RLGlS"fERED CHARITY NUMBER 1147432
ST. ANDR Tr:IV'S CHURCH, BENTI.F.Y
31ST DF.CEMBER 2024

COTr*'TENTS
'I'rustees' annual report
Ind¢p¢ndcnt examiiier'.8 rep()ll ¢0 ihc truslccs.
Stateiiiei)t ol- financidl aLtivilies
Balance slieel
10. Nlotes lo the dLLounts

ST. ANDREW'S CHURCH, BE￿,TLE¥
TRUS'I'EES, M.YUAL REPORT
FOR THE YEAR LNDED 31ST DECEMBER 2024
Th¢ IrustLcs prLsent their ann￿[ r¢purt and financial statcmcnts of the charity for the year ended 31%1
Il¥c¢ml)cr 2n24. Thc financial slatcmcnls hdl'c b¢cn prcparcd In accordance ii-.ith tlie accounijiift policie£ 8cl
out ill note I tu tlie <iLcoulli8 ai)d eoniply with tlit CharitlLS ALI 2111 l and ihe Stal¥Tneiil vf R¥¢()mm¢nd¢d
Practicc= ALLuuntinLF and Reportiag by Charities published iii 2005.
REFEREIN'CE AND ADMINISTR.4'fioN DETAILS
Re¥istered Cliarity Numher 1147432
PriLicipIL Addr¢ss'.
329 w01￿.C[hatllpt0n Road West
i'illciihdll
Wcst Midlaiids WV13 2RL
Date of registrAtion:
24th fvlay ?012
Triistees are A5 Stated btlow:
Church Council
Bishop Paul Hunt
Mr E'dw£ird (.ritch
Mrs June Crilch
Reverend Mark Spicr4
Mis De<innc Yarnall
Churchwardens
Eli£abttli Garyatt
Mr Daniul fiouili
Delegate5
Mr Mattlie￿. Spier
RevcrLmd HLnrv Birtlty
Alternate Delegate
Mrs l)eiiisc Llirtlcy
Goi'erniug document:
C.L)llsiilutiuii adoptLd 20th l.cbruc1ry 2012
Compan), Ballkers:
HSBC Bank PIC
Market Pla¢e
Il'illenahdll
WL.%l Midland6
WV13 2AA
Independent examiner:
Kcvdl Ddtiani ALA
BK Plu4 1.iiiiil¢d
A7.Tuni Flouse
Ivalsall Road
Aidi'id¥L
IVS9 ORB

S'I". ANDREW'S CHURC.11, BENTI,EY
TRUSTb.'&:S' AN￿'LTAL REPOR'I. (CON'I'INUEDI
ORTECTIVES AND ACTIVITIES
Sl. Aiidrciv's Lbur¥h is vunimitlcd to the advancement ol Ihc Christian faith in union with and according lo the
prinLiplLs c2iid practtce8 of the frLC Church of F.iigland, ail)envisc called thL Rcfonned Episcvp¢il Cliurch
containcd iN'ithin tlie Dcllaration of Principles as blatcd iii Schedule l.
In plLlnning oiir activitic& for thc year, St. Andrew's Lliurcl) have consider¢d the ch￿l> Cominission's
guidance c)n publiL beiiefil and, in particular, IhL spLcific uuid<ince on ch<2ri1ie% for thc advanccmLmt of religion.
In P<iriicul<ir, w¢ try 10 cnable people lo live nul Il)cir taith as part of our parish Lon￿]ullitY tI￿Ou81]=
Worship Llnd praycr,
EnLoura(JLLigF faith Li)Ininilinenl,
Assistino adliei¥nts lo develop Cliri%tian virtues and l)¢lpin¥Tr to conduLi Ihem4elv¢s in a socially
responsible wdy in ￿.]der socicly,
MaiIilaiIiiIigF o()i)Imunion w'itl) all Chrisiian Churtihcs,
Coniributic)n to the Spiriiudl diid Iiioral cduLation ol-children and vuung p¢oplc by organiging Sunday
SLhi)()l% Jnd similar nroupq (including uniformed c)rganisaiinn.8 affIliaivd Ic) nalional bodies).
Holding prayer mculiiigTrs, lecture% iiiid s￿lIa1 .￿¢￿'"Icc& to m<irk Christlic n fL%tiV1£18 aiid C1￿.1C occasions,
knanging fuiictioiis. open days, m¥als and entertai[￿llet11 tn which membcrs o)t'thc general publiL dre
invited,
Providiiig comforl Ic) Lldcrly, housebound, sick and bcreaved pcople,
ProvidingF aiid disti'ibuting liler4ture alon¥ witli m<1intaiiiing a ll'eb.site li) ¥nligThtcn otliers <lbout tl)e
Chriqtian failh.
l o faLililate tliis work, it 1% iiiiportanl Ih?c t wc m<iinrain tlie fabric iTrf St. Andrcw's C,hurch.
ACHIEVEIWILNI'S AND PERFORMANC.F.
Church qtjitistics
62
(2023 62)
64
(2023 - 72)
1011 (?0?3-7701
{2023 - 6)
(202.1 0)
(20?3 ?8)
(2023 5)
12023 - 4}
(20?3 - 0)
Meniber%hips
Commullion Scrviccs
ConimiiniLatcd
Baptism6
Coi)finnations
Fuiiei'als
Ashes
W¢ddingis
Vow% rcncwed
10
37
GOING CONCERN
Tl)e irn.qtees LonliIiuc lo evaluale the Lliarily's ability to ¢oiilinue to OP¢Fdl¥ vn an ongoing) and lorcsceable
bdsis.
At thL timL' nf apiiFoviiig Ilic fiiiancial 8lat¢m¢nls tliey liai'e a reasi)iiable ¢xpcLtaticin Il)<2t tlie Chariiy lids
dequale rebourLcs to Lolltlliue li) operational ¢xislLnLc tor the fi)re%eeahl¢ fijture. Thus Ihc Trustecs conlinul 10
adopl the gloing ¢c)iiceni ba.%ig ol'a¢coiinling in prepilring tlie Tru£tLes annual rcport.

ST. ANDRF.W'S CIIURCH, BENTLEY
TRUSTEF.S' Ah'NI UAL REPORT {cO￿￿I￿uED)
OBJECTIVES AND ACTIVII'ILS (COIYTIJ¥UED)
RESERVES POLICY
Thc Trustccs have revicwcd the reserve.% of ¢h&irity. Their r¢vicw includd a consideration nf thc nature of the
incomc and expenditure strcams, Ihe requirement lo malLh vaIiable inco￿¢ with fLxed con]mitn]cnts and a
consideration of thc nature of the reqerveq. Aq a result of this revicw, il was concluded that in order to alloui the
charity to be managed efficiently aiid to ensure sufTicient resenies were available to provide unint¢rnipled
services, a unrestricted income fund equivalcnt lo at ILast 20010 of tlic charity s managenient and administratioii
expenses should be mainlained. In addilion, amounts arc to bc scl asidc, out ot. this fund, tn ord¢r tu cnsure
tunds arc availabl¥ for 4pL'cifiL expenditurc cnvisagcd in Ihc ncxt f￿a￿LIa1 year as appropriate.
REVIEW OF ACTIVITIFS AND &"INANCIAL POS'ITION
The lolal incomc, including investment incnme of £176 (2023 £245), was £121,321 (2023 £111,156).
Tbc total rLsources expended, were £107,720 (2023 - £126,678).
I'he statcment of fIndnL'ial activitie5, which is sbuwll oil page 7 of tlie accounts, summarises the charity's
inLomill¥i resources and hvw their rcsources have been expended.
An analysis of the cliarity's incoming resourL¥s <l￿ shoivn un pagFcs l O and I l of Ihc accounts.
An an¢ilysis of the charity's rcsources expended are 8howii on pages 11, 12 and 13 of the aceounts.
The chatity's tvtal rcscrves at 31st Detyemb¢r 2024 arc £380,084 (2(J23 - £366.483), being a sU￿lUS of
unrestricted iiicome funds of £365.770 [2023 £361,169) and a surplus of r¢slTiCted capital funds of £14,314
(2023 - £5,314).
DECI.ARA TION
The trustees, declare Ihdl thcy have appraved the Trnslees, R¢purt dbove.
Signed on behalf of the Chhrity's trustees
Bishop P.N. Hunt
Date.. 10- 10-15

ST. ANDREW'S CHURCH, Bb".NTLEY
INDEPEII'DEN'I, EXAMINLR'S REPORT TO THE TRUSTEES, OF SI.. ANDRLW'S CHURCH,
BF,NTI,F.Y
I r¢purt ¢0 th¢ .1 rustees 01) Iny exaiiiinatioii ()f the financial slal¥m¢nls of Si. Andrcw's Church for tl)e year
ended 31 sl DLLLmbcr 2024.
R Tr'.spofisiBILI"IIES AND BASI.S QF RF.POR T
A.q tl)e Irustccs of thc charity you arc rLsponsiblL fc)r the preparation of tlic fiiiai)cial slalcmcnts.
Hal'ing salisfiLcl mysclf Ihclt the financidl %t<lttm¢nl% nf th¢ charity arc not rcquircd to be audited undcr SLCti()n
145 of tlic Charitics Act 2011 {tlic 2011 Ait) and arL cligiblc for iiidepeiideIit exaiiiiiiatioi), I report in resp¢Lt ol-
Iny ¢Xdiiiillcilion of Il)e cliai'ity s tiiianeial 812leinenls carried oiit undcr 145 of the Ch&irities Aci 2011. In
uarvding out Iny CXil111ination I have followed all thc applicable dircclion5 oivcn by thc Charity C.ammission
undci scctioii 14515)Ibl ot'tl)e 2011 Avt.
If4DEPEP4DENT EXATriIf*ER'S STA'I'b.Mb.NT
I hclve coinpleted my cxaminaiion. I confirm tlii21 no m<?tlci's h2( vc conie lo Iny allei)lion in conneclion with the
exdinindliuii uTji'ingF n]e use to belieiie IIiELt ITI any material respeLI'.
th¢ aLLouiitiiig reLords were not kept in resp¢LI uf lh¢ ch￿tY ds Tcquired by sectioj) 130 ot tlie
C.harilie% AGI,. or
the finaiicial statemciits do iiot accord with those records,. ur
tlie Iindniial sldiem¥nls do not complv with Ilie accnunliiig requirement8 (Il- lh¢ C,hdriti¢5 ALt', or
thc fin<illci<il sratei))entq h2N'c i)ot bccii prcpic rcd ill accordanLL Mlliih the nieihod% aiid PfiiiLipl¢s ot tlie
Stal¢ni¢nl ofR¢oviiiiiicnded Practice tor accounliiig and repartin& by ohdrilies dppliLabl¢ ID
charitieq preparing th¢ir account5 iii accordiincc w'ith the Financi<l1 Reporiing St<liidard applicable
LtL ilie LK and Kepublic ot Ir¢land (I-.RSI 02}.
J hai'L iio eonccnis cind havc conie across no otlier niatter% ii) eonncction witli IIIL cxaIniiiation lo wlLich
Ittcnlioii should bc clrdwli ill (his report in i)Ider tt) tndhlt d pr()pcr uiiderstanding ol-llic accounts to be reaclied.
Keval Dattani ACA (Jndependent E.¥thminer)
BK Plus Litnited
A77.urri Ilouse,
IValsuII Road, Aldridg¢ WS9 ORB
Date: 3o-10- 25

s'r. ANDRF.W'S CHURCH, BENTLEY
S'1'A'IEMTr:NT OF F'INANCIAL ACTIVITIES
FOR THE YEAR ENDED 3ISTDF.cE￿1BER 2024
2024
Restricted
funds
2U23
Total
bund5
Unrestricted
iinds
Totgl
"otes
INCONqINC. RF.%OURCES
ReL¢iplts from donors
ActiF'ities fnr gen¢rating fiinds
InLome Ii()Jii cliurcli activili¢s
Otl)er in¢ome
30,854
6,563
?7,676
$6,052
47,815
5.569
16,994
39,058
34.0?5
82,n87
121,145
110.911
INVES'I'MEI¥4'1' INCOME
176
245
TOTAI, INCOMJNG RESOttiicEs
82,263
39,058
1?1,321
111.156
RESOURCLS Tr:XPEIYDED
Costs attributed to gTrLiicratinL fuiid%
0s11llributed to church activities
Managei))eiit and adiLiinistr<ltioii
expenb¢S
3,757
1.619
3.757
11.619
11,297
62,286
30.058
112.929
77,662
30.058
107,720
126,678
INTF.RF,SI' PAYABLL
10
TOTAI, RESOURCF.S
EXI'ENI)F.D
77,h62
107,720
126,678
NF.T SURPI.US (DEFICIT)
RESOLIRCES EXPENDED FOR
THE YEAR
4,601
9,000
1.3,601
(15,.522)
J"OTAL b"UNDS BROUGHT
FOR WARD AT 31.ST DF,CI,:MIITr:R
361,169
5,-314
366,483
382,00.S
TOTAI. Tr'UNDS CARRIED
TrORW,UiD .4'1'.IIST DECEIIIBER
2U24
13
365,770
3&0,084
366,483

ST. ANDRF.WJS CHURCH, BENI'LEY
BAI.ANCF. SHEET
31S'I' DECEMBER 2024
2024
2023
Notcs
FIXTr:I) A&ySETS
Tangiblc assets
350,000
350,000
CURRF.NT ASSF,TS
Casb ai bank and in hand
Debtors
2.3,534
22,745
12
30,084
CRF.DITORS- Amount falling
due witbin olle vear
13
6,262
'ET CURKENT ASSETS
30,084
16,483
TO'I'AI, ASSE'I'S LESS
CURRF.NT LL4BILITIES
380,084
366,483
RESERVES
14
380,084
366,483
'Il)e dcLounts on pagcs 7 tn 14 ￿'¢r¢ approved by thc Board of l TU5tces' on 20- ! G-25aiid SigFned on its
behalf by-.-
Trust¢c- Bishop P.N. Hunt

ST. ANDREW'S CHURCH, BENTLF.Y
NOI'ES IO'I'IIE ACCOUNTS
OR'IHE YEAR ENDED.318TDF.CF.MBER 2024
ACC.'OUNTING POLICIES
Accoullting conveDtion
Th¢ dCLQ)Ullts li?L i.'c bcen prepared under tl)c IiisloricL21 cost conveiilion, a% modificd b}. tlie revaluatioii ol-
ceriaiii fixed asscls ￿￿tid iii a¢tyordanL¢ w'ith tlic Sialeiiiei)t ot Recommend¢d PraLliL¥ appliLablL in tlIL UK
dnd RepiibliL of Ireland (FRS 102}.
'I'allgible fjxed assets
(ln Irdnsition lo FRSI 02 d previi)u8 valuation of tlic trcchold land k)nd huilding M'as taken as Ilic dccmcd
cost and this value has been iistd in tlie accouiits.
Tli¢ ITeehold Idnd dnd buildiiik) will Lontinuc lo bc shLiwn at ihis valuc and nnt dcprcciatcd.
A dcprcciation cliarge lÉnd rLlatcd accumul<ltcd dcprcciation balancc woiild not bu MateTliil as rlie
ficcliold lai)d 1£ nd building has a loiigy reiiiaiiiillg useful lite.
Incoming resoureeq
All inconiingF resourLtS ¢Lr¢ included in tlie St2< iement of FinanLldl Actii'itics wlien thc Lliarily 18 Icgally
entitl¢d tn tlic incoiiie £?nd the amount caii l)¢ quaiititied with rcasonable accurdcy.
All inLoniiiig resources are di%¢l0s¢d &TlOSS, Wltliout deduLtion i)t-related expendilure.
Resources expended
Exptrridilur¢ is dLLUUllted for on a receipts babi% and inLludcs direct ch<iritablc expendiiure, wl)ieh relal¢s
lo Ihc fi2nheranee of tlie cliarity's objects, togeiheF Wltli tnaiiagcincnt aIid adininislralion ¢Ap¢nditurc,
wIIiLli is of a gFcn¢ral ndture.
Allocations and apportiollment of costs
All direLt cliaritdble eKp¥iidilui'L is Illlocated ro releiwant pr(ijeeis run throu¥hout thc yC<lr.
ThL cliarity is cxempt froin tax on ils chatitablc activilies.
Fund accounting
iii'eslriLt¢d funds can be us¢d iii accordance ￿,11￿ the Lharitable ()bjeLlivt% at thc discretion of the
Iru4lee%.
Rcstricted fiinds call oiil), bc used for particular resliiLlcd purposes wiihiii the objtLts of tlie ¢liarity,
ReblriLti()ti8 ari8e wh¢n sp¢Lilicd bv ihe dan(Ir ()r when fuiid% ai'c raiscd tor particul1< r rL'Stricted purp()%es.
Furthcr exp11( naiions nf thc naiure cind purposc ol- ¢aih fund is includcd in tlie i)oies to rlie tiJiaii¢ial
stdteiiients.
CMoin% concern
Th¥ trubl¢¥s continue to evaluate tlie ¢harily's dbility to continue to operate oi) an nngning and forcsccablc
b?( sis. At the tii))e ot approN'ing thc financial 8t<2tcmeiits tlicy have a rLasonable expe¢laiion ihal Il)¢ Chdiily ha5
ailequalc rL5011rLes to coiitinue iii operdlicinal ¥xisl¢iiLL f02. the loi'ebeeiible tuture. "l-hus tlie Trustees
cuiitiiiue to adopi ili¢ gTroingTr concLn) baqiN ()f LtLlI)unliiig in prcpanng thL TnisleLS' Annu<l1 RLP()rt.

s'r. ANDREIV'S CHURC.11, BF.NTLEY
NO'I'ES 'fo THTr: AC.C.OUNTS (Continued)
FOR THF. YEAR ENDTr:D.31 ST DEC.EIIqBF.R 2024
2024
Restrif ted
2023
I'otJ)I
RECEIFfs FR()M DONORS
Unrestrlcted
funds
Total
C.ollcction8
Doiialinns dTid in mciiiorv
Siile of gold dtsnations
Gift Aid C'ldlJ]]
23,g68
4,766
2,2?0
?3.868
4,766
23,811
6,550
17,454
3U,854
30,854
47,815
.4C'I'IV'ITIlI S FOR
GENERAT￿￿'G FU￿ry)S
F,lowcrs fund
Fun dclys
HaTh'est aiiction
14¢irvcst diinations
SoLial evenis
Commuiiily groiip
C'oini]]Linity group repay
447
3.418
27.
304
442
887
7gO
447
-3,418
?75
752
1,214
4411
442
887
7911
-f 23
640
6,563
6,561
5,569
INCOME FROM CHL'RC.H
ACTIVITtF.S
Youili Llub %iibscriptions
Coii)Inunity hirL'
Wcddinils diid tunerals
l.unchcon
C.hrisimas Iiieal
Col'l¢e aiid Lliat
Foo(] fc)I cvents
JiihileeiLC)ronation don<itiuns
Meiilal health group
14,593
7,21
4.(120
9.354
7.960
3,843
608
417
250
570
500
4,0?0
632
482
572
482
572
165
165
27,676
27,676
23,502

S'I.. LNDREW'S CHURCH, BENTLF.Y
NOTES'fo TIIF. ACCOUN'I'S {C.outiDiied}
OR'fiIL YEAR ENDED 31STDECEMBER ?024
2024
Restricted
Funds
2023
O'I'IIER INCOME
Unrestricted
Total
Funds
InsLif¢lncc Lli?im
Incnine inio office
G¢neidl Fund payiiient
SD pa}qnunts
Deii()ill publications
Bishc)pb' support tund
F.dilor
Bishop Jolin's Books
I)EIS C'.IILLks
FC.F.CT r¢pc?ymcnt
Wdll ¥kranls£ 1 nd dundtions
Tr.C.￿. hciodsibadg¥s
HMF Gr1( nt
Si Judc s. Walsall
St Judt s liall
Othcr
Rclrcal
qLniorial slicks
TWICJG
ottice gcnLrdl fund
Retuiid£
4,315
2,082
2,476
2,761
24.1
360
4.000
-1,071
1,383
4,00
3.1171
1,383
24
24
228
2.773
15,180
237
30a
1,676
542
162
3UII
1.065
542
162
300
1,065
3(),058
39,058
2931
693
693
59
1,136
107
16.9()4
56,052
INN'ESTMENT INC.nNIF,
Bank intLrcst received
176
176
245
cos'i's
AI"I'RIBufLD
TO
AC'I"IVITIE.S C.F.NF,RATING FUNDS
Swccts
l.'lowers
S()tyidl cvcnts
l.larvcst
Cc)Ininuiiily gyroup
Chriqtina% mcal
8.$1
783
-303
1.218
602
851
783
303
1.218
602
?40
1,159
3.757
3,757
2,259

SI.. ANDREW'S C.HURCH, BF.NTI,F.Y
No"rF.S TO I'HL ACCOUNTS (Contillued)
FOR THF. YF.AR FNDED 318'r i)b.CEI¥IBF.R 2024
2024
Rc%tricted
funds
2023
C OS I'S A'I'I'IUBU'I'EI) 'I'O
FLIR'I'HERENI CF. 01," CIIURC.II
ACTlVI'fiES
Lnrestricted
fuiids
I'otal
funds
Youth club
l.unchcon club..
Fi)od
Hall hire
Missionary
OT¥c1nisls
'uiieral Losts
Commuiiion wiiic
Kii)g's ¥urvnatioiVQueen's jubilcc
Churcli hospitality
3,546
3,602
2.110
2,110
2,034
5,100
120
-5.100
120
4,56.5
182
603
413
413
Iltlping Ilands
Chiirch muqic
30
300
3U
300
11.61g
11,619
11,490

ST. ANI)REW'S CHURCII, REIYTLD.Y
NOTLS"I"O TIIF. ACCOLINTS (Continued)
IvlILTh'Ac.F.ME￿T Af44D
ADMINISTRA'I"ION F.XPEIN'SES
Foll riiE YEAR Ef*'DED .11 ST DECF.MIIF.R 2024
Unrestricted
Restrietcd
fiiDds
futtds
I'otal
Siipend and National Insiinnce
Clerqy bincvoleiit fund
StipLnd fund
Watcr ral¥b
Rates
Insuran¢¢
Light ancl heat
Tclcphoiic
Ilank Lliar¥Ls
Priniiiig. post￿￿ge and station¢ry'.
Fhotocopi¥r leic be
Post£2bTre & Stationery
Sundrics..
GcnLral
Plioto¢opyinL
Book.%, aids and music
CopyrigFlit licenL¢
26,0?1
320
20,021
320
25,327
320
534
1.525
1,558
11,4_32
435
1,314
1,877
8,904
1,5?5
1,558
11,432
200
175
731
731
248
71151
L?0
2,417
646
2,417
646
2()1}
189
75
38
2,220
646
301
IX9
75
38
222
132
TWiG(i
Jlq)airs aiid n)ainlLllanLC'.
'indo)u' cleanin
Church ￿lain(Cliance
C.'hurLh and li()us¥ itetns
CliurLh wall
FiiL protection
Corncr plot ¥ra.4sed
Gaidcii
455
45.fj
375
260
995
-39,868
264
376
2,070
976
37(1
2,070
976
590
7,662
330
155
Bin collcction
Mcssy cliurLh
NeH' sound equipmenl
240
26
240
26
2.883
1,649
Minibub Insuranc￿L￿ascIN{0T
Diocesan iosts..
Dcnc)Inindtioii and get]cr<11
sccretary
t)ciioininatioii quot¢lS Ctc.
Soutl)em dioLLsc co.qts
C¢ntrc21 Trnsl c(Trsis
Accoui)t
St Jude s Walsall
St Judc'.8 h&ill
1.763
1,7()3
-1,434
3,434
2,764
2,493
690
2.861
69U
2.861
-30,058
1.0.33
30.058
62,286
30,058
92,-344
11 ?,929
14

.ST. ANDREIV?.S CHURCH, BTr;NTLEY
,NO'I'ES I'O THE ACCOUNI'S (Continu¢d)
FQIt THE YTr:AR ENDED 31sr DECEhlBER 2024
io.
INTF.RF.SI' PA YABLE
Interesl payabl¥ un l()an from the
deii(Irniiiatinn
ii.
I'ANCTBLF. FIXED ASSLT
Freehold
lJand and
BuildinLFS
CO.ST QR I'ALUAI"IOP4
Total
At 31 st DeL'cmbcr 2U23 aJ)d ai 31 $1 Decembcr 2024
350,1)110
3.f 0,000
A prei'icius valudtion ot- St. AndrLW'S CliurLh freeholil 1<2nd and buildiIig, of £350.000, 112£ s be¥n lakei)
li) Teprescnt the dccin¢d cosi of the prciperty and thi% value l)dS been inLliided in thc accounts.
12. DEBI'ORS
2024
Owed bv Deiiom
Oived by FCECT
￿￿'ed by Dioccbc
3,263
1,879
1.408
6.550
13. CREDJTOR.% DUE AFTER ONE YEAR
2024
2023
Monicq owed lo Flisliop P.N. Flunt
Moiiies owcd io oilTrers
103
6,159
6.?62

14. RESF,RVFS
2U23
2023
Re.%lFictLd c,11)iral fiJnd5
Unrcstricied iiicoiiie surplu% funds
14.314
365,77
5,114
361,169
'roI'AL &'UNDS
380,084
366,483
16