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2022-03-31-accounts

Blackburn with Darwen ageuK 2021-22 Annual Review your local charity for older people

Welcome to our

Annual Review

It is my pleasure to introduce this year’s Annual Review and report that the organisation, it’s staff and volunteers have worked together to provide charitable services to the older people of Blackburn with Darwen.

The organisation has continued to provide quality services to support increasing numbers of older people locally, to maintain and improve their health and wellbeing, including those living with dementia.

We are extremely grateful for all the financial support from many donors and benefactors, as well as Blackburn with Darwen Borough Council who have asked us to assist in the development of a Positive Ageing Framework for the borough.

Volunteers continue to be a vital asset to the organisation and are highly valued by the Trustees. Their individual and collective contributions are immense and should be widely recognised as key to our continued positive impact on the lives of local older people.

Best wishes

Tony Hedley Chairman

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Welcome to our Annual Review and Impact Report for 2021/22 which aims to provide a summary of the work the charity has done during the year and the impact that this has on local older people. If you would like to know more about our work or services I would be pleased to talk to you.

2021/22 was another busy and challenging year for the organisation, which saw us continue to respond to the ever changing circumstances and needs related to Covid, whilst also resuming our core service offer and developing new offers to respond to new needs and support even more local older people. We learnt a lot during the pandemic about how to deliver services differently to be more efficient and to broaden our reach and we have continued to develop this during the year. We have also continued to explore how digital technology can support us to deliver services and make best use of our resources, whilst still retaining that all important face to face and person-centred approach we know so many older people need and appreciate. The world also looks different in relation to volunteering and we have focused on developing our volunteer offer and experience.

As ever our staff team have been committed, flexible and innovative, working hard to ensure that any older person who needs our support receives it in the best way for them. To support this, we have refreshed our approach to supporting workforce wellbeing and identifying additional workforce development opportunities.

Our team of volunteers have also been tremendous, being keen to return to their roles as soon as it was safe and providing significant value to our delivery.

In addition to our service delivery, we have also maintained a focus on partnership working and influencing to ensure that the needs of older people are taken into account in planning and delivery decisions. We were pleased in February 2022 to be commissioned by Blackburn with Darwen Public Health to develop a Positive Ageing Framework for the borough which will support public sector decision making and planning. This work will be even more important as we understand what the 2021 Census data is telling us in relation to an ageing population locally, and as we collectively support local people through the cost of living crisis that we now face.

We are grateful for the support from our funders and supporters who provide vital resources to enable us to continue to support local older people, and we also seek to continue to diversify and expand our income generation activities to support organisational sustainability.

As we move into the next phase of Covid recovery and continue our focus on supporting older people to have the best later life possible, we will continue to be flexible, innovative and resourceful in all that we do.

Best wishes

Vicky Shepherd Chief Executive

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Our Vision

For all older people in Blackburn with Darwen to have the opportunity to live the life they choose

Our Mission

To listen to the diverse voices and views of local older people and use these to influence both our own and others priorities. To deliver quality, person centred services which meet local needs and maximise independence.

Introducton

To deliver our vision and mission, and our business plan priorities, the organisation delivers a range of services to improve the health and wellbeing of older people; to support people to remain independent as long as possible; and to be able to continue contributing to their community. We also work to influence the development of services for older people through a variety of mechanisms including delivery of the Age Well Partnership and sitting on a number of key

strategic boards and groups, and through supporting national campaigns. As a local, independent charity we have an increasing need to raise funds from a diverse range of sources to support our work that is not funded through grants and contracts, including engagement and marketing and our campaigning and influencing work, along with core functions that ensure the quality of our provision. We are pleased to be a Brand Partner of Age UK, and we play an active role in the Age UK network, sub-regionally,

regionally and nationally. This review provides an overview of our activity during 2021/22 and seeks to illustrate the impact of our services on the lives of older people and the benefit to the community that we provide.

Facts & Figures

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7392 hours
volunteers
contributed
during the year
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1683
3987
84
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276
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1
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people supported through our range of Health and Wellbeing services

enquiries to the Advice and Information from 1458 people

volunteers were giving us their time at 31st March

recorded compliments from our service users and supporters

complaint and 5 feedbacks received

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Volunteers

Over the year volunteers have continued to be vital in helping us to deliver our services and activities and we were delighted in November 2021 when our volunteers who had been making wellbeing calls to older people throughout the pandemic were recognised at the Blackburn with Darwen Community Volunteer Awards winning the Health and Wellbeing group award.

At the end of March 2022 we had 84 volunteers, a reduction on the previous year, as a number of volunteers left us due to changes in personal circumstances. Recruitment has also been challenging during the period, with less people able to commit and increased competition for volunteers. Nevertheless, during the year our volunteers contributed 7392

hours of their time which equates to £97,426 ( based on Blackburn with Darwen median hourly gross pay), which continues to be a vital contribution without which we could not deliver what we do. During the year we also hosted two work experience students and provided a placement to a social work student from UCLAN.

Plans for 2022/23 include reviewing our volunteering roles and requirements to better meet the needs of a diverse and changing local demographic, increasing both our volunteer numbers and the number of student placements we can offer and reviewing our support and recognition of volunteers.

- Impact Story 01

Bushra joined us as a volunteer IT tutor whilst studying A levels at a local 6th form college as she wanted to add to her CV and also help older people feel less isolated. Her tutors described her as quiet, caring and softly spoken. People using the digital inclusion service are given support in blocks of four weeks and are asked what they want to learn. Volunteer tutors therefore have to be flexible as one week they could be showing someone how to set up and access an email and the

next time they could be showing someone how to do their supermarket shop online. Having never done anything like this, Bushra was nervous and unsure what to expect. However, with each service user her confidence grew and when she left us in order to concentrate on her exams her feedback on her volunteering experience said it all.

“It was a great experience and a wonderful way to give back to the community. Every day is

different - sometimes people really want to buckle down and learn while others come only to talk, and I enjoyed connecting to each one of them. Personally, it really improved my confidence in meeting new people and ability to explain concepts in simple terms.”

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Our Services

All our services are based on the principles of working with individuals to provide personcentred, tailored support which builds on their own strengths and networks and enabling them to do as much as they are able. Our aim is to improve and maintain health and wellbeing and to enable people to remain independent for as long as possible.

Advice and Informaton Services

The provision of free, independent advice and information is one of our core functions and through this activity we offer older people and their carers holistic advice to enable them to make their own decisions based on timely and accurate information, and ultimately to improve their quality of life and wellbeing.

The service is provided at offices in Blackburn and Darwen through a drop-in service, appointments, by telephone and digital platforms and through home visits, providing advice, information and casework on the wide range of issues affecting older people. During the first few months of the year we gradually resumed our face-to-face offer which was fully operational by August 2021. In 2021/22 the service was funded from a range of sources including The Henry Smith Charity, Age UK for

specific delivery programmes, the Brian Mercer Trust, the Eric Wright Trust and from reserves, and we continue to seek sustainable and diverse sources of funding.

Achievements

Key Plans for 2022/23

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- Impact Story 02

Mr L, who is in his 80s contacted us by email whilst his wife, who had terminal cancer, was in hospital. They have no family locally. Mr L was trying to get prepared for his wife’s passing so the Age UK information guide on 'When someone dies' was sent to him which he thought was marvellous. He stayed in touch by email. When Mrs L sadly died advice around what happens next was provided along with the details for who to contact/inform. We then discussed Mr L's own health and

it became apparent that he was struggling with personal care and affording the council tax now that he was on his own. We completed an Attendance Allowance form and supported Mr L to make online claims for council tax single person reduction and a small amount of council tax support. The Attendance Allowance claim was successful which meant that he was also entitled to Pension credit guarantee credit and the Warm Home Discount, resulting in over £100 per week

additional income. Mr L still keeps in touch by email and we have also provided information regarding social events to help him engage after his wife's death.

Mr L told us “I have been overwhelmed by the depth of knowledge and guidance offered, I had no idea such a super service was available to me, no question was considered daft and was answered with the utmost dignity. The Lions Christmas party (which we were old about) was the icing on the cake.”

Community Day Care Service

We have continued the development of the Community Day Care Service which involves delivering the service from three community centres across Blackburn. The service offers a range of support including personal care, transport and support with nutrition along with a varied programme of therapeutic, cognitive and physical activities. The community model provides support for frail older people and all age adults with a learning disability or difficulty. Those accessing the service must meet the Adult Services eligibility criteria.

We work with individuals and their carers to develop person centred support and care plans that aim to maintain good health and wellbeing and prevent a further deterioration in health. We also provide support and respite for the carers of day care users and offer regular courtesy calls to ensure they have the right

support to maintain their own health and wellbeing and to prevent carer breakdown. Our dedicated team of volunteers enable us to provide individual support for a range of different activities to enhance the offer available. In 2021/22 the day care service was funded through a contract with Blackburn with Darwen Borough Council.

Achievements

Key Plans for 2022/23

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- Impact Story 03

FS is a 49-year-old woman who lives with her mother and son. Her mother is her main carer, supported by paid carers who provide personal care. FS was born with learning disabilities, and she has also had a stroke which has affected her right side and her speech. Due to the stroke her mobility is reduced, and she also suffers from bronchitis which means she is prone to infections.

When FS first started to attend the day care service, she was very reserved and quiet and did not interact with anyone, she would only reply to people with a yes or no or reply by nodding or shaking her head. This was a response to the Covid

restrictions which meant that she had not been out of the house for over two years. FS would not participate in any of the activities on offer and would also shy away when other service users would try to interact with her. FS would only communicate her needs when she required to use the toilet or when she required her medication. FS got visibly upset when trying to talk as often she couldn’t pronounce the words correctly due to her speech.

With dedicated support and encouragement from the staff team, after a few weeks of attending the service FS showed great improvement and began interacting with other service

users, she now laughs more and greets everyone when they arrive, she also participates in most of the activities that are on offer. FS get very excited when going on trips and particularly loves going to the park, she has also become more open about how she is feeling and lets us help her feel better about herself. Her mobility has also improved, and she can walk about without being in pain. Her mother says that she really enjoys attending the centre and that she has seen a great improvement in her since she started to attend and is keen to increase the number of days she attends.

- Impact Story 04

MC is an 89 year old woman who lives on her own, she has carers to provide some support, and also has support from her neighbour and her sister. MC also has a son who supports with managing her finances. MC was feeling isolated and lonely and wanted the opportunity to get out and meet new friends. She has reduced mobility which affects her mood and confidence.

MC was allocated a place at day care. When she first arrived, she was a little quiet and reserved, which was quite normal due to being in new surroundings, how

ever over a few weeks, although she participated in activities, she appeared unsettled and felt a little out of place. The team worked with MC to understand how she was feeling and to develop a plan to support her to settle into day care and benefit from the service.

With dedicated support MC began to enjoy attending day care and we noticed a big change with her looking and seeming happy, participating in activities and socialising with peers and staff.

On one occasion MC told us “what a lovely day I have had, all the staff are ever so caring and loving.”

Over a period of 2 months of attending day care we saw a significant change in MC, her confidence levels and mobility have improved a lot and she always looks forward to attending and now has made many friends.

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Health & Wellbeing Service

The Health & Wellbeing service brings together our Active Ageing, Befriending, Digital Inclusion, Integrated Care, Nail Care and Social Inclusion provision under one umbrella. This year we also continued to deliver targeted support in response to the Covid pandemic and recovery through the Covid Wellbeing Service that we established in March 2020.

Throughout the year 1622 older people accessed services, received support or attended activities, a 17% increase on the previous year, with some people accessing more than one offer.

Through our programmes we provide a range of support, friendship, activities and services to improve wellbeing, prevent a decline in health, promote independent living and reduce social isolation. Throughout our services we use a strength-based approach to prevent dependency on support services and increase resilience. During the year we resumed delivery of all of our face-to-face delivery models, following the lifting of various restrictions, but have also retained an online activity offer and telephone delivery where appropriate.

During the year we have developed a new service for people with memory problems, the Memory Makers Service, which provides a broad range of therapeutic, physical and cognitive activities, based on the recognised Maintenance Cognitive Stimulation Therapy (MCST) approach.

The Active Ageing service offers a range of activities from walking groups to ballroom dancing at a range of venues across Blackburn with Darwen. In total 320 people accessed activities during the year.

Our Befriending service provides home visiting and a ‘Phonelink for housebound and isolated people, as well as supporting people with early-stage dementia to attend community activities through our Dementia Buddies Scheme. In addition, the Stepping Stones befriending offer provides short term support at a time of transition such as bereavement or relocation, to enable people to re-engage in community life. During the year we supported 272 of the most isolated and vulnerable people.

Through our Digital Inclusion service, we offer one-to-one support to help increase people’s skills, knowledge and confidence to use digital technology. We also run a ‘Try Before You Buy’ scheme whereby people are able to borrow a tablet free of charge. In total 122 were supported through this service.

All new people coming into the organisation also have a digital diagnostic conversation to identify level of digital skills and any support that may be required.

Here to Help is part of the Integrated Neighbourhood Team provision, working closely with GP surgeries across the borough and alongside health, social and voluntary sector colleagues to provide support for older people who have long term conditions.

Our key role is to provide holistic assessments and coordinate packages of environmental and social support for people most at risk of hospital admission. This year we have provided support and made onward referrals for 421 older people.

Working in partnership with Lancashire and South Cumbria Foundation Trust, through our Nail Care service we offer a toenail cutting service for people no longer able to care for their feet and who are not eligible for NHS Podiatry. 200 people received treatment during the year.

The Social Inclusion programme provides a varied programme of activities to reduce social isolation and help to maintain and improve people’s wellbeing such as Men’s Groups, the Talk and Tunes group and “Remember the Rovers”. The programme also includes linking in with other services and referring and supporting clients to attend non-Age UK social inclusion activities. During the year 150 people were supported through the programme.

Through this programme we also work in close partnership with Lancashire Mind to deliver the Flourishing Minds project into which people can be referred for more specialist one to one or group mental health support.

The Covid Wellbeing service offered a range of practical support for the frailest older people along with regular wellbeing calls. We also provided transport to covid vaccination appointments and supported the local covid engagement programme to increase the uptake of vaccinations. We produced and distributed a range of newsletters and information packs including a Winter Wellbeing pack which provided information, hints and tips on staying well in winter. In total 245 people were provided with some support during the year and we distributed in excess of 600 winter packs to older people with the most needs and as such at higher risk of deterioration in health.

The Nail Care service is paid for through customer fees. The remainder of the Health & Wellbeing services are funded directly by the Blackburn with Darwen Borough Council through the Helping People to Stay Happy, Healthy & Well commission and through a range of small grants. The Memory Makers service is grant funded through the national Age UK charity. We currently have no dedicated digital inclusion funding and this is a priority for further development.

Actve Ageing Achievements

project to support people to become more active post-Covid

Key Plans for 2022/23

Befriending

Achievements

Key Plans for 2022/23

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Impact Story 05

P lives in a supported housing scheme in Blackburn. She is 82 years old and has one son whom she sees regularly. She also has a good friend who also lives in the supported housing scheme who supports her with shopping. Already registered with the Active Ageing service, she had not participated in any activities since before the beginning of the pandemic.

She was initially referred through to the Integrated Care service from staff at the housing scheme, after an initial triage it was identified she would be best supported through the Active Ageing service.

During the follow up assessment, the lady explained that throughout the pandemic, she became very isolated and lonely. She really struggled to deal with lockdowns and totally lost her confidence to go out alone.

Digital Inclusion Achievements

When she did manage to venture outside again, she froze whilst crossing the road at a zebra crossing. This caused her so much distress, she worried she wouldn’t go out again. In her own words, she became “ a bit of a recluse, ” suffering with a range of conditions including anxiety and vertigo.

P told us “Because of the vertigo stepping off a kerb is like stepping off a cliff.” Using a strength based, person centred approach, we agreed a plan with P, that aimed to build up her confidence week by week. Stepping outside for a short walk the first time was a massive achievement, previously, she had gone to the door, but the path appeared to “zoom out like a football pitch” and she could not face going out.

Each visit was led by P following the action plan, but occasionally this was adapted depending on

Key Plans for 2022/23

how P was feeling. We adopted several techniques to help her overcome some of her anxieties about going out. After several weeks, P’s confidence gradually began to increase meaning she felt she was able to go out independently once again.

P said “I’m so very grateful for all the help, I feel I have found a new lease of life and regained the confidence I’d lost. I now think I can face the future with a much more positive outlook. It has made a huge difference to me, and I am proud of what I have accomplished.”

P was so happy and grateful following the support received at the last session she hugged the staff member, she said it was the first proper hug in such a long time and she really needed it. She never thought she would “get back to normal,” but with the service she has received, she is now well on her way.

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Impact Story 06

John is a 69-year-old widow who was referred to Age UK during the pandemic. John had recently lost his wife and was struggling with his mental health. In addition to this, John had been a victim of fraud, along with 36 other elderly people within the Blackburn area. He had been deceived into handing over thousands of pounds which again took a huge toll on John’s mental health. (Happily the perpetrators of this fraud have since been arrested and charged and John has had his money returned).

When John first engaged with services he would often be in a low mood and felt as though the bad things in life always happened to him. John would get upset when talking about what had happened to him and how he missed his wife dearly.

John received regular calls and over the weeks built up a good relationship so that he felt more comfortable talking to staff about what was happening in his day to day life. John has a granddaughter

Here to Help Achievements

who he loves going to visit and this really cheers him up. John also shared many stories about his wife and was able to laugh about the character that she was.

In the New Year John decided that he was going to make it his goal to try and get out walking more. We told him about Age UK’s walking group on a Wednesday which he now attends every week. John likes the walking group as he says that everyone in the park is so friendly and will always say hello when passing. He told us a stranger even approached him for a chat whilst he was sat on a bench having a rest. John attends the group no matter what the weather as he enjoys socialising, change of scenery and the fresh air so much, as well as being able to watch all of the dogs playing too.

John’s walking has improved no end over the last couple of months and he can now walk the whole way without stopping, which he couldn’t do when he first joined. He has made lots of new friends on the walk, he helps the ladies who attend

Key Plans for 2022/23

over the patches of mud when its wet and now they say “it’s wet today but I will come if John is coming”. His confidence has improved, and he chats to the other walkers the whole way round. John said he really enjoys coming to the walk and how he feels much better when he has attended. We have seen a huge difference in John, his confidence, physical health and stamina have all improved and he has also lost a little bit of weight. John still receives regular calls which says he looks forward to and does not know where he would be without the help of Age UK. He is always so thankful for all the help which has given him a new lease of life.

John told us “Age UK have made a big difference with what I have been through, when my wife passed away I was lost. I was referred to Age UK and ever since then it has made me feel better in myself. If I am feeling down, they give me advice on the best things to do to help. If they didn't call me every week nobody would call me and now, I feel so much better."

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Impact Story 07

Connie and her husband Fred live in Blackburn they are both in their 90s. They have 2 sons one who lives in Germany and one who lives in Australia, they have no family in this country that they are in contact with. They both have ongoing medical conditions with Fred being in poorer health than Connie.

We received an email from their son Duncan in Australia asking us if we were able to help as his parent’s laptop was broken and they used this to communicate with their sons abroad as phone calls were very costly, so have to be quite short and only occasionally. Duncan told us not having a laptop would result in a

Nail Care

Achievements

Key Plans for 2022/23

drastic drop in contact between the couple and their only family. When we contacted Connie to speak to her about the problem she was very upset on the phone and said she tries her best to care for her husband despite her own health issues. She also said they rely on Skype to communicate with her two sons. We arranged for one of our digital volunteers to go to Connie and Fred’s home to look at the laptop, and they were able to fix the problem. The main issue was a connection between the Wi-fi and the laptop; it also needed updates and other bits doing too. The volunteer spent two hours with the couple fixing the issues and talking Connie through how to

Social Inclusion

Achievements

Key Plans for 2022/23

keep on top of it in the future. With their laptop fixed they are now able to speak to both their sons anytime they wish. Their sons can check on them and help with anything they need sorting. We talked too about any other support or assistance Connie may need in particular with her husband’s declining health. Although Connie feels they are managing fine at present they now have the links with us to be able to access any support needed in the future. Duncan their son said “We are very grateful for your help in sorting out our parents laptop. We use this as our method of communication with them, so it is vital. Thank You Very Much!”

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Impact Story 08

Lilian was referred to Age UK by her GP who was concerned that she was struggling to manage and the deterioration of her health that was having an impact on her relationship with her husband. Lilian lives with her husband, they have 2 children and have been married for 50 years. Their son lives close by but doesn’t visit regularly and their daughter, who lives in the south of England, rings them daily.

Lilian’s husband was becoming frustrated with the deterioration in her memory. He was struggling to understand the change in her behaviour. Lilian was very confused about what was going on with her own health and stated she gets extra upset when her husband shouts at her.

We explained to them both that everyone going through memory issues have different symptoms and no person is the same.

Covid Wellbeing Service Achievements

Following our reassurance and conversations, Lilian’s husband felt more at ease.

Lilian used to be a teacher and her husband was an IT technician. He travelled the whole country for his work. He now teaches woodwork. Lilian used to attend the woodwork classes with him, but she stopped due to low mood and depression. We encouraged her to attend, and they both felt it would help their relationship.

The property was cluttered, so Lilian was feeling in a low mood about this, again through encouragement we suggested she slowly begins to declutter and ask her daughter for help as she was finding the task overwhelming. Both Lilian and her husband were struggling with cleaning and keeping on top of the garden. We discussed a referral to Care Network.

Lilian used to be very outgoing and would socialise but due to

deterioration in her health her confidence had become very low. We discussed our Memory Makers group, which offers a range of activities for people experiencing memory problems in a safe environment, and she was very excited about being able to attend the sessions.

Lilian and her husband were very happy with the interventions that were discussed and then put in place. The Fire Service have been and fitted 2 smoke alarms. The cleaner and gardener have been to visit and given quotes for doing jobs.

Their daughter has been up to visit and has started to help them declutter their property. Lilian is now attending Memory Maker sessions.

Lillian and her husband were very grateful for the support that was provided and said “ we feel more at ease now and are enjoying doing more things.”

Key Plans for 2022/23

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Impact Story 10

Marlene is 74 years old and lives with her husband Brian. She likes going shopping and meeting friends. She has been attending our Nail Care service for 4 years as she struggled to cut her own toenails. Marlene is very sociable and enjoys attending her appointments as she loves to chat.

During one of her appointments, the Nail care technician noticed her big toe had an infection in the nail, Marlene was due her re-assessment, so it was agreed to book her in to see the podiatrist earlier.

The podiatrist recommended that Marlene visited her GP, which she did and was put on a course of tablets to treat fungal infection, however the tablets

made Marlene ill and she had to stop taking them. Marlene started using other methods to treat the fungal nail with advice from our staff and the NHS Podiatrist including salt foot baths.

The nail now looks so much better and is greatly improving, we are able to continue to monitor this whenever she attends her appointment.

Whilst at another appointment with the service, Marlene said she was having problems with her foot and said it was sore, again, a referral was made to NHS Podiatry who then followed up with an appointment. It was then identified there was a problem with Marlene’s hip, she received insoles for her shoes to help her and had an appointment with a consultant.

Marlene has now been discharged and advised to contact if she encounters any more problems. We also recommended some better support shoes for Marlene and she is now apparently “walking on air.”

The service has made Marlene’s feet so much better since she joined the Nail Care service and she takes more care of them at home.

Marlene said: “I feel I can talk to you, I’ve been to other services and they just complete the treatment and that’s it, I feel like we’re on the same level and it’s so nice I can talk to you, I’m really grateful for the referrals to NHS and you keeping a check on my feet.”

Impact Story 9

Bernard and his wife Eileen have been married for 69 years and at Christmas 2020 were both admitted to hospital. Bernard was Eileen’s main carer but when Eileen was discharged, she was too ill to return to the family home so now lives in a residential care home.

As Bernard now lives alone he feels lonely and isolated and he has not been able to visit Eileen due to Covid restrictions, and he misses her very much.

Bernard and Eileen only had one child a son who unfortunately passed away many years ago. The only family Bernard has is Eileen’s cousin who telephones Bernard every other day to

make sure he’s ok and from time to time does some shopping. Bernard has a very good neighbour, Tom, who cooks him a warm meal every night and does his shopping for him. Bernard is a very proud man and has no other care support in place.

Bernard was referred to us by his GP due to his frailty and being lonely and feeling isolated. He suffers from COPD so is unable to go out as he gets short of breath and during Covid he felt worried about leaving the house. We agreed on a weekly wellbeing call and to support with shopping when needed.

Bernard looks forward to our weekly calls and is very chatty. He feels supported and looked after and knowing someone cares about him has removed that loneliness feeling. We have also visited Bernard a couple of times to support him with completing paperwork.

Bernard was originally referred to Age UK BwD in 2014 and has used many different services. He feels we have done a lot for him and calls us his extended family. “I can’t thank you enough for all the help and support over the years - both to myself and Eileen and we are very grateful.”

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Impact Story 11

JC is 74 years old, lives on her own in Blackburn and has a dog who she loves and takes on walks around her local area. She has a lovely family who live locally and offer support.

JC experiences some memory loss and has anxiety but loves being social however she struggles to engage since the loss of her husband. JC’s son looks out for groups that she may be interested in but due to Covid many groups weren’t operating.

JC’s son heard about our Social Inclusion and Active Ageing activities and made contact. She started attending one of the organized walks and was then referred internally to our Memory Makers sessions. One of the Memory Makers staff went to her house to assess her for the project and found that she met the criteria and was

really looking forward to attending. She has been on the Memory Makers project since July 2021 and engages enthusiastically in all the weekly sessions.

As JC lives alone and despite engaging in these activities was still experiencing loneliness and wanted to engage in more activities. We recommended JC attend some new activities that had just started at the recently opened Albion Mill Community Hub which is within walking distance of where she lives. She first started attending the Coffee Mornings with a friend which she really enjoys and is now attending ‘Talk and Tunes’ together with one of the new friends she has made at Memory Makers. She has become a regular and really enjoys singing along to the songs and joins willingly in the group discussions.

JC’s anxiety appears to have lessened since attending the activities and she seems more relaxed and happier. She has broadened her social circle, has a range of activities that she now engages in during the week and has formed new friendships.

JC said: “Meeting new people in a safe environment and doing interesting activities. I am very happy with the group as it is. The people running it are very good at finding interesting activities to do. I live alone and getting out and meeting people has increased my confidence and self-worth. The activities we do are interesting and enjoyable, and I have never felt pressured to do them.”

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Inf ce uencing Policy and Pract

Our range of campaigning, influencing and partnership activities play a key role in contributing towards us accomplishing our mission to enable the voices and views of older people to be heard. In light of the impact on the health and wellbeing of older people from the ongoing, longer term consequences of the Covid pandemic and the need to support recovery from these; along with system changes within health and care, continued pressures on public sector services and now the cost of living crisis we continue to spend a significant amount of time influencing policy and service planning, commissioning and delivery. We aim to ensure the needs of older people are taken into account, and support good practice development. We participate in a range of Boards, networks and groups on a wide range of issues both within Blackburn with Darwen and across Pennine Lancashire. We also work with our colleagues at Age UK Lancashire to contribute to the wider Lancashire and South Cumbria Integrated Care System (ICS) including this year, participating in the consultations for the Health Equity Commission. We also play an active role within the local voluntary sector providing representation on the Health and Wellbeing, Local Adult Safeguarding Boards and Eat Well, Move More steering group on promotion of physical activity and healthy diet.

Age Well Partnership

During 2021/22 we continued to co-ordinate the Blackburn with Darwen Age Well Partnership which is a strategic body with membership from all the main local service commissioning and provider organisations in the borough; and its sub group, the Dementia Action Alliance. The partnership is the lead body for the development and implementation of ‘Age Well’ priorities within the Blackburn with Darwen Health and Wellbeing Strategy. The partnership’s key priorities are:living well with dementia, increasing digital inclusion, reducing social isolation, reducing poverty, supporting active healthy ageing along with supporting Covid recovery activity. As the older population of the borough increases the work of the partnership has never been more important to support older people to age well and the Partnership is sponsoring the delivery of the Living Longer Better Programme which aims to spread and embed positive at udes to ageing and improve recognition that physical and cognitive activity adds healthier years to life. It is also overseeing the development of the Positive Ageing Framework for the borough which we are delivering in 2022/23.

Campaigning

During the year we worked with our national Age UK partners to raise awareness of the impact of Covid on older people and the need to support recovery from that. We also support the campaign to ask the Government to develop a solution to the challenges with the social care and, going forward, to raise awareness of the impact of the cost of living crisis on older people.

Age UK Structures

During the year we have been active members of the Age England Association (AEA), the membership organisation for local Age UK Brand Partners, and have continued to participate in a range of partnership and shared strategic developments. The Chief Executive is also Chair of the national Services for Older People Committee working with Age UK on services development. We work closely with our colleagues at Age UK Lancashire including through our jointly owned community interest company, Age UK Greater Lancashire.

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Quality, Management and Generatng Funds

In order to achieve our priorities, we need to ensure the organisation is organisationally and financially sound and that it meets the requirements of Brand Partnership with Age UK and other relevant quality standards.

Quality

We recognise the importance of supporting and developing our workforce, both paid and unpaid, through training, coaching and skill sharing, and we have continued to prioritise this during the year. Along with the mandatory training programme of e-learning we have been exploring opportunities to broaden the development training that is available to staff. We have also continued to enhance our workforce wellbeing offer for staff and volunteers. During 2021 we were successfully re-accredited for a further three years for the ISO9001:15 standard, the Investor in People award, and the Age UK Information & Advice Quality Programme and we have maintained our continuous improvement approach to service development.

We also delivered a refreshed Equality, Diversity and Inclusion Action plan including being awarded the Lancashire LGBT Quality Mark which is awarded to organisations which demonstrate a commitment to improving services for LGBT people.

Generatng Funds

As an independent charity Age UK Blackburn with Darwen must raise funds from a variety of sources in order to sustain our services and core functions and meet increasing demand. This year has again been a challenging and uncertain period with income from services, fundraising and our shop all continuing to be reduced by the impact of Covid along with increased competition for grant funding. We have retained our core commissioned contracts for the health and wellbeing and day care services and have been able to secure grant income to support our advice provision and other service development programmes. However, with increasing demand along with increasing complexity of need for some of those we support we continue to need to increase the amount of unrestricted funds we can raise to meet these demands and to support our unfunded work, including campaigning and influencing activities; volunteering support; and our core business support functions.

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Charity Shop

In common with many high street retailers 2021/22 was another difficult trading year for our charity shop, which was closed in line with national regulations until mid-April 2021, with customer confidence and footfall continuing to be impacted by ongoing Covid guidance and restrictions for most of the year. The closures also impacted on donation levels, which have only gradually returned to usual levels. We are grateful to all our donors who have continued to bring us quality stock to sell.

During the year our staff participated in the eBay Charity Connect training scheme and we also increased the range of online sales platforms we use, all resulting in increased online sales and income. We remain part of the #shopdarwen initiative which has also helped to raise our profile.

During the year the shop hosted two employees through the Kickstart programme, providing valuable increased staff capacity along with retail experience for those individuals to take with them.

Key plans for 2022/23 include further increasing the income generated from online selling, growing awareness of the shop through promotions, increasing our social media following, and identifying a suitable additional retail outlet.

Fundraising

Whilst the impact of Covid continued to influence face-toface fundraising throughout much of the year, our key sponsored fundraisers and annual Jail and Bail event were able to take place. In addition, our focus was on increasing donations from both service users and the public and we were pleased to both retain the support of our regular donors and increase the number who donate this way. Thanks to the support of Blackburn Road Runners we had 6 runners in the Great North Run in September 2021. The Club also kindly donated Christmas hampers for older people. Our Jail and Bail event in March 2022 was a great success and we are grateful to all the participants along with Lancashire Police, Blackburn Bid and Blackburn Mall for helping us facilitate and promote the event. Intergenerational activity is a key priority for us, and a number of schools supported us financially with fundraising and also in kind with donations of gifts and treats for service users

Key plans for 2022/23 include maximising income from donations, legacies and donations in memory, increasing participation in sponsored activities and delivering new community fundraising initiatives.

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Financial Review

In the year to 31 March 2022 the Charity reported a deficit of £16,336 from an income of £965,738. This was made up of a surplus of £11,281 on restricted funds (funds which are to be used for specified purposes as laid down by the donor/funder) which will be carried forward for expenditure in the next financial year, and a deficit of £27,617 on unrestricted funds (income received or generated and available for general use).

85% of the organisation’s annual income came from grants and service contracts from a variety of sources. This is a decrease of 6% from the previous year with a corresponding increase in the proportion of income from fundraising, shop and services.

The organisation continues to operate in challenging times and started the 2022/23 financial year with a deficit budget due to increased operating costs and uncertainty around some income streams. In response increased focus is on generating income from a range of grant sources, and donations from individuals and fundraising along with careful cost control wherever possible without compromising the quality of our services.

Total reserves at 31st March 2022 amounted to £694,793 including restricted and designated funds. The level of unrestricted, undesignated reserves held at 31st March 2022 is in line with the organisation’s reserves policy that

the greater of either six months unrestricted running costs or three months running costs plus the cost of all liabilities will be maintained as reserves.

----- Start of picture text -----
Where our income came from How we spent our income
Total income £965,738 £982,074
 Charitable Activities 87.6%
 Donations & Legacies 4.7%  Supporting Independent Living 72.8%
 Trading Activities 6%  Advice, Information & Advocacy 16.8%
 Investments 0.1%  Raising Funds 10.4%
 Other 1.6%
----- End of picture text -----

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Thank You

We would like to thank the following organisations and individuals for their support over the last year, along with all those who donated online, those who made donations to our charity shop and those who gave anonymously.

Companies, organisatons & community groups

Age UK, The Big Knit Grays Schoolwear Rocket’s Car Repairs Albion Mill Hartlands Roe Lee Park Primary School Al Islah Girls’ High School Home First and Hospital Roe Lee Residents Association Amazing Nails Discharge Teams BwD Borough Sainsburys Darwen Asda Foundation Council Santander Blackburn Blackburn Road Runners Kingdom Outreach Churches Shh Bar Blackburn Rovers Football and Kingsfold Pharmacy Sky UK Ltd Time to Care Athletic Ltd Lancashire Constabulary Soroptimist International, Blackburn with Darwen Borough Lesley’s News Blackburn Council Lidl Darwen St Paul’s Primary School, Central Ladies Fellowship Group, Mayer’s Fishmongers Hoddlesden Central United Reformed MD Business Supplies Ten Pin Church, Darwen Meeting Places, Darwen The Mall, Blackburn Computers 4 Charity Middleforth Pharmacy The Observatory Pub Cosatto Limited Morrisons Blackburn The Olive School Darwen Probus Club NCS Valetech Solutions Limited Darwen Resource Centre Olly’s Kitchen Westbury Gardens United ReDarwen FC Revidge Fold United Reformed formed Church East Lancashire Medical Services Church WHN Solicitors Ltd Residents of Lingfield Court Yorkshire Building Society

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Individuals

D Ainsworth S Dundon R Jenkin A Patel C Tattersall M Ainsworth R & MJ Edwards M Jennings J Pearson L Thompson P Anderton G Eggleston B Johnson C Porter J Towers R Atherton J & S Elliott J & J Kemp J Pritt I Townsend D Bagnall E Emmett G Lambert M Ramsbottom M Vause L Baldwin A Fay K Lang M Renwick J Verity A Barnes A Fenton R Lawes G Roberts T Walsh J Barnes J Fletcher H Linaker S Roberts S Ward J Baron J Floyd L & R Loft E Rogers J Waring P Bates I Ford A Lonsdale M Rushton A Watson R Battersby A Fray R MacFarlane K Ryan F Watson E Bean I Goodliffe M Mahon S Shah K Wheatley C Berry I Gormy E Maloney E Sharples J White J Boffy C Greenwood F Marriott MBE V Sharples W Whitlock J Bogg S Gregson T McKenna B Shepherd A Wiggans J Braithwaite H Hacking L Mellody J Shorrock P Wilding J Brannighan W Hailstone E Monk B Skelton I Williams M Browne B Hartland R Moorby L Skupski R Wilson A Caratella C Heyes S Morris A Smith T Wilson T Clark J Hope M Mukadam K Smith B Wogden J Clarke B Houghton S Murphy R Smith R Woodburn R Cox L Houghton A Nelson M Stevens M Wood A Coward K Humphreys R O’Keefe A Sturgess J Woods W Cowell D Hunt S O’Malley A Sutton J Woods D De-La-Rue G Hutchinson S Packer J Sykes WI Woolley L Dearden D Irving N Palmer F Szandurski A Wright J Duckworth M Ivers L Park H Talbot

Donatons in memory

Legacies

Alan Cooper Christine Muldoon Herbert Brown Brian Fray Jack and Lillian Verity Audrey May Dawson Jean Hartley Jean Hindle

Funders

Age UK Age UK and ABI Dementia MCST Programme Age UK and EON Warm Homes Programme Age UK and Masonic Charitable Foundation Later Life Goals Age UK and Santander UK PLC Think Digital Age UK and Sport England Tacking Inequalities Fund Age UK and Sport England Walking Football Programme Age UK and Yorkshire Building Society Building Better Lives Age UK Friends and Forums Age UK Greater Lancashire CIC Age UK NHS Winter Support Programme Age UK Winter Health Campaign

Arnold Clark Community Fund Blackburn with Darwen Borough Council Blackburn with Darwen Community CVS Brian Mercer Charitable Trust Care Network Covid Community Champions Department of Transport DWP Kickstart Scheme Garfield Weston Foundation Lancashire and South Cumbria ICS Lancashire Mind National Lottery Community Support Fund Sport England This Girl Can Programme The Eric Wright Charitable Trust The Henry Smith Charity WM & BW Lloyd Charity

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About us

Age UK Blackburn with Darwen is an independent registered charity (number 1143809) and a charitable company that exists to support local older people. As an incorporated body Age UK Blackburn with Darwen is governed by a Memorandum and Articles of Association. Within these the object of the organisation is to promote the wellbeing of older people in any

manner which now or hereafter may be deemed charitable by law, in and around the Borough of Blackburn with Darwen. Our services and activities are available to older people in Blackburn with Darwen and our charitable services are provided either free of charge or charged by us at a reasonable cost, based on the cost of delivery.

The charity own a subsidiary company Age UK Blackburn with Darwen Trading Ltd (registered company number 2965744) which was dormant during the year. The charity also owns a 50% shareholding of Age UK Greater Lancashire CIC (registered company number 10086085).

This Annual Review of the Trustees should be read in conjuncton with the full Trustees Report and Financial Statements to provide a complete picture of the organisaton’s fnancial actvity and governance.

Board of Trustees

The board of trustees is responsible for the overall governance, management and control of the organisation, working with the Chief Executive and senior staff management team on strategic and organisational development. Decisions about day-to-day operation are taken by the Chief Executive and senior

management team; and decisions on matters with significant implications are brought to the board of trustees. The trustees have overall responsibility for ensuring that the charity has appropriate systems of internal controls in place across the organisation and for risk management. The trustees

confirm that they have referred to the guidance contained in the Charity Commission’s general guidance on Public Benefit when reviewing the charity’s aims and objectives and in planning its future activities, which is an annual process.

Ofcers and Trustees of Age UK Blackburn with Darwen 2021/22

Chairman Anthony Hedley

Vice Chairman John Thomas

Honorary Financial Advisor Vacant

Trustees

Fran Breckell (appointed 24th November 2021)

Pamela Holgate (appointed 24th November 2021) Judith Isherwood Faith Marriott MBE Faizal Patel Christopher Porter Peter Watkins (resigned 23rd September 2021) W Ian Woolley (resigned 21st July 2021)

Local authority representatve Cllr Mustafa Desai

Chief Executve Vicky Shepherd

Registered Ofce 4 King Street, Blackburn, BB2 2DH

Auditors

Beever and Struthers, Suite 9b, The Beehive, Lions Drive, Shadsworth Business Park, Blackburn BB1 2QS

For more informaton contact us at:

Age UK Blackburn with Darwen 4 King Street, Blackburn, BB2 2DH t: 01254 266620

e: enquiries@ageukbwd.org.uk w: www.ageukbwd.org.uk

Age UK Blackburn with Darwen is a Registered Charity No 1143809 and a Company limited by guarantee registered in England and Wales No 7728630 Age UK Blackburn with Darwen Trading Ltd is registered in England and Wales No. 2965744 Registered Offices 4 King Street, Blackburn BB2 2DH

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Registered charity no 1143809 Registered company no 7728630

AGE UK BLACKBURN WITH DARWEN

CONTENTS

Pages
Directors' Report 1 - 10
Independent Auditors' Report 11-14
Statement of Financial Activities 15
(including income and expenditure account)
Charity Balance Sheet 16
Statement of Cash Flows 17
Notes 18-38
Appendix 39-40

AGE UK BLACKBURN WITH DARWEN

DIRECTORS’ REPORT

FOR THE YEAR ENDED 31 MARCH 2022

______________ The Directors, who are also Trustees of the Charity, present their report and financial statements for the year ended 31 March 2022.

The principal activity of Age UK Blackburn with Darwen is the promotion of the wellbeing of older people in any manner which is now or hereafter may be deemed charitable by law, in and around the Borough of Blackburn with Darwen

The principal activity of Age UK Blackburn with Darwen Trading Ltd was the earning of commission from arranging insurance. The company is currently dormant.

2021/22 was another busy and challenging year for the organisation, which saw us continue to respond to the ever changing circumstances and needs related to Covid, whilst also resuming our core service offer and developing new offers to respond to new needs and support even more local older people. We learnt a lot during the pandemic about how to deliver services differently to be more efficient and to broaden our reach and we have continued to develop this during the year. We have also continued to explore how digital technology can support us to deliver services and make best use of our resources, whilst still retaining that all important face to face and person-centred approach we know so many older people need and appreciate. Financially we have continued to feel the impact of the pandemic which has particularly affected income levels from our charity shop, community fundraising activity and service income. However, we have been fortunate to successfully secure additional grant income to develop our service offer from a range of local and national funders. We are grateful to these funder and to our local commissioners who have supported us to flex our service offer to meet the evolving needs of older people as we come out of the pandemic.

FINANCIAL REVIEW

In the year to 31 March 2022 the Charity reported a deficit of £16,336 from an income of £965,738. This was made up of a surplus of £11,281 on restricted funds (funds which are to be used for specified purposes as laid down by the donor/funder) which will be carried forward for expenditure in the next financial year, and a deficit of £27,617 on unrestricted funds (income received or generated and available for general use)

The deficit on unrestricted funds is made up primarily of funds which the trustees have designated for a particular purpose with £25,063 being spent of supporting service continuity and the development of the organisations IT and data management systems. The Trustees have also agreed to designate further £57,000 of unrestricted funds to support business and service continuity in light of the increasing cost pressures.

The appendices on pages 39 and 40 also show the Charity’s income and expenditure for the 2021/2022 financial year together with the 2020/2021 comparative figures. Whilst these appendices do not form part of the accounts the Trustees feel that the inclusion of this information provides readers of the Annual Report with a clearer financial picture.

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AGE UK BLACKBURN WITH DARWEN

DIRECTORS’ REPORT

FOR THE YEAR ENDED 31 MARCH 2022

______________ 58% of the organisation’s annual income came from contract income including service contracts with Blackburn with Darwen Borough Council and from national Age UK through the EON Warm Homes programme and for winter support activity. There was also a contract from Lancashire & South Cumbria ICS for Living Longer Better.

27% of the organisation’s annual income came from grants from a variety of sources, which is a decrease of 8% on the previous year but is in line with pre-Covid levels.

15% of our annual income came from a combination of fundraising activities including charity shop sales, donations and legacies, service income and investment income which is a 6% increase on the previous year.

During the financial year the organisation received a total of £44,936 from donations and legacy income which was an increase of almost £7000 on the previous year. This income was made up of unrestricted cash donations amounting to £21,531, unrestricted legacy income of £8,375 and £15,030 in restricted donations of which £14,236 represented the value of donated facilities and equipment.

Income from these sources supports the delivery of the range of services and activities that the charity provides along with essential core functions.

We saw a reduction in expenditure compared to 2020/21. In particular, expenditure on wages and salaries was reduced through reduced hours for some roles and a reduction in roles overall. Expenditure on repairs and renewals was lower as the previous year costs had been unusually high due to repairs following a significant leak at our charity shop. Expenditure on service supplies was also reduced which relates to increased project specific expenditure in the previous year. Expenditure on office costs and staff travel have increased largely returning to pre-Covid levels as our full operating models have resumed.

Investment Policy

During the year the charity retained investments in short or medium term low risk, easily redeemable investments in the form of bank deposits. In early 2022/23 the investment policy was updated to also include investment of some funds into longer term, higher yielding investments in order to maximise the organisation’s assets.

Reserves Policy

This sets out Age UK Blackburn with Darwen’s policy and process around setting and maintaining a financial reserve to support the charity to meet its objects.

Context and rationale

The funding environment for local charities was already challenging and has been further exacerbated by the pandemic and its ongoing effects. Challenges with the level of public sector funds and changes to commissioning models along with increased competition for grant funding mean external funding remains uncertain; and we have seen only a gradual return to income levels from service and shop takings and fundraising activity during the year.

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AGE UK BLACKBURN WITH DARWEN

DIRECTORS’ REPORT

FOR THE YEAR ENDED 31 MARCH 2022

______________ In addition we are seeing increasing demand and therefore capacity demands across our service provision As such it is likely that some reserves will need to be utilised to ensure we can continue to meet the needs of older people locally during 2022/23 and beyond.

Policy

Based on this context and rationale the Trustees of Age UK Blackburn with Darwen have agreed the following Reserves Policy:

This policy is reviewed annually alongside the organisation’s business planning, budget setting and risk assessment processes.

Reserves & Financial Position

Total reserves at 31[st] March 2022 amounted to £694,793 including restricted and designated funds. At that date the organisation held unrestricted, undesignated funds of £442,432 this figure includes tangible fixed assets of £10,447.

Designated funds at 31[st] March 2022 amounted to £205,432. These funds are designated for business continuity and development and to maintain essential core functions and services together with the upgrade of IT equipment and will potentially be spent over the next three years.

The balance on unrestricted, undesignated funds reflects the organisation’s Reserves Policy to maintain sufficient funds to either wind up properly or restructure and secure additional funding, whichever is the most appropriate course of action at the time. A significant proportion of the organisation’s current unrestricted assets are the result of selling a building and as such the Trustees are aware that once spent these assets will not be replenished. The Trustees reviewed the Reserves Policy in May 2022 and it was decided that no changes were needed.

Restricted funds at 31[st] March 2022 amounted £47,124. Details on the movement on restricted funds can be found in the notes to the accounts.

Based on the organisation’s level of cash reserves, the grants and contracts in place and the additional grant income pending already in 2022/23 we consider the organisation will remain a going concern for a period of at least 12 months from the signing of the financial statements.

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AGE UK BLACKBURN WITH DARWEN

DIRECTORS’ REPORT

FOR THE YEAR ENDED 31 MARCH 2022

Related Party Transactions

The Charity holds 50% of the issued share capital of Age UK Greater Lancashire CIC, a company registered in England and Wales. Its principal activity is the delivery of contracts and services across the whole of the county of Lancashire. The Charity received grant income of £1,616 (2021: £3,227) from the CIC in relation to the Age of Opportunity Programme to support over 50’s to get back into employment.

There were donations, including gift aid, made by Trustees of £475 (2021: £1,040)

Plans for Future Periods

The Trustees are extremely conscious that we continue to operate in uncertain and challenging times, and that the organisation is starting the 2022/23 financial year with a deficit budget. However, the organisation has a full business plan in place which it intends to deliver against. This includes plans to reduce this deficit.

The organisation’s key priorities within this plan for the coming year are:

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AGE UK BLACKBURN WITH DARWEN

DIRECTORS’ REPORT

FOR THE YEAR ENDED 31 MARCH 2022

Where our income came from: Total Income: £ 965,738

----- Start of picture text -----
Charitable Activities 87.6% Donations & Legacies 4.7% Trading Activities 6%
Investments 0.1% Other 1.6%
----- End of picture text -----

How we spent our income:

Total Expenditure: £982,074

----- Start of picture text -----
Supporting Indepentent Living 72.8% Advice, Information and Advocacy 16.8%
Raising Funds 10.4%
----- End of picture text -----

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AGE UK BLACKBURN WITH DARWEN

DIRECTORS’ REPORT FOR THE YEAR ENDED 31 MARCH 2022

Our Approach to Fundraising

The charity has a fundraising strategy framework in place which has been agreed by the Board of Trustees. This framework applies to all fundraising activities that the charity undertakes and any relationships/partnerships that the charity works with and who fundraise for us. Fundraising covers all of the income generation activities undertaken by the charity including individual donations but excluding non-charitable trading, shops, contracts for services and service income. Fundraising activity includes receiving donations from trusts, companies, educational establishments and individuals and a range of community fundraising such as store collections, street collections, raffles, sponsored events and other events. We do not currently fundraise by telephone, by cold mailing or by signing people up as donors on the street.

In line with Charity Commission guidance we have the following practices in place:

Planning - the charity prepares an annual fundraising income plan and organisational risk register for sign off by the Board of Trustees. The Income Plan includes the activities to be undertaken in that year, expected costs and projected income and the risk register includes any potential income, reputational or other risks in relation to fundraising activities along with mitigating controls. Both are monitored by management and trustees on at least a bi-annual basis.

Delivery - all fundraisers receive an appropriate induction which will include role specific guidance on the Fundraising Regulator’s code of practice in fundraising, and the Institute of Fundraising Guidance. All volunteer fundraisers are supported by a member of paid staff. In addition, to ensure we protect vulnerable people we have a range of other policies in place including Safeguarding of Vulnerable Adults policy and procedures, vulnerable donors guidance and financial procedures which all fundraisers receive and must adhere to.

The requirements and expectations of all donors will be respected including those who wish to remain anonymous and those who wish to restrict their donation to a particular project or service. All data collected in relation to fundraising activities and donors will be processed in line with current data protection legislation and our Privacy Notices.

Finance - comprehensive financial information and reports are kept of all fundraising activities and presented to trustees at least quarterly. Restricted donations are used for the purpose specified and identified in the accounts, in line with SORP requirements. All events are fully costed and risked assessed by the charity senior management team prior to agreement to go ahead and implementation.

Corporate Partners – the charity does not use professional fundraisers or commercial participator arrangements. It does however, from time to time enter into partnerships with businesses who will fundraise for us, for example ‘Charity of the Year’ partnerships. Prior to entering into any such arrangements the charity will assess the relationship through a due diligence risk checklist which will assess reputational risk, expected value, benefits and

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AGE UK BLACKBURN WITH DARWEN

DIRECTORS’ REPORT

FOR THE YEAR ENDED 31 MARCH 2022

______________ financial integrity. Decisions about proceeding with higher scoring partners will be made by trustees.

Regulation - the charity is registered with the Fundraising Regulator and its operations, staff and volunteers are bound by the code of fundraising practice and other regulations. In addition, all national and local licensing/permission procedures are obtained prior to any fundraising activity taking place.

During 2021/22 we received no complaints with regard to fundraising activity.

Public Benefit

The Trustees confirm that they have referred to the guidance contained in the Charity Commission’s general guidance on Public Benefit when reviewing the charity’s aims and objectives and in planning its future activities, which is an annual process.

Governance and Internal Control

The Board of Directors of Age UK Blackburn with Darwen (who are also Trustees of the Charity) is the body responsible for the governance of the organisation. The organisation is governed by Articles of Association and also follows the Charity Governance Code to ensure that it is meeting best practice. The Board is made up of at least five members. The Chief Executive acts as Secretary to the organisation. The list of Directors/Trustees can be found on page 8 of this report.

Elections for Board members take place at the Annual General Meeting at least once every three years. All Board members are eligible for re-election. Nominations to the Board of Trustees maybe made by the Board itself or the organisation may also seek to recruit Trustees by word of mouth or through advertisements.

The Board meets not less than six times per year and receives reports at each meeting from the Chief Executive and Finance Manager, along with a schedule of reports from all areas of the organisation presented by the relevant manager. The senior management team can advise and make recommendations but cannot to vote on decisions of the Board.

All new Trustees receive an induction which is tailored to the specific needs of the individual and includes a copy of the organisation’s Business Plan, a full set of organisational Policies and Procedures and any relevant past Board papers. Relevant on-going training is available to all Trustees.

Trustees Responsibilities

The Trustees have overall responsibility for ensuring that the charity has appropriate systems of internal controls in place across the organisation. The systems of internal control are designed to provide reasonable, but not absolute, assurance against material misstatement or loss. Internal control processes include:

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AGE UK BLACKBURN WITH DARWEN

DIRECTORS’ REPORT

FOR THE YEAR ENDED 31 MARCH 2022

Risk Management

The Trustees have responsibility for a managed approach to risk management and have a Risk Management Policy in place. The organisation’s risk register is based on Charity Commission guidance, considering likelihood of occurrence, potential impact and the controls in place to mitigate risk, together with the need for further action where necessary. The current risk register reflects that the primary risks facing the organisation which need to be managed are financial; the loss of key personnel; the changing commissioning landscape; and increased demand for services. In terms of financial risk the current primary risks are associated with increasing costs due to the current UK financial situation, the upcoming tendering of the day care contract, and funding the Advice & Information service and essential core costs. In the longer term the organisation is operating in an environment where local contract opportunities are reducing and the need to diversify income sources is paramount, and a key part of organisational strategy. A funding action plan is in place and this, along with the regular Quality & Risk planning meetings, form part of the approach to risk management. The risk register is reviewed by management at least quarterly and by the trustees at least every six months or in response to a significant change or event.

Key Management Personnel

Key personnel are those responsible for making key strategic decisions or influencing those decisions. The Directors consider that the Board of Directors, who are also the Charity’s Trustees, and the Chief Executive comprise the key management personnel of the Charity. All directors give of their time freely and no director received remuneration in the year.

The pay of the key management personnel is reviewed annually by the Board prior to agreeing the new year budget and taking into account the local context and organisation’s strategy and business plan. In 2021/22 the total employee benefits of key management personnel of the Charity were £57,385 including employer pension contribution.

Officers and Directors/Trustees of Age UK Blackburn with Darwen 2021/22

Chairman Anthony Hedley
Vice Chairman John Thomas
Honorary Financial Adviser Vacant
Trustees Fran Breckell (appointed 24th November 2021)
Pamela Holgate (appointed 24th November 2021)
Judith Isherwood
Faith Marriott
Faizal Patel

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AGE UK BLACKBURN WITH DARWEN

DIRECTORS’ REPORT FOR THE YEAR ENDED 31 MARCH 2022

Christopher Porter Peter Watkins (resigned 23rd September 2021) W Ian Woolley (resigned 21st July 2021

Local authority representative

Cllr Mustafa Desai

Senior Management Team Chief Executive: Vicky Shepherd Head of Business Development: Elaine Jennings Head of Prevention & Wellbeing: Sharon Lucas Finance Manager: Tina Wilson

Auditors

A proposal regarding the appointment of auditors of the charity will be considered at the annual general meeting.

Trustees Annual Review

The directors’ report and financial statements for the year ended 31 March 2022 are to be read along with the organisation’s Annual Review and Impact Report which has been prepared in a separate document and presents a detailed review of activities undertaken in the year, along with other information.

Statement of Directors’ Responsibilities

The Trustees (who are also directors of Age UK Blackburn with Darwen for the purpose of company law) are responsible for preparing the Report of the Trustees and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Company law requires the Trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the Charity and the group and of the incoming resources and application of resources, including the income and expenditure, of the charitable group for that period. In preparing those financial statements, the Trustees are required to;

The Trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charitable company and to enable them to ensure that the financial statements comply with the Companies Act 2006.

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AGE UK BLACKBURN WITH DARWEN

DIRECTORS’ REPORT

FOR THE YEAR ENDED 31 MARCH 2022

______________ They are also responsible for safeguarding the assets of the charitable company and the group and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

The Trustees are responsible for the maintenance and integrity of the corporate and financial information included on the charitable company’s website. Legislation in the United Kingdom governing the preparation and dissemination of the financial statements may differ from the legislation in other jurisdictions.

Statement of disclosure to auditors

So far as the directors are aware, there is no relevant audit information of which the company’s auditors are unaware. Additionally, the directors have taken all the necessary steps that they ought to have taken as directors in order to make themselves aware of all relevant audit information and to establish that the company’s auditors are aware of that information.

This report has been prepared in accordance with the special provisions relating to small companies within Part 15 of the Companies Act 2006.

On behalf of the Board

Anthony Hedley Trustee

28th September 2022

10

AGE UK BLACKBURN WITH DARWEN

INDEPENDENT AUDITORS’ REPORT TO THE MEMBERS AND TRUSTEES OF AGE UK BLACKBURN WITH DARWEN FOR THE YEAR ENDED 31 MARCH 2022

Opinion

We have audited the financial statements of Age UK Blackburn with Darwen for the year ended 31 March 2022 which comprise the Statement of Financial Activities (including the Income and Expenditure Account), the Statement of Financial Activities (including the Income & Expenditure Account), the Balance Sheets, the Cash Flow Statement and the related notes on pages 18 to 38. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting standards (United Kingdom Generally Accepted Accounting Practice) including FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland”.

In our opinion, the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) ISAs (UK) and applicable law. Our responsibilities under those standards are further described in the auditor’s responsibilities for the audit of the financial statements section of our report. We are independent of the charitable company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements , we have concluded that the Trustees’ use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, mat cast significant doubt on the charity’s ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

Our responsibilities and the responsibilities of the Trustees with respect to going concern are described in the relevant sections of this report.

Other information

The other information comprises the information included in the annual report, other than the financial statements and our auditor’s report therein. The trustees (who are also the directors of the charitable company for the purposes of company law) are responsible for the other information. Our opinion on the

11

AGE UK BLACKBURN WITH DARWEN

INDEPENDENT AUDITORS’ REPORT TO THE MEMBERS AND TRUSTEES OF AGE UK BLACKBURN WITH DARWEN FOR THE YEAR ENDED 31 MARCH 2022

______________ financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

In connection with our audit of the financial statements our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

Opinion on other matters prescribed by the Companies Act 2006

Matters on which we are required to report by exception

In the light of the knowledge and understanding of the charitable company and its environment obtained in the course of the audit, we have not identified material misstatements in the directors’ report included within the trustees’ report.

We have nothing to report in respect of the following where the Companies Act 2006 requires us to report to you if, in our opinion:

Responsibilities of Directors

As explained more fully in the Trustees’ Responsibilities Statement set out on page 9, the trustees (who are also the directors of the charitable company for the purposes of company law) are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the trustees are responsible for assessing the charitable company’s ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the charitable company or to cease operations, or have no realistic alternative but to do so.

12

AGE UK BLACKBURN WITH DARWEN

INDEPENDENT AUDITORS’ REPORT TO THE MEMBERS AND TRUSTEES OF AGE UK BLACKBURN WITH DARWEN FOR THE YEAR ENDED 31 MARCH 2022

Auditor’s responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISA’s (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Irregularities, including fraud, are instances of non- compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

We obtained an understanding of laws and regulations that affect the charity, focusing on those that has a direct effect on the financial statements or that has a fundamental effect on its operations. Key laws and regulations that were identified included the UK Companies Act, Charity Commission requirements, Safeguarding, Health and Safety, Dara Protection, Equality and Diversity, and Fundraising regulations.

We enquired of the Trustees and reviewed the Trustee’s meeting minutes for evidence of non- compliance with relevant laws and regulations.

We gained an understanding of the controls that the Trustees have in place to prevent and detect fraud. We enquired of the Trustees about any incidences of fraud that had taken place during the accounting period.

The risk if fraud and non- compliance with laws and regulations and fraud was discussed within the audit team and tests were planned and performed to address these risks. We identified the potential for fraud in the following areas: misappropriation of cash and other assets.

We reviewed the financial statements disclosures and tested to supporting documentation to assess the compliance with relevant laws and regulations discussed above.

We enquired of the Trustees about actual and potential litigation and claims.

We performed analytical procedures to identify and unusual or unexpected relationships that might indicate risks of material misstatement due to fraud.

In addressing the risk of fraud due to management override of internal controls we tested the appropriateness of journal entries and assessed whether the judgements made in making accounting estimates were indicative of a potential bias.

A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council’s web-site at www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor’s report.

13

AGE UK BLACKBURN WITH DARWEN

INDEPENDENT AUDITORS’ REPORT TO THE MEMBERS AND TRUSTEES OF AGE UK BLACKBURN WITH DARWEN FOR THE YEAR ENDED 31 MARCH 2022

Use of our report

This report is made solely to the charitable company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the charitable company’s members those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charitable company and the charitable company’s members as a body for our audit work, for this report, or for the opinions we have formed.

S Lomax

S Lomax FCA (Senior Statutory Auditor) For and on behalf of Beever and Struthers

Chartered Accountants and Statutory Auditors Suite 9b The Beehive Lions Drive Shadsworth Business Park Blackburn BB1 2QS

Date: 28th September 2022

14

AGE UK BLACKBURN WITH DARWEN

STATEMENT OF FINANCIAL ACTIVITIES (INCLUDING THE INCOME & EXPENDITURE ACCOUNT) FOR THE YEAR ENDED 31 MARCH 2022

Note
INCOME FROM:
Donations & legacies
2
Other trading activities
Shop income
Fundraising activities
Reimbursed costs
Income from investments
Interest on short term deposits
Charitable activities
Supporting Independent Living
3
Advice, Information & Advocacy
4
Influencing Policy & Practice
5
Other income
Other income
Total income
EXPENDITURE ON:
Raising funds
7
Cost of generating voluntary income
Shop operating costs
Fundraising
Charitable activities
6
Supporting Independent Living
Advice, Information & Advocacy
Influencing Policy & Practice
Total expenditure
Net (expenditure)/income
9a
Transfers between funds
16,17
Net movement in funds
Reconciliation of funds
Total funds brought forward
16,17
Total funds carried forward
16,17		 Unrestricted
Funds
£
29,906
57,575
12,773
3,088
1,329
626,053
2,696
-
9,174
742,594
-
90,862
9,661
634,332
35,356
-
770,211
(27,617)
-
(27,617)
675,285
647,670		 Restricted
Funds
£
15,030
498
-
-
-
73,861
133,755
-
-
223,144
-
1,275
-
81,053
129,535
-
211,863
11,281
-
11,281
35,843
47,124		 2022
Total
£
44,936
58,073
12,773
3,088
1,329
699,914
136,451
-
9,174
965,738
-
92,137
9,661
715,385
164,891
-
982,074
(16,336)
-
(16,336)
711,127
694,793		 2021
Total
£
37,963
17,406
9,369
27,460
1,262
816,205
130,373
-
37,243
1,077,281
313
105,701
10,387
744,982
154,634
26,455
1,042,472
34,809
-
34,809
676,318
711,127

All incoming resources and resources expended derive from continuing activities

The notes on pages 18 to 38 form part of these accounts

15

AGE UK BLACKBURN WITH DARWEN

BALANCE SHEET AS AT 31 MARCH 2022

Note Charity Charity
2022 2021
£ £
Fixed Assets
Tangible fixed assets 10 10,447 6,503
Investments 11 8 8
10,455 6,511
Current Assets
Stocks 12 958 265
Debtors 13 46,303 36,316
Cash at bank and in hand 823,479 754,729
870,740 791,310
Creditors
Amounts falling due within one year 14 (186,402) (86,693)
Net Current Assets 684,338 704,616
Net Assets 694,793 711,127
Capital and Reserves
Unrestricted funds
- General funds 16 442,237 495,962
- Designated funds 16 205,432 179,323
647,669 675,285
Restricted funds 17 47,124 35,842
694,793 711,127

Approved by the trustees on 28th September 2022 and signed on their behalf by:

A Hedley Chairman Company Number 7728630

The notes on pages 18 to 38 form part of these accounts

16

AGE UK BLACKBURN WITH DARWEN

STATEMENT OF CASH FLOWS AS AT 31 MARCH 2022

Note
Cash flows from operating activities:
Net cash used by operating activities
24
Cash flows from investing activities:
Interest income
Purchase of tangible fixed assets
Net cash provided by /(used in) investing activities
Change in cash and cash equivalents in the
reporting period
Cash and cash equivalents at the beginning of
the reporting period
Cash and cash equivalents at the end of the
reporting period
25		 Charity
2022
£
77,442
1,329
(10,022)
(8,693)
68,750
754,729
823,479		 Charity
2021
£
106,749
1,262
-
1,262
108,011
646,718
754,729

17

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 MARCH 2022

1 Principal accounting policies

Basis of accounting

These financial statements have been prepared in accordance with the Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective January 2019) - Charities SORP (FRS 102), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Companies Act 2006.

The financial statements are prepared in sterling which is the functional currency of the entity. Age UK Blackburn with Darwen meets the definition of a public entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy note.

Basis of Consolidation

The Charity has one dormant subsidiary which is not material, see note 11 of the accounts. Therefore, these accounts are not consolidated accounts and comprise the accounts of the parent charitable company only.

Investments in Joint Ventures

Investments in joint ventures are included at cost.

Investments

Fixed asset investments are stated at cost less any provision for impairment.

Income

Income is recognised when the charity has entitlement to the funds, any performance conditions attached to the item(s) of income have been met, it is probable the income will be received and the amount can be measured reliably.

Gifts in kind and intangible income

Equipment and other items are included in the financial statements at estimated market value of the item donated at the time of receipt. Rent-free accommodation and Non-Domestic Rate Relief on properties used by Age UK Blackburn with Darwen have been included in the financial statements at the estimated market value of the services donated. Items donated for resale are included in shop income when sold and no value is placed on stock at the year end. The value of services from volunteers has not been included in the financial statements.

Grants

Income from government and other grants, whether 'capital' grants or 'reserve' grants is recognised when the charity has entitlement to the funds, any performance conditions attached to the grants have been met, it is probable that the income will be received and the amount can be measured reliably and not deferred.

18

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 MARCH 2022

1 Principal accounting policies (continued)

Donations and legacies, and other forms of voluntary income

Donations and legacies and other forms of voluntary income are recognised in full in the Statements of Financial Activities when the receipt of income is considered probable and the amount receivable can be measured with sufficient reliability.

Resources expended are recognised in the period in which they are incurred. Resources expended include attributable VAT which cannot be recovered.

Costs of raising funds comprise the costs associated with attracting voluntary income and the costs of trading for fundraising purposes including the charity's shop.

Charitable expenditure comprises those costs incurred by the Charity in the delivery of its activities and services for its beneficiaries. It includes both costs than can be allocated directly to such activities and those costs of an indirect nature necessary to support them.

All costs are allocated between the expenditure categories of the Statements of Financial Activities on a basis designed to reflect the use of the resource. Support costs are apportioned on an appropriate basis e.g. time spent, floor areas, or estimated usage.

Staff costs are allocated to activities on the basis of staff time spent on those activities

Restricted Funds

Restricted funds are to be used for specified purposes as laid down by the donor or funder. Expenditure which meets these criteria is identified to the fund, together with a fair allocation of support costs.

Unrestricted funds

Unrestricted funds represent income received or generated for the objects of the Charity without further specified purpose and are available as general funds.

Designated funds

Designated funds are unrestricted funds earmarked by the Trustees for particular purposes.

Depreciation

Fixed assets (excluding investments) are stated at cost less accumulated depreciation. The costs of minor additions or those costing below £1,000 are not capitalised. Depreciation of fixed assets is charged by annual instalments commencing with the year of acquisition at rates estimated to write off their cost less any residual value over the expected useful lives, which are as follows:

Leasehold Improvements 10.62% - 25% Straight-line method over period of lease
Equipment 15% - 25% Straight-line method
Computers 33.3% Straight-line method
Motor vehicles 25% Reducing balance method

Stocks

Stocks are valued at the lower of cost and net realisable value. Donated items of stock have not been included in the stock balance as, after careful consideration the Trustees' view is that the cost of obtaining this information is impractical and exceeds the benefits it will provide.

19

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 MARCH 2022

1 Principal accounting policies (continued)

Resources expended

Operating leases

Leases in which the entity assumes substantially all the risks and rewards of ownership of the leased asset are classified as finance leases. All other leases are classified as operating leases.

Rentals paid under operating leases are charged to income as incurred.

Pensions

The Charity operates a defined contribution pension scheme and makes contributions under auto-enrolment requirements. Contributions payable for the year are charged in the Statements of Financial Activities.

Financial instruments

The Charity only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value.

Taxation

The Charity is exempt from tax on income and gains falling within section 505 of the Taxes Act 1988 or section 252 of the Taxation of Chargeable Gains Act 1992 to the extent that these are applied to its charitable activities.

Judgements and Key Sources of Estimation Uncertainty

The preparation of the financial statements requires management to make judgements, estimates and assumptions that

affect the amounts reported. These estimates and judgements are continually reviewed and are based on experience

and other factors, including expectations of future events that are believed to be reasonable under the circumstances.

In the opinion of the directors there are no critical accounting judgements and key sources of estimation and uncertainty that require further disclosure, which are not explained elsewhere in the accounting policies.

Legal status of the Charity

The Charity is a company limited by guarantee and has no share capital. In the event of the charity being wound up, the liability in respect of the guarantee is limited to £1 per member of the charity.

Materiality

The majority of figures in this document have been rounded to the nearest £1. This means that there may be very minor inconsistences between tables and notes, due to rounding adjustments.

20

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 MARCH 2022

2
Donations and legacies
Unrestricted Donations and legacies
for the general use of the Charity
Restricted donations
- Supporting Independent Living
- Advice, Information & Advocacy
- Donated facilities and equipment
including rate relief
2021 COMPARATIVE
Donations and legacies
Unrestricted donations and legacies
for the general use of the Charity
Restricted donations
- Supporting Independent Living
- Advice, Information & Advocacy
- Donated facilities and equipment
including rate relief		 Unrestricted
Funds
£
29,906
-
-
-
29,906
Unrestricted
Funds
£
19,896
-
-
-
19,896		 Restricted
Funds
£
-
195
599
14,236
15,030
Restricted
Funds
£
-
639
2,080
15,348
18,067		 2022
Total
£
29,906
195
599
14,236
44,936
2021
Total
£
19,896
639
2,080
15,348
37,963

21

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 MARCH 2022

3
Supporting Independent Living
Contracts and Service Level Agreements:
Blackburn with Darwen Borough Council
Lancs Care Living Longer Better
AgeUK Winter Support
Grants:
Age UK
- Brand Partner
- Winter Health
- Friends & Forums
- MCST
- Tackling Inequalities
- Think Digital
- Walking Football
BwD CVS Population Health Grant
Dept of Transport
BwDBC Smoking Cessation
Care Network - Covid Community Champions
BwDBC Vaccination Engagement
BwD Activity Buddies
Lancashire Mind
Garfield Weston
ESC Lottery Fund Sport England
BwDBC Our community our future
BwDBC Winter Wellbeing Packs
BwDBC Housing Support Fund
Kickstart programme
Uclan Student Placement
Service Income		 Unrestricted
Funds
£
499,961
30,000
15,492
10,000
-
750
-
-
-
-
4,700
1,333
4,000
2,500
2,000
8,334
-
-
-
1,850
2,448
3,300
8,167
1,400
29,818
626,053		 Restricted
Funds
£
-
-
-
-
1,070
-
19,993
3,323
8,758
5,000
-
-
-
-
-
-
5,762
20,000
9,955
-
-
-
-
-
-
73,861		 2022
Total
£
499,961
30,000
15,492
-
-
-
-
10,000
1,070
750
19,993
3,323
8,758
5,000
4,700
1,333
4,000
2,500
2,000
8,334
5,762
20,000
9,955
1,850
2,448
3,300
8,167
1,400
29,818
699,914

22

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 MARCH 2022

2021 COMPARATIVE
Supporting Independent Living
Contracts and Service Level Agreements:
Blackburn with Darwen Borough Council
Grants:
Age UK
- Brand Partner
-Covid 19 Emergency Appeal
- Friends & Forums
- Think Digital
- Malnutrition Taskforce
- NHSE Winter Support Programme
Active Lancashire Tackling
Inequalities Fund
Big Lottery Fund Building
Connections Fund
Clothworkers Foundation
Co-op Community Fund
Community Foundations
British Muslim Covid 19 Fund
Duchy of Lancaster Fund
Furlough Grant
Dept of Transport
Julia And Hans Rausing Trust
Charity Survival Fund
National Lottery Community support Fund
Sir Jules Thorn Charitable
Trust(Ann Rylands small
donations scheme)
Sport England
Tesco Bags of Help
Lancashire Mind
Service Income		 Unrestricted
Restricted
2021
Funds
Funds
Total
£
£
£
537,973

-
537,973
15,000
-
15,000
27,277
-
27,277
750
-
750
-
57,653
57,653
-
500
500
-
25,949
25,949
-
2,825
2,825
-
15,366
15,366
-
3,700
3,700
-
2,387
2,387
-
438
438
-
250
250
-
500
500
9,650
-
9,650
-
1,333
1,333
-
44,101
44,101
-
26,990
26,990
-
1,500
1,500
-
300
300
-
500
500
-
5,762
5,762
35,501
-
35,501
626,151
190,054
816,205

23

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 MARCH 2022

4
Advice, Information & Advocacy
Unrestricted
Funds
Contracts and Service Level Agreements:
- E.ON Energy Solutions Limited - Benefits
Take Up Programme
-
Grants:
Age UK
- Later Life Goals
-
- Building Better Lives
-
Age UK Greater Lancashire CIC
1,616
Eric Wright Charitable Trust
-
Brian Mercer
-
Arnold Clark Community Fund
-
The Henry Smith Charity
-
Service Income
1,080
2,696
2021 COMPARATIVE
Advice, Information & Advocacy
Unrestricted
Funds
£
Contracts and Service Level Agreements:
- E.ON Energy Solutions Limited - Benefits
Take Up Programme
-
Grants:
Age UK
- Later Life Goals
-
- Covid 19 Emergency Appeal
-
Age UK Greater Lancashire CIC
3,227
Brian Mercer Charitable Trust
-
Charities Aid Foundation Covid Survival Fund
-
Community Foundations Lancashire Covid 19 Communit
-
The Henry Smith Charity
-
Service Income
1,080
4,307		 Restricted
Funds
£
12,400
10,500
30,000
-
27,500
10,000
1,000
42,355
-
133,755
Restricted
Funds
£
21,448
21,000
10,457
-
10,000
17,335
4,403
41,423
-
126,066		 2022
Total
£
12,400
10,500
30,000
1,616
27,500
10,000
1,000
42,355
1,080
136,451
2021
Total
£
21,448
21,000
10,457
3,227
10,000
17,335
4,403
41,423
1,080
130,373

24

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 MARCH 2022

5
Influencing Policy & Practice
Contracts and Service Level Agreements:
2021 COMPARATIVE
Influencing Policy & Practice
Contracts and Service Level Agreements:		 Unrestricted
Funds
£
-
-
Unrestricted
Funds
£
-
-		 Restricted
Funds
£
-
-
Restricted
Funds
£
-
-		 2022
Total
£
-
-
2021
Total
£
-
-

6 Expenditure on Charitable Activities

Direct Costs
Staff Costs
Premises Costs
Office Costs
Vehicle Costs
Service Supplies
Professional Fees
Bank Charges
Depreciation
Support Costs (basis for allocation)
Staff Costs (time)
Premises (space)
Office (usage)
Service Supplies
Professional Fees (usage)
Bank Charges (usage)
Depreciation (usage)
Governance costs
Total Support Costs
Total Costs		 Supporting
Independent
Living
£
510,521
4,730
9,360
8,574
19,558
2,435
250
2,642
558,070
81,705
26,023
23,309
-
4,062
961
-
21,255
157,315

715,385		 Advice
Information
& Advocacy
£
92,765
1,801
829
-
1,783
26
-
1,362
98,566
33,288
7,838
12,888
-
2,015
162
-
10,134
66,325
164,891		 Influencing
Policy
& Practice
£
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-		 2022
Total
£
603,286
6,531
10,189
8,574
21,341
2,461
250
4,004
656,636
114,993
33,861
36,197
-
6,077
1,123
-
31,389
223,640
880,276

25

NOTES TO THE FINANCIAL STATEMENTS

FOR THE PERIOD ENDED 31 MARCH 2022

2021 COMPARATIVE
Expenditure on Charitable Activities
Direct Costs
Staff Costs
Premises Costs
Office Costs
Vehicle Costs
Service Supplies
Professional Fees
Bank Charges
Depreciation
Support Costs (basis for allocation)
Staff Costs (time)
Premises (space)
Office (usage)
Service Supplies
Professional Fees (usage)
Bank Charges (usage)
Depreciation (usage)
Governance costs
Total Support Costs
Total Costs		 Supporting
Independent
Living
£
449,881
32,837
10,940
8,821
49,057
112
426
1,828
553,902
127,006
11,900
23,924
-
2,280
921
2,216
22,833
191,080
744,982		 Advice
Information
& Advocacy
£
81,812
2,632
739
-
1,326
35
-
-
86,544
47,415
7,133
2,827
2,430
1,150
156
1,108
5,871
68,090
154,634		 Influencing
Policy
& Practice
£
14,977
2,735
-
-
-
-
-
17,712
4,350
-
465
-
13
-
-
3,915
8,743
26,455		 2021
Total
£
546,670
38,204
11,679
8,821
50,383
147
426
1,828
658,158
178,771
19,033
27,216
2,430
3,443
1,077
3,324
32,619
267,913
926,071

26

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 MARCH 2022

7 Expenditure on Raising Funds

Direct Costs
Staff Costs
Premises Costs
Office Costs
Service Supplies
Professional Fees
Bank charges
Depreciation (usage)
Support Costs (basis for allocation)
Staff Costs (time)
Premises (space)
Office (usage)
Service Supplies
Professional Fees (usage)
Bank charges (usage)
Total Support Costs
Total Costs		 Generating
Voluntary
Income
£
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-		 Shop
Operating
Costs
£
56,581
16,970
1,747
1,292
1,078
773
2,701
81,142
7,212
2,315
746
-
627
95
10,995
92,137		 Fundraising
£
6,321
-
-
-
-
-
-
6,321
111
1,748
795
-
672
14
3,340
9,661		 2022
Total
£
62,902
16,970
1,747
1,292
1,078
773
2,701
87,463
7,323
4,063
1,541
-
1,299
109
14,335
101,798

27

NOTES TO THE FINANCIAL STATEMENTS

FOR THE PERIOD ENDED 31 MARCH 2022

2021 COMPARATIVE

Expenditure on Raising Funds

Direct Costs
Staff Costs
Premises Costs
Office Costs
Vehicle Costs
Service Supplies
Professional Fees
Bank charges
Depreciation (usage)
Support Costs (basis for allocation)
Staff Costs (time)
Premises (space)
Office (usage)
Service Supplies
Professional Fees (usage)
Bank charges (usage)
Depreciation
Total Support Costs
Total Costs		 Generating
Voluntary
Income
£
-
-
-
-
-
-
-
-
-
-
313
-
-
-
-
-
313
313		 Shop
Operating
Costs
£
57,529
30,878
609
-
1,371
2,221
397
2,702
95,707
7,153
1,869
440
-
441
91
-
9,994
105,701		 Fundraising
£
9,688
(1,004)
-
-
-
-
-
-
8,684
53
984
492
-
158
16
-
1,703
10,387		 2021
Total
£
67,217
29,874
609
-
1,371
2,221
397
2,702
104,391
7,206
3,166
932
-
599
107
-
12,010
116,401

8 Support Costs

Some of the organisation's services operate from the main offices at 4 King Street, which is also the base for support staff. The costs relating to these offices are allocated as direct costs where they can be identified to a specific service area. Shared costs e.g. telephone, heat & light, insurance etc. are presented as Support Costs.

Support Staff Costs include the Chief Executive and Finance & Business Support staff.

Governance costs, included within support costs, include those costs associated with meeting the constitutional and statutory requirements of the Charity and include audit fees and costs linked to the strategic management of the Charity.

28

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 MARCH 2022

9a Net income/expenditure for the year

Net income/expenditure for the year
This is stated after charging: 2022 2021
£ £
Operating leases - Land & Buildings 24,924 12,900
Operating leases - Equipment 20,612 16,612
Depreciation 6,078 5,152

9b Auditors' remuneration

Total resources expended includes Auditors' remuneration for audit services and other services. The amounts shown include non-recoverable VAT.

Audit services
Charity		 2022
£
9,750
9,750		 2021
£
9,668
9,668

10

Tangible fixed assets

Cost
Balance at 1 April 2021
Additions
Disposals
Balance at 31 March 2022
Depreciation
Balance at 1 April 2021
Charge for the period
Disposals
Balance at 31 March 2022
Net book value
31 March 2022
31 March 2021		 Leasehold
Improvements
£
42,899
-
-
42,899
40,198

2,701
-
42,899
-
2,701		 Equipment
£
140,188
10,022
-
150,210
138,740
2,759
-
141,499
8,711
1,448		 Motor
Vehicles
£
31,350
-
-
31,350
28,996
618
-
29,614
1,736
2,354		 Total
£
214,437

10,022
-
224,459
207,934
6,078
-
214,012
10,447
6,503

29

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 MARCH 2022

11
Fixed Asset Investment
Shares in AGE Uk Blackburn with
Darwen Trading Ltd - at cost
Cost and Net Book Value at 31 March 2022
Investment in Joint Venture - CIC - at cost		 2022
£
2
6
8		 2021
£
2
6
8

The Charity holds the whole of the issued share capital of Age UK Blackburn with Darwen Trading Ltd, a company registered in England and Wales. Its principal activity upto 22nd December 2017 was arranging insurance after which the company ceased to trade.

The aggregate of assets, liabilities and reserves is:

Assets
Total reserves		 2022
£
2
2		 2021
£
2
2

The Charity hold 50% of the issued share capital of Age UK Greater Lancashire CIC, a company registered in England and

Wales. Its principal activity is the delivery of contracts and services across the whole of the county of Lancashire

12
Stocks
Finished goods and goods for resale		 2022
£
958		 2021
£
265

13 Debtors

Grants receivable
Tax recoverable including VAT
Prepayments and accrued income		 2022
£
24,835
3,446
18,022
46,303		 2021
£
14,257
-
22,059
36,316

30

NOTES TO THE FINANCIAL STATEMENTS

FOR THE PERIOD ENDED 31 MARCH 2022

14
Creditors: Amounts falling due within one year
Taxation including VAT
Accruals
Deferred income		 2022
£
14,101
34,464
137,837
186,402		 2021
£
18,646
32,671
35,377
86,693

15 Deferred income

Deferred income comprises grants received in advance for expenditure to take place in the following accounting period.

Balance at 1 April 2021
Amount released to incoming resources
Amount deferred in period
Balance at 31 March 2022		 Charity
£
35,377
(35,377)
137,837
137,837

2021 COMPARATIVE Deferred income Deferred income comprises grants received in advance for expenditure to take place in the following accounting period.

Balance at 1 April 2020
Amount released to incoming resources
Amount deferred in period
Balance at 31 March 2021		 Charity
£
20,377
(20,377)
35,377
35,377

31

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 MARCH 2022

16
Unrestricted funds
Designated funds
Undesignated funds
Charity		 1 April
2021
£
179,323
495,962
675,285		 Incoming
£
-
742,594
742,594		 Outgoing
£
(25,063)
(745,147)
(770,211)		 Transfers
£
51,172
(51,172)
-		 31 March
2022
£
205,432
442,237
647,669

2021

Funds are designated for the following purposes
Name
Business Continuity & Development
Purpose
Unrestricted funds
1 April
Incoming
2020
£
£
Designated funds
155,152
-
Undesignated funds
482,306
743,094
Charity
637,458
743,094
To maintain essential core functions and services and support the
equipment		 Outgoing
£
(5,829)
(699,439)
(705,268)
upgrade of IT		 31 March
2022
£
205,432
Transfers
£
30,000
(30,000)
-		 31 March
2021
£
179,323
495,962
675,285

32

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 MARCH 2022

17
Restricted funds
1 April
2021
Description of Fund
£
ADVICE & INFORMATION
Age UK
- E.ON Energy Solutions Limited
Benefits Take Up Programme
-
- Building Better Lives
-
- Later Life Goals
-
Eric Wright Charitable Trust
-
Donations
-
The Henry Smith Charity
1,715
Brian Mercer
-
Other
-
SUPPORTING INDEPENDENT LIVING
Active Ageing
Age UK
- Get Active, Feel Great Project
1,336
- Think Digital
1,911
- MCST
-
- Tackling Inequalities
-
- Walking Football
-
- Winter Health
-
-NHSE Winter support Programme
1,921
Other
23,945
Social Inclusion
Lancashire Mind
-
National Lottery Community Support Fun
935
Santander Discovery Days
100
Integrated Care
Age UK
3,264
AGE WELL PARTNERSHIP
OTHER
Fixed Assets funded by grants &
donations
62
Donated facilities & equipment
-
Other
653
Restricted funds - Charity
35,843		 Incoming
£
12,400
30,000
10,500
27,500
599
42,355
10,000
1,000
-
8,758

19,993
3,323
5,000
1,070
-
29,955
5,762
-
-
-
693
14,236
-
223,144		 Outgoing
£
(12,400)
(30,000)
(10,500)
(27,500)
(599)
(42,264)
(10,000)
(1,000)
(1,336)
(10,669)
(17,820)
(3,323)
(2,967)
(1,070)
(1,921)
(16,053)
(5,762)
(935)
(100)
-
(755)
(14,236)
(653)
(211,863)		 Transfers
£
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-		 31 March
2022
£
-
-
-
-
-
1,806
-
-
-
-
2,173
-
2,033
-
37,847
-
-
-
3,264
-
-
-
47,124

33

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 MARCH 2022

Restricted funds
1 April
2020
Description of Fund
£
ADVICE & INFORMATION
Age UK
- E.ON Energy Solutions Limited
Benefits Take Up Programme
-
- Later Life Goals
-
Brian Mercer Charitable Trust
-
Age UK Covid Appeal
-
Donations
-
The Henry Smith Charity
2,852
Other
-
SUPPORTING INDEPENDENT LIVING
Active Ageing
Age UK
- Big Lottery Fund-One Digital Project
988
- Get Active, Feel Great Project
1,336
- Think Digital
-
-NHSE Winter support Programme
-
Other
24,389
Social Inclusion
Dept of Transport
-
Lancashire Mind
-
National Lottery Community Support Fun
-
Clothworkers Foundation
-
Rylands Small Donations)
-
Santander Discovery Days
100
Integrated Care
Age UK
3,264
AGE WELL PARTNERSHIP
5,455
OTHER
donations
422
Donated facilities & equipment
-
Other
54
Restricted funds
38,860
-
2021 COMPARATIVE		 Incoming
£
21,448
21,000
10,000
10,457
2,080
41,423
21,738
-
-
57,653
25,949
21,918
1,333
5,762
26,990
3,700
1,500
-
-
-
-
15,348
45,888
334,187		 Outgoing
£
(21,448)
(21,000)
(10,000)
(10,457)
(2,080)
(42,560)
(21,738)
-
-
(56,730)
(24,029)
(22,362)
(1,333)
(5,762)
(26,055)
(3,700)

(1,500)
-
-
(5,455)
(361)
(15,348)
(45,289)
(337,206)
 Transfers
£
-
-
-
-
-
-
-
(988)
988
-
-
-
-
-
-
-
-
-
-
-
-
-
-		 31 March
2021
£
-
-
-
-
-
1,715
-
-
1,336
1,911
1,921
23,945
-
-
935
-
-
100
-
3,264
-
-
-
-
62
-
653
35,843

34

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 MARCH 2022

18
Information regarding employees and trustees
Average number of employees in the period
- Full time employees
- Part time employees
Average number of employees
The full time equivalent of the part time staff is
Staff costs comprise:
- Wages and salaries
- Social security costs
- Recruitment
- Pension contributions		 2022
15
18
33
11.72
£
706,700
59,930
721
25,205
792,556		 2021
19
17
35
11.16
£
733,332
55,654
300
24,570
813,856

No employees had emoluments (excluding employer pension contributions) in excess of £60,000 (2021 : Nil).

The charity purchased insurance costing £548 (2021: £516) to protect the Charity from loss arising from neglect or default of its Trustees and to indemnify the Trustees against the consequence of neglect or default on their part.

Key management personnel of the Charity comprised the Trustees and the Chief Executive of the Charity. The total employee benefits of the key management personnel of the Charity were £57,385 (2021: £54,921) in addition employer pension contributions of £2,235(2021: £2,197) were paid in respect of their services. There was no remuneration or expenses paid to Trustees.

19 Pension costs

The charity operates a defined contribution pension scheme and makes contributions under auto-enrolment requirements. The assets of the scheme are held separately from those of the charity in an independently administered fund. The pension cost charge represents the contributions payable by the charity to the fund. The charge for the year is £25,205. (2021 : £24,570)

35

NOTES TO THE FINANCIAL STATEMENTS

FOR THE PERIOD ENDED 31 MARCH 2022

20 Analysis of Charity assets and liabilities between funds

Tangible fixed assets
Current assets:
- Investment in joint venture
- Stocks
- Debtors
- Cash at bank and in hand
Creditors
Total		 Designated
Undesignated
Restricted
Total
Funds
Funds
Funds
£
£
£
£
8,352
1,739
356
10,447
-
-
8
-
8
-
958
-
958
-
46,291
12
46,303
197,080
576,804
49,594
823,478
-
(183,563)
(2,838)
(186,402)
Unrestricted Funds
205,432
442,237
47,124
694,792

2021 COMPARATIVE Analysis of assets and liabilities between funds

Tangible fixed assets
Current assets:
- Investment in joint venture
- Stocks
- Debtors
- Cash at bank and in hand
Creditors
Total		 Designated
Undesignated
Funds
Funds
£
£
1,209
5,294
-
8
-
265
-
36,315
178,114
537,787
-
(83,706)
179,324
495,963
Unrestricted Funds		 Restricted
Funds
£
-
-
-
-
38,828
(2,988)
35,843		 Total
£
6,503
8
265
36,316
754,729
(86,693)
711,127

36

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 MARCH 2022

21 Changes in resources available for charity use

Net movement in funds for the period
Net Increase in tangible assets
Changes in resources available for charity use
Net movement in funds for the period
Net decrease in tangible assets
MPARATIVE
Net movement in funds available for
future activities
Net movement in funds available
for future activities		 Designated
Undesignated
Funds
Funds
£
£
26,109
(53,725)
(7,143)
2,665
Designated
Undesignated
Funds
Funds
£
£
24,171
13,655
5,213
410
14,065
29,384
(51,060)
18,966
Unrestricted Funds
Unrestricted Funds		 Restricted
Funds
£
11,281
534
Restricted
Funds
£
(3,017)
(472)
11,815
(3,489)		 Total
£
(16,335)
(3,944)
(20,278)
Total
£
34,809
5,151
39,960

2021 COMPARATIVE

22 Financial commitments and operating leases

At 31 March 2022 there were annual commitments under non-cancellable operating leases as set out below:

Operating leases which expire:
Within one year
Within two to five years		 2022
2021
£
£
9,503
17,753
3,800
3,800
13,303
21,553
Land & Buildings		 2022
2021
£
£
18,692
14,269
24,222
25,903
42,914
40,172
Other Assets		 2022
2021
£
£
18,692
14,269
24,222
25,903
42,914
40,172
Other Assets
40,172

23 Related Party Transactions

There were donations, including gift aid, made by the Trustees of £475 (2021: £1,040)

The Charity holds 50% of the issued share capital of Age UK Greater Lancashire CIC, a company registered in England & Wales. Its principal activity is the delivery of contracts and services across the whole of the county of Lancashire. The Charity received grant income of £1,616 (2021: £3,227) from the CIC in relation to the Age of Opportunity Programme to support over 50's to get back into employment.

There were no other related party transactions during the current or previous year

37

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 MARCH 2022

24 Reconciliation of net income/(expenditure) to net cash flow from operating activities

Adjustments for:
Depreciation charges
Bank interest
(Increase)/decrease in stocks
(Increase)/decrease in debtors
Increase/(decrease) in creditors
Net cash provided by (used by) operating activities
25
Analysis of net funds
1 April
2021
£
Cash at bank and in hand
754,729
Analysis of net funds
1 April
2020
£
Cash at bank and in hand
646,718
26
Government Grants - Charity Funder
Description/Nature
Department of Transport
Day Services transport provision
Her Majesty's Revenue and Customs
Coronavirus Job Retention Scheme
Her Majesty's Revenue and Customs
SSP Grant
Blackburn with Darwen Borough Council
Covid Relief Grants
Net (expenditure)/income for the reporting period (as per the
statement of financial activities)
2021 COMPARATIVE		 Charity
2022
£
(16,336)
6,078
(1,329)
(693)
(9,987)
99,709
77,442
Cash Flow
£
68,750
Cash Flow
£
108,011
2022
£
1,333
1,490
1,195
2,667		 Charity
2021
£
34,809
5,152
(1,262)
68
33,144
34,838
106,749
31 March
2022
£
823,479
31 March
2021
£
754,729
2021
£
1,333
17,441
-
19,669

The Charity has also benefited from other forms of local government assistance including subsidised/rent-free accommodation and non-domestic rate relief.

There were no unfulfilled conditions or other contingencies attached to grants recognised in income.

38

Appendix 1

AGE UK BLACKBURN WITH DARWEN

STATEMENT OF FINANCIAL ACTIVITIES COVERING THE YEAR ENDED 31 MARCH 2022

INCOME
Contracts & Service Level Agreements
Blackburn with Darwen Borough Council
- E.ON Energy Solutions Limited - Benefits
Lancashire & South Cumbira ICS Living Longer Better
AgeUk Winter Support
Grants
Age UK
- Brand Partner
- Building Better Lives
- Covid 19 Emergency Appeal
- Friends & Forums
- Later Life Goals
- Malnutrition Taskforce
- MCST
- NHSE Winter Support Programme
- Tackling Inequalities
- Think Digital
- Walking Football
- Winter Health
Active Lancashire Tackling Inequalities Fund
Age UK Greater Lancashire CIC
Arnold Clark Community Fund
Big Lottery Fund Building Connections Fund
Blackburn with Darwen Borough Council Refunds
Brian Mercer Charitable Trust
British Muslim Covid 19 Fund
BwD Activity Buddies
BwD BC Smoking Cessation
BwD CVS Population Health Grant
BwDBC Housing Support Fund
BwDBC Our Community Our Future
BwDBC Vaccination Engagement
BwdBC Winter Wellbeing Packs
Care Network - Covid Community Champions
Charities Aid Foundation Covid Survival Fund
Clothworkers Foundation
Community Foundations Lancashire Covid 19 Communi
Co-op Community Fund
Dept of Transport
Duchy Of Lancaster Fund
ECS Lottery Fund Sport England
Garfield Weston
Jules and Hans Rausing Trust Charity Survival Fund
KickStart Programme
Lancashire Mind
National Lottery Community Support Fund
Sir Jules Thorn Charitable Trust (Ann Rylands Small Dona
Sport England
Tesco Bags of Help
The Eric Wright Charitable Trust
The Henry Smith Charity
Uclan Student Placement
Wm &BW Lloyd Chatity Trust
Donations and fundraising
Miscellaneous donations
Legacies
Donated facilities & equipment
Fundraising activities & events
Sale of goods
Gift Aid Administration Fee
Service income
Service charges
Other income
Bank and building society interest
Insurance Claim
HMRC SSP Grant - Covid
Coronavirus Job Retention Scheme
Other
Total income		 Unrestricted
Funds
£
499,961
-
30,000
15,492		 Restricted
Funds
£
-
12,400
-
-		 Total
Funds
31 March
2022
£
499,961
12,400
30,000
15,492		 Total
Funds
31 March
2021
£
537,973
21,448
-
-
545,453 12,400 557,853 559,421
10,000
-
-
750
-
-
-
-
-
-
-
-
-
1,616
-
-
2,667
-
-
8,334
4,000
4,700
3,300
1,850
2,000
2,448
2,500
-
-
t
-
-
1,333
-
-
-
-
14,674
-
-
t
-
-
-
-
-
1,400
-		 -
30,000
-
-
10,500
-
19,993
-
3,323
8,758
5,000
1,070
-
-
1,000
-
-
10,000
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
9,955
20,000
-
-
5,762
-
-
-
-
27,500
42,355
-
498		 -
10,000
30,000
-
750
10,500
-
19,993
-
3,323
8,758
5,000
1,070
-
1,616
1,000
-
2,667
10,000
-
8,334
4,000
4,700
3,300
1,850
2,000
2,448
2,500
-
-
-
-
1,333
-
9,955
20,000
-
14,674
5,762
-
-
-
-
27,500
42,355
1,400
498		 -
15,000
-
37,734
750
21,000
500
-
25,949
-
57,653
-
-
2,825
3,227
-
15,366
19,669
10,000
250
-
-
-
-
-
-
-
-
17,335
3,700
4,841
2,387
1,333
500
-
-
44,101
-
5,762
26,990
1,500
300
500
-
41,423
-
-
61,572 195,714 257,286 360,595
21,531
8,375
-
12,773
57,448
127		 794
-
14,236
-
-
-		 22,325
8,375
14,236
12,773
57,448
127		 17,449
5,165
15,348
9,369
17,406
-
100,254 15,030 115,284 64,737
30,898 - 30,898 36,581
30,898 - 30,898 36,581
1,329
-
1,195
1,490
403		 -
-
-
-
-		 1,329
-
1,195
1,490
403		 1,262
37,243
-
17,441
-
4,417 - 4,417 55,947
742,594 223,144 965,738 1,077,281

39

Appendix 2

AGE UK BLACKBURN WITH DARWEN

STATEMENT OF FINANCIAL ACTIVITIES COVERING THE YEAR ENDED 31 MARCH 2022

EXPENDITURE
Wages, salaries and staff recruitment
Rent, rates & insurance
Heat and light
Repairs, renewals & alterations
Printing, stationery & office expenses
Post & telephone
Travel
Service supplies
Volunteers expenses
Advertising, promotion & events
Training & conferences
Vehicle expenditure
Audit fee
Professional fees
Bank charges
Provision for depreciation
Fees to Voluntary Organisations
Total expenditure
Surplus /(Deficit) of income over expenditure
for the year transferred to balance sheet		 Unrestricted
Funds
£
625,516
28,426
4,089
8,381
27,660
12,959
1,282
17,758
1,244
(237)
4,822
8,574
7,521
12,261
2,248
5,357
2,350
770,211
(27,617)		 Restricted
Funds
£
160,040
17,571
1,003
1,032
11,689
5,110
1,830
5,854
639
70
926
-
3,396
1,821
190
692
-
211,863
11,281		 Total
Funds
31 March
2022
£
785,556
45,997
5,092
9,413
39,349
18,069
3,112
23,612
1,883
(167)
5,748
8,574
10,917
14,082
2,438
6,049
2,350
982,074
(16,336)		 Total
Funds
31 March
2021
£
813,856
46,034
6,821
30,818
29,080
18,423
1,219
43,955
1,033
513
6,846
8,835
11,601
9,639
2,113
5,152
6,534
1,042,472
34,809

40

Our Ref: SL/ JC/AG/10757 30/08/2022

The Trustees Age UK Blackburn with Darwen 4 King Street Blackburn Lancashire BB2 2DH

Dear Sirs

AGE UK BLACKBURN WITH DARWEN

FINDINGS FROM THE AUDIT

Under International Standards on Auditing (UK and Ireland) we are required to communicate in writing with those charged with governance regarding the findings from the audit.

QUALITATIVE ASPECTS OF YOUR ACCOUNTING PRACTICES AND FINANCIAL REPORTING

In our view the accounting policies adopted and the accounting estimates and judgements are appropriate. The financial statements have not been affected by any unusual transactions.

REPRESENTATION LETTER

Please find attached the final draft of the representation letter.

MODIFICATIONS TO THE AUDIT REPORT

None are expected.

SIGNIFICANT DEFICIENCIES IN INTERNAL CONTROL

No significant deficiencies were identified during the audit.

Yours faithfully

Beever and Struthers