Company registration number.. 0769849L
Charity registration number.. 1145996
ACTION FOR ELDERS TRUST
TRUSTEES. REPORT AND
UNAUDITED FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 SEPTEMBER 2025
actlon.
for elders
addlng life to later Ilfe
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Action For Elders Trust
Contents
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Trust￿, Rertyt
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15-19
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Action For Elders Trust
Reference and Administrative Details
For The Year Ended 30 September 2025
Trustees
Janet Lorraine Morgan- Chair & Director
Jacquellne Hayward - Director
Edward Sherwood - Director
Jacqueline Marshall-cyrus
Artlon For Elders UK C.I.C. Corporate Trustee
Company Secretary:
Action for Elders UK C.I.C.
Senlor Management:
James Lewls & Vlckl Evans
Phone:
03033030132
Emall:
info@actlonfo￿lOers.org.uk
Web$lte:
www.attionforelders.org.uk
Charity Number
1145996
Company Number
07698491
Registered Office
Second Floor, Avalon House
5-7 Cathedral Road
Cardiff
South Glamorgan
CFII 9HA
Independent Examiner
Mr Umber Khan, AFA, MIPA
Taxwise Accountsncy
16 Titan Court
Laporte Way
Luton
Bedfordshlre
LU4 8EF
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Action For Elders Trust
Chair's Report
For The Year Ended 30 September 2025
As Chair of Action For Elders, l am pleased to present thls report for the year ended 30 September 2025. It has been
another Important year for the charity.. one marked by tontinued determination, careful development, and an unwavering
commitment to supporting older people to live healthier, more connected and more independent lives.
The challenges facing older people have not diminished. Many continue to experience thecombined pressures of financial
hardship, loneliness, declining mobility, poor health, and awider society that too often views ageing through a negative or
crisis-led lens. The continuing cost-of-living pressures, changes to national support mechanisms, and the strainon health
and social care services have all reinforced the importance of early intervention and community-based prevention.
Against this backdrop, Action For Elders has continued to provide practical, cornpassionate and preventative support where
it is needed most. Our Balanced Lives and Better Together programmes rernain central to our work, helping older people to
maintain mobility, build confidence, strengthen resilience and reconnect with others in their communities. These
programwes are not simply activities,. they are lifeline5 for many people who may otherwise become increasingly isolated,
less active. and more vulnerable to deteriorating health.
This year has also demonstrated the strength of our approach. We have continued to focus on the whole person,
recognising that physical, mental and soclal wellbelng are deeply connerted. Our work is rooted in trust, relatlonshlp
cent￿￿ support, and the belief that older people should be recogni5ed for their strengths, experience and potential. At a
time when many services are forced to respond only at crisis point, our emphasis ￿MaInS firmly on prevention.. helping
people stay well before more intenslve support Is required.
We have a150 Continued to develop our wider campaigning and influencing work through Think Differently About Ageing and
the #AgeLiberationCollective. These Initiatives reflect our belief that the challenge of an ageing population Is not simply a
matter for health and social care systems, but for society as a whole. We must challenge ageism, amplify the voices of older
people, and promote a more positive and realistic understanding of later life. Action For Elders is proud to be contributing to
that wider change.
Behind the scenes, the Board and senior leadership te3m have continued to focus ori strengthening the charity's
governance, partnerships, sustainability and strategic direction. The fundin9 environment remain5 highly competitive, and
the need for flexible, long-term investment in preventative services IS Still not sufficiently recognised. However, we continue
to build strong relatlonships Wlth funders, local partners, health and social care Stakeholders, and cornmunity organisations
who understand the value of our work and share our commitment to older people.
I would like to thank our staff, volunteers, trustees, funders, partnets and supporters for their continued dedication. I would
also like to pay tnbute to the older people who take part in our prog￿mmeS and help shape our work. Thelr volces,
silience and lived experience ￿MaIn
at the heart of everything we do.
As we look ahead, our purpose is clear. We will continue to build a society where ageing is valued, where older people are
supported before reaching crisis, and where later life is seen as a stage of opportunity, contribution and connection. Action
For Elder5 15 not simply responding to need,. we are helping to reshape how ageing 15 understood, supported and
celebrated.
Janet Lorraine Morgan
Chair,Trustee&DirLrt(r
June 2026
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Action For Elders Trust
Company No. 07698491
Trustees. Report For The Year Ended 30 September 2025
The trustees p￿sent their ￿port and the financial statements for the year ended 30 September 2025.
ObJe¢tl¥es and Actlvltles
Alms and ObJectlve$
The trustees, who are also directors of the charity for the purposes of the Companies Act 2006, present their report with
the financial statements of the charity for the year ended 30 September 2025. The trustees have adopted the pmvisions of
Accounting and Reporting by Charities.. Statement of Recommended Practitt 8pplicable to charities preparing their
accounts in accordance with the Financial Reporting st￿ndard applicable in the UK and Republic of Ireland, FRS 102,
effective l January 2019.
About Action For Elders
Action For Elder5 15 the only UK charity dedicated solely to Positive Ageing.
We exist to support older people to live independently, age positively and enjoy a better quality of life, whatever their
circumstances. We work with older people across comrnunities, online and in care 5ettinoS, Wlth a particular focus on those
who a￿ marginalised, living with povertvi experiencing poor health, socially isolated, or not yet receiving statutory
support.
We are an award-winning, evidence-informed and people-centred organisation working across health prevention, healthy
ageing, social connection, resilience, age inclusion and age liberation. Our work Is grounded In the belief that later life
should be 3 period of dignity, purpose, connection and continuing contribution.
The need for our work has continued to gmw during the year. The UK s ageing population presents one of the rnost
significant social, health and economic challenges of our time. MO￿ people are living longer, yet many are spending too
many of those later Yea￿ in poor health. loneliness, financial hardship or reduced independence. This is not inevitable. With
the right preventative sUPPOrt, older people can rernain active, connected, resilient and better able to tllanage the
challenges of later life.
Our programme5 recognise that physical, mental and social wellbeing are deeply interconnected. Reduced mobility can lead
to isolation,. isolation can affect confidence and mental wellbeing,. poor mental wellbeing can make it harder for people to
remaln artive and independent. Artion For Elders addresses these challenges holistlcally through programmes that support
movement, confidence. connection, resilience and a more positive attitude to ageing.
Underpinnlng all of our work Is the Importance of bulldlng resillence and challenging negative attitudes towards agelng. We
describe this wider ambition as Age Liberation.. 3 movement to change how individuals, commLJnities and society
understand and v3lu& later life.
Our Charitable Objectives
Action For Elders exists to support older people to live independently, age positively and enjoy a better quality of life.
Our aims 3re'.
To reduce isolation and loneliness among older people.
To prevent health deterioTrtion through early intervention and communily-ba5ed
support.
To increase the physical, rnental and social resilience of older people.
To support older people to rernain mobile, confident and connected.
To challenge ageism and reshape attitudes towards ageing.
To promote Positive Ageing as a mute to healthier, more fulfilling later life.
We p￿orItISe older people who are marginallsed, facing poverty, Ilvlng with poor health, experienclng loneliness, or
underserved by mainstream services. We also work with older people who are not yet in crisis but are at risk of decline
without early, preventative support.
Slgnlflcant Actlvltles
Activities and Programme Delivery 2024-25
During the year, our focus remained firmly on delivering preventative, community-led and relationship-centred support for
older people. We continued to strengthen our core programmes while developing our wider influencing and campaigning
work.
Our main areas of activity included:
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Action For Elders Trust
Trustees. Report (continued)
For The Year Ended 30 September 2025
Signifi¢•At Activities continued
l. Balanced Lives Programme
Balanced Lives remain5 our flagship prograrnme and the foundation of our delivery model. It combines physical movement,
mental wellbeing support and social connection in a safe, welcoming and accessible environment.
The programme supports older people to maintain and improve mobility, confidence, balance, strength, emotional wellbeing
and social connertion. Sessions are dellvered In community settings, care environments and onllne, dependlng on local
need and partlclpant clrcumstances.
Balanced Lives is designed to meet people where they are. For some partiCiP8nts, it pmvides a route back into community
life after bereavement, Ill health or Isolation. For
othery, it helps maintain independence, reduce falls risk, increase confidence and build friendships.
During 2024-25, Balanced Lives continued to demonstrate the Importan￿ of early intervention and preventative support.
Participants consistently reported improvements in confiden￿. mobility. social connection and overall wellbeillg.
2. Better Together.. Building Resilience with Older Adults
The Better Together model continued to develop during the year as a place-b8se£J approach to supporting older people who
may be experiencing isolation, reduced mobility, early frailty or declining confidence.
The prograrnme builds on the Balanced Live5 model but places particular emphasis on local connection, resilience and
comtnunity support. It provides structured, acce55ible sessions that combine gentle movement, mindfulnes5, Social
engagement and inforrnal wellbeing support.
Better Together has shown the value of working locally and fftlationallyi creating trusted spaces where older people can
build confldence, form frlendshlps and reconnect wlth thelr communltles. The learnlng fmm thls model has continued to
Inform our wider approach to
community-based prevention.
3. Think Differently About Ageing
Our Think Differently About Ageing campaign continued to grow during the year. The campaign challenges negative
stereotypes of ageing and promotes a more positive, realistic and inclusive understanding of later life.
Through this work, w& have continued to amplify the voices and lived experiènces of older people, highlighting the impact
of 3geism, loneliness, financial hardship, health Inequ31ity and social exclusion.
The campaign is closely linked to our #AgeLiberationCollective, which seeks to shift the national conversation about ageing.
Our ambition is not only to support older people thmugh services. but to influence how society Unde￿tand5, values and
sponds to ageing.
4. Comrnunity Engagetnent and Volunteer Development
We continued to strengthen local engagement, partnership working and volunteer involvement during the year. OLJr work is
shaped by the people who use our 5ervice5, and we ￿MaIn committed to ensuring that older people influence programme
esign, delivery
and future development.
We also continued to develop our thlnking around Actioneers.. a volunteer and peer-support model deslgned to enable older
people and communlty members to support others, reduce lonellness and build community resillence.
This work reflecrs our beller that older people should not be vlewed as passlve fftciplents of support. They brfng skills,
wisdom, experience and leadership that can strengthen communities and improve the lives of others.
Our Approach
At Action For Elders, we believe that later life should be a time of purpose, dignity, connection and continued growth. Our
approach is rooted in Positive Ageing, prevention, resilience and re13tionship-centred support.
We do not slmply deliver activltles. We co-create supportlve envlronments where older people can Improve their wellbeing,
build confidence and feel valued.
A Holistic, Resilience-Based Model..
We recognise that physic81. mental and social wellbeing cannot be separated. Our programmes therefore bring these
elements together through Movement, rnindfulness,
conversation, social connection and confidence-building.
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Action For Elders Trust
Trustees. Report (continued)
For The Year Ended 30 September 2025
Signifi¢•At Activities continued
We work to bulld resllience at every level..
Jndividual resilience.. supporting older people to manage change, maintain confidence and stay well.
Social re5ilience.' helping people build friendship5, peer 5UPPOrt and a Sense of belonging.
Cotnmunity resilience.. creating local networks of support that prevent isolation and reduce pressure on stètutory services.
Structural ￿si11e￿ce.' challenging ageism and promoting sy5terns that value prevention, dignity and later life contribution.
People-Led, Strength-Based and Connected
Our approach is..
People-led.. Older people help shape our work. Their feedback, lived experientr and priorities directly inform delivery and
development.
Strength-based.. We start with what people can do, not what they cannot. We recognise the skills, experience and potential
of every older person.
Connected.. We work in partnership with health, social care, voluntary sector organisations, community groups and local
volunteers to ensu￿ support is joined-up and responsive.
Preventative.. We support people befo￿ they reach crisis, helping them maintain independence and avoid unnecessary
deterioTrtion.
Cotnmunity Embedded, Nationally Relevant
Although our work has national ￿le¥an(e, our delivery remain5 rooted in local communities. We work in trusted spaces,
with local partners and through relatlonshSps that buSld confidence and reduce barrlers to partlcSpation.
Our programmes are delivered..
In per50n, through local group5, hubs, care home5 comrnunity venues.
Online, through accessible wellbeing sessions and digital support.
Through outreach, partnership working and signposting.
Through carnpaigns and national advocacyi including Think Differently About Ageing and the #AgeLiberationCollective.
Why We Are Different
Action For Elders cotnbines prdctical delivery with advocacy and systems change. We support older people directly while
a150 challenging the wider attitudes and structures that contribute to ageisrn, loneliness and poor health in later life.
We reject the outdated deficit view of ageing. Instead, we promote Age Liberation.. the belief that later life can be a time of
purpose, contribution, connection and value.
"We are not only supporting older people,. we are changing how Society thinks about ageing. That is what makes our work
transformatlonal.
Publlc Beneflt
In setting the charity's objectives ènd planning its activities, the trustees have paid due regard to the Charity Commission's
guidance on public benefit.
The trustees are satisfied that Actlon For Elders provides clear public beneflt by supportlng older people to malntaln
Independence, improve wellbeing, reduce Isolation, access community-based support and live more fulfilling later lives. The
charity's work also benefits wider communities and public systems by prornoting prevention, strengthenin9 social
connection and helping reduce avoidable deterioration in health and wellbeing.
The trustees confirm that they have complied with the requirements of Section 17 of the Charities Act 2011 to have due
regard to the Charity Commission's guidance on public benefit.
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Action For Elders Trust
Trustees. Report (continued)
For The Year Ended 30 September 2025
Achievements and Performance
Maln A¢hle¥ement$
Our 2025 Year In Revlew
The 2024-25 yeor has been one of continued developrnent, consolidation and growing relevlnce for Action For Elders. The
need for preventative, community-based support for older people has become incre35ingly urgent as more people face
financial hardship, loneliness, reduced rnobility, poor health and a lack of accessible local support.
During the year, we continued to deliver pmgrammes that make a prartical difference to older people's lives while also
strengthening OLJr wider voice on 3geing, prevention and ageism.
Responding to Contlnulng Need
Older people acmss the UK continue to face significant challenges. Cost-of-living pressures, loneliness, reduced access to
services, health inequalities and a growing lack of confidence among some older people have all reinforced the importance
of Action For Elders, work.
Many of the people we support do not rneet thresholds for statutory intervention but are at risk of deterioration without
tirnely support. Our progratnme5 help fill this gap by offering trusted, preventative and relati0nship-￿ntred 5UPPQrt in the
community.
During the year, we continued to provide older people with opportunities to..
Improve mobility, balance, strength and confidentr.
Reduce i501ation and build social connectlOn5.
Access welcoming and supportive community spaces.
Improve emotlonal wellbeing and resillence.
stay active, independent and engaged In later Ilfe.
Strengthening Our Core Programmes
Balanced Lives and Better Together ￿mained central to our delivery during the year.
These programtnes demonstrated the value of combining gentle movement, mindfulness, conversation and social
connection in one integTrted model. Participant5 continued to report improvement5 in confidence, wellbeing and connection,
with many describing the prog￿mmeS as a vital part of their weekly routine.
This year also reinforced the importance OF consistency. For many older people, the value of our work lies not only in what
happens durlng a sesslon, but In knowlng that support will be there each week, dellvered by people they trust and
alongside peery who Unde￿tarnd them.
Campaigning and Advocacy
Our Think Differently About Ageing campaign continued to develop as a key strand of our work. We used the campaign to
challenge negative assumptions about ageing and to highlight the voices and experiences of older people.
Through the #AgeLiberationCollertive, we continued to promote a more positive, realistic and empowering view of later life.
This work is vital because services alone cannot solve the challenges of an ageing society. We must also address the
attitudes, policie5 and structures that shape how older people are treated and valued.
Collaboration and Partnerships
Partnership working continued to be a major strength. We strengthened relationships with local voluntary sector partners.
social prescribers, health and wellbeing network5, community organisations and statutory stakeholders.
These partnerships helped us reach older people who may otherwise have rernained i501ated or unsupported. They also
reinforced the role Action For Elders can play within wider preventative health and social care 5yStem5.
Our work aligns strongly with public policy priorities around prevention, community wellbeingi reducing health inequalities,
supportlng Independence and enabllng people to remaln well for longer.
Organi5ational Development
Internallyi the year was focused on strengthening the charity for the futu￿. We continued to develop our governance,
partnerships, fundralslng approach and Impart measurement.
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Action For Elders Trust
Trustees. Report (continued)
For The Year Ended 30 September 2025
Main Achievements - corttirtued
The funding envlronment remained challenging, partlcularly for charlties delivering preventatlve support where the benefits
are long-term and not always immediately visible in traditional funding models. However, we continued to build the case for
Investment in prevention and to demonstrate the value of our approach to funders, partners and policymakers.
We also continued to explore w8ys of Increasing older people's involvement In shaping our strategy, including the ongoing
development of ideas around a Council of Elders and peer-led support.
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Action For Elders Trust
Trustees. Report (continued)
For The Year Ended 30 September 2025
other Intormation
strateglc Focus for 2025-26
As we look ahead, our strategic dlrectlon for 2025-26 is sh8ped by three connected prlorlties: prevention, resllience and
Influence.
These priorities reflect both the immediate needs of older people and the wider societal challenge of an ageing population.
They also position Action For Elders as a distinctive charity that combines direct delivery with advocacy, systems thinking
and a clear commitment to Positive Ageing.
Our Strategic Goals
l. Strengthen Preventative Community Support
We will continue to develop and expand our CO￿ programmes, particularly Balanced Lives and Better Together, ensuring
they respond to local need and ￿rna1n accessible to older people who may not otherwise receive support.
Objectives:
Malntsin and strengthen dellvery In exlsting communltles.
Explore new delivery opportunities in areas of high need, rural isolation or limited service provision.
Further develop tailored support for older people experiencing early frailty, reduced mobility, loneliness, dernentia-
related needs or post-hospital decline.
Continue to embed participant feedback and co-production into all programtne developtnent.
2. Build Resilience for Older People and the Organisation
We will strengthen resilience at individual, community and organisational levels.
Objectives..
Continue to build physical, mental and social resilience thmugh our pmgramme model.
Develop peer support and volunteer pathways, including the Actioneers concept.
Strengthen organisational sustainability through diversified funding and partnership development.
Improve impact measurement 50 that we can better evidence long-term preventative value.
Continue to develop goVernaTr￿ and trustee engagetnent in line with the charity's future needs.
3. Lead the Conversation on Positive Ageing and Age Liberation
We will continue to grow our Vol￿ and Influen￿ through Think Differently About Ageing and the #AgeLiberationCollective.
Objectives=
Increase awareness of ageism and Its impact on health, wellbeing and opportunity.
Amplify older people's voices through storytelling, lived experience and consultation.
Develop strategic partnerships with organisation5 that Share our commitment to Positive Ageing.
Influence funders, policyrnaker5 and public sy5terns to recognise the value of prevention.
Continue to promote a more positive and empowering narrative around later life.
4. Develop Community-Based Models for the Future
We will explore new and emerging areas of work that respond to the changing needs of older people.
Areas of focus may include..
Healthy Ageing and Resilience Hubs.
Loneliness, purpose and connection initiatives.
Climate resilient ageing communities.
Intergenerational connection and participatitsn.
Dlgital inclusion and confidence.
Community-led prevention and peer support.
Our aim Is to ensu￿ that Action For Elders remains responsive, innovative and strongly rooted in the lived
experiences of older people.
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Action For Elders Trust
Trustees. Report (continued)
For The Year Ended 30 September 2025
strategic Focus for 2025-26 - Continued
Concluslon
The year ahead will bring challenges, but also significant opportunities. The need for Action For Elders, work is clear and
growing. As the population ages, prevention, resilience, connection ènd positive attitudes towards ageing must become
central to how society responds.
Action For Elders wlll contlnue to play Its part by supporting older people dlrectly, strengthenlng communities, Influenclng
systems and challenging agelsm wherever It
appears.
We remain cornmitted to helping older people live not only longer lives, but better, healthier and more connected lives.
Statement of Trustees. Responsibilities
The trustees (who are also the directors of Action For Elde￿ Trust for the purposes of company law} are responsible for
preparing the Trustees, Report and the financial statements in accordance with applicable law and United Kingdom Accounting
Standards (United Kingdorn Generally Accepted Accounting Practice).
Cornpany law requires the trustee5 to prepare financial statements for each financial year. Under company law the trustees
must not approve the financial statement unle$5 they are satisfied that they give a true and fair view of the state of affairs of
the charitable company and of the Sncomlng resources and application of resources, including the income and expenditure, of
the charitable company for that perlod. In p￿paring the flnancial statements the trustees are required to..
• selert suitable a¢countlng pollcles and then apply them conslstently,.
• observe the methods and principles in the Charity SORP.
make judgments and accounting estimates that are reasonable and prudent,. and
prepare the financial statements on the going concern basis unless it is inappropriate to presume that the cornpany
will continue in bu5ine55.
The trustees are responsible for keeping adequate accounting records which disclose with reasonable accuracy at anytime the
financial position of the charitable company and to enable thern to ensure that the account5 comply with the Companie5 Act
2006. They are also responsible for sèfeguarding Ihe assets of the company and hence for taking reasonable steps for the
preventlon and detection of frau¢ and other Irregularitles.
The trustees are responsible for the malntenance and Sntegrity of the corporate and flnanclal informatlon included on the
charitable company's website. Legislation in the United Kingdom governing the preparatlDn 3nd dissemination of financial
statements may differ from legislation In other jurisdictions.
Small Company Rules
This report has been prepared in accordan￿ with the special provisions relating to companies subject to the small companies
regime within Part IS of the Cornpanies Att 2006.
The trustees. report was approved by the board of trustees and signed on its behalf by..
Janel Lorraine Morgan
O)air,Trust*&Diwtc
2410712026
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Action For Elders Trust
Chief Executive's Rep(xt
For The Year Ended 30 September 2025
This year has again shown the urgency of Actlon For Elders, misslon. The pressures faclng older people are not abstract.
They are seen every day in the lives of people who are becoming less mobile, less confident, more isolated, more anxious
and increasingly unsure where to turn for support.
Yet this year has also shown what is possible when support is offered early, respectfully and in the heart of communities.
Through Balanced Lives, Better Together and our wider community-based work, we have continued to help older people
build strength, confidence, connettion and resillence. These are not small outcomes. They are the foundatlons of
Independence, dignity and quality of life.
We have also continued to spe3k more loudly about the need to Think Differently About Ageing. Society cannot 3fford to
view ageing only through the lens of crisis, dependency or cost. Later life has value. Older people have contribution,
wisdom, experience and potential.
Our work is about supporting those Qualities to flourish.
At the same time, we remain very aware of the pressures within the voluntary sector. Funding remains cornpetitive, short-
term and too often focused on crisis response ￿ther than p￿VentIon. This create5 challenge5 for organisations like ours,
whose work helps prevent decline before it becomes visible to statutory systems.
Despite this, we have continued to move forward. We have strengthened our partnerships, developed our programme
models, deepened our evidence base and continued to build a movement around Positive Ageing and Age Liberation.
l am grateful to our staff, trustees, volunteers, funders, partners and participants. The commitment of our small team
remains ext￿ordInary, and the trust placed in us by older people is something we never take for grnnted.
Looking ahead, we will continue to build resilience in every sense.. physical, mental, social, organisational and strurtural.
We will continue to deliver practical support, but we will also continue to challenge the systems and attitLJdes that prevent
older people from living the later lives they deserve.
Action For Elders is not simply here to ￿Spond to the ageing population. We are here to help shape a better future for it.
James Lewis
Chief Executive
Action For Elders
Pa*iO
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Action For Elders Trust
Independent Examiner's Report to the Trustees of Action For Elders Trust
For The Year Ended 30 September 2025
I report to the charity trustees on my examination of the accounts of the Cornpany for the year ended 30 September 2025.
Responslbllltles Bas1$ of Report
As the charity trustees of the Company land also its directors for the purposes of company lawl, you are responsible for the
p￿paratiOn of the accounts in accordance with the reouirements of the Companies Act 2006 I-the 2006 Aet").
Havlng satisfled myself that the accounts of the Company are not ￿quired to be audSted under Part 16 of the 2006 Act and
are eligible for independent examination, I report in respect of my examination of your charity's atcounts as carried out under
section 145 of the Charities Act 2011 I'the 2011 Act'l. In carrying out my examination I have followed the Directions given by
the Charity Commission under section 145151 Ibl of the 2011 Act.
Independent Examiner's Statement
Since the Company's gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of
the 2011 Act. I confirm that I am qualified to undertake the examination because l am a member of The Institute of Financial
Accountants, which is one of the listed bodies.
I have completed rny examination. I confirm that no rnatter5 have come to my attention in connection with the examination
giving me cause to believe..
l. accounting records were not kept in re5pett of the Company as required by section 386 of the 2006 Act,. or
2. the accounts do not accord with those records.. or
3. the accounts do not comply with the accounting reouirements of section 396 of the 2006 Act other than any
requirement that the accounts glve a 'true and fair vlew, whlch Is not a matter consldered as part of an Independent
examinatlon,. or
4. the accounts have not been prepared In accordance with the methods and principles of the Statement of
Recommended Practice for accounting and reporting by charities applicable to charities preparing their accounts in
accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland IFRS 1021.
I have no concerns and have corne across no other matters in connection with the examination to which attention should be
drawn in this report in order to enable a proper understanding of the accounts to be reached.
Mr Umber Khan, AFA, MIPA
2410712026
Taxwlse Accountancy
16 Titan Court
Laporte Way
Luton
Bedford5hire
LU4 8EF
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Action For Elders Trust
Statement of Financial Activities (including Income and Expenditure Account)
For The Year Ended 30 September 2025
2025
2024
Unrestrlcted Restricted
funds
funds
Total
funds
Total
funds
Notes
INCOME ANO ENDOWMENTS FROM:
Donations and legacies
Charitable activities..
Advancernent of Health
Other trading activities
Investments
104,233
L04,233
64,199
162,232
2,433
946
68,806
231,038
2,433
946
236,348
624
1,377
269,844
68,806
338,650
302,548
EXPENDITURE ON:
Charitable artivities..
Advancement of Health
1237,4121 167,0591 1304,4711 1295,7621
NET INCOME
32,433
1,746
34,179
6,786
NET MOVEMENT IN FUNDS
RECONCILIATION OF FUNDS:
32,433
1,746
34,179
6,786
Total funds brought forward
52,441
32,348
84,789
78,003
TOTAL FUNDS CARRIED FORWARD
19
84,874
34,094
118,968
84,789
The notes on pages 15 to 19 form part of these financial statements.
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Doc ID.. b2523c¢8¢9da194897¢64da127404974722532b1

Action For Elders Trust
Comparative Statement of Financial Activities (including Income and Expenditure
Account)
For The Year Ended 30 September 2025
2024
Unrestricted Restricted
funds
funds
Total
funds
Notes
INCOME AND ENDOWMENTS FROM:
Donations and legacie5
Charitable artivities..
Advancernent of Health
Other trading activities
Investments
64,199
64,199
48,027
624
188,321
236,348
624
1,377
1,377
114,227
188,321
302,548
expENDITURE ON:
Charitable artivities..
Advancement of Health
1135,0451 IL60.7171 1295,7621
NET INCOME
120,818)
27,604
6,786
NET MOVEMENT IN FUNDS
RECONCILIATION OF FUNDS:
120,818)
27,604
6,786
Total funds brought forward
73,259
4,744
78,003
TOTAL FUNDS CARRIED FORWARD
19
52,441
32,348
84,789
The notes on pages 15 to 19 form p3rt of these financial statements.
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Doc ID.. b2523c¢8¢9da194897¢64da127404974722532b1

Action For Elders Trust
Balance Sheet
As At 30 September 2025
2025
2024
Unrestrlcted Restricted
funds
funds
Total
funds
Total
funds
Notes
FIXED ASSETS
CURRENT ASSETS
Debtors
15
62,396
92,709
18,523
15,572
80.919
108,281
67,570
105,253
Cash at bank and in hand
155,105
34,095
189,200
172,823
Credltors: Amounts Falllng Due Wlthln One Year
16
123,4831
123,4831 131,4171
NET CURRENT ASSETS (LIABILITIES)
131,622
34,095
165.717
141,406
TOTAL ASSETS LESS CURRENT LIABILrrIES
131,622
34,095
165,717
141,406
Creditors: Amounts Falling Due After More Than One
Year
17
146,7491
146,7491 156,6171
NET ASSETS
84.873
34,095
L18,968
84,789
FUNDS OF THE CHARITY
Restrlcted FLJnds
34,094
84,874
32,348
52,441
Unrestricted Funds
TOTAL FUNDS
19
118,968
84,789
For the year ending 30 September 2025 the charitable cornpany was entitled to exemption from audit under section 477 of
the Companies Act 2006 relating to stnall cotnpanie5.
The members have not ￿quired the company to obtain an audit in accordance with section 476 of the Companie5 Act 2006.
The trustees acknowledge their responsibilities for complying with the reouirements of the Act with respect to accounting
records and the preparation of accounts.
These account5 have been prepared in Iccordance with the provisions applicable to Cotnpanies subject to the small cotnpanies
regime.
The financial statements We￿ approved by the board of trustees on 24 July 2026 and were signed on its behalf by..
Janel Lorraine Morgan
thair,Trust￿&Dl￿t
The notes on pages 15 to 19 form part of these financial statements.
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Do¢ ID.. b2523c¢8¢9da194897¢64da127404974722532b1

Action For Elders Trust
Notes to the Financial Statements
For The Year Ended 30 September 2025
l. General Information
Action For Elders Trust is a company limited by guarantee, incorporated in England & Wale5, registered nurnber 07698491 and
registered charity number 1145996. The registered office is Second Floor, Avalon House, 5-7 Cathedral Road, Cardiff, South
Glamorgèn, CFII 9HA.
2. Statement of Compllance
The financial Statements have been prepared in accordance with the Charitie5 SORP IFRS 1021 "Accounting and Reporting by
Charities.. Statement of Recommended p￿ctice applicable to charities preparing their accounts in accordance with the
Financial Reporting Standard applicable in the UK and Republic of Ireland IFRS 1021 (effective I january 20191 Financial
Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland and the Companies
Act 2006.
Accountlng Pollcles
3. 1. Basis of Preparation of Flnanclal Statements
The financial statements have been prepared under the historical cost Convention.
The charitable company is a Public Benefit Entity as defined by FRS 102.
3.2. Going Concern Disclosure
The trustees have not Identlfled any materlal uncertalnties related to events or condltions that may cast slgnlficant
doubt about the charitable company's ability to continue as a going concern.
3.3. Cash and Cash Equlvalents
Cash and cash equlvalents a￿ boslc flnonclal assets and Include cash in hand and deposlts held at call wlth bonks,
other short-term highly liquid investments that Matu￿ In no more than th￿e months from the date of acquisition and
are readily convertible to a known amount of cash with insignificant risk of change in value, and bank overdrafts.
Income from Donations and Legacles
2025
2024
Unrestricted Unrestrirted
fund5
funds
Donations and glfts..
Donations and gifts
104,233
64,199
5. Income from Charitable Activities
2025
Unrestrlcted
fund$
Restrlcted
fund$
Total
fund$
Advancement of Health..
Grants
162,232
68,806
231,038
2024
Unrestrlcted
funds
Restrlcted
funds
Total
funds
Advancement of Health..
Grants
48,027
188,321
236,348
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Doc ID.. b2523c¢8¢9da194897¢64da127404974722532b1

Action For Elders Trust
Notes to the Financial Statements (continued)
For The Year Ended 30 September 2025
6. Income from Other Trading Activities
2025
2024
Unrestrlcted Unrestrlcted
funds
funds
Income from other trading activities
2,433
624
Investment Income
2025
2024
Unrestrlcted Unrestrirted
funds
fund$
Bank interest receivable
946
1,377
Net Incomel(Expenditure)
The net Income is stated after chargingllcreditingl..
2025
2024
Amortisètion of intangible fixed assets
1,193
Analysis of Expenditure
2025
Activities
undertaken
directlv
Support
costs
(see note 101
Total
Advancement of Health
295,827
8,644
304,471
2024
Activities
undertaken
directly
Support
costs
Isee note 101
Total
Advancement of Health
294,324
1,438
295,762
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Doc ID.. b2523c¢8¢9da194897¢64da127404974722532b1

Action For Elders Trust
Notes to the Financial Statements (continued)
For The Year Ended 30 September 2025
10. Support Costs
2025
Advancement
of Health
General adrninistration
8,644
2024
Advancement
ot Health
General adrninistration
245
Depreciation
1,193
1,438
11. Independent examiner's Remuneration
2025
2024
Independent examination of the financial staternents
other financial services
1,200
1,600
3,600
2,800
3,600
12. Staff Costs
staff costs were as follows..
No employees recelved employee benefits lexcludlng employer pension costs) for the reportlng perlod of more than £60,000.
13. Average Number of Employees
Average number OF employees during the year was= 3 12024.. 31
14. Intangible Assets
Computer
Software
Cost
As at l October 2024
6,510
As at 30 September 2025
6,510
Amortisation
As at l October 2024
6,510
As at 30 September 2025
6,510
Net Book Value
As at 30 September 2025
As at l October 2024
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Doc ID.. b2523c¢8¢9da194897¢64da127404974722532b1

Action For Elders Trust
Notes to the Financial Statements (continued)
For The Year Ended 30 September 2025
15. Debtors
2025
2024
Due within one year
Prepayments and accrued income
Other debtor5
49,047
31,872
22,497
45,073
80,919
67,570
16. Creditors: Amounts Falling Due Within One Year
2025
2024
Bank loans and overdrafts
2,225
1,906
16,552
2,800
2,225
1,906
22,036
5,250
other loans
Other creditors
Accruals and deferred Income
23,483
31,417
17. Credltors: Amount$ Falllng Due After More Than One Ye?r
2025
2024
Bank loans
32,629
14,120
40,004
16,613
Other loans
46,749
56.617
18. Loans
An analysis of the maturity of loans is given below..
2025
2024
Amounts falling due within one year or on demand..
Bank loans
2,225
1,906
2,225
1,906
Other loans
4,131
4,131
2025
2024
Amounts falling due between one and five years..
Bank loans
32,629
14,120
40,004
16,613
Other loans
46,749
56,617
Page 18
Doc ID.. b2523c¢8¢9da194897¢64d8127404974722532b1

Action For Elders Trust
Notes to the Financial Statements (continued)
For The Year Ended 30 September 2025
19. Movement in Funds
Asati
October
2024
Asat30
September
2025
Income
Expenditure
Unrestricted funds
General..
General unrestricted fund
Restricted fund5
52,441
269,844
1237,4111
84,874
Restricted fund
32,348
68,806
167,0601
34,094
Total funds
84.789
338,650
1304,4711
118,968
Asatl
October
2023
Asat30
September
2024
Income
ExpendTture
Unrestricted funds
GeneTrl..
General Un￿StrICted fund
73,259
114,227
1135,0451
52,441
Restricted funds
Restricted fund
4,744
188,321
1160,7171
32,348
Total fund$
78,003
302,548
1295,7621
84,789
20. Transactions with Trustees
None of the trustees oceived any remuneration or any other benefits from an employment with the charity or a related entity
uring the current or previous year.
During the year the expenses reimbursed to the trustees or paid directly to third partie5 were as follow5-
2025
2024
Other Expenses
245
21. Related Party Dlsclosures
Artlon For Elders UK CIC Is a separate organlsatlon to Actlon For Elders Trust wlth a separate board but the two entitles are
linked by an asset lock through which transactions can be made for a variety of reasons. If Action For Elders UK CIC makes a
surplus in any one year then it must under law give those surpluses to the Trust through its asset lock.
22. Company limited by guarantee
The company is limited by guarantee and has no Sha￿ capital.
Every member of the company undertakes to contribute to the assets of the company, in the event of 8 winding up, such an
amount as m3y be required not exceeding £1.
Page 19
Doc ID.. b2523c¢8¢9da194897¢64da127404974722532b1