## **St Andrew’s Whitehall Park** # **End of Year Financial Statements Year ending 31[st] December 2024** Whitehall Park N19 3TN Registered Charity Number 1152160 The trustees present their report with the financial statements of the charity for the year ended 31 December 2024. The trustees have adopted the provisions of the Statement of Recommended Practice (SORP) 'Accounting and Reporting by Charities' issued in March 2005. ## **REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number** 1152160 **Principal address** Whitehall Park London N19 3TN ## **Trustees** Revd S Clarke (Vicar & PCC Chair) -ex officio Ms M Ray (Warden) - ex officio Ms J King (Warden) - ex officio Ms F Alty (Licensed Lay Minister & Synod Rep) -ex officio Ms S Liang (PCC Secretary) Ms J Ryan (Vice/Lay Chair & Treasurer) Ms S Hallam Mr Jonathan Lee Dr Amy Pollard The members of PCC act as Trustees except for any nonvoting/ co-opted members. Standing Committee: This is the only committee required by law. It has power to transact the business of the PCC between its meetings, subject to any directions given by the Council. The members of the Standing Committee are the Vicar, the two Churchwardens, treasurer and the Licensed Lay Minister. The committee meets in advance of PCC meetings to prepare the agenda. Revd S Clarke (Vicar & Chair) Ms J King (Warden) Ms M Ray (Warden) Ms F Alty (Licensed Lay Minister) Ms J Ryan (Treasurer) The Parish of St Andrew's, Whitehall Park is a Church of England parish in London N19 and is part of Archway Group Ministry in the Deanery of Islington within the Episcopal Area of Stepney within the Diocese of London. The correspondence address is The Vicarage, 43 Dresden Road, London, N19 3BG. The PCC has been a registered charity since 2013. ## **Independent examiner** Name- Kevin Ogilvie, Charity Bookkeeping and Examination Services Address- 13 Evelyns Close, Uxbridge, UB8 3LR ## **STRUCTURE, GOVERNANCE AND MANAGEMENT** There is a Parochial Church Council (PCC) to govern the parish and the method of appointment of PCC members is set out in the church representation rules. All church attendees are encouraged to register on the electoral roll and stand for election to the PCC. ## **OBJECTIVES AND ACTIVITIES** The PCC has responsibility for co-operating with the incumbent of St Andrew's, Whitehall Park for promoting in the parish the whole mission of the church - pastoral, evangelistic, social and ecumenical. The church electoral roll on 31st December 2024 was 46. ## **ACHIEVEMENT AND PERFORMANCE** Six meetings of the St Andrew's PCC were held on 18 January, 21 March, 02 June, 11 July, 26 September and 21 November. Standing Committee Meetings were held on a bi-monthly basis and took place after Morning Prayer on a Tuesday, in the form of a staff meeting. Common Fund contribution for 2024 was £60,000. We are committed to increasing our Common Fund contribution in the future as it is essential for the support the mission and ministry of the church and wider diocese. _Page 1_ ## **Vision and Values** Our values, vision and mission statement: ## **Values** Worship & Prayer | Discipleship & Community | Mission & Service ## **St Andrew’s Vision:** Loving God with our whole lives Building a community of confident disciples Celebrating life on earth as it is in heaven ## **Summary of achievements** **Loving God with our whole lives-** Our Sunday worship is marked by a regular pattern of worship, teaching, prayer and Holy Communion. We use the lectionary readings for the key seasons of Advent, Christmas, Easter and Pentecost. During other parts of the year we have shaped teaching series that speak into our vision and values. This year we did a series entitled ‘Generous God’, exploring a series of parables in Luke’s Gospel. A series resourced by the London Institute of Contemporary Christianity called Frontline Sundays, encouraged us to think of Sundays as a place by which we are equipped for mission and ministry the other 6 days of the week. In the Autumn term we used the ‘Practicing the Way’ material on Sundays. This looked at what it means to follow Jesus as a disciple, build into our life core practices or habits and centre our lives around a rhythm or rule of life. Prayer remains at the heart of our community. We meet together each week for Morning Prayer and monthly either as a church or with the wider Stepney Churches through “Stepney @ Prayer” **Building Community** - Our midweek Lifegroup continued to meet on a fortnightly basis. We’ve sought to gather as many on a Thursday as possible by offering courses which seek to feed people’s life in God and encourage them on the spiritual journey. During Lent we used the Church of England’s national Lent material ‘Watch & Pray’. We offered daily reflections and liturgy through the Watch & Pray booklets and weekly Lent Spaces that met on a Monday afternoon and Thursday evening. These we prayer and study spaces using the weekly themes of Watch & Pray. Throughout the rest of the year, we’ve used the themes from our Sunday Series to go deeper in prayer, study and discussion. In the Summer Term we used the Frontline Small Group Course and in the Autumn we hosted the first part of the Practicing the Way Course. **Mission & Service-** Much of our midweek, monthly and termly outreach continued in the same way as the previous year. Weekly through Cheeky Cherubs. Monthly through Brunch & Bounce. Termly through seasonal events. We also saw an increase in need in our local community with schools increasing their orders of Meal Boxes. In November we took part in the ‘Big Quiz- a national Quiz Night in aid of Tearfund. **Children and Families-** This year we appointed a new part-time kids and youth pastor, Malin Ray. Malin has brought much energy, passion and vision to our team and the ministry among young people and families. She has led kids church and the volunteer team, managed our safer recruitment and hall hire. Alongside this Malin successfully launched Messy Church and in collaboration with churches in North London we launched a Youth Minster to gather young people together for worship, discipleship, community & mission. Other key discussions and developments through the PCC: - We continued to work on and through our new Church Development Plan- a highlight being a creative project called footprints towards Jesus, where we encouraged conversation around lunch in how each of us connected with Jesus. - - Responsibility for the ongoing upkeep of the fabric continued with help from Cloudesley on improving our vision for accessibility to the church building. 3 grants were applied for. High level roofing works were agreed with a substantial grant from Cloudesley. Alongside this, two special grants rounds were successfully applied for. A sustainability grant to install heat pumps and an accessibility grant to improve access, decoration and seating in the hall for after the service and midweek activities. - Safeguarding remained central to the life of St Andrew’s, as a standing agenda item at each PCC. In particular Marion (PSO) and Malin (Children’s Champion) continued to improve and develop our safer recruitment procedures and Marion kept the PCC up to date with best practice and procedures. We renewed our agreed services and events and Risk Assessments. ## **FINANCIAL REVIEW** ## **Reserves policy** The PCC is expected to establish and disclose its policy on reserves. Reserves are defined as that part of the PCC's income that is freely available. This therefore excludes permanent or expendable endowment funds, restricted income funds, and any part of unrestricted funds which is not currently available for spending. The PCC is committed to hold reserves sufficient to maintain cash flows needed to meet all day-to-day operating costs and expenses. Church income is such that income surpluses do not normally arise. In the event that such a circumstance does occur the PCC will consider the use of a surplus in the light of its overall financial position. _Page 2_ The PCC is committed to use the funds given to it for the furtherance of its stated aims and does not have a policy of building up unused reserves unnecessarily. The PCC reviews the cash flow and financial situation of the church at each PCC meeting through the Treasurer's report. ## **UPPER HOLLOWAY TEAM MANAGED FUNDS** The St Peter’s Asset Management Group (formerly Upper Holloway Team PCC) manages the lettings of the former St Peter's church hall and two flats within the former St Peter's church building on behalf of the Archway Group Ministry. All additional funds are disbursed periodically and equally to the 3 churches in the Group to be used at the discretion of the PCC of each church. Approved by order of the board of trustees on and signed on its behalf by: Rev S Clarke (Chair) - Trustee _Page 3_ ## **Independent Examiner's Report to the Trustees of St Andrew’s Church Whitehall Park** I report on the accounts of the charity for the year ended 2024 which are set out on finance pages of the Annual Report. ## **Respective Responsibilities of Trustees and Examiner** The charity’s trustees are responsible for the preparation of the accounts. The charity’s trustees consider that an audit is not required for this year under section 144(2) of the Charities Act **2011** (the 2011 Act)) and that an independent examination is needed. It is my responsibility to: - Examine the accounts under section 145 of the 2011 Act); - To follow the procedures laid down in the General Directions given by the Charity Commissioners (under section 145(5)(b) of the 2011 Act); and - To state whether particular matters have come to my attention. ## **Basis of Independent Examiner's report** My examination was carried out in accordance with the general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a ‘true and fair view’ and the report is limited to those matters set out in the statement below. ## **Independent examiner's statement** _Since the gross income for the year exceeds the amount provided in section 145(3) of the Act, I confirm that I am qualified to act as Independent Examiner under the provisions of that section of the Act and that my qualification is as shown below._ In connection with my examination, no matter has come to my attention: - 1 which gives me reasonable cause to believe that in any material respect the requirements - to keep accounting records in accordance with section 130 of the 2011 Act; and - to prepare accounts which accord with the accounting records and comply with the accounting requirements of the 2011 Act have not been met; or - 2 to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached. Kevin Ogilvie Charity Bookkeeping and Examination Services 13 Evelyns Close, Hillingdon, Middlesex, UB8 3L _Page 4_ ## **Statement of Financial Activities** ||**Unrestricted Designated**
**Restricted Endowment**
**Total**
**Prior year**
**funds**
**funds**
**funds**
**funds**
**funds**
**total funds**| |---|---| |**Incoming resources**
Incoming resources from generated funds
Voluntary income
Activities for generating funds
Investment income
Incoming resources from charitable activities
Other incoming resources
Local Giving
**Total income**
**Resources used**
Cost of generating funds
Cost of generating voluntary income
Investment management costs
Charitable activities
Children & Families Activities
Governance costs
Depreciation
Plant and Machinery Depreciation
Fixtures and Fittings Depreciation
**Total expenditure**
**Net income / (expenditure) resources before**
**transfer**
**Transfers**
Gross transfers between funds - in
Gross transfers between funds - out
**Other recognised gains / losses**
**Net movement in funds**
**Total funds brought forward**
**Total funds carried forward**|39,157
—
11,677
—
50,834
46,342
17,387
1,774
—
—
19,161
12,089
30,133
9,042
—
—
39,174
35,507
876
5
—
—
881
447
37,980
5,166
11,415
—
54,561
149,739
—
—
1,534
—
1,534
824| ||**125,532**
**15,987**
**24,625**
**—**
**166,145**
**244,947**
149
—
926
—
1,076
427
194
—
—
—
194
149
107,124
8,880
17,427
—
133,431
245,064
1,709
—
253
—
1,962
2,056
1,000
—
—
—
1,000
650
—
5,531
—
—
5,531
11,789
—
6,258
—
—
6,258
—| ||**110,177**
**20,668**
**18,606**
**—**
**149,451**
**260,134**| ||**15,355**
**(4,681)**
**6,019**
**—**
**16,693**
**(15,187)**
—
14,363
10
—
14,373
—
(14,373)
—
—
—
(14,373)
—| ||**982**
**9,682**
**6,029**
**—**
**16,693**
**(15,187)**| ||**1,187,612**
**0**
**8,744**
**—**
**1,196,357**
**1,211,544**| ||**1,188,594**
**9,682**
**14,774**
**—**
**1,213,050**
**1,196,357**| _Page 5_ ## **Balance sheet** |**Class and code**
**Description**|**This year**
**Last year**| |---|---| |**Fixed assets**
6420
Property
6430
Plant & Machinery
6431
Plant & Machinery Deprciation
6440
Fixtures & Fittings - Cost
6441
Fixtures & Fittings Depreciation
**Total Fixed assets**
**Current assets**
6501
Barclays Current Account
6502
Barclays Saver Account
6503
Barclays Current Account 2
Z05
Accounts Receivable
**Total Current assets**
**Liabilities**
6699
Agency collections
Z04
Accounts Payable
**Total Liabilities**
**Net Asset surplus(deficit)**
**Reserves**
Excess / (deficit) to date
Z01
Starting balances
Z03
Gains and losses own use
**Total Reserves**
**Represented by funds**
Unrestricted
Designated
Restricted
Endowment
**Total**|1,100,000
1,100,000
110,623
110,623
(60,112)
(54,581)
37,797
37,797
(30,972)
(24,714)| ||**1,157,336**
**1,169,124**
50
17,114
28,369
10,105
29,687
—
2,104
—| ||**60,209**
**27,219**
(306)
(13)
4,801
—| ||**4,495**
**(13)**| ||**1,213,050**
**1,196,357**| ||16,693
(15,187)
1,196,357
1,211,544
—
—| ||**1,213,050**
**1,196,357**
1,188,594
1,187,612
9,682
0
14,774
8,744
—
—| ||**1,213,050**
**1,196,357**| _Page 6_ ## **Fund movement by type** ||**Opening Incoming Outgoing Transfers Gains/losses Journals Closing**|**Opening Incoming Outgoing Transfers Gains/losses Journals Closing**| |---|---|---| |**Appeals - Charity fundraising**
Restricted
**Sub-total for Appeals**
**CHEV - Cheverton sinking fu**
Designated
**Sub-total for CHEV**
**CHURCH - church maintenance s**
Designated
**Sub-total for CHURCH**
**CYworker - 2023 Gift Day - chil**
Restricted
**Sub-total for CYworker**
**Cloudesley - Cloudesley**
Restricted
**Sub-total for Cloudesley**
**Ed - Education**
Restricted
**Sub-total for Ed**
**FabFund - Fabric & Heating Fun**
Restricted
**Sub-total for FabFund**
**Flowers - Flowers - state purp**
Restricted
**Sub-total for Flowers**
**Gifts - Internal gifts**
Restricted
**Sub-total for Gifts**
**MHF - Mission Hall Fund**
Restricted
**Sub-total for MHF**
**Meals - St Andrews Meals**
Restricted
**Sub-total for Meals**
**Tithe - Charity donations**
Designated
**Sub-total for Tithe**
**bldg - Church Building**
Designated
**Sub-total for bldg**
**General - General fund**
Unrestricted
**Sub-total for General**
**ZReval - Revaluation reserves**
Designated
**Sub-total for ZReval**
**Grand total**|(10)
1,534
1,534
10
—|—
—| ||**(10)**
**1,534**
**1,534**
**10**
**—**
—
5,128
1,657
4,435
—|**—**
**—**
—
7,906| ||**—**
**5,128**
**1,657**
**4,435**
**—**
—
1,166
5,443
9,834
—|**—**
**7,906**
—
5,557| ||**—**
**1,166**
**5,443**
**9,834**
**—**
7,558
9,085
7,525
—
—|**—**
**5,557**
—
9,118| ||**7,558**
**9,085**
**7,525**
**—**
**—**
—
10,815
5,400
—
—|**—**
**9,118**
—
5,415| ||**—**
**10,815**
**5,400**
**—**
**—**
—
1,467
1,467
—
—|**—**
**5,415**
—
—| ||**—**
**1,467**
**1,467**
**—**
**—**
—
1,000
480
—
—|**—**
**—**
—
520| ||**—**
**1,000**
**480**
**—**
**—**
3
—
3
—
—|**—**
**520**
—
—| ||**3**
**—**
**3**
**—**
**—**
—
—
—
—
—|**—**
**—**
—
—| ||**—**
**—**
**—**
**—**
**—**
1,126
600
1,661
—
—|**—**
**—**
—
65| ||**1,126**
**600**
**1,661**
**—**
**—**
68
125
537
—
—|**—**
**65**
—
(344)| ||**68**
**125**
**537**
**—**
**—**
0
9,693
1,686
—
—|**—**
**(344)**
—
8,007| ||**0**
**9,693**
**1,686**
**—**
**—**
—
—
94
94
—|**—**
**8,007**
—
—| ||**—**
**—**
**94**
**94**
**—**
1,187,612
125,532
110,177
(14,373)
—|**—**
**—**
—
1,188,594| ||**1,187,612**
**125,532**
**110,177**
**(14,373)**
**—**
—
—
11,789
—
—|**—**
**1,188,594**
—
(11,789)| ||**—**
**—**
**11,789**
**—**
**—**|**—**
**(11,789)**| ||**1,196,357**
**166,145**
**149,451**
**—**
**—**|**—**
**1,213,050**| _Page 7_ ## **Analysis of income and expenditure** |**Unrestricted Designated**
**Restricted**
**Endowment**
**INCOME AND ENDOWMENTS**
**Incoming resources from generated funds - Voluntary income**
Gift Aid - Bank
5,281
—
—
—
Parish Giving Scheme
16,623
—
—
—
Other planned giving
705
—
—
—
Loose plate collections
936
—
10
—
Envelopes - Gift Aid
462
—
—
—
Digital donations - Sundays
1,384
—
—
—
St Andrews Gift Day
—
—
9,075
—
One-off Gift Aid gifts
6,125
—
2,467
—
One-off gifts w/o Gift Aid
35
—
—
—
Cash donations mid-week
369
—
—
—
Card donations mid-week
1,219
—
—
—
Donations during fetes - card
305
—
—
—
Donations during fetes - cash
394
—
—
—
St Andrews Meals
—
—
125
—
Tax recoverable on Gift Aid
1,250
—
—
—
Gift Aid - PGS
4,068
—
—
—
Total
39,157
—
11,677
—
**Incoming resources from generated funds - Activities for generating funds**
Church hall lettings - regular
8,856
984
—
—
Church hall lettings - individual
8,530
790
—
—
Hall Letting Deposits
—
—
—
—
Total
17,387
1,774
—
—
**Incoming resources from generated funds - Investment income**
Bank and building society interest
251
24
—
—
85 Cheverton Rent
29,882
9,018
—
—
Total
30,133
9,042
—
—
**Incoming resources from charitable activities**
Fees for weddings and funerals
876
5
—
—
Total
876
5
—
—
**Other incoming resources**
Grants
—
—
600
—
Insurance claims
1,850
1,166
—
—
Non-recurring one-off grants
130
—
10,815
—
St Peters
36,000
4,000
—
—
Total
37,980
5,166
11,415
—
**Other incoming resources - Local Giving**
Gifts
—
—
—
—
Donations for appeals
—
—
1,534
—
Total
—
—
1,534
—|**Unrestricted Designated**
**Restricted**
**Endowment**|**Total**
**This year**
**Last year**
5,281
8,500
16,623
7,814
705
7,200
946
1,091
462
465
1,384
1,883
9,075
10,558
8,592
4,035
35
1,259
369
371
1,219
862
305
268
394
122
125
160
1,250
—
4,068
1,753| |---|---|---| |||50,834
46,342
9,841
6,134
9,320
5,854
—
100| |||19,161
12,089
274
107
38,900
35,400| |||39,174
35,507
881
447| ||876
5
—
—
—
—
600
—
1,850
1,166
—
—
130
—
10,815
—
36,000
4,000
—
—|881
447
600
3,278
3,016
—
10,945
104,961
40,000
41,500| ||37,980
5,166
11,415
—
**Giving**
—
—
—
—
—
—
1,534
—|54,561
149,739
—
370
1,534
454| ||—
—
1,534
—|1,534
824| |**INCOME TOTAL**|125,532
15,987
24,625
—|166,145
244,947| _Page 8_ ## **EXPENDITURE** ## **Cost of generating funds - Cost of generating voluntary income** |Costs of fetes & other events|149|—|926|—|1,076|427| |---|---|---|---|---|---|---| |Total|149|—|926|—|1,076|427| |**Cost of generating funds - Investment**|**management**|**costs**||||| |Investment management costs|194|—|—|—|194|149| |Total|194|—|—|—|194|149| |**Charitable activities**||||||| |Youth Club|96|—|—|—|96|35| |Giving to missionary societies|—|150|—|—|150|1,800| |Giving to Compassion|—|1,536|—|—|1,536|1,376| |Giving - relief and development|—|—|—|—|—|4,766| |agencies||||||| |Giving - gifts|129|—|—|—|129|435| |Giving - donations for appeals|0|—|1,088|—|1,088|714| |Home mission|36|—|465|—|501|(477)| |Hand in Hand|—|—|—|—|—|670| |St Andrews Meals|—|—|537|—|537|92| |Common Fund|60,000|—|—|—|60,000|60,000| |LDF Fees|352|—|—|—|352|300| |Children & Family Pastor|—|—|7,525|—|7,525|15,305| |Working expenses of incumbent|254|—|—|—|254|121| |Water rates - vicarage|—|—|—|—|—|434| |Vicar's telephone|353|—|—|—|353|481| |Parish training and mission|125|—|—|—|125|17| |Education|—|—|1,867|—|1,867|202| |Church running - insurance|5,232|—|—|—|5,232|4,504| |Copyright & Music costs|544|—|—|—|544|480| |Church maintenance sundries|1,276|—|—|—|1,276|1,062| |Cleaning|5,292|—|—|—|5,292|4,582| |Church maintenance repairs &|2,746|5,443|480|—|8,669|6,615| |inspections||||||| |Church running - electric|7,108|—|—|—|7,108|8,234| |Church running - gas|12,240|—|—|—|12,240|11,292| |Church running - water|225|—|—|—|225|208| |Upkeep of services|461|—|3|—|464|735| |Childrens Sunday expenses|230|—|—|—|230|228| |Food & Beverage|464|94|63|—|621|562| |Upkeep of churchyard|254|—|—|—|254|300| |Christmas Activities|258|—|—|—|258|702| |Visiting speakers / locums|7|—|—|—|7|—| |Printing & Copying & Stationery|329|—|—|—|329|3,473| |Church office - telephone|750|—|—|—|750|565| |Administration|652|—|—|—|652|1,004| |Hall running - commission|1,197|—|—|—|1,197|—| |bank charges|34|—|—|—|34|—| |Church major repairs - structure|—|—|5,400|—|5,400|106,161| |Church major repairs - installation|—|—|—|—|—|589| |85 Cheverton property upkeep|1,355|1,657|—|—|3,011|3,235| |85 Cheverton letting & mgmt fees|5,127|—|—|—|5,127|—| |85 Cheverton major repairs|—|—|—|—|—|4,260| |Total|107,124|8,880|17,427|—|133,431|245,064| _Page 9_ |**Charitable activities - Children & Families Activities**
Brunch & Bounce
1,252
—
—
—
Cheeky Cherubs
305
—
—
—
Children & Families fetes
153
—
253
—
Total
1,709
—
253
—
**Governance costs**
Governance costs examination/audit
fee
1,000
—
—
—
Total
1,000
—
—
—
**Depreciation - Plant and Machinery Depreciation**
Plant & Machinery Depreciation
—
5,531
—
—
Total
—
5,531
—
—
**Depreciation - Fixtures and Fittings Depreciation**
Fixtures & Fittings Depreciation
—
6,258
—
—
Total
—
6,258
—
—|**Charitable activities - Children & Families Activities**
Brunch & Bounce
1,252
—
—
—
Cheeky Cherubs
305
—
—
—
Children & Families fetes
153
—
253
—
Total
1,709
—
253
—
**Governance costs**
Governance costs examination/audit
fee
1,000
—
—
—
Total
1,000
—
—
—
**Depreciation - Plant and Machinery Depreciation**
Plant & Machinery Depreciation
—
5,531
—
—
Total
—
5,531
—
—
**Depreciation - Fixtures and Fittings Depreciation**
Fixtures & Fittings Depreciation
—
6,258
—
—
Total
—
6,258
—
—|1,252
885
305
149
405
1,022| |---|---|---| ||1,709
—
253
—
1,000
—
—
—|1,962
2,056
1,000
650| |||1,000
650
5,531
11,789| |||5,531
11,789
6,258
—| ||—
6,258
—
—|6,258
—| |**EXPENDITURE TOTAL**|110,177
20,668
18,606
—|149,451
260,134| |||| |**GRAND TOTAL**|15,355
(4,681)
6,019
—|16,693
(15,187)| _Page 10_