RLGlS"fERED CHARITY NUMBER 1147432 ST. ANDR Tr:IV'S CHURCH, BENTI.F.Y 31ST DF.CEMBER 2024
COTr*'TENTS 'I'rustees' annual report Ind¢p¢ndcnt examiiier'.8 rep()ll ¢0 ihc truslccs. Stateiiiei)t ol- financidl aLtivilies Balance slieel 10. Nlotes lo the dLLounts
ST. ANDREW'S CHURCH, BE,TLE¥ TRUS'I'EES, M.YUAL REPORT FOR THE YEAR LNDED 31ST DECEMBER 2024 Th¢ IrustLcs prLsent their ann[ r¢purt and financial statcmcnts of the charity for the year ended 31%1 Il¥c¢ml)cr 2n24. Thc financial slatcmcnls hdl'c b¢cn prcparcd In accordance ii-.ith tlie accounijiift policie£ 8cl out ill note I tu tlie <iLcoulli8 ai)d eoniply with tlit CharitlLS ALI 2111 l and ihe Stal¥Tneiil vf R¥¢()mm¢nd¢d Practicc= ALLuuntinLF and Reportiag by Charities published iii 2005. REFEREIN'CE AND ADMINISTR.4'fioN DETAILS Re¥istered Cliarity Numher 1147432 PriLicipIL Addr¢ss'. 329 w01.C[hatllpt0n Road West i'illciihdll Wcst Midlaiids WV13 2RL Date of registrAtion: 24th fvlay ?012 Triistees are A5 Stated btlow: Church Council Bishop Paul Hunt Mr E'dw£ird (.ritch Mrs June Crilch Reverend Mark Spicr4 Mis De<innc Yarnall Churchwardens Eli£abttli Garyatt Mr Daniul fiouili Delegate5 Mr Mattlie. Spier RevcrLmd HLnrv Birtlty Alternate Delegate Mrs l)eiiisc Llirtlcy Goi'erniug document: C.L)llsiilutiuii adoptLd 20th l.cbruc1ry 2012 Compan), Ballkers: HSBC Bank PIC Market Pla¢e Il'illenahdll WL.%l Midland6 WV13 2AA Independent examiner: Kcvdl Ddtiani ALA BK Plu4 1.iiiiil¢d A7.Tuni Flouse Ivalsall Road Aidi'id¥L IVS9 ORB
S'I". ANDREW'S CHURC.11, BENTI,EY TRUSTb.'&:S' AN'LTAL REPOR'I. (CON'I'INUEDI ORTECTIVES AND ACTIVITIES Sl. Aiidrciv's Lbur¥h is vunimitlcd to the advancement ol Ihc Christian faith in union with and according lo the prinLiplLs c2iid practtce8 of the frLC Church of F.iigland, ail)envisc called thL Rcfonned Episcvp¢il Cliurch containcd iN'ithin tlie Dcllaration of Principles as blatcd iii Schedule l. In plLlnning oiir activitic& for thc year, St. Andrew's Lliurcl) have consider¢d the chl> Cominission's guidance c)n publiL beiiefil and, in particular, IhL spLcific uuid<ince on ch<2ri1ie% for thc advanccmLmt of religion. In P<iriicul<ir, w¢ try 10 cnable people lo live nul Il)cir taith as part of our parish Lon]ullitY tIOu81]= Worship Llnd praycr, EnLoura(JLLigF faith Li)Ininilinenl, Assistino adliei¥nts lo develop Cliri%tian virtues and l)¢lpin¥Tr to conduLi Ihem4elv¢s in a socially responsible wdy in .]der socicly, MaiIilaiIiiIigF o()i)Imunion w'itl) all Chrisiian Churtihcs, Coniributic)n to the Spiriiudl diid Iiioral cduLation ol-children and vuung p¢oplc by organiging Sunday SLhi)()l% Jnd similar nroupq (including uniformed c)rganisaiinn.8 affIliaivd Ic) nalional bodies). Holding prayer mculiiigTrs, lecture% iiiid slIa1 .¢'"Icc& to m<irk Christlic n fL%tiV1£18 aiid C1.1C occasions, knanging fuiictioiis. open days, m¥als and entertai[llet11 tn which membcrs o)t'thc general publiL dre invited, Providiiig comforl Ic) Lldcrly, housebound, sick and bcreaved pcople, ProvidingF aiid disti'ibuting liler4ture alon¥ witli m<1intaiiiing a ll'eb.site li) ¥nligThtcn otliers <lbout tl)e Chriqtian failh. l o faLililate tliis work, it 1% iiiiportanl Ih?c t wc m<iinrain tlie fabric iTrf St. Andrcw's C,hurch. ACHIEVEIWILNI'S AND PERFORMANC.F. Church qtjitistics 62 (2023 62) 64 (2023 - 72) 1011 (?0?3-7701 {2023 - 6) (202.1 0) (20?3 ?8) (2023 5) 12023 - 4} (20?3 - 0) Meniber%hips Commullion Scrviccs ConimiiniLatcd Baptism6 Coi)finnations Fuiiei'als Ashes W¢ddingis Vow% rcncwed 10 37 GOING CONCERN Tl)e irn.qtees LonliIiuc lo evaluale the Lliarily's ability to ¢oiilinue to OP¢Fdl¥ vn an ongoing) and lorcsceable bdsis. At thL timL' nf apiiFoviiig Ilic fiiiancial 8lat¢m¢nls tliey liai'e a reasi)iiable ¢xpcLtaticin Il)<2t tlie Chariiy lids dequale rebourLcs to Lolltlliue li) operational ¢xislLnLc tor the fi)re%eeahl¢ fijture. Thus Ihc Trustecs conlinul 10 adopl the gloing ¢c)iiceni ba.%ig ol'a¢coiinling in prepilring tlie Tru£tLes annual rcport.
ST. ANDRF.W'S CIIURCH, BENTLEY TRUSTEF.S' Ah'NI UAL REPORT {cOIuED) OBJECTIVES AND ACTIVII'ILS (COIYTIJ¥UED) RESERVES POLICY Thc Trustccs have revicwcd the reserve.% of ¢h&irity. Their r¢vicw includd a consideration nf thc nature of the incomc and expenditure strcams, Ihe requirement lo malLh vaIiable inco¢ with fLxed con]mitn]cnts and a consideration of thc nature of the reqerveq. Aq a result of this revicw, il was concluded that in order to alloui the charity to be managed efficiently aiid to ensure sufTicient resenies were available to provide unint¢rnipled services, a unrestricted income fund equivalcnt lo at ILast 20010 of tlic charity s managenient and administratioii expenses should be mainlained. In addilion, amounts arc to bc scl asidc, out ot. this fund, tn ord¢r tu cnsure tunds arc availabl¥ for 4pL'cifiL expenditurc cnvisagcd in Ihc ncxt faLIa1 year as appropriate. REVIEW OF ACTIVITIFS AND &"INANCIAL POS'ITION The lolal incomc, including investment incnme of £176 (2023 £245), was £121,321 (2023 £111,156). Tbc total rLsources expended, were £107,720 (2023 - £126,678). I'he statcment of fIndnL'ial activitie5, which is sbuwll oil page 7 of tlie accounts, summarises the charity's inLomill¥i resources and hvw their rcsources have been expended. An analysis of the cliarity's incoming resourL¥s <l shoivn un pagFcs l O and I l of Ihc accounts. An an¢ilysis of the charity's rcsources expended are 8howii on pages 11, 12 and 13 of the aceounts. The chatity's tvtal rcscrves at 31st Detyemb¢r 2024 arc £380,084 (2(J23 - £366.483), being a sUlUS of unrestricted iiicome funds of £365.770 [2023 £361,169) and a surplus of r¢slTiCted capital funds of £14,314 (2023 - £5,314). DECI.ARA TION The trustees, declare Ihdl thcy have appraved the Trnslees, R¢purt dbove. Signed on behalf of the Chhrity's trustees Bishop P.N. Hunt Date.. 10- 10-15
ST. ANDREW'S CHURCH, Bb".NTLEY INDEPEII'DEN'I, EXAMINLR'S REPORT TO THE TRUSTEES, OF SI.. ANDRLW'S CHURCH, BF,NTI,F.Y I r¢purt ¢0 th¢ .1 rustees 01) Iny exaiiiinatioii ()f the financial slal¥m¢nls of Si. Andrcw's Church for tl)e year ended 31 sl DLLLmbcr 2024. R Tr'.spofisiBILI"IIES AND BASI.S QF RF.POR T A.q tl)e Irustccs of thc charity you arc rLsponsiblL fc)r the preparation of tlic fiiiai)cial slalcmcnts. Hal'ing salisfiLcl mysclf Ihclt the financidl %t<lttm¢nl% nf th¢ charity arc not rcquircd to be audited undcr SLCti()n 145 of tlic Charitics Act 2011 {tlic 2011 Ait) and arL cligiblc for iiidepeiideIit exaiiiiiiatioi), I report in resp¢Lt ol- Iny ¢Xdiiiillcilion of Il)e cliai'ity s tiiianeial 812leinenls carried oiit undcr 145 of the Ch&irities Aci 2011. In uarvding out Iny CXil111ination I have followed all thc applicable dircclion5 oivcn by thc Charity C.ammission undci scctioii 14515)Ibl ot'tl)e 2011 Avt. If4DEPEP4DENT EXATriIf*ER'S STA'I'b.Mb.NT I hclve coinpleted my cxaminaiion. I confirm tlii21 no m<?tlci's h2( vc conie lo Iny allei)lion in conneclion with the exdinindliuii uTji'ingF n]e use to belieiie IIiELt ITI any material respeLI'. th¢ aLLouiitiiig reLords were not kept in resp¢LI uf lh¢ chtY ds Tcquired by sectioj) 130 ot tlie C.harilie% AGI,. or the finaiicial statemciits do iiot accord with those records,. ur tlie Iindniial sldiem¥nls do not complv with Ilie accnunliiig requirement8 (Il- lh¢ C,hdriti¢5 ALt', or thc fin<illci<il sratei))entq h2N'c i)ot bccii prcpic rcd ill accordanLL Mlliih the nieihod% aiid PfiiiLipl¢s ot tlie Stal¢ni¢nl ofR¢oviiiiiicnded Practice tor accounliiig and repartin& by ohdrilies dppliLabl¢ ID charitieq preparing th¢ir account5 iii accordiincc w'ith the Financi<l1 Reporiing St<liidard applicable LtL ilie LK and Kepublic ot Ir¢land (I-.RSI 02}. J hai'L iio eonccnis cind havc conie across no otlier niatter% ii) eonncction witli IIIL cxaIniiiation lo wlLich Ittcnlioii should bc clrdwli ill (his report in i)Ider tt) tndhlt d pr()pcr uiiderstanding ol-llic accounts to be reaclied. Keval Dattani ACA (Jndependent E.¥thminer) BK Plus Litnited A77.urri Ilouse, IValsuII Road, Aldridg¢ WS9 ORB Date: 3o-10- 25
s'r. ANDRF.W'S CHURCH, BENTLEY S'1'A'IEMTr:NT OF F'INANCIAL ACTIVITIES FOR THE YEAR ENDED 3ISTDF.cE1BER 2024 2024 Restricted funds 2U23 Total bund5 Unrestricted iinds Totgl "otes INCONqINC. RF.%OURCES ReL¢iplts from donors ActiF'ities fnr gen¢rating fiinds InLome Ii()Jii cliurcli activili¢s Otl)er in¢ome 30,854 6,563 ?7,676 $6,052 47,815 5.569 16,994 39,058 34.0?5 82,n87 121,145 110.911 INVES'I'MEI¥4'1' INCOME 176 245 TOTAI, INCOMJNG RESOttiicEs 82,263 39,058 1?1,321 111.156 RESOURCLS Tr:XPEIYDED Costs attributed to gTrLiicratinL fuiid% 0s11llributed to church activities Managei))eiit and adiLiinistr<ltioii expenb¢S 3,757 1.619 3.757 11.619 11,297 62,286 30.058 112.929 77,662 30.058 107,720 126,678 INTF.RF,SI' PAYABLL 10 TOTAI, RESOURCF.S EXI'ENI)F.D 77,h62 107,720 126,678 NF.T SURPI.US (DEFICIT) RESOLIRCES EXPENDED FOR THE YEAR 4,601 9,000 1.3,601 (15,.522) J"OTAL b"UNDS BROUGHT FOR WARD AT 31.ST DF,CI,:MIITr:R 361,169 5,-314 366,483 382,00.S TOTAI. Tr'UNDS CARRIED TrORW,UiD .4'1'.IIST DECEIIIBER 2U24 13 365,770 3&0,084 366,483
ST. ANDRF.WJS CHURCH, BENI'LEY BAI.ANCF. SHEET 31S'I' DECEMBER 2024 2024 2023 Notcs FIXTr:I) A&ySETS Tangiblc assets 350,000 350,000 CURRF.NT ASSF,TS Casb ai bank and in hand Debtors 2.3,534 22,745 12 30,084 CRF.DITORS- Amount falling due witbin olle vear 13 6,262 'ET CURKENT ASSETS 30,084 16,483 TO'I'AI, ASSE'I'S LESS CURRF.NT LL4BILITIES 380,084 366,483 RESERVES 14 380,084 366,483 'Il)e dcLounts on pagcs 7 tn 14 '¢r¢ approved by thc Board of l TU5tces' on 20- ! G-25aiid SigFned on its behalf by-.- Trust¢c- Bishop P.N. Hunt
ST. ANDREW'S CHURCH, BENTLF.Y NOI'ES IO'I'IIE ACCOUNTS OR'IHE YEAR ENDED.318TDF.CF.MBER 2024 ACC.'OUNTING POLICIES Accoullting conveDtion Th¢ dCLQ)Ullts li?L i.'c bcen prepared under tl)c IiisloricL21 cost conveiilion, a% modificd b}. tlie revaluatioii ol- ceriaiii fixed asscls tid iii a¢tyordanL¢ w'ith tlic Sialeiiiei)t ot Recommend¢d PraLliL¥ appliLablL in tlIL UK dnd RepiibliL of Ireland (FRS 102}. 'I'allgible fjxed assets (ln Irdnsition lo FRSI 02 d previi)u8 valuation of tlic trcchold land k)nd huilding M'as taken as Ilic dccmcd cost and this value has been iistd in tlie accouiits. Tli¢ ITeehold Idnd dnd buildiiik) will Lontinuc lo bc shLiwn at ihis valuc and nnt dcprcciatcd. A dcprcciation cliarge lÉnd rLlatcd accumul<ltcd dcprcciation balancc woiild not bu MateTliil as rlie ficcliold lai)d 1£ nd building has a loiigy reiiiaiiiillg useful lite. Incoming resoureeq All inconiingF resourLtS ¢Lr¢ included in tlie St2< iement of FinanLldl Actii'itics wlien thc Lliarily 18 Icgally entitl¢d tn tlic incoiiie £?nd the amount caii l)¢ quaiititied with rcasonable accurdcy. All inLoniiiig resources are di%¢l0s¢d &TlOSS, Wltliout deduLtion i)t-related expendilure. Resources expended Exptrridilur¢ is dLLUUllted for on a receipts babi% and inLludcs direct ch<iritablc expendiiure, wl)ieh relal¢s lo Ihc fi2nheranee of tlie cliarity's objects, togeiheF Wltli tnaiiagcincnt aIid adininislralion ¢Ap¢nditurc, wIIiLli is of a gFcn¢ral ndture. Allocations and apportiollment of costs All direLt cliaritdble eKp¥iidilui'L is Illlocated ro releiwant pr(ijeeis run throu¥hout thc yC<lr. ThL cliarity is cxempt froin tax on ils chatitablc activilies. Fund accounting iii'eslriLt¢d funds can be us¢d iii accordance ,11 the Lharitable ()bjeLlivt% at thc discretion of the Iru4lee%. Rcstricted fiinds call oiil), bc used for particular resliiLlcd purposes wiihiii the objtLts of tlie ¢liarity, ReblriLti()ti8 ari8e wh¢n sp¢Lilicd bv ihe dan(Ir ()r when fuiid% ai'c raiscd tor particul1< r rL'Stricted purp()%es. Furthcr exp11( naiions nf thc naiure cind purposc ol- ¢aih fund is includcd in tlie i)oies to rlie tiJiaii¢ial stdteiiients. CMoin% concern Th¥ trubl¢¥s continue to evaluate tlie ¢harily's dbility to continue to operate oi) an nngning and forcsccablc b?( sis. At the tii))e ot approN'ing thc financial 8t<2tcmeiits tlicy have a rLasonable expe¢laiion ihal Il)¢ Chdiily ha5 ailequalc rL5011rLes to coiitinue iii operdlicinal ¥xisl¢iiLL f02. the loi'ebeeiible tuture. "l-hus tlie Trustees cuiitiiiue to adopi ili¢ gTroingTr concLn) baqiN ()f LtLlI)unliiig in prcpanng thL TnisleLS' Annu<l1 RLP()rt.
s'r. ANDREIV'S CHURC.11, BF.NTLEY NO'I'ES 'fo THTr: AC.C.OUNTS (Continued) FOR THF. YEAR ENDTr:D.31 ST DEC.EIIqBF.R 2024 2024 Restrif ted 2023 I'otJ)I RECEIFfs FR()M DONORS Unrestrlcted funds Total C.ollcction8 Doiialinns dTid in mciiiorv Siile of gold dtsnations Gift Aid C'ldlJ]] 23,g68 4,766 2,2?0 ?3.868 4,766 23,811 6,550 17,454 3U,854 30,854 47,815 .4C'I'IV'ITIlI S FOR GENERAT'G FUry)S F,lowcrs fund Fun dclys HaTh'est aiiction 14¢irvcst diinations SoLial evenis Commuiiily groiip C'oini]]Linity group repay 447 3.418 27. 304 442 887 7gO 447 -3,418 ?75 752 1,214 4411 442 887 7911 -f 23 640 6,563 6,561 5,569 INCOME FROM CHL'RC.H ACTIVITtF.S Youili Llub %iibscriptions Coii)Inunity hirL' Wcddinils diid tunerals l.unchcon C.hrisimas Iiieal Col'l¢e aiid Lliat Foo(] fc)I cvents JiihileeiLC)ronation don<itiuns Meiilal health group 14,593 7,21 4.(120 9.354 7.960 3,843 608 417 250 570 500 4,0?0 632 482 572 482 572 165 165 27,676 27,676 23,502
S'I.. LNDREW'S CHURCH, BENTLF.Y NOTES'fo TIIF. ACCOUN'I'S {C.outiDiied} OR'fiIL YEAR ENDED 31STDECEMBER ?024 2024 Restricted Funds 2023 O'I'IIER INCOME Unrestricted Total Funds InsLif¢lncc Lli?im Incnine inio office G¢neidl Fund payiiient SD pa}qnunts Deii()ill publications Bishc)pb' support tund F.dilor Bishop Jolin's Books I)EIS C'.IILLks FC.F.CT r¢pc?ymcnt Wdll ¥kranls£ 1 nd dundtions Tr.C.. hciodsibadg¥s HMF Gr1( nt Si Judc s. Walsall St Judt s liall Othcr Rclrcal qLniorial slicks TWICJG ottice gcnLrdl fund Retuiid£ 4,315 2,082 2,476 2,761 24.1 360 4.000 -1,071 1,383 4,00 3.1171 1,383 24 24 228 2.773 15,180 237 30a 1,676 542 162 3UII 1.065 542 162 300 1,065 3(),058 39,058 2931 693 693 59 1,136 107 16.9()4 56,052 INN'ESTMENT INC.nNIF, Bank intLrcst received 176 176 245 cos'i's AI"I'RIBufLD TO AC'I"IVITIE.S C.F.NF,RATING FUNDS Swccts l.'lowers S()tyidl cvcnts l.larvcst Cc)Ininuiiily gyroup Chriqtina% mcal 8.$1 783 -303 1.218 602 851 783 303 1.218 602 ?40 1,159 3.757 3,757 2,259
SI.. ANDREW'S C.HURCH, BF.NTI,F.Y No"rF.S TO I'HL ACCOUNTS (Contillued) FOR THF. YF.AR FNDED 318'r i)b.CEI¥IBF.R 2024 2024 Rc%tricted funds 2023 C OS I'S A'I'I'IUBU'I'EI) 'I'O FLIR'I'HERENI CF. 01," CIIURC.II ACTlVI'fiES Lnrestricted fuiids I'otal funds Youth club l.unchcon club.. Fi)od Hall hire Missionary OT¥c1nisls 'uiieral Losts Commuiiion wiiic Kii)g's ¥urvnatioiVQueen's jubilcc Churcli hospitality 3,546 3,602 2.110 2,110 2,034 5,100 120 -5.100 120 4,56.5 182 603 413 413 Iltlping Ilands Chiirch muqic 30 300 3U 300 11.61g 11,619 11,490
ST. ANI)REW'S CHURCII, REIYTLD.Y NOTLS"I"O TIIF. ACCOLINTS (Continued) IvlILTh'Ac.F.MET Af44D ADMINISTRA'I"ION F.XPEIN'SES Foll riiE YEAR Ef*'DED .11 ST DECF.MIIF.R 2024 Unrestricted Restrietcd fiiDds futtds I'otal Siipend and National Insiinnce Clerqy bincvoleiit fund StipLnd fund Watcr ral¥b Rates Insuran¢¢ Light ancl heat Tclcphoiic Ilank Lliar¥Ls Priniiiig. postge and station¢ry'. Fhotocopi¥r leic be Post£2bTre & Stationery Sundrics.. GcnLral Plioto¢opyinL Book.%, aids and music CopyrigFlit licenL¢ 26,0?1 320 20,021 320 25,327 320 534 1.525 1,558 11,4_32 435 1,314 1,877 8,904 1,5?5 1,558 11,432 200 175 731 731 248 71151 L?0 2,417 646 2,417 646 2()1} 189 75 38 2,220 646 301 IX9 75 38 222 132 TWiG(i Jlq)airs aiid n)ainlLllanLC'. 'indo)u' cleanin Church lain(Cliance C.'hurLh and li()us¥ itetns CliurLh wall FiiL protection Corncr plot ¥ra.4sed Gaidcii 455 45.fj 375 260 995 -39,868 264 376 2,070 976 37(1 2,070 976 590 7,662 330 155 Bin collcction Mcssy cliurLh NeH' sound equipmenl 240 26 240 26 2.883 1,649 Minibub InsurancLascIN{0T Diocesan iosts.. Dcnc)Inindtioii and get]cr<11 sccretary t)ciioininatioii quot¢lS Ctc. Soutl)em dioLLsc co.qts C¢ntrc21 Trnsl c(Trsis Accoui)t St Jude s Walsall St Judc'.8 h&ill 1.763 1,7()3 -1,434 3,434 2,764 2,493 690 2.861 69U 2.861 -30,058 1.0.33 30.058 62,286 30,058 92,-344 11 ?,929 14
.ST. ANDREIV?.S CHURCH, BTr;NTLEY ,NO'I'ES I'O THE ACCOUNI'S (Continu¢d) FQIt THE YTr:AR ENDED 31sr DECEhlBER 2024 io. INTF.RF.SI' PA YABLE Interesl payabl¥ un l()an from the deii(Irniiiatinn ii. I'ANCTBLF. FIXED ASSLT Freehold lJand and BuildinLFS CO.ST QR I'ALUAI"IOP4 Total At 31 st DeL'cmbcr 2U23 aJ)d ai 31 $1 Decembcr 2024 350,1)110 3.f 0,000 A prei'icius valudtion ot- St. AndrLW'S CliurLh freeholil 1<2nd and buildiIig, of £350.000, 112£ s be¥n lakei) li) Teprescnt the dccin¢d cosi of the prciperty and thi% value l)dS been inLliided in thc accounts. 12. DEBI'ORS 2024 Owed bv Deiiom Oived by FCECT 'ed by Dioccbc 3,263 1,879 1.408 6.550 13. CREDJTOR.% DUE AFTER ONE YEAR 2024 2023 Monicq owed lo Flisliop P.N. Flunt Moiiies owcd io oilTrers 103 6,159 6.?62
- RESF,RVFS 2U23 2023 Re.%lFictLd c,11)iral fiJnd5 Unrcstricied iiicoiiie surplu% funds 14.314 365,77 5,114 361,169 'roI'AL &'UNDS 380,084 366,483 16