REGISTERED CHARITY NUMBER: 1150193
CHRIST AVENUE CHAPEL
TRUSTEES REPORT AND FINANCIAL STATEMENT
FOR THE
ST
YEAR ENDED 31 DECEMBER 2024
DANIELAMO-HOYTE (AFA, MIPA)
ACCA, Msc, Pg. dip? BA(Hons)
DANED FINANCIAL SERVIC'ES LTD
55 ST. PETERS HOUSE, QUEENS ROW, LONDON
SE172PU

TABLE OF CONTENTS
CONTENTS
PAGE
CONTENTS
CHARITY INFORMATION & TRUSTEES, REPORT
3-11
INCOME AND EXPENDITURE ACCOUNT
12-14
INDEPENDENT EXAMINER'S REPORT
15-16
NOTES TO THE ACCOUNTS
17

Trustees, Annual Report for the Year ending 31 st December 2024
Charity Name: Christ Avenue Chapel
Charity Registration No.. 1150193
Address: Unit 3- 5, Challenge House, 616 Mitcham Road, Croydon, CRO 3AA
Trustees
Cynthia Baah-yeboah
Randy Kofi Senyo
Albert Jude
General Overview
Christ Avenue Chapel is a Pentecostal church and a UK-registered charity dedicated
to advancing the Kingdom of God. Our mission is threefold.. to gather souls, equip and
empower believers, and send them out to serve in ministry and community life. We
are a family and community-centred church, committed to strengthening families,
building communities, and sharing the transformative message of Jesus Christ.
The Financial Statement has been prepared in accordance with the accounting
policies as set out in this report and complies with the Statement of Recommended
Practices (SORPS 2005).
Public Benefit
The Trustees confirm that they have complied with their duty to have due regard to the
Charity Commission's guidance on public benefit. Christ Avenue Chapel serves the
community through a wide range of charitable and spiritual programmes offering
spiritual, emotional, and practical support to individuals and families in need,
irrespective of background or belief.
Our aims and purpose
Christ Avenue Chapel has maintained the responsibility of working closely with the
Minister-in-charge, Bishop Melvin Longdon, and with the pastoral, evangelistic, and
outreach initiatives, social, and ecumenical committees to promote the vision and
mission of the church.
The church evolved over several years to address the comprehensive needs of the
vulnerable,. encompassing economic; social,. environmental; and psychological
aspects. We have also continued to advance the Christian faith in accordance with
Biblical Principles, Doctrinal Standards, and Tenets of faith and Disciplines of Christ
Avenue Chapel in such parts of United Kingdom and the world as the trustees may
from time to time determine.
Board of Trustees
The Board of Trustees continues to serve faithfully as stewards of Christ Avenue
Chapel's mission, resources, and vision. With diverse expertise in ministry, finance,
compliance, and community development, the Board ensures effective governan
and spiritual oversight.

Trustees meet regularly to review strategy, assess risks, and support the leadership
team. Their service reflects both administrative diligence and pastoral care, ensuring
that every decision advances Christ Avenue Chapel's mission of transformation and
discipleship. Appointment and Retirement of trustees are in accordance with the
Articles of Association, which requires that appointments and retirements should be
by ordinary resolution.
Governance and Compliance
In 2024, we held a one-day training session for trustees, leaders, and members on
governance, compliance, and updates to charity law. Key areas covered included:
Charity governance and safeguarding
Financial control and risk management
Data protection and confidentiality
The training reinforced our commitment to integrity, transparency, and accountability
in all church operations.
Key Achievements
Community Worship and Prayer.. We continued to provide a safe and welcoming
environment for weekly worship and reflection, attended by people of diverse ages
and backgrounds. Special prayer gatherings were held throughout the year, focusing
on national unity, peace, and community development.
Sunday worship services at both the Croydon and Woolwich branches of the
church
Friday evening prayer meetings at both Croydon and Woolwich.
Christian Education for all members on every Sunday morning and throughout
the month to equip and enhance the Christian faith.
Bi-weekly prayer meetings focused on intercession and spiritual development.
Weekly Connect meetings for Bible study, discipleship and community
building.
Pastoral counselling and one-to-one support for members and the public.
Public worship events at Easter and Christmas.
Financial Peace courses teaching money management, debt reduction and
financial resilience.
Community breakfasts and outreach events encouraging friendship and
belonging.
Local community grants to individuals and families in the UK facing hardship,
bereavement, illness, and legal or immigration challenges

Youth and Children's Ministry
The year 2024 saw remarkable growth in our youth and children's ministries..
The youth in the church and wider community organised variety of activities
every month to boost their confidence and leadership skills.
Tailored seminars like mentorship, career choices, dealing with peer pressure,
to name a few, were also arranged for them to focus on living discipline lifestyles
and building a healthy society.
We had intenientional activities to support their educational studies and
positively changed the lives of some of the youths who were on the streets.
The youth are also engaged in soft programmes that build their morals, ethics,
manners, and confidence to shape their character as new teenagers.
Support is given to them in writing their GCSCE for better grades and school
stationaries are supplied to them on a school term basis
Advancement of Education
We invested in the educational development of children and young people through..
Tutoring Pmgrammes.. Over 100 participants improved literacy and numeracy skills,
resulting in measurable academic progress.
Personal Development Workshops.. More than 150 young people from the church
and the community attended a series of four sessions on job readiness, interview
skills, financial literacy, and soft skills, empowering them for success in employment
and life.
Knife Crime Prevention: We teamed up with local organisations and law enforcement
to deliver sustained awareness programmes on knife crime for young people in the
community. These activities provided insight into the risks and consequences.
Raised awareness of the legal, physical, and emotional consequences of
carrying or using knives.
Helped young people understand that self-protection through knife carrying is
not a legal defen￿, and often increases personal risk.
Reduced misconceptions about how everyday knife carrying is, which can
otherwise fuel fear and imitation.
The programmes built emotional and social skills and strengthened
relationships and support networks, involving parents, teachers, and
community leaders.

Children's Ministry
The children's department expanded with variety of sensory and child development
programmes delivered by volunteers who have been trained and DBS checked. They
facilitate an engaging space for children's activities, improving comfort, safety, and
learning.
Marital and Family Counselling
We provided counselling and pastoral care to 50 families, equipping couples
with tools for stronger, faith-based relationships and fostering emotional and
relational stability within homes.
We continued to offer free one-to-one counselling and advice services available
to members, non-christians, and community members on Tuesdays, and
Thursdays, we have supported people going through separation, divorce,
depression, abuse, alcoholism, stress related illness, and various life crises.
The church has been a great source of hope and loving community that support
its members and the general public spiritually, emotionally and psychologically
to elevate loneliness within our communities and society.
Women's Empowerment
Our women's empowerment programme train and support women in
entrepreneurship, self-worth, and personal growth, parenting and socialisation
retreats. Christ Avenue Chapel embraced intentional, spiritually enriching, and
community activities for women. Here are some examples that align with what Christ
Avenue Chapel offer.,
Perseverance Women." Monthly gathering where women reflect on their spiritual
journeys, family stories, and personal growth. Each session could include.. testimony
sharing, bible studies, mummy and daughter tea and brunch time meetings.
Grace in Action.. Our women's team serve the vulnerable neighbours, delivering care
packages, offering prayer walks, or hosting a "Blessing Table with free essentials, all
while channelling compassion into tangible impact and empowering women to lead
with mercy and strength.
Leadership Training
During the period under review the church hosted series of dynamic Leadership
Training classes to equip both emerging and established leaders with spiritual insight
and practical tools. Workshops covered topics such as Leading with Integrity, Vision
Casting, Strategic Planning, and Building Resilient Teams. Feedback was
overwhelmingly positive, and this event will now be held annually as part of our
leadership development programme.

Community Outreach
Christ Avenue Chapel collaborated with our neighbourhood through events
such as community luncheons, sports day competitions and barbecues.
Training and development sessions are conducted twice every quarter by
professionals to enhance, upgrade and add value to our leadership skills.
Holistic pastoral care and outreach programmes are conducted on a regular
basis by the pastoral team through counselling, visitation and giving of
groceries in supporting families in need.
Couples Dating, Outings and marital counselling programmes are structured to
enhance better family life and stronger relationships.
Annual Conference was organised in 2024 for all ministries (Women, Men,
Youth, and Children) and the general assembly to promote our spiritual growth
and advancement of the Gospel. In-house ministers and guest ministers of the
gospel are invited to equip the saints of God which encourages or foster unity
in the ecumenical bodies and the general body of Christ.
Charitable programmes involved financial education, relief of povety,
humanitarian supportfor vulnerable and low income families in our communities
and community development.
Warm Space Initiative
This project provided sanctuary for individuals and families struggling to stay warm in
the winter, by offering them a safe environment that can potentially save lives. As the
cost of heating homes during the winter has become increasingly burdensome for
vulnerable individuals and low-income families,. our warm space initiatives have seen
a significant uptick in visitors in the past,. especially as the winter is here now.
These individuals often face the grim choice of allocating scarce resources between
heating and other necessities., putting their health and well-being at risk. The potential
for illness or even death due to exposure to cold winter conditions has never been
more real. Our warm space provides a safe and warm refuge,. offering support to those
who would otherwise suffer the consequences of extreme cold.
Financial and housing advice:
The church provided expertise advice in budgeting; affordable housing and
securing vital resources that empowered struggling families and individuals to
navigate challenges, learnt how to keep track of their spending and acquire the
knowledge to develop strategy of managing their finances.
We assisted them with tailored financial guidance; helping them to manage
expenses; and creating a financial plan that promotes financial stability and
resilience.

They received housing advice such as renting cheaper properties, shared
accommodation, shelters and lenders to potentially lower rent or mortgage
payments.
It offered guidance to help vulnerable individuals navigate the complexities of
an increasingly costly world,. ensuring they can sustain their livelihoods and so
much more which helped them to reduce their living costs and save money.
Clothing donations and relief services, ensuring families receive essentials
with dignity.
Bereavement support and counselling, helping individuals navigate grief with
spiritual and emotional guidance.
1. Strategic Goals (Next 5 Years)
Guided by Ephesians 4.1 16, Christ Avenue Chapel aims to be a thriving, Spirit-filled
community rooted in love, service, and discipleship. Our strategic goals include:
Expanding outreach and discipleship programmes
Enhancing leadership capacity and volunteer engagement
Welfare Programme:
Our welfare and support systems have helped the less privilege within the church and
our community and its surrounding neighbourhood during this year of review. The
beneficiaries are vulnerable people, low-income families, pensioners, bereaved,
joblessness and those who do not have access to public funds for variety of reasons.
We freely distribute groceries and household products to the local church community
especially single mothers or parents who need support.
Rent support and cash donations were given to families and individuals in really bad
financial situation.
Music ministry
As part of our community engagement programme, the Music Ministry of the Church
organised two musical nights of Worship and Praise within the year. The power of
music has helped to alleviate emotional pain, anxiety, and the toll of social isolation
that has impacted families and people's mental health.
It has promoted great love and unity betrNeen the church, the community, other
religious bodies, and musicians within the Croydon and its neighbourhoods.
As a result, many new families have joined the church, and the choir has seen
numerical growth.

Mental Health Support
The rising cost-of-living crisis, coupled with the numerous effects of the
pandemic, has brought about huge mental health crises within the country, and
more especially on the younger generations.
As a church we created a platform of hope to the people by collaborating with
mental health professionals within the church this year to organise structured
forums and engaging activities that helped improve their state of mind.
Families were supported through distribution of groceries and structured
programs to improve their lives with clear supervision to building resilience.
People were blessed to find faith, hope and happy to see positive results and
changes in their young ones.
Volunteers
The legacy of volunteers at Christ Avenue Chapel embody the spirit of servant
leadership. Their contributions often unseen have sustained the church's mission and
nurtured a culture of generosity, prayer, and transformation.
They continue to work hard and tirelessly to make our church the vibrant community
that has been achieved this year. There were a number of volunteers who assisted in
pastoral care, feeding and humanitarian projects, hospitality and assisting during our
services.
Professional Services
Christ Avenue Chapel hired professional financial accountants and planners as well
as real estate experts and public relations experts in our teams with reputed
experiences who helped for effective and successful delivery of our project this year.
Consultant
Christ Avenue Chapel has partnered with an independent charity consultant to bring
clarity, structure, and fresh momentum to our mission. We are collaborating with an
independent charity consultant to guide our organisation through a season of strategic
growth. This partnership is focused on strengthening our governance, expanding our
impact, and developing sustainable income streams that will support our long-term
vision. Together, we are laying the foundations for a resilient and thriving future. One
that honours our mission and empowers our community.
Financial Review
The Financial results for the year are set out in the accompanying financial statement.
The church continues to raise the funds which it needs to carry on its activities from
within its own membership and congregation. No wider appeal was made for funds
during the year. The church is heavily dependent on its attendees working as
volunteers and some professional services in all aspects of the church's activities, but
nevertheless they contribute substantially to the achievement of the church's

objectives. Details of any funds materially in deficit are not applicable. Our financial
stewardship remains strong and mission-focused..
Growth.. Over the past five years, income has increased by more than 50 % .
Compliance.. All financial returns were submitted promptly to the Charity
Commission.
Purposeful Spending.. One-third of annual income supports missions, outreach,
and benevolence.
Strategic Budgeting.. Resources are carefully allocated to programmes, staff, and
facility improvements.
Future Investment.. Financial planning supports new church plants and ongoing
facility renovations. Every pound given is prayerfully managed to advance the
Gospel and empower communities.
Bounce Back Loan
During the heighten of covid-19, we took a bounce back loan from the government to
assist the charity to carry on fulfilling its mission and community outreach activities
for the public benefit. The loan was used to cover our contractual rent due to lack of
donations and financial support from our potential donors and the council. This kept
the church doors opened for the community and volunteers to connect emotionally
and reach out to the most vulnerable with grocery support.
Reserve policy
The Board has assessed the charity's requirements for reserves in the light of the main
risks to the organisation. As a result, the Board has established fundraising strategy,
which includes ensuring a better mix of restricted and unrestricted funding.
Trustees have established a reserve policy and are satisfied that they have sufficient
reserves at the balance sheet date for foreseeable needs of the church, together with
on-going income anticipated to enable the church to function effectively in this year.
Future plans
A programme of outreach activities is planned, including participation in prison
ministry, hospitals, elderly club, homeless visitation, Children's holiday club and help
to challenging needs group. Missions to other parts of the world has been structured
with timelines to help and assist the poor, needy, sick, and advance the gospel of
Jesus Christ which is our main objective.
Focus Areas:
Strengthening family and youth ministries
Expanding community outreach and pastoral care
Enhancing governance, safeguarding, and volunteer empowerment
Ensuring sustainability through faithful stewardship
10

We remain confident that as we walk in unity and purpose, the best days of
Christ Avenue Chapel are yet to come.
Conclusion
The Trustees are grateful for the ongoing generosity of donors and the
dedication of volunteers and staff. Through faith, service, and careful
stewardship, the charity has continued to make a meaningful difference
providing support, education, and community for the benefit of all.
Ststement of Trustees, Responsibilities
The trustees are responsible for preparing the Trustees, Annual Report and
ensuring the charity's accounting records comply with the Charities Act 2011
and the Charities (Accounts and Reports) Regulations 2008.
Declaration
The trustees declare that they have approved the trustees, report above.
Signed on behalf of the charity's trustee by..
Reverend Cynthia Baah-yeboah
Reverend Randy Senyo

CHARITY COMMISSION
FOR ENGLAND ANO WALES
CHRIST AVENUE CHAPEL
1150193
Receipts and payments accounts
CC16a
For the period
from
To
0110112024
3111212024
Section A Receipts and payments
Unrestricted
funds
Restricted
funds
Endowment
funds
to the noarest £
Total fund8
Last year
to tho ne¥r•8t £
to thg nearest
to thè nearèst £
to the nearest £
A1 Receipts
OFFERINGS
TITHES
HMRC GIFT AID INCOME
GRANTS
SAVINGS
BUILDING FUND
CASIH IN HAND
BANK BAL BIF 3111212023
ross income
29,993
59,330
24,718
29,993
59,330
24,718
67,914
3,000
14,068
6.321
678
206 022
30,401
36,106
17,572
9,997
3,000
67,914
3,000
14,068
6,321
678
138 108
35,434
2,028
or
se
{8ee tsblel.
nves
mèn
sa
es,
Total rec•lpts
206,022
A3Pa
ment8
RENTS AND RATES
PROFESSIONAL SERVICES
MINISTERIAL STIPEND
VOLUNTARY STAFF ALLOWANCE
GUEST HONOURARIUM
BBL LOAN REPAYMENT
SAVINGS
MATERIALS & EQUIPMENTS
COMMUNITY OUTREACH
TRAINING & DEVELOPMENT
DEPARTMENTAL MINISTERIES
CONFERENCES & RETREATS
EVANGELISM CAMPAIGNS
WARM SPACE INITIATIVE
FINANCIAL ADVICE SERVICE
MANAGEMENT STAFF COST
WINTER PROJECT
HOUSING ADVICE SERVICE
DELIVERY COST
TRAVEL& ACCOMMODATION
EVENTS & HOSPITALITY
BROADBAND & UTILITIES
REPAIRS & MAINTENANCE
OFFICE & ADMIN & ADVERT
WE8 HOSTING & SOFTWARE
BANK INTERESTS & CHARGES
WELFARE SUPPORT SYSTEM
WORKSHOPS & SEMINARS
HOT DRINKS & SNACKS
CARD MACHINE RENTALS
MARKETING & MEDIA
LIVE STREAM & SOCAL MEDIA
MISCELLANEOUS & COMMUNION
ECUMENICAL ALLIANCE & INSURANCE
MBDflXKklEAbE¥thrQ@
LLING
38,013
38,312
16.395
9.670
6,370
4.260
6,389
3,000
38,312
24,095
9,670
9.370
4,260
6,389
3,000
6,532
9,310
3,875
9,027
7,720
4.685
11,318
4,782
6,500
10,700
5,000
4,810
1,859
3,180
1,138
680
1,130
938
687
1,332
2,320
1,420
1,498
1,360
1.775
1,025
2.600
1,000
7,700
3,560
25,161
3,700
6,389
3,000
3.681
9,499
3.560
4,756
4,472
3,734
4,320
6,532
9,310
3,875
9,027
7,720
4,685
11,318
4,782
6,500
10,700
5,000
4,810
1,859
3,180
1.138
680
1,130
938
687
1,332
1,900
3,298
459
1,905
1,506
1.367
1,246
2.270
2.320
1,420
2,536
1,670
1,195
1,495
1.717
0111112￿￿0
1,498
1,360
1,775
1,025
2,600
1,000

Sub total
A4 Asset and Investment
urchases
see table
Sub total
139.215
65.402
204,617
134,539
Net of recelpts/(payments)
A5 Transfers between funds
A6 Cash fund8 last yèar ènd
Cash funds thls year end
1,107
2,512
3,619
1,107
2,512
3,619
CCXX R2 accounts ISSI
0111112025

Section B Statement of assets and liabilities at the end of the period
Unrestricted
funds
lo nearèst £
Restricted
funds
to neareyt £
Endowment
funds
to nearest £
Categories
Details
81 Cash funds
Total cash funds
i•gr*¢ b•l•n￿l wilh re¢¢ipts and payrnenls
accountlsll
Unre8trlcted
funds
to nearest £
Restricted
funds
to nearest £
Endowment
funds
to near•$t £
Details
Fund to whl¢h
a8¥*t b*lon
Curr•nt valu•
tlonal
DLlails
Co•t loptlon•ll
Fund to whl¢h
a88•t bèlon
l)c,lail%
Co•t lopllon¥ll
Current valug
tional
B4 Assets rotalned for the
charity's own use
Fund to whlch
relates
Amount due
lonal
18,942
When
tlonal
B5 Liabilities
BOUNCE BACK LOAN
Signed by one or ￿ ITuslees on
behalf of all the trustees
Signature
Print Name
Dale of
roval
REV CYNTHIA 8AAH-YEBOAH
REV RANDY SENYO
3110812025
3110812025
CCXX R3 accoL¢nts ISSI
0111112025

CHARITY COMMISSION
FOR ENGLAND AND WALES
Independent examiner's report
on the accounts
Section A
Independent Examiner's Report
Report to the
trusteesldirectorsl
members of
CHRIST AVENUE CHAPEL
On accounts for tho year
ended
3111212024
Charlty no:
1150193
Company no..
Set out on pages
I report to the charity trusiees on my examination of the accounts of Ihe
Company for the year ended
Responslbilitles and
basis of report
As the charity's trusiees of the Company (who are also the directors of the
company for the purposes of company law), you are responsible for the
preparation of Ihe accounts in accordance with the requirements of the
Companies Act 2006 { the 2006 Act").
Having satisfied myself that the accounts of the Company are not required
to be audiied for Ihis year under Part 16 of the 2006 Act and are eligible for
independent examination. I report iii respect of my examination of your
charity's accounts as carried out under section 145 of the Charities Act 2011
{"the 2011 Act"}. In carrying out my examination, I have followed the
Directions given by the Charity Commission (under section 145(51(b) of the
2011 Act.
Independent
examiner's statement
I have completed my examination. I confirm that no material matters have
come to my attention {other than thal disdosed below ') which gives me
cause 10 believe thai..
• accounting records were not kept in accordance with section 386 of the
Companies Act 2006., or
the accounts do not accord with such records., or
the accounts do not comply wilh relevant accounting requirements under
section 396 of the Companies Act 2006 other than any requirement thai the
accounts give a 'tfue and fair, view which is not a matter considered as part
of an independent examination., or
.the accounts have not been prepared in accordance with the Charities
SORP (FRS102).
I have no concerns and have come across no other matters in connection
with the examination to which attention should be drawn in this report in
order to enable a proper understanding of the accounts to be reached.
Please delete the wo￿5 in the brackets if they do not apply.
Slgned:
Damo-hoyte
Date:
3110812025
IER
October 2018

Name:
DANIEL AMO-HOYTE
Relevant professional
qualification{s) or body
(if any):
(AFA, MIPA)
ACCA, MSC, Pg. dip, BA(Hons)
Address:
DANED FINANCIAL SERVICES LTD
55 ST. PETERS HOUSE
QUEENS ROW. LONDON, SE17 2PU.
Disclosure
Section B
Only complete if the examiner needs to highlight material Imatters of concern
(see CC32, Independent examination of charity accounts.. directions and
guidan￿ for examiners).
Glve hare brief detalls of
any items that the
examiner wishes to
dlsclose.
IER
October 2018

CHRIST AVENUE CHAPEL
Notes to the financial statements for the year ended 31st December 2024
1. Accounting Policies
{a) Accounting basis
These accounts have been prepared on the receipts and payments basis under
section 42(3) of the charities Act 1993 ad the statement of Recommended Practice
on Accounting by Charities published in March 2008. The adoption of the revised
SORP has resulted in reclassification of some items.
(b) Incoming resources
i)
Voluntsry income
Voluntary income is received by way of Tithes offerings, donations and gifts and is
included in full in the Statement of Financial Activities when receivable.
(c) Resources expended
All expenditure is accounted for on an accrual's basis.
(d) Cash Flow
The church has taken advantage of the exemptions in Financial Reporting Standard
No 1 from the requirement to produce a cash flow statement on the grounds that it is
a small church.
2. Incoming Resource from generated funds
2024
Income from Voluntary Contributions
3. Creditors- amounts falling due within one year
2024
4. Financial Commitments
Capital Commitments
The Church had no capital commitments as at 31 sl December 2024
Operating lease commitments
The church had an operating lease commitment as at 31 sl December 2024
12