2020-12-31-accounts

REGISTERED COMPANY NUMBER: 08737163 (England and Wales)
REGISTERED CHARITY NUMBER: 1155207

REPORT OF THE TRUSTEES AND

FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2020

FOR

REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)
(A COMPANY LIMITED BY GUARANTEE)

Hartley Fowler LLP
Chartered Accountants
4th Floor Tuition House
27-37 St George's Road
Wimbledon
London
SW19 4EU

REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

CONTENTS OF THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2020

----- Start of picture text -----
Page
Report of the Trustees 1 to 4
Independent Examiner's Report 5
Statement of Financial Activities 6
Balance Sheet 7
Notes to the Financial Statements 8 to 15
Detailed Statement of Financial Activities 16 to 17
----- End of picture text -----

REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

REPORT OF THE TRUSTEES

FOR THE YEAR ENDED 31 DECEMBER 2020

ThetrusteeswhoarealsodirectorsofthecharityforthepurposesoftheCompaniesAct2006,presenttheirreport with
thefinancialstatementsofthecharityfortheyearended31December2020.Thetrusteeshaveadoptedthe provisions
ofAccountingandReportingbyCharities:StatementofRecommendedPracticeapplicabletocharitiespreparing their
accountsinaccordancewiththeFinancialReportingStandardapplicableintheUKandRepublicofIreland(FRS 102)
(effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

RAMFELisacharitythatsupportsrefugeesandvulnerablemigrantstoaccessjusticeandthatprovidesvitalsupport in
moments of individual crisis.

Goal1:ProvideImmigrationadvicetovulnerablemigrants,asylumseekersandRefugeeswheretheycannotaccess legal
aid or afford advice

Goal2:Provideawelcomingsafespace,destitutionsupportandspecialistadvicetoRefugeesAsylumSeekers and
Vulnerable Migrants experiencing crisis
Goal3:SupportAsylumSeekersandRefugeesintheirjourneythroughtheasylumsystemandassisttheir successful
integration into society
Goal 4: Campaign on the issues our work presents, focusing on the above areas.

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REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

REPORT OF THE TRUSTEES

FOR THE YEAR ENDED 31 DECEMBER 2020

OBJECTIVES AND ACTIVITIES

Significant activities

DespitetheWindrushscandalandcontroversyoverthehostileenvironmentfiguringprominentlyinnationalmedia over
thelastfewyears,inpracticaltermsatanationallevel2019sawlittlechangesto2018.TheHomeOfficemissed the
chancetolearnandengageandtochangetheculturewhichledtothetragiccasesofpeoplebeingmade destitute,
detained and removed through unfair and inhumane policy backed up by institutional administrative incompetency.
Recentlythegovernmenthaslookedtochallengetherightoflegalrepresentativestorepresenttheirclients' best
interestsandaremovingtorestricttherighttochallengegovernmentdecisionsthroughpotentialJudicial Review
changes, so the hostile environment continues seemingly unabated.

On the frontline, in 2019 RAMFEL's focus remained on;

- Giving access to justice for those denied it by legal aid and the legal system.

• Providing support to those struggling whilst caught in the immigration system

• Helping those recently granted status to successfully transition to their new life

Immigration advice

RAMFELfocusedonthosewhohavebeendeniedlegalaidorwhomwereotherwiserestrictedfromaccessing justice.
Undocumentedchildrenandtheirfamiliescontinuedtomakeupthemajorityofourlegalwork.Mayorof London
researchestimatesthatover100,000childrenareinthissituationinLondon.We'reproudofour100%successrate in
2019inrepresentingthem,whichservestoillustratethatmanyyoungpeoplearebeingdeniedcitizenshiporstatus and
forced to live in poverty simply due to legal aid cuts.

Alongsidetryingtoexpandourreachtoprovidelegaladvice,RAMFELwilllooktouseourexperiencetoinfluence any
potential changes to government policy or law in this area.

In2019wecontinuedourworkwithRoughSleeperstoprovideimmigrationadviceandhavehadsomesuccess in
securingstatus.Howeverwehavealsofacedverydifficultchallengesingatheringevidencetobeableto submit
applicationsforpeoplewho,duetoroughsleepingandthehostileenvironment,havebeencutoutofvarious services
which would give create official records.

In 2019 we submitted 266 immigration applications

• we lodged 8 appeals (some of them heard in in 2019, some in 2020, some still pending)

• we had 7 appeals heard (some of them lodged in 2018) and 6 of them were successful (the unsuccessful case

• subsequently gained status in 2020 through RAMFEL representation)

• we had 5 applications rejected - 1 already won on appeal, 2 of them have a pending appeal, 2 have been referred for

• JR and 1 we re-lodged another application which has since been granted

Thebarristerswhovolunteeredtorepresentuswonallthecasestheywereinvolvedwith(excepttheonefamily that
subsequently received status).

We would like to say a massive thanks to them for their hard work and dedication;

Nicholas Sadeghi (Legis Chambers)
Eleri Griffiths (One Pump Court)
Catherine Jenkins (One Pump Court)
Angelina Nicolaou (One Pump Court)
Ahmed Osman (One Pump Court)
Mark Allison (One Pump Court)
Joseph Byrne (Goldsmith)

Destitution Support

Whilstouradviceservicesaresupportingpeopletoachieveofficialstatusandgetonwiththeirlives,thereisalsoa need
tohelptackledestitutionandtheeffectsofbeingstuckinasylumorimmigrationsystems.Ourweeklyfoodbankand drop
incentreranweeklyproviding3640foodparcelsaswellastoiletriesonceamonth.Thepandemicforcedustoadapt the
way we deliver this service, and the team did an outstanding job is facing up to this challenge innovatively.

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REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

REPORT OF THE TRUSTEES

FOR THE YEAR ENDED 31 DECEMBER 2020

OBJECTIVES AND ACTIVITIES Holistic advice services

Akeypartofourorganisationstrategyistotakeaholisticapproachtotheneedsofindividualsandfamiliescaughtup in
themostchallengingofsituationsandwe'rehappytohavebeenabletomaintainandevenexpandthese circumstances
through one of the most challenging years for our charity and the clients we serve.

Ourservicesprovidedwraparoundsupportinhousing,asylumsupport,accesstohealthcare,accesstosocial services,
employability and wellbeing.

Inparticular,theseservicesprovidedendtoendsupporthelpingtoregularisestatusbutalsolookingtosupport the
transition to building a new life in the UK.

Public benefit

ThetrusteeshavebeenmindfuloftheguidanceprovidedbytheCharityCommissionwithregardtopublicbenefit when
planni ng the activities of the charity.

FINANCIAL REVIEW

Financial position

RAMFELisinastrongfinancialpositionwithimportantnewrelationshipswithcharitablefundersemergingoverthe last
year.Aseverweseeklongertermfundingandpartnershipsinordertosustainandimprovethelevelofworkwe can
undertake.

Principal funding sources

Assetoutinthenotestotheaccounts,thecharittyisfundedprimarilybygrantsfromLocalAuthoritiesand other
organisations.

Reserves policy

TheBoardhasassessedthecharity'srequirementsforreservesinlightofthemainriskstotheorganisation.Asa result,
thetrusteeshaveestablishedfundraisingstrategywhichincludesensuringamixofrestrictedandunrestricted funding.
Ourreservepolicyisthatunrestrictedfundsnotcommittedshouldbeheldinreserveandmaintainedatalevel which
ensuresthatRAMFEL·scoreactivitiescancontinueduringaperiodofunforeseendifficulty.Thisrepresentsatleast three
months" (13 weeks) expenditure of about £73,500. This will be reviewed annually.

STRUCTURE, GOVERNANCE AND MANAGEMENT Governing document

Thecharitablecompanyisconstitutedasacompanylimitedbyguaranteeandisgovernedbyitsmemorandum and
articles of association. The company is registered as a charity with the Charity Commission in the UK.

REFERENCE AND ADMINISTRATIVE DETAILS

Registered Company number

08737163 (England and Wales)

Registered Charity number

1155207

Registered office

The People's Place,
80-92 Stratford High Street
London
E15 2NE

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REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

REPORT OF THE TRUSTEES

FOR THE YEAR ENDED 31 DECEMBER 2020

Trustees

Ms M Edwards
Mr T S Lee
Mr F Rehren (appointed 27/9/21)
Ms F A Sulaiman (appointed 27/9/21)
Ms J Warr
Ms E Coyne (resigned 3/3/20)

InadditiontothepersonslistedabovewhoseappointmentasdirectorhadbeenrecordedatCompaniesHouse, the
following persons also acted as trustees in the year:

Mr R Mukherjee
Mr F Webster

Independent Examiner

Hartley Fowler LLP
Chartered Accountants
4th Floor Tuition House
27-37 St George's Road
Wimbledon
London
SW19 4EU

STATEMENT OF TRUSTEES' RESPONSIBILITIES

Thetrustees(whoarealsothedirectorsofRefugeeandMigrantForumofEssexandLondon(RAMFEL)forthe purposes
ofcompanylaw)areresponsibleforpreparingtheReportoftheTrusteesandthefinancialstatementsinaccordance with
applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Companylawrequiresthetrusteestopreparefinancialstatementsforeachfinancialyearwhichgiveatrueandfair view
ofthestateofaffairsofthecharitablecompanyandoftheincomingresourcesandapplicationofresources,including the
incomeandexpenditure,ofthecharitablecompanyforthatperiod.Inpreparingthosefinancialstatements,the trustees
are required to

• select suitable accounting policies and then apply them consistently;

• observe the methods and principles in the Charity SORP;

• make judgements and estimates that are reasonable and prudent;

• prepare the financial statements on the going concern basis unless it is inappropriate to presume that the charitable company will continue in business.

Thetrusteesareresponsibleforkeepingproperaccountingrecordswhichdisclosewithreasonableaccuracyatany time
thefinancialpositionofthecharitablecompanyandtoenablethemtoensurethatthefinancialstatementscomply with
theCompaniesAct2006.Theyarealsoresponsibleforsafeguardingtheassetsofthecharitablecompanyandhence for
taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approved by order of the board of trustees on 19 October 2021 and signed on its behalf by:

Mr F Rehren - Trustee

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INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF
REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

Independent examiner's report to the trustees of Refugee and Migrant Forum of Essex and London (RAMFEL) ('the Company')

IreporttothecharitytrusteesonmyexaminationoftheaccountsoftheCompanyfortheyear ended
31 December 2020.

Responsibilities and basis of report

Asthecharity'strusteesoftheCompany(andalsoitsdirectorsforthepurposesofcompanylaw)youareresponsible for
the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

HavingsatisfiedmyselfthattheaccountsoftheCompanyarenotrequiredtobeauditedunderPart16ofthe2006 Act
andareeligibleforindependentexamination,Ireportinrespectofmyexaminationofyourcharity'saccountsas carried
outundersection145oftheCharitiesAct2011('the2011Act').IncarryingoutmyexaminationIhavefollowed the
Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act.

Independent examiner's statement

Sinceyourcharity'sgrossincomeexceeded£250,000yourexaminermustbeamemberofalistedbody.Ican confirm
thatIamqualifiedtoundertaketheexaminationbecauseIamaregisteredmemberofICAEWwhichisoneofthe listed
bodies.

Ihavecompletedmyexamination.Iconfirmthatnomattershavecometomyattentioninconnectionwith the
examination giving me cause to believe:

1. accounting records were not kept in respect of the Company as required by section 386 of the 2006 Act; or 2. the accounts do not accord with those records; or

3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)).

Ihavenoconcernsandhavecomeacrossnoothermattersinconnectionwiththeexaminationtowhichattention should
be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Jonathan Askew
ICAEW
Hartley Fowler LLP
Chartered Accountants
4th Floor Tuition House
27-37 St George's Road
Wimbledon
London
SW19 4EU

Date: .............................................

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REFUGEE AND MIGRANT FORUM OF ESSEX AND LONDON (RAMFEL)

STATEMENT OF FINANCIAL ACTIVITIES

(INCORPORATING AN INCOME AND EXPENDITURE ACCOUNT) FOR THE YEAR ENDED 31 DECEMBER 2020

Unrestricted fund Restricted Notes £ £ INCOME AND ENDOWMENTS FROM Grants and donations 2 8,537 380,428 Charitable activities 3 Charitable activities 41,979 - Total 50,516 380,428 EXPENDITURE ON Charitable activities 4 Charitable activities - 418,626 NET INCOME/(EXPENDITURE) 50,516 (38,198) RECONCILIATION OF FUNDS Total funds brought forward 72,902 63,577 TOTAL FUNDS CARRIED FORWARD 123,418 25,379	2020 Total funds £ 388,965 41,979 430,944 418,626 12,318 136,479 148,797	2019 Total funds £ 328,089 18,117
		346,206 294,273
		51,933 84,546
		136,479

The notes form part of these financial statements

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REFUGEE AND MIGRANT FORUM OF ESSEX AND LONDON (RAMFEL)

BALANCE SHEET

31 DECEMBER 2020

Unrestricted fund Restricted Notes £ £ FIXED ASSETS Tangible assets 11 8,573 - CURRENT ASSETS Debtors 12 182,676 - Cash at bank and in hand 158,826 25,379 341,502 25,379 CREDITORS Amounts falling due within one year 13 (222,609) - NET CURRENT ASSETS 118,893 25,379 TOTAL ASSETS LESS CURRENT LIABILITIES 127,466 25,379 CREDITORS Amounts falling due after more than one year 14 (4,048) - NET ASSETS 123,418 25,379 FUNDS 16 Unrestricted funds Restricted funds TOTAL FUNDS	2020 Total funds £ 8,573 182,676 184,205 366,881 (222,609) 144,272 152,845 (4,048) 148,797 123,418 25,379 148,797	2019 Total funds £ 751 2,262 161,152 163,414 (5,771) 157,643 158,394 (21,915) 136,479 72,902 63,577 136,479

ThecharitablecompanyisentitledtoexemptionfromauditunderSection477oftheCompaniesAct2006forthe year
ended 31 December 2020.

Themembershavenotrequiredthecompanytoobtainanauditofitsfinancialstatementsfortheyear ended
31 December 2020 in accordance with Section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for

• (a) ensuring that the charitable company keeps accounting records that comply with Sections 386 and 387 of the Companies Act 2006 and

• (b) preparing financial statements which give a true and fair view of the state of affairs of the charitable company as at the end of each financial year and of its surplus or deficit for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the charitable company.

Thesefinancialstatementshavebeenpreparedinaccordancewiththeprovisionsapplicabletocharitable companies
subject to the small companies regime.

ThefinancialstatementswereapprovedbytheBoardofTrusteesandauthorisedforissueon19October2021and were
signed on its behalf by:

Mr F Rehren - Trustee

The notes form part of these financial statements

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REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2020

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

Thefinancialstatementsofthecharitablecompany,whichisapublicbenefitentityunderFRS102,have been
preparedinaccordancewiththeCharitiesSORP(FRS102)'AccountingandReportingbyCharities:Statement of
RecommendedPracticeapplicabletocharitiespreparingtheiraccountsinaccordancewiththeFinancial Reporting
StandardapplicableintheUKandRepublicofIreland(FRS102)(effective1January2019)',Financial Reporting
Standard102'TheFinancialReportingStandardapplicableintheUKandRepublicofIreland'andthe Companies
Act 2006. The financial statements have been prepared under the historical cost convention.

Preparation of the financial statements on a going concern basis

Thefinancialstatementshavebeenpreparedontheassumptionthatthecharityisabletocontinueasa going
concern,whichthetrusteesconsiderappropriatehavingregardtothecurrentlevelofunrestrictedreserves and
theexpectedlevelofincomeandexpenditurefor12monthsfromauthorisingthesefinancialstatements. There
are no material uncertainties about the charity's ability to continue as a going concern.

Income

AllincomeisrecognisedintheStatementofFinancialActivitiesoncethecharityhasentitlementtothefunds,it is
probable that the income will be received and the amount can be measured reliably.

Income from grants is recognised when the charity has entitlement to the funds, any performance conditions
attached to the grants have been met, it is probable that the income will be received and the amount can be
measuredreliably.Grantincomereceivedthatdoesnotmeettherecognitioncriteriaiscarriedforward as
deferred income.

Incomeinrespectofservicesprovidedisrecognisedwhen,andtotheextentthat,performanceoccursand is
measured at the fair value of the consideration receivable.

Expenditure

Liabilitiesarerecognisedasexpenditureassoonasthereisalegalorconstructiveobligationcommitting the
charitytothatexpenditure,itisprobablethatatransferofeconomicbenefitswillberequiredinsettlement and
theamountoftheobligationcanbemeasuredreliably.Expenditureisaccountedforonanaccrualsbasisand has
beenclassifiedunderheadingsthataggregateallcostrelatedtothecategory.Wherecostscannotbe directly
attributedtoparticularheadingstheyhavebeenallocatedtoactivitiesonabasisconsistentwiththeuse of
resources.

Tangible fixed assets

Depreciationisprovidedatthefollowingannualratesinordertowriteoffeachassetoveritsestimated useful
life.

Fixtures and fittings- 20% on reducing balance

Taxation

The charity is exempt from corporation tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restrictedfundscanonlybeusedforparticularrestrictedpurposeswithintheobjectsofthecharity. Restrictions
arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Pension costs and other post-retirement benefits

Thecharitablecompanyoperatesadefinedcontributionpensionscheme.Contributionspayabletothe charitable
company's pension scheme are charged to the Statement of Financial Activities in the period to which they relate.

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REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

NOTES TO THE FINANCIAL STATEMENTS - continued

FOR THE YEAR ENDED 31 DECEMBER 2020

2. GRANTS AND DONATIONS Donations Gift aid Grants Grants received, included in the above, are as follows: Other grants receivable Redbridge Rough Sleeping Initiative Redbridge Community Project Single Homeless Project Trust for London Reaching Communities BLF RISE Redbridge Catholic Churches Walthamstow Migrant Action Group Timebank (English Classes) Essex Community Foundation RAMP - Legal Advice Walthham Forest SS - Legal Advice Training grants Lloyds Bank Foundation Children in Need The People's Post Code Lottery SEGRO Baring Foundation London Community Foundation - Deutsche Bank Islington Immigration Advice Hackney Rough Sleepers ILPA London Community Response GLA Londoners EU Advice NCIL Leathersellers National Lottery Fund London Community Foundation - Provident GLA Rough Sleepers Paul Hamlyn Foundation Waltham Forest Rough Sleeper Advice Martin Lewis Coronavirus Fund Redbridge Covid Food Fund Redbridge EUSS Project	2020 £ 9,834 1,269 377,862 388,965 2020 £ - 38,239 4,750 28,500 - 14,827 8,789 7,700 6,049 - 17,115 28,771 14,446 - 8,248 19,321 - 3,558 7,374 2,489 7,507 7,403 3,823 8,254 4,947 2,500 1,000 58,492 2,500 29,413 9,569 14,495 6,000 3,033 8,750 377,862	2019 £ 4,781 - 323,308
		328,089
		2019 £ 20,683 55,000 19,000 28,500 15,000 14,827 8,091 7,600 2,350 360 16,363 25,380 14,446 675 57,841 18,399 18,793 - - - - - - - - - - - - - - - - - -
		323,308

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REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

NOTES TO THE FINANCIAL STATEMENTS - continued

FOR THE YEAR ENDED 31 DECEMBER 2020

3.INCOME FROM CHARITABLE ACTIVITIES

2020 Activity £ Other income from charitable activities Charitable activities 41,979 CHARITABLE ACTIVITIES COSTS Support Direct costs (see Costs note 5) £ £ Charitable activities 371,205 47,421 SUPPORT COSTS Other Information administrative technology overheads Other £ £ £ Charitable activities 9,038 36,239 2,144 Support costs, included in the above, are as follows: Information technology 2020 Charitable activities £ IT costs 9,038 Other administrative overheads 2020 Charitable activities £ Rent 15,170 Insurance 910 Telephone 3,967 Other office costs 3,820 Other staff costs 6,520 Bank charges 542 Legal and professional 2,478 Accountancy 832 Examiners fees 2,000 36,239

2019 £ 18,117 Totals £ 418,626 Totals £ 47,421 2019 Total activities £ 11,875 2019 Total activities £ 18,949 1,259 2,937 7,049 2,658 201 1,648 4,049 2,000 40,750

4. CHARITABLE ACTIVITIES COSTS

5. SUPPORT COSTS

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REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

NOTES TO THE FINANCIAL STATEMENTS - continued

FOR THE YEAR ENDED 31 DECEMBER 2020

5. SUPPORT COSTS - continued Other

5.	SUPPORT COSTS - continued Other
		2020	2019
		Charitable	Total
		activities	activities
		£	£
	Depreciation of tangible fixed assets	2,144	250
6.	NET INCOME/(EXPENDITURE)
	Net income/(expenditure) is stated after charging/(crediting):
		2020	2019
		£	£
	Depreciation - owned assets	2,144	250

7. TRUSTEES' REMUNERATION AND BENEFITS

Therewerenotrustees'remunerationorotherbenefitsfortheyearended31December2020norforthe year
ended 31 December 2019.

Trustees' expenses

Therewerenotrustees'expensespaidfortheyearended31December2020norfortheyear ended
31 December 2019.

8. STAFF COSTS

Wages and salaries Social security costs Other pension costs	2020 £ 292,103 23,788 12,743 328,634	2019 £ 202,323 14,275 7,215
		223,813

Thekeymanagementpersonnelofthecharitycomprisethetrustees,theChiefExecutiveOfficerand the
ImmigrationsManager.Thetotalremunerationofkeymanagementpersonnelduringtheyearwas£92,804 (2019
- £84,606).

The average monthly number of employees during the year was as follows:

	2020	2019
General operations	12	8

No employees received emoluments in excess of £60,000.

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REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

NOTES TO THE FINANCIAL STATEMENTS - continued

FOR THE YEAR ENDED 31 DECEMBER 2020

9. INDEPENDENT EXAMINERS' REMUNERATION

2020 £ Independent examination (net of irrecoverable VAT) 1,250 Accountancy (net of irrecoverable VAT) 750 2,000 10. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES Unrestricted fund Restricted £ £ INCOME AND ENDOWMENTS FROM Grants and donations 25,464 302,625 Charitable activities Charitable activities 18,117 - Total 43,581 302,625 EXPENDITURE ON Charitable activities Charitable activities 2,650 291,623 NET INCOME 40,931 11,002 RECONCILIATION OF FUNDS Total funds brought forward 31,971 52,575 TOTAL FUNDS CARRIED FORWARD 72,902 63,577	2020		2019
	£		£
	1,250		1,250
	750		750
	2,000		2,000
		Total funds £ 328,089 18,117
		346,206 294,273
		51,933 84,546
		136,479

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REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

NOTES TO THE FINANCIAL STATEMENTS - continued

FOR THE YEAR ENDED 31 DECEMBER 2020

11.	TANGIBLE FIXED ASSETS
		Fixtures
		and		Computer
		fittings		equipment	Totals
		£		£	£
	COST
	At 1 January 2020	1,198		-	1,198
	Additions		-	9,966	9,966
	At 31 December 2020	1,198		9,966	11,164
	DEPRECIATION
	At 1 January 2020		447	-	447
	Charge for year		150	1,994	2,144
	At 31 December 2020		597	1,994	2,591
	NET BOOK VALUE
	At 31 December 2020		601	7,972	8,573
	At 31 December 2019		751	-	751
12.	DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
				2020	2019
				£	£
	Other debtors			182,676	2,262
13.	CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
				2020	2019
				£	£
	Trade creditors			5,971	-
	Other creditors			2,813	3,371
	Deferred income			209,025	-
	Accrued expenses			4,800	2,400
				222,609	5,771
14.	CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN	ONE YEAR
				2020	2019
				£	£
	Other creditors			4,048	21,915

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REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020

15. LEASING AGREEMENTS

Minimum lease payments under non-cancellable operating leases fall due as follows:

Within one year Between one and five years	2020 £ 7,117 17,793 24,910	2019 £ 7,117 24,910
		32,027

16. MOVEMENT IN FUNDS

Unrestricted funds General fund Restricted funds Restricted TOTAL FUNDS Net movement in funds, included in the above are as follows: Unrestricted funds General fund Restricted funds Restricted TOTAL FUNDS Comparatives for movement in funds Unrestricted funds General fund Restricted funds Restricted TOTAL FUNDS	Net movement At At 1/1/20 in funds 31/12/20 £ £ £ 72,902 50,516 123,418 63,577 (38,198) 25,379 136,479 12,318 148,797 Incoming Resources Movement resources expended in funds £ £ £ 50,516 - 50,516 380,428 (418,626) (38,198) 430,944 (418,626) 12,318 Net movement At At 1/1/19 in funds 31/12/19 £ £ £ 31,971 40,931 72,902 52,575 11,002 63,577 84,546 51,933 136,479

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REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020

16. MOVEMENT IN FUNDS - continued

Comparative net movement in funds, included in the above are as follows:

Unrestricted funds General fund Restricted funds Restricted TOTAL FUNDS	Incoming Resources Movement resources expended in funds £ £ £ 43,581 (2,650) 40,931 302,625 (291,623) 11,002 346,206 (294,273) 51,933

17. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31 December 2020.

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REFUGEE AND MIGRANT FORUM OF ESSEX AND LONDON (RAMFEL)

DETAILED STATEMENT OF FINANCIAL ACTIVITIES

FOR THE YEAR ENDED 31 DECEMBER 2020

INCOME AND ENDOWMENTS Grants and donations Donations Gift aid Grants Charitable activities Other income from charitable activities Total incoming resources EXPENDITURE Charitable activities Wages Social security Pensions Volunteer expenses Immigration advice and support ESOL - Time and foodbank Travel Covid support - employees WFH Support costs Information technology IT costs Other administrative overheads Rent Insurance Telephone Other office costs Other staff costs Bank charges Legal and professional Accountancy Examiners fees Other Fixtures and fittings Computer equipment	2020 £ 9,834 1,269 377,862 388,965 41,979 430,944 292,103 23,788 12,743 478 8,105 33,004 136 848 371,205 9,038 15,170 910 3,967 3,820 6,520 542 2,478 832 2,000 36,239 150 1,994 2,144	2019 £ 4,781 - 323,308
		328,089 18,117
		346,206 202,323 14,275 7,215 2,191 2,363 12,007 1,024 -
		241,398 11,875 18,949 1,259 2,937 7,049 2,658 201 1,648 4,049 2,000
		40,750 250 -
		250

This page does not form part of the statutory financial statements

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REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

DETAILED STATEMENT OF FINANCIAL ACTIVITIES

FOR THE YEAR ENDED 31 DECEMBER 2020

Total resources expended Net income	2020 £ 418,626 12,318	2019 £
		294,273
		51,933

This page does not form part of the statutory financial statements

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REGISTERED COMPANY NUMBER: 08737163 (England and Wales)
REGISTERED CHARITY NUMBER: 1155207

REPORT OF THE TRUSTEES AND

FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2020

FOR

REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)
(A COMPANY LIMITED BY GUARANTEE)

Hartley Fowler LLP
Chartered Accountants
4th Floor Tuition House
27-37 St George's Road
Wimbledon
London
SW19 4EU

REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

CONTENTS OF THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2020

----- Start of picture text -----
Page
Report of the Trustees 1 to 4
Independent Examiner's Report 5
Statement of Financial Activities 6
Balance Sheet 7
Notes to the Financial Statements 8 to 15
Detailed Statement of Financial Activities 16 to 17
----- End of picture text -----

REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

REPORT OF THE TRUSTEES

FOR THE YEAR ENDED 31 DECEMBER 2020

ThetrusteeswhoarealsodirectorsofthecharityforthepurposesoftheCompaniesAct2006,presenttheirreport with
thefinancialstatementsofthecharityfortheyearended31December2020.Thetrusteeshaveadoptedthe provisions
ofAccountingandReportingbyCharities:StatementofRecommendedPracticeapplicabletocharitiespreparing their
accountsinaccordancewiththeFinancialReportingStandardapplicableintheUKandRepublicofIreland(FRS 102)
(effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

RAMFELisacharitythatsupportsrefugeesandvulnerablemigrantstoaccessjusticeandthatprovidesvitalsupport in
moments of individual crisis.

Goal1:ProvideImmigrationadvicetovulnerablemigrants,asylumseekersandRefugeeswheretheycannotaccess legal
aid or afford advice

Goal2:Provideawelcomingsafespace,destitutionsupportandspecialistadvicetoRefugeesAsylumSeekers and
Vulnerable Migrants experiencing crisis
Goal3:SupportAsylumSeekersandRefugeesintheirjourneythroughtheasylumsystemandassisttheir successful
integration into society
Goal 4: Campaign on the issues our work presents, focusing on the above areas.

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REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

REPORT OF THE TRUSTEES

FOR THE YEAR ENDED 31 DECEMBER 2020

OBJECTIVES AND ACTIVITIES

Significant activities

DespitetheWindrushscandalandcontroversyoverthehostileenvironmentfiguringprominentlyinnationalmedia over
thelastfewyears,inpracticaltermsatanationallevel2019sawlittlechangesto2018.TheHomeOfficemissed the
chancetolearnandengageandtochangetheculturewhichledtothetragiccasesofpeoplebeingmade destitute,
detained and removed through unfair and inhumane policy backed up by institutional administrative incompetency.
Recentlythegovernmenthaslookedtochallengetherightoflegalrepresentativestorepresenttheirclients' best
interestsandaremovingtorestricttherighttochallengegovernmentdecisionsthroughpotentialJudicial Review
changes, so the hostile environment continues seemingly unabated.

On the frontline, in 2019 RAMFEL's focus remained on;

- Giving access to justice for those denied it by legal aid and the legal system.

• Providing support to those struggling whilst caught in the immigration system

• Helping those recently granted status to successfully transition to their new life

Immigration advice

RAMFELfocusedonthosewhohavebeendeniedlegalaidorwhomwereotherwiserestrictedfromaccessing justice.
Undocumentedchildrenandtheirfamiliescontinuedtomakeupthemajorityofourlegalwork.Mayorof London
researchestimatesthatover100,000childrenareinthissituationinLondon.We'reproudofour100%successrate in
2019inrepresentingthem,whichservestoillustratethatmanyyoungpeoplearebeingdeniedcitizenshiporstatus and
forced to live in poverty simply due to legal aid cuts.

Alongsidetryingtoexpandourreachtoprovidelegaladvice,RAMFELwilllooktouseourexperiencetoinfluence any
potential changes to government policy or law in this area.

In2019wecontinuedourworkwithRoughSleeperstoprovideimmigrationadviceandhavehadsomesuccess in
securingstatus.Howeverwehavealsofacedverydifficultchallengesingatheringevidencetobeableto submit
applicationsforpeoplewho,duetoroughsleepingandthehostileenvironment,havebeencutoutofvarious services
which would give create official records.

In 2019 we submitted 266 immigration applications

• we lodged 8 appeals (some of them heard in in 2019, some in 2020, some still pending)

• we had 7 appeals heard (some of them lodged in 2018) and 6 of them were successful (the unsuccessful case

• subsequently gained status in 2020 through RAMFEL representation)

• we had 5 applications rejected - 1 already won on appeal, 2 of them have a pending appeal, 2 have been referred for

• JR and 1 we re-lodged another application which has since been granted

Thebarristerswhovolunteeredtorepresentuswonallthecasestheywereinvolvedwith(excepttheonefamily that
subsequently received status).

We would like to say a massive thanks to them for their hard work and dedication;

Nicholas Sadeghi (Legis Chambers)
Eleri Griffiths (One Pump Court)
Catherine Jenkins (One Pump Court)
Angelina Nicolaou (One Pump Court)
Ahmed Osman (One Pump Court)
Mark Allison (One Pump Court)
Joseph Byrne (Goldsmith)

Destitution Support

Whilstouradviceservicesaresupportingpeopletoachieveofficialstatusandgetonwiththeirlives,thereisalsoa need
tohelptackledestitutionandtheeffectsofbeingstuckinasylumorimmigrationsystems.Ourweeklyfoodbankand drop
incentreranweeklyproviding3640foodparcelsaswellastoiletriesonceamonth.Thepandemicforcedustoadapt the
way we deliver this service, and the team did an outstanding job is facing up to this challenge innovatively.

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REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

REPORT OF THE TRUSTEES

FOR THE YEAR ENDED 31 DECEMBER 2020

OBJECTIVES AND ACTIVITIES Holistic advice services

Akeypartofourorganisationstrategyistotakeaholisticapproachtotheneedsofindividualsandfamiliescaughtup in
themostchallengingofsituationsandwe'rehappytohavebeenabletomaintainandevenexpandthese circumstances
through one of the most challenging years for our charity and the clients we serve.

Ourservicesprovidedwraparoundsupportinhousing,asylumsupport,accesstohealthcare,accesstosocial services,
employability and wellbeing.

Inparticular,theseservicesprovidedendtoendsupporthelpingtoregularisestatusbutalsolookingtosupport the
transition to building a new life in the UK.

Public benefit

ThetrusteeshavebeenmindfuloftheguidanceprovidedbytheCharityCommissionwithregardtopublicbenefit when
planni ng the activities of the charity.

FINANCIAL REVIEW

Financial position

RAMFELisinastrongfinancialpositionwithimportantnewrelationshipswithcharitablefundersemergingoverthe last
year.Aseverweseeklongertermfundingandpartnershipsinordertosustainandimprovethelevelofworkwe can
undertake.

Principal funding sources

Assetoutinthenotestotheaccounts,thecharittyisfundedprimarilybygrantsfromLocalAuthoritiesand other
organisations.

Reserves policy

TheBoardhasassessedthecharity'srequirementsforreservesinlightofthemainriskstotheorganisation.Asa result,
thetrusteeshaveestablishedfundraisingstrategywhichincludesensuringamixofrestrictedandunrestricted funding.
Ourreservepolicyisthatunrestrictedfundsnotcommittedshouldbeheldinreserveandmaintainedatalevel which
ensuresthatRAMFEL·scoreactivitiescancontinueduringaperiodofunforeseendifficulty.Thisrepresentsatleast three
months" (13 weeks) expenditure of about £73,500. This will be reviewed annually.

STRUCTURE, GOVERNANCE AND MANAGEMENT Governing document

Thecharitablecompanyisconstitutedasacompanylimitedbyguaranteeandisgovernedbyitsmemorandum and
articles of association. The company is registered as a charity with the Charity Commission in the UK.

REFERENCE AND ADMINISTRATIVE DETAILS

Registered Company number

08737163 (England and Wales)

Registered Charity number

1155207

Registered office

The People's Place,
80-92 Stratford High Street
London
E15 2NE

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REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

REPORT OF THE TRUSTEES

FOR THE YEAR ENDED 31 DECEMBER 2020

Trustees

Ms M Edwards
Mr T S Lee
Mr F Rehren (appointed 27/9/21)
Ms F A Sulaiman (appointed 27/9/21)
Ms J Warr
Ms E Coyne (resigned 3/3/20)

InadditiontothepersonslistedabovewhoseappointmentasdirectorhadbeenrecordedatCompaniesHouse, the
following persons also acted as trustees in the year:

Mr R Mukherjee
Mr F Webster

Independent Examiner

Hartley Fowler LLP
Chartered Accountants
4th Floor Tuition House
27-37 St George's Road
Wimbledon
London
SW19 4EU

STATEMENT OF TRUSTEES' RESPONSIBILITIES

Thetrustees(whoarealsothedirectorsofRefugeeandMigrantForumofEssexandLondon(RAMFEL)forthe purposes
ofcompanylaw)areresponsibleforpreparingtheReportoftheTrusteesandthefinancialstatementsinaccordance with
applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Companylawrequiresthetrusteestopreparefinancialstatementsforeachfinancialyearwhichgiveatrueandfair view
ofthestateofaffairsofthecharitablecompanyandoftheincomingresourcesandapplicationofresources,including the
incomeandexpenditure,ofthecharitablecompanyforthatperiod.Inpreparingthosefinancialstatements,the trustees
are required to

• select suitable accounting policies and then apply them consistently;

• observe the methods and principles in the Charity SORP;

• make judgements and estimates that are reasonable and prudent;

• prepare the financial statements on the going concern basis unless it is inappropriate to presume that the charitable company will continue in business.

Thetrusteesareresponsibleforkeepingproperaccountingrecordswhichdisclosewithreasonableaccuracyatany time
thefinancialpositionofthecharitablecompanyandtoenablethemtoensurethatthefinancialstatementscomply with
theCompaniesAct2006.Theyarealsoresponsibleforsafeguardingtheassetsofthecharitablecompanyandhence for
taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approved by order of the board of trustees on 19 October 2021 and signed on its behalf by:

Mr F Rehren - Trustee

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INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF
REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

Independent examiner's report to the trustees of Refugee and Migrant Forum of Essex and London (RAMFEL) ('the Company')

IreporttothecharitytrusteesonmyexaminationoftheaccountsoftheCompanyfortheyear ended
31 December 2020.

Responsibilities and basis of report

Asthecharity'strusteesoftheCompany(andalsoitsdirectorsforthepurposesofcompanylaw)youareresponsible for
the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

HavingsatisfiedmyselfthattheaccountsoftheCompanyarenotrequiredtobeauditedunderPart16ofthe2006 Act
andareeligibleforindependentexamination,Ireportinrespectofmyexaminationofyourcharity'saccountsas carried
outundersection145oftheCharitiesAct2011('the2011Act').IncarryingoutmyexaminationIhavefollowed the
Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act.

Independent examiner's statement

Sinceyourcharity'sgrossincomeexceeded£250,000yourexaminermustbeamemberofalistedbody.Ican confirm
thatIamqualifiedtoundertaketheexaminationbecauseIamaregisteredmemberofICAEWwhichisoneofthe listed
bodies.

Ihavecompletedmyexamination.Iconfirmthatnomattershavecometomyattentioninconnectionwith the
examination giving me cause to believe:

1. accounting records were not kept in respect of the Company as required by section 386 of the 2006 Act; or 2. the accounts do not accord with those records; or

3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)).

Ihavenoconcernsandhavecomeacrossnoothermattersinconnectionwiththeexaminationtowhichattention should
be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Jonathan Askew
ICAEW
Hartley Fowler LLP
Chartered Accountants
4th Floor Tuition House
27-37 St George's Road
Wimbledon
London
SW19 4EU

Date: .............................................

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REFUGEE AND MIGRANT FORUM OF ESSEX AND LONDON (RAMFEL)

STATEMENT OF FINANCIAL ACTIVITIES

(INCORPORATING AN INCOME AND EXPENDITURE ACCOUNT) FOR THE YEAR ENDED 31 DECEMBER 2020

Unrestricted fund Restricted Notes £ £ INCOME AND ENDOWMENTS FROM Grants and donations 2 8,537 380,428 Charitable activities 3 Charitable activities 41,979 - Total 50,516 380,428 EXPENDITURE ON Charitable activities 4 Charitable activities - 418,626 NET INCOME/(EXPENDITURE) 50,516 (38,198) RECONCILIATION OF FUNDS Total funds brought forward 72,902 63,577 TOTAL FUNDS CARRIED FORWARD 123,418 25,379	2020 Total funds £ 388,965 41,979 430,944 418,626 12,318 136,479 148,797	2019 Total funds £ 328,089 18,117
		346,206 294,273
		51,933 84,546
		136,479

The notes form part of these financial statements

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REFUGEE AND MIGRANT FORUM OF ESSEX AND LONDON (RAMFEL)

BALANCE SHEET

31 DECEMBER 2020

Unrestricted fund Restricted Notes £ £ FIXED ASSETS Tangible assets 11 8,573 - CURRENT ASSETS Debtors 12 182,676 - Cash at bank and in hand 158,826 25,379 341,502 25,379 CREDITORS Amounts falling due within one year 13 (222,609) - NET CURRENT ASSETS 118,893 25,379 TOTAL ASSETS LESS CURRENT LIABILITIES 127,466 25,379 CREDITORS Amounts falling due after more than one year 14 (4,048) - NET ASSETS 123,418 25,379 FUNDS 16 Unrestricted funds Restricted funds TOTAL FUNDS	2020 Total funds £ 8,573 182,676 184,205 366,881 (222,609) 144,272 152,845 (4,048) 148,797 123,418 25,379 148,797	2019 Total funds £ 751 2,262 161,152 163,414 (5,771) 157,643 158,394 (21,915) 136,479 72,902 63,577 136,479

ThecharitablecompanyisentitledtoexemptionfromauditunderSection477oftheCompaniesAct2006forthe year
ended 31 December 2020.

Themembershavenotrequiredthecompanytoobtainanauditofitsfinancialstatementsfortheyear ended
31 December 2020 in accordance with Section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for

• (a) ensuring that the charitable company keeps accounting records that comply with Sections 386 and 387 of the Companies Act 2006 and

• (b) preparing financial statements which give a true and fair view of the state of affairs of the charitable company as at the end of each financial year and of its surplus or deficit for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the charitable company.

Thesefinancialstatementshavebeenpreparedinaccordancewiththeprovisionsapplicabletocharitable companies
subject to the small companies regime.

ThefinancialstatementswereapprovedbytheBoardofTrusteesandauthorisedforissueon19October2021and were
signed on its behalf by:

Mr F Rehren - Trustee

The notes form part of these financial statements

-7-

REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2020

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

Thefinancialstatementsofthecharitablecompany,whichisapublicbenefitentityunderFRS102,have been
preparedinaccordancewiththeCharitiesSORP(FRS102)'AccountingandReportingbyCharities:Statement of
RecommendedPracticeapplicabletocharitiespreparingtheiraccountsinaccordancewiththeFinancial Reporting
StandardapplicableintheUKandRepublicofIreland(FRS102)(effective1January2019)',Financial Reporting
Standard102'TheFinancialReportingStandardapplicableintheUKandRepublicofIreland'andthe Companies
Act 2006. The financial statements have been prepared under the historical cost convention.

Preparation of the financial statements on a going concern basis

Thefinancialstatementshavebeenpreparedontheassumptionthatthecharityisabletocontinueasa going
concern,whichthetrusteesconsiderappropriatehavingregardtothecurrentlevelofunrestrictedreserves and
theexpectedlevelofincomeandexpenditurefor12monthsfromauthorisingthesefinancialstatements. There
are no material uncertainties about the charity's ability to continue as a going concern.

Income

AllincomeisrecognisedintheStatementofFinancialActivitiesoncethecharityhasentitlementtothefunds,it is
probable that the income will be received and the amount can be measured reliably.

Income from grants is recognised when the charity has entitlement to the funds, any performance conditions
attached to the grants have been met, it is probable that the income will be received and the amount can be
measuredreliably.Grantincomereceivedthatdoesnotmeettherecognitioncriteriaiscarriedforward as
deferred income.

Incomeinrespectofservicesprovidedisrecognisedwhen,andtotheextentthat,performanceoccursand is
measured at the fair value of the consideration receivable.

Expenditure

Liabilitiesarerecognisedasexpenditureassoonasthereisalegalorconstructiveobligationcommitting the
charitytothatexpenditure,itisprobablethatatransferofeconomicbenefitswillberequiredinsettlement and
theamountoftheobligationcanbemeasuredreliably.Expenditureisaccountedforonanaccrualsbasisand has
beenclassifiedunderheadingsthataggregateallcostrelatedtothecategory.Wherecostscannotbe directly
attributedtoparticularheadingstheyhavebeenallocatedtoactivitiesonabasisconsistentwiththeuse of
resources.

Tangible fixed assets

Depreciationisprovidedatthefollowingannualratesinordertowriteoffeachassetoveritsestimated useful
life.

Fixtures and fittings- 20% on reducing balance

Taxation

The charity is exempt from corporation tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restrictedfundscanonlybeusedforparticularrestrictedpurposeswithintheobjectsofthecharity. Restrictions
arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Pension costs and other post-retirement benefits

Thecharitablecompanyoperatesadefinedcontributionpensionscheme.Contributionspayabletothe charitable
company's pension scheme are charged to the Statement of Financial Activities in the period to which they relate.

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REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

NOTES TO THE FINANCIAL STATEMENTS - continued

FOR THE YEAR ENDED 31 DECEMBER 2020

2. GRANTS AND DONATIONS Donations Gift aid Grants Grants received, included in the above, are as follows: Other grants receivable Redbridge Rough Sleeping Initiative Redbridge Community Project Single Homeless Project Trust for London Reaching Communities BLF RISE Redbridge Catholic Churches Walthamstow Migrant Action Group Timebank (English Classes) Essex Community Foundation RAMP - Legal Advice Walthham Forest SS - Legal Advice Training grants Lloyds Bank Foundation Children in Need The People's Post Code Lottery SEGRO Baring Foundation London Community Foundation - Deutsche Bank Islington Immigration Advice Hackney Rough Sleepers ILPA London Community Response GLA Londoners EU Advice NCIL Leathersellers National Lottery Fund London Community Foundation - Provident GLA Rough Sleepers Paul Hamlyn Foundation Waltham Forest Rough Sleeper Advice Martin Lewis Coronavirus Fund Redbridge Covid Food Fund Redbridge EUSS Project	2020 £ 9,834 1,269 377,862 388,965 2020 £ - 38,239 4,750 28,500 - 14,827 8,789 7,700 6,049 - 17,115 28,771 14,446 - 8,248 19,321 - 3,558 7,374 2,489 7,507 7,403 3,823 8,254 4,947 2,500 1,000 58,492 2,500 29,413 9,569 14,495 6,000 3,033 8,750 377,862	2019 £ 4,781 - 323,308
		328,089
		2019 £ 20,683 55,000 19,000 28,500 15,000 14,827 8,091 7,600 2,350 360 16,363 25,380 14,446 675 57,841 18,399 18,793 - - - - - - - - - - - - - - - - - -
		323,308

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REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

NOTES TO THE FINANCIAL STATEMENTS - continued

FOR THE YEAR ENDED 31 DECEMBER 2020

3.INCOME FROM CHARITABLE ACTIVITIES

2020 Activity £ Other income from charitable activities Charitable activities 41,979 CHARITABLE ACTIVITIES COSTS Support Direct costs (see Costs note 5) £ £ Charitable activities 371,205 47,421 SUPPORT COSTS Other Information administrative technology overheads Other £ £ £ Charitable activities 9,038 36,239 2,144 Support costs, included in the above, are as follows: Information technology 2020 Charitable activities £ IT costs 9,038 Other administrative overheads 2020 Charitable activities £ Rent 15,170 Insurance 910 Telephone 3,967 Other office costs 3,820 Other staff costs 6,520 Bank charges 542 Legal and professional 2,478 Accountancy 832 Examiners fees 2,000 36,239

2019 £ 18,117 Totals £ 418,626 Totals £ 47,421 2019 Total activities £ 11,875 2019 Total activities £ 18,949 1,259 2,937 7,049 2,658 201 1,648 4,049 2,000 40,750

4. CHARITABLE ACTIVITIES COSTS

5. SUPPORT COSTS

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REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

NOTES TO THE FINANCIAL STATEMENTS - continued

FOR THE YEAR ENDED 31 DECEMBER 2020

5. SUPPORT COSTS - continued Other

5.	SUPPORT COSTS - continued Other
		2020	2019
		Charitable	Total
		activities	activities
		£	£
	Depreciation of tangible fixed assets	2,144	250
6.	NET INCOME/(EXPENDITURE)
	Net income/(expenditure) is stated after charging/(crediting):
		2020	2019
		£	£
	Depreciation - owned assets	2,144	250

7. TRUSTEES' REMUNERATION AND BENEFITS

Therewerenotrustees'remunerationorotherbenefitsfortheyearended31December2020norforthe year
ended 31 December 2019.

Trustees' expenses

Therewerenotrustees'expensespaidfortheyearended31December2020norfortheyear ended
31 December 2019.

8. STAFF COSTS

Wages and salaries Social security costs Other pension costs	2020 £ 292,103 23,788 12,743 328,634	2019 £ 202,323 14,275 7,215
		223,813

Thekeymanagementpersonnelofthecharitycomprisethetrustees,theChiefExecutiveOfficerand the
ImmigrationsManager.Thetotalremunerationofkeymanagementpersonnelduringtheyearwas£92,804 (2019
- £84,606).

The average monthly number of employees during the year was as follows:

	2020	2019
General operations	12	8

No employees received emoluments in excess of £60,000.

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REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

NOTES TO THE FINANCIAL STATEMENTS - continued

FOR THE YEAR ENDED 31 DECEMBER 2020

9. INDEPENDENT EXAMINERS' REMUNERATION

2020 £ Independent examination (net of irrecoverable VAT) 1,250 Accountancy (net of irrecoverable VAT) 750 2,000 10. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES Unrestricted fund Restricted £ £ INCOME AND ENDOWMENTS FROM Grants and donations 25,464 302,625 Charitable activities Charitable activities 18,117 - Total 43,581 302,625 EXPENDITURE ON Charitable activities Charitable activities 2,650 291,623 NET INCOME 40,931 11,002 RECONCILIATION OF FUNDS Total funds brought forward 31,971 52,575 TOTAL FUNDS CARRIED FORWARD 72,902 63,577	2020		2019
	£		£
	1,250		1,250
	750		750
	2,000		2,000
		Total funds £ 328,089 18,117
		346,206 294,273
		51,933 84,546
		136,479

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REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

NOTES TO THE FINANCIAL STATEMENTS - continued

FOR THE YEAR ENDED 31 DECEMBER 2020

11.	TANGIBLE FIXED ASSETS
		Fixtures
		and		Computer
		fittings		equipment	Totals
		£		£	£
	COST
	At 1 January 2020	1,198		-	1,198
	Additions		-	9,966	9,966
	At 31 December 2020	1,198		9,966	11,164
	DEPRECIATION
	At 1 January 2020		447	-	447
	Charge for year		150	1,994	2,144
	At 31 December 2020		597	1,994	2,591
	NET BOOK VALUE
	At 31 December 2020		601	7,972	8,573
	At 31 December 2019		751	-	751
12.	DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
				2020	2019
				£	£
	Other debtors			182,676	2,262
13.	CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
				2020	2019
				£	£
	Trade creditors			5,971	-
	Other creditors			2,813	3,371
	Deferred income			209,025	-
	Accrued expenses			4,800	2,400
				222,609	5,771
14.	CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN	ONE YEAR
				2020	2019
				£	£
	Other creditors			4,048	21,915

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REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020

15. LEASING AGREEMENTS

Minimum lease payments under non-cancellable operating leases fall due as follows:

Within one year Between one and five years	2020 £ 7,117 17,793 24,910	2019 £ 7,117 24,910
		32,027

16. MOVEMENT IN FUNDS

Unrestricted funds General fund Restricted funds Restricted TOTAL FUNDS Net movement in funds, included in the above are as follows: Unrestricted funds General fund Restricted funds Restricted TOTAL FUNDS Comparatives for movement in funds Unrestricted funds General fund Restricted funds Restricted TOTAL FUNDS	Net movement At At 1/1/20 in funds 31/12/20 £ £ £ 72,902 50,516 123,418 63,577 (38,198) 25,379 136,479 12,318 148,797 Incoming Resources Movement resources expended in funds £ £ £ 50,516 - 50,516 380,428 (418,626) (38,198) 430,944 (418,626) 12,318 Net movement At At 1/1/19 in funds 31/12/19 £ £ £ 31,971 40,931 72,902 52,575 11,002 63,577 84,546 51,933 136,479

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REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020

16. MOVEMENT IN FUNDS - continued

Comparative net movement in funds, included in the above are as follows:

Unrestricted funds General fund Restricted funds Restricted TOTAL FUNDS	Incoming Resources Movement resources expended in funds £ £ £ 43,581 (2,650) 40,931 302,625 (291,623) 11,002 346,206 (294,273) 51,933

17. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31 December 2020.

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REFUGEE AND MIGRANT FORUM OF ESSEX AND LONDON (RAMFEL)

DETAILED STATEMENT OF FINANCIAL ACTIVITIES

FOR THE YEAR ENDED 31 DECEMBER 2020

INCOME AND ENDOWMENTS Grants and donations Donations Gift aid Grants Charitable activities Other income from charitable activities Total incoming resources EXPENDITURE Charitable activities Wages Social security Pensions Volunteer expenses Immigration advice and support ESOL - Time and foodbank Travel Covid support - employees WFH Support costs Information technology IT costs Other administrative overheads Rent Insurance Telephone Other office costs Other staff costs Bank charges Legal and professional Accountancy Examiners fees Other Fixtures and fittings Computer equipment	2020 £ 9,834 1,269 377,862 388,965 41,979 430,944 292,103 23,788 12,743 478 8,105 33,004 136 848 371,205 9,038 15,170 910 3,967 3,820 6,520 542 2,478 832 2,000 36,239 150 1,994 2,144	2019 £ 4,781 - 323,308
		328,089 18,117
		346,206 202,323 14,275 7,215 2,191 2,363 12,007 1,024 -
		241,398 11,875 18,949 1,259 2,937 7,049 2,658 201 1,648 4,049 2,000
		40,750 250 -
		250

This page does not form part of the statutory financial statements

-16-

REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

DETAILED STATEMENT OF FINANCIAL ACTIVITIES

FOR THE YEAR ENDED 31 DECEMBER 2020

Total resources expended Net income	2020 £ 418,626 12,318	2019 £
		294,273
		51,933

This page does not form part of the statutory financial statements

-17-

REGISTERED COMPANY NUMBER: 08737163 (England and Wales)
REGISTERED CHARITY NUMBER: 1155207

REPORT OF THE TRUSTEES AND

FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2020

FOR

REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)
(A COMPANY LIMITED BY GUARANTEE)

Hartley Fowler LLP
Chartered Accountants
4th Floor Tuition House
27-37 St George's Road
Wimbledon
London
SW19 4EU

REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

CONTENTS OF THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2020

----- Start of picture text -----
Page
Report of the Trustees 1 to 4
Independent Examiner's Report 5
Statement of Financial Activities 6
Balance Sheet 7
Notes to the Financial Statements 8 to 15
Detailed Statement of Financial Activities 16 to 17
----- End of picture text -----

REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

REPORT OF THE TRUSTEES

FOR THE YEAR ENDED 31 DECEMBER 2020

ThetrusteeswhoarealsodirectorsofthecharityforthepurposesoftheCompaniesAct2006,presenttheirreport with
thefinancialstatementsofthecharityfortheyearended31December2020.Thetrusteeshaveadoptedthe provisions
ofAccountingandReportingbyCharities:StatementofRecommendedPracticeapplicabletocharitiespreparing their
accountsinaccordancewiththeFinancialReportingStandardapplicableintheUKandRepublicofIreland(FRS 102)
(effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

RAMFELisacharitythatsupportsrefugeesandvulnerablemigrantstoaccessjusticeandthatprovidesvitalsupport in
moments of individual crisis.

Goal1:ProvideImmigrationadvicetovulnerablemigrants,asylumseekersandRefugeeswheretheycannotaccess legal
aid or afford advice

Goal2:Provideawelcomingsafespace,destitutionsupportandspecialistadvicetoRefugeesAsylumSeekers and
Vulnerable Migrants experiencing crisis
Goal3:SupportAsylumSeekersandRefugeesintheirjourneythroughtheasylumsystemandassisttheir successful
integration into society
Goal 4: Campaign on the issues our work presents, focusing on the above areas.

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REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

REPORT OF THE TRUSTEES

FOR THE YEAR ENDED 31 DECEMBER 2020

OBJECTIVES AND ACTIVITIES

Significant activities

DespitetheWindrushscandalandcontroversyoverthehostileenvironmentfiguringprominentlyinnationalmedia over
thelastfewyears,inpracticaltermsatanationallevel2019sawlittlechangesto2018.TheHomeOfficemissed the
chancetolearnandengageandtochangetheculturewhichledtothetragiccasesofpeoplebeingmade destitute,
detained and removed through unfair and inhumane policy backed up by institutional administrative incompetency.
Recentlythegovernmenthaslookedtochallengetherightoflegalrepresentativestorepresenttheirclients' best
interestsandaremovingtorestricttherighttochallengegovernmentdecisionsthroughpotentialJudicial Review
changes, so the hostile environment continues seemingly unabated.

On the frontline, in 2019 RAMFEL's focus remained on;

- Giving access to justice for those denied it by legal aid and the legal system.

• Providing support to those struggling whilst caught in the immigration system

• Helping those recently granted status to successfully transition to their new life

Immigration advice

RAMFELfocusedonthosewhohavebeendeniedlegalaidorwhomwereotherwiserestrictedfromaccessing justice.
Undocumentedchildrenandtheirfamiliescontinuedtomakeupthemajorityofourlegalwork.Mayorof London
researchestimatesthatover100,000childrenareinthissituationinLondon.We'reproudofour100%successrate in
2019inrepresentingthem,whichservestoillustratethatmanyyoungpeoplearebeingdeniedcitizenshiporstatus and
forced to live in poverty simply due to legal aid cuts.

Alongsidetryingtoexpandourreachtoprovidelegaladvice,RAMFELwilllooktouseourexperiencetoinfluence any
potential changes to government policy or law in this area.

In2019wecontinuedourworkwithRoughSleeperstoprovideimmigrationadviceandhavehadsomesuccess in
securingstatus.Howeverwehavealsofacedverydifficultchallengesingatheringevidencetobeableto submit
applicationsforpeoplewho,duetoroughsleepingandthehostileenvironment,havebeencutoutofvarious services
which would give create official records.

In 2019 we submitted 266 immigration applications

• we lodged 8 appeals (some of them heard in in 2019, some in 2020, some still pending)

• we had 7 appeals heard (some of them lodged in 2018) and 6 of them were successful (the unsuccessful case

• subsequently gained status in 2020 through RAMFEL representation)

• we had 5 applications rejected - 1 already won on appeal, 2 of them have a pending appeal, 2 have been referred for

• JR and 1 we re-lodged another application which has since been granted

Thebarristerswhovolunteeredtorepresentuswonallthecasestheywereinvolvedwith(excepttheonefamily that
subsequently received status).

We would like to say a massive thanks to them for their hard work and dedication;

Nicholas Sadeghi (Legis Chambers)
Eleri Griffiths (One Pump Court)
Catherine Jenkins (One Pump Court)
Angelina Nicolaou (One Pump Court)
Ahmed Osman (One Pump Court)
Mark Allison (One Pump Court)
Joseph Byrne (Goldsmith)

Destitution Support

Whilstouradviceservicesaresupportingpeopletoachieveofficialstatusandgetonwiththeirlives,thereisalsoa need
tohelptackledestitutionandtheeffectsofbeingstuckinasylumorimmigrationsystems.Ourweeklyfoodbankand drop
incentreranweeklyproviding3640foodparcelsaswellastoiletriesonceamonth.Thepandemicforcedustoadapt the
way we deliver this service, and the team did an outstanding job is facing up to this challenge innovatively.

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REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

REPORT OF THE TRUSTEES

FOR THE YEAR ENDED 31 DECEMBER 2020

OBJECTIVES AND ACTIVITIES Holistic advice services

Akeypartofourorganisationstrategyistotakeaholisticapproachtotheneedsofindividualsandfamiliescaughtup in
themostchallengingofsituationsandwe'rehappytohavebeenabletomaintainandevenexpandthese circumstances
through one of the most challenging years for our charity and the clients we serve.

Ourservicesprovidedwraparoundsupportinhousing,asylumsupport,accesstohealthcare,accesstosocial services,
employability and wellbeing.

Inparticular,theseservicesprovidedendtoendsupporthelpingtoregularisestatusbutalsolookingtosupport the
transition to building a new life in the UK.

Public benefit

ThetrusteeshavebeenmindfuloftheguidanceprovidedbytheCharityCommissionwithregardtopublicbenefit when
planni ng the activities of the charity.

FINANCIAL REVIEW

Financial position

RAMFELisinastrongfinancialpositionwithimportantnewrelationshipswithcharitablefundersemergingoverthe last
year.Aseverweseeklongertermfundingandpartnershipsinordertosustainandimprovethelevelofworkwe can
undertake.

Principal funding sources

Assetoutinthenotestotheaccounts,thecharittyisfundedprimarilybygrantsfromLocalAuthoritiesand other
organisations.

Reserves policy

TheBoardhasassessedthecharity'srequirementsforreservesinlightofthemainriskstotheorganisation.Asa result,
thetrusteeshaveestablishedfundraisingstrategywhichincludesensuringamixofrestrictedandunrestricted funding.
Ourreservepolicyisthatunrestrictedfundsnotcommittedshouldbeheldinreserveandmaintainedatalevel which
ensuresthatRAMFEL·scoreactivitiescancontinueduringaperiodofunforeseendifficulty.Thisrepresentsatleast three
months" (13 weeks) expenditure of about £73,500. This will be reviewed annually.

STRUCTURE, GOVERNANCE AND MANAGEMENT Governing document

Thecharitablecompanyisconstitutedasacompanylimitedbyguaranteeandisgovernedbyitsmemorandum and
articles of association. The company is registered as a charity with the Charity Commission in the UK.

REFERENCE AND ADMINISTRATIVE DETAILS

Registered Company number

08737163 (England and Wales)

Registered Charity number

1155207

Registered office

The People's Place,
80-92 Stratford High Street
London
E15 2NE

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REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

REPORT OF THE TRUSTEES

FOR THE YEAR ENDED 31 DECEMBER 2020

Trustees

Ms M Edwards
Mr T S Lee
Mr F Rehren (appointed 27/9/21)
Ms F A Sulaiman (appointed 27/9/21)
Ms J Warr
Ms E Coyne (resigned 3/3/20)

InadditiontothepersonslistedabovewhoseappointmentasdirectorhadbeenrecordedatCompaniesHouse, the
following persons also acted as trustees in the year:

Mr R Mukherjee
Mr F Webster

Independent Examiner

Hartley Fowler LLP
Chartered Accountants
4th Floor Tuition House
27-37 St George's Road
Wimbledon
London
SW19 4EU

STATEMENT OF TRUSTEES' RESPONSIBILITIES

Thetrustees(whoarealsothedirectorsofRefugeeandMigrantForumofEssexandLondon(RAMFEL)forthe purposes
ofcompanylaw)areresponsibleforpreparingtheReportoftheTrusteesandthefinancialstatementsinaccordance with
applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Companylawrequiresthetrusteestopreparefinancialstatementsforeachfinancialyearwhichgiveatrueandfair view
ofthestateofaffairsofthecharitablecompanyandoftheincomingresourcesandapplicationofresources,including the
incomeandexpenditure,ofthecharitablecompanyforthatperiod.Inpreparingthosefinancialstatements,the trustees
are required to

• select suitable accounting policies and then apply them consistently;

• observe the methods and principles in the Charity SORP;

• make judgements and estimates that are reasonable and prudent;

• prepare the financial statements on the going concern basis unless it is inappropriate to presume that the charitable company will continue in business.

Thetrusteesareresponsibleforkeepingproperaccountingrecordswhichdisclosewithreasonableaccuracyatany time
thefinancialpositionofthecharitablecompanyandtoenablethemtoensurethatthefinancialstatementscomply with
theCompaniesAct2006.Theyarealsoresponsibleforsafeguardingtheassetsofthecharitablecompanyandhence for
taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approved by order of the board of trustees on 19 October 2021 and signed on its behalf by:

Mr F Rehren - Trustee

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INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF
REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

Independent examiner's report to the trustees of Refugee and Migrant Forum of Essex and London (RAMFEL) ('the Company')

IreporttothecharitytrusteesonmyexaminationoftheaccountsoftheCompanyfortheyear ended
31 December 2020.

Responsibilities and basis of report

Asthecharity'strusteesoftheCompany(andalsoitsdirectorsforthepurposesofcompanylaw)youareresponsible for
the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

HavingsatisfiedmyselfthattheaccountsoftheCompanyarenotrequiredtobeauditedunderPart16ofthe2006 Act
andareeligibleforindependentexamination,Ireportinrespectofmyexaminationofyourcharity'saccountsas carried
outundersection145oftheCharitiesAct2011('the2011Act').IncarryingoutmyexaminationIhavefollowed the
Directions given by the Charity Commission under section 145(5) (b) of the 2011 Act.

Independent examiner's statement

Sinceyourcharity'sgrossincomeexceeded£250,000yourexaminermustbeamemberofalistedbody.Ican confirm
thatIamqualifiedtoundertaketheexaminationbecauseIamaregisteredmemberofICAEWwhichisoneofthe listed
bodies.

Ihavecompletedmyexamination.Iconfirmthatnomattershavecometomyattentioninconnectionwith the
examination giving me cause to believe:

1. accounting records were not kept in respect of the Company as required by section 386 of the 2006 Act; or 2. the accounts do not accord with those records; or

3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)).

Ihavenoconcernsandhavecomeacrossnoothermattersinconnectionwiththeexaminationtowhichattention should
be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Jonathan Askew
ICAEW
Hartley Fowler LLP
Chartered Accountants
4th Floor Tuition House
27-37 St George's Road
Wimbledon
London
SW19 4EU

Date: .............................................

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REFUGEE AND MIGRANT FORUM OF ESSEX AND LONDON (RAMFEL)

STATEMENT OF FINANCIAL ACTIVITIES

(INCORPORATING AN INCOME AND EXPENDITURE ACCOUNT) FOR THE YEAR ENDED 31 DECEMBER 2020

Unrestricted fund Restricted Notes £ £ INCOME AND ENDOWMENTS FROM Grants and donations 2 8,537 380,428 Charitable activities 3 Charitable activities 41,979 - Total 50,516 380,428 EXPENDITURE ON Charitable activities 4 Charitable activities - 418,626 NET INCOME/(EXPENDITURE) 50,516 (38,198) RECONCILIATION OF FUNDS Total funds brought forward 72,902 63,577 TOTAL FUNDS CARRIED FORWARD 123,418 25,379	2020 Total funds £ 388,965 41,979 430,944 418,626 12,318 136,479 148,797	2019 Total funds £ 328,089 18,117
		346,206 294,273
		51,933 84,546
		136,479

The notes form part of these financial statements

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REFUGEE AND MIGRANT FORUM OF ESSEX AND LONDON (RAMFEL)

BALANCE SHEET

31 DECEMBER 2020

Unrestricted fund Restricted Notes £ £ FIXED ASSETS Tangible assets 11 8,573 - CURRENT ASSETS Debtors 12 182,676 - Cash at bank and in hand 158,826 25,379 341,502 25,379 CREDITORS Amounts falling due within one year 13 (222,609) - NET CURRENT ASSETS 118,893 25,379 TOTAL ASSETS LESS CURRENT LIABILITIES 127,466 25,379 CREDITORS Amounts falling due after more than one year 14 (4,048) - NET ASSETS 123,418 25,379 FUNDS 16 Unrestricted funds Restricted funds TOTAL FUNDS	2020 Total funds £ 8,573 182,676 184,205 366,881 (222,609) 144,272 152,845 (4,048) 148,797 123,418 25,379 148,797	2019 Total funds £ 751 2,262 161,152 163,414 (5,771) 157,643 158,394 (21,915) 136,479 72,902 63,577 136,479

ThecharitablecompanyisentitledtoexemptionfromauditunderSection477oftheCompaniesAct2006forthe year
ended 31 December 2020.

Themembershavenotrequiredthecompanytoobtainanauditofitsfinancialstatementsfortheyear ended
31 December 2020 in accordance with Section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for

• (a) ensuring that the charitable company keeps accounting records that comply with Sections 386 and 387 of the Companies Act 2006 and

• (b) preparing financial statements which give a true and fair view of the state of affairs of the charitable company as at the end of each financial year and of its surplus or deficit for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the charitable company.

Thesefinancialstatementshavebeenpreparedinaccordancewiththeprovisionsapplicabletocharitable companies
subject to the small companies regime.

ThefinancialstatementswereapprovedbytheBoardofTrusteesandauthorisedforissueon19October2021and were
signed on its behalf by:

Mr F Rehren - Trustee

The notes form part of these financial statements

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REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2020

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

Thefinancialstatementsofthecharitablecompany,whichisapublicbenefitentityunderFRS102,have been
preparedinaccordancewiththeCharitiesSORP(FRS102)'AccountingandReportingbyCharities:Statement of
RecommendedPracticeapplicabletocharitiespreparingtheiraccountsinaccordancewiththeFinancial Reporting
StandardapplicableintheUKandRepublicofIreland(FRS102)(effective1January2019)',Financial Reporting
Standard102'TheFinancialReportingStandardapplicableintheUKandRepublicofIreland'andthe Companies
Act 2006. The financial statements have been prepared under the historical cost convention.

Preparation of the financial statements on a going concern basis

Thefinancialstatementshavebeenpreparedontheassumptionthatthecharityisabletocontinueasa going
concern,whichthetrusteesconsiderappropriatehavingregardtothecurrentlevelofunrestrictedreserves and
theexpectedlevelofincomeandexpenditurefor12monthsfromauthorisingthesefinancialstatements. There
are no material uncertainties about the charity's ability to continue as a going concern.

Income

AllincomeisrecognisedintheStatementofFinancialActivitiesoncethecharityhasentitlementtothefunds,it is
probable that the income will be received and the amount can be measured reliably.

Income from grants is recognised when the charity has entitlement to the funds, any performance conditions
attached to the grants have been met, it is probable that the income will be received and the amount can be
measuredreliably.Grantincomereceivedthatdoesnotmeettherecognitioncriteriaiscarriedforward as
deferred income.

Incomeinrespectofservicesprovidedisrecognisedwhen,andtotheextentthat,performanceoccursand is
measured at the fair value of the consideration receivable.

Expenditure

Liabilitiesarerecognisedasexpenditureassoonasthereisalegalorconstructiveobligationcommitting the
charitytothatexpenditure,itisprobablethatatransferofeconomicbenefitswillberequiredinsettlement and
theamountoftheobligationcanbemeasuredreliably.Expenditureisaccountedforonanaccrualsbasisand has
beenclassifiedunderheadingsthataggregateallcostrelatedtothecategory.Wherecostscannotbe directly
attributedtoparticularheadingstheyhavebeenallocatedtoactivitiesonabasisconsistentwiththeuse of
resources.

Tangible fixed assets

Depreciationisprovidedatthefollowingannualratesinordertowriteoffeachassetoveritsestimated useful
life.

Fixtures and fittings- 20% on reducing balance

Taxation

The charity is exempt from corporation tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restrictedfundscanonlybeusedforparticularrestrictedpurposeswithintheobjectsofthecharity. Restrictions
arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Pension costs and other post-retirement benefits

Thecharitablecompanyoperatesadefinedcontributionpensionscheme.Contributionspayabletothe charitable
company's pension scheme are charged to the Statement of Financial Activities in the period to which they relate.

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REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

NOTES TO THE FINANCIAL STATEMENTS - continued

FOR THE YEAR ENDED 31 DECEMBER 2020

2. GRANTS AND DONATIONS Donations Gift aid Grants Grants received, included in the above, are as follows: Other grants receivable Redbridge Rough Sleeping Initiative Redbridge Community Project Single Homeless Project Trust for London Reaching Communities BLF RISE Redbridge Catholic Churches Walthamstow Migrant Action Group Timebank (English Classes) Essex Community Foundation RAMP - Legal Advice Walthham Forest SS - Legal Advice Training grants Lloyds Bank Foundation Children in Need The People's Post Code Lottery SEGRO Baring Foundation London Community Foundation - Deutsche Bank Islington Immigration Advice Hackney Rough Sleepers ILPA London Community Response GLA Londoners EU Advice NCIL Leathersellers National Lottery Fund London Community Foundation - Provident GLA Rough Sleepers Paul Hamlyn Foundation Waltham Forest Rough Sleeper Advice Martin Lewis Coronavirus Fund Redbridge Covid Food Fund Redbridge EUSS Project	2020 £ 9,834 1,269 377,862 388,965 2020 £ - 38,239 4,750 28,500 - 14,827 8,789 7,700 6,049 - 17,115 28,771 14,446 - 8,248 19,321 - 3,558 7,374 2,489 7,507 7,403 3,823 8,254 4,947 2,500 1,000 58,492 2,500 29,413 9,569 14,495 6,000 3,033 8,750 377,862	2019 £ 4,781 - 323,308
		328,089
		2019 £ 20,683 55,000 19,000 28,500 15,000 14,827 8,091 7,600 2,350 360 16,363 25,380 14,446 675 57,841 18,399 18,793 - - - - - - - - - - - - - - - - - -
		323,308

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REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

NOTES TO THE FINANCIAL STATEMENTS - continued

FOR THE YEAR ENDED 31 DECEMBER 2020

3.INCOME FROM CHARITABLE ACTIVITIES

2020 Activity £ Other income from charitable activities Charitable activities 41,979 CHARITABLE ACTIVITIES COSTS Support Direct costs (see Costs note 5) £ £ Charitable activities 371,205 47,421 SUPPORT COSTS Other Information administrative technology overheads Other £ £ £ Charitable activities 9,038 36,239 2,144 Support costs, included in the above, are as follows: Information technology 2020 Charitable activities £ IT costs 9,038 Other administrative overheads 2020 Charitable activities £ Rent 15,170 Insurance 910 Telephone 3,967 Other office costs 3,820 Other staff costs 6,520 Bank charges 542 Legal and professional 2,478 Accountancy 832 Examiners fees 2,000 36,239

2019 £ 18,117 Totals £ 418,626 Totals £ 47,421 2019 Total activities £ 11,875 2019 Total activities £ 18,949 1,259 2,937 7,049 2,658 201 1,648 4,049 2,000 40,750

4. CHARITABLE ACTIVITIES COSTS

5. SUPPORT COSTS

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REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

NOTES TO THE FINANCIAL STATEMENTS - continued

FOR THE YEAR ENDED 31 DECEMBER 2020

5. SUPPORT COSTS - continued Other

5.	SUPPORT COSTS - continued Other
		2020	2019
		Charitable	Total
		activities	activities
		£	£
	Depreciation of tangible fixed assets	2,144	250
6.	NET INCOME/(EXPENDITURE)
	Net income/(expenditure) is stated after charging/(crediting):
		2020	2019
		£	£
	Depreciation - owned assets	2,144	250

7. TRUSTEES' REMUNERATION AND BENEFITS

Therewerenotrustees'remunerationorotherbenefitsfortheyearended31December2020norforthe year
ended 31 December 2019.

Trustees' expenses

Therewerenotrustees'expensespaidfortheyearended31December2020norfortheyear ended
31 December 2019.

8. STAFF COSTS

Wages and salaries Social security costs Other pension costs	2020 £ 292,103 23,788 12,743 328,634	2019 £ 202,323 14,275 7,215
		223,813

Thekeymanagementpersonnelofthecharitycomprisethetrustees,theChiefExecutiveOfficerand the
ImmigrationsManager.Thetotalremunerationofkeymanagementpersonnelduringtheyearwas£92,804 (2019
- £84,606).

The average monthly number of employees during the year was as follows:

	2020	2019
General operations	12	8

No employees received emoluments in excess of £60,000.

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REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

NOTES TO THE FINANCIAL STATEMENTS - continued

FOR THE YEAR ENDED 31 DECEMBER 2020

9. INDEPENDENT EXAMINERS' REMUNERATION

2020 £ Independent examination (net of irrecoverable VAT) 1,250 Accountancy (net of irrecoverable VAT) 750 2,000 10. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES Unrestricted fund Restricted £ £ INCOME AND ENDOWMENTS FROM Grants and donations 25,464 302,625 Charitable activities Charitable activities 18,117 - Total 43,581 302,625 EXPENDITURE ON Charitable activities Charitable activities 2,650 291,623 NET INCOME 40,931 11,002 RECONCILIATION OF FUNDS Total funds brought forward 31,971 52,575 TOTAL FUNDS CARRIED FORWARD 72,902 63,577	2020		2019
	£		£
	1,250		1,250
	750		750
	2,000		2,000
		Total funds £ 328,089 18,117
		346,206 294,273
		51,933 84,546
		136,479

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REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

NOTES TO THE FINANCIAL STATEMENTS - continued

FOR THE YEAR ENDED 31 DECEMBER 2020

11.	TANGIBLE FIXED ASSETS
		Fixtures
		and		Computer
		fittings		equipment	Totals
		£		£	£
	COST
	At 1 January 2020	1,198		-	1,198
	Additions		-	9,966	9,966
	At 31 December 2020	1,198		9,966	11,164
	DEPRECIATION
	At 1 January 2020		447	-	447
	Charge for year		150	1,994	2,144
	At 31 December 2020		597	1,994	2,591
	NET BOOK VALUE
	At 31 December 2020		601	7,972	8,573
	At 31 December 2019		751	-	751
12.	DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
				2020	2019
				£	£
	Other debtors			182,676	2,262
13.	CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
				2020	2019
				£	£
	Trade creditors			5,971	-
	Other creditors			2,813	3,371
	Deferred income			209,025	-
	Accrued expenses			4,800	2,400
				222,609	5,771
14.	CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN	ONE YEAR
				2020	2019
				£	£
	Other creditors			4,048	21,915

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REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020

15. LEASING AGREEMENTS

Minimum lease payments under non-cancellable operating leases fall due as follows:

Within one year Between one and five years	2020 £ 7,117 17,793 24,910	2019 £ 7,117 24,910
		32,027

16. MOVEMENT IN FUNDS

Unrestricted funds General fund Restricted funds Restricted TOTAL FUNDS Net movement in funds, included in the above are as follows: Unrestricted funds General fund Restricted funds Restricted TOTAL FUNDS Comparatives for movement in funds Unrestricted funds General fund Restricted funds Restricted TOTAL FUNDS	Net movement At At 1/1/20 in funds 31/12/20 £ £ £ 72,902 50,516 123,418 63,577 (38,198) 25,379 136,479 12,318 148,797 Incoming Resources Movement resources expended in funds £ £ £ 50,516 - 50,516 380,428 (418,626) (38,198) 430,944 (418,626) 12,318 Net movement At At 1/1/19 in funds 31/12/19 £ £ £ 31,971 40,931 72,902 52,575 11,002 63,577 84,546 51,933 136,479

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REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 DECEMBER 2020

16. MOVEMENT IN FUNDS - continued

Comparative net movement in funds, included in the above are as follows:

Unrestricted funds General fund Restricted funds Restricted TOTAL FUNDS	Incoming Resources Movement resources expended in funds £ £ £ 43,581 (2,650) 40,931 302,625 (291,623) 11,002 346,206 (294,273) 51,933

17. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31 December 2020.

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REFUGEE AND MIGRANT FORUM OF ESSEX AND LONDON (RAMFEL)

DETAILED STATEMENT OF FINANCIAL ACTIVITIES

FOR THE YEAR ENDED 31 DECEMBER 2020

INCOME AND ENDOWMENTS Grants and donations Donations Gift aid Grants Charitable activities Other income from charitable activities Total incoming resources EXPENDITURE Charitable activities Wages Social security Pensions Volunteer expenses Immigration advice and support ESOL - Time and foodbank Travel Covid support - employees WFH Support costs Information technology IT costs Other administrative overheads Rent Insurance Telephone Other office costs Other staff costs Bank charges Legal and professional Accountancy Examiners fees Other Fixtures and fittings Computer equipment	2020 £ 9,834 1,269 377,862 388,965 41,979 430,944 292,103 23,788 12,743 478 8,105 33,004 136 848 371,205 9,038 15,170 910 3,967 3,820 6,520 542 2,478 832 2,000 36,239 150 1,994 2,144	2019 £ 4,781 - 323,308
		328,089 18,117
		346,206 202,323 14,275 7,215 2,191 2,363 12,007 1,024 -
		241,398 11,875 18,949 1,259 2,937 7,049 2,658 201 1,648 4,049 2,000
		40,750 250 -
		250

This page does not form part of the statutory financial statements

-16-

REFUGEE AND MIGRANT FORUM OF
ESSEX AND LONDON (RAMFEL)

DETAILED STATEMENT OF FINANCIAL ACTIVITIES

FOR THE YEAR ENDED 31 DECEMBER 2020

Total resources expended Net income	2020 £ 418,626 12,318	2019 £
		294,273
		51,933

This page does not form part of the statutory financial statements

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