RUMNEY CHAPEL LIVING LOVING BELIEVING BELONGING Trustees Annual Report 2023 to 2024 Rumney Gospel Chapel Brachdy Road Rumney CARDIFF CF3 3BG Charity Number 1147003
PAGES Cover Page Index Trust Information Rumney Chapel Objects Trustees Report 5t09 Independent Examiners Report IOto15 Balance Sheet as of 31 March 2024 12
RUMNEY GOSPEL CHAPEL TRUSTEES REPORT TRUST INFORMATION STATUS: Charitable Trust Charity Registration No: 1147003 TRUSTEES.. Michael Thomas Michael Carr Karen Routledge Josephine Goode CHURCH LEADERSHIP TEAM: Michael Carr Michael Thomas CHURCH OFFICE & REGISTERED ADDRESS: Rumney Gospel Chapel Brachdy Road Rumney CARDIFF CF3 38G INDEPENDENT EXAMINER: Michelle Llewellyn FCCA Llewellyn Consultancy 49 Cypress Crescent Old St Mellons Cardiff CF3 2WL BANKERS: Metro Bank 507 Newport Road CARDIFF CF23 9AD
RUMNEY GOSPELCHAPEL TRUSTEES REPORT FOR THE YEAR ENDED 31 MARCH 2024 OBJECTS The primary aim5 of the Trust are To advance the Christian Faith in accordance with the statement and beliefs in such ways and in such parts of the United Kingdom or the world as the Trustees may from time to time think fit; and To fulfil such other purposes which are exclusively charitable according to the law of England and Wales and are connected with the charitable work of the trust.
THE CHURCH: ITS AIMS AND OBJECTIVES The Church is not a building, but a gathering of ordinary people of different ages and backgrounds, whose lives have been changed by Jesus Christ, the Son of God. The New Testament reveals the Church as a community of people, properly taught and cared for, who by loving and serving Jesus Christ. were also committed to love and care for each other and to bring a blessing to the area in which they live. Rumney Gospel Chapel; its trustees, Leadership Team and members are committed to the restoration of those New Testament principles. It is not alone in this, it is one of many Churches in the area, country and all over the world that is rediscovering the excitement of knowing Jesus Christ, The vision is to see the people of our community come into this experience of knowing Jesus as their Lord, Saviour and friend. Rumney Gospel Chapel is a member of the Evangelical Alliance and ha5 a long-standing relationship with other churches and organisations across Cardiff and South Wales. Directions relating to the charitable trust are rnade by the Trustees in consultation with the Leadership Team, who are responsible for governing the life and teaching of the church. Day to day decisions on expenditure and activities are decided by the staff and volunteers in charge of different areas of the church, with the accounts monitored by the Trustees. The powers of appointment or removal of Trustees rests with the Trustees. New Trustees are primarily selected from the members of the church or from the leaders of other local churches sharing the same vision, since this means the Trustee body is whole heartedly involved in seeing the mlssion of the church worked out in practice. Whilst the church sometirnes employs staff it is the work of every member of the church, whether employed or not, that will make the difference in the church achieving its great commission. This is done in'being salt and light" amongst the peoplethey interact with every day; by praying, by visiting the sick and others in need, in being involved in training others, in public teaching and worship, and in administration. The financial resources of the church, to a very large extent, are given by the members and their private assets and equipment are regularly used in the work of the church. Much of this work is done privately, without recognition, and the hours and value of that tirne cannot be quantified. THE YEAR: ITS OBJECTIVES AND ACHIEVEMENTS During the year ended 31 March 2024 the rnain ways the church sought to achieve the calling of Christ upon it and it5 charitable purposes for the public benefit have been as follows: Fulfilling the objects in teaching, preaching, and showing practical care in the community. This was both in the normal teaching in the church on Sunday, which are open to all, and midweek meetings for the church members and by running specific courses to address aspects of Christian living which are open to the wider comrnunity; all of which are provided without charge. We continue to stream our Sunday Service online through Facebook and YouTube, increasing accessibility for those unable to present in the Chapel building on a Sunday morning, or who wish to catch up with what's been said at a later date.
The aims of the teaching, preaching and discipleship programs include the impact upon lifestyle arising from following the teaching of Christ to love God and your neighbour as yourself. Attendance at Sunday meetings remains steadily at an average of around 85 with some 50YD of those involved in mid-week activities through the year. We continue to run outreach projects at the Chapel and around the community and during the year we had approximately 400 members of the community attend other courses and events over the year. Our Leadership Team provide pastoral care by visiting and contacting members of the Church and community, providing a coun5elling service and are available to officiate at weddings and funerals for both church members and the community. Members of our church regularly visit both local high schools in the area and provide a pastoral service to both the staff and the students in both schools. They have also tal<en school assemblies, facilitated lunch clubs and RE lessons. Just like last year this year wa5 very different for everybody, the team and volunteers at Rumney Chapel remained at the forefront of our community. We consistently sought creative and ground-breaking ways to serve others practically and spiritually. The cost-of-living crisis continues to affect our organisation and the neighbourhood that we serve. We are grateful that our income from hall hire has now exceeded pre-pandemic levels, which helps with our income. We are also very grateful to our church members who continue to give generously to the ongoing work at the Chapel. Individuals that we meet through our day-to-day activities are continuing to struggle with mental health issues, lack of confidence and a general lack of aspirations. We provide a listening ear, a comfortable and warm environment and support for those affected. Our partnership with Ujpest Reformed Church continued this year with the annual Hungary mission. We took a team of 9 people to Ujpe5t to run English Camp in August, This long running project supports vulnerable children through a week long summer camp held by Ujpest Reformed Church. Crossroads food bank continues to run on a Wednesday, with around 23 households a week now regularly using our services. Due to budget constraints it was decided to stop the food bank this year, however thanks to a large one off donation from a family at Rumney Chapel we have now been given enough financial support to carry on with Crossroad5 for another 12 months. We continue to provide meals to those in need, whilst simultaneously creating a space to provide physical, mental, and spiritual support to those in the comrnunity. Throughout the year many of the members of the church have managed to continue applying the principles of church life outlined in the New Testament to be "salt and light" in the community, in the places they live and work and in having an impact on social attitudes in wider national society. This is a very major part of the purpose of the church and much of it is done without publicity and the amount of time spent in this way cannot be quantified.
The Trustees have complied with the duty in section 4 of the Charities Act 2006 to have due regard to the public benefit guidance published bythe Charity Commission in December 2008. PLANS FOR THE NEW YEAR As we continue to Steadily grow, both numerically and spiritually we recogni5e the challenges of moving from a small church attended by 25 members to a much larger model of church with around 100 members. The Trustees and Leadership Team continue to support the church and its members. It is essential that we ensure that each member of the church feels valued and supported. We launched further Small Groups this year including one specifically for Young Adults. Small Groups, which meet throughout the week at different locations, including the Chapel, people's homes and in coffee shops. Friday Night Youth continues to be well attended by young people from the community and the church. We have enjoyed meeting new young people who we have met in the local schools. Kidz Klub has also grown, with around 55 children attending weekly. The team of volunteers has also grown in line with this, for which we are very grateful. During the summer of 2023 it was announced that Urban Saints would stop facilitating Spree Wales, which we have attended with our children and young people since it's inception. After much prayer and discussion the trustees of Rumney Chapel have decided to take on this role, in conjunction with the existing core tearn of volunteers for Spree. We excited to see what God will do this summer at Spreel Our building is used 7 days a week. Rainbows and Brownies, Knit and Natter, Sewing Club, Social Services, Slimming World and other5 are using our facilitie5 on a weekly basis with birthday parties being booked on most Saturdays. We strive to provide a warm welcome and an affordable venue for these essential community organisations. We are currently in talks with the local High School as they wish to use our building for their off-site provision for those students struggling to engage with mainstream education. If this is successful it will launch in Septernber 2024. Not only will this provide a welcoming space for these students, but it will provide further opportunities for us to partner with local schools and groups.
FINANCIAL REVIEW We are very grateful to the members of our church community for their consistent and generous giving. Our income from church member giving ha5 increased ensuring that the day to day running costs of our building and activitie5 are covered. After running a mid-year spending review it was decided to reduce the hours of our Youth Worker to 2 days a week. This will ensure financial stability, whilst also continuing to support young people in our community. We remain vigilant to ensure that any money received is spent wisely. The Leadership Team and Trustees ensure that the Church and its mernbership is making best use of its resources, talents and gifts. GRANT MAKING POLICY Gifts to external organisations and individuals are considered by the Leadership Team and Trustees based on need and fulfilment of the charitable objectives. There are no upper or lower limits of support, RISK MANAGEMENT All major insurable risks are subject to normal Churches and employers insurance. Contractual risks are reviewed before being entered into to asses5 that they would not significantly impact upon the Churches ability to fulfil its objectives.
STATEMENT OF TRUSTEES RESPONSIBILITIES Charity law requires the trustees to prepare accounts for each financial year which give a true and fair view of the situation of the Charity and of the profit and Ios5 of the Charity for that period. In preparing these account5, the trustees are required to: Select suitable accounting policies and then apply them consistently. Make adjustments and estimates that are reasonable and prudent. Prepare the accounts on the going concem basis unless it is inappropriate to presume that the Charity will continue in operation. The trustees are responsible for keeping adequate accounting records which disclose with reasonable accuracy at any time the financial position of the Charity and to enable them to ensure that the accounts comply with the Charities Acts. They are also responsible for safeguarding the assets of the Charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities. The trustees confirm that the accounts comply with current statutory requirements and those of the Charitvs trust deed, This report was approved by the Board of Trustees on: Sunday 12th January 2025 and signed on its behalf by: Date: SIEned: Date: i (1._ 209S
PEL ANC 31 MARCH 2024 10 I Page
UMNEY COSPEL CHAPEL Yf4 AR ENDED 31 MARCH 2024 OUN 1.1 I sb811 prepve the Accounls of your cliur¢h and the lax compulalions will be bllsed purtly w)on youi. accounting rccord4 ind 011 infltiOn aud explanations supplied lo me. 1.21 shall xdvise you as to the fidequacy of youi. for this pU08C inake ttconNn¢ndatioi for iinpi"ov¢ments which I consider ACCary. I shall not bc responsible if, as a result of your not thkin8 IDY advice, you incur lo&ses of wlties. 1.31 will rtasoiiable skill and ¢are in the pTItion of your ac)Unts and computAtlon8 biit will not be ttspon8ible for ¢m>T8 Lrising fium iticotrecl infonnation Jupplied by you. I will not ¢wi'y out a full audil on your ircorth. 1.4 1 havc ll professional duty to compik aecounts which conforni to generally aecepted accounting winciples And provide a tsu¢ and fair vi¢w of th¢ fin#ttei&l sIatIOn of your chiir¢h. I planned the wo on tho bfisls tliat no r¢porl is required by statute or regulatiots for IlJ¢ year. My work es coii)pilcr of the annuAI a¢¢ounts Is not an audit of the a¢¢ounls in aCCdanCe with auditing slandardB; ¢ollsequenlly niy woik does not providc a&8ufaD¢e Ihut the 8ccounlillg Tecoi'ds hi'e free froi)) mhtei'ial ini$slAlomolll, whethei. caused by frnud, or olhei. irJEgularilies, or 'rOT and, aecoidingly no su¢h assurance oi. opfftnlon 18 8iven by ine, whether impl(ed or expressed. Ml¢helle Lleivellyn Fellow of CknfftYt¢i'¢d Cei'ilfied AeefjuntAnl$ roval tatement I qpprove the attached income and expenditu #e¢ount aiid confinn tha¢ I b4ve made avatlable all i'ecoith and infOrmaoll for Its prewlltion. I liave cliecked the entries #nd to d)e best of my ability belleve Iblt Ili¢se a¢eouiits a true represeatation of my incom¢ And ¢xpei)ses for the tsx year, I agr to Ili¢ termi (1.1 to 1.4) above. Slgned Date 11 | Page
RuMNy GOSPEL CHAPEL YEAR ENDED 31 MARCH 2024 KIPTS PAYMENTS ACCOUNT UDwickd tkslwEcd Funth £ Fiindi £ 7111$ Yr 2024 To1 £ RECEIITS Noie Funds £ Monies rnised 45,053 43,197 13,776 102,026 Propeity- cliurchl 11811 u8ei's 8,752 8,752 Bank int¢rGst & investsMeTrl income 12 'otl R¢celpt8 53,805 43,197 J 3,776 110.778 IIAYMENTS Chui'¢li rutthi118 COStB Pro81?Inme activity eo$ts Suyporl Malnlenonee of ¢hurcli biiildin88 51,456 3.730 38,7 20,595 245 5.391 89,778 29,716 1,913 1,913 57,099 58,672 5,636 121,407 NET RECEIPTSI (PAYMICNTS) TRANSFERS BETWEEN FUNDS (3.294) (15,475) 8,140 {10,629) FLTr4DS blfwd l Api'll 5,319 18,129 23.448 Funds dtwd 31 March 2,¢Y25 2.654 8,140 12,819 STATEMENT OF $SrS AND LIABILITIES Monetsry A$sets Cush Bank lIAnI account Spree Walcs 151 1,874 202 2,452 224 577 4,326 7,916 7,916 TotAI moiietiry A8b¢ts 2.025 2.654 8,140 12,819 Otligr As$ets Approved by tlie lllders on by *Dd 8figned on iheli. btliair /Yi c/4&1,"l //gunJiJ C4k4 (Dam¢) (si2uitsir¢) 121 Page
PELe APX YEAR EN ARC NO I ACCOUNTING POLICILS The finaii¢ial slalejneuts h&ve been prepared in accordRnce willi the C1)aritics Act 2011 Section 145(5){b) using the Receipts and ba&is avAilabl¢ th dritIC2 Aiid not for profil org8ni$ation8. 2 uND ACCOUNTING Uniyslrlcled Fulldg may be used by tli¢ cjiuych for any of ils oldimiy putP(W. D1gvIted Funds repAr¥t utsr¢slricted funds Set aside for general desigtjated PUiFK)ses' thty call be tr8nsferr¢d back into 8enernl Ibllds atthe clwi'cb* decision. Recdpls IM yofir £ DalTriice Ifwd £ Fuiid Dame & pu1'pe blfwd £ In yeAr £ Crossi'oad8 joy Frid&y NiEI)t Youth l(idz Klub Midwtek Ilumney Cl?ap¢l at Swe¢ Church R¢wiring Fund Outreach Wwker Fut Hungaiy Mi8810n 'rol& & Toys Living Room Community Molter8 Orant Faith Spa¢e {137) S72 136 1,214 1,760 11,637 (207) 10,648 879 1,507 3,059 2,384 1,558 15,288 1,234 2,760 3,324 7,445 5.QOO (4,777) 217 (1,117) (3,301) 8,195 (207) (2,369) 22 ,375 (355) 4,022 3,145 231 5,705 5,514 318 7,730 109 3,4 (353) 14.08l 10,059 Tolfil for desl8iiit¢d funds 18.129 43,197 58,672 2,654 Re8trlcted Funds i'epresent income whlch may be expeDdcd only on those resli'icted obje¢ts provided in t¢ tcnThs of o IN51 or bequul, oi- donalioti8 oi. grsnls received or invited foi. 8 specific pui'pose. These fLindi can only be Spcnl on Ihe specific pui'pose fol which they were giv¢n. Any balance reimining unspeilt muct be e2YKied fonvard a8 0 balan¢e on that fund fm. fiiluir expenditure on thal sp¢¢ific purpose, oi. Itlumed; il cannot be absorbed into general funds. BRJNiiee bllwd £ R¢eelpls I yethi'£ PMymEiits lil year £ 1191ft11¢¢ cJ14Yd £ Futsd & purpo8e SpY¢c 13,776 5,636 8,140 TotAI for rtsti'ltted fumdj 13,776 5.636 8,]40
RUhlNEY GUJiPI4L CHAPEL YEAII ENDED I MARCH 2024 NOT Yhts Yt4r2011 J MONIF.%' RAISF. Offciings Othei. gin8 Oninl MIAC iii¢oJn¢ ilutilrted V•rAI1 25,246 15,764 6,851 20,979 15,-3fi7 32,097 36.74.1 15,367 17,819 4,043 l J,776 Tot#1 ralied 45,053 43,11)7 13,776 102,026 4 PROPERTY INCOME Hall hire 8,752 8,752 T(•tAI pi'op¢i*y Income 8,752 ,752 5 CHURCH RUNN'ING C(wrs Utilities oirÈce (A)818 MnLoi' aiid Ti'avel Costs Sunday S¢ivi¢¢ Cliul'oli Giiiing Sub6¢1'lptions, men¢r1hips and (.,}l'se3 MninleiiRiice And r.lear)in8 Capital C(Asts Wn8CS InsLIIAnce 4,359 3,651 1,378 3J76 J,069 2,995 71 11,716 4,72Q 4,373 3,447 12,9Cin 2,609 2,510 3,949 26,234 2,146 65 5,309 9,062 7,7YU 2,919 7,819 13.011 2,146 Total ehurcli runnlllg ¢ost8 51.456 38,077 245 89,778 6 PROGIUMMb ACI'AVA'I'Y CO¥I'S Oiili'eiiLh &. ev011118111 Gifts & Ini$sioi)$ Cliildirn's mini8tty 15,081 5514 18,811 5,514 5.39J 'A'olfil i)ro81'hii)Ine. nelivlly eoilA 3,7.1 2t1,595 5.391 29,716 7 SUPPORT Woi'kcl's SUPPOL% Ibnd TotAI Rpilnrt MAINTENANCE ofi CIIURCII BUILDINGS Property iepnir¥ 1,913 TotAI maliiteiJ4nce Trf thurcli bulldhigs 1,913 1.913 141 Page
UMNEY GOSPEL CHAPEL EN 9 OTHKR 10 MONETARY ASSE75 The ¢liui'ck nlljnics air not beid in segr¢gatcd CoUNts, but for th¢ sake of Ihis fingTheial $talcth¢nl the lolal of eacli a¢¢ount IÈ olloeated appropriatety over dic various fuDd& ELDERIS STATEI MENT I h4vGPI'epared the flnanciftl stateftxnLI on pages 110 3 for Ihe year eÉMkd 31 March 2024 fmm the a¢¢ounting rerS of th¢ ¢hurdL (ttfime) (8igDaiure) (date) 11 INDLI PCI NDENT EXAMINER'S REPORT I repoi'l on Ihc finan¢ial slal¢meJLts of Run)ney G(k8pel Chapel for tli¢ yur ended 31 2024, whlcb ait set out on pages 110 3. Re8pon$lbllltles basls of report l iiport to the Iru8t¢¢s on iny ex8ininalion ofiiie a¢¢ounls of ihe Ruinncy Gogpel Ch&pEI for die y¢ar ended 31 Maich 2024 Éet out on pages l 10 3. A6 die Chapel s tnisltts YOU al re$ponslble foi. tl)e prtpftr&lion of Ihe oun1$ in A¢cordaiice with ¢hc Tcqiiiremes of the Charities A¢1 2011 I'ihe Acw), I reporl in respccl of my cxaiilinailon of the Chip¢l's 4ccouttts &¥(ied out ulld. 8¢clion 145 of lh¢ A¢t aud, in caiiying oul my exiiiiinALiOn. I hhve followed all the applicable Diitctions olven by die Chfii'ily Commission under seclion 145(5Xb) of the Act. liideptDdent Exoinlnerl# Stftleinellt kavc ¢ompleled my exAinin&tion. I cottfinll tli&l Iio ill8lei.ial INll¢rs118vc com¢ lo iiiy att)110 in connlI0n with tho ¢xaiiiinauon which give the causc to Ixli¢v¢ Il)at in. 4iiy thI.111 respect- Ihe accounling rec0J8 wer¢ noi kepl in acc4)nl8nce widi 130 of the AOL. o Ihe accounts do not accord witii rhe aceoiinting ttcords. I h&ve llo conwns and bgve ¢ou)¢ ftoTogs no other matlas in eowie£tion wirh ihe exBlllill&tion to wliich ttenlion should be di'awn in this report itt ovder to enable a proper derstanding of Ihe accounls co Leaclied. 17 Dac&mb8r 2024 Slgned by tliè IMdp¢nd6nt Examluer DAte Mlchelle Ileiwellyn FCCA 49 CypTess Cl.¢ent Old St Mellon8 Cai'diff CF3 2WL 151 Page