REGISTERED CHARITY NUMBER: 1150193 CHRIST AVENUE CHAPEL TRUSTEES REPORT AND FINANCIAL STATEMENT FOR THE ST YEAR ENDED 31 DECEMBER 2024 DANIELAMO-HOYTE (AFA, MIPA) ACCA, Msc, Pg. dip? BA(Hons) DANED FINANCIAL SERVIC'ES LTD 55 ST. PETERS HOUSE, QUEENS ROW, LONDON SE172PU
TABLE OF CONTENTS CONTENTS PAGE CONTENTS CHARITY INFORMATION & TRUSTEES, REPORT 3-11 INCOME AND EXPENDITURE ACCOUNT 12-14 INDEPENDENT EXAMINER'S REPORT 15-16 NOTES TO THE ACCOUNTS 17
Trustees, Annual Report for the Year ending 31 st December 2024 Charity Name: Christ Avenue Chapel Charity Registration No.. 1150193 Address: Unit 3- 5, Challenge House, 616 Mitcham Road, Croydon, CRO 3AA Trustees Cynthia Baah-yeboah Randy Kofi Senyo Albert Jude General Overview Christ Avenue Chapel is a Pentecostal church and a UK-registered charity dedicated to advancing the Kingdom of God. Our mission is threefold.. to gather souls, equip and empower believers, and send them out to serve in ministry and community life. We are a family and community-centred church, committed to strengthening families, building communities, and sharing the transformative message of Jesus Christ. The Financial Statement has been prepared in accordance with the accounting policies as set out in this report and complies with the Statement of Recommended Practices (SORPS 2005). Public Benefit The Trustees confirm that they have complied with their duty to have due regard to the Charity Commission's guidance on public benefit. Christ Avenue Chapel serves the community through a wide range of charitable and spiritual programmes offering spiritual, emotional, and practical support to individuals and families in need, irrespective of background or belief. Our aims and purpose Christ Avenue Chapel has maintained the responsibility of working closely with the Minister-in-charge, Bishop Melvin Longdon, and with the pastoral, evangelistic, and outreach initiatives, social, and ecumenical committees to promote the vision and mission of the church. The church evolved over several years to address the comprehensive needs of the vulnerable,. encompassing economic; social,. environmental; and psychological aspects. We have also continued to advance the Christian faith in accordance with Biblical Principles, Doctrinal Standards, and Tenets of faith and Disciplines of Christ Avenue Chapel in such parts of United Kingdom and the world as the trustees may from time to time determine. Board of Trustees The Board of Trustees continues to serve faithfully as stewards of Christ Avenue Chapel's mission, resources, and vision. With diverse expertise in ministry, finance, compliance, and community development, the Board ensures effective governan and spiritual oversight.
Trustees meet regularly to review strategy, assess risks, and support the leadership team. Their service reflects both administrative diligence and pastoral care, ensuring that every decision advances Christ Avenue Chapel's mission of transformation and discipleship. Appointment and Retirement of trustees are in accordance with the Articles of Association, which requires that appointments and retirements should be by ordinary resolution. Governance and Compliance In 2024, we held a one-day training session for trustees, leaders, and members on governance, compliance, and updates to charity law. Key areas covered included: Charity governance and safeguarding Financial control and risk management Data protection and confidentiality The training reinforced our commitment to integrity, transparency, and accountability in all church operations. Key Achievements Community Worship and Prayer.. We continued to provide a safe and welcoming environment for weekly worship and reflection, attended by people of diverse ages and backgrounds. Special prayer gatherings were held throughout the year, focusing on national unity, peace, and community development. Sunday worship services at both the Croydon and Woolwich branches of the church Friday evening prayer meetings at both Croydon and Woolwich. Christian Education for all members on every Sunday morning and throughout the month to equip and enhance the Christian faith. Bi-weekly prayer meetings focused on intercession and spiritual development. Weekly Connect meetings for Bible study, discipleship and community building. Pastoral counselling and one-to-one support for members and the public. Public worship events at Easter and Christmas. Financial Peace courses teaching money management, debt reduction and financial resilience. Community breakfasts and outreach events encouraging friendship and belonging. Local community grants to individuals and families in the UK facing hardship, bereavement, illness, and legal or immigration challenges
Youth and Children's Ministry The year 2024 saw remarkable growth in our youth and children's ministries.. The youth in the church and wider community organised variety of activities every month to boost their confidence and leadership skills. Tailored seminars like mentorship, career choices, dealing with peer pressure, to name a few, were also arranged for them to focus on living discipline lifestyles and building a healthy society. We had intenientional activities to support their educational studies and positively changed the lives of some of the youths who were on the streets. The youth are also engaged in soft programmes that build their morals, ethics, manners, and confidence to shape their character as new teenagers. Support is given to them in writing their GCSCE for better grades and school stationaries are supplied to them on a school term basis Advancement of Education We invested in the educational development of children and young people through.. Tutoring Pmgrammes.. Over 100 participants improved literacy and numeracy skills, resulting in measurable academic progress. Personal Development Workshops.. More than 150 young people from the church and the community attended a series of four sessions on job readiness, interview skills, financial literacy, and soft skills, empowering them for success in employment and life. Knife Crime Prevention: We teamed up with local organisations and law enforcement to deliver sustained awareness programmes on knife crime for young people in the community. These activities provided insight into the risks and consequences. Raised awareness of the legal, physical, and emotional consequences of carrying or using knives. Helped young people understand that self-protection through knife carrying is not a legal defen, and often increases personal risk. Reduced misconceptions about how everyday knife carrying is, which can otherwise fuel fear and imitation. The programmes built emotional and social skills and strengthened relationships and support networks, involving parents, teachers, and community leaders.
Children's Ministry The children's department expanded with variety of sensory and child development programmes delivered by volunteers who have been trained and DBS checked. They facilitate an engaging space for children's activities, improving comfort, safety, and learning. Marital and Family Counselling We provided counselling and pastoral care to 50 families, equipping couples with tools for stronger, faith-based relationships and fostering emotional and relational stability within homes. We continued to offer free one-to-one counselling and advice services available to members, non-christians, and community members on Tuesdays, and Thursdays, we have supported people going through separation, divorce, depression, abuse, alcoholism, stress related illness, and various life crises. The church has been a great source of hope and loving community that support its members and the general public spiritually, emotionally and psychologically to elevate loneliness within our communities and society. Women's Empowerment Our women's empowerment programme train and support women in entrepreneurship, self-worth, and personal growth, parenting and socialisation retreats. Christ Avenue Chapel embraced intentional, spiritually enriching, and community activities for women. Here are some examples that align with what Christ Avenue Chapel offer., Perseverance Women." Monthly gathering where women reflect on their spiritual journeys, family stories, and personal growth. Each session could include.. testimony sharing, bible studies, mummy and daughter tea and brunch time meetings. Grace in Action.. Our women's team serve the vulnerable neighbours, delivering care packages, offering prayer walks, or hosting a "Blessing Table with free essentials, all while channelling compassion into tangible impact and empowering women to lead with mercy and strength. Leadership Training During the period under review the church hosted series of dynamic Leadership Training classes to equip both emerging and established leaders with spiritual insight and practical tools. Workshops covered topics such as Leading with Integrity, Vision Casting, Strategic Planning, and Building Resilient Teams. Feedback was overwhelmingly positive, and this event will now be held annually as part of our leadership development programme.
Community Outreach Christ Avenue Chapel collaborated with our neighbourhood through events such as community luncheons, sports day competitions and barbecues. Training and development sessions are conducted twice every quarter by professionals to enhance, upgrade and add value to our leadership skills. Holistic pastoral care and outreach programmes are conducted on a regular basis by the pastoral team through counselling, visitation and giving of groceries in supporting families in need. Couples Dating, Outings and marital counselling programmes are structured to enhance better family life and stronger relationships. Annual Conference was organised in 2024 for all ministries (Women, Men, Youth, and Children) and the general assembly to promote our spiritual growth and advancement of the Gospel. In-house ministers and guest ministers of the gospel are invited to equip the saints of God which encourages or foster unity in the ecumenical bodies and the general body of Christ. Charitable programmes involved financial education, relief of povety, humanitarian supportfor vulnerable and low income families in our communities and community development. Warm Space Initiative This project provided sanctuary for individuals and families struggling to stay warm in the winter, by offering them a safe environment that can potentially save lives. As the cost of heating homes during the winter has become increasingly burdensome for vulnerable individuals and low-income families,. our warm space initiatives have seen a significant uptick in visitors in the past,. especially as the winter is here now. These individuals often face the grim choice of allocating scarce resources between heating and other necessities., putting their health and well-being at risk. The potential for illness or even death due to exposure to cold winter conditions has never been more real. Our warm space provides a safe and warm refuge,. offering support to those who would otherwise suffer the consequences of extreme cold. Financial and housing advice: The church provided expertise advice in budgeting; affordable housing and securing vital resources that empowered struggling families and individuals to navigate challenges, learnt how to keep track of their spending and acquire the knowledge to develop strategy of managing their finances. We assisted them with tailored financial guidance; helping them to manage expenses; and creating a financial plan that promotes financial stability and resilience.
They received housing advice such as renting cheaper properties, shared accommodation, shelters and lenders to potentially lower rent or mortgage payments. It offered guidance to help vulnerable individuals navigate the complexities of an increasingly costly world,. ensuring they can sustain their livelihoods and so much more which helped them to reduce their living costs and save money. Clothing donations and relief services, ensuring families receive essentials with dignity. Bereavement support and counselling, helping individuals navigate grief with spiritual and emotional guidance. 1. Strategic Goals (Next 5 Years) Guided by Ephesians 4.1 16, Christ Avenue Chapel aims to be a thriving, Spirit-filled community rooted in love, service, and discipleship. Our strategic goals include: Expanding outreach and discipleship programmes Enhancing leadership capacity and volunteer engagement Welfare Programme: Our welfare and support systems have helped the less privilege within the church and our community and its surrounding neighbourhood during this year of review. The beneficiaries are vulnerable people, low-income families, pensioners, bereaved, joblessness and those who do not have access to public funds for variety of reasons. We freely distribute groceries and household products to the local church community especially single mothers or parents who need support. Rent support and cash donations were given to families and individuals in really bad financial situation. Music ministry As part of our community engagement programme, the Music Ministry of the Church organised two musical nights of Worship and Praise within the year. The power of music has helped to alleviate emotional pain, anxiety, and the toll of social isolation that has impacted families and people's mental health. It has promoted great love and unity betrNeen the church, the community, other religious bodies, and musicians within the Croydon and its neighbourhoods. As a result, many new families have joined the church, and the choir has seen numerical growth.
Mental Health Support The rising cost-of-living crisis, coupled with the numerous effects of the pandemic, has brought about huge mental health crises within the country, and more especially on the younger generations. As a church we created a platform of hope to the people by collaborating with mental health professionals within the church this year to organise structured forums and engaging activities that helped improve their state of mind. Families were supported through distribution of groceries and structured programs to improve their lives with clear supervision to building resilience. People were blessed to find faith, hope and happy to see positive results and changes in their young ones. Volunteers The legacy of volunteers at Christ Avenue Chapel embody the spirit of servant leadership. Their contributions often unseen have sustained the church's mission and nurtured a culture of generosity, prayer, and transformation. They continue to work hard and tirelessly to make our church the vibrant community that has been achieved this year. There were a number of volunteers who assisted in pastoral care, feeding and humanitarian projects, hospitality and assisting during our services. Professional Services Christ Avenue Chapel hired professional financial accountants and planners as well as real estate experts and public relations experts in our teams with reputed experiences who helped for effective and successful delivery of our project this year. Consultant Christ Avenue Chapel has partnered with an independent charity consultant to bring clarity, structure, and fresh momentum to our mission. We are collaborating with an independent charity consultant to guide our organisation through a season of strategic growth. This partnership is focused on strengthening our governance, expanding our impact, and developing sustainable income streams that will support our long-term vision. Together, we are laying the foundations for a resilient and thriving future. One that honours our mission and empowers our community. Financial Review The Financial results for the year are set out in the accompanying financial statement. The church continues to raise the funds which it needs to carry on its activities from within its own membership and congregation. No wider appeal was made for funds during the year. The church is heavily dependent on its attendees working as volunteers and some professional services in all aspects of the church's activities, but nevertheless they contribute substantially to the achievement of the church's
objectives. Details of any funds materially in deficit are not applicable. Our financial stewardship remains strong and mission-focused.. Growth.. Over the past five years, income has increased by more than 50 % . Compliance.. All financial returns were submitted promptly to the Charity Commission. Purposeful Spending.. One-third of annual income supports missions, outreach, and benevolence. Strategic Budgeting.. Resources are carefully allocated to programmes, staff, and facility improvements. Future Investment.. Financial planning supports new church plants and ongoing facility renovations. Every pound given is prayerfully managed to advance the Gospel and empower communities. Bounce Back Loan During the heighten of covid-19, we took a bounce back loan from the government to assist the charity to carry on fulfilling its mission and community outreach activities for the public benefit. The loan was used to cover our contractual rent due to lack of donations and financial support from our potential donors and the council. This kept the church doors opened for the community and volunteers to connect emotionally and reach out to the most vulnerable with grocery support. Reserve policy The Board has assessed the charity's requirements for reserves in the light of the main risks to the organisation. As a result, the Board has established fundraising strategy, which includes ensuring a better mix of restricted and unrestricted funding. Trustees have established a reserve policy and are satisfied that they have sufficient reserves at the balance sheet date for foreseeable needs of the church, together with on-going income anticipated to enable the church to function effectively in this year. Future plans A programme of outreach activities is planned, including participation in prison ministry, hospitals, elderly club, homeless visitation, Children's holiday club and help to challenging needs group. Missions to other parts of the world has been structured with timelines to help and assist the poor, needy, sick, and advance the gospel of Jesus Christ which is our main objective. Focus Areas: Strengthening family and youth ministries Expanding community outreach and pastoral care Enhancing governance, safeguarding, and volunteer empowerment Ensuring sustainability through faithful stewardship 10
We remain confident that as we walk in unity and purpose, the best days of Christ Avenue Chapel are yet to come. Conclusion The Trustees are grateful for the ongoing generosity of donors and the dedication of volunteers and staff. Through faith, service, and careful stewardship, the charity has continued to make a meaningful difference providing support, education, and community for the benefit of all. Ststement of Trustees, Responsibilities The trustees are responsible for preparing the Trustees, Annual Report and ensuring the charity's accounting records comply with the Charities Act 2011 and the Charities (Accounts and Reports) Regulations 2008. Declaration The trustees declare that they have approved the trustees, report above. Signed on behalf of the charity's trustee by.. Reverend Cynthia Baah-yeboah Reverend Randy Senyo
CHARITY COMMISSION FOR ENGLAND ANO WALES CHRIST AVENUE CHAPEL 1150193 Receipts and payments accounts CC16a For the period from To 0110112024 3111212024 Section A Receipts and payments Unrestricted funds Restricted funds Endowment funds to the noarest £ Total fund8 Last year to tho ne¥r•8t £ to thg nearest to thè nearèst £ to the nearest £ A1 Receipts OFFERINGS TITHES HMRC GIFT AID INCOME GRANTS SAVINGS BUILDING FUND CASIH IN HAND BANK BAL BIF 3111212023 ross income 29,993 59,330 24,718 29,993 59,330 24,718 67,914 3,000 14,068 6.321 678 206 022 30,401 36,106 17,572 9,997 3,000 67,914 3,000 14,068 6,321 678 138 108 35,434 2,028 or se {8ee tsblel. nves mèn sa es, Total rec•lpts 206,022 A3Pa ment8 RENTS AND RATES PROFESSIONAL SERVICES MINISTERIAL STIPEND VOLUNTARY STAFF ALLOWANCE GUEST HONOURARIUM BBL LOAN REPAYMENT SAVINGS MATERIALS & EQUIPMENTS COMMUNITY OUTREACH TRAINING & DEVELOPMENT DEPARTMENTAL MINISTERIES CONFERENCES & RETREATS EVANGELISM CAMPAIGNS WARM SPACE INITIATIVE FINANCIAL ADVICE SERVICE MANAGEMENT STAFF COST WINTER PROJECT HOUSING ADVICE SERVICE DELIVERY COST TRAVEL& ACCOMMODATION EVENTS & HOSPITALITY BROADBAND & UTILITIES REPAIRS & MAINTENANCE OFFICE & ADMIN & ADVERT WE8 HOSTING & SOFTWARE BANK INTERESTS & CHARGES WELFARE SUPPORT SYSTEM WORKSHOPS & SEMINARS HOT DRINKS & SNACKS CARD MACHINE RENTALS MARKETING & MEDIA LIVE STREAM & SOCAL MEDIA MISCELLANEOUS & COMMUNION ECUMENICAL ALLIANCE & INSURANCE MBDflXKklEAbE¥thrQ@ LLING 38,013 38,312 16.395 9.670 6,370 4.260 6,389 3,000 38,312 24,095 9,670 9.370 4,260 6,389 3,000 6,532 9,310 3,875 9,027 7,720 4.685 11,318 4,782 6,500 10,700 5,000 4,810 1,859 3,180 1,138 680 1,130 938 687 1,332 2,320 1,420 1,498 1,360 1.775 1,025 2.600 1,000 7,700 3,560 25,161 3,700 6,389 3,000 3.681 9,499 3.560 4,756 4,472 3,734 4,320 6,532 9,310 3,875 9,027 7,720 4,685 11,318 4,782 6,500 10,700 5,000 4,810 1,859 3,180 1.138 680 1,130 938 687 1,332 1,900 3,298 459 1,905 1,506 1.367 1,246 2.270 2.320 1,420 2,536 1,670 1,195 1,495 1.717 01111120 1,498 1,360 1,775 1,025 2,600 1,000
Sub total A4 Asset and Investment urchases see table Sub total 139.215 65.402 204,617 134,539 Net of recelpts/(payments) A5 Transfers between funds A6 Cash fund8 last yèar ènd Cash funds thls year end 1,107 2,512 3,619 1,107 2,512 3,619 CCXX R2 accounts ISSI 0111112025
Section B Statement of assets and liabilities at the end of the period Unrestricted funds lo nearèst £ Restricted funds to neareyt £ Endowment funds to nearest £ Categories Details 81 Cash funds Total cash funds i•gr¢ b•l•nl wilh re¢¢ipts and payrnenls accountlsll Unre8trlcted funds to nearest £ Restricted funds to nearest £ Endowment funds to near•$t £ Details Fund to whl¢h a8¥t b*lon Curr•nt valu• tlonal DLlails Co•t loptlon•ll Fund to whl¢h a88•t bèlon l)c,lail% Co•t lopllon¥ll Current valug tional B4 Assets rotalned for the charity's own use Fund to whlch relates Amount due lonal 18,942 When tlonal B5 Liabilities BOUNCE BACK LOAN Signed by one or ITuslees on behalf of all the trustees Signature Print Name Dale of roval REV CYNTHIA 8AAH-YEBOAH REV RANDY SENYO 3110812025 3110812025 CCXX R3 accoL¢nts ISSI 0111112025
CHARITY COMMISSION FOR ENGLAND AND WALES Independent examiner's report on the accounts Section A Independent Examiner's Report Report to the trusteesldirectorsl members of CHRIST AVENUE CHAPEL On accounts for tho year ended 3111212024 Charlty no: 1150193 Company no.. Set out on pages I report to the charity trusiees on my examination of the accounts of Ihe Company for the year ended Responslbilitles and basis of report As the charity's trusiees of the Company (who are also the directors of the company for the purposes of company law), you are responsible for the preparation of Ihe accounts in accordance with the requirements of the Companies Act 2006 { the 2006 Act"). Having satisfied myself that the accounts of the Company are not required to be audiied for Ihis year under Part 16 of the 2006 Act and are eligible for independent examination. I report iii respect of my examination of your charity's accounts as carried out under section 145 of the Charities Act 2011 {"the 2011 Act"}. In carrying out my examination, I have followed the Directions given by the Charity Commission (under section 145(51(b) of the 2011 Act. Independent examiner's statement I have completed my examination. I confirm that no material matters have come to my attention {other than thal disdosed below ') which gives me cause 10 believe thai.. • accounting records were not kept in accordance with section 386 of the Companies Act 2006., or the accounts do not accord with such records., or the accounts do not comply wilh relevant accounting requirements under section 396 of the Companies Act 2006 other than any requirement thai the accounts give a 'tfue and fair, view which is not a matter considered as part of an independent examination., or .the accounts have not been prepared in accordance with the Charities SORP (FRS102). I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. Please delete the wo5 in the brackets if they do not apply. Slgned: Damo-hoyte Date: 3110812025 IER October 2018
Name: DANIEL AMO-HOYTE Relevant professional qualification{s) or body (if any): (AFA, MIPA) ACCA, MSC, Pg. dip, BA(Hons) Address: DANED FINANCIAL SERVICES LTD 55 ST. PETERS HOUSE QUEENS ROW. LONDON, SE17 2PU. Disclosure Section B Only complete if the examiner needs to highlight material Imatters of concern (see CC32, Independent examination of charity accounts.. directions and guidan for examiners). Glve hare brief detalls of any items that the examiner wishes to dlsclose. IER October 2018
CHRIST AVENUE CHAPEL Notes to the financial statements for the year ended 31st December 2024 1. Accounting Policies {a) Accounting basis These accounts have been prepared on the receipts and payments basis under section 42(3) of the charities Act 1993 ad the statement of Recommended Practice on Accounting by Charities published in March 2008. The adoption of the revised SORP has resulted in reclassification of some items. (b) Incoming resources i) Voluntsry income Voluntary income is received by way of Tithes offerings, donations and gifts and is included in full in the Statement of Financial Activities when receivable. (c) Resources expended All expenditure is accounted for on an accrual's basis. (d) Cash Flow The church has taken advantage of the exemptions in Financial Reporting Standard No 1 from the requirement to produce a cash flow statement on the grounds that it is a small church. 2. Incoming Resource from generated funds 2024 Income from Voluntary Contributions 3. Creditors- amounts falling due within one year 2024 4. Financial Commitments Capital Commitments The Church had no capital commitments as at 31 sl December 2024 Operating lease commitments The church had an operating lease commitment as at 31 sl December 2024 12