RUMNEY CHAPEL
LIVING LOVING BELIEVING BELONGING
Trustees Annual Report
2023 to 2024
Rumney Gospel Chapel
Brachdy Road
Rumney
CARDIFF
CF3 3BG
Charity Number 1147003

PAGES
Cover Page
Index
Trust Information
Rumney Chapel Objects
Trustees Report
5t09
Independent Examiners Report
IOto15
Balance Sheet as of 31 March 2024
12

RUMNEY GOSPEL CHAPEL
TRUSTEES REPORT
TRUST INFORMATION
STATUS:
Charitable Trust
Charity Registration No: 1147003
TRUSTEES..
Michael Thomas
Michael Carr
Karen Routledge
Josephine Goode
CHURCH LEADERSHIP TEAM: Michael Carr
Michael Thomas
CHURCH OFFICE &
REGISTERED ADDRESS:
Rumney Gospel Chapel
Brachdy Road
Rumney
CARDIFF
CF3 38G
INDEPENDENT EXAMINER: Michelle Llewellyn FCCA
Llewellyn Consultancy
49 Cypress Crescent
Old St Mellons
Cardiff
CF3 2WL
BANKERS:
Metro Bank
507 Newport Road
CARDIFF
CF23 9AD

RUMNEY GOSPELCHAPEL
TRUSTEES REPORT FOR THE YEAR ENDED 31 MARCH 2024
OBJECTS
The primary aim5 of the Trust are
To advance the Christian Faith in accordance with the statement and beliefs in such
ways and in such parts of the United Kingdom or the world as the Trustees may from
time to time think fit; and
To fulfil such other purposes which are exclusively charitable according to the law of
England and Wales and are connected with the charitable work of the trust.

THE CHURCH: ITS AIMS AND OBJECTIVES
The Church is not a building, but a gathering of ordinary people of different ages and
backgrounds, whose lives have been changed by Jesus Christ, the Son of God. The New
Testament reveals the Church as a community of people, properly taught and cared for, who
by loving and serving Jesus Christ. were also committed to love and care for each other and
to bring a blessing to the area in which they live. Rumney Gospel Chapel; its trustees,
Leadership Team and members are committed to the restoration of those New Testament
principles. It is not alone in this, it is one of many Churches in the area, country and all over
the world that is rediscovering the excitement of knowing Jesus Christ, The vision is to see the
people of our community come into this experience of knowing Jesus as their Lord, Saviour
and friend.
Rumney Gospel Chapel is a member of the Evangelical Alliance and ha5 a long-standing
relationship with other churches and organisations across Cardiff and South Wales.
Directions relating to the charitable trust are rnade by the Trustees in consultation with the
Leadership Team, who are responsible for governing the life and teaching of the church. Day
to day decisions on expenditure and activities are decided by the staff and volunteers in
charge of different areas of the church, with the accounts monitored by the Trustees. The
powers of appointment or removal of Trustees rests with the Trustees. New Trustees are
primarily selected from the members of the church or from the leaders of other local churches
sharing the same vision, since this means the Trustee body is whole heartedly involved in
seeing the mlssion of the church worked out in practice.
Whilst the church sometirnes employs staff it is the work of every member of the church,
whether employed or not, that will make the difference in the church achieving its great
commission. This is done in'being salt and light" amongst the peoplethey interact with every
day; by praying, by visiting the sick and others in need, in being involved in training others, in
public teaching and worship, and in administration. The financial resources of the church, to
a very large extent, are given by the members and their private assets and equipment are
regularly used in the work of the church. Much of this work is done privately, without
recognition, and the hours and value of that tirne cannot be quantified.
THE YEAR: ITS OBJECTIVES AND ACHIEVEMENTS
During the year ended 31 March 2024 the rnain ways the church sought to achieve the calling
of Christ upon it and it5 charitable purposes for the public benefit have been as follows:
Fulfilling the objects in teaching, preaching, and showing practical care in the community. This
was both in the normal teaching in the church on Sunday, which are open to all, and midweek
meetings for the church members and by running specific courses to address aspects of
Christian living which are open to the wider comrnunity; all of which are provided without
charge. We continue to stream our Sunday Service online through Facebook and YouTube,
increasing accessibility for those unable to present in the Chapel building on a Sunday
morning, or who wish to catch up with what's been said at a later date.

The aims of the teaching, preaching and discipleship programs include the impact upon
lifestyle arising from following the teaching of Christ to love God and your neighbour as
yourself. Attendance at Sunday meetings remains steadily at an average of around 85 with
some 50YD of those involved in mid-week activities through the year.
We continue to run outreach projects at the Chapel and around the community and during
the year we had approximately 400 members of the community attend other courses and
events over the year.
Our Leadership Team provide pastoral care by visiting and contacting members of the Church
and community, providing a coun5elling service and are available to officiate at weddings and
funerals for both church members and the community.
Members of our church regularly visit both local high schools in the area and provide a
pastoral service to both the staff and the students in both schools. They have also tal<en
school assemblies, facilitated lunch clubs and RE lessons.
Just like last year this year wa5 very different for everybody, the team and volunteers at
Rumney Chapel remained at the forefront of our community. We consistently sought creative
and ground-breaking ways to serve others practically and spiritually.
The cost-of-living crisis continues to affect our organisation and the neighbourhood that we
serve. We are grateful that our income from hall hire has now exceeded pre-pandemic levels,
which helps with our income. We are also very grateful to our church members who continue
to give generously to the ongoing work at the Chapel.
Individuals that we meet through our day-to-day activities are continuing to struggle with
mental health issues, lack of confidence and a general lack of aspirations. We provide a
listening ear, a comfortable and warm environment and support for those affected.
Our partnership with Ujpest Reformed Church continued this year with the annual Hungary
mission. We took a team of 9 people to Ujpe5t to run English Camp in August, This long
running project supports vulnerable children through a week long summer camp held by
Ujpest Reformed Church.
Crossroads food bank continues to run on a Wednesday, with around 23 households a week
now regularly using our services. Due to budget constraints it was decided to stop the food
bank this year, however thanks to a large one off donation from a family at Rumney Chapel
we have now been given enough financial support to carry on with Crossroad5 for another 12
months. We continue to provide meals to those in need, whilst simultaneously creating a
space to provide physical, mental, and spiritual support to those in the comrnunity.
Throughout the year many of the members of the church have managed to continue applying
the principles of church life outlined in the New Testament to be "salt and light" in the
community, in the places they live and work and in having an impact on social attitudes in
wider national society. This is a very major part of the purpose of the church and much of it
is done without publicity and the amount of time spent in this way cannot be quantified.

The Trustees have complied with the duty in section 4 of the Charities Act 2006 to have due
regard to the public benefit guidance published bythe Charity Commission in December 2008.
PLANS FOR THE NEW YEAR
As we continue to Steadily grow, both numerically and spiritually we recogni5e the challenges
of moving from a small church attended by 25 members to a much larger model of church
with around 100 members. The Trustees and Leadership Team continue to support the church
and its members. It is essential that we ensure that each member of the church feels valued
and supported.
We launched further Small Groups this year including one specifically for Young Adults. Small
Groups, which meet throughout the week at different locations, including the Chapel,
people's homes and in coffee shops.
Friday Night Youth continues to be well attended by young people from the community and
the church. We have enjoyed meeting new young people who we have met in the local
schools.
Kidz Klub has also grown, with around 55 children attending weekly. The team of volunteers
has also grown in line with this, for which we are very grateful.
During the summer of 2023 it was announced that Urban Saints would stop facilitating Spree
Wales, which we have attended with our children and young people since it's inception. After
much prayer and discussion the trustees of Rumney Chapel have decided to take on this role,
in conjunction with the existing core tearn of volunteers for Spree. We excited to see what
God will do this summer at Spreel
Our building is used 7 days a week. Rainbows and Brownies, Knit and Natter, Sewing Club,
Social Services, Slimming World and other5 are using our facilitie5 on a weekly basis with
birthday parties being booked on most Saturdays. We strive to provide a warm welcome and
an affordable venue for these essential community organisations.
We are currently in talks with the local High School as they wish to use our building for their
off-site provision for those students struggling to engage with mainstream education. If this
is successful it will launch in Septernber 2024. Not only will this provide a welcoming space
for these students, but it will provide further opportunities for us to partner with local schools
and groups.

FINANCIAL REVIEW
We are very grateful to the members of our church community for their consistent and
generous giving. Our income from church member giving ha5 increased ensuring that the day
to day running costs of our building and activitie5 are covered. After running a mid-year
spending review it was decided to reduce the hours of our Youth Worker to 2 days a week.
This will ensure financial stability, whilst also continuing to support young people in our
community.
We remain vigilant to ensure that any money received is spent wisely. The Leadership Team
and Trustees ensure that the Church and its mernbership is making best use of its resources,
talents and gifts.
GRANT MAKING POLICY
Gifts to external organisations and individuals are considered by the Leadership Team and
Trustees based on need and fulfilment of the charitable objectives. There are no upper or
lower limits of support,
RISK MANAGEMENT
All major insurable risks are subject to normal Churches and employers insurance. Contractual
risks are reviewed before being entered into to asses5 that they would not significantly impact
upon the Churches ability to fulfil its objectives.

STATEMENT OF TRUSTEES RESPONSIBILITIES
Charity law requires the trustees to prepare accounts for each financial year which give a true
and fair view of the situation of the Charity and of the profit and Ios5 of the Charity for that
period. In preparing these account5, the trustees are required to:
Select suitable accounting policies and then apply them consistently.
Make adjustments and estimates that are reasonable and prudent.
Prepare the accounts on the going concem basis unless it is inappropriate to presume
that the Charity will continue in operation.
The trustees are responsible for keeping adequate accounting records which disclose with
reasonable accuracy at any time the financial position of the Charity and to enable them to
ensure that the accounts comply with the Charities Acts. They are also responsible for
safeguarding the assets of the Charity and hence for taking reasonable steps for the
prevention and detection of fraud and other irregularities. The trustees confirm that the
accounts comply with current statutory requirements and those of the Charitvs trust deed,
This report was approved by the Board of Trustees on:
Sunday 12th January 2025
and signed on its behalf by:
Date:
SIEned:
Date: i (1￿._
209S

PEL
ANC
31 MARCH 2024
10 I Page

UMNEY COSPEL CHAPEL
Yf4 AR ENDED 31 MARCH 2024
OUN
1.1 I sb811 prepve the Accounls of your cliur¢h and the lax compulalions will be bllsed purtly w)on
youi. accounting rccord4 ind 011￿ infl￿tiOn aud explanations supplied lo me.
1.21 shall xdvise you as to the fidequacy of youi. for this pU￿08C inake ttconNn¢ndatioi
for iinpi"ov¢ments which I consider ACC￿ary. I shall not bc responsible if, as a result of your not
thkin8 IDY advice, you incur lo&ses of wlties.
1.31 will rtasoiiable skill and ¢are in the p￿TItion of your ac￿)Unts and computAtlon8 biit will
not be ttspon8ible for ¢m>T8 Lrising fium iticotrecl infonnation Jupplied by you. I will not ¢wi'y out a full
audil on your ircorth.
1.4 1 havc ll professional duty to compik aecounts which conforni to generally aecepted accounting
winciples And provide a tsu¢ and fair vi¢w of th¢ fin#ttei&l sI￿atIOn of your chiir¢h. I planned the wo
on tho bfisls tliat no r¢porl is required by statute or regulatiots for IlJ¢ year. My work es coii)pilcr of the
annuAI a¢¢ounts Is not an audit of the a¢¢ounls in aCC￿danCe with auditing slandardB; ¢ollsequenlly
niy woik does not providc a&8ufaD¢e Ihut the 8ccounlillg Tecoi'ds hi'e free froi)) mhtei'ial ini$slAlomolll,
whethei. caused by frnud, or olhei. irJEgularilies, or ￿'rOT and, aecoidingly no su¢h assurance oi. opfftnlon
18 8iven by ine, whether impl(ed or expressed.
Ml¢helle Lleivellyn
Fellow of CknfftYt¢i'¢d Cei'ilfied AeefjuntAnl$
roval
tatement
I qpprove the attached income and expenditu￿ #e¢ount aiid confinn tha¢ I b4ve made avatlable all
i'ecoith and infOrma￿oll for Its prewlltion. I liave cliecked the entries #nd to d)e best of my ability
belleve Iblt Ili¢se a¢eouiits a true represeatation of my incom¢ And ¢xpei)ses for the tsx year,
I agr￿ to Ili¢ termi (1.1 to 1.4) above.
Slgned
Date
11 | Page

RuMN￿y GOSPEL CHAPEL
YEAR ENDED 31 MARCH 2024
KIPTS PAYMENTS ACCOUNT
UDw*ickd tkslw￿Ecd
Funth £
Fiindi £
7111$ Y￿r
2024 To￿1 £
RECEIITS
Noie
Funds £
Monies rnised
45,053
43,197
13,776
102,026
Propeity- cliurchl 11811 u8ei's
8,752
8,752
Bank int¢rGst & investsMeTrl income
12
'ot*l R¢celpt8
53,805
43,197
J 3,776
110.778
IIAYMENTS
Chui'¢li rutthi118 COStB
Pro81?Inme activity eo$ts
Suyporl
Malnlenonee of ¢hurcli biiildin88
51,456
3.730
38,￿7
20,595
245
5.391
89,778
29,716
1,913
1,913
57,099
58,672
5,636
121,407
NET RECEIPTSI (PAYMICNTS)
TRANSFERS BETWEEN FUNDS
(3.294)
(15,475)
8,140
{10,629)
FLTr4DS blfwd l Api'll
5,319
18,129
23.448
Funds dtwd 31 March
2,¢Y25
2.654
8,140
12,819
STATEMENT OF ￿$S￿rS AND LIABILITIES
Monetsry A$sets
Cush
Bank ￿lIA￿nI account
Spree Walcs
151
1,874
202
2,452
224
577
4,326
7,916
7,916
TotAI moiietiry A8b¢ts
2.025
2.654
8,140
12,819
Otligr As$ets
Approved by tlie lllders on
by
*Dd 8figned on iheli. btliair
/Yi c/4&1,"l //gunJiJ C4k4
(Dam¢)
(si2uitsir¢)
121 Page

PELe
APX
YEAR EN
ARC
NO
I ACCOUNTING POLICILS
The finaii¢ial slalejneuts h&ve been prepared in accordRnce willi the C1)aritics Act 2011 Section
145(5){b) using the Receipts and ba&is avAilabl¢ th d￿ritIC2 Aiid not for profil org8ni$ation8.
2 ￿uND ACCOUNTING
Uniyslrlcled Fulldg may be used by tli¢ cjiuych for any of ils oldimiy putP(W.
D￿1g￿vIted Funds repAr¥￿t utsr¢slricted funds Set aside for general desigtjated PUiFK)ses' thty call be
tr8nsferr¢d back into 8enernl Ibllds atthe clwi'cb* decision.
Recdpls IM
yofir £
DalTriice
Ifwd £
Fuiid Dame & pu1'p￿e
blfwd £
In yeAr £
Crossi'oad8
joy
Frid&y NiEI)t Youth
l(idz Klub Midwtek
Ilumney Cl?ap¢l at Swe¢
Church R¢wiring Fund
Outreach Wwker Fut
Hungaiy Mi8810n
'rol& & Toys
Living Room
Community Molter8 Orant
Faith Spa¢e
{137)
S72
136
1,214
1,760
11,637
(207)
10,648
879
1,507
3,059
2,384
1,558
15,288
1,234
2,760
3,324
7,445
5.QOO
(4,777)
217
(1,117)
(3,301)
8,195
(207)
(2,369)
22
,375
(355)
4,022
3,145
231
5,705
5,514
318
7,730
109
3,4
(353)
14.08l
10,059
Tolfil for desl8iiit¢d funds
18.129
43,197
58,672
2,654
Re8trlcted Funds i'epresent income whlch may be expeDdcd only on those resli'icted obje¢ts provided
in t￿¢ tcnThs of o IN51 or bequul, oi- donalioti8 oi. grsnls received or invited foi. 8 specific pui'pose.
These fLindi can only be Spcnl on Ihe specific pui'pose fol which they were giv¢n. Any balance
reimining unspeilt muct be e2YKied fonvard a8 0 balan¢e on that fund fm. fiiluir expenditure on thal
sp¢¢ific purpose, oi. Itlumed; il cannot be absorbed into general funds.
BRJNiiee
bllwd £
R¢eelpls I
yethi'£
PMymEiits
lil year £
1191ft11¢¢
cJ14Yd £
Futsd & purpo8e
SpY¢c
13,776
5,636
8,140
TotAI for rtsti'ltted fumdj
13,776
5.636
8,]40

RUhlNEY GUJiPI4L CHAPEL
YEAII ENDED
I MARCH 2024
NOT
Yhts Yt4r2011
J MONIF.%' RAISF.
Offciings
Othei. gin8
Oninl
MIAC iii¢oJn¢
ilutilrted V•rAI1
25,246
15,764
6,851
20,979
15,-3fi7
32,097
36.74.1
15,367
17,819
4,043
l J,776
Tot#1 ralied
45,053
43,11)7
13,776
102,026
4 PROPERTY INCOME
Hall hire
8,752
8,752
T(•tAI pi'op¢i*y Income
8,752
,752
5 CHURCH RUNN'ING C(wrs
Utilities
oirÈce (A)818
MnLoi' aiid Ti'avel Costs
Sunday S¢ivi¢¢
Cliul'oli Giiiing
Sub6¢1'lptions, men￿¢r1hips and
(.,}￿l'se3
MninleiiRiice And r.lear)in8
Capital C(Asts
Wn8CS
InsLIIAnce
4,359
3,651
1,378
3J76
J,069
2,995
71
11,716
4,72Q
4,373
3,447
12,9Cin
2,609
2,510
3,949
26,234
2,146
65
5,309
9,062
7,7YU
2,919
7,819
13.011
2,146
Total ehurcli runnlllg ¢ost8
51.456
38,077
245
89,778
6 PROGIUMMb ACI'AVA'I'Y CO¥I'S
Oiili'eiiLh &. ev011￿118111
Gifts & Ini$sioi)$
Cliildirn's mini8tty
15,081
5514
18,811
5,514
5.39J
'A'olfil i)ro81'hii)Ine. nelivlly eoilA
3,7.1
2t1,595
5.391
29,716
7 SUPPORT
Woi'kcl's SUPPOL% Ibnd
TotAI R￿pilnrt
MAINTENANCE ofi CIIURCII BUILDINGS
Property iepnir¥
1,913
TotAI maliiteiJ4nce Trf thurcli bulldhigs
1,913
1.913
141 Page

UMNEY GOSPEL CHAPEL
EN
9 OTHKR
10 MONETARY ASSE75
The ¢liui'ck nlljnics air not beid in segr¢gatcd ￿CoUNts, but for th¢ sake of Ihis fingTheial $talcth¢nl the
lolal of eacli a¢¢ount IÈ olloeated appropriatety over dic various fuDd&
ELDERIS STATEI MENT
I h4vGPI'epared the flnanciftl stateftxnLI on pages 110 3 for Ihe year eÉMkd 31 March 2024 fmm the
a¢¢ounting re￿r￿S of th¢ ¢hurdL
(ttfime)
(8igDaiure)
(date) 11
INDLI PCI NDENT EXAMINER'S REPORT
I repoi'l on Ihc finan¢ial slal¢meJLts of Run)ney G(k8pel Chapel for tli¢ yur ended 31 2024, whlcb
ait set out on pages 110 3.
Re8pon$lbllltles basls of report
l iiport to the Iru8t¢¢s on iny ex8ininalion ofiiie a¢¢ounls of ihe Ruinncy Gogpel Ch&pEI for die y¢ar
ended 31 Maich 2024 Éet out on pages l 10 3. A6 die Chapel s tnisltts* YOU al￿ re$ponslble foi. tl)e
prtpftr&lion of Ihe ￿￿oun1$ in A¢cordaiice with ¢hc Tcqiiireme￿s of the Charities A¢1 2011 I'ihe Acw),
I reporl in respccl of my cxaiilinailon of the Chip¢l's 4ccouttts &¥(ied out ulld￿. 8¢clion 145 of lh¢ A¢t
aud, in caiiying oul my exiiiiinALiOn. I hhve followed all the applicable Diitctions olven by die Chfii'ily
Commission under seclion 145(5Xb) of the Act.
liideptDdent Exoinlnerl# Stftleinellt
kavc ¢ompleled my exAinin&tion. I cottfinll tli&l Iio ill8lei.ial INll¢rs118vc com¢ lo iiiy att￿)110￿ in
conn￿lI0n with tho ¢xaiiiinauon which give the causc to Ixli¢v¢ Il)at in. 4iiy ￿thI￿.111 respect-
Ihe accounling rec0J￿8 wer¢ noi kepl in acc4)nl8nce widi 130 of the AOL. o
Ihe accounts do not accord witii rhe aceoiinting ttcords.
I h&ve llo conwns and bgve ¢ou)¢ ftoTogs no other matlas in eowie£tion wirh ihe exBlllill&tion to wliich
ttenlion should be di'awn in this report itt ovder to enable a proper ￿￿derstanding of Ihe accounls co
Leaclied.
17 Dac&mb8r 2024
Slgned by tliè IMd*p¢nd6nt Examluer
DAte
Mlchelle Ileiwellyn FCCA
49 CypTess Cl.¢￿ent
Old St Mellon8
Cai'diff
CF3 2WL
151 Page