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2024-10-31-accounts

Company Registration Number

07840801 Charity number: 1150278

JBA TRUST LIMITED

UNAUDITED FINANCIAL STATEMENTS

31 OCTOBER 2024

(A company limited by guarantee)

JBA TRUST LIMITED

(A company limited by guarantee)

CONTENTS

Page
Reference and administrative details of the charity, its trustees and advisers 1
Trustees' report 2
Independent examiner's report 19
Statement of financial activities 21
Balance sheet 22
Notes to the financial statements 23
30

JBA TRUST LIMITED

(A company limited by guarantee)

REFERENCE AND ADMINISTRATIVE DETAILS OF THE COMPANY, ITS TRUSTEES AND ADVISERS FOR THE YEAR ENDED 31 OCTOBER 2024

Trustees

Rob Lamb, JBA (Managing Director) Jeremy Benn, JBA Jim Hall, University Professor Keith Beven, University Professor Emeritus Nick Russell, Bank Corporate Director (retired) Joanne Coles, Senior Advisor (Appointed 3 September 2023) Peter Jimack, University Professor (Appointed 3 September 2023)

Company registered number

07840801

Charity registered number

1150278

Registered office

1 Broughton Park, Old Lane North, Broughton, Skipton, North Yorkshire, BD23 3FD

Company secretary

C Robson

Independent examiners

Armstrong Watson Audit Limited, Number 3, Acorn Business Park, Airedale Business Centre, Skipton, North Yorkshire, BD23 2UE

Page 1

JBA TRUST LIMITED

(A company limited by guarantee)

TRUSTEES' REPORT FOR THE YEAR ENDED 31 OCTOBER 2024

The Trustees present their annual report together with the financial statements of the company for the 1 November 2023 to 31 October 2024. The Trustees confirm that the Annual Report and financial statements of the company comply with the current statutory requirements, the requirements of the company's governing document and the provisions of the Statement of Recommended Practice (SORP), applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015) as amended by Update Bulletin 1 (effective 1 January 2015).

GOING CONCERN

The financial statements have been prepared on the going concern basis. This is based on the continued financial support of its sponsors and creditors, which is confirmed at regular intervals, allied to the maintenance of a robust reserves policy.

TRUSTEES' RESPONSIBILITIES STATEMENT

The Trustees (who are also directors of JBA Trust Limited for the purposes of company law) are responsible for preparing the Trustees' report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Company law requires the Trustees to prepare financial statements for each financial year. Under company law the Trustees must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the charitable company and of the incoming resources and application of resources, including the income and expenditure, of the charitable company for that period. In preparing these financial statements, the Trustees are required to:

The Trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the charitable company's transactions and disclose with reasonable accuracy at any time the financial position of the charitable company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charitable company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

This report was approved by the Trustees, on and signed on their behalf by:

Rob Lamb, Managing Director

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JBA TRUST LIMITED

(A company limited by guarantee)

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JBA TRUST LIMITED

(A company limited by guarantee)

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JBA TRUST LIMITED

(A company limited by guarantee)

Landforms journal on ‘ VedgeSat: An automated, open-source toolkit for coastal change monitoring using satellite- derived vegetation edges’. The aim of Freya’s research is to develop an operational

Assimilation of satellite flood likelihood data improves inundation

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JBA TRUST LIMITED

(A company limited by guarantee)

This course will be invaluable for increasing my technical knowledge, helping me to progress my career and in turn improve the flood resilience of our community by applying what I have learned to managing local flood risks.

Having grown up in Milton Keynes, I look forward applying the technical and practical knowledge provided by the course to the work that I do, with the ambition to implement best practices across the varied work we do as a team to serve the people of Milton Keynes as best as we can.

6 Deepening my understanding of flood prevention strategies will enhance my ability to manage and mitigate flood risks in my role at the lead local flood authority. By learning advanced techniques and gaining insight into sustainable approaches, |’ll be able to develop more effective flood resilience plans and better protect our communities. 99

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JBA TRUST LIMITED

(A company limited by guarantee)

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JBA TRUST LIMITED

(A company limited by guarantee)

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JBA TRUST LIMITED

(A company limited by guarantee)

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JBA TRUST LIMITED

(A company limited by guarantee)

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JBA TRUST LIMITED

(A company limited by guarantee)

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JBA TRUST LIMITED

(A company limited by guarantee)

INDEPENDENT EXAMINER'S REPORT FOR THE YEAR ENDED 31 OCTOBER 2024

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF JBA TRUST LIMITED (the 'company')

I report to the charity Trustees on my examination of the accounts of the company for the year ended 31 October 2024.

This report is made solely to the company's Trustees, as a body, in accordance with Part 4 of the Charities (Accounts and Reports) Regulations 2008. My work has been undertaken so that I might state to the company's Trustees those matters I am required to state to them in an Independent examiner's report and for no other purpose. To the fullest extent permitted by law, I do not accept or assume responsibility to anyone other than the company and the company's Trustees as a body, for my work or for this report.

RESPONSIBILITIES AND BASIS OF REPORT

As the Trustees of the company (and its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

Having satisfied myself that the accounts of the company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of the company's accounts carried out under section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

INDEPENDENT EXAMINER'S STATEMENT

I have completed my examination. I can confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the company as required by section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a 'true and fair' view which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities [applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

Page 19

JBA TRUST LIMITED

(A company limited by guarantee)

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Signed: Dated:

Rohan Day FCA

Armstrong Watson Audit Limited Number 3 Acorn Business Park Airedale Business Centre Skipton North Yorkshire BD23 2UE

Page 20

JBA TRUST LIMITED

(A company limited by guarantee)

STATEMENT OF FINANCIAL ACTIVITIES INCORPORATING INCOME AND EXPENDITURE ACCOUNT FOR THE YEAR ENDED 31 OCTOBER 2024

Note
INCOME FROM:
Donations and legacies
2
Investments
3
TOTAL INCOME
EXPENDITURE ON:
Charitable activities
4,5,6
TOTAL EXPENDITURE
NET EXPENDITURE BEFORE OTHER RECOGNISED
GAINS AND LOSSES
NET MOVEMENT IN FUNDS
RECONCILIATION OF FUNDS:
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
Unrestricted
funds
2024
£
193,414
5,678
Total
funds
2024
£

193,414
5,678
Total
funds
2023
£

152,257
3,685
199,092 199,092 155,942

231,804
231,804 217,214
231,804 231,804 217,214
(32,712)
(32,712)
177,632
(32,712)
(32,712)
177,632
(61,272)
(61,272)
238,904
144,920 144,920 177,632

The notes on pages 23 to 30 form part of these financial statements.

Page 21

JBA TRUST LIMITED

(A company limited by guarantee) REGISTERED NUMBER: 07840801

BALANCE SHEET AS AT 31 OCTOBER 2024

2024 2023
Note £ £ £ £
FIXED ASSETS
Tangible assets 9 6,208 9,063
CURRENT ASSETS
Debtors 10 10,622 -
Cash at bank and in hand 130,904 179,976
141,526 179,976
CREDITORS:amounts falling due within
one year 11 (2,814) (11,407)
NET CURRENT ASSETS 138,712 168,569
NET ASSETS 144,920 177,632
CHARITY FUNDS
Unrestricted funds 12 144,920 177,632
TOTAL FUNDS 144,920 177,632

The company's financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.

The Trustees consider that the company is entitled to exemption from the requirement to have an audit under the provisions of section 477 of the Companies Act 2006 ("the Act") and members have not required the company to obtain an audit for the year in question in accordance with section 476 of the Act.

The Trustees acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

The financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime and in accordance with the provisions of FRS 102 Section 1A - small entities.

The financial statements were approved and authorised for issue by the Trustees on and signed on their behalf, by:

R Lamb Director

The notes on pages 6 to 13 form part of these financial statements.

Page 22

JBA TRUST LIMITED

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 OCTOBER 2024

1. ACCOUNTING POLICIES

1.1 Basis of preparation of financial statements

The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015) - (Charities SORP (FRS 102)), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Companies Act 2006.

JBA Trust Limited meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy.

The principal activity of the company is to enhance understanding and management of risks in the water environment by enabling research, education and training.

The company is a company limited by guarantee incorporated and domiciled in the United Kingdom.

These financial statements have been presented in Pound Sterling as this is the currency of the primary economic environment in which the company operates.

1.2 Company status

The company is a company limited by guarantee. The members of the company are the Trustees named on page 1. In the event of the company being wound up, the liability in respect of the guarantee is limited to £10 per member of the company.

1.3 Going concern

The financial statements have been prepared on the going concern basis. This is based on the continued financial support of its sponsors and creditors, which is confirmed at regular intervals, allied to the maintenance of a robust reserves policy.

1.4 Income

All income is recognised once the company has entitlement to the income, it is probable that the income will be received and the amount of income receivable can be measured reliably.

Donated services or facilities are recognised when the company has control over the item, any conditions associated with the donated item have been met, the receipt of economic benefit from the use of the company of the item is probable and that economic benefit can be measured reliably. In accordance with the Charities SORP (FRS 102), the general volunteer time of the Friends is not recognised and refer to the Trustees' report for more information about their contribution.

On receipt, donated professional services and donated facilities are recognised on the basis of the value of the gift to the company which is the amount the company would have been willing to pay to obtain services or facilities of equivalent economic benefit on the open market; a corresponding amount is then recognised in expenditure in the period of receipt.

Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.

Income tax recoverable in relation to investment income is recognised at the time the investment income is receivable.

Page 23

JBA TRUST LIMITED

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 OCTOBER 2024

1. ACCOUNTING POLICIES (continued)

1.5 Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the

Support costs are those costs incurred directly in support of expenditure on the objects of the company and include project management carried out at Headquarters. Governance costs are those incurred in connection with administration of the company and compliance with constitutional and statutory requirements.

Charitable activities and Governance costs are costs incurred on the company's educational operations, including support costs and costs relating to the governance of the company apportioned to charitable activities.

Grants payable are charged in the year when the offer is made except in those cases where the offer is conditional, such grants being recognised as expenditure when the conditions attaching are fulfilled. Grants offered subject to conditions which have not been met at the year end are noted as a commitment, but not accrued as expenditure.

1.6 Tangible fixed assets and depreciation

A review for impairment of a fixed asset is carried out if events or changes in circumstances indicate that the carrying value of any fixed asset may not be recoverable. Shortfalls between the carrying value of fixed assets and their recoverable amounts are recognised as impairments. Impairment losses are recognised in the Statement of financial activities incorporating income and expenditure account.

Tangible fixed assets are carried at cost, net of depreciation and any provision for impairment. Depreciation is provided at rates calculated to write off the cost of fixed assets, less their estimated residual value, over their expected useful lives on the following bases:

Plant and machinery - 25% straight line Motor vehicles - 25% straight line Equipment - 25% straight line

1.7 Interest receivable

Interest on funds held on deposit is included when receivable and the amount can be measured reliably by the company; this is normally upon notification of the interest paid or payable by the Bank.

1.8 Debtors

Trade and other debtors are recognised at the settlement amount after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.

Page 24

JBA TRUST LIMITED

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 OCTOBER 2024

1. ACCOUNTING POLICIES (continued)

1.9 Cash at Bank and in hand

Cash at bank and in hand includes cash and short term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

1.10 Liabilities and provisions

Liabilities are recognised when there is an obligation at the Balance sheet date as a result of a past event, it is probable that a transfer of economic benefit will be required in settlement, and the amount of the settlement can be estimated reliably. Liabilities are recognised at the amount that the company anticipates it will pay to settle the debt or the amount it has received as advanced payments for the goods or services it must provide. Provisions are measured at the best estimate of the amounts required to settle the obligation. Where the effect of the time value of money is material, the provision is based on the present value of those amounts, discounted at the pre-tax discount rate that reflects the risks specific to the liability. The unwinding of the discount is recognised within interest payable and similar charges.

1.11 Fund accounting

General funds are unrestricted funds which are available for use at the discretion of the Trustees in furtherance of the general objectives of the company and which have not been designated for other purposes.

2. INCOME FROM DONATIONS AND LEGACIES

Donated services
Donations
Sales
Sale of assets
Other income
Total donations and legacies
Total 2023
Unrestricted
funds
2024
£
157,056
27,464
590
4,799
**3,505 **
Total
funds
2024
£

157,056

27,464

590

4,799

3,505
Total
funds
2023
£

155,372

26,334

1,830

-

(31,279)
193,414 193,414 152,257
152,257 152,257

Donated services are provided by the trading subsidiaries of JBA Group Limited and are valued at standard chargeable rates.

Page 25

JBA TRUST LIMITED

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 OCTOBER 2024

3. INVESTMENT INCOME

Interest received
Total 2023
Unrestricted
funds
2024
£
5,678
Total
funds
2024
£
5,678
Total
funds
2023
£
3,685
3,685 3,685

4. ANALYSIS OF GRANTS

Grants, Activities undertaken
Total 2023
Grants to institutions
Research projects
Project pipeline development
Education and training
Seminars
Total
Grants to
Institutions
2024
£
41,730
Grants to
Support
Activities
2024
£
132,193
Total
2024
£
173,923
132,898
2024
£

41,730
58,601
21,591
51,416
585
173,923
Total
2023
£
132,898
2023
£
21,200
30,112
18,608
62,795
183
132,898
21,200 111,698

Page 26

JBA TRUST LIMITED

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 OCTOBER 2024

5. SUPPORT COSTS

Programme management
Sundry expenses
Communication and website
Computer consumables and software licences
Motor and travel expenses
Office costs
Insurance
Legal and professional
Depreciation
Total 2023
Activities
undertaken
£
33,743
722
13,951
350
1,238
732
558
130
**2,855 **
Total
2024
£

33,743

722

13,951

350

1,238

732

558

130

2,855
Total
2023
£

49,800

(1,962)

17,133

324

10,097

25

512

124

4,479
54,279 54,279 80,532
80,532 80,532

During the year ended 31 October 2024, the company incurred the following Governance costs:

£ NIL (2023 - £ NIL ) included within the table above in respect of Activities undertaken directly. £ NIL (2023 - £ NIL ) included within the table above in respect of Support costs.

6. GOVERNANCE COSTS

Accountancy fees
Bank charges
7.
NET INCOME/(EXPENDITURE)
Unrestricted
funds
2024
£
3,240
**362 **
Total
funds
2024
£

3,240

362
Total
funds
2023
£

3,410

374
3,602 3,602 3,784

This is stated after charging:

2024
£
Depreciation of tangible fixed assets:
- owned by the charity
2,855
During the year, no Trustees received any remuneration (2023 - £NIL).
During the year, no Trustees received any benefits in kind (2023 - £NIL).
During the year, no Trustees received any reimbursement of expenses (2023 - £NIL).
2024
£
2,855
2023
£
4,479

Page 27

JBA TRUST LIMITED

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 OCTOBER 2024

8. EMPLOYEES

The company has no employees other than the Trustees, in both the current and previous year.

9. TANGIBLE FIXED ASSETS

Plant and
machinery
£
Cost
At 1 November 2023
48,607
Disposals
-
At 31 October 2024
48,607
Depreciation
At 1 November 2023
39,544
Charge for the year
2,855
On disposals
-
At 31 October 2024
42,399
Net book value
At 31 October 2024
6,208
At 31 October 2023
9,063
10.
DEBTORS
Trade debtors
Other debtors
11.
CREDITORS: Amounts falling due within one year
Trade creditors
Other creditors
Accruals and deferred income
Plant and
machinery
£
48,607
-
Motor
vehicles
£

20,100
(20,100)
Motor
vehicles
£

20,100
(20,100)
Equipment
£

1,607
-
Equipment
£

1,607
-
Total
£

70,314
(20,100)
50,214

61,251
2,855
(20,100)
44,006
6,208
9,063
2023
£
-
-
-
2023
£
8,691
566
2,150
48,607 - 1,607
39,544
2,855
-

20,100

-
(20,100)

1,607
-
-
42,399 - 1,607
6,208 - -
9,063 - -
2024
£
1,180
9,442

10,622
2024
£
663
-
2,151

2,814 11,407

Page 28

JBA TRUST LIMITED

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 OCTOBER 2024

12. STATEMENT OF FUNDS

STATEMENT OF FUNDS - CURRENT YEAR

Unrestricted funds
General Funds
STATEMENT OF FUNDS - PRIOR YEAR
General Funds
Total of funds
Balance at
1 November
2023
£
177,632
Income
£
199,092
Expenditure
£
(231,804)

Balance at
31 October
2024

£
144,920
Balance at
1 November
2022
£
238,904
Income
£
155,942
Expenditure
£
(217,214)

Balance at
31 October
2023

£
177,632
238,904 155,942 (217,214) 177,632

13. ANALYSIS OF NET ASSETS BETWEEN FUNDS

ANALYSIS OF NET ASSETS BETWEEN FUNDS - CURRENT YEAR

Tangible fixed assets
Current assets
Creditors due within one year
ANALYSIS OF NET ASSETS BETWEEN FUNDS - PRIOR YEAR
Tangible fixed assets
Current assets
Creditors due within one year
Unrestricted
funds
2024
£
6,209
141,526
**(2,815) **
Total
funds
2024
£

6,209

141,526

(2,815)
144,920 144,920
Unrestricted
funds
2023
£
9,063
179,976
(11,407)
Total
funds
2023
£

9,063

179,976

(11,407)
177,632 177,632

Page 29

JBA TRUST LIMITED

(A company limited by guarantee)

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 OCTOBER 2024

14. RELATED PARTY TRANSACTIONS

During the year, donations were received from JBA Risk Management Limited of £27,464 (2023 - £26,334).

Included within debtors, amounts falling due within one year is an amount of £9,442 (2023 - £Nil) due from Jeremy Benn Associates Limited. During the year, donated services were received from Jeremy Benn Associates Limited of £155,628 (2023 - £153,666).

Both JBA Risk Management Limited and Jeremy Benn Associates Limited are under common control by virtue of the shareholdings and trusteeship of J R Benn.

Page 30