2021-03-31-accounts

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Head Office 652 Huddersfield Road, Ravensthorpe, Dewsbury, WF13 3HP www.sktwelfare.org

Report of the Trustees and Financial Statements for the Year ended 31 March 2021

ANNUAL REPORT 2020/2021

p1 Acronyms
p2-3 CEO Message
p4 Vision, Mission and Values
p5 Geographical focus
p6 Project cycle management and thematic focus
Food Aid and Food security
Access to health and well being
Access to clean and safe drinking water
Child welfare and Orphans’ support
p7-8 Impact beneficiaries

Countries of operations p9-18 - Syria p19-21 - Turkey p22-30 - Pakistan p31 - Palestine p32 - Yemen p33 - New Territories - p34 SKT Dates project

p35 SKT Qurbani programme in the countries of operations
p36 - Commitment to Core Humanitarian Principles and Standards (CHS)
p37 Aims, Objectives and Targets for 2021
p38-57 Report of the Trustee and Financial Statements for the Year Ended 31 March 2021

CCCM	Camps Coordination and Camps Management
CHS	Core Humanitarian Standards
GOAC	Guernsey Overseas Aid Commision
HDI	Human Development Index
HHs	Households
ICRC	International Committee of the Red Cross
IRC	International Rescue Committee (IRC)
IRW	Islamic Relief Worldwide
IFPRI	International Food Policy Research Institute
NFIs	Non Food Items
SOH	Spring of Hope
SDG	Sustainable Development Goals
UNECOSOC	United Nations Economic and Social Council
UNICEF	United Nations’ Children Fund
UNOCHA	United Nations Ofce of the Coordination of
	Humanitarian Affairs
UNDP	United Nations Development Programme
VFM	Value for Money
WASH	Water Sanitation and Hygiene
WHO	World Health Organisation
2020	APE 1 April 2020 to 31 March 2021
2021	APE 1 April 2021 to 31 March 2022

ANNUAL REPORT 2020/2021

We, at SKT Welfare, dream of a better world – a world without famine, strife, poverty, hunger, and thirst – a world where our brothers and sisters can feel safe, look forward with faith - and believe that their hopes can be made real, and that their children and grandchildren can grow up and find happiness, success, and fulfilment, in a world their parents and grandparents toiled to make a better place.

SKT Welfare was formed with our eyes open, our minds aware, and our hearts determined that, inspired by our Imaan and the Sunnah of The Prophet (Peace be upon Him), and our commitment, we can work, with the blessed support of our charitable donors, to provide food, water, health care, and more, to the displaced, the vulnerable, the widowed and the orphaned. And now, with our Safe Haven project, launched in 2020, we can rehouse, and transform the lives of those most in need.

Assalaamu alaikum. I’m Asif Hussein, and as the CEO of SKT Welfare, I am proud to share with you, in this, SKT Welfare’s latest Annual Report, our aims and our achievements, in a year made even more challenging by an event that no-one had foreseen – the arrival of Covid-19. The pandemic has inevitably made life even harder for all the suffering people we help, and more challenging for ourselves too, as we coped with international restrictions to slow the pandemic’s spread, but forced

CEO MESSAGE Assalaamu alaikum.

to work around these restrictions, continued to deliver the charity that all our supporters have come to expect from us - striving to meet the ambitious targets that we set for ourselves, and which we always seek to deliver.

OUR TARGETS in 2020-21. We knew what we had achieved in previous years, but never complacent, knew that we could build on our success in the year to come.

FOOD and WATER are the basics of life, and in 2020-21 SKT Welfare reached out to the hungry and thirsty. We delivered 585,310 food packs to help those struggling to find and provide food for themselves and their families. Each food pack feeds a family for a whole month.

And we continued to provide water in many ways, matched to the particular plight and situations of those without. Physically delivering water containers was the quick fix for many – addressing people’s immediate needs. But where we could, we undertook a longer-term method to provide water.

In Pakistan we set up Water Hand Pumps - providing clean water to individual families, for drinking, cooking, and every domestic use, including hygiene. And we addressed the needs of entire communities with the installation of water filtration and distillation plants, to transform the impure and brackish

water available, to provide thousands of litres of clean, fresh water to whole communities, on demand.

Education is another of our missions that we believe in and support with action.

Syrian refugee children suffer many obstacles to their learning – because of their homelife, poverty, the barrier of language, and the cost of textbooks and basic materials.

Our school, the Abdullah ibn Abbas Institute was founded in Turkey to address these challenges, and offer the kind of education these children need to move forward in their lives – to grow intellectually, as they grow up physically. The Institute provides a full Islamic education as part of a comprehensive curriculum which embraces the core subjects and teaching in Arabic.

But we go further, with our Hifz project – devoted to the teaching of the Quran and the Prophet (saw), making children strong in the faith that unites us and that we share. And which equips them to go out into the world themselves, as teachers and mentors of our faith, in their own communities – and others.

SAFE HAVEN was the big project and achievement of 2020-21. The ambition to build new homes for our most vulnerable brothers and sisters in Syria, and to actually make it happen. I was energised and inspired by a

chance meeting in 2013, with people who demonstrated how building blocks could be manufactured inexpensively from local natural materials, and then cemented together to build walls, thus creating practical dwellings in a simple way. I knew this was a technique that SKT could adopt, for the benefit of vulnerable refugees suffering and despairing from their forced life in a tent. The ambition was that, provided we could obtain land to clear, and develop ourselves, we could do more than just provide food, water, and better health facilities. We could build homes for desperate and struggling refugees. We could take them out of their makeshift tents, and actually move and relocate them in solid, secure homes where they could rebuild their lives, and contemplate a better future for themselves and their families – literally Safe Havens.

ANNUAL REPORT 2020/2021

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We started with the essential purchase of land in Idlib. And with a plan that I knew we could make real: the construction of solid homes, in communities of 250 – each with a supportive Health Centre, a School, a Mosque, and a safe place for women and children. Construction began quickly, and soon over the months that followed, and ever since, we began moving families chosen for their particular vulnerability and personal suffering, into our new transformative homes – at the remarkably low cost of just £1250 each, paid for by our generous donors. Each of them is thanked personally for their charity, and are rewarded with a worded plaque of their choice on the home they have gifted, sent a personal video, recorded by the very grateful recipients, who describe where they came from, the conditions they were living under – and the transformative impact of their move to a Safe Haven, built and allocated by SKT Welfare.

None of this would be possible without the support of our benevolent donors. And all the people in our organisation in Britain, and on the ground, who work tirelessly to deliver our charity to our countries of operation. Firstly we thank Allah and then our honorable donors for continuing to make SKT Welfare the success story that it is, and who continue to carry it forward. This Annual Report is the record of SKT’s goals and our achievement through the financial year from April 2020 to March 2021.

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ANNUAL REPORT 2020/2021
VISION, MISSION
& VALUES W orking together
E mpowerment
L eadership
F aith
A ccountability
R espect
E xcellence
A world where
everyone is being
cared and lives a
sustainable life free
from extreme poverty
To be among the leading
humanitarian and development
organisations to alleviate human
sufferings through principled
humanitarian responses and
sustainable solutions.
VALUES
VISION
MISSION
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ANNUAL REPORT 2020/2021

GEOGRAPHICAL FOCUS

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UK
Tanzania
Palestine
Pakistan
Turkey
Lebanon
Syria
Kashmir
India
Bangladesh
Kenya
Yemen
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The charity is dedicated to the delivery of socio-economic solutions regardless of race, political affiliation, gender or belief, with the aim to help relieve the suffering of the world’s poor and disenfranchised communities.

ANNUAL REPORT 2020/2021

CORE PROJECT CYCLE MANAGEMENT

SKT applied a Project Cycle Management (PCM) approach in all its humanitarian and development projects.

The approach ensured quality programme delivery and adhered to Value for Money (VFM) for its projects in the countries of operations.

The way in which its projects were planned and carried out follows a sequence beginning with an agreed strategy and proper planning, which led to an idea for a specific action. It was then properly designed, implemented, and evaluated for quality project management.

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IDENTIFICATION
DESIGN
Cycle management
diagram
EVALUATION
MONITORING
IMPLEMENTATION
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Regular monitoring for all its projects remained a continuous process throughout the project life cycle. Its monitoring, evaluation and learning approach enabled the assessment of the real impact of its projects and increased accountability to different stakeholders.

STRATEGIC PRIORITIES - THEMATIC AREAS

FOOD AID & FOOD SECURITY Ensuring quality food to lead a healthy life

Ensuring access to health and well being

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WATER
SANITATION &
HEALTH (WASH)
Ensuring access to safe &
affordable drinking water
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CHILD WELFARE & ORPHANS SUPPORT Ensuring every child grows up happy, healthy and cared for

ANNUAL REPORT 2020/2021

IMPACT BENEFICIARIES

SKT Welfare supported

2,153,222

beneficiaries during the last reporting period.

WASH Education Protection and NFIs Health Shelter Food Security and Livelihood Syria 62,238 2,209 4,778 638 1,056 1,450 1,044 529,251 2,261 77,450 37,399 38,774 5 10 6,745 220,000 1,200 20 400 3,075 5,700 975 975 1,709 1,250 1,091,475 158 37,757 23,138 82 Turkey Gaza Pakistan Bangladesh India Kashmir Yemen Lebanon Tanzania Somalia Kenya Ethiopia UK	WASH Education Protection and NFIs Health Shelter Food Security and Livelihood Syria 62,238 2,209 4,778 638 1,056 1,450 1,044 529,251 2,261 77,450 37,399 38,774 5 10 6,745 220,000 1,200 20 400 3,075 5,700 975 975 1,709 1,250 1,091,475 158 37,757 23,138 82 Turkey Gaza Pakistan Bangladesh India Kashmir Yemen Lebanon Tanzania Somalia Kenya Ethiopia UK	WASH Education Protection and NFIs Health Shelter Food Security and Livelihood Syria 62,238 2,209 4,778 638 1,056 1,450 1,044 529,251 2,261 77,450 37,399 38,774 5 10 6,745 220,000 1,200 20 400 3,075 5,700 975 975 1,709 1,250 1,091,475 158 37,757 23,138 82 Turkey Gaza Pakistan Bangladesh India Kashmir Yemen Lebanon Tanzania Somalia Kenya Ethiopia UK	WASH Education Protection and NFIs Health Shelter Food Security and Livelihood Syria 62,238 2,209 4,778 638 1,056 1,450 1,044 529,251 2,261 77,450 37,399 38,774 5 10 6,745 220,000 1,200 20 400 3,075 5,700 975 975 1,709 1,250 1,091,475 158 37,757 23,138 82 Turkey Gaza Pakistan Bangladesh India Kashmir Yemen Lebanon Tanzania Somalia Kenya Ethiopia UK	WASH Education Protection and NFIs Health Shelter Food Security and Livelihood Syria 62,238 2,209 4,778 638 1,056 1,450 1,044 529,251 2,261 77,450 37,399 38,774 5 10 6,745 220,000 1,200 20 400 3,075 5,700 975 975 1,709 1,250 1,091,475 158 37,757 23,138 82 Turkey Gaza Pakistan Bangladesh India Kashmir Yemen Lebanon Tanzania Somalia Kenya Ethiopia UK	WASH Education Protection and NFIs Health Shelter Food Security and Livelihood Syria 62,238 2,209 4,778 638 1,056 1,450 1,044 529,251 2,261 77,450 37,399 38,774 5 10 6,745 220,000 1,200 20 400 3,075 5,700 975 975 1,709 1,250 1,091,475 158 37,757 23,138 82 Turkey Gaza Pakistan Bangladesh India Kashmir Yemen Lebanon Tanzania Somalia Kenya Ethiopia UK	WASH Education Protection and NFIs Health Shelter Food Security and Livelihood Syria 62,238 2,209 4,778 638 1,056 1,450 1,044 529,251 2,261 77,450 37,399 38,774 5 10 6,745 220,000 1,200 20 400 3,075 5,700 975 975 1,709 1,250 1,091,475 158 37,757 23,138 82 Turkey Gaza Pakistan Bangladesh India Kashmir Yemen Lebanon Tanzania Somalia Kenya Ethiopia UK
WASH Education Protection and NFIs Health Shelter Food Security and Livelihood Syria 62,238 2,209 4,778 638 1,056 1,450 1,044 529,251 2,261 77,450 37,399 38,774 5 10 6,745 220,000 1,200 20 400 3,075 5,700 975 975 1,709 1,250 1,091,475 158 37,757 23,138 82 Turkey Gaza Pakistan Bangladesh India Kashmir Yemen Lebanon Tanzania Somalia Kenya Ethiopia UK
Syria	62,238	638		37,757	23,138	82
Turkey			1,200			158
Gaza		10		6,745	220,000
Pakistan		1,056		37,399	38,774	5
Bangladesh			20	1,250
India				1,091,475
Kashmir		1,450		77,450
Yemen		1,044		529,251	2,261
Lebanon	2,209			4,778
Tanzania			400	3,075
Somalia				5,700
Kenya				975
Ethiopia				975
UK				1,709

ANNUAL REPORT 2020/2021

IMPACT BENEFICIARIES

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11 10
12 9
8
13 7
14 6
5
4
3
1
2
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1 India - 1,091,475 8 Somalia - 5,700 2 Yemen - 532,556 9 Tanzania - 3,475 3 Syria - 123,853 10 UK - 1,709 4 Kashmir - 78,900 11 Turkey - 1,358 5 Pakistan - 77,234 12 Bangladesh - 1,270 6 Gaza - 28,755 13 Kenya - 975 7 Lebanon - 6,987 14 Ethiopia - 975

ANNUAL REPORT 2020/2021

SYRIA: AN OVERVIEW

The conflict in Syria has inflicted an almost unimaginable degree of devastation and loss on the Syrian people and their economy.

More than 400,000 deaths have been directly attributed to the conflict so far, with millions more non-lethal casualties known to have occurred. More than half of the country’s preconflict population has been displaced — one of the largest displacements of people since World War II. Partly, as a result of this, by 2017 economic activity in Syria had shrunk by more than 60% compared to what it had been in 2010. The displaced population has either been internally displaced or has taken refuge in other countries. Internally displaced people inside Syria are forced to live in temporary camps, wounded buildings or under the sky, and are being supported by Aid agencies to help them survive.

The social and economic impact of the conflict is also large — and growing. A lack of sustained access to health care, education, housing, and food have exacerbated the effects of the conflict and pushed millions of people into unemployment and poverty. With a severely degraded healthcare system, Syrians remain extremely vulnerable to additional shocks.

In addition, a deepening economic and political crisis in neighbouring Lebanon and the introduction of the Caesar Law have further restrained Syria’s external economic ties, leading to fuel shortages, price hikes, and a rapid depreciation in local currency.

ANNUAL REPORT 2020/2021

SYRIA: SITUATIONAL ANALYSIS AND CURRENT NEEDS

The Syrian refugee crisis is a massive humanitarian emergency resulting from the Syrian civil war that began officially, on March 15, 2011. Conflict in Syria has exacted a heavy toll on hundreds of thousands of children and their families. It created the largest refugee and displacement crisis of our time, affecting millions of people and spilling into surrounding countries. And it continues.

Civilian deaths: Since the Syrian civil war began, over 606,000 people have been killed, including, according to the Syrian Observatory for Human Rights, more than 25,000 children. Children who escape injury face the trauma of their extended exposure to war, hostility and suffering – the loss of loved ones and friends, and missed schooling. An estimated 2.4 million children are out of school. And the war has become deadlier, and more dangerous for all, since foreign powers joined the conflict.

Collapsed infrastructure: Within Syria, only 53% of hospitals and 51% of healthcare facilities are fully functional, and more than 8 million people lack access to safe water. Conflict has shattered the economy. COVID-19 has exacerbated all the country’s problems. Many lost their jobs with the arrival of Covid, and more than 80% of the population lives in poverty.

Nearly 11.1 million people in Syria need humanitarian assistance. And about half of these people are children. For them, with little or no financial resources, life remains a daily struggle – a humanitarian crisis, and many aid groups struggle to access those suffering within conflict areas, with limited knowledge of their particular needs.

“After ten years, half of the Syrian population has been forced to flee their homes. The gravity of this crisis must not weaken our solidarity for Syrians. On the contrary, we must redouble our collective effort to support both refugees and the communities hosting them.“

SKT PROGRAMMES IN SYRIA

SKT Welfare has been active in Syria and Turkey since the beginning of the conflict that is still tearing Syria apart, and dividing opinion and action from supporters and detractors worldwide. It is an ongoing humanitarian crisis without apparent end, and the world’s charitable organisations remain dependent, like all the people they actively help, on the support of generous and kind-hearted people prepared to give money, time, and real physical effort to try to relieve the terrible plight of the millions of innocents the conflict has wounded mentally and physically, killed, or made homeless, to flee as refugees – to endure a struggling life far away in a new and foreign place, that may resent their arrival, lack sympathy and understanding and even remain hostile, and resentful.

SKT has always been there to help the dispossessed and vulnerable on the ground, day-to day – supplying food, water, medical aid, education, and more. The charity continues the implementation of its ten-year Syrian Humanitarian Response Plan with its SDGs [SDGs Sustainable Development Goals] – a strategy for Syria and neighbouringTurkey, which continues to be the most welcoming and hospitable country for desperate refugees crossing the border from Syria.

ALHUDA SURGICAL HOSPITAL

EDUCATION CAN’T WAIT

ABDULLAH BIN ABBAS INSTITUTE

ARABIC LANGUAGE AND QURAN LEARNING

FOOD PARCEL PROJECT IN SYRIA

FOOD PARCEL PROJECT IN TURKEY

READY TO EAT PARCELS

QURBANI

ONE MILLION FREE BREADS

CLEAN WATER, SANITATION & HYGIENE

Filippo Grandi, UNHCR High Commissioner

ANNUAL REPORT 2020/2021

HEALTH

Ensuring access to health and well being

TARGET 3

End the epidemic of AIDS, tuberculosis, malaria and neglected tropical diseases and combat hepatitis, water-borne diseases and other communicable diseases.

SDG3 Good health and well-being

TARGET 4

Reduce by one third premature mortality from non-communicable diseases through prevention and treatment and promote mental health and well being.

ALHUDA SURGICAL HOSPITAL

SKT Welfare established Alhuda Surgical Hospital to address at least some of the massive demand for medical services in the continuing Syrian conflict. From its establishment in Western Allepo, in 2013, dealt with its challenges and consequences, from physical and mental suffering, to ill-health, injury, and death.

It has served and helped thousands of people, but suffered repeated devastating hostile attacks, before being eventually relocated, with its dedicated team, to a new, largely underground site in Idlib. Here local people have access to a 24-hour ambulance service, a Paediatric Clinic, Neurosurgery, Orthopaedic care, a Pharmacy, Radiology, and Laboratory, where more than 5,000 beneficiaries are supported each month, and more than 20,000 medical services.

In the year 2020, the hospital provided healthcare to 60,000 beneficiaries, in Paediatrics, Surgery, Neurology, Orthopaedics, and Outpatient clinics - meeting again its Global Goals targets 3 and 4, and SDG3: Health and Wellbeing.

ANNUAL REPORT 2020/2021

HEALTH

Ensuring access to health and well being

Al-Huda Hospital – Beneficiaries in each department

The main departments of the hospital:

The following table shows the number of beneficiaries during the first month (January) of the year 2020 at Al-Huda Specialised Hospital in the western countryside of Aleppo.

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General Surgery 8%
Pediatric Wing 1%
Physio Therapy 4% Surgical Operations 2%
Radiology 4% Neurological Department 5%
Internal 10%
Laboratory 28%
Pediatrics 10%
Ambulance 17%
Pharmacy 9%
Hospitalisation 2%
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Neurological	1,081
Orthopedic	1,592
Pediatrics	2,872
Otolaryngology	340
Ambulance	3,192
Internal	954
Pharmacy	2,952
Laboratory	2,128
Radiology	1,472
Total	16,583

The following table shows the number of beneficiaries in SKT Specialised Hospital in Kafr Lusin from the month (10 to 12):

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Otolaryngology 6%
Internal 6%
Neurological 6%
Laboratory 13%
Orthopedic 10%
Laboratory 13%
Pediatrics 17%
Pharmacy 18%
Ambulance 19%
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ANNUAL REPORT 2020/2021

EDUCATION CAN’T WAIT

Ensuring access to quality education

EDUCATION CAN’T WAIT

TARGET 1

Ensure that all girls and boys complete free, equitable and quality primary and secondary education leading to relevant and effective learning outcomes.

SDG4

Good health and well-being

TARGET 5

Eliminate gender disparities in education and ensure equal access to all levels of educational and vocational training for the vulnerable, including persons with disabilities, indigenous peoples and children in vulnerable situations.

Education remains a priority for SKT in its care and concerns for displaced and refugee children, their welfare, rebuilding their lives, and looking to their future.

Building a school in Sha’am is a good way to channel Sadaqah Jariyah, as a long-term charity.

And a school, a mosque, and a Health Centre are at the heart of every Safe Haven community that we began in 2020, described in detail elsewhere, with the aim of providing a quality education that will help lift them out of the cycle of poverty they endure, and which restricts their growth, physically, and in spirit.

Our flagship Hifz Sponsorship Programme provides orphaned children with a life-changing three year Islamic education in a safe, loving environment that also provides clothing and food.

It makes children strong in their faith, so they may go out into the

to become teachers and leaders in their communities. As their lives are changed by this wonderful opportunity, they will go on to change the lives of others, and spread the blessed word of the Prophet (saw), and the Qu’ran, in years to come. Above all, our educational projects continue to be aligned with Targets 1 and 5 of SDG4, which is quality education.

ANNUAL REPORT 2020/2021

FOOD AID & FOOD SECURITY

Ensuring quality food to lead a healthy life

TARGET 1

End hunger and ensure access by all people, in particular the poor and people in vulnerable situations, including infants, to safe, nutritious and sufficient food all year round.

SDG2 Zero Hunger

TARGET 2

End all forms of malnutrition and achieving, by 2025, the internationally agreed targets on stunting and wasting in children under 5 years of age, and address the nutritional needs of adolescents girls, pregnant and lactating women and older persons.

Contributing to achieve Targets 1 and 2 of SDG 2 (Zero Hunger) SKT ensured provision of nutritional food and their food needs were met through its Food Security and Livelihoods (FSL) projects in Syria.

FOOD PARCEL PROJECT

This year, 440 parcels were distributed among Syrian refugees, with 2,233 beneficiaries – the parcels packed with good staple foods, chosen for their energy-provision, and rich in nutrition, meeting Core Humanitarian Standards (CHS).

More good nutrition was provided at Qurbani with the distribution of good quality fresh meat shared among 2095 beneficiaries.

Mothers nursing babies were not forgotten either, with 45 beneficiaries of special baby milk.

And all of this undertaken with due care not to duplicate the humanitarian response of other organisations

ANNUAL REPORT 2020/2021

FOOD AID & FOOD SECURITY

Ensuring quality food to lead a healthy life

FREE BREAD PROJECT

Displaced Syrians and refugees suffer from extreme poverty, and the constant challenge of finding adequate food. SKT responded with its established Free Bread Project to provide sustenance among the food insecure. In the camps of Harem and Salkin, 33,384 beneficiaries enjoyed free bread delivered at the rate of 9,272 bundles per day.

READY TO EAT PARCELS

In Ramadan 2020, Food Parcels were delivered and distributed in the camps of As-Sadaqu, Al-Mahra, and Al-Omari, with 2,233 beneficiaries.

ANNUAL REPORT 2020/2021

FOOD AID & FOOD SECURITY

Contributing to achieve Targets 1 and 2 of SDG 2 (Zero Hunger) Ensuring quality food SKT ensured provision of nutritional food and their food needs were to lead a healthy life met through its Food Security and Livelihoods (FSL) projects in Syria.

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1,000
769
750 691 692
639
524
500 464
368 357
318 291 307
279 256 281 245 252 290
250 214 175 181 165 230 164
142 119 136 131 137 110
64 47 98 76 60
0
Jana Al Qura Al Maqas Mirzaaf Sraja Billun Tajamua Suran Alfardan Ibn Taymmiea Omahat Al Mukhayam Kansafar Al Azraq Al Aman Al Madenh Monarh Daiama Hayat Kareama Abnaa Aimanssorah Sabiroon Sok Aimazot Abna’a Al Ghab Al Ezza Tareek Aimatar Ashwaiyat Kafr Hum Bin Sarea Ebad Alrahman Maamai Al Faroukiyeh Tarahum Al Safsafa Al Taaki Al Shorfa Rasha Mazraat Al Nasar Al Akadmi Sok Alhal Al Jamiaa
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Food aid, bread distribution and targeted camps

ANNUAL REPORT 2020/2021

WATER SANITATION & HEALTH (WASH)

Ensuring access to safe & affordable drinking water

There are approximately 15.5 million Syrians who lack adequate access to clean water. 27% of the households in Northern Syria spend one-fifth of their income on water from tankers.

CLEAN WATER, SANITATION & HYGIENE

TARGET 1

Achieve universal and equitable access to safe and affordable drinking water for all.

SDG6 Clean water and sanitation

TARGET 2

Achieve access to adequate and equatable sanitation and hygiene for all and end open defecation. Paying special attention to the needs of women, girls and those in vulnerable situations.

Addressing targets 1 and 2 of SDG 6 (Clean Water and Sanitation) SKT provided water to camps in the Salkin district, with 23,138 beneficiaries – for drinking, and domestic use. Sanitation was enhanced in 8 camps with improvements to drainage, improved lighting in toilet blocks, and attention to camp access and movement, with gravelling to roads in 14 camps. And addressing personal health and wellbeing, Dignity kits were distributed to women, with 2,238 beneficiaries.

ANNUAL REPORT 2020/2021

SHELTER

There are approximately 6,568,000 Syrians who are internally displaced. 2021 marked the 11th year of civil war in the country, forcing more and more people from their homes.

Ensuring access to safe & comfortable housing.

they provide selected families with a true home they can call their own, with two rooms, a toilet area, running water, and a kitchen place for them to cook food.

SAFE HAVENS

The decade-long conflict in Syria has left over 6 million people without a home.

With no protection, refugees are at the mercy of the elements. Driven from their homeland, by events beyond their control, they struggle to put down roots in a new place – forced to endure the sparse cover of a meagre tent – leaky, draughty when cold, and stifling when hot – and always subject to the risk of flood, and the bother and bite of insects.

Built in safe, mutually-supportive communities of 250 homes – each with their own mosque, health centre, school, and a safe place for women.

Built for a mere £1250 each, they are the perfect charitable gift for our generous donors, who can choose to contribute towards a home, or buy one or more outright – for which they can place a plaque of their own wording or dedication upon the front of their donated home, and receive their own feedback video, recorded by the beneficiaries. Each Safe Haven is Zakat eligible, perfect for Sadaqah Jariyah, and we are building more Safe Haven villages – creating communities of better homes, to give a better future: the dignity, warmth and safety of Safe Havens - theirs for them and their families, now and for years to come.

And there’s no privacy either, no sanitation or security – with constant fear and jeopardy for vulnerable women and children – who with no experience of a better life, risk permanent trauma.

SKT Welfare responded in 2020 with an extraordinary initiative - the launch of its flagship SAFE HAVEN project – building on land it purchased and cleared specially for the task, solidly built homes for the most vulnerable refugees. Paid for by the generosity of our donors,

ANNUAL REPORT 2020/2021

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TURKEY: AN OVERVIEW

Turkey continues to be the world’s biggest host of refugees. At the end of 2020, there were some 3.64 million Syrians under Temporary Protection (TP), and 322,188 International Protection (IP) applicants, mainly from Iraq, Afghanist and and Iran.

Turkey has been the primary destination for Syrian refugees, with the first camps set up some ten years ago. Over 98% of refugees live among the host community, with less than 2% in Temporary Accommodation Centres. Turkey’s refugee response had to be adapted in 2020 to the rise of Covid, which posed significant challenge to an already complex operation.

SKT’s efforts to help Syrian refugees in Turkey included, in 2019-20, the work of its deployment programmes, in which volunteers contributed to the our workers on the ground. Alas, deployments were not undertaken in 2020, due to the particularly restrictive impact of Covid emergency measures.

However, we continued to deploy our charity in every way that we could – in Food, Security, and Livelihood (FSL), and Education: Spring of Hope, which benefitted 39 families – 39 mothers, and their children: 72 girls, 47 boys – a total of 119, adding up to 158 beneficiaries. Our Quran school provided education to 650 children, and Abdullah Ibn Abbas a further 550 – adding up to 1,319 educational beneficiaries.

Unusually and unfortunately, due to the arrival of the Covid pandemic, we did not undertake Deployments during 2020 – only reviving them in the following year, 2021.

ANNUAL REPORT 2020/2021

TURKEY: DEPLOYMENTS

TRAVEL RESTRICTIONS

Unfortunatley, due to travel restrictions during the pandemic, deployments were unable to go ahead in this period. We are looking forward to running deployments again in 2022.

Deployments are a way of connecting our donors with beneficaries. It was with deep regret that we had to postpone them. However, we must put the safety of our staff first. This has given us the opportunity to plan our forthcoming deployments rigorously, which means we can help even more people.

ANNUAL REPORT 2020/2021

EDUCATION CAN’T WAIT

Ensuring access to quality education

TARGET 1

Ensure that all girls and boys complete free, equitable and quality primary and secondary education leading to relevant and effective learning outcomes.

SDG4

Good health and well-being

TARGET 5

Eliminate gender disparities in education and ensure equal access to all levels of educational and vocational training for the vulnerable, including persons with disabilities, idegenous peoples and children in vulnerable situations.

ACCESS TO EDUCATION FOR SYRIAN REFUGEES

SKT Welfare cares about Education. Syrian refugee children suffer many obstacles to receiving an education – because of their homelife, poverty, the barrier of language, and the cost of textbooks and basic materials.

Our school, the Abdullah bib Abbas Institute was founded in Turkey to address these challenges, and offer the kind of education these children need to move forward in their lives – to grow intellectually, as they grow up physically. The Institute provides a full Islamic education as part of a comprehensive curriculum which embraces the core subjects and teaching in Arabic and Turkish.

Our Hifz project – devoted to the teaching of the Prophet (saw), and the Qu’ran, making children strong in the faith we share, and equipping them to go out into the world, as teachers and mentors.

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PAKISTAN: AN OVERVIEW

Pakistan is the world’s fifth-most populous country with a population of almost 227million, and is the world’s second-largest Muslim Population after Indonesia, having been established as an Islamic state.

The country is prone to natural disasters – ranging from droughts to drowning floods, and occasional earthquakes – situations that always bring further unwanted strain, and demand urgent action, adding to the administrative and economic burden.

Pakistan is home to one of the largest refugee populations, having accommodated 1.4 million registered Afghans who have been forced to flee their home, and a further million believed unregistered. The majority (68%) line in urban areas, the remaining 32% in refugee camps. But Pakistan has suffered one of the most extended refugee crises in the world, receives little support from the international community, and is putting the brakes on more arrivals.

While Pakistan provides refugees and asylum seekers with some access to social services, they hold no official status, and cannot work legally. Proof of Registration entitles refugees to freedom of movement and temporary legal status, but they have no access to formal education, limited work opportunities, and limited access to public healthcare. Consequently, only 8% are formally employed, most endure high labour, low pay jobs, or any menial work they can find.

Government tolerance of refugees has fallen markedly with camps being blamed for the rising incidents of terrorism. New refugees have been confined in border camps, and Repatriation officially embraced and encouraged.

ANNUAL REPORT 2020/2021

PAKISTAN: OUR PROGRAMMES

Beneficiaries Overview

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1.3% 0.006%
48.4% 50.2%
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WASH - 38,774

Protection - 1,056

Food Security - 37,399

Shelter - 5

ANNUAL REPORT 2020/2021

FOOD AID & FOOD SECURITY

Ensuring quality food to lead a healthy life

FOOD AID AND FOOD SECURTY

Food insecurity in Pakistan is rampant, with approximately 17% suffering moderate to severe insecurity. The causes are varied. Periods of draught caused job losses, and income reduction, while agricultural yields suffered with the impact of climate change. Food insecurity is not only about food shortages, but a shortage of money in families to actually buy food, and also the cost, and lack, of wholesome nutritious food – to address hunger, and the needs of human bodies, particularly those of growing children.

Those living in poorer neighbourhoods, or regions, face greater food insecurity for longer periods than others – which

also drives migration from rural areas to the cities, placing greater strain on already straining public facilities.

This impact is felt in public health, education, equality and opportunity – widening the gap, and the contrasting aspirations and achievements available to rich and poor.

SKT Welfare has continued to address shortcomings and shortages in all welfare categories. Thousands of refugee families have been identified as particularly vulnerable to malnutrition, recorded on SKT’s database, and targeted for assistance, and our Food Aid during this year.

ANNUAL REPORT 2020/2021

FOOD AID & FOOD SECURITY

Ensuring quality food to lead a healthy life

TARGET 1

End hunger and ensure access by all people, in particular the poor and people in vulnerable situations, including infants, to safe, nutritious and sufficient food all year round.

SDG2 Zero Hunger

TARGET 2

End all forms of malnutrition including achieving, by 2025, the internationally agreed targets on stunting and wasting in children under 5 years of age, and address the nutritional needs of adolescents, girls, pregnant and lactating women and older persons.

Severe flooding in Pakistan in 2020, triggered SKT rapid Food Aid response.

During Ramadan 2020, 500 Food Parcels were distributed to refugees in Lahore & Muzaffargarh, while at Qurbani 2020, in Sindh, 21 cows were sacrificed, rewarding 33,075 beneficiaries with nutritious meat.

In Dadu, Joohi, Sidh 20 Emergency Food Parcels were distributed, with 100 beneficiaries.

In Mirpur Khas, Umer Kot, and Tando Jam, a total of 40 Emergency Food Parcels were distributed, with 200 beneficiaries.

And the Sadaqah gift for the people of Lahore were 22 goats benefitting 990.

In this way, once again, SKT Welfare met its targets 1 & 2 of SDG2: zero hunger.

And in Lahore 46 Emergency Food Parcels were distributed, with 230 beneficiaries.

Food Distribution (excluding Qurbani) - locations and beneficiaries

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2,500
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Lahore and Muzaffargarh

Dadu, Joohi, Sindh 100 200 Mirpur Khas 250 Lahore 230 990 0 500 1,000 1,500 2,000 2,500

Mirpur Khas, Umer Kot, Tando Jam

Sadaqah goats - Lahore

ANNUAL REPORT 2020/2021

Ensuring access to health and well being

GOOD HEALTH AND WELL-BEING

Healthcare in Pakistan continues to challenge, and remains near the bottom of international ranking in terms of access to Healthcare services.

A high level of inequality prevails, with 24% below the poverty line. But there are government initiatives – facilitating the acquisition of bank accounts for Pakistan’s poorest women, and access to smartphones. Education is lacking, despite Pakistan’s obligation to provide free education to all children to age 16. Low standards, the diversion of the better-off to private schools, and the lure of child labour, mean that Pakistan suffers the second-highest outof-school youth population in the world.

stunted growth. Meanwhile, increasingly overcrowded cities, unsafe drinking water, inadequate sanitation, and low health awareness – and in 2020, the unexpected additional burden of Coronavirus compounded the continuing challenge of raising Health and Wellbeing in Pakistan.

Socially, and economically, we contributed to local work initiatives with the provision of 54 Sewing Machines, and 9 beautician courses – but more significantly, we provided extended access to water.

TARGET 3

End the epidemic of AIDS, tuberculosis, malaria and neglected tropical diseases and combat hepatitis, water-borne diseases and other communicable diseases.

SDG3 Good health and well-being

TARGET 4

Reduce by one third premature mortality from non-communicable diseases through prevention and treatment and promote mental health and well being.

Malnutrition is rampant, with one in three children underweight (28.9%), and many suffering

ANNUAL REPORT 2020/2021

WATER SANITATION & HEALTH (WASH)

Ensuring access to safe & affordable drinking water

PAKISTAN IS FACING A WATER CRISIS

For millions of people who live without ready access to clean uncontaminated water, death is only a drought away. In rural Pakistan, people walk for several miles daily, often to bring back dirty, diseaseridden water for their families and children. Because they have no alternative. And having no choice but to drink contaminated water, 3 children suffer and die every minute.

We, at SKT, address this chronic need in Pakistan in two ways – by the installation of Water Hand Pumps, to provide a family with clean, safe, disease-free water – a transformative benefit that frees them from their daily water trek, improves their family’s health, and their prospects for a better life, and an education for their children. 901 Water Hand Pumps were installed, providing clean, fresh water to 7,109 beneficiaries.

Our other big initiative in Pakistan is the installation of water filtration plants - a modern technological marvel that, through osmosis, removes all the harmful minerals, salts and bacteria present in contaminated water sources - giving thousands, at a stroke, a clean, purified alternative, so they will avoid the endemic hazards of water polluted with arsenic and rampant bacteria, which cause widespread health issues of every kind, including diarrhoea, and even death. Two Water Filtration Plants were installed by SKT, providing, and continuing to supply water to 32,000 beneficiaries.

ANNUAL REPORT 2020/2021

WATER SANITATION & HEALTH (WASH)

Ensuring access to safe & affordable drinking water

TARGET 1

Achieve universal and equitable access to safe and affordable drinking water for all.

SDG6 Clean water and sanitation

TARGET 2

Achieve access to adequate and equatable sanitation and hygiene for all and end open defecation. Paying special attention to the needs of women, girls and those in vulnerable situations.

Apart from accessibility to water, Pakistan is facing water quality issues. According to a PUBMED study, water pollution is one of the major threats to public health in Pakistan.

Drinking water quality is poorly managed and monitored. Pakistan ranks at number 80 among 122 nations regarding drinking water quality. Throughout the country drinking water sources, both surface and groundwater, are contaminated with coliforms, toxic metals and pesticides. Various drinking water quality parameters set by WHO are frequently violated. Human activities like improper disposal of municipal and industrial effluents and indiscriminate applications of agrochemicals in agriculture are the main factors contributing to the deterioration of water quality. Microbial and chemical pollutants are the main factors responsible exclusively, or in combination, for various public health problems.

Access to water is not only a basic need and prerequisite for a healthy

receive quality water suitable for consumption, and play their role in the growth of Pakistan. SKT, based on their pre-water quality testing results, and identification of water scarce areas,.

life, but it is also a fundamental human right. Water shortage usually results in economic and health crisis. According to PCRWR Pakistan, water related diseases cause annual national income loss of PKR 25-58 billion which is approximately 0.6 to 1.44% of GDP. In Pakistan 200,000 children die every year from diarrheal diseases alone (UN commission on Sustainable Development).

Access to safe and clean drinking water to the most deserving people in Punjab contributed to the achievement of targets 1 and 2 of SDG 6; Clean water and sanitation.

Considering the importance of the availability of clean water for agriculture, cooking food, domestic use and to maintain health and hygiene, SKT has committed itself to ensure that the people of Pakistan

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Water Hand Pumps Beneficiaries served by:
4,840 Pakistan Water Filteration
Punjab
and Hand Pumps Overview
Water Hand Pumps
2,269
Sindh
Filteration Plants
32,000
Punjab
0 4,000 8,000 12,000 16,000 20,000 24,000 28,000 32,000
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PAKISTAN: CASE STUDY

CASE STUDY

“When my husband died, my children and I were thrown out of our family home as my in-laws feared that I would demand a share in the ancestral property. My parents brought me home but because my father was a cancer patient, we struggled a lot financially. I used to wash dishes and wash clothes at peoples’ houses to earn some money, but whenever they found out that I was a widow, they would sack me without any notice. A time came when I even had to sleep on the streets on cold, wintery nights.”

This heart-breaking story is one among many such stories found in Pakistan, showing the ordeals which vulnerable women and their children have to go through when they find themselves with no roof over their heads. We can’t even imagine the difficulties that women like Mehwish Begum* have had to face and the constant stress they feel to be able to find some work so that they can build a safe haven for their children. Alhamdulillah, SKT Welfare was able to provide hope to Mehwish and her family by building a home for them in Muzaffargarh, Punjab. The house consists of one living room/bedroom space, a bathroom and a kitchen with food supplies.

“ ”

“SKT Welfare built a house for me and my children and we now have a roof over our heads, a place to call home and stay protected from the cold. We are grateful to SKT Welfare and those who donated to this cause.”

Mehwish Begum

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CHILD WELFARE & ORPHANS Ensuring every child grows up happy, healthy and cared for

REDUCED INEQUALITIES

SKT strongly believe in the social inclusion of children who are excluded due to poverty and inequality in society. Eid is an event which is celebrated by Muslims across the world twice in a year. Those who can afford to, buy their children gifts, clothes and sweets, which brings great happiness and adds value to their childrens cognitive growth. Unfortunately, the majority of the Muslim countries in the world are facing wars, conflicts and poverty resulting in a significant increase in the number of orphans.

Contributing to the SDG 10, which adheres to reducing inequalities, SKT identified those orphan children who were most vulnerable and provided them with food and Eid gifts during Eid festivals so that they should be inclued. In 2020, SKT distributed EID gifts and clothes to 286 orphan children from Lahore, to make their EID happier and sweeter.

286 beneficiaries in Lahore were given Eid Gifts

ANNUAL REPORT 2020/2021

PALESTINE: AN OVERVIEW

“Gaza will be unlivable in, by 2020,” was the UN’s extraordinarily bleak prediction back in 2012.

Of course, Palestinians continued to live in Gaza through 2020, and beyond – but with the merciful help of charities like SKT Welfare. Under constant military and aerial threat, its citizens suffered daily privations in water, power, healthcare, and education. According to UNRWA, the UN agency that cares for refugees, years of conflict have left 80% of Gaza’s population dependent on international assistance.

The water is judged undrinkable, power cuts are frequent, medical supplies, equipment, and staff to use and administer them are in short supply. Schools are understaffed and overcrowded – raising stress levels for students and staff, heightening the risk and spread of disease, and limiting concentration and productivity.

Tackling Palestine and Gaza’s humanitarian crisis has been a priority for SKT – with its orphan protection scheme, delivering 404 food parcels at Ramadan, with 2,020 beneficiaries, and at Qurbani, sacrificing 900 animals benefitting 4,725 people - and addressing the chronic water shortage with the transformative installation of two desalination plants to provide clean, uncontaminated water to 220,000 beneficiaries.

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YEMEN: AN OVERVIEW

After six years of war, Yemen remains possibly the world’s worst humanitarian crisis. Long one of the poorest countries in the Middle East, the impact of conflict since March 2015, has been catastrophic. More than 4 million people have been uprooted, more than 20 million are in dire need of humanitarian assistance, and the risk of large-scale famine never more acute, with millions more facing hunger.

Covid 19 has made everything worse. The unexpected global virus that has ravaged countries everywhere, has hit hardest among vulnerable communities like these, where people are forced to live too close together, medical facilities underresourced and under-equipped, people too physically weak to resist further assault on their bodies, and vaccine-supplies inadequate or too late to make a difference.

Food-poverty and hunger is widespread – diets often basic, and lacking the proteins, vitamins and minerals, that we take for granted in our own daily meals.

SKT Welfare responded to Yemen’s plight in several significant ways. We distributed Food Parcels both at Ramadan, and other key times during the year – helping 581,171 beneficiaries. We gave water too, meeting the thirst, and needs of 2,261 beneficiaries. And in the winter months we distributed Winter Kits, benefitting 1,035 people, and Heaters for a further nine. And of course, our work in Yemen continues – addressing the shortages and suffering of our brothers and sisters there.

ANNUAL REPORT 2020/2021

NEW TERRITORIES

2020 was a year in which SKT Welfare not only continued its operations in established territories, but ventured into new ones.

In Tanzania we distributed 30 Food Parcels at Ramadan, benefitting 150 people, and built 2 mosques, benefitting 400 worshippers.

Qurbani was our opportunity to benefit 975 people with nutritious meat in Kenya.

There were also 975 Qurbani beneficiaries in Ethiopia, and in Somalia a further 5,700 beneficiaries. In Bangladesh, there were 1,250 beneficiaries at Ramadan, and our Orphan Sponsorship scheme provided a special Education for 20 children.

India enjoyed Qurbani with 1,091,475 beneficiaries. In Kashmir Qurbani beneficiaries numbered 77, 450. While Winter protection was provided by 195 Winter Kits, with 1450 beneficiaries. In Lebanon, 800 Food Parcels, and 400 Hygiene Kits benefitted 6,987.

In the UK, we addressed the challenge of food shortages brought about by Covid, distributing 150 Food Parcels, with 750 beneficiaries, and 25 Food Hampers for 125 beneficiaries.

And we delivered aid to lorry drivers, trapped in their cabs for days by temporary border closure at Dover, who were grateful for a total of 834 Food Parcels shared among them. SKT Charity that began at home!

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SKT - THE DATE PROJECT

Since 2019 nearly 3000 families, suffering in Yemen’s civil war, have received food packs and essential aid, with over 950 tonnes of rice and flour delivered to its hardest hit areas.

ABOUT THE DATE PROJECT

This unique and remarkable 100% volunteerrun initiative, has, since 2015, transformed and helped the lives of thousands in desperate need of humanitarian aid.

In Rohingya since 2019, while brutal persecution has driven almost a million people across international borders to seek refuge, over 10,000 families in makeshift camps have been allocated essential food supplies to last them 4 weeks.

The idea was simple: to raise funds for the Al-Huda Bakery in Syria established in 2014, by selling a box of the finest Medjoul dates for £10 per tin in Ramadan – with the profits from each tin sold providing funds for fifty loaves of bread for a Syrian family. And, since 2015 over 15 million loaves of bread have been provided to Syrian refugees in camps in around Idlib, Northern Syria.

Since 2016 over 125 million litres of clean drinking water have been provided to Palestinians from our 2 purpose-built desalination plants in Gaza, with a 3rd plant soon be constructed.

Since 2017, 85 orphaned children a month, have being provided with support in their education, psychology, specialist needs, medical care, food and clothing.

In 2018 6,700 patients were screened for clinical eye disorders across 3 separate camps – providing free cataract surgery and reading glasses. And over 30% screened were provided with medication for infections and allergies.

ETHICALLY SOURCED

The dates we sell are ethically sourced; they are the finest Medjool dates from the Jordan Valley inside Jordan, hand-selected and packed by a community of Syrian refugees

Please note, none of the dates have been selected from Occupied Palestine/Israel.

Our Medjool dates are grown in date farms located in the Jordanian segment of the Jordan Valley and as such, customers should have peace of mind regarding who they are supporting.

ANNUAL REPORT 2020/2021

SKT QURBANI PROGRAMMES

Qurbani is our annual sacrifice of chosen animals, performed during the days of Eid al-Adha – and from which many portions of nutritious meat are divided and distributed among thousands of vulnerable people and families, at risk of malnutrition due to poor or inadequate diets, beyond their control. For them, Qurbani meat is more than a blessed gift at a sacred time; it can be the food that makes a vital difference to their health – particularly to the aged, infirm, or children - lifting their bodily resistance and vitality, and lowering their susceptibility to disease, and physical decline.

Qurbani distribution by country

Yemen 448,695 Pakistan 33,075 Somalia 5,700 Gaza 4,725 Tanzania 2,925 Syria 2,095 Kashmir 1,450 Ethiopia 975 Kenya 975

SKT’s 2020 Qurbani programme in 9 Countries benefitted 500,615 individuals

ANNUAL REPORT 2020/2021

SKT COMMITMENT TO CORE HUMANITARIAN PRINCIPLES

SKT became the member of the Core Humanitarian Standards (CHS) Alliance in 2018 and continues to practice its principles and commitments.

While implementing its humanitarian projects in the countries of operations, SKT adhered to the core humanitarian principles of humanity, impartiality, independence and neutrality. SKT worked to ensure that communities were placed at the centre of humanitarian action while respecting their rights and dignity. SKT worked towards application of the Core Humanitarian Standards in all its projects and programmes through the CHS Alliance’s nine commitments.

ANNUAL REPORT 2020/2021

AIMS, OBJECTIVES AND TARGETS

FOLLOWING ARE THE MAIN AIMS, OBJECTIVES AND TARGETS OF SKT WELFARE IN 2021

To take initiatives in promoting SKT’s vision, mission and values across the globe. 1

SKT aims to take initiatives in the UK and its countries of operations to promote its Vision, Mission and Values. SKT will ensure each country should live with SKT’s vision, mission and values and should apply these in all its programmes.

To roll out all its policies, manuals and processes in the UK at field levels. 2 SKT believes that it is mandatory that all its

SKT believes that it is mandatory that all its policies, manuals and processes are rolled out in the UK and at country levels. Every staff member should be completely aware of SKT’s policies, manuals and processes and implement these in all its humanitarian and development projects.

To further strengthen its programmes department with special emphasis on robust monitoring and evaluation systems and mechanism.

SKT will focus on expanding and strengthening its programmes department in the UK and at country levels. This will be done through the recruitment of more programme staff in the UK and at country levels for effective implementation. Moreover, in 2021, special focus will be given to monitoring and evaluation of projects in a robust manner. Each field office will have monitoring tools and frameworks in place to measure the performance of each project and to achieve objectives. 6

To adhere to the concept of Value for Money.

SKT will adhere to the concept of Value for Money (VFM) in all its programming in the countries of operation. SKT believes that VFM is expressed in terms of pursuing economy, efficiency and effectiveness to achieve desired outcomes and maximise the benefit of those outcomes.

To take key initiatives for SKT’s geographical expansion.

SKT will take initiatives in setting up its Fundraising offices in Europe and North America. A plan has already been developed to start the process of registering SKT in some countries in Europe and North America. These include the setting up of offices in Ireland, Italy, the Netherlands, Canada and the United States. Furthermore, SKT has plans to expand its field offices and to focus more on the African region. These include the setting up of offices in Tanzania and the Sub-Sahara African region. Furthermore, SKT plans to register as an International NGO (INGO) in Pakistan and strengthen its Yemen office.

To maximise quality income and build strategic partnerships.

SKT has plans to maximise its quality income through community fundraising and build strategic partnerships with institutional donors, trusts, foundations, government aid commissions and the corporate sector. In this regard, SKT will focus more on quality proposal submissions to the institutional donors which include UN agencies, Guernsey Overseas Aid Commission (GOAC), OPEC Fund for International Development (OFID) and Government of Isle of Man.

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Financial Review for the Year Ended 31 March 2021

Report of the Trustees

The trustees present their report with the financial statements of the charity for the year ended 31 March 2021. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015).

Objectives and activities

We have referred to the guidance contained in the Charity Commission’s general guidance on public benefit when reviewing our aims and objectives and in planning our future activities.

The principal objectives set out by the charity and contained within our trust deeds, are summarised as follows:

To provide relief to victims of natural and man-made disasters worldwide, regardless of colour, race, ethnicity and to facilitate rehabilitation back into communities by providing sustainable aid concentrating on education and welfare.
To help young people, especially, but not exclusively through leisure time and educational activities, so as to develop their capabilities that they may grow to full maturity as individuals and members of society.

senior staff, actively review these risks on a regular basis.

Risks are complex, due to the nature of the work we carry out. They are assessed on the basis of their likelihood and potential impact, which would allow the implementation of mitigation strategies to manage these risks. Also, wherever possible, risks are covered by suitable insurance, to reduce their financial impact.

The principal risks to the charity have been identified as:

Strategic Reputation

One of the most valuable assets of any charity is its reputation. It is vitally important that we do all we can to meet the expectations of our donors, beneficiaries, supporters and other organisations that we partner with.

To protect The Charity against reputational damage, we implement the following policies:

Fraud, Corruption and Bribery - We work very hard to ensure that integrity and transparency are embedded in all our policies and procedures. Conflict of interest; Anti-Bribery; Anti-Terrorism and Anti-Money Laundering policies are introduced and closely monitored.
Senior level representation on many important forums and influential fronts, to ensure positive visibility, including a strong media presence.
Our objectives are set to reflect the aims and purpose of the charity. They are constantly reviewed and assessed by the Trustees to ensure they continue to reflect our aims. The Charity Commission’s guidance notes have been consulted in formulating these objectives.

Risk Management

The Trustees take their responsibilities towards staff, donors, and beneficiaries very seriously. An important aspect of discharging these responsibilities involves the identification and management of all potential risks that might compromise staff, resources, or ability to deliver programmes.

The Charity, therefore, has the ultimate duty to regularly identify and review the risks to which The Charity is exposed, and ensure that appropriate controls are in place to provide reasonable assurance against fraud, malicious acts, and error. The Trustees, along with the CEO and the

ANNUAL REPORT 2020/2021

Operational

Risks in this area include physical risks to our personnel and volunteers, and risks compromising the continuation of project delivery. To mitigate against such risks, The Charity has taken the following actions:

Developed Standard Operating Procedures for common processes to protect against loss of key staff or volunteers;
Improved the quality and the scope of training, to disseminate skills and good practice within the organisation, and to ensure staff safety and wellbeing;
Regular reviews of key systems and procedures to improve and strengthen the internal policies and communication processes, thus maintaining a clear structure of delegated authority and control;
Applied robust due diligence policy in our dealings with donors;
Adopted clear processes to review and assess our performance management system on the ground;
All programmes have up-to-date security policies, which include the provision of regular comprehensive security briefings and assessments, in response to rapid changes in the political situation;
Culture and Behaviour – SKT Welfare monitors and learns lessons from peer organisations and as such focused on ensuring it develops the right culture and behaviour as The Charity grows:
As such we have undertaken a review of policy and procedures to ensure they are ‘fit for purpose’.
Enhanced support to field offices in Turkey.
A programme of regular training for all staff.
The Trustees, are therefore, satisfied that adequate systems and procedures are in place to manage and minimise exposure to the identified risks.

Plans for Future Periods

Aims and key objectives for future periods

The Charity intends to continue the projects outlined above and to expand them as required by needs on the ground, and determined by the limits of our capacity. ln addition, we will continue to consider other projects, within the funds and staff capacity available, and based on comprehensive and up-to-date needs assessments. Furthermore, we will continue to closely monitor the progress of the various projects and to analyse the challenges facing them. A number of issues have been identified:

We will work to provide the most appropriate solutions for our beneficiaries. This will be realised through the development of appropriate accountability, compliance and quality tools/ mechanism to align with industry standards and best practice.
To ensure we have the resources and systems in place to play a leading role in defining and shaping the direction of The Charity. The quality of programming delivered align with humanitarian principles and are delivered in the most efficient and effective way.
To ensure professionalism, integrity, transparency & accountability.
We aim to reach out to an increasing number of institutional donors during this year. However, it would be imperative to build capacity and enhance the quality of programmes.

Sectors of work:

Our programmes are structured into seven sectors of work:

Food Security & Livelihood
WASH (Water, Sanitation and Hygiene)
NFI (Non-Food ltems)
Health and Medical Care

Each of these areas is managed by a dedicated team, in charge of the planning, implementation, reporting and documentation of projects within their respective sector.

Going Concern

In view of the financial performance as at the balance sheet date, the Board of Trustees has a reasonable expectation that The Charity will have the resources to continue in operational existence for the foreseeable future.

The Trustees believe there are no material uncertainties that call into doubt our ability to continue as a going concern. The annual financial statements have therefore been prepared on the basis that The Charity is a going concern.

COVID-19 Response

As a result of the virus lockdown in March 2020, The Charity had to temporarily close our offices in the UK in accordance with the local regulations. As a result of the lockdown measures and travel restrictions, it became difficult to travel between countries for management and work was conducted via online calls and meetings.

The Charity has implemented safety measures for staff and as the lockdown has eased, selected staff are returning to the office based on need and social distancing measures. The Charity has not experienced a drop in income as a result of the pandemic. On the contrary, The Charity’s income increased during Ramadan 2020. The Charity has adjusted its community fundraising to focus on online donations.

Public Benefit

The Trustees confirm that they have complied with the requirements of Section 17 of the Charities Act 2011 to have due regard to the public benefit guidance published by The Charity Commission for England and Wales.

Education
Social & Seasonal
Programmes
Protection

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Fundraising

The Charity strives to adhere to relevant statutory regulations including the Data Protection Act (2018), Charities Act (2011) and the Telephone Preference Service. We are continually revising our policies and procedures as we grow to keep up-to date with changes in legislation and regulations.

SKT Welfare is registered with the Fundraising Regulator and have developed our procedures to comply with the Code of Fundraising Practice.

SKT Welfare is also a member of the Institute of Fundraising and our fundraising activities are legal, open, honest and respectful. The Charity utilises a number of different fundraising approaches, which includes the following:

Major-donor giving
Corporate giving
Community fundraising
Challenges
Live TV appeals
Events
Volunteers
Direct mail
Online giving

Fundraising activities are carried out by our own staff, volunteers, partners and professional fundraisers.

Code of Fundraising Practice

We comply with the Fundraising Regulator’s Code of Fundraising Practice and ensure our fundraising activities reflect the code standards.

General Data Protection Regulation (GDPR)

Staff are required to read and understand the organisational GDPR policy which is accessible to all new staff and volunteers. GDPR training is ongoing for new staff and volunteers. We have a Data Protection policy and privacy statements.

Protection of Vulnerable People

The Charity abides by the Fundraising Regulator’s Code of Fundraising Practice and ensures our staff and volunteers are fully briefed about the code of conduct with regard to the protection of vulnerable people. Before any external facing fundraising activity is undertaken, we brief staff and volunteers on best practice and make them aware of the need to identify, respect, support and protect vulnerable people.

Complaints Handling

There may be times when we do not meet the high standards we set ourselves and for such instances we have a complaints policy in place. Complaints are captured centrally, dealt with in accordance with the process laid down in the policy and reported to the Fundraising Regulator through the annual return. In 2020 we received 0 complaints (2019: 0).

Structure, governance and management

Governance

SKT Welfare under its constitution is a UK registered charity (1153735) with the Charity Commission. It is a Charitable Incorporated Organisation whose Foundation was registered with the Charity Commission on 9 September 2013. On the 04 February 2014, the assets of Sacred Knowledge, which was a UK registered charity (1127634) with the Charity Commission, were transferred into SKT Welfare (1153735). Sacred Knowledge Trust was incepted on 21 January 2009 and operated under the governance of a deed of trust adopted on 1 September 2009 and later amended on 15 September 2012.

Organisational Structure and Management

Appointed trustees are responsible for general management and control of the charity and to ensure that it operates within the guidelines dictated by the Charity Commission and its own governing documents.

The trustees meet regularly to discuss and review the Charity’s operations. At these meetings, they also make macro and micro level decisions relating to the running of the charity and its activities, mainly the delivery of humanitarian aid projects to different parts of the world, as well as within the UK. The trustees also have a group of volunteers working under them (in the form of sub-committees and teams) that focus on particular projects of the charity’s work. The teams that manage the day-to-day running of the charity are primarily:

1) Finance and Operations

2) International Aid Projects
3) Fundraising and 4) PR, Media and Communications

At least one trustee, with the relevant skill set and experience, is responsible for oversight of one of these teams and the recommendations and activities are reported back into the monthly Trustee meetings.

Related Parties

SKTW Ventures Ltd is a wholly owned subsidiary of SKT Welfare.

Disclosure of Information to Auditor

Each Trustee has taken steps that they ought to have taken as a Trustee in order to make themselves aware of any relevant audit information and to establish that The Charity’s

auditor is aware of that information. The Trustees confirm that there is no relevant information that they know of and of which they know the auditor is unaware.

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Reference and administrative details

Registered Charitable incorporated organisation:

CE000173 (England and Wales)

Registered Charity number 1153735

Registered office

652 Huddersfield Road Dewsbury WF13 3HP

Trustees

Mr Asif Hussain Mr Muzaffar Ali Mr Majid Butt Mr Zubair Sharif

Auditors

Xaviers Accountants Limited Chartered Certified Accountants Suite 3O, Recycling Lives Centre 1a Essex street Preston PR1 1QE

Financial Review

2020/21 has been a record breaking reporting period, SKT Welfare raised over £6.5m - including Gift Aid. SKT Welfare spent just under £6m helping the large number of beneficiaries we support in all areas of the world from natural disasters and war zones to educational and orphan programmes. At the same time the balance sheet shows reserves of £2.8m (2020: £2.1m). Moreover, in the event of a significant drop in funding, the Trustees feel that they would be able to continue the current activities of the Charity through the availability of these reserves. The Charity needs to be able to respond quickly to emergencies should the need arise, in order to get aid and assistance where most needed around the world. The Charity’s reserve policy is to hold equivalent to three months operating costs.

Statement of trustees’ responsibilities

The Trustees are responsible for preparing The Trustees’ report and the Financial Statements in accordance with applicable law and regulations. Charity law requires The Trustees to prepare financial statements for each financial year in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). Under charity law The Trustees must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of The Charity and of the incoming resources and application of resources, including the income and expenditure, of The Charity for that period.

In preparing these financial statements, The Trustees are required to:

select suitable accounting policies and then apply them consistently;
make judgements and accounting estimates that are reasonable and prudent;
state whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements;
pprepare the financial statements on the going concern basis unless it is inappropriate to presume that The Charity will continue in business.

The Trustees are responsible for keeping adequate accounting records that are sufficient to show and explain The Charity’s transactions and disclose with reasonable accuracy at any time the financial position of The Charity and enable them to ensure that the financial statements comply with the Charities Act 2011. They are also responsible for safeguarding the assets of The Charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approved by The Trustees of the Charity on 28 January 2022 and signed on its behalf by:

Mr Asif Hussain CEO / Trustee

ANNUAL REPORT 2020/2021

Independent Auditor’s Report to the Members of SKT Welfare

Opinion

We have audited the financial statements of SKT Welfare (the ‘charity’) for the year ended 31 March 2021 which comprise the statement of financial activities, the balance sheet, the statement of cash flows and the related notes, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including FRS 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

give a true and fair view of the state of The Charity’s affairs as at 31 March 2021 and of incoming resources and application of resources for the year then ended;
have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and
have been prepared in accordance with the requirements of The Charities Act 2011.

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the auditor’s responsibilities for the audit of the financial statements section of our report. We are independent of the charity in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions related to going concern

In auditing the financial statements, we have concluded that the trustees’ use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charity’s ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report.

Other information

The other information comprises the information included in the annual report, other than the financial statements and our auditor’s report thereon. The trustees are responsible for the other information. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

Matters on which we are required to report by exception

In the light of the knowledge and understanding of the charity and its environment obtained in the course of the audit, we have not identified material misstatements in the trustees’ report.

We have nothing to report in respect of the following matters in relation to which the Charities (Accounts and Reports) Regulations 2008 requires us to report to you if, in our opinion:

the information contained in the financial statements is inconsistent in any material respect with the Trustees’ Annual Report; or
adequate accounting records have not been kept; or
the Charity financial statements are not in agreement with the accounting records and returns; or
we have not received all the information and explanations we require for our audit.

We have nothing to report in this regard.

ANNUAL REPORT 2020/2021

Responsibilities of Trustees

As explained more fully in the trustees’ responsibilities statement, the trustees are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the trustees are responsible for assessing the charity’s ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the charity or to cease operations, or have no realistic alternative but to do so.

Auditor’s responsibilities for the audit of the financial statements

We have been appointed as auditor under section 144 of the Charities Act 2011 and report in accordance with the Act and relevant regulations made or having effect thereunder.

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

Capability of the audit in detecting irregularities In identifying and assessing risks of material misstatement in respect of irregularities, including fraud and non-compliance with laws and regulations, our procedures included the following:

-We enquired of management, which included obtaining and reviewing supporting documentation, concerning the charity’s policies and procedures relating to:

-Identifying, evaluating, and complying with laws and regulations and whether they were aware of any instances of non-compliance;

-Detecting and responding to the risks of fraud and whether they have knowledge of any actual, suspected, or alleged fraud;

-The internal controls established to mitigate risks related to fraud or non-compliance with laws and regulations.

-We inspected the minutes of meetings of those charged with governance.

-We obtained an understanding of the legal and regulatory framework that the charity operates in, focusing on those laws and regulations that had a material effect on the financial statements or that had a fundamental effect on the operations of the charity from our professional and sector experience. -We communicated applicable laws and regulations throughout the audit team and remained alert to any indications of noncompliance throughout the audit.

-We reviewed any reports made to regulators. -We reviewed the financial statement disclosures and tested these to supporting documentation to assess compliance with applicable laws and regulations.

-We performed analytical procedures to identify any unusual or unexpected relationships that may indicate risks of material misstatement due to fraud. -In addressing the risk of fraud through management override of controls, we tested the appropriateness of journal entries and other adjustments, assessed whether the judgements made in making accounting estimates are indicative of a potential bias and tested significant transactions that are unusual or those outside the normal course of business.

Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including those leading to a material misstatement

in the financial statements or noncompliance with regulation. This risk increases the more that compliance with a law or regulation is removed from the events and transactions reflected in the financial statements, as we will be less likely to become aware of instances of non-compliance. The risk is also greater regarding irregularities occurring due to fraud rather than error, as fraud involves intentional concealment, forgery, collusion, omission or misrepresentation.

A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council’s website at www.frc. org.uk/auditorsresponsibilities. This description forms part of our auditor’s report.

Use of our report

This report is made solely to the charity’s trustees, as a body, in accordance with section 144 of the Charities Act 2011 and regulations made under section 154 of that Act. Our audit work has been undertaken so that we might state to the charity’s trustees those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charity and the charity’s trustees as a body, for our audit work, for this report, or for the opinions we have formed.

Xaviers Accountants Limited (Statutory Auditor) Chartered Certified Accountants Suite 3O, Recycling Lives Centre

1a Essex street

Preston PR1 1QE

Date: 28 January 2022

Xaviers Accountants Limited is eligible for appointment as auditor of the charity by virtue of its eligibility for appointment as auditor of a company under section 1212 of the Companies Act 2006.

ANNUAL REPORT 2020/2021

SKT Welfare

for the year ended 31 March 2021

Notes Income and endowments from: Donations and Legacies 2 Organisational grants 2 Investments 3 Total income Expenditure on: Raising funds 5 Charitable activities 5 Total expenditure Net income for the year Transfers between funds 11 Net movement in funds Reconciliation of funds: Total funds brought forward Total funds carried forward	Unrestricted Funds £ 1,354,037 232,676 1,618 1,588,331 (368,938) (634,661) (1,003,599) 584,732 (102,256) 482,476 1,599,441 2,081,917	Restricted Funds £ 5,091,488 4,250 - 5,095,738 - (4,974,916) (4,974,916) 120,822 102,256 223,078 497,506 720,584	Year Ended 31-Mar-21 Total Funds £ 6,445,525 236,926 1,618 6,684,069 (368,938) (5,609,577) (5,978,515) 705,554 - 705,554 2,096,947 2,802,501	Year Ended 31-Mar-20 Total Funds £ 3,556,846 1,992,404 4,114
				5,553,364
				(241,571) (5,219,533)
				(5,461,105)
				92,259 -
				92,259 2,004,688
				2,096,947

The notes on pages 48 to 57 form an integral part of these financial statements.

ANNUAL REPORT 2020/2021

Notes Fixed assets Tangible assets 8 Investments Total fxed assets Current assets Debtors 9 204,922 Cash at bank and in hand 2,123,508 Total current assets 2,328,430 Creditors amounts falling due within 10 (144,086) one year Net current assets Net assets SKT Welfare Balance Sheet for the year ended 31 March 2021
	Year Ended 31-Mar-21 Total Funds £ 618,155 3	1,188,406 434,306	Year Ended 31-Mar-20 Total Funds £ 620,782 3
	618,158		620,785
2,328,430 (144,086)		1,622,712 (146,550)
	2,184,344		1,476,162
	2,802,501		2,096,947

The total net assets of the charity are funded by the funds of the charity, as follows:-

Restricted Funds 11 Unrestricted Funds 11 Total Charity Funds	720,584 2,081,917 2,802,501	497,506 1,599,441
		2,096,947

The financial statements on pages 44 to 45 were approved by the board and signed on its The financial statements on page XX to XX were approved by the board and signed on its behalf by behalf by

Mr Asif Hussain Trustee 28 January 2022

The notes on pages 48 to 57 form an integral part of these financial statements.

ANNUAL REPORT 2020/2021

SKT Welfare

for the year ended 31 March 2021

Reconciliation of net income/ (expenditure) to net cash flow from operating activities Net income as shown in the Statement of Financial Activities Adjustments for: Depreciation charges Interest Decrease in debtors Increase in creditors, excluding loans Net cash provided by operating activities A Cash flows from operating activities Net cash provided by operating activities as shown below A Cash flows from investing activities Interest received Purchase of property, plant and equipment Purchase of Investments Net cash provided by investing activities B Overall cash provided by all activities A+ B Cash movements Change in cash and cash equivalents from activities in the year ended 31 March Cash and cash equivalents at 1 April Cash at bank and in hand less overdrafts at 31 March	Year Ended 31-Mar-21 £ 705,554 34,284 (1,618) 983,484 (2,464) 1,719,240 1,719,240 1,618 (31,656) (30,038) 1,689,202 1,689,202 434,306 2,123,508	Year Ended 31-Mar-20 £ 92,259 34,059 (4,114) (482,600) 69,662
		(290,734)
		(290,734)
		4,114 (82,637) (3)
		(78,526)

		(369,261)
		(369,261) 803,567
		434,306

ANNUAL REPORT 2020/2021

SKT Welfare

for the year ended 31 March 2021

Analysis of cash and cash equivalents

Analysis of cash and cash equivalents
Cash in hand at for the year ended 31 March 2021 Total cash and cash equivalents	Year Ended 31-Mar-21 £ 2,123,508 2,123,508	Year Ended 31-Mar-20 £ 434,306
		434,306

Reconciliation in net funds

Cash at bank and in hand Total	01-Apr-20 £ 434,306 434,306	Cashflows £ 1,689,202 1,689,202	31-Mar-2 1 £ 2,123,508 2,123,508

ANNUAL REPORT 2020/2021

SKT Welfare

Notes to the financial statements for the year ended 31 March 2021

1. Accounting Policies

Summary of significant accounting policies and key accounting estimates

The principal accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all the years presented, unless otherwise stated.

Statement of compliance

The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015) - (Charities SORP (FRS 102)), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102). They also comply with The Charities Act 2011.

Preparation of Group Accounts

SKT Welfare is not required to prepare consolidated accounts under The Charities (Accounts and Reports) Regulations 2008, UK Statutory Instruments 2008 No. 629, Chapter 3, Regulation 19 because its wholly owned subsidiary, SKTW Ventures Ltd, is dormant.

Basis of preparation

SKT Welfare meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy notes.

The financial statements are presented in sterling, which is the presentational currency of the entity.

Going concern

The Trustees consider that there are no material uncertainties about The Charity’s ability to continue as a going concern nor any significant areas of uncertainty that affect the carrying value of assets held by The Charity.

The COVID-19 Pandemic has required the charity work through unprecedented conditions which has caused prolonged obstructions throughout the reporting period and as a result the Charity had to temporarily close its offices in UK and move staff to home-working where possible. The Charity has not experienced a drop income and expects to significantly increase its income in 2022.

Income and endowments

All income is recognised once The Charity has entitlement to the income, it is probable that the income will be received and the amount of the income receivable can be measured reliably.

Donations and legacies

Donations are recognised when The Charity has been notified in writing of both the amount and settlement date. In the event that a donation is subject to conditions that require a level of performance by The Charity before The Charity is entitled to the funds, the income is deferred and not recognised until either those conditions are fully met, or the fulfilment of those conditions is wholly within the control of The Charity and it is probable that these conditions will be fulfilled in the reporting period.

Gifts in kind

Gifts in kind are recognised in different ways dependent on how they are used by The Charity:

(i) Those donated for resale produce income when they are sold. They are valued at the amount actually realised.

(ii) Those donated for onward transmission to beneficiaries are included in the Statement of Financial Activities as incoming resources and resources expended when they are distributed. They are valued at the amount The Charity would have had to pay to acquire them.

(iii) Those donated for use by The Charity itself are included when receivable. They are valued at the amount The Charity would have had to pay to acquire them.

Expenditure

All expenditure is recognised once there is a legal or constructive obligation to that expenditure, it is probable settlement is required and the amount can be measured reliably. All costs are allocated to the applicable expenditure heading that aggregate similar costs to that category. Where costs cannot be directly attributed to particular headings, they have been allocated on a basis consistent with the use of resources, with central staff costs allocated on the basis of time spent, and depreciation charges allocated on the portion of the asset’s use. Other support costs are allocated based on the spread of staff costs.

Raising funds

These are costs incurred in attracting voluntary income, the management of investments and those incurred in trading activities that raise funds.

Charitable activities

Charitable expenditure comprises those costs incurred by The Charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them.

Grant provisions

Provisions for grants are made when the intention to make a grant has been communicated to the recipient but there is uncertainty about either the timing of the grant or the amount of grant payable.

ANNUAL REPORT 2020/2021

SKT Welfare

Notes to the financial statements for the year ended 31 March 2021

Financial instruments

The Charity only has financial assets and liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at amortised cost.

Financial assets held at amortised cost comprise cash and bank in hand, debtors and other debtors. Financial liabilities held at amortised cost comprise all creditors except social security and other taxes.

Financial assets held at amortised cost was £2,328,430 (2020: £1,622,712). Financial liabilities held at amortised was £136,634 (2020: £140,735).

Governance costs

These include the costs attributable to The Charity’s compliance with constitutional and statutory requirements, including audit, strategic management and Trustees’, meetings and reimbursed expenses.

Tangible fixed assets

Individual fixed assets are initially recorded at cost, less any subsequent accumulated depreciation and subsequent accumulated impairment losses.

Freehold property - 4% straight line

Fixtures and fittings - 20% on reducing balance Motor vehicles - 20% on reducing balance Computer equipment - 20% on reducing balance

Taxation

The charity is exempt from tax on its charitable activities.

Fund structure

Unrestricted income funds are general funds that are available for use at The Trustees’ discretion in furtherance of the objectives of The Charity.

Restricted income funds are those donated for use in a particular area or for specific purposes, the use of which is restricted to that area or purpose.

Pensions and other post retirement obligations

The Charity operates a defined contribution pension scheme which is a pension plan under which fixed contributions are paid into a pension fund and The Charity has no legal or constructive obligation to pay further contributions even if the fund does not hold sufficient assets to pay all employees the benefits relating to employee service in the current and prior periods.

Contributions to defined contribution plans are recognised in the Statement of Financial Activities when they are due. If contribution payments exceed the contribution due for service, the excess is recognised as a prepayment.

Critical accounting judgements and key sources of estimation uncertainty

The Trustees are required to make judgments, estimates, and assumptions about the carrying value of assets and liabilities that are not readily apparent from other sources. The estimates.

The Trustees are required to make judgments, and underlying assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

Significant judgement and estimates

There are no significant judgements and estimates having a material effect on the financial statements.

Foreign exchange

Transactions in foreign currencies are recorded at the rate of exchange at the date of the transaction. Monetary assets and liabilities denominated in foreign currencies at the balance sheet date are reported at the rates of exchange prevailing at that date.

ANNUAL REPORT 2020/2021

SKT Welfare

for the year ended 31 March 2021

2. Donations and legacies

	Unrestricted Funds	Restricted Funds	Year Ended 31-Mar-21	Year Ended 31-Mar-20
	£	£	£	£
Donations	1,354,037	4,568,271	5,922,308	3,199,846
Organisational grants	-	4,250	4,250	1,992,404
HMRC JRS Grant	232,676	-	232,676	-
Gift in Kind	-	523,217	523,217	357,000
	1,586,713	5,095,738	6,682,451	5,549,250
3. Investment Income
	Unrestricted Funds	Restricted Funds	Year Ended 31-Mar-21	Year Ended 31-Mar-20
	£	£	£	£
Bank Interest	1,618	-	1,618	4,114
	1,618	-	1,618	4,114

ANNUAL REPORT 2020/2021

SKT Welfare

for the year ended 31 March 2021

4. Governance costs

External Audit Accountancy Fees Legal & Consultancy Staff Costs Subscriptions & Prof Fees Finance costs Ofce costs	Unrestricted Funds £ 6,000 4,821 44,473 60,121 11,419 8,043 2,752 137,630	Restricted Funds £ - - - - - - - -	Year Ended 31-Mar-21 £ 6,000 4,821 44,473 60,121 11,419 8,043 2,752 137,630	Year Ended 31-Mar-20 £ 6,000 8,500 49,699 28,891 5,229 13,453 991
				112,763

5. Total resources expended 5a. Cost of raising funds

Fundraising and publicity costs Campaigns and event costs Finance costs Ofce costs	Unrestricted Funds £ 319,209 - 21,239 28,489 368,938	Restricted Funds £ - - - - -	Year Ended 31-Mar-21 £ 319,209 - 21,239 28,489 368,938	Year Ended 31-Mar-20 £ 90,894 92,754 46,541 11,382 241,571

ANNUAL REPORT 2020/2021

SKT Welfare

for the year ended 31 March 2021

5b. Cost of charitable activities

Aid Deployments Education Emergency Aid Food Gift in Kind Housing Livelihood Medical Orphans Water Where most needed Winterisation Support costs (note 5c)	Unrestricted Funds £ - - 867 1,181 - - - - - - 12,512 - 620,101 634,661	Restricted Funds £ 45,540 126,093 106,653 2,102,603 623,021 144,584 8,802 142,097 658,198 785,394 42,465 112,842 76,623 4,974,916	Year Ended 31-Mar-21 £ 45,540 126,093 107,520 2,103,785 623,021 144,584 8,802 142,097 658,198 785,394 54,978 112,842 696,724 5,609,577	Year Ended 31-Mar-20 £ 467,721 487,776 626,760 1,539,742 407,820 - - 212,358 344,486 301,535 (112,442) 389,730 554,048
				5,219,534

Charitable activities include grants received from charitable organisations, relating to various humanitarian projects amounting to £4,250 (2019: £1,992,404).20

5c. Cost of supporting charitable activities

Legal & Consultancy Publicity costs Staff Costs Subscriptions & Prof Fees Travel costs Ofce costs Finance costs IT Costs Governance costs (note 4)	Unrestricted Funds £ 83,136 52,831 355,238 3,983 2,072 19,520 (38,790) 4,481 137,630 620,101	Restricted Funds £ - - - 15,933 4,490 38,277 - 17,924 - 76,623	Year Ended 31-Mar-21 £ 83,136 52,831 355,238 19,916 6,562 57,797 (38,790) 22,405 137,630 696,724	Year Ended 31-Mar-20 £ 104,091 - 248,905 9,918 16,909 48,720 - 12,742 112,763
				554,048

ANNUAL REPORT 2020/2021

SKT Welfare

for the year ended 31 March 2021

6. Trustees’ remuneration

No trustees were remunerated during the year ended 31 March 2021 (2020: nil).

Trustees incurred expenses of £3,795 for travel during the year ended 31 March 2021 (2020: £710).

7. Net incoming resources

Unrestricted Funds £ Auditor's remuneration 6,000 Depreciation 12,342 Exchange (gain) / loss (38,790) (20,448)	Restricted Funds £ 21,942 21,942	Year Ended 31-Mar-21 £ 6,000 34,284 (38,790) 1,494	Year Ended 31-Mar-20 £ 6,000 34,059 12,966
			53,025

8. Tangible assets

At Year ended 31 March 2021

Land and Buildings £ Cost At 1 April 2020 754,819 Additions 18,335 Disposals At 31 March 2021 773,154 Depreciation At 1 April 2020 149,499 Charge for the year 30,927 On disposals At 31 March 2021 180,426 Net book value At 31 March 2021 592,728 At 31 March 2020 605,320	Fixture and Fittings £ 7,658 8,168 15,826 5,693 2,026 7,719 8,107 1,965	Computer Equipment £ 21,302 7,554 28,856 10,577 3,656 14,233 14,623 10,725	Motor Vehicle s £ 6,680 - (2,400) 4,280 3,908 75 (2,400) 1,583 2,697 2,772	Total £ 790,459 34,057 (2,400)
				822,116
				169,677 36,684 (2,400)
				203,961
				618,155
				620,782

All assets are used for charitable purposes and there are no inalienable or heritage assets.

ANNUAL REPORT 2020/2021

SKT Welfare

for the year ended 31 March 2021

9. Debtors

Prepayments and accrued income HMRC JRS Grant Gift Aid Receivable	Year Ended 31-Mar-21 £ 103,750 16,338 84,834 204,922	Year Ended 31-Mar-20 £ 1,005,931 - 182,475
		1,188,406

10. Creditors: amounts falling due within one year

Accruals PAYE and other taxes Other Creditors	Year Ended 31-Mar-21 £ 136,634 7,452 - 144,086	Year Ended 31-Mar-20 £ 83,365 5,815 57,370
		146,550

11. Reconciliation of Funds

Accumulated funds b/f Total Income for the year Total Expenditure for the year Transfers Closing revenue funds c/f	Unrestricted Funds £ 1,599,441 1,588,331 (1,003,599) (102,256) 2,081,917	Restricted Funds £ 497,506 5,095,738 (4,974,916) 102,256 720,584	Year Ended 31-Mar-21 £ 2,096,947 6,684,069 (5,978,515) - 2,802,501	Year Ended 31-Mar-20 £ 2,004,688 5,553,364 (5,461,105) -
				2,096,947

by projects.

ANNUAL REPORT 2020/2021

SKT Welfare

for the year ended 31 March 2021

12. Grants to Institutions

Expenditure on charitable activities comprises costs associated with the provision of housing, healthcare facilities, food, water and education carried out by the charity, directly and through partner organisations worldwide

This is further analysed by country as follows:

Partner Organisations

SKT Welfare (Gaza) SKT Welfare (Iraq) SKT Welfare (Kenya) SKT Welfare (Pakistan) SKT Welfare (Turkey) SKT Welfare (Shaam) SKT Welfare (Uganda) Janhit Manav (India) Human Welfare Trust (India) Yemen Act (Yemen) Jameya Islamia Shakhaiti (Bangladesh) Voluntary Organisation for Social Development (Bangladesh)	Year Ended 31-Mar-21 £ 26,320 8,095 10,000 - 902,192 - - 55,365 8,913 2,000 17,250 1,030,136	Year Ended 31-Mar-20 £ - - - 191,386 938,686 2,140,987 1,790 10,500 - - -
		3,283,349

13. Staff costs and emoluments

Gross Salaries including employers NIC for all staff Pension costs Trustees' Remuneration as detailed in note 6 Total salaries, wages and related costs	Year Ended 31-Mar-21 £ 399,454 7,475 - 406,929	Year Ended 31-Mar-20 £ 253,074 7,989 -
		261,063

The average number of full-time employees or full-time equivalents (FTE) was 17 (2020:14).

During the year no employee was paid compensation (2020: £9,962).

No employees received emoluments (including pension costs) in excess of £60,000 per annum (2020: nil).

ANNUAL REPORT 2020/2021

SKT Welfare

for the year ended 31 March 2021

13. Staff costs and emoluments continued…

Neither the trustees nor any persons connected with them have received any remuneration from the charity or any related entity, either in the current or prior year.

trustees. The total employee benefits of the key management personnel of The Charity were nil (2020: nil).

14. Pension Costs

above. Any liabilities and assets associated with the scheme are shown under debtors and creditors.

15. Contribution by volunteers

The charity depends on the support of its volunteers, which is much appreciated. The charity had over 500 Volunteers who donated over 25,000 hours supporting and delivering projects for SKT Welfare.

not been recognised in the Statement of Financial Activities.

The volunteers and the charity accept and agree that no contract of employment is created by these arrangements.

16. Subsidiary companies

SKT Welfare wholly owns SKTW VENTURES LTD, registered in England & Wales with company number 12149334. The subsidiary company has conducted no trading activity to date.

SKT Welfare is not required to prepare consolidated accounts under The Charities (Accounts and Reports) Regulations 2008, UK Statutory Instruments 2008 No. 629, Chapter 3, Regulation 19.

17. Ultimate controlling party

The charity is under the control of its legal members.

There has been no change in the key management personnel.

ANNUAL REPORT 2020/2021

SKT Welfare

for the year ended 31 March 2021

18. Related party disclosures

During the accounting period the charity repaid back the interest free loans owed to 2 trustees of £57,370. The outstanding balance is £nil at the year end. (2020: £57,370)

comparatives for prior year

Income and endowments from: Donations and legacies Organisational grants Investments Total income Expenditure on: Raising funds Charitable activities Total expenditure Net income for the year Transfers between funds Net movement in funds Reconciliation of funds: Total funds brought forward Total funds carried forward	Unrestricted Funds £ 703,869 - 4,114 707,983 (241,571) (247,208) (488,780) 219,203 (458,721) (239,518) 1,838,959 1,599,441	Restricted Funds £ 2,852,977 1,992,404 - 4,845,381 - (4,972,325) (4,972,325) (126,944) 458,721 331,777 165,729 497,506	Year Ended 31-Mar-20 Total Funds £ 3,556,846 1,992,404 4,114
			5,553,364
			(241,571) (5,219,533)
			(5,461,105)
			92,259 -
			92,259 2,004,688
			2,096,947

CONTENTS

CEO MESSAGE Assalaamu alaikum.

GEOGRAPHICAL FOCUS

CORE PROJECT CYCLE MANAGEMENT

STRATEGIC PRIORITIES - THEMATIC AREAS

IMPACT BENEFICIARIES

SKT Welfare supported

IMPACT BENEFICIARIES

SYRIA: AN OVERVIEW

SYRIA: SITUATIONAL ANALYSIS AND CURRENT NEEDS

SKT PROGRAMMES IN SYRIA

ALHUDA SURGICAL HOSPITAL

HEALTH

TARGET 3

SDG3 Good health and well-being

TARGET 4

ALHUDA SURGICAL HOSPITAL

HEALTH

Al-Huda Hospital – Beneficiaries in each department

The main departments of the hospital:

EDUCATION CAN’T WAIT

EDUCATION CAN’T WAIT

TARGET 1

SDG4

TARGET 5

FOOD AID & FOOD SECURITY

TARGET 1

TARGET 2

FOOD PARCEL PROJECT

FOOD AID & FOOD SECURITY

FREE BREAD PROJECT

READY TO EAT PARCELS

FOOD AID & FOOD SECURITY

WATER SANITATION & HEALTH (WASH)

CLEAN WATER, SANITATION & HYGIENE

TARGET 1

TARGET 2

SHELTER

SAFE HAVENS

TURKEY: AN OVERVIEW

TURKEY: DEPLOYMENTS

TRAVEL RESTRICTIONS

EDUCATION CAN’T WAIT

TARGET 1

SDG4

TARGET 5

ACCESS TO EDUCATION FOR SYRIAN REFUGEES

PAKISTAN: AN OVERVIEW

PAKISTAN: OUR PROGRAMMES

Beneficiaries Overview

FOOD AID & FOOD SECURITY

FOOD AID AND FOOD SECURTY

FOOD AID & FOOD SECURITY

TARGET 1

TARGET 2

Food Distribution (excluding Qurbani) - locations and beneficiaries

GOOD HEALTH AND WELL-BEING

TARGET 3

TARGET 4

WATER SANITATION & HEALTH (WASH)

PAKISTAN IS FACING A WATER CRISIS

WATER SANITATION & HEALTH (WASH)

TARGET 1

SDG6 Clean water and sanitation

TARGET 2

PAKISTAN: CASE STUDY

CASE STUDY

REDUCED INEQUALITIES

PALESTINE: AN OVERVIEW

“Gaza will be unlivable in, by 2020,” was the UN’s extraordinarily bleak prediction back in 2012.

YEMEN: AN OVERVIEW

NEW TERRITORIES

SKT - THE DATE PROJECT

ABOUT THE DATE PROJECT

ETHICALLY SOURCED

SKT QURBANI PROGRAMMES

Qurbani distribution by country

SKT’s 2020 Qurbani programme in 9 Countries benefitted 500,615 individuals

SKT COMMITMENT TO CORE HUMANITARIAN PRINCIPLES