Head Office 652 Huddersfield Road, Ravensthorpe, Dewsbury, WF13 3HP www.sktwelfare.org
Report of the Trustees and Financial Statements for the Year ended 31 March 2021
**ANNUAL REPORT 2020/2021**
## **CONTENTS**
-
- p1 Acronyms
- p2-3 CEO Message
- p4 Vision, Mission and Values
-
- p5 Geographical focus
-
- p6 Project cycle management and thematic focus
- Food Aid and Food security
- Access to health and well being
- Access to clean and safe drinking water
- Child welfare and Orphans’ support
-
- p7-8 Impact beneficiaries
Countries of operations p9-18 - Syria p19-21 - Turkey p22-30 - Pakistan p31 - Palestine p32 - Yemen p33 - New Territories - p34 SKT Dates project
-
- p35 SKT Qurbani programme in the countries of operations
- p36 - Commitment to Core Humanitarian Principles and Standards (CHS)
- p37 Aims, Objectives and Targets for 2021
-
- p38-57 Report of the Trustee and Financial Statements for the Year Ended 31 March 2021
|CCCM|Camps Coordination and Camps Management|
|---|---|
|CHS|Core Humanitarian Standards|
|GOAC|Guernsey Overseas Aid Commision|
|HDI|Human Development Index|
|HHs|Households|
|ICRC|International Committee of the Red Cross|
|IRC|International Rescue Committee (IRC)|
|IRW|Islamic Relief Worldwide|
|IFPRI|International Food Policy Research Institute|
|NFIs|Non Food Items|
|SOH|Spring of Hope|
|SDG|Sustainable Development Goals|
|UNECOSOC|United Nations Economic and Social Council|
|UNICEF|United Nations’ Children Fund|
|UNOCHA|United Nations Ofce of the Coordination of|
||Humanitarian Affairs|
|UNDP|United Nations Development Programme|
|VFM|Value for Money|
|WASH|Water Sanitation and Hygiene|
|WHO|World Health Organisation|
|2020|APE 1 April 2020 to 31 March 2021|
|2021|APE 1 April 2021 to 31 March 2022|
**ANNUAL REPORT 2020/2021**
We, at SKT Welfare, dream of a better world – a world without famine, strife, poverty, hunger, and thirst – a world where our brothers and sisters can feel safe, look forward with faith - and believe that their hopes can be made real, and that their children and grandchildren can grow up and find happiness, success, and fulfilment, in a world their parents and grandparents toiled to make a better place.
SKT Welfare was formed with our eyes open, our minds aware, and our hearts determined that, inspired by our Imaan and the Sunnah of The Prophet (Peace be upon Him), and our commitment, we can work, with the blessed support of our charitable donors, to provide food, water, health care, and more, to the displaced, the vulnerable, the widowed and the orphaned. And now, with our Safe Haven project, launched in 2020, we can rehouse, and transform the lives of those most in need.
Assalaamu alaikum. I’m Asif Hussein, and as the CEO of SKT Welfare, I am proud to share with you, in this, SKT Welfare’s latest Annual Report, our aims and our achievements, in a year made even more challenging by an event that no-one had foreseen – the arrival of Covid-19. The pandemic has inevitably made life even harder for all the suffering people we help, and more challenging for ourselves too, as we coped with international restrictions to slow the pandemic’s spread, but forced
## **CEO MESSAGE** Assalaamu alaikum.
to work around these restrictions, continued to deliver the charity that all our supporters have come to expect from us - striving to meet the ambitious targets that we set for ourselves, and which we always seek to deliver.
OUR TARGETS in 2020-21. We knew what we had achieved in previous years, but never complacent, knew that we could build on our success in the year to come.
FOOD and WATER are the basics of life, and in 2020-21 SKT Welfare reached out to the hungry and thirsty. We delivered 585,310 food packs to help those struggling to find and provide food for themselves and their families. Each food pack feeds a family for a whole month.
And we continued to provide water in many ways, matched to the particular plight and situations of those without. Physically delivering water containers was the quick fix for many – addressing people’s immediate needs. But where we could, we undertook a longer-term method to provide water.
In Pakistan we set up Water Hand Pumps - providing clean water to individual families, for drinking, cooking, and every domestic use, including hygiene. And we addressed the needs of entire communities with the installation of water filtration and distillation plants, to transform the impure and brackish
water available, to provide thousands of litres of clean, fresh water to whole communities, on demand.
Education is another of our missions that we believe in and support with action.
Syrian refugee children suffer many obstacles to their learning – because of their homelife, poverty, the barrier of language, and the cost of textbooks and basic materials.
Our school, the Abdullah ibn Abbas Institute was founded in Turkey to address these challenges, and offer the kind of education these children need to move forward in their lives – to grow intellectually, as they grow up physically. The Institute provides a full Islamic education as part of a comprehensive curriculum which embraces the core subjects and teaching in Arabic.
But we go further, with our Hifz project – devoted to the teaching of the Quran and the Prophet (saw), making children strong in the faith that unites us and that we share. And which equips them to go out into the world themselves, as teachers and mentors of our faith, in their own communities – and others.
SAFE HAVEN was the big project and achievement of 2020-21. The ambition to build new homes for our most vulnerable brothers and sisters in Syria, and to actually make it happen. I was energised and inspired by a
chance meeting in 2013, with people who demonstrated how building blocks could be manufactured inexpensively from local natural materials, and then cemented together to build walls, thus creating practical dwellings in a simple way. I knew this was a technique that SKT could adopt, for the benefit of vulnerable refugees suffering and despairing from their forced life in a tent. The ambition was that, provided we could obtain land to clear, and develop ourselves, we could do more than just provide food, water, and better health facilities. We could build homes for desperate and struggling refugees. We could take them out of their makeshift tents, and actually move and relocate them in solid, secure homes where they could rebuild their lives, and contemplate a better future for themselves and their families – literally Safe Havens.
**ANNUAL REPORT 2020/2021**
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3
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We started with the essential purchase of land in Idlib. And with a plan that I knew we could make real: the construction of solid homes, in communities of 250 – each with a supportive Health Centre, a School, a Mosque, and a safe place for women and children. Construction began quickly, and soon over the months that followed, and ever since, we began moving families chosen for their particular vulnerability and personal suffering, into our new transformative homes – at the remarkably low cost of just £1250 each, paid for by our generous donors. Each of them is thanked personally for their charity, and are rewarded with a worded plaque of their choice on the home they have gifted, sent a personal video, recorded by the very grateful recipients, who describe where they came from, the conditions they were living under – and the transformative impact of their move to a Safe Haven, built and allocated by SKT Welfare.
None of this would be possible without the support of our benevolent donors. And all the people in our organisation in Britain, and on the ground, who work tirelessly to deliver our charity to our countries of operation. Firstly we thank Allah and then our honorable donors for continuing to make SKT Welfare the success story that it is, and who continue to carry it forward. This Annual Report is the record of SKT’s goals and our achievement through the financial year from April 2020 to March 2021.
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ANNUAL REPORT 2020/2021
VISION, MISSION
& VALUES W orking together
E mpowerment
L eadership
F aith
A ccountability
R espect
E xcellence
A world where
everyone is being
cared and lives a
sustainable life free
from extreme poverty
To be among the leading
humanitarian and development
organisations to alleviate human
sufferings through principled
humanitarian responses and
sustainable solutions.
VALUES
VISION
MISSION
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**5**
**ANNUAL REPORT 2020/2021**
## **GEOGRAPHICAL FOCUS**
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UK
Tanzania
Palestine
Pakistan
Turkey
Lebanon
Syria
Kashmir
India
Bangladesh
Kenya
Yemen
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The charity is dedicated to the delivery of socio-economic solutions **regardless of race, political affiliation, gender or belief,** with the aim to help relieve the suffering of the world’s poor and disenfranchised communities.
**ANNUAL REPORT 2020/2021**
## **CORE PROJECT CYCLE MANAGEMENT**
SKT applied a Project Cycle Management (PCM) approach in all its humanitarian and development projects.
The approach ensured quality programme delivery and adhered to Value for Money (VFM) for its projects in the countries of operations.
The way in which its projects were planned and carried out follows a sequence beginning with an agreed strategy and proper planning, which led to an idea for a specific action. It was then properly designed, implemented, and evaluated for quality project management.
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IDENTIFICATION
DESIGN
Cycle management
diagram
EVALUATION
MONITORING
IMPLEMENTATION
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Regular monitoring for all its projects remained a continuous process throughout the project life cycle. Its monitoring, evaluation and learning approach enabled the assessment of the real impact of its projects and increased accountability to different stakeholders.
## **STRATEGIC PRIORITIES - THEMATIC AREAS**
**FOOD AID & FOOD SECURITY** Ensuring quality food to lead a healthy life
Ensuring access to health and well being
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WATER
SANITATION &
HEALTH (WASH)
Ensuring access to safe &
affordable drinking water
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**CHILD WELFARE & ORPHANS SUPPORT** Ensuring every child grows up happy, healthy and cared for
**ANNUAL REPORT 2020/2021**
## **IMPACT BENEFICIARIES**
## SKT Welfare supported
2,153,222
beneficiaries during the last reporting period.
|WASH
Education
Protection
and NFIs
Health
Shelter
Food Security
and Livelihood
Syria
62,238
2,209
4,778
638
1,056
1,450
1,044
529,251
2,261
77,450
37,399
38,774
5
10
6,745
220,000
1,200
20
400
3,075
5,700
975
975
1,709
1,250
1,091,475
158
37,757
23,138
82
Turkey
Gaza
Pakistan
Bangladesh
India
Kashmir
Yemen
Lebanon
Tanzania
Somalia
Kenya
Ethiopia
UK|WASH
Education
Protection
and NFIs
Health
Shelter
Food Security
and Livelihood
Syria
62,238
2,209
4,778
638
1,056
1,450
1,044
529,251
2,261
77,450
37,399
38,774
5
10
6,745
220,000
1,200
20
400
3,075
5,700
975
975
1,709
1,250
1,091,475
158
37,757
23,138
82
Turkey
Gaza
Pakistan
Bangladesh
India
Kashmir
Yemen
Lebanon
Tanzania
Somalia
Kenya
Ethiopia
UK|WASH
Education
Protection
and NFIs
Health
Shelter
Food Security
and Livelihood
Syria
62,238
2,209
4,778
638
1,056
1,450
1,044
529,251
2,261
77,450
37,399
38,774
5
10
6,745
220,000
1,200
20
400
3,075
5,700
975
975
1,709
1,250
1,091,475
158
37,757
23,138
82
Turkey
Gaza
Pakistan
Bangladesh
India
Kashmir
Yemen
Lebanon
Tanzania
Somalia
Kenya
Ethiopia
UK|WASH
Education
Protection
and NFIs
Health
Shelter
Food Security
and Livelihood
Syria
62,238
2,209
4,778
638
1,056
1,450
1,044
529,251
2,261
77,450
37,399
38,774
5
10
6,745
220,000
1,200
20
400
3,075
5,700
975
975
1,709
1,250
1,091,475
158
37,757
23,138
82
Turkey
Gaza
Pakistan
Bangladesh
India
Kashmir
Yemen
Lebanon
Tanzania
Somalia
Kenya
Ethiopia
UK|WASH
Education
Protection
and NFIs
Health
Shelter
Food Security
and Livelihood
Syria
62,238
2,209
4,778
638
1,056
1,450
1,044
529,251
2,261
77,450
37,399
38,774
5
10
6,745
220,000
1,200
20
400
3,075
5,700
975
975
1,709
1,250
1,091,475
158
37,757
23,138
82
Turkey
Gaza
Pakistan
Bangladesh
India
Kashmir
Yemen
Lebanon
Tanzania
Somalia
Kenya
Ethiopia
UK|WASH
Education
Protection
and NFIs
Health
Shelter
Food Security
and Livelihood
Syria
62,238
2,209
4,778
638
1,056
1,450
1,044
529,251
2,261
77,450
37,399
38,774
5
10
6,745
220,000
1,200
20
400
3,075
5,700
975
975
1,709
1,250
1,091,475
158
37,757
23,138
82
Turkey
Gaza
Pakistan
Bangladesh
India
Kashmir
Yemen
Lebanon
Tanzania
Somalia
Kenya
Ethiopia
UK|WASH
Education
Protection
and NFIs
Health
Shelter
Food Security
and Livelihood
Syria
62,238
2,209
4,778
638
1,056
1,450
1,044
529,251
2,261
77,450
37,399
38,774
5
10
6,745
220,000
1,200
20
400
3,075
5,700
975
975
1,709
1,250
1,091,475
158
37,757
23,138
82
Turkey
Gaza
Pakistan
Bangladesh
India
Kashmir
Yemen
Lebanon
Tanzania
Somalia
Kenya
Ethiopia
UK|
|---|---|---|---|---|---|---|
|WASH
Education
Protection
and NFIs
Health
Shelter
Food Security
and Livelihood
Syria
62,238
2,209
4,778
638
1,056
1,450
1,044
529,251
2,261
77,450
37,399
38,774
5
10
6,745
220,000
1,200
20
400
3,075
5,700
975
975
1,709
1,250
1,091,475
158
37,757
23,138
82
Turkey
Gaza
Pakistan
Bangladesh
India
Kashmir
Yemen
Lebanon
Tanzania
Somalia
Kenya
Ethiopia
UK|||||||
|Syria|62,238|638||37,757|23,138|82|
|Turkey|||1,200|||158|
|Gaza||10||6,745|220,000||
|Pakistan||1,056||37,399|38,774|5|
|Bangladesh|||20|1,250|||
|India||||1,091,475|||
|Kashmir||1,450||77,450|||
|Yemen||1,044||529,251|2,261||
|Lebanon|2,209|||4,778|||
|Tanzania|||400|3,075|||
|Somalia||||5,700|||
|Kenya||||975|||
|Ethiopia||||975|||
|UK||||1,709|||
**ANNUAL REPORT 2020/2021**
## **IMPACT BENEFICIARIES**
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11 10
12 9
8
13 7
14 6
5
4
3
1
2
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1 India - 1,091,475 8 Somalia - 5,700 2 Yemen - 532,556 9 Tanzania - 3,475 3 Syria - 123,853 10 UK - 1,709 4 Kashmir - 78,900 11 Turkey - 1,358 5 Pakistan - 77,234 12 Bangladesh - 1,270 6 Gaza - 28,755 13 Kenya - 975 7 Lebanon - 6,987 14 Ethiopia - 975
**ANNUAL REPORT 2020/2021**
**9**
## **SYRIA: AN OVERVIEW**
The conflict in Syria has inflicted an almost unimaginable degree of devastation and loss on the Syrian people and their economy.
More than 400,000 deaths have been directly attributed to the conflict so far, with millions more non-lethal casualties known to have occurred. More than half of the country’s preconflict population has been displaced — one of the largest displacements of people since World War II. Partly, as a result of this, by 2017 economic activity in Syria had shrunk by more than 60% compared to what it had been in 2010. The displaced population has either been internally displaced or has taken refuge in other countries. Internally displaced people inside Syria are forced to live in temporary camps, wounded buildings or under the sky, and are being supported by Aid agencies to help them survive.
The social and economic impact of the conflict is also large — and growing. A lack of sustained access to health care, education, housing, and food have exacerbated the effects of the conflict and pushed millions of people into unemployment and poverty. With a severely degraded healthcare system, Syrians remain extremely vulnerable to additional shocks.
In addition, a deepening economic and political crisis in neighbouring Lebanon and the introduction of the Caesar Law have further restrained Syria’s external economic ties, leading to fuel shortages, price hikes, and a rapid depreciation in local currency.
**ANNUAL REPORT 2020/2021**
## **SYRIA: SITUATIONAL ANALYSIS AND CURRENT NEEDS**
The Syrian refugee crisis is a massive humanitarian emergency resulting from the Syrian civil war that began officially, on March 15, 2011. Conflict in Syria has exacted a heavy toll on hundreds of thousands of children and their families. It created the largest refugee and displacement crisis of our time, affecting millions of people and spilling into surrounding countries. And it continues.
Civilian deaths: Since the Syrian civil war began, over 606,000 people have been killed, including, according to the Syrian Observatory for Human Rights, more than 25,000 children. Children who escape injury face the trauma of their extended exposure to war, hostility and suffering – the loss of loved ones and friends, and missed schooling. An estimated 2.4 million children are out of school. And the war has become deadlier, and more dangerous for all, since foreign powers joined the conflict.
Collapsed infrastructure: Within Syria, only 53% of hospitals and 51% of healthcare facilities are fully functional, and more than 8 million people lack access to safe water. Conflict has shattered the economy. COVID-19 has exacerbated all the country’s problems. Many lost their jobs with the arrival of Covid, and more than 80% of the population lives in poverty.
Nearly 11.1 million people in Syria need humanitarian assistance. And about half of these people are children. For them, with little or no financial resources, life remains a daily struggle – a humanitarian crisis, and many aid groups struggle to access those suffering within conflict areas, with limited knowledge of their particular needs.
“After ten years, half of the Syrian population has been forced to flee their homes. The gravity of this crisis must not weaken our solidarity for Syrians. On the contrary, we must redouble our collective effort to support both refugees and the communities hosting them.“
## **SKT PROGRAMMES IN SYRIA**
SKT Welfare has been active in Syria and Turkey since the beginning of the conflict that is still tearing Syria apart, and dividing opinion and action from supporters and detractors worldwide. It is an ongoing humanitarian crisis without apparent end, and the world’s charitable organisations remain dependent, like all the people they actively help, on the support of generous and kind-hearted people prepared to give money, time, and real physical effort to try to relieve the terrible plight of the millions of innocents the conflict has wounded mentally and physically, killed, or made homeless, to flee as refugees – to endure a struggling life far away in a new and foreign place, that may resent their arrival, lack sympathy and understanding and even remain hostile, and resentful.
SKT has always been there to help the dispossessed and vulnerable on the ground, day-to day – supplying food, water, medical aid, education, and more. The charity continues the implementation of its ten-year Syrian Humanitarian Response Plan with its SDGs [SDGs Sustainable Development Goals] – a strategy for Syria and neighbouringTurkey, which continues to be the most welcoming and hospitable country for desperate refugees crossing the border from Syria.
## **ALHUDA SURGICAL HOSPITAL**
**EDUCATION CAN’T WAIT**
**ABDULLAH BIN ABBAS INSTITUTE**
**ARABIC LANGUAGE AND QURAN LEARNING**
**FOOD PARCEL PROJECT IN SYRIA**
**FOOD PARCEL PROJECT IN TURKEY**
**READY TO EAT PARCELS**
**QURBANI**
**ONE MILLION FREE BREADS**
**CLEAN WATER, SANITATION & HYGIENE**
_Filippo Grandi, UNHCR High Commissioner_
**ANNUAL REPORT 2020/2021**
## **HEALTH**
Ensuring access to health and well being
## **TARGET 3**
End the epidemic of AIDS, tuberculosis, malaria and neglected tropical diseases and combat hepatitis, water-borne diseases and other communicable diseases.
## **SDG3 Good health and well-being**
## **TARGET 4**
Reduce by one third premature mortality from non-communicable diseases through prevention and treatment and promote mental health and well being.
## **ALHUDA SURGICAL HOSPITAL**
SKT Welfare established Alhuda Surgical Hospital to address at least some of the massive demand for medical services in the continuing Syrian conflict. From its establishment in Western Allepo, in 2013, dealt with its challenges and consequences, from physical and mental suffering, to ill-health, injury, and death.
It has served and helped thousands of people, but suffered repeated devastating hostile attacks, before being eventually relocated, with its dedicated team, to a new, largely underground site in Idlib. Here local people have access to a 24-hour ambulance service, a Paediatric Clinic, Neurosurgery, Orthopaedic care, a Pharmacy, Radiology, and Laboratory, where more than 5,000 beneficiaries are supported each month, and more than 20,000 medical services.
In the year 2020, the hospital provided healthcare to 60,000 beneficiaries, in Paediatrics, Surgery, Neurology, Orthopaedics, and Outpatient clinics - meeting again its Global Goals targets 3 and 4, and SDG3: Health and Wellbeing.
**ANNUAL REPORT 2020/2021**
## **HEALTH**
Ensuring access to health and well being
## Al-Huda Hospital – Beneficiaries in each department
## The main departments of the hospital:
The following table shows the number of beneficiaries during the first month (January) of the year 2020 at Al-Huda Specialised Hospital in the western countryside of Aleppo.
**----- Start of picture text -----**
General Surgery 8%
Pediatric Wing 1%
Physio Therapy 4% Surgical Operations 2%
Radiology 4% Neurological Department 5%
Internal 10%
Laboratory 28%
Pediatrics 10%
Ambulance 17%
Pharmacy 9%
Hospitalisation 2%
**----- End of picture text -----**
|Neurological|1,081|
|---|---|
|Orthopedic|1,592|
|Pediatrics|2,872|
|Otolaryngology|340|
|Ambulance|3,192|
|Internal|954|
|Pharmacy|2,952|
|Laboratory|2,128|
|Radiology|1,472|
|Total|16,583|
The following table shows the number of beneficiaries in SKT Specialised Hospital in Kafr Lusin from the month (10 to 12):
**----- Start of picture text -----**
Otolaryngology 6%
Internal 6%
Neurological 6%
Laboratory 13%
Orthopedic 10%
Laboratory 13%
Pediatrics 17%
Pharmacy 18%
Ambulance 19%
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**ANNUAL REPORT 2020/2021**
## **EDUCATION CAN’T WAIT**
Ensuring access to quality education
## **EDUCATION CAN’T WAIT**
## **TARGET 1**
Ensure that all girls and boys complete free, equitable and quality primary and secondary education leading to relevant and effective learning outcomes.
## **SDG4**
**Good health and well-being**
## **TARGET 5**
Eliminate gender disparities in education and ensure equal access to all levels of educational and vocational training for the vulnerable, including persons with disabilities, indigenous peoples and children in vulnerable situations.
Education remains a priority for SKT in its care and concerns for displaced and refugee children, their welfare, rebuilding their lives, and looking to their future.
Building a school in Sha’am is a good way to channel Sadaqah Jariyah, as a long-term charity.
And a school, a mosque, and a Health Centre are at the heart of every Safe Haven community that we began in 2020, described in detail elsewhere, with the aim of providing a quality education that will help lift them out of the cycle of poverty they endure, and which restricts their growth, physically, and in spirit.
Our flagship Hifz Sponsorship Programme provides orphaned children with a life-changing three year Islamic education in a safe, loving environment that also provides clothing and food.
It makes children strong in their faith, so they may go out into the
to become teachers and leaders in their communities. As their lives are changed by this wonderful opportunity, they will go on to change the lives of others, and spread the blessed word of the Prophet (saw), and the Qu’ran, in years to come. Above all, our educational projects continue to be aligned with Targets 1 and 5 of SDG4, which is quality education.
**ANNUAL REPORT 2020/2021**
## **FOOD AID & FOOD SECURITY**
Ensuring quality food to lead a healthy life
## **TARGET 1**
End hunger and ensure access by all people, in particular the poor and people in vulnerable situations, including infants, to safe, nutritious and sufficient food all year round.
**SDG2 Zero Hunger**
## **TARGET 2**
End all forms of malnutrition and achieving, by 2025, the internationally agreed targets on stunting and wasting in children under 5 years of age, and address the nutritional needs of adolescents girls, pregnant and lactating women and older persons.
Contributing to achieve Targets 1 and 2 of SDG 2 (Zero Hunger) SKT ensured provision of nutritional food and their food needs were met through its Food Security and Livelihoods (FSL) projects in Syria.
## **FOOD PARCEL PROJECT**
This year, 440 parcels were distributed among Syrian refugees, with 2,233 beneficiaries – the parcels packed with good staple foods, chosen for their energy-provision, and rich in nutrition, meeting Core Humanitarian Standards (CHS).
More good nutrition was provided at Qurbani with the distribution of good quality fresh meat shared among 2095 beneficiaries.
Mothers nursing babies were not forgotten either, with 45 beneficiaries of special baby milk.
And all of this undertaken with due care not to duplicate the humanitarian response of other organisations
**ANNUAL REPORT 2020/2021**
## **FOOD AID & FOOD SECURITY**
Contributing to achieve Targets 1 and 2 of SDG 2 (Zero Hunger) SKT ensured provision of nutritional food and their food needs were met through its Food Security and Livelihoods (FSL) projects in Syria.
Ensuring quality food to lead a healthy life
## **FREE BREAD PROJECT**
Displaced Syrians and refugees suffer from extreme poverty, and the constant challenge of finding adequate food. SKT responded with its established Free Bread Project to provide sustenance among the food insecure. In the camps of Harem and Salkin, 33,384 beneficiaries enjoyed free bread delivered at the rate of 9,272 bundles per day.
## **READY TO EAT PARCELS**
In Ramadan 2020, Food Parcels were delivered and distributed in the camps of As-Sadaqu, Al-Mahra, and Al-Omari, with 2,233 beneficiaries.
**ANNUAL REPORT 2020/2021**
## **FOOD AID & FOOD SECURITY**
Contributing to achieve Targets 1 and 2 of SDG 2 (Zero Hunger) Ensuring quality food SKT ensured provision of nutritional food and their food needs were to lead a healthy life met through its Food Security and Livelihoods (FSL) projects in Syria.
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1,000
769
750 691 692
639
524
500 464
368 357
318 291 307
279 256 281 245 252 290
250 214 175 181 165 230 164
142 119 136 131 137 110
64 47 98 76 60
0
Jana Al Qura Al Maqas Mirzaaf Sraja Billun Tajamua Suran Alfardan Ibn Taymmiea Omahat Al Mukhayam Kansafar Al Azraq Al Aman Al Madenh Monarh Daiama Hayat Kareama Abnaa Aimanssorah Sabiroon Sok Aimazot Abna’a Al Ghab Al Ezza Tareek Aimatar Ashwaiyat Kafr Hum Bin Sarea Ebad Alrahman Maamai Al Faroukiyeh Tarahum Al Safsafa Al Taaki Al Shorfa Rasha Mazraat Al Nasar Al Akadmi Sok Alhal Al Jamiaa
**----- End of picture text -----**
Food aid, bread distribution and targeted camps
**ANNUAL REPORT 2020/2021**
## **WATER SANITATION & HEALTH (WASH)**
Ensuring access to safe & affordable drinking water
There are approximately 15.5 million Syrians who lack adequate access to clean water. 27% of the households in Northern Syria spend one-fifth of their income on water from tankers.
## **CLEAN WATER, SANITATION & HYGIENE**
## **TARGET 1**
Achieve universal and equitable access to safe and affordable drinking water for all.
**SDG6 Clean water and sanitation**
## **TARGET 2**
Achieve access to adequate and equatable sanitation and hygiene for all and end open defecation. Paying special attention to the needs of women, girls and those in vulnerable situations.
Addressing targets 1 and 2 of SDG 6 (Clean Water and Sanitation) SKT provided water to camps in the Salkin district, with 23,138 beneficiaries – for drinking, and domestic use. Sanitation was enhanced in 8 camps with improvements to drainage, improved lighting in toilet blocks, and attention to camp access and movement, with gravelling to roads in 14 camps. And addressing personal health and wellbeing, Dignity kits were distributed to women, with 2,238 beneficiaries.
**ANNUAL REPORT 2020/2021**
## **SHELTER**
There are approximately 6,568,000 Syrians who are internally displaced. 2021 marked the 11th year of civil war in the country, forcing more and more people from their homes.
Ensuring access to safe & comfortable housing.
they provide selected families with a true home they can call their own, with two rooms, a toilet area, running water, and a kitchen place for them to cook food.
## **SAFE HAVENS**
The decade-long conflict in Syria has left over 6 million people without a home.
With no protection, refugees are at the mercy of the elements. Driven from their homeland, by events beyond their control, they struggle to put down roots in a new place – forced to endure the sparse cover of a meagre tent – leaky, draughty when cold, and stifling when hot – and always subject to the risk of flood, and the bother and bite of insects.
Built in safe, mutually-supportive communities of 250 homes – each with their own mosque, health centre, school, and a safe place for women.
Built for a mere £1250 each, they are the perfect charitable gift for our generous donors, who can choose to contribute towards a home, or buy one or more outright – for which they can place a plaque of their own wording or dedication upon the front of their donated home, and receive their own feedback video, recorded by the beneficiaries. Each Safe Haven is Zakat eligible, perfect for Sadaqah Jariyah, and we are building more Safe Haven villages – creating communities of better homes, to give a better future: the dignity, warmth and safety of Safe Havens - theirs for them and their families, now and for years to come.
And there’s no privacy either, no sanitation or security – with constant fear and jeopardy for vulnerable women and children – who with no experience of a better life, risk permanent trauma.
SKT Welfare responded in 2020 with an extraordinary initiative - the launch of its flagship SAFE HAVEN project – building on land it purchased and cleared specially for the task, solidly built homes for the most vulnerable refugees. Paid for by the generosity of our donors,
**ANNUAL REPORT 2020/2021**
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## **TURKEY: AN OVERVIEW**
Turkey continues to be the world’s biggest host of refugees. At the end of 2020, there were some 3.64 million Syrians under Temporary Protection (TP), and 322,188 International Protection (IP) applicants, mainly from Iraq, Afghanist and and Iran.
Turkey has been the primary destination for Syrian refugees, with the first camps set up some ten years ago. Over 98% of refugees live among the host community, with less than 2% in Temporary Accommodation Centres. Turkey’s refugee response had to be adapted in 2020 to the rise of Covid, which posed significant challenge to an already complex operation.
SKT’s efforts to help Syrian refugees in Turkey included, in 2019-20, the work of its deployment programmes, in which volunteers contributed to the our workers on the ground. Alas, deployments were not undertaken in 2020, due to the particularly restrictive impact of Covid emergency measures.
However, we continued to deploy our charity in every way that we could – in Food, Security, and Livelihood (FSL), and Education: Spring of Hope, which benefitted 39 families – 39 mothers, and their children: 72 girls, 47 boys – a total of 119, adding up to 158 beneficiaries. Our Quran school provided education to 650 children, and Abdullah Ibn Abbas a further 550 – adding up to 1,319 educational beneficiaries.
Unusually and unfortunately, due to the arrival of the Covid pandemic, we did not undertake Deployments during 2020 – only reviving them in the following year, 2021.
**ANNUAL REPORT 2020/2021**
## **TURKEY: DEPLOYMENTS**
## **TRAVEL RESTRICTIONS**
Unfortunatley, due to travel restrictions during the pandemic, deployments were unable to go ahead in this period. We are looking forward to running deployments again in 2022.
Deployments are a way of connecting our donors with beneficaries. It was with deep regret that we had to postpone them. However, we must put the safety of our staff first. This has given us the opportunity to plan our forthcoming deployments rigorously, which means we can help even more people.
**ANNUAL REPORT 2020/2021**
## **EDUCATION CAN’T WAIT**
Ensuring access to quality education
## **TARGET 1**
Ensure that all girls and boys complete free, equitable and quality primary and secondary education leading to relevant and effective learning outcomes.
## **SDG4**
**Good health and well-being**
## **TARGET 5**
Eliminate gender disparities in education and ensure equal access to all levels of educational and vocational training for the vulnerable, including persons with disabilities, idegenous peoples and children in vulnerable situations.
## **ACCESS TO EDUCATION FOR SYRIAN REFUGEES**
SKT Welfare cares about Education. Syrian refugee children suffer many obstacles to receiving an education – because of their homelife, poverty, the barrier of language, and the cost of textbooks and basic materials.
Our school, the Abdullah bib Abbas Institute was founded in Turkey to address these challenges, and offer the kind of education these children need to move forward in their lives – to grow intellectually, as they grow up physically. The Institute provides a full Islamic education as part of a comprehensive curriculum which embraces the core subjects and teaching in Arabic and Turkish.
Our Hifz project – devoted to the teaching of the Prophet (saw), and the Qu’ran, making children strong in the faith we share, and equipping them to go out into the world, as teachers and mentors.
**ANNUAL REPORT 2020/2021**
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## **PAKISTAN: AN OVERVIEW**
Pakistan is the world’s fifth-most populous country with a population of almost 227million, and is the world’s second-largest Muslim Population after Indonesia, having been established as an Islamic state.
The country is prone to natural disasters – ranging from droughts to drowning floods, and occasional earthquakes – situations that always bring further unwanted strain, and demand urgent action, adding to the administrative and economic burden.
Pakistan is home to one of the largest refugee populations, having accommodated 1.4 million registered Afghans who have been forced to flee their home, and a further million believed unregistered. The majority (68%) line in urban areas, the remaining 32% in refugee camps. But Pakistan has suffered one of the most extended refugee crises in the world, receives little support from the international community, and is putting the brakes on more arrivals.
While Pakistan provides refugees and asylum seekers with some access to social services, they hold no official status, and cannot work legally. Proof of Registration entitles refugees to freedom of movement and temporary legal status, but they have no access to formal education, limited work opportunities, and limited access to public healthcare. Consequently, only 8% are formally employed, most endure high labour, low pay jobs, or any menial work they can find.
Government tolerance of refugees has fallen markedly with camps being blamed for the rising incidents of terrorism. New refugees have been confined in border camps, and Repatriation officially embraced and encouraged.
**ANNUAL REPORT 2020/2021**
## **PAKISTAN: OUR PROGRAMMES**
## Beneficiaries Overview
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1.3% 0.006%
48.4% 50.2%
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WASH - 38,774
Protection - 1,056
Food Security - 37,399
Shelter - 5
**ANNUAL REPORT 2020/2021**
## **FOOD AID & FOOD SECURITY**
Ensuring quality food to lead a healthy life
## **FOOD AID AND FOOD SECURTY**
Food insecurity in Pakistan is rampant, with approximately 17% suffering moderate to severe insecurity. The causes are varied. Periods of draught caused job losses, and income reduction, while agricultural yields suffered with the impact of climate change. Food insecurity is not only about food shortages, but a shortage of money in families to actually buy food, and also the cost, and lack, of wholesome nutritious food – to address hunger, and the needs of human bodies, particularly those of growing children.
Those living in poorer neighbourhoods, or regions, face greater food insecurity for longer periods than others – which
also drives migration from rural areas to the cities, placing greater strain on already straining public facilities.
This impact is felt in public health, education, equality and opportunity – widening the gap, and the contrasting aspirations and achievements available to rich and poor.
SKT Welfare has continued to address shortcomings and shortages in all welfare categories. Thousands of refugee families have been identified as particularly vulnerable to malnutrition, recorded on SKT’s database, and targeted for assistance, and our Food Aid during this year.
**ANNUAL REPORT 2020/2021**
## **FOOD AID & FOOD SECURITY**
Ensuring quality food to lead a healthy life
## **TARGET 1**
End hunger and ensure access by all people, in particular the poor and people in vulnerable situations, including infants, to safe, nutritious and sufficient food all year round.
**SDG2 Zero Hunger**
## **TARGET 2**
End all forms of malnutrition including achieving, by 2025, the internationally agreed targets on stunting and wasting in children under 5 years of age, and address the nutritional needs of adolescents, girls, pregnant and lactating women and older persons.
Severe flooding in Pakistan in 2020, triggered SKT rapid Food Aid response.
During Ramadan 2020, 500 Food Parcels were distributed to refugees in Lahore & Muzaffargarh, while at Qurbani 2020, in Sindh, 21 cows were sacrificed, rewarding 33,075 beneficiaries with nutritious meat.
In Dadu, Joohi, Sidh 20 Emergency Food Parcels were distributed, with 100 beneficiaries.
In Mirpur Khas, Umer Kot, and Tando Jam, a total of 40 Emergency Food Parcels were distributed, with 200 beneficiaries.
And the Sadaqah gift for the people of Lahore were 22 goats benefitting 990.
In this way, once again, SKT Welfare met its targets 1 & 2 of SDG2: zero hunger.
And in Lahore 46 Emergency Food Parcels were distributed, with 230 beneficiaries.
## **Food Distribution (excluding Qurbani) - locations and beneficiaries**
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2,500
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Lahore and Muzaffargarh
Dadu, Joohi, Sindh 100 200 Mirpur Khas 250 Lahore 230 990 0 500 1,000 1,500 2,000 2,500
Mirpur Khas, Umer Kot, Tando Jam
Sadaqah goats - Lahore
**ANNUAL REPORT 2020/2021**
Ensuring access to health and well being
## **GOOD HEALTH AND WELL-BEING**
Healthcare in Pakistan continues to challenge, and remains near the bottom of international ranking in terms of access to Healthcare services.
A high level of inequality prevails, with 24% below the poverty line. But there are government initiatives – facilitating the acquisition of bank accounts for Pakistan’s poorest women, and access to smartphones. Education is lacking, despite Pakistan’s obligation to provide free education to all children to age 16. Low standards, the diversion of the better-off to private schools, and the lure of child labour, mean that Pakistan suffers the second-highest outof-school youth population in the world.
stunted growth. Meanwhile, increasingly overcrowded cities, unsafe drinking water, inadequate sanitation, and low health awareness – and in 2020, the unexpected additional burden of Coronavirus compounded the continuing challenge of raising Health and Wellbeing in Pakistan.
Socially, and economically, we contributed to local work initiatives with the provision of 54 Sewing Machines, and 9 beautician courses – but more significantly, we provided extended access to water.
## **TARGET 3**
End the epidemic of AIDS, tuberculosis, malaria and neglected tropical diseases and combat hepatitis, water-borne diseases and other communicable diseases.
**SDG3 Good health and well-being**
## **TARGET 4**
Reduce by one third premature mortality from non-communicable diseases through prevention and treatment and promote mental health and well being.
Malnutrition is rampant, with one in three children underweight (28.9%), and many suffering
**ANNUAL REPORT 2020/2021**
## **WATER SANITATION & HEALTH (WASH)**
Ensuring access to safe & affordable drinking water
## **PAKISTAN IS FACING A WATER CRISIS**
For millions of people who live without ready access to clean uncontaminated water, death is only a drought away. In rural Pakistan, people walk for several miles daily, often to bring back dirty, diseaseridden water for their families and children. Because they have no alternative. And having no choice but to drink contaminated water, 3 children suffer and die every minute.
We, at SKT, address this chronic need in Pakistan in two ways – by the installation of Water Hand Pumps, to provide a family with clean, safe, disease-free water – a transformative benefit that frees them from their daily water trek, improves their family’s health, and their prospects for a better life, and an education for their children. 901 Water Hand Pumps were installed, providing clean, fresh water to 7,109 beneficiaries.
Our other big initiative in Pakistan is the installation of water filtration plants - a modern technological marvel that, through osmosis, removes all the harmful minerals, salts and bacteria present in contaminated water sources - giving thousands, at a stroke, a clean, purified alternative, so they will avoid the endemic hazards of water polluted with arsenic and rampant bacteria, which cause widespread health issues of every kind, including diarrhoea, and even death. Two Water Filtration Plants were installed by SKT, providing, and continuing to supply water to 32,000 beneficiaries.
**ANNUAL REPORT 2020/2021**
## **WATER SANITATION & HEALTH (WASH)**
Ensuring access to safe & affordable drinking water
## **TARGET 1**
Achieve universal and equitable access to safe and affordable drinking water for all.
## **SDG6 Clean water and sanitation**
## **TARGET 2**
Achieve access to adequate and equatable sanitation and hygiene for all and end open defecation. Paying special attention to the needs of women, girls and those in vulnerable situations.
Apart from accessibility to water, Pakistan is facing water quality issues. According to a PUBMED study, water pollution is one of the major threats to public health in Pakistan.
Drinking water quality is poorly managed and monitored. Pakistan ranks at number 80 among 122 nations regarding drinking water quality. Throughout the country drinking water sources, both surface and groundwater, are contaminated with coliforms, toxic metals and pesticides. Various drinking water quality parameters set by WHO are frequently violated. Human activities like improper disposal of municipal and industrial effluents and indiscriminate applications of agrochemicals in agriculture are the main factors contributing to the deterioration of water quality. Microbial and chemical pollutants are the main factors responsible exclusively, or in combination, for various public health problems.
Access to water is not only a basic need and prerequisite for a healthy
receive quality water suitable for consumption, and play their role in the growth of Pakistan. SKT, based on their pre-water quality testing results, and identification of water scarce areas,.
life, but it is also a fundamental human right. Water shortage usually results in economic and health crisis. According to PCRWR Pakistan, water related diseases cause annual national income loss of PKR 25-58 billion which is approximately 0.6 to 1.44% of GDP. In Pakistan 200,000 children die every year from diarrheal diseases alone (UN commission on Sustainable Development).
Access to safe and clean drinking water to the most deserving people in Punjab contributed to the achievement of targets 1 and 2 of SDG 6; Clean water and sanitation.
Considering the importance of the availability of clean water for agriculture, cooking food, domestic use and to maintain health and hygiene, SKT has committed itself to ensure that the people of Pakistan
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Water Hand Pumps Beneficiaries served by:
4,840 Pakistan Water Filteration
Punjab
and Hand Pumps Overview
Water Hand Pumps
2,269
Sindh
Filteration Plants
32,000
Punjab
0 4,000 8,000 12,000 16,000 20,000 24,000 28,000 32,000
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**ANNUAL REPORT 2020/2021ANNUAL REPORT 2020**
## **PAKISTAN: CASE STUDY**
## **CASE STUDY**
“When my husband died, my children and I were thrown out of our family home as my in-laws feared that I would demand a share in the ancestral property. My parents brought me home but because my father was a cancer patient, we struggled a lot financially. I used to wash dishes and wash clothes at peoples’ houses to earn some money, but whenever they found out that I was a widow, they would sack me without any notice. A time came when I even had to sleep on the streets on cold, wintery nights.”
This heart-breaking story is one among many such stories found in Pakistan, showing the ordeals which vulnerable women and their children have to go through when they find themselves with no roof over their heads. We can’t even imagine the difficulties that women like Mehwish Begum* have had to face and the constant stress they feel to be able to find some work so that they can build a safe haven for their children. Alhamdulillah, SKT Welfare was able to provide hope to Mehwish and her family by building a home for them in Muzaffargarh, Punjab. The house consists of one living room/bedroom space, a bathroom and a kitchen with food supplies.
“ ”
_**“SKT Welfare built a house for me and my children and we now have a roof over our heads, a place to call home and stay protected from the cold. We are grateful to SKT Welfare and those who donated to this cause.”**_
Mehwish Begum
**ANNUAL REPORT 2020/2021**
**CHILD WELFARE & ORPHANS** Ensuring every child grows up happy, healthy and cared for
## **REDUCED INEQUALITIES**
SKT strongly believe in the social inclusion of children who are excluded due to poverty and inequality in society. Eid is an event which is celebrated by Muslims across the world twice in a year. Those who can afford to, buy their children gifts, clothes and sweets, which brings great happiness and adds value to their childrens cognitive growth. Unfortunately, the majority of the Muslim countries in the world are facing wars, conflicts and poverty resulting in a significant increase in the number of orphans.
Contributing to the SDG 10, which adheres to reducing inequalities, SKT identified those orphan children who were most vulnerable and provided them with food and Eid gifts during Eid festivals so that they should be inclued. In 2020, SKT distributed EID gifts and clothes to 286 orphan children from Lahore, to make their EID happier and sweeter.
**286 beneficiaries** in Lahore were given Eid Gifts
**ANNUAL REPORT 2020/2021**
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## **PALESTINE: AN OVERVIEW**
## “Gaza will be unlivable in, by 2020,” was the UN’s extraordinarily bleak prediction back in 2012.
Of course, Palestinians continued to live in Gaza through 2020, and beyond – but with the merciful help of charities like SKT Welfare. Under constant military and aerial threat, its citizens suffered daily privations in water, power, healthcare, and education. According to UNRWA, the UN agency that cares for refugees, years of conflict have left 80% of Gaza’s population dependent on international assistance.
The water is judged undrinkable, power cuts are frequent, medical supplies, equipment, and staff to use and administer them are in short supply. Schools are understaffed and overcrowded – raising stress levels for students and staff, heightening the risk and spread of disease, and limiting concentration and productivity.
Tackling Palestine and Gaza’s humanitarian crisis has been a priority for SKT – with its orphan protection scheme, delivering 404 food parcels at Ramadan, with 2,020 beneficiaries, and at Qurbani, sacrificing 900 animals benefitting 4,725 people - and addressing the chronic water shortage with the transformative installation of two desalination plants to provide clean, uncontaminated water to 220,000 beneficiaries.
**ANNUAL REPORT 2020/2021**
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## **YEMEN: AN OVERVIEW**
After six years of war, Yemen remains possibly the world’s worst humanitarian crisis. Long one of the poorest countries in the Middle East, the impact of conflict since March 2015, has been catastrophic. More than 4 million people have been uprooted, more than 20 million are in dire need of humanitarian assistance, and the risk of large-scale famine never more acute, with millions more facing hunger.
Covid 19 has made everything worse. The unexpected global virus that has ravaged countries everywhere, has hit hardest among vulnerable communities like these, where people are forced to live too close together, medical facilities underresourced and under-equipped, people too physically weak to resist further assault on their bodies, and vaccine-supplies inadequate or too late to make a difference.
Food-poverty and hunger is widespread – diets often basic, and lacking the proteins, vitamins and minerals, that we take for granted in our own daily meals.
SKT Welfare responded to Yemen’s plight in several significant ways. We distributed Food Parcels both at Ramadan, and other key times during the year – helping 581,171 beneficiaries. We gave water too, meeting the thirst, and needs of 2,261 beneficiaries. And in the winter months we distributed Winter Kits, benefitting 1,035 people, and Heaters for a further nine. And of course, our work in Yemen continues – addressing the shortages and suffering of our brothers and sisters there.
**ANNUAL REPORT 2020/2021**
## **NEW TERRITORIES**
2020 was a year in which SKT Welfare not only continued its operations in established territories, but ventured into new ones.
In Tanzania we distributed 30 Food Parcels at Ramadan, benefitting 150 people, and built 2 mosques, benefitting 400 worshippers.
Qurbani was our opportunity to benefit 975 people with nutritious meat in Kenya.
There were also 975 Qurbani beneficiaries in Ethiopia, and in Somalia a further 5,700 beneficiaries. In Bangladesh, there were 1,250 beneficiaries at Ramadan, and our Orphan Sponsorship scheme provided a special Education for 20 children.
India enjoyed Qurbani with 1,091,475 beneficiaries. In Kashmir Qurbani beneficiaries numbered 77, 450. While Winter protection was provided by 195 Winter Kits, with 1450 beneficiaries. In Lebanon, 800 Food Parcels, and 400 Hygiene Kits benefitted 6,987.
In the UK, we addressed the challenge of food shortages brought about by Covid, distributing 150 Food Parcels, with 750 beneficiaries, and 25 Food Hampers for 125 beneficiaries.
And we delivered aid to lorry drivers, trapped in their cabs for days by temporary border closure at Dover, who were grateful for a total of 834 Food Parcels shared among them. SKT Charity that began at home!
**ANNUAL REPORT 2020/2021**
## **SKT - THE DATE PROJECT**
Since 2019 nearly 3000 families, suffering in Yemen’s civil war, have received food packs and essential aid, with over 950 tonnes of rice and flour delivered to its hardest hit areas.
## **ABOUT THE DATE PROJECT**
This unique and remarkable 100% volunteerrun initiative, has, since 2015, transformed and helped the lives of thousands in desperate need of humanitarian aid.
In Rohingya since 2019, while brutal persecution has driven almost a million people across international borders to seek refuge, over 10,000 families in makeshift camps have been allocated essential food supplies to last them 4 weeks.
The idea was simple: to raise funds for the Al-Huda Bakery in Syria established in 2014, by selling a box of the finest Medjoul dates for £10 per tin in Ramadan – with the profits from each tin sold providing funds for fifty loaves of bread for a Syrian family. And, since 2015 over 15 million loaves of bread have been provided to Syrian refugees in camps in around Idlib, Northern Syria.
Since 2016 over 125 million litres of clean drinking water have been provided to Palestinians from our 2 purpose-built desalination plants in Gaza, with a 3rd plant soon be constructed.
Since 2017, 85 orphaned children a month, have being provided with support in their education, psychology, specialist needs, medical care, food and clothing.
In 2018 6,700 patients were screened for clinical eye disorders across 3 separate camps – providing free cataract surgery and reading glasses. And over 30% screened were provided with medication for infections and allergies.
## **ETHICALLY SOURCED**
The dates we sell are ethically sourced; they are the finest Medjool dates from the Jordan Valley inside Jordan, hand-selected and packed by a community of Syrian refugees
Please note, none of the dates have been selected from Occupied Palestine/Israel.
Our Medjool dates are grown in date farms located in the Jordanian segment of the Jordan Valley and as such, customers should have peace of mind regarding who they are supporting.
**ANNUAL REPORT 2020/2021**
## **SKT QURBANI PROGRAMMES**
Qurbani is our annual sacrifice of chosen animals, performed during the days of Eid al-Adha – and from which many portions of nutritious meat are divided and distributed among thousands of vulnerable people and families, at risk of malnutrition due to poor or inadequate diets, beyond their control. For them, Qurbani meat is more than a blessed gift at a sacred time; it can be the food that makes a vital difference to their health – particularly to the aged, infirm, or children - lifting their bodily resistance and vitality, and lowering their susceptibility to disease, and physical decline.
## **Qurbani distribution by country**
Yemen 448,695 Pakistan 33,075 Somalia 5,700 Gaza 4,725 Tanzania 2,925 Syria 2,095 Kashmir 1,450 Ethiopia 975 Kenya 975
## **SKT’s 2020 Qurbani programme in 9 Countries benefitted** 500,615 individuals
**ANNUAL REPORT 2020/2021**
## **SKT COMMITMENT TO CORE HUMANITARIAN PRINCIPLES**
SKT became the member of the Core Humanitarian Standards (CHS) Alliance in 2018 and continues to practice its principles and commitments.
While implementing its humanitarian projects in the countries of operations, SKT adhered to the core humanitarian principles of humanity, impartiality, independence and neutrality. SKT worked to ensure that communities were placed at the centre of humanitarian action while respecting their rights and dignity. SKT worked towards application of the Core Humanitarian Standards in all its projects and programmes through the CHS Alliance’s nine commitments.
**ANNUAL REPORT 2020/2021**
## **AIMS, OBJECTIVES AND TARGETS**
## **FOLLOWING ARE THE MAIN AIMS, OBJECTIVES AND TARGETS OF SKT WELFARE IN 2021**
To take initiatives in promoting SKT’s vision, mission and values across the globe. **1**
SKT aims to take initiatives in the UK and its countries of operations to promote its Vision, Mission and Values. SKT will ensure each country should live with SKT’s vision, mission and values and should apply these in all its programmes.
To roll out all its policies, manuals and processes in the UK at field levels. **2** SKT believes that it is mandatory that all its
SKT believes that it is mandatory that all its policies, manuals and processes are rolled out in the UK and at country levels. Every staff member should be completely aware of SKT’s policies, manuals and processes and implement these in all its humanitarian and development projects.
**3**
**4**
**5**
To further strengthen its programmes department with special emphasis on robust monitoring and evaluation systems and mechanism.
SKT will focus on expanding and strengthening its programmes department in the UK and at country levels. This will be done through the recruitment of more programme staff in the UK and at country levels for effective implementation. Moreover, in 2021, special focus will be given to monitoring and evaluation of projects in a robust manner. Each field office will have monitoring tools and frameworks in place to measure the performance of each project and to achieve objectives. **6**
To adhere to the concept of Value for Money.
SKT will adhere to the concept of Value for Money (VFM) in all its programming in the countries of operation. SKT believes that VFM is expressed in terms of pursuing economy, efficiency and effectiveness to achieve desired outcomes and maximise the benefit of those outcomes.
## To take key initiatives for SKT’s geographical expansion.
SKT will take initiatives in setting up its Fundraising offices in Europe and North America. A plan has already been developed to start the process of registering SKT in some countries in Europe and North America. These include the setting up of offices in Ireland, Italy, the Netherlands, Canada and the United States. Furthermore, SKT has plans to expand its field offices and to focus more on the African region. These include the setting up of offices in Tanzania and the Sub-Sahara African region. Furthermore, SKT plans to register as an International NGO (INGO) in Pakistan and strengthen its Yemen office.
## To maximise quality income and build strategic partnerships.
SKT has plans to maximise its quality income through community fundraising and build strategic partnerships with institutional donors, trusts, foundations, government aid commissions and the corporate sector. In this regard, SKT will focus more on quality proposal submissions to the institutional donors which include UN agencies, Guernsey Overseas Aid Commission (GOAC), OPEC Fund for International Development (OFID) and Government of Isle of Man.
**ANNUAL REPORT 2020/2021**
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**Financial Review for the Year Ended 31 March 2021**
## **Report of the Trustees**
The trustees present their report with the financial statements of the charity for the year ended 31 March 2021. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015).
## **Objectives and activities**
We have referred to the guidance contained in the Charity Commission’s general guidance on public benefit when reviewing our aims and objectives and in planning our future activities.
The principal objectives set out by the charity and contained within our trust deeds, are summarised as follows:
- To provide relief to victims of natural and man-made disasters worldwide, regardless of colour, race, ethnicity and to facilitate rehabilitation back into communities by providing sustainable aid concentrating on education and welfare.
- To help young people, especially, but not exclusively through leisure time and educational activities, so as to develop their capabilities that they may grow to full maturity as individuals and members of society.
senior staff, actively review these risks on a regular basis.
Risks are complex, due to the nature of the work we carry out. They are assessed on the basis of their likelihood and potential impact, which would allow the implementation of mitigation strategies to manage these risks. Also, wherever possible, risks are covered by suitable insurance, to reduce their financial impact.
The principal risks to the charity have been identified as:
## **Strategic Reputation**
One of the most valuable assets of any charity is its reputation. It is vitally important that we do all we can to meet the expectations of our donors, beneficiaries, supporters and other organisations that we partner with.
To protect The Charity against reputational damage, we implement the following policies:
- Fraud, Corruption and Bribery - We work very hard to ensure that integrity and transparency are embedded in all our policies and procedures. Conflict of interest; Anti-Bribery; Anti-Terrorism and Anti-Money Laundering policies are introduced and closely monitored.
- Senior level representation on many important forums and influential fronts, to ensure positive visibility, including a strong media presence.
- Our objectives are set to reflect the aims and purpose of the charity. They are constantly reviewed and assessed by the Trustees to ensure they continue to reflect our aims. The Charity Commission’s guidance notes have been consulted in formulating these objectives.
## **Risk Management**
The Trustees take their responsibilities towards staff, donors, and beneficiaries very seriously. An important aspect of discharging these responsibilities involves the identification and management of all potential risks that might compromise staff, resources, or ability to deliver programmes.
The Charity, therefore, has the ultimate duty to regularly identify and review the risks to which The Charity is exposed, and ensure that appropriate controls are in place to provide reasonable assurance against fraud, malicious acts, and error. The Trustees, along with the CEO and the
**ANNUAL REPORT 2020/2021**
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## **Operational**
Risks in this area include physical risks to our personnel and volunteers, and risks compromising the continuation of project delivery. To mitigate against such risks, The Charity has taken the following actions:
- Developed Standard Operating Procedures for common processes to protect against loss of key staff or volunteers;
- Improved the quality and the scope of training, to disseminate skills and good practice within the organisation, and to ensure staff safety and wellbeing;
- Regular reviews of key systems and procedures to improve and strengthen the internal policies and communication processes, thus maintaining a clear structure of delegated authority and control;
- Applied robust due diligence policy in our dealings with donors;
- Adopted clear processes to review and assess our performance management system on the ground;
- All programmes have up-to-date security policies, which include the provision of regular comprehensive security briefings and assessments, in response to rapid changes in the political situation;
- Culture and Behaviour – SKT Welfare monitors and learns lessons from peer organisations and as such focused on ensuring it develops the right culture and behaviour as The Charity grows:
- As such we have undertaken a review of policy and procedures to ensure they are ‘fit for purpose’.
- Enhanced support to field offices in Turkey.
- A programme of regular training for all staff.
- The Trustees, are therefore, satisfied that adequate systems and procedures are in place to manage and minimise exposure to the identified risks.
## **Plans for Future Periods**
## **Aims and key objectives for future periods**
The Charity intends to continue the projects outlined above and to expand them as required by needs on the ground, and determined by the limits of our capacity. ln addition, we will continue to consider other projects, within the funds and staff capacity available, and based on comprehensive and up-to-date needs assessments. Furthermore, we will continue to closely monitor the progress of the various projects and to analyse the challenges facing them. A number of issues have been identified:
- We will work to provide the most appropriate solutions for our beneficiaries. This will be realised through the development of appropriate accountability, compliance and quality tools/ mechanism to align with industry standards and best practice.
- To ensure we have the resources and systems in place to play a leading role in defining and shaping the direction of The Charity. The quality of programming delivered align with humanitarian principles and are delivered in the most efficient and effective way.
- To ensure professionalism, integrity, transparency & accountability.
- We aim to reach out to an increasing number of institutional donors during this year. However, it would be imperative to build capacity and enhance the quality of programmes.
## **Sectors of work:**
Our programmes are structured into seven sectors of work:
- Food Security & Livelihood
- WASH (Water, Sanitation and Hygiene)
- NFI (Non-Food ltems)
- Health and Medical Care
Each of these areas is managed by a dedicated team, in charge of the planning, implementation, reporting and documentation of projects within their respective sector.
## **Going Concern**
In view of the financial performance as at the balance sheet date, the Board of Trustees has a reasonable expectation that The Charity will have the resources to continue in operational existence for the foreseeable future.
The Trustees believe there are no material uncertainties that call into doubt our ability to continue as a going concern. The annual financial statements have therefore been prepared on the basis that The Charity is a going concern.
## **COVID-19 Response**
As a result of the virus lockdown in March 2020, The Charity had to temporarily close our offices in the UK in accordance with the local regulations. As a result of the lockdown measures and travel restrictions, it became difficult to travel between countries for management and work was conducted via online calls and meetings.
The Charity has implemented safety measures for staff and as the lockdown has eased, selected staff are returning to the office based on need and social distancing measures. The Charity has not experienced a drop in income as a result of the pandemic. On the contrary, The Charity’s income increased during Ramadan 2020. The Charity has adjusted its community fundraising to focus on online donations.
## **Public Benefit**
The Trustees confirm that they have complied with the requirements of Section 17 of the Charities Act 2011 to have due regard to the public benefit guidance published by The Charity Commission for England and Wales.
- Education
- Social & Seasonal
- Programmes
- Protection
**ANNUAL REPORT 2020/2021**
**40**
## **Fundraising**
The Charity strives to adhere to relevant statutory regulations including the Data Protection Act (2018), Charities Act (2011) and the Telephone Preference Service. We are continually revising our policies and procedures as we grow to keep up-to date with changes in legislation and regulations.
SKT Welfare is registered with the Fundraising Regulator and have developed our procedures to comply with the Code of Fundraising Practice.
SKT Welfare is also a member of the Institute of Fundraising and our fundraising activities are legal, open, honest and respectful. The Charity utilises a number of different fundraising approaches, which includes the following:
- Major-donor giving
- Corporate giving
- Community fundraising
- Challenges
- Live TV appeals
- Events
- Volunteers
- Direct mail
- Online giving
Fundraising activities are carried out by our own staff, volunteers, partners and professional fundraisers.
## **Code of Fundraising Practice**
We comply with the Fundraising Regulator’s Code of Fundraising Practice and ensure our fundraising activities reflect the code standards.
## **General Data Protection Regulation (GDPR)**
Staff are required to read and understand the organisational GDPR policy which is accessible to all new staff and volunteers. GDPR training is ongoing for new staff and volunteers. We have a Data Protection policy and privacy statements.
## **Protection of Vulnerable People**
The Charity abides by the Fundraising Regulator’s Code of Fundraising Practice and ensures our staff and volunteers are fully briefed about the code of conduct with regard to the protection of vulnerable people. Before any external facing fundraising activity is undertaken, we brief staff and volunteers on best practice and make them aware of the need to identify, respect, support and protect vulnerable people.
## **Complaints Handling**
There may be times when we do not meet the high standards we set ourselves and for such instances we have a complaints policy in place. Complaints are captured centrally, dealt with in accordance with the process laid down in the policy and reported to the Fundraising Regulator through the annual return. In 2020 we received 0 complaints (2019: 0).
## **Structure, governance and management**
## **Governance**
SKT Welfare under its constitution is a UK registered charity (1153735) with the Charity Commission. It is a Charitable Incorporated Organisation whose Foundation was registered with the Charity Commission on 9 September 2013. On the 04 February 2014, the assets of Sacred Knowledge, which was a UK registered charity (1127634) with the Charity Commission, were transferred into SKT Welfare (1153735). Sacred Knowledge Trust was incepted on 21 January 2009 and operated under the governance of a deed of trust adopted on 1 September 2009 and later amended on 15 September 2012.
## **Organisational Structure and Management**
Appointed trustees are responsible for general management and control of the charity and to ensure that it operates within the guidelines dictated by the Charity Commission and its own governing documents.
The trustees meet regularly to discuss and review the Charity’s operations. At these meetings, they also make macro and micro level decisions relating to the running of the charity and its activities, mainly the delivery of humanitarian aid projects to different parts of the world, as well as within the UK. The trustees also have a group of volunteers working under them (in the form of sub-committees and teams) that focus on particular projects of the charity’s work. The teams that manage the day-to-day running of the charity are primarily:
1) Finance and Operations
- 2) International Aid Projects
- 3) Fundraising and 4) PR, Media and Communications
At least one trustee, with the relevant skill set and experience, is responsible for oversight of one of these teams and the recommendations and activities are reported back into the monthly Trustee meetings.
## **Related Parties**
SKTW Ventures Ltd is a wholly owned subsidiary of SKT Welfare.
## **Disclosure of Information to Auditor**
Each Trustee has taken steps that they ought to have taken as a Trustee in order to make themselves aware of any relevant audit information and to establish that The Charity’s
auditor is aware of that information. The Trustees confirm that there is no relevant information that they know of and of which they know the auditor is unaware.
**ANNUAL REPORT 2020/2021**
**41**
## **Reference and administrative details**
## **Registered Charitable incorporated organisation:**
CE000173 (England and Wales)
**Registered Charity number** 1153735
## **Registered office**
652 Huddersfield Road Dewsbury WF13 3HP
## **Trustees**
Mr Asif Hussain Mr Muzaffar Ali Mr Majid Butt Mr Zubair Sharif
## **Auditors**
Xaviers Accountants Limited Chartered Certified Accountants Suite 3O, Recycling Lives Centre 1a Essex street Preston PR1 1QE
## **Financial Review**
2020/21 has been a record breaking reporting period, SKT Welfare raised over £6.5m - including Gift Aid. SKT Welfare spent just under £6m helping the large number of beneficiaries we support in all areas of the world from natural disasters and war zones to educational and orphan programmes. At the same time the balance sheet shows reserves of £2.8m (2020: £2.1m). Moreover, in the event of a significant drop in funding, the Trustees feel that they would be able to continue the current activities of the Charity through the availability of these reserves. The Charity needs to be able to respond quickly to emergencies should the need arise, in order to get aid and assistance where most needed around the world. The Charity’s reserve policy is to hold equivalent to three months operating costs.
## **Statement of trustees’ responsibilities**
The Trustees are responsible for preparing The Trustees’ report and the Financial Statements in accordance with applicable law and regulations. Charity law requires The Trustees to prepare financial statements for each financial year in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). Under charity law The Trustees must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of The Charity and of the incoming resources and application of resources, including the income and expenditure, of The Charity for that period.
In preparing these financial statements, The Trustees are required to:
- select suitable accounting policies and then apply them consistently;
- make judgements and accounting estimates that are reasonable and prudent;
- state whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements;
- pprepare the financial statements on the going concern basis unless it is inappropriate to presume that The Charity will continue in business.
The Trustees are responsible for keeping adequate accounting records that are sufficient to show and explain The Charity’s transactions and disclose with reasonable accuracy at any time the financial position of The Charity and enable them to ensure that the financial statements comply with the Charities Act 2011. They are also responsible for safeguarding the assets of The Charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.
Approved by The Trustees of the Charity on 28 January 2022 and signed on its behalf by:
Mr Asif Hussain CEO / Trustee
**ANNUAL REPORT 2020/2021**
**42**
## **Independent Auditor’s Report to the Members of SKT Welfare**
## **Opinion**
We have audited the financial statements of SKT Welfare (the ‘charity’) for the year ended 31 March 2021 which comprise the statement of financial activities, the balance sheet, the statement of cash flows and the related notes, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including FRS 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).
In our opinion the financial statements:
- give a true and fair view of the state of The Charity’s affairs as at 31 March 2021 and of incoming resources and application of resources for the year then ended;
- have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and
- have been prepared in accordance with the requirements of The Charities Act 2011.
## **Basis for opinion**
We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the auditor’s responsibilities for the audit of the financial statements section of our report. We are independent of the charity in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.
## **Conclusions related to going concern**
In auditing the financial statements, we have concluded that the trustees’ use of the going concern basis of accounting in the preparation of the financial statements is appropriate.
Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charity’s ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.
Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report.
## **Other information**
The other information comprises the information included in the annual report, other than the financial statements and our auditor’s report thereon. The trustees are responsible for the other information. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.
In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.
## **Matters on which we are required to report by exception**
In the light of the knowledge and understanding of the charity and its environment obtained in the course of the audit, we have not identified material misstatements in the trustees’ report.
We have nothing to report in respect of the following matters in relation to which the Charities (Accounts and Reports) Regulations 2008 requires us to report to you if, in our opinion:
- the information contained in the financial statements is inconsistent in any material respect with the Trustees’ Annual Report; or
- adequate accounting records have not been kept; or
- the Charity financial statements are not in agreement with the accounting records and returns; or
- we have not received all the information and explanations we require for our audit.
We have nothing to report in this regard.
**ANNUAL REPORT 2020/2021**
**43**
## **Responsibilities of Trustees**
As explained more fully in the trustees’ responsibilities statement, the trustees are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.
In preparing the financial statements, the trustees are responsible for assessing the charity’s ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the charity or to cease operations, or have no realistic alternative but to do so.
## **Auditor’s responsibilities for the audit of the financial statements**
We have been appointed as auditor under section 144 of the Charities Act 2011 and report in accordance with the Act and relevant regulations made or having effect thereunder.
Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.
Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:
Capability of the audit in detecting irregularities In identifying and assessing risks of material misstatement in respect of irregularities, including fraud and non-compliance with laws and regulations, our procedures included the following:
-We enquired of management, which included obtaining and reviewing supporting documentation, concerning the charity’s policies and procedures relating to:
-Identifying, evaluating, and complying with laws and regulations and whether they were aware of any instances of non-compliance;
-Detecting and responding to the risks of fraud and whether they have knowledge of any actual, suspected, or alleged fraud;
-The internal controls established to mitigate risks related to fraud or non-compliance with laws and regulations.
-We inspected the minutes of meetings of those charged with governance.
-We obtained an understanding of the legal and regulatory framework that the charity operates in, focusing on those laws and regulations that had a material effect on the financial statements or that had a fundamental effect on the operations of the charity from our professional and sector experience. -We communicated applicable laws and regulations throughout the audit team and remained alert to any indications of noncompliance throughout the audit.
-We reviewed any reports made to regulators. -We reviewed the financial statement disclosures and tested these to supporting documentation to assess compliance with applicable laws and regulations.
-We performed analytical procedures to identify any unusual or unexpected relationships that may indicate risks of material misstatement due to fraud. -In addressing the risk of fraud through management override of controls, we tested the appropriateness of journal entries and other adjustments, assessed whether the judgements made in making accounting estimates are indicative of a potential bias and tested significant transactions that are unusual or those outside the normal course of business.
Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including those leading to a material misstatement
in the financial statements or noncompliance with regulation. This risk increases the more that compliance with a law or regulation is removed from the events and transactions reflected in the financial statements, as we will be less likely to become aware of instances of non-compliance. The risk is also greater regarding irregularities occurring due to fraud rather than error, as fraud involves intentional concealment, forgery, collusion, omission or misrepresentation.
A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council’s website at www.frc. org.uk/auditorsresponsibilities. This description forms part of our auditor’s report.
## **Use of our report**
This report is made solely to the charity’s trustees, as a body, in accordance with section 144 of the Charities Act 2011 and regulations made under section 154 of that Act. Our audit work has been undertaken so that we might state to the charity’s trustees those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charity and the charity’s trustees as a body, for our audit work, for this report, or for the opinions we have formed.
Xaviers Accountants Limited (Statutory Auditor) Chartered Certified Accountants Suite 3O, Recycling Lives Centre
1a Essex street
Preston PR1 1QE
Date: 28 January 2022
Xaviers Accountants Limited is eligible for appointment as auditor of the charity by virtue of its eligibility for appointment as auditor of a company under section 1212 of the Companies Act 2006.
**ANNUAL REPORT 2020/2021**
**44**
## **SKT Welfare**
for the year ended 31 March 2021
|**Notes**
**Income and endowments from:**
Donations and Legacies
2
Organisational grants
2
Investments
3
**Total income**
**Expenditure on:**
Raising funds
5
Charitable activities
5
**Total expenditure**
**Net income for the year**
Transfers between funds
11
**Net movement in funds**
**Reconciliation of funds:**
Total funds brought forward
**Total funds carried forward**|**Unrestricted**
**Funds**
**£**
1,354,037
232,676
1,618
**1,588,331**
(368,938)
(634,661)
**(1,003,599)**
584,732
(102,256)
**482,476**
1,599,441
**2,081,917**|**Restricted**
**Funds**
**£**
5,091,488
4,250
-
**5,095,738**
-
(4,974,916)
**(4,974,916)**
120,822
102,256
**223,078**
497,506
**720,584**|**Year Ended**
**31-Mar-21**
**Total Funds**
**£**
6,445,525
236,926
1,618
**6,684,069**
(368,938)
(5,609,577)
**(5,978,515)**
705,554
-
**705,554**
2,096,947
**2,802,501**|**Year Ended**
**31-Mar-20**
**Total Funds**
**£**
3,556,846
1,992,404
4,114|
|---|---|---|---|---|
|||||**5,553,364**|
|||||(241,571)
(5,219,533)|
|||||**(5,461,105)**|
|||||92,259
-|
|||||**92,259**
2,004,688|
|||||**2,096,947**|
The notes on pages 48 to 57 form an integral part of these financial statements.
**ANNUAL REPORT 2020/2021**
**45**
|**Notes**
**Fixed assets**
Tangible assets
8
Investments
**Total fxed assets**
**Current assets**
Debtors
9
204,922
Cash at bank and in
hand
2,123,508
**Total current assets**
2,328,430
**Creditors**
amounts falling due
within
10
(144,086)
one year
Net current assets
**Net assets**
**SKT Welfare**
Balance Sheet
for the year ended 31 March 2021|**Notes**
**Fixed assets**
Tangible assets
8
Investments
**Total fxed assets**
**Current assets**
Debtors
9
204,922
Cash at bank and in
hand
2,123,508
**Total current assets**
2,328,430
**Creditors**
amounts falling due
within
10
(144,086)
one year
Net current assets
**Net assets**
**SKT Welfare**
Balance Sheet
for the year ended 31 March 2021||||
|---|---|---|---|---|
|||**Year Ended**
**31-Mar-21**
**Total Funds**
**£**
618,155
3|1,188,406
434,306|**Year Ended**
**31-Mar-20**
**Total Funds**
**£**
620,782
3|
|||618,158||620,785|
||2,328,430
(144,086)||1,622,712
(146,550)||
|||2,184,344||1,476,162|
|||**2,802,501**||**2,096,947**|
The total net assets of the charity are funded by the funds of the charity, as follows:-
|Restricted Funds
11
Unrestricted Funds
11
**Total Charity Funds**|720,584
2,081,917
**2,802,501**|497,506
1,599,441|
|---|---|---|
|||**2,096,947**|
The financial statements on pages 44 to 45 were approved by the board and signed on its The financial statements on page XX to XX were approved by the board and signed on its behalf by behalf by
Mr Asif Hussain Trustee 28 January 2022
The notes on pages 48 to 57 form an integral part of these financial statements.
**ANNUAL REPORT 2020/2021**
**46**
## **SKT Welfare**
for the year ended 31 March 2021
|**Reconciliation of net income/ (expenditure) to net**
**cash flow from operating activities**
Net income as shown in the Statement of Financial
Activities
Adjustments for:
Depreciation charges
Interest
Decrease in debtors
Increase in creditors, excluding loans
**Net cash provided by operating activities**
**A**
**Cash flows from operating activities**
Net cash provided by operating activities as shown below
**A**
**Cash flows from investing activities**
Interest received
Purchase of property, plant and equipment
Purchase of Investments
Net cash provided by investing activities
**B**
**Overall cash provided by all activities**
**A+**
**B**
**Cash movements**
Change in cash and cash equivalents from activities in the
year ended 31 March
Cash and cash equivalents at 1 April
**Cash at bank and in hand less overdrafts at 31 March**|**Year Ended**
**31-Mar-21**
**£**
705,554
34,284
(1,618)
983,484
(2,464)
**1,719,240**
1,719,240
1,618
(31,656)
(30,038)
**1,689,202**
1,689,202
434,306
**2,123,508**|**Year Ended**
**31-Mar-20**
**£**
92,259
34,059
(4,114)
(482,600)
69,662|
|---|---|---|
|||**(290,734)**|
|||(290,734)|
|||4,114
(82,637)
(3)|
|||(78,526)|
||||
|||**(369,261)**|
|||(369,261)
803,567|
|||**434,306**|
**ANNUAL REPORT 2020/2021**
**47**
## **SKT Welfare**
for the year ended 31 March 2021
## **Analysis of cash and cash equivalents**
|**Analysis of cash and cash equivalents**|||
|---|---|---|
|Cash in hand at for the year ended 31 March 2021
**Total cash and cash equivalents**|**Year Ended**
**31-Mar-21**
£
2,123,508
**2,123,508**|**Year Ended**
**31-Mar-20**
£
434,306|
|||**434,306**|
## **Reconciliation in net funds**
|Cash at bank and in hand
**Total**|**01-Apr-20**
£
434,306
**434,306**|**Cashflows**
£
1,689,202
**1,689,202**|**31-Mar-2**
**1**
£
2,123,508
**2,123,508**|
|---|---|---|---|
**ANNUAL REPORT 2020/2021**
**48**
## **SKT Welfare**
Notes to the financial statements for the year ended 31 March 2021
## **1. Accounting Policies**
## **Summary of significant accounting policies and key accounting estimates**
The principal accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all the years presented, unless otherwise stated.
## **Statement of compliance**
The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015) - (Charities SORP (FRS 102)), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102). They also comply with The Charities Act 2011.
## **Preparation of Group Accounts**
SKT Welfare is not required to prepare consolidated accounts under The Charities (Accounts and Reports) Regulations 2008, UK Statutory Instruments 2008 No. 629, Chapter 3, Regulation 19 because its wholly owned subsidiary, SKTW Ventures Ltd, is dormant.
## **Basis of preparation**
SKT Welfare meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy notes.
The financial statements are presented in sterling, which is the presentational currency of the entity.
## **Going concern**
The Trustees consider that there are no material uncertainties about The Charity’s ability to continue as a going concern nor any significant areas of uncertainty that affect the carrying value of assets held by The Charity.
The COVID-19 Pandemic has required the charity work through unprecedented conditions which has caused prolonged obstructions throughout the reporting period and as a result the Charity had to temporarily close its offices in UK and move staff to home-working where possible. The Charity has not experienced a drop income and expects to significantly increase its income in 2022.
## **Income and endowments**
All income is recognised once The Charity has entitlement to the income, it is probable that the income will be received and the amount of the income receivable can be measured reliably.
## **Donations and legacies**
Donations are recognised when The Charity has been notified in writing of both the amount and settlement date. In the event that a donation is subject to conditions that require a level of performance by The Charity before The Charity is entitled to the funds, the income is deferred and not recognised until either those conditions are fully met, or the fulfilment of those conditions is wholly within the control of The Charity and it is probable that these conditions will be fulfilled in the reporting period.
## **Gifts in kind**
Gifts in kind are recognised in different ways dependent on how they are used by The Charity:
(i) Those donated for resale produce income when they are sold. They are valued at the amount actually realised.
(ii) Those donated for onward transmission to beneficiaries are included in the Statement of Financial Activities as incoming resources and resources expended when they are distributed. They are valued at the amount The Charity would have had to pay to acquire them.
(iii) Those donated for use by The Charity itself are included when receivable. They are valued at the amount The Charity would have had to pay to acquire them.
## **Expenditure**
All expenditure is recognised once there is a legal or constructive obligation to that expenditure, it is probable settlement is required and the amount can be measured reliably. All costs are allocated to the applicable expenditure heading that aggregate similar costs to that category. Where costs cannot be directly attributed to particular headings, they have been allocated on a basis consistent with the use of resources, with central staff costs allocated on the basis of time spent, and depreciation charges allocated on the portion of the asset’s use. Other support costs are allocated based on the spread of staff costs.
## **Raising funds**
These are costs incurred in attracting voluntary income, the management of investments and those incurred in trading activities that raise funds.
## **Charitable activities**
Charitable expenditure comprises those costs incurred by The Charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them.
## **Grant provisions**
Provisions for grants are made when the intention to make a grant has been communicated to the recipient but there is uncertainty about either the timing of the grant or the amount of grant payable.
**ANNUAL REPORT 2020/2021**
**49**
## **SKT Welfare**
Notes to the financial statements for the year ended 31 March 2021
## **Financial instruments**
The Charity only has financial assets and liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at amortised cost.
Financial assets held at amortised cost comprise cash and bank in hand, debtors and other debtors. Financial liabilities held at amortised cost comprise all creditors except social security and other taxes.
Financial assets held at amortised cost was £2,328,430 (2020: £1,622,712). Financial liabilities held at amortised was £136,634 (2020: £140,735).
## **Governance costs**
These include the costs attributable to The Charity’s compliance with constitutional and statutory requirements, including audit, strategic management and Trustees’, meetings and reimbursed expenses.
## **Tangible fixed assets**
Individual fixed assets are initially recorded at cost, less any subsequent accumulated depreciation and subsequent accumulated impairment losses.
Freehold property - 4% straight line
Fixtures and fittings - 20% on reducing balance Motor vehicles - 20% on reducing balance Computer equipment - 20% on reducing balance
## **Taxation**
The charity is exempt from tax on its charitable activities.
## **Fund structure**
Unrestricted income funds are general funds that are available for use at The Trustees’ discretion in furtherance of the objectives of The Charity.
Restricted income funds are those donated for use in a particular area or for specific purposes, the use of which is restricted to that area or purpose.
## **Pensions and other post retirement obligations**
The Charity operates a defined contribution pension scheme which is a pension plan under which fixed contributions are paid into a pension fund and The Charity has no legal or constructive obligation to pay further contributions even if the fund does not hold sufficient assets to pay all employees the benefits relating to employee service in the current and prior periods.
Contributions to defined contribution plans are recognised in the Statement of Financial Activities when they are due. If contribution payments exceed the contribution due for service, the excess is recognised as a prepayment.
## **Critical accounting judgements and key sources of estimation uncertainty**
The Trustees are required to make judgments, estimates, and assumptions about the carrying value of assets and liabilities that are not readily apparent from other sources. The estimates.
The Trustees are required to make judgments, and underlying assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.
## **Significant judgement and estimates**
There are no significant judgements and estimates having a material effect on the financial statements.
## **Foreign exchange**
Transactions in foreign currencies are recorded at the rate of exchange at the date of the transaction. Monetary assets and liabilities denominated in foreign currencies at the balance sheet date are reported at the rates of exchange prevailing at that date.
**ANNUAL REPORT 2020/2021**
**50**
## **SKT Welfare**
for the year ended 31 March 2021
## **2. Donations and legacies**
||**Unrestricted**
**Funds**|**Restricted**
**Funds**|**Year**
**Ended**
**31-Mar-21**|**Year**
**Ended**
**31-Mar-20**|
|---|---|---|---|---|
||**£**|**£**|**£**|**£**|
|Donations|1,354,037|4,568,271|5,922,308|3,199,846|
|Organisational grants|-|4,250|4,250|1,992,404|
|HMRC JRS Grant|232,676|-|232,676|-|
|Gift in Kind|-|523,217|523,217|357,000|
||**1,586,713**|**5,095,738**|**6,682,451**|**5,549,250**|
|**3. Investment Income**|||||
||**Unrestricted**
**Funds**|**Restricted**
**Funds**|**Year**
**Ended**
**31-Mar-21**|**Year**
**Ended**
**31-Mar-20**|
||**£**|**£**|**£**|**£**|
|Bank Interest|1,618|-|1,618|4,114|
||**1,618**|**-**|**1,618**|**4,114**|
**ANNUAL REPORT 2020/2021**
**51**
## **SKT Welfare**
for the year ended 31 March 2021
## **4. Governance costs**
|External Audit
Accountancy Fees
Legal & Consultancy
Staff Costs
Subscriptions & Prof Fees
Finance costs
Ofce costs|**Unrestricted**
**Funds**
**£**
6,000
4,821
44,473
60,121
11,419
8,043
2,752
**137,630**|**Restricted**
**Funds**
**£**
-
-
-
-
-
-
-
**-**|**Year**
**Ended**
**31-Mar-21**
**£**
6,000
4,821
44,473
60,121
11,419
8,043
2,752
**137,630**|**Year**
**Ended**
**31-Mar-20**
**£**
6,000
8,500
49,699
28,891
5,229
13,453
991|
|---|---|---|---|---|
|||||**112,763**|
**5. Total resources expended 5a. Cost of raising funds**
|Fundraising and publicity
costs
Campaigns and event costs
Finance costs
Ofce costs|**Unrestricted**
**Funds**
**£**
319,209
-
21,239
28,489
**368,938**|**Restricted**
**Funds**
**£**
-
-
-
-
**-**|**Year Ended**
**31-Mar-21**
**£**
319,209
-
21,239
28,489
**368,938**|**Year Ended**
**31-Mar-20**
**£**
90,894
92,754
46,541
11,382
**241,571**|
|---|---|---|---|---|
**ANNUAL REPORT 2020/2021**
**52**
## **SKT Welfare**
for the year ended 31 March 2021
## **5b. Cost of charitable activities**
|Aid Deployments
Education
Emergency Aid
Food
Gift in Kind
Housing
Livelihood
Medical
Orphans
Water
Where most needed
Winterisation
Support costs (note 5c)|**Unrestricted**
**Funds**
**£**
-
-
867
1,181
-
-
-
-
-
-
12,512
-
620,101
**634,661**|**Restricted**
**Funds**
**£**
45,540
126,093
106,653
2,102,603
623,021
144,584
8,802
142,097
658,198
785,394
42,465
112,842
76,623
**4,974,916**|**Year Ended**
**31-Mar-21**
**£**
45,540
126,093
107,520
2,103,785
623,021
144,584
8,802
142,097
658,198
785,394
54,978
112,842
696,724
**5,609,577**|**Year Ended**
**31-Mar-20**
**£**
467,721
487,776
626,760
1,539,742
407,820
-
-
212,358
344,486
301,535
(112,442)
389,730
554,048|
|---|---|---|---|---|
|||||**5,219,534**|
Charitable activities include grants received from charitable organisations, relating to various humanitarian projects amounting to **£4,250** (2019: £1,992,404).20
## **5c. Cost of supporting charitable activities**
|Legal & Consultancy
Publicity costs
Staff Costs
Subscriptions & Prof Fees
Travel costs
Ofce costs
Finance costs
IT Costs
Governance costs (note 4)|**Unrestricted**
**Funds**
**£**
83,136
52,831
355,238
3,983
2,072
19,520
(38,790)
4,481
137,630
**620,101**|**Restricted**
**Funds**
**£**
-
-
-
15,933
4,490
38,277
-
17,924
-
**76,623**|**Year Ended**
**31-Mar-21**
**£**
83,136
52,831
355,238
19,916
6,562
57,797
(38,790)
22,405
137,630
**696,724**|**Year Ended**
**31-Mar-20**
**£**
104,091
-
248,905
9,918
16,909
48,720
-
12,742
112,763|
|---|---|---|---|---|
|||||**554,048**|
**ANNUAL REPORT 2020/2021**
**53**
## **SKT Welfare**
for the year ended 31 March 2021
## **6. Trustees’ remuneration**
No trustees were remunerated during the year ended 31 March 2021 (2020: nil).
Trustees incurred expenses of £3,795 for travel during the year ended 31 March 2021 (2020: £710).
## **7. Net incoming resources**
|**Unrestricted**
**Funds**
**£**
Auditor's remuneration
6,000
Depreciation
12,342
Exchange (gain) / loss
(38,790)
**(20,448)**|**Restricted**
**Funds**
**£**
21,942
**21,942**|**Year Ended**
**31-Mar-21**
**£**
6,000
34,284
(38,790)
**1,494**|**Year Ended**
**31-Mar-20**
**£**
6,000
34,059
12,966|
|---|---|---|---|
||||**53,025**|
## **8. Tangible assets**
## **At Year ended 31 March 2021**
|**Land and**
**Buildings**
**£**
**Cost**
At 1 April 2020
754,819
Additions
18,335
Disposals
**At 31 March 2021**
**773,154**
**Depreciation**
At 1 April 2020
149,499
Charge for the year
30,927
On disposals
**At 31 March 2021**
**180,426**
**Net book value**
At 31 March 2021
592,728
At 31 March 2020
605,320|**Fixture and**
**Fittings**
**£**
7,658
8,168
**15,826**
5,693
2,026
**7,719**
8,107
1,965|**Computer**
**Equipment**
**£**
21,302
7,554
**28,856**
10,577
3,656
**14,233**
14,623
10,725|**Motor**
**Vehicle**
**s**
**£**
6,680
-
(2,400)
**4,280**
3,908
75
(2,400)
**1,583**
2,697
2,772|**Total**
**£**
790,459
34,057
(2,400)|
|---|---|---|---|---|
|||||**822,116**|
|||||169,677
36,684
(2,400)|
|||||**203,961**|
|||||618,155|
|||||620,782|
All assets are used for charitable purposes and there are no inalienable or heritage assets.
**ANNUAL REPORT 2020/2021**
**54**
## **SKT Welfare**
for the year ended 31 March 2021
## **9. Debtors**
|Prepayments and accrued income
HMRC JRS Grant
Gift Aid Receivable|**Year Ended**
**31-Mar-21**
**£**
103,750
16,338
84,834
**204,922**|**Year Ended**
**31-Mar-20**
**£**
1,005,931
-
182,475|
|---|---|---|
|||**1,188,406**|
## **10. Creditors: amounts falling due within one year**
|Accruals
PAYE and other taxes
Other Creditors|**Year Ended**
**31-Mar-21**
**£**
136,634
7,452
-
**144,086**|**Year Ended**
**31-Mar-20**
**£**
83,365
5,815
57,370|
|---|---|---|
|||**146,550**|
## **11. Reconciliation of Funds**
|Accumulated funds b/f
Total Income for the year
Total Expenditure for the year
Transfers
**Closing revenue funds c/f**|**Unrestricted**
**Funds**
**£**
1,599,441
1,588,331
(1,003,599)
(102,256)
**2,081,917**|**Restricted**
**Funds**
**£**
497,506
5,095,738
(4,974,916)
102,256
**720,584**|**Year Ended**
**31-Mar-21**
**£**
2,096,947
6,684,069
(5,978,515)
-
**2,802,501**|**Year Ended**
**31-Mar-20**
**£**
2,004,688
5,553,364
(5,461,105)
-|
|---|---|---|---|---|
|||||**2,096,947**|
by projects.
**ANNUAL REPORT 2020/2021**
**55**
## **SKT Welfare**
for the year ended 31 March 2021
## **12. Grants to Institutions**
Expenditure on charitable activities comprises costs associated with the provision of housing, healthcare facilities, food, water and education carried out by the charity, directly and through partner organisations worldwide
This is further analysed by country as follows:
## **Partner Organisations**
|SKT Welfare (Gaza)
SKT Welfare (Iraq)
SKT Welfare (Kenya)
SKT Welfare (Pakistan)
SKT Welfare (Turkey)
SKT Welfare (Shaam)
SKT Welfare (Uganda)
Janhit Manav (India)
Human Welfare Trust (India)
Yemen Act (Yemen)
Jameya Islamia Shakhaiti (Bangladesh)
Voluntary Organisation for Social Development
(Bangladesh)|**Year Ended**
**31-Mar-21**
**£**
26,320
8,095
10,000
-
902,192
-
-
55,365
8,913
2,000
17,250
**1,030,136**|**Year Ended**
**31-Mar-20**
**£**
-
-
-
191,386
938,686
2,140,987
1,790
10,500
-
-
-|
|---|---|---|
|||**3,283,349**|
## **13. Staff costs and emoluments**
|Gross Salaries including employers NIC for all staff
Pension costs
Trustees' Remuneration as detailed in note 6
Total salaries, wages and related costs|**Year Ended**
**31-Mar-21**
**£**
399,454
7,475
-
**406,929**|**Year Ended**
**31-Mar-20**
**£**
253,074
7,989
-|
|---|---|---|
|||**261,063**|
The average number of full-time employees or full-time equivalents (FTE) was 17 (2020:14).
During the year no employee was paid compensation (2020: £9,962).
No employees received emoluments (including pension costs) in excess of £60,000 per annum (2020: nil).
**ANNUAL REPORT 2020/2021**
**56**
## **SKT Welfare**
for the year ended 31 March 2021
## **13. Staff costs and emoluments continued…**
Neither the trustees nor any persons connected with them have received any remuneration from the charity or any related entity, either in the current or prior year.
trustees. The total employee benefits of the key management personnel of The Charity were nil (2020: nil).
## **14. Pension Costs**
above. Any liabilities and assets associated with the scheme are shown under debtors and creditors.
## **15. Contribution by volunteers**
The charity depends on the support of its volunteers, which is much appreciated. The charity had over 500 Volunteers who donated over 25,000 hours supporting and delivering projects for SKT Welfare.
not been recognised in the Statement of Financial Activities.
The volunteers and the charity accept and agree that no contract of employment is created by these arrangements.
## **16. Subsidiary companies**
SKT Welfare wholly owns SKTW VENTURES LTD, registered in England & Wales with company number 12149334. The subsidiary company has conducted no trading activity to date.
SKT Welfare is not required to prepare consolidated accounts under The Charities (Accounts and Reports) Regulations 2008, UK Statutory Instruments 2008 No. 629, Chapter 3, Regulation 19.
## **17. Ultimate controlling party**
The charity is under the control of its legal members.
There has been no change in the key management personnel.
**ANNUAL REPORT 2020/2021**
**57**
## **SKT Welfare**
for the year ended 31 March 2021
## **18. Related party disclosures**
During the accounting period the charity repaid back the interest free loans owed to 2 trustees of £57,370. The outstanding balance is £nil at the year end. (2020: £57,370)
- **comparatives for prior year**
|**Income and endowments from:**
Donations and legacies
Organisational grants
Investments
**Total income**
**Expenditure on:**
Raising funds
Charitable activities
**Total expenditure**
**Net income for the year**
Transfers between funds
**Net movement in funds**
**Reconciliation of funds:**
Total funds brought forward
**Total funds carried forward**|**Unrestricted**
**Funds**
**£**
703,869
-
4,114
**707,983**
(241,571)
(247,208)
**(488,780)**
219,203
(458,721)
**(239,518)**
1,838,959
**1,599,441**|**Restricted**
**Funds**
**£**
2,852,977
1,992,404
-
**4,845,381**
-
(4,972,325)
**(4,972,325)**
(126,944)
458,721
**331,777**
165,729
**497,506**|**Year Ended**
**31-Mar-20**
**Total Funds**
**£**
3,556,846
1,992,404
4,114|
|---|---|---|---|
||||**5,553,364**|
||||(241,571)
(5,219,533)|
||||**(5,461,105)**|
||||92,259
-|
||||**92,259**
2,004,688|
||||**2,096,947**|