## **Trustees' Annual Report for the period**
||Period start date|Period start date|||Period end date|Period end date||
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||01|Jan|2022||31|Dec|2022|
|**From**||||**To**||||
## Section A Reference and administration details
**Charity name** THE BISCUIT FUND **Other names charity is known by Registered charity number (if any)** 1154117 **Charity's principal address** 9 Amberley Road Macclesfield **Postcode SK11 8LY**
## **Names of the charity trustees who manage the charity**
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20|**Trustee name**|**Office (if any)**|**Dates acted if not for whole**
**year **|**Name of person (or body) entitled**
**to appoint trustee (ifany)**|
|---|---|---|---|---|---|
|||KATHLEEN
ANCHANT|CHAIR|||
|||JENNIFER
BICKERDYKE||||
|||ANDREW
CHARLTON||||
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|||**Names of the trustees for the charity, if any, (for example, any custodian trustees)**||||
|||**Name**||**Dates acted if not for whole year**||
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**TAR**
March **2012**
1
## **Names and addresses of advisers (Optional information)**
**Type of adviser Name Address**
## **Name of chief executive or names of senior staff members (Optional information)**
## **Section B Structure, governance and management**
## **Description of the charity’s trusts**
Type of governing document
TRUST DEED
- (eg. trust deed, constitution)
How the charity is constituted
TRUST
- (eg. trust, association, company)
ELECTED BY MEMBERSHIP Trustee selection methods
- (eg. appointed by, elected by)
## **Additional governance issues (Optional information)**
You **may choose** to include additional information, where relevant, about:
- policies and procedures adopted for the induction and training of trustees;
- the charity’s organisational structure and any wider network with which the charity works;
- relationship with any related parties;
- trustees’ consideration of major risks and the system and procedures to manage them.
## **Section C Objectives and activities**
**Summary of the objects of the charity set out in its governing document**
The prevention or relief of poverty by the provision of financial and/or practical aid for people in genuine hardship, poverty, crisis or dire need situations as the trustees in their absolute discretion see fit.
**TAR**
March **2012**
2
The trustees confirm that they have referred to the guidance contained in the Charity Commission’s general guidance on public benefit when reviewing the Fund’s aims and objectives and in planning future activities and setting out the grant making policy for the year.
The Fund carries out its objects by:
-making small cash gifts to aid members of the public in poverty or need -carrying out food shops where recipients are without food, and without access to a food bank -supplying goods that will make a direct positive impact on a person’s **Summary of the main** quality of life **activities undertaken for the** -providing on-the-spot or ongoing support and advice to assist people in **public benefit in relation to** improving their situation, or signposting to other organisations and **these objects (include within** charities who can help **this section the statutory declaration that trustees have had regard to the guidance issued by the Charity Commission on public benefit)**
## **Additional details of objectives and activities (Optional information)**
The successful operation of the Fund is only possible by the dedication, passion and commitment from our 30 members, who all contribute to forwarding our objectives and actively voting on who and how to help.
You **may choose** to include further statements, where relevant, about:
- policy on grantmaking;
- policy programme related investment;
- contribution made by volunteers.
## Section D Achievements and performance
**TAR**
March **2012**
3
## Section D Achievements and performance
2022 was a quieter year for the fund, due to the time available by trustees **Summary of the main** and key members but was nevertheless a positive year of helping people **achievements of the charity** and achieving our objectives. **during the year** Donations have seen a 59% decrease (2021: 4% increase) on 2021 to a total of £61961 (2021: £151603), and in accordance with our direct help model, we have paid out the majority of this, £43635, directly to people in need.
The members and trustees have found and put forward over 700 cases (2021: 2600) for consideration of cash and practical help, and have been able to help the majority of these in a direct and positive manner. It is a testament to the dedication and strength of our members that we can engage with this many cases, and the trustees would like to acknowledge those members in particular who help deal with referral emails, as this is a very time consuming and emotionally draining task.
We continue to pay an administrative salary from restricted funds donated solely for this purpose, and so all general donations from the public continue to be used directly to help those in need. We have also taken on a part time employee to assist with emails, as mentioned in our last annual report.
## **Section E Financial review**
The charity retains a minimum bank balance of £2000 to cover **Brief statement of the** emergency cases that may come in, and actively tries to distribute any **charity’s policy on reserves** remaining reserves to genuine recipients as soon as is practicable. **Details of any funds materially in deficit**
**TAR**
March **2012**
4
## **Further financial review details (Optional information)**
You **may choose** to include additional information, where relevant about:
- the charity’s principal sources of funds (including any fundraising);
- how expenditure has supported the key objectives of the charity;
- investment policy and objectives including any ethical investment policy adopted.
## **Section F Other optional information**
## **Section G Declaration**
**The trustees declare that they have approved the trustees’ report above.**
**Signed on behalf of the charity’s trustees**
**Signature(s)** KATHLEEN ANCHANT **Full name(s)** JENNIFER BICKERDYKE **Position (eg Secretary,** TRUSTEE CHAIRMAN **Chair, etc)**
**Date** 28/09/2023
**TAR**
March **2012**
5
**----- Start of picture text -----**
THE BISCUIT FUND 1154117
Receipts and payments accounts CC16a
For the period Period start date Period end date
To
from 01-Jan-22 31-Dec-22
Section A Receipts and payments
Unrestricted Restricted Endowment
Total funds Last year
funds funds funds
to the nearest
to the nearest £ to the nearest £ to the nearest £ to the nearest £
£
A1 Receipts
DONATIONS 61,961 - 61,961 151,603
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
61,961 - - 61,961 151,603
Sub total (Gross income for AR)
(see table).
- - - -
- - - - -
Sub total - - - - -
Total receipts 61,961 - - 61,961 151,603
A3 Payments
CLIENT GIFTS 32,337 11,298 - 43,635 129,339
BANK CHARGES 1,179 - - 1,179 1,415
COURIER FOR DONATED CLOTHING 169 - - 169 138
SUBSCRIPTIONS 216 - - 216 216
ACCOUNTANCY 2,422 - - 2,422 1,378
SALARY AND PENSION COSTS 144 10,000 - 10,144 11,017
COMPUTER EXPENSES 400 - - 400 -
- - - - -
- - - - -
Sub total 36,867 21,298 - 58,165 143,503
A4 Asset and investment
purchases, (see table)
- - - -
- - - -
Sub total [ - ] - - - -
Total payments [ 36,867 ] 21,298 - 58,165 143,503
Net of receipts/(payments) 25,094 - 21,298 - 3,796 8,100
A5 Transfers between funds - - - - -
A6 Cash funds last year end 16,532 21,918 - 38,450 30,350
Cash funds this year end 41,626 620 - 42,246 38,450
**----- End of picture text -----**
## **Section B Statement of assets and liabilities at the end of the period**
||||**Unrestricted**|**Restricted**|**Endowment**|**Endowment**|
|---|---|---|---|---|---|---|
|**Categories**|**Details**||**funds**|**funds**|**funds**||
|**B1 Cash funds**|LLOYDS ACCOUNT
PAYPAL ACCOUNT
**_Total cash funds_**||**to nearest £**
**36,324**
**5,302**
**-**
**41,626**|**to nearest £**
**620**
**-**
**-**
**620**|**to nearest £**
|**-**
**-**
**-**
**-**|
||(agree balances with receipts and payments
account(s))||OK|OK|OK||
||||**Unrestricted**|**Restricted**|**Endowment**||
||||**funds**|**funds**|**funds**||
|**B2 Other monetary assets**|**Details**||**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**|**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**|**to nearest £**
|**-**
**-**
**-**
**-**
**-**
**-**|
|**B3 Investment assets**|**Details**||**Fund to which**
**asset belongs**|**Cost (optional)**
**-**
**-**
**-**
**-**
**-**|**-**
**-**
**-**
**-**
**-**
**Current value**
**(optional)**||
|**B4 Assets retained for the**|**Details**||**Fund to which**
**asset belongs**|**Cost (optional)**
**-**|**-**
**Current value**
**(optional)**||
|**charity’s own use**||||**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**|
|**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**|
||||**Fund to which**|**Amount due**|**When due**||
|**B5 Liabilities**|**Details**||**liability relates**|**-**
**-**
**-**
**-**
**-**
**(optional)**|**(optional)**||
|Signed by one or two trustees on
behalf of all the trustees||Signature|Print|Name|Date of
approval||
||Jenni Bickerdyke||JENNIFER BICKERDYKE||19/09/2023||
||Katy Anchant||KATHLEEN ANCHANT||19/09/2023||
**Independent examiner's report on the accounts**
## **Section A Independent Examiner’s Report**
**Report to the trustees/** Charity Name The Biscuit Fund **members of On accounts for the year** 31/12/2022 **Charity no** 1154117 **ended (if any) Set out on pages** 1 & 2
I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended 31/12/2022.
- **Responsibilities and** As the charity trustees of the Trust, you are responsible for the preparation **basis of report** of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”).
I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.
**Independent** I have completed my examination. I confirm that no material matters have **examiner's statement** come to my attention in connection with the examination which gives me cause to believe that in, any material respect:
- accounting records were not kept in accordance with section 130 of the Act or
- the accounts do not accord with the accounting records
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.
**Signed: Date:** 25/09/2023 **Name:** Sarah Hughes-Williams **Relevant professional** FMAAT **qualification(s) or body (if any): Address:** 1 Pennys Lane, Wilton, Salisbury Wiltshire SP2 0BE
## **Section B Disclosure**
- Only complete if the examiner needs to highlight matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners).
1
**IER**
**Give here brief details of any items that the examiner wishes to disclose** .
2
**IER**