2022-12-31-accounts - The Biscuit Fund

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Trustees' Annual Report for the period

	Period start date	Period start date			Period end date	Period end date
	01	Jan	2022		31	Dec	2022
From				To

Section A Reference and administration details

Charity name THE BISCUIT FUND Other names charity is known by Registered charity number (if any) 1154117 Charity's principal address 9 Amberley Road Macclesfield Postcode SK11 8LY

Names of the charity trustees who manage the charity

Trustee name	Office (if any)	Dates acted if not for whole year
KATHLEEN ANCHANT	CHAIR
JENNIFER BICKERDYKE
ANDREW CHARLTON

















Names of the trustees for the charity, if any, (for example, any custodian trustees)
Name		Dates acted if not for whole year

TAR

March 2012

Names and addresses of advisers (Optional information)

Type of adviser Name Address

Name of chief executive or names of senior staff members (Optional information)

Section B Structure, governance and management

Description of the charity’s trusts

Type of governing document

TRUST DEED

(eg. trust deed, constitution)

How the charity is constituted

TRUST

(eg. trust, association, company)

ELECTED BY MEMBERSHIP Trustee selection methods

(eg. appointed by, elected by)

Additional governance issues (Optional information)

You may choose to include additional information, where relevant, about:

policies and procedures adopted for the induction and training of trustees;
the charity’s organisational structure and any wider network with which the charity works;
relationship with any related parties;
trustees’ consideration of major risks and the system and procedures to manage them.

Section C Objectives and activities

Summary of the objects of the charity set out in its governing document

The prevention or relief of poverty by the provision of financial and/or practical aid for people in genuine hardship, poverty, crisis or dire need situations as the trustees in their absolute discretion see fit.

TAR

March 2012

The trustees confirm that they have referred to the guidance contained in the Charity Commission’s general guidance on public benefit when reviewing the Fund’s aims and objectives and in planning future activities and setting out the grant making policy for the year.

The Fund carries out its objects by:

-making small cash gifts to aid members of the public in poverty or need -carrying out food shops where recipients are without food, and without access to a food bank -supplying goods that will make a direct positive impact on a person’s Summary of the main quality of life activities undertaken for the -providing on-the-spot or ongoing support and advice to assist people in public benefit in relation to improving their situation, or signposting to other organisations and these objects (include within charities who can help this section the statutory declaration that trustees have had regard to the guidance issued by the Charity Commission on public benefit)

Additional details of objectives and activities (Optional information)

The successful operation of the Fund is only possible by the dedication, passion and commitment from our 30 members, who all contribute to forwarding our objectives and actively voting on who and how to help.

You may choose to include further statements, where relevant, about:

policy on grantmaking;
policy programme related investment;
contribution made by volunteers.

Section D Achievements and performance

TAR

March 2012

Section D Achievements and performance

2022 was a quieter year for the fund, due to the time available by trustees Summary of the main and key members but was nevertheless a positive year of helping people achievements of the charity and achieving our objectives. during the year Donations have seen a 59% decrease (2021: 4% increase) on 2021 to a total of £61961 (2021: £151603), and in accordance with our direct help model, we have paid out the majority of this, £43635, directly to people in need.

The members and trustees have found and put forward over 700 cases (2021: 2600) for consideration of cash and practical help, and have been able to help the majority of these in a direct and positive manner. It is a testament to the dedication and strength of our members that we can engage with this many cases, and the trustees would like to acknowledge those members in particular who help deal with referral emails, as this is a very time consuming and emotionally draining task.

We continue to pay an administrative salary from restricted funds donated solely for this purpose, and so all general donations from the public continue to be used directly to help those in need. We have also taken on a part time employee to assist with emails, as mentioned in our last annual report.

Section E Financial review

The charity retains a minimum bank balance of £2000 to cover Brief statement of the emergency cases that may come in, and actively tries to distribute any charity’s policy on reserves remaining reserves to genuine recipients as soon as is practicable. Details of any funds materially in deficit

TAR

March 2012

Further financial review details (Optional information)

You may choose to include additional information, where relevant about:

the charity’s principal sources of funds (including any fundraising);
how expenditure has supported the key objectives of the charity;
investment policy and objectives including any ethical investment policy adopted.

Section F Other optional information

Section G Declaration

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) KATHLEEN ANCHANT Full name(s) JENNIFER BICKERDYKE Position (eg Secretary, TRUSTEE CHAIRMAN Chair, etc)

Date 28/09/2023

TAR

March 2012

----- Start of picture text -----
THE BISCUIT FUND 1154117
Receipts and payments accounts CC16a
For the period Period start date Period end date
To
from 01-Jan-22 31-Dec-22
Section A Receipts and payments
Unrestricted Restricted Endowment
Total funds Last year
funds funds funds
to the nearest
to the nearest £ to the nearest £ to the nearest £ to the nearest £
£
A1 Receipts
DONATIONS 61,961 - 61,961 151,603
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
61,961 - - 61,961 151,603
Sub total (Gross income for AR)
(see table).
- - - -
- - - - -
Sub total - - - - -
Total receipts 61,961 - - 61,961 151,603
A3 Payments
CLIENT GIFTS 32,337 11,298 - 43,635 129,339
BANK CHARGES 1,179 - - 1,179 1,415
COURIER FOR DONATED CLOTHING 169 - - 169 138
SUBSCRIPTIONS 216 - - 216 216
ACCOUNTANCY 2,422 - - 2,422 1,378
SALARY AND PENSION COSTS 144 10,000 - 10,144 11,017
COMPUTER EXPENSES 400 - - 400 -
- - - - -
- - - - -
Sub total 36,867 21,298 - 58,165 143,503
A4 Asset and investment
purchases, (see table)
- - - -
- - - -
Sub total [ - ] - - - -
Total payments [ 36,867 ] 21,298 - 58,165 143,503
Net of receipts/(payments) 25,094 - 21,298 - 3,796 8,100
A5 Transfers between funds - - - - -
A6 Cash funds last year end 16,532 21,918 - 38,450 30,350
Cash funds this year end 41,626 620 - 42,246 38,450
----- End of picture text -----

Section B Statement of assets and liabilities at the end of the period

			Unrestricted	Restricted	Endowment	Endowment
Categories	Details		funds	funds	funds
B1 Cash funds	LLOYDS ACCOUNT PAYPAL ACCOUNT *Total cash funds*		to nearest £ 36,324 5,302 - 41,626	to nearest £ 620 - - 620	to nearest £	- - - -
	(agree balances with receipts and payments account(s))		OK	OK	OK
			Unrestricted	Restricted	Endowment
			funds	funds	funds
B2 Other monetary assets	Details		to nearest £ - - - - - -	to nearest £ - - - - - -	to nearest £	- - - - - -
B3 Investment assets	Details		Fund to which asset belongs	Cost (optional) - - - - -	- - - - - Current value (optional)
B4 Assets retained for the	Details		Fund to which asset belongs	Cost (optional) -	- Current value (optional)
charity’s own use				- - - - - - - -		- - - - - - - -
			Fund to which	Amount due	When due
B5 Liabilities	Details		liability relates	- - - - - (optional)	(optional)
Signed by one or two trustees on behalf of all the trustees		Signature	Print	Name	Date of approval
	Jenni Bickerdyke		JENNIFER BICKERDYKE		19/09/2023
	Katy Anchant		KATHLEEN ANCHANT		19/09/2023

Independent examiner's report on the accounts

Section A Independent Examiner’s Report

Report to the trustees/ Charity Name The Biscuit Fund members of On accounts for the year 31/12/2022 Charity no 1154117 ended (if any) Set out on pages 1 & 2

I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended 31/12/2022.

Responsibilities and As the charity trustees of the Trust, you are responsible for the preparation basis of report of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”).

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent I have completed my examination. I confirm that no material matters have examiner's statement come to my attention in connection with the examination which gives me cause to believe that in, any material respect:

accounting records were not kept in accordance with section 130 of the Act or
the accounts do not accord with the accounting records

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Signed: Date: 25/09/2023 Name: Sarah Hughes-Williams Relevant professional FMAAT qualification(s) or body (if any): Address: 1 Pennys Lane, Wilton, Salisbury Wiltshire SP2 0BE

Section B Disclosure

Only complete if the examiner needs to highlight matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners).

IER

Give here brief details of any items that the examiner wishes to disclose .

IER