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2024-12-31-accounts

St Andrew’s Whitehall Park

End of Year Financial Statements Year ending 31[st] December 2024

Whitehall Park N19 3TN Registered Charity Number 1152160

The trustees present their report with the financial statements of the charity for the year ended 31 December 2024. The trustees have adopted the provisions of the Statement of Recommended Practice (SORP) 'Accounting and Reporting by Charities' issued in March 2005.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number

1152160

Principal address Whitehall Park London N19 3TN

Trustees

Revd S Clarke (Vicar & PCC Chair) -ex officio Ms M Ray (Warden) - ex officio Ms J King (Warden) - ex officio Ms F Alty (Licensed Lay Minister & Synod Rep) -ex officio Ms S Liang (PCC Secretary) Ms J Ryan (Vice/Lay Chair & Treasurer) Ms S Hallam Mr Jonathan Lee Dr Amy Pollard

The members of PCC act as Trustees except for any nonvoting/ co-opted members.

Standing Committee:

This is the only committee required by law. It has power to transact the business of the PCC between its meetings, subject to any directions given by the Council. The members of the Standing Committee are the Vicar, the two Churchwardens, treasurer and the Licensed Lay Minister. The committee meets in advance of PCC meetings to prepare the agenda.

Revd S Clarke (Vicar & Chair) Ms J King (Warden) Ms M Ray (Warden) Ms F Alty (Licensed Lay Minister) Ms J Ryan (Treasurer)

The Parish of St Andrew's, Whitehall Park is a Church of England parish in London N19 and is part of Archway Group Ministry in the Deanery of Islington within the Episcopal Area of Stepney within the Diocese of London. The correspondence address is The Vicarage, 43 Dresden Road, London, N19 3BG. The PCC has been a registered charity since 2013.

Independent examiner

Name- Kevin Ogilvie, Charity Bookkeeping and Examination Services Address- 13 Evelyns Close, Uxbridge, UB8 3LR

STRUCTURE, GOVERNANCE AND MANAGEMENT

There is a Parochial Church Council (PCC) to govern the parish and the method of appointment of PCC members is set out in the church representation rules. All church attendees are encouraged to register on the electoral roll and stand for election to the PCC.

OBJECTIVES AND ACTIVITIES

The PCC has responsibility for co-operating with the incumbent of St Andrew's, Whitehall Park for promoting in the parish the whole mission of the church - pastoral, evangelistic, social and ecumenical. The church electoral roll on 31st December 2024 was 46.

ACHIEVEMENT AND PERFORMANCE

Six meetings of the St Andrew's PCC were held on 18 January, 21 March, 02 June, 11 July, 26 September and 21 November.

Standing Committee Meetings were held on a bi-monthly basis and took place after Morning Prayer on a Tuesday, in the form of a staff meeting.

Common Fund contribution for 2024 was £60,000. We are committed to increasing our Common Fund contribution in the future as it is essential for the support the mission and ministry of the church and wider diocese.

Page 1

Vision and Values

Our values, vision and mission statement:

Values

Worship & Prayer | Discipleship & Community | Mission & Service

St Andrew’s Vision:

Loving God with our whole lives Building a community of confident disciples Celebrating life on earth as it is in heaven

Summary of achievements

Loving God with our whole lives- Our Sunday worship is marked by a regular pattern of worship, teaching, prayer and Holy Communion. We use the lectionary readings for the key seasons of Advent, Christmas, Easter and Pentecost. During other parts of the year we have shaped teaching series that speak into our vision and values. This year we did a series entitled ‘Generous God’, exploring a series of parables in Luke’s Gospel. A series resourced by the London Institute of Contemporary Christianity called Frontline Sundays, encouraged us to think of Sundays as a place by which we are equipped for mission and ministry the other 6 days of the week. In the Autumn term we used the ‘Practicing the Way’ material on Sundays. This looked at what it means to follow Jesus as a disciple, build into our life core practices or habits and centre our lives around a rhythm or rule of life.

Prayer remains at the heart of our community. We meet together each week for Morning Prayer and monthly either as a church or with the wider Stepney Churches through “Stepney @ Prayer”

Building Community - Our midweek Lifegroup continued to meet on a fortnightly basis. We’ve sought to gather as many on a Thursday as possible by offering courses which seek to feed people’s life in God and encourage them on the spiritual journey. During Lent we used the Church of England’s national Lent material ‘Watch & Pray’. We offered daily reflections and liturgy through the Watch & Pray booklets and weekly Lent Spaces that met on a Monday afternoon and Thursday evening. These we prayer and study spaces using the weekly themes of Watch & Pray. Throughout the rest of the year, we’ve used the themes from our Sunday Series to go deeper in prayer, study and discussion. In the Summer Term we used the Frontline Small Group Course and in the Autumn we hosted the first part of the Practicing the Way Course.

Mission & Service- Much of our midweek, monthly and termly outreach continued in the same way as the previous year. Weekly through Cheeky Cherubs. Monthly through Brunch & Bounce. Termly through seasonal events. We also saw an increase in need in our local community with schools increasing their orders of Meal Boxes. In November we took part in the ‘Big Quiz- a national Quiz Night in aid of Tearfund.

Children and Families- This year we appointed a new part-time kids and youth pastor, Malin Ray. Malin has brought much energy, passion and vision to our team and the ministry among young people and families. She has led kids church and the volunteer team, managed our safer recruitment and hall hire. Alongside this Malin successfully launched Messy Church and in collaboration with churches in North London we launched a Youth Minster to gather young people together for worship, discipleship, community & mission.

Other key discussions and developments through the PCC:

FINANCIAL REVIEW

Reserves policy

The PCC is expected to establish and disclose its policy on reserves. Reserves are defined as that part of the PCC's income that is freely available. This therefore excludes permanent or expendable endowment funds, restricted income funds, and any part of unrestricted funds which is not currently available for spending.

The PCC is committed to hold reserves sufficient to maintain cash flows needed to meet all day-to-day operating costs and expenses. Church income is such that income surpluses do not normally arise. In the event that such a circumstance does occur the PCC will consider the use of a surplus in the light of its overall financial position.

Page 2

The PCC is committed to use the funds given to it for the furtherance of its stated aims and does not have a policy of building up unused reserves unnecessarily. The PCC reviews the cash flow and financial situation of the church at each PCC meeting through the Treasurer's report.

UPPER HOLLOWAY TEAM MANAGED FUNDS

The St Peter’s Asset Management Group (formerly Upper Holloway Team PCC) manages the lettings of the former St Peter's church hall and two flats within the former St Peter's church building on behalf of the Archway Group Ministry. All additional funds are disbursed periodically and equally to the 3 churches in the Group to be used at the discretion of the PCC of each church.

Approved by order of the board of trustees on and signed on its behalf by:

Rev S Clarke (Chair) - Trustee

Page 3

Independent Examiner's Report to the Trustees of St Andrew’s Church Whitehall Park

I report on the accounts of the charity for the year ended 2024 which are set out on finance pages of the Annual Report.

Respective Responsibilities of Trustees and Examiner

The charity’s trustees are responsible for the preparation of the accounts. The charity’s trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act)) and that an independent examination is needed.

It is my responsibility to:

Basis of Independent Examiner's report

My examination was carried out in accordance with the general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a ‘true and fair view’ and the report is limited to those matters set out in the statement below.

Independent examiner's statement

Since the gross income for the year exceeds the amount provided in section 145(3) of the Act, I confirm that I am qualified to act as Independent Examiner under the provisions of that section of the Act and that my qualification is as shown below.

In connection with my examination, no matter has come to my attention:

Kevin Ogilvie

Charity Bookkeeping and Examination Services 13 Evelyns Close, Hillingdon, Middlesex, UB8 3L

Page 4

Statement of Financial Activities

Unrestricted Designated
Restricted Endowment
Total
Prior year
funds
funds
funds
funds
funds
total funds
Incoming resources
Incoming resources from generated funds
Voluntary income
Activities for generating funds
Investment income
Incoming resources from charitable activities
Other incoming resources
Local Giving
Total income
Resources used
Cost of generating funds
Cost of generating voluntary income
Investment management costs
Charitable activities
Children & Families Activities
Governance costs
Depreciation
Plant and Machinery Depreciation
Fixtures and Fittings Depreciation
Total expenditure
Net income / (expenditure) resources before
transfer
Transfers
Gross transfers between funds - in
Gross transfers between funds - out
Other recognised gains / losses
Net movement in funds
Total funds brought forward
Total funds carried forward
39,157

11,677

50,834
46,342
17,387
1,774


19,161
12,089
30,133
9,042


39,174
35,507
876
5


881
447
37,980
5,166
11,415

54,561
149,739


1,534

1,534
824
125,532
15,987
24,625

166,145
244,947
149

926

1,076
427
194



194
149
107,124
8,880
17,427

133,431
245,064
1,709

253

1,962
2,056
1,000



1,000
650

5,531


5,531
11,789

6,258


6,258
110,177
20,668
18,606

149,451
260,134
15,355
(4,681)
6,019

16,693
(15,187)

14,363
10

14,373

(14,373)



(14,373)
982
9,682
6,029

16,693
(15,187)
1,187,612
0
8,744

1,196,357
1,211,544
1,188,594
9,682
14,774

1,213,050
1,196,357

Page 5

Balance sheet

Class and code
Description
This year
Last year
Fixed assets
6420
Property
6430
Plant & Machinery
6431
Plant & Machinery Deprciation
6440
Fixtures & Fittings - Cost
6441
Fixtures & Fittings Depreciation
Total Fixed assets
Current assets
6501
Barclays Current Account
6502
Barclays Saver Account
6503
Barclays Current Account 2
Z05
Accounts Receivable
Total Current assets
Liabilities
6699
Agency collections
Z04
Accounts Payable
Total Liabilities
Net Asset surplus(deficit)
Reserves
Excess / (deficit) to date
Z01
Starting balances
Z03
Gains and losses own use
Total Reserves
Represented by funds
Unrestricted
Designated
Restricted
Endowment
Total
1,100,000
1,100,000
110,623
110,623
(60,112)
(54,581)
37,797
37,797
(30,972)
(24,714)
1,157,336
1,169,124
50
17,114
28,369
10,105
29,687

2,104
60,209
27,219
(306)
(13)
4,801
4,495
(13)
1,213,050
1,196,357
16,693
(15,187)
1,196,357
1,211,544

1,213,050
1,196,357
1,188,594
1,187,612
9,682
0
14,774
8,744

1,213,050
1,196,357

Page 6

Fund movement by type

Opening Incoming Outgoing Transfers Gains/losses Journals Closing Opening Incoming Outgoing Transfers Gains/losses Journals Closing
Appeals - Charity fundraising
Restricted
Sub-total for Appeals
CHEV - Cheverton sinking fu
Designated
Sub-total for CHEV
CHURCH - church maintenance s
Designated
Sub-total for CHURCH
CYworker - 2023 Gift Day - chil
Restricted
Sub-total for CYworker
Cloudesley - Cloudesley
Restricted
Sub-total for Cloudesley
Ed - Education
Restricted
Sub-total for Ed
FabFund - Fabric & Heating Fun
Restricted
Sub-total for FabFund
Flowers - Flowers - state purp
Restricted
Sub-total for Flowers
Gifts - Internal gifts
Restricted
Sub-total for Gifts
MHF - Mission Hall Fund
Restricted
Sub-total for MHF
Meals - St Andrews Meals
Restricted
Sub-total for Meals
Tithe - Charity donations
Designated
Sub-total for Tithe
bldg - Church Building
Designated
Sub-total for bldg
General - General fund
Unrestricted
Sub-total for General
ZReval - Revaluation reserves
Designated
Sub-total for ZReval
Grand total
(10)
1,534
1,534
10

(10)
1,534
1,534
10


5,128
1,657
4,435



7,906

5,128
1,657
4,435


1,166
5,443
9,834

7,906

5,557

1,166
5,443
9,834

7,558
9,085
7,525


5,557

9,118
7,558
9,085
7,525



10,815
5,400


9,118

5,415

10,815
5,400



1,467
1,467


5,415


1,467
1,467



1,000
480




520

1,000
480


3

3


520

3

3














1,126
600
1,661




65
1,126
600
1,661


68
125
537


65

(344)
68
125
537


0
9,693
1,686


(344)

8,007
0
9,693
1,686




94
94

8,007



94
94

1,187,612
125,532
110,177
(14,373)



1,188,594
1,187,612
125,532
110,177
(14,373)



11,789


1,188,594

(11,789)


11,789


(11,789)
1,196,357
166,145
149,451


1,213,050

Page 7

Analysis of income and expenditure

Unrestricted Designated
Restricted
Endowment
INCOME AND ENDOWMENTS
Incoming resources from generated funds - Voluntary income
Gift Aid - Bank
5,281



Parish Giving Scheme
16,623



Other planned giving
705



Loose plate collections
936

10

Envelopes - Gift Aid
462



Digital donations - Sundays
1,384



St Andrews Gift Day


9,075

One-off Gift Aid gifts
6,125

2,467

One-off gifts w/o Gift Aid
35



Cash donations mid-week
369



Card donations mid-week
1,219



Donations during fetes - card
305



Donations during fetes - cash
394



St Andrews Meals


125

Tax recoverable on Gift Aid
1,250



Gift Aid - PGS
4,068



Total
39,157

11,677

Incoming resources from generated funds - Activities for generating funds
Church hall lettings - regular
8,856
984


Church hall lettings - individual
8,530
790


Hall Letting Deposits




Total
17,387
1,774


Incoming resources from generated funds - Investment income
Bank and building society interest
251
24


85 Cheverton Rent
29,882
9,018


Total
30,133
9,042


Incoming resources from charitable activities
Fees for weddings and funerals
876
5


Total
876
5


Other incoming resources
Grants


600

Insurance claims
1,850
1,166


Non-recurring one-off grants
130

10,815

St Peters
36,000
4,000


Total
37,980
5,166
11,415

Other incoming resources - Local Giving
Gifts




Donations for appeals


1,534

Total


1,534
Unrestricted Designated
Restricted
Endowment
Total
This year
Last year
5,281
8,500
16,623
7,814
705
7,200
946
1,091
462
465
1,384
1,883
9,075
10,558
8,592
4,035
35
1,259
369
371
1,219
862
305
268
394
122
125
160
1,250

4,068
1,753
50,834
46,342
9,841
6,134
9,320
5,854

100
19,161
12,089
274
107
38,900
35,400
39,174
35,507
881
447
876
5




600

1,850
1,166


130

10,815

36,000
4,000

881
447
600
3,278
3,016

10,945
104,961
40,000
41,500
37,980
5,166
11,415

Giving






1,534
54,561
149,739

370
1,534
454


1,534
1,534
824
INCOME TOTAL 125,532
15,987
24,625
166,145
244,947

Page 8

EXPENDITURE

Cost of generating funds - Cost of generating voluntary income

Costs of fetes & other events 149 926 1,076 427
Total 149 926 1,076 427
Cost of generating funds - Investment management costs
Investment management costs 194 194 149
Total 194 194 149
Charitable activities
Youth Club 96 96 35
Giving to missionary societies 150 150 1,800
Giving to Compassion 1,536 1,536 1,376
Giving - relief and development 4,766
agencies
Giving - gifts 129 129 435
Giving - donations for appeals 0 1,088 1,088 714
Home mission 36 465 501 (477)
Hand in Hand 670
St Andrews Meals 537 537 92
Common Fund 60,000 60,000 60,000
LDF Fees 352 352 300
Children & Family Pastor 7,525 7,525 15,305
Working expenses of incumbent 254 254 121
Water rates - vicarage 434
Vicar's telephone 353 353 481
Parish training and mission 125 125 17
Education 1,867 1,867 202
Church running - insurance 5,232 5,232 4,504
Copyright & Music costs 544 544 480
Church maintenance sundries 1,276 1,276 1,062
Cleaning 5,292 5,292 4,582
Church maintenance repairs & 2,746 5,443 480 8,669 6,615
inspections
Church running - electric 7,108 7,108 8,234
Church running - gas 12,240 12,240 11,292
Church running - water 225 225 208
Upkeep of services 461 3 464 735
Childrens Sunday expenses 230 230 228
Food & Beverage 464 94 63 621 562
Upkeep of churchyard 254 254 300
Christmas Activities 258 258 702
Visiting speakers / locums 7 7
Printing & Copying & Stationery 329 329 3,473
Church office - telephone 750 750 565
Administration 652 652 1,004
Hall running - commission 1,197 1,197
bank charges 34 34
Church major repairs - structure 5,400 5,400 106,161
Church major repairs - installation 589
85 Cheverton property upkeep 1,355 1,657 3,011 3,235
85 Cheverton letting & mgmt fees 5,127 5,127
85 Cheverton major repairs 4,260
Total 107,124 8,880 17,427 133,431 245,064

Page 9

Charitable activities - Children & Families Activities
Brunch & Bounce
1,252



Cheeky Cherubs
305



Children & Families fetes
153

253

Total
1,709

253

Governance costs
Governance costs examination/audit
fee
1,000



Total
1,000



Depreciation - Plant and Machinery Depreciation
Plant & Machinery Depreciation

5,531


Total

5,531


Depreciation - Fixtures and Fittings Depreciation
Fixtures & Fittings Depreciation

6,258


Total

6,258

Charitable activities - Children & Families Activities
Brunch & Bounce
1,252



Cheeky Cherubs
305



Children & Families fetes
153

253

Total
1,709

253

Governance costs
Governance costs examination/audit
fee
1,000



Total
1,000



Depreciation - Plant and Machinery Depreciation
Plant & Machinery Depreciation

5,531


Total

5,531


Depreciation - Fixtures and Fittings Depreciation
Fixtures & Fittings Depreciation

6,258


Total

6,258

1,252
885
305
149
405
1,022
1,709

253

1,000


1,962
2,056
1,000
650
1,000
650
5,531
11,789
5,531
11,789
6,258

6,258

6,258
EXPENDITURE TOTAL 110,177
20,668
18,606
149,451
260,134
GRAND TOTAL 15,355
(4,681)
6,019
16,693
(15,187)

Page 10