Company registration number.. 0769849L Charity registration number.. 1145996 ACTION FOR ELDERS TRUST TRUSTEES. REPORT AND UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 SEPTEMBER 2025 actlon. for elders addlng life to later Ilfe Doc ID.. b2523c¢8¢9da194897¢64da127404974722532b1
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Action For Elders Trust Reference and Administrative Details For The Year Ended 30 September 2025 Trustees Janet Lorraine Morgan- Chair & Director Jacquellne Hayward - Director Edward Sherwood - Director Jacqueline Marshall-cyrus Artlon For Elders UK C.I.C. Corporate Trustee Company Secretary: Action for Elders UK C.I.C. Senlor Management: James Lewls & Vlckl Evans Phone: 03033030132 Emall: info@actlonfolOers.org.uk Web$lte: www.attionforelders.org.uk Charity Number 1145996 Company Number 07698491 Registered Office Second Floor, Avalon House 5-7 Cathedral Road Cardiff South Glamorgan CFII 9HA Independent Examiner Mr Umber Khan, AFA, MIPA Taxwise Accountsncy 16 Titan Court Laporte Way Luton Bedfordshlre LU4 8EF Page I Doc ID.. b2523c¢8¢9da194897¢64da127404974722532b1
Action For Elders Trust Chair's Report For The Year Ended 30 September 2025 As Chair of Action For Elders, l am pleased to present thls report for the year ended 30 September 2025. It has been another Important year for the charity.. one marked by tontinued determination, careful development, and an unwavering commitment to supporting older people to live healthier, more connected and more independent lives. The challenges facing older people have not diminished. Many continue to experience thecombined pressures of financial hardship, loneliness, declining mobility, poor health, and awider society that too often views ageing through a negative or crisis-led lens. The continuing cost-of-living pressures, changes to national support mechanisms, and the strainon health and social care services have all reinforced the importance of early intervention and community-based prevention. Against this backdrop, Action For Elders has continued to provide practical, cornpassionate and preventative support where it is needed most. Our Balanced Lives and Better Together programmes rernain central to our work, helping older people to maintain mobility, build confidence, strengthen resilience and reconnect with others in their communities. These programwes are not simply activities,. they are lifeline5 for many people who may otherwise become increasingly isolated, less active. and more vulnerable to deteriorating health. This year has also demonstrated the strength of our approach. We have continued to focus on the whole person, recognising that physical, mental and soclal wellbelng are deeply connerted. Our work is rooted in trust, relatlonshlp cent support, and the belief that older people should be recogni5ed for their strengths, experience and potential. At a time when many services are forced to respond only at crisis point, our emphasis MaInS firmly on prevention.. helping people stay well before more intenslve support Is required. We have a150 Continued to develop our wider campaigning and influencing work through Think Differently About Ageing and the #AgeLiberationCollective. These Initiatives reflect our belief that the challenge of an ageing population Is not simply a matter for health and social care systems, but for society as a whole. We must challenge ageism, amplify the voices of older people, and promote a more positive and realistic understanding of later life. Action For Elders is proud to be contributing to that wider change. Behind the scenes, the Board and senior leadership te3m have continued to focus ori strengthening the charity's governance, partnerships, sustainability and strategic direction. The fundin9 environment remain5 highly competitive, and the need for flexible, long-term investment in preventative services IS Still not sufficiently recognised. However, we continue to build strong relatlonships Wlth funders, local partners, health and social care Stakeholders, and cornmunity organisations who understand the value of our work and share our commitment to older people. I would like to thank our staff, volunteers, trustees, funders, partnets and supporters for their continued dedication. I would also like to pay tnbute to the older people who take part in our progmmeS and help shape our work. Thelr volces, silience and lived experience MaIn at the heart of everything we do. As we look ahead, our purpose is clear. We will continue to build a society where ageing is valued, where older people are supported before reaching crisis, and where later life is seen as a stage of opportunity, contribution and connection. Action For Elder5 15 not simply responding to need,. we are helping to reshape how ageing 15 understood, supported and celebrated. Janet Lorraine Morgan Chair,Trustee&DirLrt(r June 2026 Page 2 Do¢ ID.. b2523c¢8¢9da194897¢64da127404974722532b1
Action For Elders Trust Company No. 07698491 Trustees. Report For The Year Ended 30 September 2025 The trustees psent their port and the financial statements for the year ended 30 September 2025. ObJe¢tl¥es and Actlvltles Alms and ObJectlve$ The trustees, who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 30 September 2025. The trustees have adopted the pmvisions of Accounting and Reporting by Charities.. Statement of Recommended Practitt 8pplicable to charities preparing their accounts in accordance with the Financial Reporting stndard applicable in the UK and Republic of Ireland, FRS 102, effective l January 2019. About Action For Elders Action For Elder5 15 the only UK charity dedicated solely to Positive Ageing. We exist to support older people to live independently, age positively and enjoy a better quality of life, whatever their circumstances. We work with older people across comrnunities, online and in care 5ettinoS, Wlth a particular focus on those who a marginalised, living with povertvi experiencing poor health, socially isolated, or not yet receiving statutory support. We are an award-winning, evidence-informed and people-centred organisation working across health prevention, healthy ageing, social connection, resilience, age inclusion and age liberation. Our work Is grounded In the belief that later life should be 3 period of dignity, purpose, connection and continuing contribution. The need for our work has continued to gmw during the year. The UK s ageing population presents one of the rnost significant social, health and economic challenges of our time. MO people are living longer, yet many are spending too many of those later Yea in poor health. loneliness, financial hardship or reduced independence. This is not inevitable. With the right preventative sUPPOrt, older people can rernain active, connected, resilient and better able to tllanage the challenges of later life. Our programme5 recognise that physical, mental and social wellbeing are deeply interconnected. Reduced mobility can lead to isolation,. isolation can affect confidence and mental wellbeing,. poor mental wellbeing can make it harder for people to remaln artive and independent. Artion For Elders addresses these challenges holistlcally through programmes that support movement, confidence. connection, resilience and a more positive attitude to ageing. Underpinnlng all of our work Is the Importance of bulldlng resillence and challenging negative attitudes towards agelng. We describe this wider ambition as Age Liberation.. 3 movement to change how individuals, commLJnities and society understand and v3lu& later life. Our Charitable Objectives Action For Elders exists to support older people to live independently, age positively and enjoy a better quality of life. Our aims 3re'. To reduce isolation and loneliness among older people. To prevent health deterioTrtion through early intervention and communily-ba5ed support. To increase the physical, rnental and social resilience of older people. To support older people to rernain mobile, confident and connected. To challenge ageism and reshape attitudes towards ageing. To promote Positive Ageing as a mute to healthier, more fulfilling later life. We porItISe older people who are marginallsed, facing poverty, Ilvlng with poor health, experienclng loneliness, or underserved by mainstream services. We also work with older people who are not yet in crisis but are at risk of decline without early, preventative support. Slgnlflcant Actlvltles Activities and Programme Delivery 2024-25 During the year, our focus remained firmly on delivering preventative, community-led and relationship-centred support for older people. We continued to strengthen our core programmes while developing our wider influencing and campaigning work. Our main areas of activity included: .CONTINUED Doc ID.. b2523c¢8¢9da194897¢64da127404974722532b1
Action For Elders Trust Trustees. Report (continued) For The Year Ended 30 September 2025 Signifi¢•At Activities continued l. Balanced Lives Programme Balanced Lives remain5 our flagship prograrnme and the foundation of our delivery model. It combines physical movement, mental wellbeing support and social connection in a safe, welcoming and accessible environment. The programme supports older people to maintain and improve mobility, confidence, balance, strength, emotional wellbeing and social connertion. Sessions are dellvered In community settings, care environments and onllne, dependlng on local need and partlclpant clrcumstances. Balanced Lives is designed to meet people where they are. For some partiCiP8nts, it pmvides a route back into community life after bereavement, Ill health or Isolation. For othery, it helps maintain independence, reduce falls risk, increase confidence and build friendships. During 2024-25, Balanced Lives continued to demonstrate the Importan of early intervention and preventative support. Participants consistently reported improvements in confiden. mobility. social connection and overall wellbeillg. 2. Better Together.. Building Resilience with Older Adults The Better Together model continued to develop during the year as a place-b8se£J approach to supporting older people who may be experiencing isolation, reduced mobility, early frailty or declining confidence. The prograrnme builds on the Balanced Live5 model but places particular emphasis on local connection, resilience and comtnunity support. It provides structured, acce55ible sessions that combine gentle movement, mindfulnes5, Social engagement and inforrnal wellbeing support. Better Together has shown the value of working locally and fftlationallyi creating trusted spaces where older people can build confldence, form frlendshlps and reconnect wlth thelr communltles. The learnlng fmm thls model has continued to Inform our wider approach to community-based prevention. 3. Think Differently About Ageing Our Think Differently About Ageing campaign continued to grow during the year. The campaign challenges negative stereotypes of ageing and promotes a more positive, realistic and inclusive understanding of later life. Through this work, w& have continued to amplify the voices and lived experiènces of older people, highlighting the impact of 3geism, loneliness, financial hardship, health Inequ31ity and social exclusion. The campaign is closely linked to our #AgeLiberationCollective, which seeks to shift the national conversation about ageing. Our ambition is not only to support older people thmugh services. but to influence how society Undetand5, values and sponds to ageing. 4. Comrnunity Engagetnent and Volunteer Development We continued to strengthen local engagement, partnership working and volunteer involvement during the year. OLJr work is shaped by the people who use our 5ervice5, and we MaIn committed to ensuring that older people influence programme esign, delivery and future development. We also continued to develop our thlnking around Actioneers.. a volunteer and peer-support model deslgned to enable older people and communlty members to support others, reduce lonellness and build community resillence. This work reflecrs our beller that older people should not be vlewed as passlve fftciplents of support. They brfng skills, wisdom, experience and leadership that can strengthen communities and improve the lives of others. Our Approach At Action For Elders, we believe that later life should be a time of purpose, dignity, connection and continued growth. Our approach is rooted in Positive Ageing, prevention, resilience and re13tionship-centred support. We do not slmply deliver activltles. We co-create supportlve envlronments where older people can Improve their wellbeing, build confidence and feel valued. A Holistic, Resilience-Based Model.. We recognise that physic81. mental and social wellbeing cannot be separated. Our programmes therefore bring these elements together through Movement, rnindfulness, conversation, social connection and confidence-building. .CONTINUED Page 4 Doc ID.. b2523c¢8¢9da194897¢64da127404974722532b1
Action For Elders Trust Trustees. Report (continued) For The Year Ended 30 September 2025 Signifi¢•At Activities continued We work to bulld resllience at every level.. Jndividual resilience.. supporting older people to manage change, maintain confidence and stay well. Social re5ilience.' helping people build friendship5, peer 5UPPOrt and a Sense of belonging. Cotnmunity resilience.. creating local networks of support that prevent isolation and reduce pressure on stètutory services. Structural si11ece.' challenging ageism and promoting sy5terns that value prevention, dignity and later life contribution. People-Led, Strength-Based and Connected Our approach is.. People-led.. Older people help shape our work. Their feedback, lived experientr and priorities directly inform delivery and development. Strength-based.. We start with what people can do, not what they cannot. We recognise the skills, experience and potential of every older person. Connected.. We work in partnership with health, social care, voluntary sector organisations, community groups and local volunteers to ensu support is joined-up and responsive. Preventative.. We support people befo they reach crisis, helping them maintain independence and avoid unnecessary deterioTrtion. Cotnmunity Embedded, Nationally Relevant Although our work has national le¥an(e, our delivery remain5 rooted in local communities. We work in trusted spaces, with local partners and through relatlonshSps that buSld confidence and reduce barrlers to partlcSpation. Our programmes are delivered.. In per50n, through local group5, hubs, care home5 comrnunity venues. Online, through accessible wellbeing sessions and digital support. Through outreach, partnership working and signposting. Through carnpaigns and national advocacyi including Think Differently About Ageing and the #AgeLiberationCollective. Why We Are Different Action For Elders cotnbines prdctical delivery with advocacy and systems change. We support older people directly while a150 challenging the wider attitudes and structures that contribute to ageisrn, loneliness and poor health in later life. We reject the outdated deficit view of ageing. Instead, we promote Age Liberation.. the belief that later life can be a time of purpose, contribution, connection and value. "We are not only supporting older people,. we are changing how Society thinks about ageing. That is what makes our work transformatlonal. Publlc Beneflt In setting the charity's objectives ènd planning its activities, the trustees have paid due regard to the Charity Commission's guidance on public benefit. The trustees are satisfied that Actlon For Elders provides clear public beneflt by supportlng older people to malntaln Independence, improve wellbeing, reduce Isolation, access community-based support and live more fulfilling later lives. The charity's work also benefits wider communities and public systems by prornoting prevention, strengthenin9 social connection and helping reduce avoidable deterioration in health and wellbeing. The trustees confirm that they have complied with the requirements of Section 17 of the Charities Act 2011 to have due regard to the Charity Commission's guidance on public benefit. Page 5 Doc ID.. b2523c¢8¢9da194897¢64da127404974722532b1
Action For Elders Trust Trustees. Report (continued) For The Year Ended 30 September 2025 Achievements and Performance Maln A¢hle¥ement$ Our 2025 Year In Revlew The 2024-25 yeor has been one of continued developrnent, consolidation and growing relevlnce for Action For Elders. The need for preventative, community-based support for older people has become incre35ingly urgent as more people face financial hardship, loneliness, reduced rnobility, poor health and a lack of accessible local support. During the year, we continued to deliver pmgrammes that make a prartical difference to older people's lives while also strengthening OLJr wider voice on 3geing, prevention and ageism. Responding to Contlnulng Need Older people acmss the UK continue to face significant challenges. Cost-of-living pressures, loneliness, reduced access to services, health inequalities and a growing lack of confidence among some older people have all reinforced the importance of Action For Elders, work. Many of the people we support do not rneet thresholds for statutory intervention but are at risk of deterioration without tirnely support. Our progratnme5 help fill this gap by offering trusted, preventative and relati0nship-ntred 5UPPQrt in the community. During the year, we continued to provide older people with opportunities to.. Improve mobility, balance, strength and confidentr. Reduce i501ation and build social connectlOn5. Access welcoming and supportive community spaces. Improve emotlonal wellbeing and resillence. stay active, independent and engaged In later Ilfe. Strengthening Our Core Programmes Balanced Lives and Better Together mained central to our delivery during the year. These programtnes demonstrated the value of combining gentle movement, mindfulness, conversation and social connection in one integTrted model. Participant5 continued to report improvement5 in confidence, wellbeing and connection, with many describing the progmmeS as a vital part of their weekly routine. This year also reinforced the importance OF consistency. For many older people, the value of our work lies not only in what happens durlng a sesslon, but In knowlng that support will be there each week, dellvered by people they trust and alongside peery who Undetarnd them. Campaigning and Advocacy Our Think Differently About Ageing campaign continued to develop as a key strand of our work. We used the campaign to challenge negative assumptions about ageing and to highlight the voices and experiences of older people. Through the #AgeLiberationCollertive, we continued to promote a more positive, realistic and empowering view of later life. This work is vital because services alone cannot solve the challenges of an ageing society. We must also address the attitudes, policie5 and structures that shape how older people are treated and valued. Collaboration and Partnerships Partnership working continued to be a major strength. We strengthened relationships with local voluntary sector partners. social prescribers, health and wellbeing network5, community organisations and statutory stakeholders. These partnerships helped us reach older people who may otherwise have rernained i501ated or unsupported. They also reinforced the role Action For Elders can play within wider preventative health and social care 5yStem5. Our work aligns strongly with public policy priorities around prevention, community wellbeingi reducing health inequalities, supportlng Independence and enabllng people to remaln well for longer. Organi5ational Development Internallyi the year was focused on strengthening the charity for the futu. We continued to develop our governance, partnerships, fundralslng approach and Impart measurement. .CONTINUED Page 6 Doc ID.. b2523c¢8¢9da194897¢64d8127404974722532b1
Action For Elders Trust Trustees. Report (continued) For The Year Ended 30 September 2025 Main Achievements - corttirtued The funding envlronment remained challenging, partlcularly for charlties delivering preventatlve support where the benefits are long-term and not always immediately visible in traditional funding models. However, we continued to build the case for Investment in prevention and to demonstrate the value of our approach to funders, partners and policymakers. We also continued to explore w8ys of Increasing older people's involvement In shaping our strategy, including the ongoing development of ideas around a Council of Elders and peer-led support. Page 7 Doc ID.. b2523c¢8¢9da194897¢64d8127404974722532b1
Action For Elders Trust Trustees. Report (continued) For The Year Ended 30 September 2025 other Intormation strateglc Focus for 2025-26 As we look ahead, our strategic dlrectlon for 2025-26 is sh8ped by three connected prlorlties: prevention, resllience and Influence. These priorities reflect both the immediate needs of older people and the wider societal challenge of an ageing population. They also position Action For Elders as a distinctive charity that combines direct delivery with advocacy, systems thinking and a clear commitment to Positive Ageing. Our Strategic Goals l. Strengthen Preventative Community Support We will continue to develop and expand our CO programmes, particularly Balanced Lives and Better Together, ensuring they respond to local need and rna1n accessible to older people who may not otherwise receive support. Objectives: Malntsin and strengthen dellvery In exlsting communltles. Explore new delivery opportunities in areas of high need, rural isolation or limited service provision. Further develop tailored support for older people experiencing early frailty, reduced mobility, loneliness, dernentia- related needs or post-hospital decline. Continue to embed participant feedback and co-production into all programtne developtnent. 2. Build Resilience for Older People and the Organisation We will strengthen resilience at individual, community and organisational levels. Objectives.. Continue to build physical, mental and social resilience thmugh our pmgramme model. Develop peer support and volunteer pathways, including the Actioneers concept. Strengthen organisational sustainability through diversified funding and partnership development. Improve impact measurement 50 that we can better evidence long-term preventative value. Continue to develop goVernaTr and trustee engagetnent in line with the charity's future needs. 3. Lead the Conversation on Positive Ageing and Age Liberation We will continue to grow our Vol and Influen through Think Differently About Ageing and the #AgeLiberationCollective. Objectives= Increase awareness of ageism and Its impact on health, wellbeing and opportunity. Amplify older people's voices through storytelling, lived experience and consultation. Develop strategic partnerships with organisation5 that Share our commitment to Positive Ageing. Influence funders, policyrnaker5 and public sy5terns to recognise the value of prevention. Continue to promote a more positive and empowering narrative around later life. 4. Develop Community-Based Models for the Future We will explore new and emerging areas of work that respond to the changing needs of older people. Areas of focus may include.. Healthy Ageing and Resilience Hubs. Loneliness, purpose and connection initiatives. Climate resilient ageing communities. Intergenerational connection and participatitsn. Dlgital inclusion and confidence. Community-led prevention and peer support. Our aim Is to ensu that Action For Elders remains responsive, innovative and strongly rooted in the lived experiences of older people. .CONTINUED Page 8 Doc ID.. b2523c¢8¢9da194897¢64da127404974722532b1
Action For Elders Trust Trustees. Report (continued) For The Year Ended 30 September 2025 strategic Focus for 2025-26 - Continued Concluslon The year ahead will bring challenges, but also significant opportunities. The need for Action For Elders, work is clear and growing. As the population ages, prevention, resilience, connection ènd positive attitudes towards ageing must become central to how society responds. Action For Elders wlll contlnue to play Its part by supporting older people dlrectly, strengthenlng communities, Influenclng systems and challenging agelsm wherever It appears. We remain cornmitted to helping older people live not only longer lives, but better, healthier and more connected lives. Statement of Trustees. Responsibilities The trustees (who are also the directors of Action For Elde Trust for the purposes of company law} are responsible for preparing the Trustees, Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdorn Generally Accepted Accounting Practice). Cornpany law requires the trustee5 to prepare financial statements for each financial year. Under company law the trustees must not approve the financial statement unle$5 they are satisfied that they give a true and fair view of the state of affairs of the charitable company and of the Sncomlng resources and application of resources, including the income and expenditure, of the charitable company for that perlod. In pparing the flnancial statements the trustees are required to.. • selert suitable a¢countlng pollcles and then apply them conslstently,. • observe the methods and principles in the Charity SORP. make judgments and accounting estimates that are reasonable and prudent,. and prepare the financial statements on the going concern basis unless it is inappropriate to presume that the cornpany will continue in bu5ine55. The trustees are responsible for keeping adequate accounting records which disclose with reasonable accuracy at anytime the financial position of the charitable company and to enable thern to ensure that the account5 comply with the Companie5 Act 2006. They are also responsible for sèfeguarding Ihe assets of the company and hence for taking reasonable steps for the preventlon and detection of frau¢ and other Irregularitles. The trustees are responsible for the malntenance and Sntegrity of the corporate and flnanclal informatlon included on the charitable company's website. Legislation in the United Kingdom governing the preparatlDn 3nd dissemination of financial statements may differ from legislation In other jurisdictions. Small Company Rules This report has been prepared in accordan with the special provisions relating to companies subject to the small companies regime within Part IS of the Cornpanies Att 2006. The trustees. report was approved by the board of trustees and signed on its behalf by.. Janel Lorraine Morgan O)air,Trust*&Diwtc 2410712026 Page 9 Do¢ ID.. b2523c¢8¢9da194897¢64da127404974722532b1
Action For Elders Trust Chief Executive's Rep(xt For The Year Ended 30 September 2025 This year has again shown the urgency of Actlon For Elders, misslon. The pressures faclng older people are not abstract. They are seen every day in the lives of people who are becoming less mobile, less confident, more isolated, more anxious and increasingly unsure where to turn for support. Yet this year has also shown what is possible when support is offered early, respectfully and in the heart of communities. Through Balanced Lives, Better Together and our wider community-based work, we have continued to help older people build strength, confidence, connettion and resillence. These are not small outcomes. They are the foundatlons of Independence, dignity and quality of life. We have also continued to spe3k more loudly about the need to Think Differently About Ageing. Society cannot 3fford to view ageing only through the lens of crisis, dependency or cost. Later life has value. Older people have contribution, wisdom, experience and potential. Our work is about supporting those Qualities to flourish. At the same time, we remain very aware of the pressures within the voluntary sector. Funding remains cornpetitive, short- term and too often focused on crisis response ther than pVentIon. This create5 challenge5 for organisations like ours, whose work helps prevent decline before it becomes visible to statutory systems. Despite this, we have continued to move forward. We have strengthened our partnerships, developed our programme models, deepened our evidence base and continued to build a movement around Positive Ageing and Age Liberation. l am grateful to our staff, trustees, volunteers, funders, partners and participants. The commitment of our small team remains extordInary, and the trust placed in us by older people is something we never take for grnnted. Looking ahead, we will continue to build resilience in every sense.. physical, mental, social, organisational and strurtural. We will continue to deliver practical support, but we will also continue to challenge the systems and attitLJdes that prevent older people from living the later lives they deserve. Action For Elders is not simply here to Spond to the ageing population. We are here to help shape a better future for it. James Lewis Chief Executive Action For Elders Pa*iO Doc ID.. b2523c¢8¢9da194897¢64da127404974722532b1
Action For Elders Trust Independent Examiner's Report to the Trustees of Action For Elders Trust For The Year Ended 30 September 2025 I report to the charity trustees on my examination of the accounts of the Cornpany for the year ended 30 September 2025. Responslbllltles Bas1$ of Report As the charity trustees of the Company land also its directors for the purposes of company lawl, you are responsible for the pparatiOn of the accounts in accordance with the reouirements of the Companies Act 2006 I-the 2006 Aet"). Havlng satisfled myself that the accounts of the Company are not quired to be audSted under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's atcounts as carried out under section 145 of the Charities Act 2011 I'the 2011 Act'l. In carrying out my examination I have followed the Directions given by the Charity Commission under section 145151 Ibl of the 2011 Act. Independent Examiner's Statement Since the Company's gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because l am a member of The Institute of Financial Accountants, which is one of the listed bodies. I have completed rny examination. I confirm that no rnatter5 have come to my attention in connection with the examination giving me cause to believe.. l. accounting records were not kept in re5pett of the Company as required by section 386 of the 2006 Act,. or 2. the accounts do not accord with those records.. or 3. the accounts do not comply with the accounting reouirements of section 396 of the 2006 Act other than any requirement that the accounts glve a 'true and fair vlew, whlch Is not a matter consldered as part of an Independent examinatlon,. or 4. the accounts have not been prepared In accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland IFRS 1021. I have no concerns and have corne across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. Mr Umber Khan, AFA, MIPA 2410712026 Taxwlse Accountancy 16 Titan Court Laporte Way Luton Bedford5hire LU4 8EF Page 11 Doc ID.. b2523c¢8¢9da194897¢64d8127404974722532b1
Action For Elders Trust Statement of Financial Activities (including Income and Expenditure Account) For The Year Ended 30 September 2025 2025 2024 Unrestrlcted Restricted funds funds Total funds Total funds Notes INCOME ANO ENDOWMENTS FROM: Donations and legacies Charitable activities.. Advancernent of Health Other trading activities Investments 104,233 L04,233 64,199 162,232 2,433 946 68,806 231,038 2,433 946 236,348 624 1,377 269,844 68,806 338,650 302,548 EXPENDITURE ON: Charitable artivities.. Advancement of Health 1237,4121 167,0591 1304,4711 1295,7621 NET INCOME 32,433 1,746 34,179 6,786 NET MOVEMENT IN FUNDS RECONCILIATION OF FUNDS: 32,433 1,746 34,179 6,786 Total funds brought forward 52,441 32,348 84,789 78,003 TOTAL FUNDS CARRIED FORWARD 19 84,874 34,094 118,968 84,789 The notes on pages 15 to 19 form part of these financial statements. Page 12 Doc ID.. b2523c¢8¢9da194897¢64da127404974722532b1
Action For Elders Trust Comparative Statement of Financial Activities (including Income and Expenditure Account) For The Year Ended 30 September 2025 2024 Unrestricted Restricted funds funds Total funds Notes INCOME AND ENDOWMENTS FROM: Donations and legacie5 Charitable artivities.. Advancernent of Health Other trading activities Investments 64,199 64,199 48,027 624 188,321 236,348 624 1,377 1,377 114,227 188,321 302,548 expENDITURE ON: Charitable artivities.. Advancement of Health 1135,0451 IL60.7171 1295,7621 NET INCOME 120,818) 27,604 6,786 NET MOVEMENT IN FUNDS RECONCILIATION OF FUNDS: 120,818) 27,604 6,786 Total funds brought forward 73,259 4,744 78,003 TOTAL FUNDS CARRIED FORWARD 19 52,441 32,348 84,789 The notes on pages 15 to 19 form p3rt of these financial statements. Page 13 Doc ID.. b2523c¢8¢9da194897¢64da127404974722532b1
Action For Elders Trust Balance Sheet As At 30 September 2025 2025 2024 Unrestrlcted Restricted funds funds Total funds Total funds Notes FIXED ASSETS CURRENT ASSETS Debtors 15 62,396 92,709 18,523 15,572 80.919 108,281 67,570 105,253 Cash at bank and in hand 155,105 34,095 189,200 172,823 Credltors: Amounts Falllng Due Wlthln One Year 16 123,4831 123,4831 131,4171 NET CURRENT ASSETS (LIABILITIES) 131,622 34,095 165.717 141,406 TOTAL ASSETS LESS CURRENT LIABILrrIES 131,622 34,095 165,717 141,406 Creditors: Amounts Falling Due After More Than One Year 17 146,7491 146,7491 156,6171 NET ASSETS 84.873 34,095 L18,968 84,789 FUNDS OF THE CHARITY Restrlcted FLJnds 34,094 84,874 32,348 52,441 Unrestricted Funds TOTAL FUNDS 19 118,968 84,789 For the year ending 30 September 2025 the charitable cornpany was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to stnall cotnpanie5. The members have not quired the company to obtain an audit in accordance with section 476 of the Companie5 Act 2006. The trustees acknowledge their responsibilities for complying with the reouirements of the Act with respect to accounting records and the preparation of accounts. These account5 have been prepared in Iccordance with the provisions applicable to Cotnpanies subject to the small cotnpanies regime. The financial statements We approved by the board of trustees on 24 July 2026 and were signed on its behalf by.. Janel Lorraine Morgan thair,Trust&Dlt The notes on pages 15 to 19 form part of these financial statements. Page 14 Do¢ ID.. b2523c¢8¢9da194897¢64da127404974722532b1
Action For Elders Trust Notes to the Financial Statements For The Year Ended 30 September 2025 l. General Information Action For Elders Trust is a company limited by guarantee, incorporated in England & Wale5, registered nurnber 07698491 and registered charity number 1145996. The registered office is Second Floor, Avalon House, 5-7 Cathedral Road, Cardiff, South Glamorgèn, CFII 9HA. 2. Statement of Compllance The financial Statements have been prepared in accordance with the Charitie5 SORP IFRS 1021 "Accounting and Reporting by Charities.. Statement of Recommended pctice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland IFRS 1021 (effective I january 20191 Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland and the Companies Act 2006. Accountlng Pollcles 3. 1. Basis of Preparation of Flnanclal Statements The financial statements have been prepared under the historical cost Convention. The charitable company is a Public Benefit Entity as defined by FRS 102. 3.2. Going Concern Disclosure The trustees have not Identlfled any materlal uncertalnties related to events or condltions that may cast slgnlficant doubt about the charitable company's ability to continue as a going concern. 3.3. Cash and Cash Equlvalents Cash and cash equlvalents a boslc flnonclal assets and Include cash in hand and deposlts held at call wlth bonks, other short-term highly liquid investments that Matu In no more than the months from the date of acquisition and are readily convertible to a known amount of cash with insignificant risk of change in value, and bank overdrafts. Income from Donations and Legacles 2025 2024 Unrestricted Unrestrirted fund5 funds Donations and glfts.. Donations and gifts 104,233 64,199 5. Income from Charitable Activities 2025 Unrestrlcted fund$ Restrlcted fund$ Total fund$ Advancement of Health.. Grants 162,232 68,806 231,038 2024 Unrestrlcted funds Restrlcted funds Total funds Advancement of Health.. Grants 48,027 188,321 236,348 Page 15 Doc ID.. b2523c¢8¢9da194897¢64da127404974722532b1
Action For Elders Trust Notes to the Financial Statements (continued) For The Year Ended 30 September 2025 6. Income from Other Trading Activities 2025 2024 Unrestrlcted Unrestrlcted funds funds Income from other trading activities 2,433 624 Investment Income 2025 2024 Unrestrlcted Unrestrirted funds fund$ Bank interest receivable 946 1,377 Net Incomel(Expenditure) The net Income is stated after chargingllcreditingl.. 2025 2024 Amortisètion of intangible fixed assets 1,193 Analysis of Expenditure 2025 Activities undertaken directlv Support costs (see note 101 Total Advancement of Health 295,827 8,644 304,471 2024 Activities undertaken directly Support costs Isee note 101 Total Advancement of Health 294,324 1,438 295,762 Page 16 Doc ID.. b2523c¢8¢9da194897¢64da127404974722532b1
Action For Elders Trust Notes to the Financial Statements (continued) For The Year Ended 30 September 2025 10. Support Costs 2025 Advancement of Health General adrninistration 8,644 2024 Advancement ot Health General adrninistration 245 Depreciation 1,193 1,438 11. Independent examiner's Remuneration 2025 2024 Independent examination of the financial staternents other financial services 1,200 1,600 3,600 2,800 3,600 12. Staff Costs staff costs were as follows.. No employees recelved employee benefits lexcludlng employer pension costs) for the reportlng perlod of more than £60,000. 13. Average Number of Employees Average number OF employees during the year was= 3 12024.. 31 14. Intangible Assets Computer Software Cost As at l October 2024 6,510 As at 30 September 2025 6,510 Amortisation As at l October 2024 6,510 As at 30 September 2025 6,510 Net Book Value As at 30 September 2025 As at l October 2024 Page 17 Doc ID.. b2523c¢8¢9da194897¢64da127404974722532b1
Action For Elders Trust Notes to the Financial Statements (continued) For The Year Ended 30 September 2025 15. Debtors 2025 2024 Due within one year Prepayments and accrued income Other debtor5 49,047 31,872 22,497 45,073 80,919 67,570 16. Creditors: Amounts Falling Due Within One Year 2025 2024 Bank loans and overdrafts 2,225 1,906 16,552 2,800 2,225 1,906 22,036 5,250 other loans Other creditors Accruals and deferred Income 23,483 31,417 17. Credltors: Amount$ Falllng Due After More Than One Ye?r 2025 2024 Bank loans 32,629 14,120 40,004 16,613 Other loans 46,749 56.617 18. Loans An analysis of the maturity of loans is given below.. 2025 2024 Amounts falling due within one year or on demand.. Bank loans 2,225 1,906 2,225 1,906 Other loans 4,131 4,131 2025 2024 Amounts falling due between one and five years.. Bank loans 32,629 14,120 40,004 16,613 Other loans 46,749 56,617 Page 18 Doc ID.. b2523c¢8¢9da194897¢64d8127404974722532b1
Action For Elders Trust Notes to the Financial Statements (continued) For The Year Ended 30 September 2025 19. Movement in Funds Asati October 2024 Asat30 September 2025 Income Expenditure Unrestricted funds General.. General unrestricted fund Restricted fund5 52,441 269,844 1237,4111 84,874 Restricted fund 32,348 68,806 167,0601 34,094 Total funds 84.789 338,650 1304,4711 118,968 Asatl October 2023 Asat30 September 2024 Income ExpendTture Unrestricted funds GeneTrl.. General UnStrICted fund 73,259 114,227 1135,0451 52,441 Restricted funds Restricted fund 4,744 188,321 1160,7171 32,348 Total fund$ 78,003 302,548 1295,7621 84,789 20. Transactions with Trustees None of the trustees oceived any remuneration or any other benefits from an employment with the charity or a related entity uring the current or previous year. During the year the expenses reimbursed to the trustees or paid directly to third partie5 were as follow5- 2025 2024 Other Expenses 245 21. Related Party Dlsclosures Artlon For Elders UK CIC Is a separate organlsatlon to Actlon For Elders Trust wlth a separate board but the two entitles are linked by an asset lock through which transactions can be made for a variety of reasons. If Action For Elders UK CIC makes a surplus in any one year then it must under law give those surpluses to the Trust through its asset lock. 22. Company limited by guarantee The company is limited by guarantee and has no Sha capital. Every member of the company undertakes to contribute to the assets of the company, in the event of 8 winding up, such an amount as m3y be required not exceeding £1. Page 19 Doc ID.. b2523c¢8¢9da194897¢64da127404974722532b1