysUK
www.linkedin.com/ Barclays Business Banking
continued Helpful Information
## Using your debit card in the UK and abroad
We will charge you a 2.75% Non-Sterling Transaction Fee when making purchases, making a cash withdrawal, or when being refunded. This fee also applies whenever you do not pay in sterling, for example shopping online at a non-UK website.
As we explain in our customer terms, we calculate our exchange rate using the reference exchange rate for the Visa card scheme. In most circumstances, Visa converts transactions into sterling using the Visa Exchange Rate on the day the transaction is authorised. However for a small number of transactions the conversion may happen on the day the transaction is processed. As this may be a day or two later, the exchange rate may be different on that day. You'll find a comparison of our exchange rate for certain currencies as a mark-up against the rate published by the European Central Bank in the Barclays App or at the following website: https://www.barclays.co.uk/travel/using-debit-cardabroad/ This is updated twice a day. This may help you to decide whether you want to accept the conversion rate offered by the retailer or ATM provider or accept our rate.
## International Bank Account Number (IBAN)
## and Bank Identification Code (SWIFTBIC)
Your IBAN and SWIFTBIC are shown on the front of your statement. By using them you could reduce charges when receiving international payments in euros. Find out more at: business.barclays.co.uk/bb/ibanInformation.
Getting information from Barclays
We send information to Business banking customers with their statements about relevant new offers and products. If you don’t get these messages and you’d like to, or if you do and you'd rather you didn't, just call us, or come into a branch. And if you change your mind at any time, just get in touch.
## You can get this in Braille, large print or audio by calling 0800 400 100 (via Text Relay if appropriate)
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. *To maintain a quality service, we may monitor and record phone calls. Calls to 03 numbers are charged at the same rate as calls to 01 and 02 landlines, and will count towards any inclusive minutes you may have covering calls to landline numbers. Call charges may differ, please check with your local provider.
## AS SAFAR
Sort Code 20-89-56 Account No 03581942
SWIFTBIC BUKBGB22 IBAN GB78 BUKB 2089 5603 5819 42 Issued on 07 September 2021
THE OFFICIALS AS SAFAR 29 WANDERER DRIVE BARKING ESSEX IG11 0XJ
## Your Community Account
## At a glance
## 07 Aug - 06 Sep 2021
|Date|Description
Money out £
Money in £
Balance £
Start Balance
3,713.40
Standing Order From 200898
43336883
Ref:- Amnapervaiziqbal
10.00
3,723.40
On-Line Banking Bill Payment to
Aid Appeal
Ref: Biggs-Zakat
3,515.00
208.40
Standing Order From Mdpaccoun
BC
Ref:- Dilawar
50.00
258.40
Standing Order to Aid Appeal
Ref:- Biggs
15.00
243.40
Standing Order to One Third
Ref:- Biggs
15.00
228.40
Standing Order From S Bhutawala
Ref:- S Bhutawala - 4Ppl
10.00
238.40
Balance carried forward
238.40
Total Payments/Receipts
3,545.00
70.00|
|---|---|
|||
|7 Aug||
|16 Aug||
|18 Aug||
|23 Aug||
|1 Sep||
|6 Sep||
|6 Sep||
|||
||Start balance|£3,713.40|
|---|---|---|
||Money out|£3,545.00|
||uCommission charges £0.00||
||Money in|£70.00|
||uGross interest|earned £0.00|
||End balance|**£238.40**|
Your deposit is eligible for protection by the Financial Services Compensation Scheme.
Anything wrong? If you notice any incorrect or unusual transactions, see the next page for how to get in touch with us.
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Page 1
Helpful Information
Get in touch
## Dispute resolution
**If you have a problem with your agreement, please try to resolve it with us in the first instance. If you are not happy with the way in which we handled your complaint or the result, you may be able to complain to the Financial Ombudsman Service. If you do not take up your problem with us first you will not be entitled to complain to the Ombudsman. We can provide details of how to contact the Ombudsman.**
Important information about compensation arrangements
We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Most depositors – including most individuals and businesses – are covered by the scheme.
We will issue the FSCS information sheet and exclusions list which set out in detail what is, and is not, covered by the FSCS, once a calendar year usually with your account statement.
For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk.
Important information about going overdrawn without an agreed overdraft limit or exceeding your agreed overdraft limit An unarranged overdraft rate of 29.5% will apply if there is not enough money in your account(s) to make a payment and so cause an unarranged overdraft on your account(s).
## **What is an unarranged overdraft?**
An unarranged overdraft occurs where either: a) you go overdrawn on your account without agreeing an overdraft with us first; or b) you exceed your agreed overdraft limit. c) not every Barclays product will allow you to go overdrawn or exceed your agreed overdraft limit. Please check your terms and conditions for more information. If you try to make any payment from your account and you don’t have the funds available, or if we have reasonable grounds to believe that you won’t have sufficient funds on the date that the payment will be made from your account, we will treat this as a request to make, or extend, the use of our unarranged overdraft facilities. It’s within our discretion to process the payment or return it unpaid.
## **What can you do to help avoid or limit an unarranged overdraft?**
**Get In Touch.** If you become aware in advance that payments may take your account into an unarranged overdraft, please contact us as early as possible so that we can discuss the ways we could help. This will maximise the chances of us being able to: a) understand any changes in your business and explore the options available;
b) consider options for authorised borrowing facilities; c) facilitate payments being made; d) limit the costs associated with unarranged borrowing; e) address any concerns that you may have.
**Register for Text Alerts.** Business banking customers can register for our ‘Near Limit’ Text Alert which is designed to help you avoid going overdrawn (if you don’t have an agreed overdraft limit), or exceeding your agreed overdraft limit, by notifying you when your balance falls below a figure you specify. Once you have signed up for this Text Alert, if your account goes into an unarranged overdraft, we’ll send you a Text Alert the following working day (Monday – Friday) to let you know. By acting on this information you have the opportunity to clear your unarranged overdraft.
You can register for Text Alerts through Online Banking, in any of our branches or over the phone. Visit barclays.co.uk/business-banking/ways-to-bank/mobile-bankin g for more information. Terms and conditions apply.
**Go online for more support.** For useful tips to keep on top of your cashflow, helpful downloadable tools, and a simple guide to borrowing, visit barclays.co.uk/business-banking/borrow For details relating to unarranged borrowing, please refer to your banking services tariff guide.
- For Business Banking customers, this can be found online at https://www.barclays.co.uk/business-banking/accounts/ rates-and-charges
Any reference to Bank of England Base Rate or Barclays Base Rate is the same rate. In the event that either of these rates is less than zero, the rate will be shown as zero on your statement. This does not affect our rights and obligations under our terms and conditions. If you require further information on the calculation of your interest rate, please contact us.
## Interest
Interest is calculated daily on the cleared balance of your account at the close of business. We’ll let you know if interest is calculated on the statement balance rather than the cleared balance. The cleared balance includes only credits and debits that have cleared. Ask your branch or Barclays Business Team for details of clearance times and the dates when we pay or charge interest. The rates of interest shown are current at the time of printing this statement and may have changed during the period of the statement.
In accordance with UK tax legislation, from 6 April 2016 interest is paid gross. For UK resident individuals (including sole traders or partnerships), if you are a UK taxpayer you may have to pay tax on interest earned in excess of your Personal Savings Allowance. For information and guidance please refer to HMRC’s website.
The management of your tax affairs is your responsibility, including making any required declarations to the relevant tax authority(ies), where you are tax resident. If the statement shows that we have applied interest to your account, we’ll give you on request details of the rate(s) of interest used and a clear explanation of how the interest was calculated. Details of Barclays interest rates for business customers are available at barclays.co.uk/business-banking.
Any reference to Bank of England Base Rate or Barclays Base Rate is the same rate. In the event that either of these rates is less than zero, the rate will be shown as zero on your statement. This does not affect our rights and obligations under our terms and conditions. If you require further information on the calculation of your interest rate, please contact us.
## Online
## **barclays.co.uk**
## On the phone
## **0345-717-1819**
**Talk to an advisor 7am - 11pm or use our 24-hour automated service**
## Write to us
## **Barclays, Leicester LE87 2BB**
## Your branch
## **LEICESTER, LE87 2BB**
## Lost and stolen cards
## **01604 230 230**
## **– 24 hours**
## **Tell us straight away if:**
- **you do not receive a Barclays card you were expecting**
- **any of your cards are lost, stolen, or damaged**
- **you think someone else may know your PIN.**
Call charges will apply (please check with your service provider). We may monitor or record calls for quality, security, and training
## Follow us
www.facebook.com/ barclaysbusinessuk
www.twitter.com/ barclaysbizchat
youtube.com/ BarclaysUK
www.linkedin.com/ Barclays Business Banking
continued Helpful Information
## Using your debit card in the UK and abroad
We will charge you a 2.75% Non-Sterling Transaction Fee when making purchases, making a cash withdrawal, or when being refunded. This fee also applies whenever you do not pay in sterling, for example shopping online at a non-UK website.
As we explain in our customer terms, we calculate our exchange rate using the reference exchange rate for the Visa card scheme. In most circumstances, Visa converts transactions into sterling using the Visa Exchange Rate on the day the transaction is authorised. However for a small number of transactions the conversion may happen on the day the transaction is processed. As this may be a day or two later, the exchange rate may be different on that day. You'll find a comparison of our exchange rate for certain currencies as a mark-up against the rate published by the European Central Bank in the Barclays App or at the following website: https://www.barclays.co.uk/travel/using-debit-cardabroad/ This is updated twice a day. This may help you to decide whether you want to accept the conversion rate offered by the retailer or ATM provider or accept our rate.
## International Bank Account Number (IBAN)
## and Bank Identification Code (SWIFTBIC)
Your IBAN and SWIFTBIC are shown on the front of your statement. By using them you could reduce charges when receiving international payments in euros. Find out more at: business.barclays.co.uk/bb/ibanInformation.
Getting information from Barclays
We send information to Business banking customers with their statements about relevant new offers and products. If you don’t get these messages and you’d like to, or if you do and you'd rather you didn't, just call us, or come into a branch. And if you change your mind at any time, just get in touch.
## You can get this in Braille, large print or audio by calling 0800 400 100 (via Text Relay if appropriate)
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. *To maintain a quality service, we may monitor and record phone calls. Calls to 03 numbers are charged at the same rate as calls to 01 and 02 landlines, and will count towards any inclusive minutes you may have covering calls to landline numbers. Call charges may differ, please check with your local provider.
## AS SAFAR
Sort Code 20-89-56 Account No 03581942
SWIFTBIC BUKBGB22 IBAN GB78 BUKB 2089 5603 5819 42 Issued on 07 October 2021
THE OFFICIALS AS SAFAR 29 WANDERER DRIVE BARKING ESSEX IG11 0XJ
## Your Community Account
## At a glance
## 07 Sep - 06 Oct 2021
|Date|Description
Money out £
Money in £
Balance £
Start Balance
238.40
Standing Order From Mdpaccoun
BC
Ref:- Dilawar
50.00
288.40
Standing Order to Aid Appeal
Ref:- Biggs
15.00
273.40
Standing Order to One Third
Ref:- Biggs
15.00
258.40
Standing Order From S Bhutawala
Ref:- S Bhutawala - 4Ppl
10.00
268.40
Standing Order From 200898
43336883
Ref:- Amnapervaiziqbal
10.00
278.40
Balance carried forward
278.40
Total Payments/Receipts
30.00
70.00|
|---|---|
|||
|7 Sep||
|21 Sep||
|1 Oct||
|4 Oct||
|5 Oct||
|6 Oct||
|||
||07 Sep - 06 Oct|07 Sep - 06 Oct|2021|
|---|---|---|---|
||Start balance||£238.40|
||Money out||£30.00|
||uCommission charges £0.00|||
||Money in||£70.00|
||uGross interest earned £0.00|||
||End balance||**£278.40**|
||Your deposit is eligible for||protection|
||by the Financial Services
Compensation Scheme.|||
Anything wrong? If you notice any incorrect or unusual transactions, see the next page for how to get in touch with us.
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Page 1
Helpful Information
Get in touch
## Dispute resolution
**If you have a problem with your agreement, please try to resolve it with us in the first instance. If you are not happy with the way in which we handled your complaint or the result, you may be able to complain to the Financial Ombudsman Service. If you do not take up your problem with us first you will not be entitled to complain to the Ombudsman. We can provide details of how to contact the Ombudsman.**
Important information about compensation arrangements
We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Most depositors – including most individuals and businesses – are covered by the scheme.
We will issue the FSCS information sheet and exclusions list which set out in detail what is, and is not, covered by the FSCS, once a calendar year usually with your account statement.
For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk.
Important information about going overdrawn without an agreed overdraft limit or exceeding your agreed overdraft limit An unarranged overdraft rate of 29.5% will apply if there is not enough money in your account(s) to make a payment and so cause an unarranged overdraft on your account(s).
## **What is an unarranged overdraft?**
An unarranged overdraft occurs where either: a) you go overdrawn on your account without agreeing an overdraft with us first; or b) you exceed your agreed overdraft limit. c) not every Barclays product will allow you to go overdrawn or exceed your agreed overdraft limit. Please check your terms and conditions for more information. If you try to make any payment from your account and you don’t have the funds available, or if we have reasonable grounds to believe that you won’t have sufficient funds on the date that the payment will be made from your account, we will treat this as a request to make, or extend, the use of our unarranged overdraft facilities. It’s within our discretion to process the payment or return it unpaid.
## **What can you do to help avoid or limit an unarranged overdraft?**
**Get In Touch.** If you become aware in advance that payments may take your account into an unarranged overdraft, please contact us as early as possible so that we can discuss the ways we could help. This will maximise the chances of us being able to: a) understand any changes in your business and explore the options available;
b) consider options for authorised borrowing facilities; c) facilitate payments being made; d) limit the costs associated with unarranged borrowing; e) address any concerns that you may have.
**Register for Text Alerts.** Business banking customers can register for our ‘Near Limit’ Text Alert which is designed to help you avoid going overdrawn (if you don’t have an agreed overdraft limit), or exceeding your agreed overdraft limit, by notifying you when your balance falls below a figure you specify. Once you have signed up for this Text Alert, if your account goes into an unarranged overdraft, we’ll send you a Text Alert the following working day (Monday – Friday) to let you know. By acting on this information you have the opportunity to clear your unarranged overdraft.
You can register for Text Alerts through Online Banking, in any of our branches or over the phone. Visit barclays.co.uk/business-banking/ways-to-bank/mobile-bankin g for more information. Terms and conditions apply.
**Go online for more support.** For useful tips to keep on top of your cashflow, helpful downloadable tools, and a simple guide to borrowing, visit barclays.co.uk/business-banking/borrow For details relating to unarranged borrowing, please refer to your banking services tariff guide.
- For Business Banking customers, this can be found online at https://www.barclays.co.uk/business-banking/accounts/ rates-and-charges
Any reference to Bank of England Base Rate or Barclays Base Rate is the same rate. In the event that either of these rates is less than zero, the rate will be shown as zero on your statement. This does not affect our rights and obligations under our terms and conditions. If you require further information on the calculation of your interest rate, please contact us.
## Interest
Interest is calculated daily on the cleared balance of your account at the close of business. We’ll let you know if interest is calculated on the statement balance rather than the cleared balance. The cleared balance includes only credits and debits that have cleared. Ask your branch or Barclays Business Team for details of clearance times and the dates when we pay or charge interest. The rates of interest shown are current at the time of printing this statement and may have changed during the period of the statement.
In accordance with UK tax legislation, from 6 April 2016 interest is paid gross. For UK resident individuals (including sole traders or partnerships), if you are a UK taxpayer you may have to pay tax on interest earned in excess of your Personal Savings Allowance. For information and guidance please refer to HMRC’s website.
The management of your tax affairs is your responsibility, including making any required declarations to the relevant tax authority(ies), where you are tax resident. If the statement shows that we have applied interest to your account, we’ll give you on request details of the rate(s) of interest used and a clear explanation of how the interest was calculated. Details of Barclays interest rates for business customers are available at barclays.co.uk/business-banking.
Any reference to Bank of England Base Rate or Barclays Base Rate is the same rate. In the event that either of these rates is less than zero, the rate will be shown as zero on your statement. This does not affect our rights and obligations under our terms and conditions. If you require further information on the calculation of your interest rate, please contact us.
## Online
## **barclays.co.uk**
## On the phone
## **0345-717-1819**
**Talk to an advisor 7am - 11pm or use our 24-hour automated service**
## Write to us
## **Barclays, Leicester LE87 2BB**
## Your branch
## **LEICESTER, LE87 2BB**
## Lost and stolen cards
## **01604 230 230**
## **– 24 hours**
## **Tell us straight away if:**
- **you do not receive a Barclays card you were expecting**
- **any of your cards are lost, stolen, or damaged**
- **you think someone else may know your PIN.**
Call charges will apply (please check with your service provider). We may monitor or record calls for quality, security, and training
## Follow us
www.facebook.com/ barclaysbusinessuk
www.twitter.com/ barclaysbizchat
youtube.com/ BarclaysUK
www.linkedin.com/ Barclays Business Banking
continued Helpful Information
## Using your debit card in the UK and abroad
We will charge you a 2.75% Non-Sterling Transaction Fee when making purchases, making a cash withdrawal, or when being refunded. This fee also applies whenever you do not pay in sterling, for example shopping online at a non-UK website.
As we explain in our customer terms, we calculate our exchange rate using the reference exchange rate for the Visa card scheme. In most circumstances, Visa converts transactions into sterling using the Visa Exchange Rate on the day the transaction is authorised. However for a small number of transactions the conversion may happen on the day the transaction is processed. As this may be a day or two later, the exchange rate may be different on that day. You'll find a comparison of our exchange rate for certain currencies as a mark-up against the rate published by the European Central Bank in the Barclays App or at the following website: https://www.barclays.co.uk/travel/using-debit-cardabroad/ This is updated twice a day. This may help you to decide whether you want to accept the conversion rate offered by the retailer or ATM provider or accept our rate.
## International Bank Account Number (IBAN)
## and Bank Identification Code (SWIFTBIC)
Your IBAN and SWIFTBIC are shown on the front of your statement. By using them you could reduce charges when receiving international payments in euros. Find out more at: business.barclays.co.uk/bb/ibanInformation.
Getting information from Barclays
We send information to Business banking customers with their statements about relevant new offers and products. If you don’t get these messages and you’d like to, or if you do and you'd rather you didn't, just call us, or come into a branch. And if you change your mind at any time, just get in touch.
## You can get this in Braille, large print or audio by calling 0800 400 100 (via Text Relay if appropriate)
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. *To maintain a quality service, we may monitor and record phone calls. Calls to 03 numbers are charged at the same rate as calls to 01 and 02 landlines, and will count towards any inclusive minutes you may have covering calls to landline numbers. Call charges may differ, please check with your local provider.
## AS SAFAR
Sort Code 20-89-56 Account No 03581942
SWIFTBIC BUKBGB22 IBAN GB78 BUKB 2089 5603 5819 42 Issued on 08 November 2021
THE OFFICIALS AS SAFAR 29 WANDERER DRIVE BARKING ESSEX IG11 0XJ
## Your Community Account
## At a glance
## 07 Oct - 05 Nov 2021
||0|
|---|---|
|Date|S
M
u
M
u
E
Y
b
C
Description
Money out £
Money in £
Balance £
Start Balance
278.40
Card Payment to Wix.Com
Luxembourg On 17 Oct
111.75
166.65
Standing Order From Mdpaccoun
BC
Ref:- Dilawar
50.00
216.65
Standing Order to Aid Appeal
Ref:- Biggs
15.00
201.65
Standing Order to One Third
Ref:- Biggs
15.00
186.65
Standing Order From S Bhutawala
Ref:- S Bhutawala - 4Ppl
10.00
196.65
Standing Order From 200898
43336883
Ref:- Amnapervaiziqbal
10.00
206.65
Balance carried forward
206.65
Total Payments/Receipts
141.75
70.00|
|||
|7 Oct||
|21 Oct||
|1 Nov||
|4 Nov||
|5 Nov||
|5 Nov||
|||
|S|tart balance
£278.40|
|---|---|
|M
u|oney out
£141.75
Commission charges £0.00|
|M
u|oney in
£70.00
Gross interest earned £0.00|
|E|nd balance
**£206.65**|
|Y
b
C|our deposit is eligible for protection
y the Financial Services
ompensation Scheme.|
Anything wrong? If you notice any incorrect or unusual transactions, see the next page for how to get in touch with us.
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Page 1
Helpful Information
Get in touch
## Dispute resolution
**If you have a problem with your agreement, please try to resolve it with us in the first instance. If you are not happy with the way in which we handled your complaint or the result, you may be able to complain to the Financial Ombudsman Service. If you do not take up your problem with us first you will not be entitled to complain to the Ombudsman. We can provide details of how to contact the Ombudsman.**
Important information about compensation arrangements
We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Most depositors – including most individuals and businesses – are covered by the scheme.
We will issue the FSCS information sheet and exclusions list which set out in detail what is, and is not, covered by the FSCS, once a calendar year usually with your account statement.
For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk.
Important information about going overdrawn without an agreed overdraft limit or exceeding your agreed overdraft limit An unarranged overdraft rate of 29.5% will apply if there is not enough money in your account(s) to make a payment and so cause an unarranged overdraft on your account(s).
## **What is an unarranged overdraft?**
An unarranged overdraft occurs where either: a) you go overdrawn on your account without agreeing an overdraft with us first; or b) you exceed your agreed overdraft limit. c) not every Barclays product will allow you to go overdrawn or exceed your agreed overdraft limit. Please check your terms and conditions for more information. If you try to make any payment from your account and you don’t have the funds available, or if we have reasonable grounds to believe that you won’t have sufficient funds on the date that the payment will be made from your account, we will treat this as a request to make, or extend, the use of our unarranged overdraft facilities. It’s within our discretion to process the payment or return it unpaid.
## **What can you do to help avoid or limit an unarranged overdraft?**
**Get In Touch.** If you become aware in advance that payments may take your account into an unarranged overdraft, please contact us as early as possible so that we can discuss the ways we could help. This will maximise the chances of us being able to: a) understand any changes in your business and explore the options available;
b) consider options for authorised borrowing facilities; c) facilitate payments being made; d) limit the costs associated with unarranged borrowing; e) address any concerns that you may have.
**Register for Text Alerts.** Business banking customers can register for our ‘Near Limit’ Text Alert which is designed to help you avoid going overdrawn (if you don’t have an agreed overdraft limit), or exceeding your agreed overdraft limit, by notifying you when your balance falls below a figure you specify. Once you have signed up for this Text Alert, if your account goes into an unarranged overdraft, we’ll send you a Text Alert the following working day (Monday – Friday) to let you know. By acting on this information you have the opportunity to clear your unarranged overdraft.
You can register for Text Alerts through Online Banking, in any of our branches or over the phone. Visit barclays.co.uk/business-banking/ways-to-bank/mobile-bankin g for more information. Terms and conditions apply.
**Go online for more support.** For useful tips to keep on top of your cashflow, helpful downloadable tools, and a simple guide to borrowing, visit barclays.co.uk/business-banking/borrow For details relating to unarranged borrowing, please refer to your banking services tariff guide.
- For Business Banking customers, this can be found online at https://www.barclays.co.uk/business-banking/accounts/ rates-and-charges
Any reference to Bank of England Base Rate or Barclays Base Rate is the same rate. In the event that either of these rates is less than zero, the rate will be shown as zero on your statement. This does not affect our rights and obligations under our terms and conditions. If you require further information on the calculation of your interest rate, please contact us.
## Interest
Interest is calculated daily on the cleared balance of your account at the close of business. We’ll let you know if interest is calculated on the statement balance rather than the cleared balance. The cleared balance includes only credits and debits that have cleared. Ask your branch or Barclays Business Team for details of clearance times and the dates when we pay or charge interest. The rates of interest shown are current at the time of printing this statement and may have changed during the period of the statement.
In accordance with UK tax legislation, from 6 April 2016 interest is paid gross. For UK resident individuals (including sole traders or partnerships), if you are a UK taxpayer you may have to pay tax on interest earned in excess of your Personal Savings Allowance. For information and guidance please refer to HMRC’s website.
The management of your tax affairs is your responsibility, including making any required declarations to the relevant tax authority(ies), where you are tax resident. If the statement shows that we have applied interest to your account, we’ll give you on request details of the rate(s) of interest used and a clear explanation of how the interest was calculated. Details of Barclays interest rates for business customers are available at barclays.co.uk/business-banking.
Any reference to Bank of England Base Rate or Barclays Base Rate is the same rate. In the event that either of these rates is less than zero, the rate will be shown as zero on your statement. This does not affect our rights and obligations under our terms and conditions. If you require further information on the calculation of your interest rate, please contact us.
## Online
## **barclays.co.uk**
## On the phone
## **0345-717-1819**
**Talk to an advisor 7am - 11pm or use our 24-hour automated service**
## Write to us
## **Barclays, Leicester LE87 2BB**
## Your branch
## **LEICESTER, LE87 2BB**
## Lost and stolen cards
## **01604 230 230**
## **– 24 hours**
## **Tell us straight away if:**
- **you do not receive a Barclays card you were expecting**
- **any of your cards are lost, stolen, or damaged**
- **you think someone else may know your PIN.**
Call charges will apply (please check with your service provider). We may monitor or record calls for quality, security, and training
## Follow us
www.facebook.com/ barclaysbusinessuk
www.twitter.com/ barclaysbizchat
youtube.com/ BarclaysUK
www.linkedin.com/ Barclays Business Banking
continued Helpful Information
## Using your debit card in the UK and abroad
We will charge you a 2.75% Non-Sterling Transaction Fee when making purchases, making a cash withdrawal, or when being refunded. This fee also applies whenever you do not pay in sterling, for example shopping online at a non-UK website.
As we explain in our customer terms, we calculate our exchange rate using the reference exchange rate for the Visa card scheme. In most circumstances, Visa converts transactions into sterling using the Visa Exchange Rate on the day the transaction is authorised. However for a small number of transactions the conversion may happen on the day the transaction is processed. As this may be a day or two later, the exchange rate may be different on that day. You'll find a comparison of our exchange rate for certain currencies as a mark-up against the rate published by the European Central Bank in the Barclays App or at the following website: https://www.barclays.co.uk/travel/using-debit-cardabroad/ This is updated twice a day. This may help you to decide whether you want to accept the conversion rate offered by the retailer or ATM provider or accept our rate.
## International Bank Account Number (IBAN)
## and Bank Identification Code (SWIFTBIC)
Your IBAN and SWIFTBIC are shown on the front of your statement. By using them you could reduce charges when receiving international payments in euros. Find out more at: business.barclays.co.uk/bb/ibanInformation.
Getting information from Barclays
We send information to Business banking customers with their statements about relevant new offers and products. If you don’t get these messages and you’d like to, or if you do and you'd rather you didn't, just call us, or come into a branch. And if you change your mind at any time, just get in touch.
## You can get this in Braille, large print or audio by calling 0800 400 100 (via Text Relay if appropriate)
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. *To maintain a quality service, we may monitor and record phone calls. Calls to 03 numbers are charged at the same rate as calls to 01 and 02 landlines, and will count towards any inclusive minutes you may have covering calls to landline numbers. Call charges may differ, please check with your local provider.
## AS SAFAR
Sort Code 20-89-56 Account No 03581942
SWIFTBIC BUKBGB22 IBAN GB78 BUKB 2089 5603 5819 42 Issued on 07 December 2021
THE OFFICIALS AS SAFAR 29 WANDERER DRIVE BARKING ESSEX IG11 0XJ
## Your Community Account
## At a glance
## 06 Nov - 06 Dec 2021
|Date|Description
Money out £
Money in £
Balance £
Start Balance
206.65
Card Payment to Wix.Com
Luxembourg On 13 Nov
66.62
140.03
Standing Order From Mdpaccoun
BC
Ref:- Dilawar
50.00
190.03
Card Payment to 123 Reg Ltd On
27 Nov
57.56
132.47
Standing Order to Aid Appeal
Ref:- Biggs
15.00
117.47
Standing Order to One Third
Ref:- Biggs
15.00
102.47
Standing Order From S Bhutawala
Ref:- S Bhutawala - 4Ppl
10.00
112.47
Standing Order From 200898
43336883
Ref:- Amnapervaiziqbal
10.00
122.47
Balance carried forward
122.47
Total Payments/Receipts
154.18
70.00|
|---|---|
|||
|6 Nov||
|16 Nov||
|22 Nov||
|29 Nov||
|1 Dec||
|6 Dec||
|6 Dec||
|||
||Start balance|Start balance|£206.65|
|---|---|---|---|
||Money out||£154.18|
||uCommission charges £0.00|||
||Money in
£70.00
uGross interest earned £0.00|||
||End balance||**£122.47**|
|||||
||Your deposit is eligible for protection|||
||by the Financial Services|||
||Compensation Scheme.|||
Anything wrong? If you notice any incorrect or unusual transactions, see the next page for how to get in touch with us.
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Page 1
Helpful Information
Get in touch
## Dispute resolution
**If you have a problem with your agreement, please try to resolve it with us in the first instance. If you are not happy with the way in which we handled your complaint or the result, you may be able to complain to the Financial Ombudsman Service. If you do not take up your problem with us first you will not be entitled to complain to the Ombudsman. We can provide details of how to contact the Ombudsman.**
Important information about compensation arrangements
We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Most depositors – including most individuals and businesses – are covered by the scheme.
We will issue the FSCS information sheet and exclusions list which set out in detail what is, and is not, covered by the FSCS, once a calendar year usually with your account statement.
For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk.
Important information about going overdrawn without an agreed overdraft limit or exceeding your agreed overdraft limit An unarranged overdraft rate of 29.5% will apply if there is not enough money in your account(s) to make a payment and so cause an unarranged overdraft on your account(s).
## **What is an unarranged overdraft?**
An unarranged overdraft occurs where either: a) you go overdrawn on your account without agreeing an overdraft with us first; or b) you exceed your agreed overdraft limit. c) not every Barclays product will allow you to go overdrawn or exceed your agreed overdraft limit. Please check your terms and conditions for more information. If you try to make any payment from your account and you don’t have the funds available, or if we have reasonable grounds to believe that you won’t have sufficient funds on the date that the payment will be made from your account, we will treat this as a request to make, or extend, the use of our unarranged overdraft facilities. It’s within our discretion to process the payment or return it unpaid.
## **What can you do to help avoid or limit an unarranged overdraft?**
**Get In Touch.** If you become aware in advance that payments may take your account into an unarranged overdraft, please contact us as early as possible so that we can discuss the ways we could help. This will maximise the chances of us being able to: a) understand any changes in your business and explore the options available;
b) consider options for authorised borrowing facilities; c) facilitate payments being made; d) limit the costs associated with unarranged borrowing; e) address any concerns that you may have.
**Register for Text Alerts.** Business banking customers can register for our ‘Near Limit’ Text Alert which is designed to help you avoid going overdrawn (if you don’t have an agreed overdraft limit), or exceeding your agreed overdraft limit, by notifying you when your balance falls below a figure you specify. Once you have signed up for this Text Alert, if your account goes into an unarranged overdraft, we’ll send you a Text Alert the following working day (Monday – Friday) to let you know. By acting on this information you have the opportunity to clear your unarranged overdraft.
You can register for Text Alerts through Online Banking, in any of our branches or over the phone. Visit barclays.co.uk/business-banking/ways-to-bank/mobile-bankin g for more information. Terms and conditions apply.
**Go online for more support.** For useful tips to keep on top of your cashflow, helpful downloadable tools, and a simple guide to borrowing, visit barclays.co.uk/business-banking/borrow For details relating to unarranged borrowing, please refer to your banking services tariff guide.
- For Business Banking customers, this can be found online at https://www.barclays.co.uk/business-banking/accounts/ rates-and-charges
Any reference to Bank of England Base Rate or Barclays Base Rate is the same rate. In the event that either of these rates is less than zero, the rate will be shown as zero on your statement. This does not affect our rights and obligations under our terms and conditions. If you require further information on the calculation of your interest rate, please contact us.
## Interest
Interest is calculated daily on the cleared balance of your account at the close of business. We’ll let you know if interest is calculated on the statement balance rather than the cleared balance. The cleared balance includes only credits and debits that have cleared. Ask your branch or Barclays Business Team for details of clearance times and the dates when we pay or charge interest. The rates of interest shown are current at the time of printing this statement and may have changed during the period of the statement.
In accordance with UK tax legislation, from 6 April 2016 interest is paid gross. For UK resident individuals (including sole traders or partnerships), if you are a UK taxpayer you may have to pay tax on interest earned in excess of your Personal Savings Allowance. For information and guidance please refer to HMRC’s website.
The management of your tax affairs is your responsibility, including making any required declarations to the relevant tax authority(ies), where you are tax resident. If the statement shows that we have applied interest to your account, we’ll give you on request details of the rate(s) of interest used and a clear explanation of how the interest was calculated. Details of Barclays interest rates for business customers are available at barclays.co.uk/business-banking.
Any reference to Bank of England Base Rate or Barclays Base Rate is the same rate. In the event that either of these rates is less than zero, the rate will be shown as zero on your statement. This does not affect our rights and obligations under our terms and conditions. If you require further information on the calculation of your interest rate, please contact us.
## Online
## **barclays.co.uk**
## On the phone
## **0345-717-1819**
**Talk to an advisor 7am - 11pm or use our 24-hour automated service**
## Write to us
## **Barclays, Leicester LE87 2BB**
## Your branch
## **LEICESTER, LE87 2BB**
## Lost and stolen cards
## **01604 230 230**
## **– 24 hours**
## **Tell us straight away if:**
- **you do not receive a Barclays card you were expecting**
- **any of your cards are lost, stolen, or damaged**
- **you think someone else may know your PIN.**
Call charges will apply (please check with your service provider). We may monitor or record calls for quality, security, and training
## Follow us
www.facebook.com/ barclaysbusinessuk
www.twitter.com/ barclaysbizchat
youtube.com/ BarclaysUK
www.linkedin.com/ Barclays Business Banking
continued Helpful Information
## Using your debit card in the UK and abroad
We will charge you a 2.75% Non-Sterling Transaction Fee when making purchases, making a cash withdrawal, or when being refunded. This fee also applies whenever you do not pay in sterling, for example shopping online at a non-UK website.
As we explain in our customer terms, we calculate our exchange rate using the reference exchange rate for the Visa card scheme. In most circumstances, Visa converts transactions into sterling using the Visa Exchange Rate on the day the transaction is authorised. However for a small number of transactions the conversion may happen on the day the transaction is processed. As this may be a day or two later, the exchange rate may be different on that day. You'll find a comparison of our exchange rate for certain currencies as a mark-up against the rate published by the European Central Bank in the Barclays App or at the following website: https://www.barclays.co.uk/travel/using-debit-cardabroad/ This is updated twice a day. This may help you to decide whether you want to accept the conversion rate offered by the retailer or ATM provider or accept our rate.
## International Bank Account Number (IBAN)
## and Bank Identification Code (SWIFTBIC)
Your IBAN and SWIFTBIC are shown on the front of your statement. By using them you could reduce charges when receiving international payments in euros. Find out more at: business.barclays.co.uk/bb/ibanInformation.
Getting information from Barclays
We send information to Business banking customers with their statements about relevant new offers and products. If you don’t get these messages and you’d like to, or if you do and you'd rather you didn't, just call us, or come into a branch. And if you change your mind at any time, just get in touch.
## You can get this in Braille, large print or audio by calling 0800 400 100 (via Text Relay if appropriate)
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. *To maintain a quality service, we may monitor and record phone calls. Calls to 03 numbers are charged at the same rate as calls to 01 and 02 landlines, and will count towards any inclusive minutes you may have covering calls to landline numbers. Call charges may differ, please check with your local provider.
## AS SAFAR
Sort Code 20-89-56 Account No 03581942
SWIFTBIC BUKBGB22 IBAN GB78 BUKB 2089 5603 5819 42 Issued on 07 January 2022
THE OFFICIALS AS SAFAR 29 WANDERER DRIVE BARKING ESSEX IG11 0XJ
## Your Community Account
## At a glance
07 Dec 2021 - 06 Jan 2022
|Date|Description
Money out £
Money in £
Balance £
Start Balance
122.47
Standing Order From Mdpaccoun
BC
Ref:- Dilawar
50.00
172.47
Standing Order to Aid Appeal
Ref:- Biggs
15.00
157.47
Standing Order to One Third
Ref:- Biggs
15.00
142.47
Standing Order From S Bhutawala
Ref:- S Bhutawala - 4Ppl
10.00
152.47
Standing Order From 200898
43336883
Ref:- Amnapervaiziqbal
10.00
162.47
Balance carried forward
162.47
Total Payments/Receipts
30.00
70.00|2022|
|---|---|---|
|||Start balance
£122.47|
|7 Dec|||
|21 Dec||Money out
£30.00
uCommission charges £0.00|
|4 Jan||Money in
£70.00
uGross interest earned £0.00|
|||End balance
**£162.47**|
|||Your deposit is eligible for protection
by the Financial Services
Compensation Scheme.|
|5 Jan|||
|6 Jan|||
||||
Anything wrong? If you notice any incorrect or unusual transactions, see the next page for how to get in touch with us.
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Page 1
Helpful Information
Get in touch
## Dispute resolution
**If you have a problem with your agreement, please try to resolve it with us in the first instance. If you are not happy with the way in which we handled your complaint or the result, you may be able to complain to the Financial Ombudsman Service. If you do not take up your problem with us first you will not be entitled to complain to the Ombudsman. We can provide details of how to contact the Ombudsman.**
Important information about compensation arrangements
We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Most depositors – including most individuals and businesses – are covered by the scheme.
We will issue the FSCS information sheet and exclusions list which set out in detail what is, and is not, covered by the FSCS, once a calendar year usually with your account statement.
For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk.
Important information about going overdrawn without an agreed overdraft limit or exceeding your agreed overdraft limit An unarranged overdraft rate of 29.5% will apply if there is not enough money in your account(s) to make a payment and so cause an unarranged overdraft on your account(s).
## **What is an unarranged overdraft?**
An unarranged overdraft occurs where either: a) you go overdrawn on your account without agreeing an overdraft with us first; or b) you exceed your agreed overdraft limit. c) not every Barclays product will allow you to go overdrawn or exceed your agreed overdraft limit. Please check your terms and conditions for more information. If you try to make any payment from your account and you don’t have the funds available, or if we have reasonable grounds to believe that you won’t have sufficient funds on the date that the payment will be made from your account, we will treat this as a request to make, or extend, the use of our unarranged overdraft facilities. It’s within our discretion to process the payment or return it unpaid.
## **What can you do to help avoid or limit an unarranged overdraft?**
**Get In Touch.** If you become aware in advance that payments may take your account into an unarranged overdraft, please contact us as early as possible so that we can discuss the ways we could help. This will maximise the chances of us being able to: a) understand any changes in your business and explore the options available;
b) consider options for authorised borrowing facilities; c) facilitate payments being made; d) limit the costs associated with unarranged borrowing; e) address any concerns that you may have.
**Register for Text Alerts.** Business banking customers can register for our ‘Near Limit’ Text Alert which is designed to help you avoid going overdrawn (if you don’t have an agreed overdraft limit), or exceeding your agreed overdraft limit, by notifying you when your balance falls below a figure you specify. Once you have signed up for this Text Alert, if your account goes into an unarranged overdraft, we’ll send you a Text Alert the following working day (Monday – Friday) to let you know. By acting on this information you have the opportunity to clear your unarranged overdraft.
You can register for Text Alerts through Online Banking, in any of our branches or over the phone. Visit barclays.co.uk/business-banking/ways-to-bank/mobile-bankin g for more information. Terms and conditions apply.
**Go online for more support.** For useful tips to keep on top of your cashflow, helpful downloadable tools, and a simple guide to borrowing, visit barclays.co.uk/business-banking/borrow For details relating to unarranged borrowing, please refer to your banking services tariff guide.
- For Business Banking customers, this can be found online at https://www.barclays.co.uk/business-banking/accounts/ rates-and-charges
Any reference to Bank of England Base Rate or Barclays Base Rate is the same rate. In the event that either of these rates is less than zero, the rate will be shown as zero on your statement. This does not affect our rights and obligations under our terms and conditions. If you require further information on the calculation of your interest rate, please contact us.
## Interest
Interest is calculated daily on the cleared balance of your account at the close of business. We’ll let you know if interest is calculated on the statement balance rather than the cleared balance. The cleared balance includes only credits and debits that have cleared. Ask your branch or Barclays Business Team for details of clearance times and the dates when we pay or charge interest. The rates of interest shown are current at the time of printing this statement and may have changed during the period of the statement.
In accordance with UK tax legislation, from 6 April 2016 interest is paid gross. For UK resident individuals (including sole traders or partnerships), if you are a UK taxpayer you may have to pay tax on interest earned in excess of your Personal Savings Allowance. For information and guidance please refer to HMRC’s website.
The management of your tax affairs is your responsibility, including making any required declarations to the relevant tax authority(ies), where you are tax resident. If the statement shows that we have applied interest to your account, we’ll give you on request details of the rate(s) of interest used and a clear explanation of how the interest was calculated. Details of Barclays interest rates for business customers are available at barclays.co.uk/business-banking.
Any reference to Bank of England Base Rate or Barclays Base Rate is the same rate. In the event that either of these rates is less than zero, the rate will be shown as zero on your statement. This does not affect our rights and obligations under our terms and conditions. If you require further information on the calculation of your interest rate, please contact us.
## Online
## **barclays.co.uk**
## On the phone
## **0345-717-1819**
**Talk to an advisor 7am - 11pm or use our 24-hour automated service**
## Write to us
## **Barclays, Leicester LE87 2BB**
## Your branch
## **LEICESTER, LE87 2BB**
## Lost and stolen cards
## **01604 230 230**
## **– 24 hours**
## **Tell us straight away if:**
- **you do not receive a Barclays card you were expecting**
- **any of your cards are lost, stolen, or damaged**
- **you think someone else may know your PIN.**
Call charges will apply (please check with your service provider). We may monitor or record calls for quality, security, and training
## Follow us
www.facebook.com/ barclaysbusinessuk
www.twitter.com/ barclaysbizchat
youtube.com/ BarclaysUK
www.linkedin.com/ Barclays Business Banking
continued Helpful Information
## Using your debit card in the UK and abroad
We will charge you a 2.75% Non-Sterling Transaction Fee when making purchases, making a cash withdrawal, or when being refunded. This fee also applies whenever you do not pay in sterling, for example shopping online at a non-UK website.
As we explain in our customer terms, we calculate our exchange rate using the reference exchange rate for the Visa card scheme. In most circumstances, Visa converts transactions into sterling using the Visa Exchange Rate on the day the transaction is authorised. However for a small number of transactions the conversion may happen on the day the transaction is processed. As this may be a day or two later, the exchange rate may be different on that day. You'll find a comparison of our exchange rate for certain currencies as a mark-up against the rate published by the European Central Bank in the Barclays App or at the following website: https://www.barclays.co.uk/travel/using-debit-cardabroad/ This is updated twice a day. This may help you to decide whether you want to accept the conversion rate offered by the retailer or ATM provider or accept our rate.
## International Bank Account Number (IBAN)
## and Bank Identification Code (SWIFTBIC)
Your IBAN and SWIFTBIC are shown on the front of your statement. By using them you could reduce charges when receiving international payments in euros. Find out more at: business.barclays.co.uk/bb/ibanInformation.
Getting information from Barclays
We send information to Business banking customers with their statements about relevant new offers and products. If you don’t get these messages and you’d like to, or if you do and you'd rather you didn't, just call us, or come into a branch. And if you change your mind at any time, just get in touch.
## You can get this in Braille, large print or audio by calling 0800 400 100 (via Text Relay if appropriate)
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. *To maintain a quality service, we may monitor and record phone calls. Calls to 03 numbers are charged at the same rate as calls to 01 and 02 landlines, and will count towards any inclusive minutes you may have covering calls to landline numbers. Call charges may differ, please check with your local provider.
## **Financial Services Compensation Scheme Information Sheet**
**Basic information about the protection of your eligible deposits** Eligible deposits in Barclays Bank UK PLC are protected by: Limit of protection:
the Financial Services Compensation Scheme (“FSCS”)[ 1] £85,000 per depositor per bank[ 2]
The following trading names are part of Barclays: Barclays, Barclays Business Banking, Barclays Premier Banking and Barclays Wealth Management If you have more eligible deposits at the same bank: All your eligible deposits at the same bank are "aggregated" and the total is subject to the limit of £85,000. If you have a joint account with other person(s): The limit of £85,000 applies to each depositor separately.[ 3] Reimbursement period in case of bank’s failure: 10 working days.[ 4] Currency of reimbursement: Pound sterling (GBP, £) To contact Barclays Bank UK PLC for enquiries relating Barclays Bank UK PLC to your account: 1 Churchill Place Canary Wharf London E14 5HP To contact the FSCS for further information on Financial Services Compensation Scheme compensation: 10th Floor Beaufort House 15 St. Botolph Street London EC3A 7QU Tel: 0800 678 1100 or 020 7741 4100 email: ICT@fscs.org.uk More information: www.fscs.org.uk
## **Additional information**
## **1 Scheme responsible for the protection of your eligible deposit**
Your eligible deposit is covered by a statutory Deposit Guarantee Scheme. If insolvency of your bank, building society or credit union should occur, your eligible deposits would be repaid up to £85,000 by the Deposit Guarantee Scheme.
## **2 General limit of protection**
If a covered deposit is unavailable because a bank, building society or credit union is unable to meet its financial obligations, depositors are repaid by a Deposit Guarantee Scheme. This repayment covers at maximum £85,000 per bank, building society or credit union. This means that all eligible deposits at the same bank, building society or credit union are added up in order to determine the coverage level. If, for instance, a depositor holds a savings account with £80,000 and a current account with £20,000, he or she will only be repaid £85,000.
This method will also be applied if a bank, building society or credit union operates under different trading names. Barclays Bank UK PLC also trades under Barclays, Barclays Business Banking, Barclays Premier Banking and Barclays Wealth Management.
In some cases eligible deposits which are categorised as “temporary high balances” are protected above £85,000 for six months after the amount has been credited or from the moment when such eligible deposits become legally transferable. These are eligible deposits connected with certain events including:
(a) certain transactions relating to the depositor’s current or prospective only or main residence or dwelling;
(b) a death, or the depositor’s marriage or civil partnership, divorce, retirement, dismissal, redundancy or invalidity;
(c) the payment to the depositor of insurance benefits or compensation for criminal injuries or wrongful conviction.
More information can be obtained under www.fscs.org.uk
## **3 Limit of protection for joint accounts**
In case of joint accounts, the limit of £85,000 applies to each depositor. However, eligible deposits in an account to which two or more persons are entitled as members of a business partnership, association or grouping of a similar nature, without legal personality, are aggregated and treated as if made by a single depositor for the purpose of calculating the limit of £85,000.
This means that all eligible deposits with one or more of these trading names are in total covered up to £85,000.
## **4 Reimbursement**
**The responsible Deposit Guarantee Scheme is the Financial Services Compensation Scheme, 10th Floor Beaufort House, 15 St Botolph Street, London EC3A 7QU, Tel: 0800 678 1100 or 020 7741 4100, email: ICT@fscs.org.uk. It will repay your eligible deposits (up to £85,000) within ten working days from 1 January 2021 to 31 December 2023; and within seven working days from 1 January 2024 onwards, save where specific exceptions apply.**
**Where the FSCS cannot make the repayable amount available within 7 working days, it will, from 1 June 2016 until 31 December 2023, ensure that you have access to an appropriate amount of your covered deposits to cover the cost of living (in the case of a depositor which is an individual) or to cover necessary business expenses or operating costs (in the case of a depositor which is not an individual or a large company) within 5 working days of a request.**
**If you have not been repaid within these deadlines, you should contact the Deposit Guarantee Scheme since the time to claim reimbursement may be barred after a certain time limit. Further information can be obtained under www.fscs.org.uk**
## **Other important information**
**In general, all retail depositors and businesses are covered by Deposit Guarantee Schemes. Exceptions for certain deposits are stated on the website of the responsible Deposit Guarantee Scheme. Your bank, building society or credit union will also inform you of any exclusions from protection which may apply. If deposits are eligible, the bank, building society or credit union shall also confirm this on the statement of account.**
## **Financial Services Compensation Scheme Exclusions List**
**A deposit is excluded from protection if:**
**(1) The holder and any beneficial owner of the deposit have never been identified in accordance with money laundering requirements. For further information, contact your bank, building society or credit union.**
**(2) The deposit arises out of transactions in connection with which there has been a criminal conviction for money laundering.**
**(3) It is a deposit made by a depositor which is one of the following:**
- **credit institution**
- **financial institution**
- **investment firm**
- **insurance undertaking**
- **reinsurance undertaking**
- **collective investment undertaking**
**(5) It is a deposit which can only be proven by a financial instrument2 unless it is a savings product which is evidenced by a certificate of deposit made out to a named person and which existed in the UK, Gibraltar or a Member State of the EU on 2 July 2014.**
**(6) It is a deposit of a collective investment scheme which qualifies as a small company.3 (7) It is a deposit of an overseas financial services institution which qualifies as a small company.4 (8) It is a deposit of certain regulated firms (investment firms, insurances undertakings and reinsurances undertakings) which qualify as a small business or a small company5 refer to the FSCS for further information on this category.**
**(9) It is not held by an establishment of a bank, building society or credit union in the UK or, in cases of a bank or building society incorporated in the UK, it is not held by an establishment in Gibraltar.**
- **pension or retirement fund1**
- **public authority, other than a small local authority.**
- **(4) It is a deposit of a credit union to which the credit union itself is entitled.**
## **For further information about exclusions, refer to the FSCS website at www.FSCS.org.uk**
> **1 Deposits by personal pension schemes, stakeholder pension schemes and occupational pension schemes of micro, small and medium sized enterprises are not excluded**
> **2 As listed in Part I of Schedule 2 to the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001, read with Part 2 of that Schedule**
> **3 Under the Companies Act 1985 or Companies Act 2006**
> **4 See footnote 3**
> **5 See footnote 3**
## You can get this in Braille, large print or audio by calling **0800 400 100*** (via Text Relay if appropriate) or by ordering online from **barclays.co.uk/accessibleservices** Call monitoring and charges information
To keep a high quality of service, your call may be monitored or recorded for training and security.
*Calls to 0800 numbers are free when calling from a UK landline. Charges may apply when using a mobile phone or calling from abroad. †Lines are open 8.30am-5.30pm Monday to Friday and Saturday 9am-2pm, except bank holidays. Calls to 03 numbers are charged at the same rate as calls to 01 and 02 landlines and will count towards any inclusive minutes you have that cover calls to landline numbers. Call charges may differ, please check with your local provider.
Barclays Bank UK PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Item ref: 9914022_UK 01/21
## **– TRUSTEE ANNUAL REPORT 27/12/20 27/12/21**
Accounts for period have been submitted, we have no assets. We are a very small charity, which is run purely as volunteers. Trustees are employed in professional capacities and do not take a salary from the charity.
No cash transactions are made in or out of the account. So there is always an electronic trail.
Funds are received via word of mouth, through friends and family. No bucket donations or fundraisers conducted.
Funds are spent via UK charities which are registered with the charity commission. Some electronic payments made for website costs.
AID APPEAL - £3695
ONE THIRD - £3340 WIX.COM - £244.99 123 REG - £57.56
WATER WELL TANZANIA - £3483.96
HOSTEL TANZANIA - £1000
SAVE ONE LIFE - £10000
GIVE BRIGHT - £3000
UK ISLAMIC MISSION FUNERAL AMBULANCE - £7150
PICRIGHTS – £200
MASJID OWAISE - £1000
CARD PAYMENT TO CHARITY CHECKOUT - £400
Bank statements have been submitted to show what charities the money has gone to.
Kind regards
Babar Kiani
Trustee
As Safar
I have viewed the accounts forwarded by As Safar. I can see that all transactions paid in and paid out are all electronically processed. No cash is withdrawn or deposited into the account.
You have payments that are being made to run the website for the charity also being paid to wix.com.
As Safar does a small amount of work within the community. The money generated is very little for a charity.
Funds are raised through friends and family.
Money is then paid to good charities that are also registered within the UK, in order to safeguard that the money is spent legitimately for the right cause.
I am satisfied with the transactions made in and out of the account, which shows that the charity is doing its level best to have a paper record for all transactions.
If you have any queries, please do not hesitate to contact me.
Kind regards
Seerin Gorji
Commercial Finance Business Partner
ACCA
Seerin.gorji@mbww.com