Company registration number- 07506866 Charity registration number.. 1141901 AGE UK BURY (A COMPANY LIMITED BY GUARANTEE) ANNUAL REPORT AND FINANCIAL STATEMENTS 31 MARCH 2025 Horsfield & Smith Tower House, 269 Walmersley Road,Bury, BL9 6NX
AGE UK BURY CONTENTS Reference and Administrative Details Trustees, Report 2to13 Independent Examiner's Report 14 statement of Financial Activities 15 Balance Sheet 16 Notes to the Financial Statements 17to31
AGE UK BURY REFERENCE AND ADMINISTRATIVE DEfAILS Chief Executive officer Mrs A Stark-Ketcher, Chief Officer Tfustees Mrs P Jones-Greenhalgh. Chair from l April 2025 Ms C Brookes Mrs S Holt Mr D Lees Ms S Acrombie Ms A Mooney. Vice Chairfrom IApril 2025 Charlty Reglstration Number 1141901 Company Registration Number 07506866 The charity is incorporated in England and Wales. The Jubilee Centre Mosley Avenue Bury Lancashire BL9 6PQ Registered Office Attountants Horsfield & Smith Tower House. 269 Walmersley Road,Bury, BL9 6NX Santander UK Bridle Road Bootle Merseyside L304GB Bankers
AGE UK BURY TRUSTEES, REPORT The trustees, who are directors for the purposes of company law, present the annual report together with the financial statements and auditors. report of the charitable company for the year ended 31 March 2025. TRUSTEES The trustees and officers serving during the year and since the year end were as follows: Mrs P Jones-Greenhalgh. Chair from l April 2025 Ms C Brookes Mrss Holt Mr D Lees Ms S A Crombie lappointed 16 December 20241 Ms A Mooney. Vice Chair from l April 2025 (appointed 16 December 20241 Mr S Edwards Iresigned 21 February 2025) Mrs M Fullen Iresigned 16 December 20241 Mrs J Rees, Chair (resigned 31 March 20251 STRUCTURE, GOVERNANCE AND MANAGEMENT Nature oAgoveming document Age UK Bury is a registered charity 111419011 and company limited by guarantee, registered in England and Wales, company number 7506866. Its governing document is its Memorandum and Articles of Association. Recruitment and appointment oltrustees Recnjitment to the membership of Age UK Bury ha5 been by invitation to individuals with the relevant skills and experience to strengthen the governance of the organisation. The Annual General Meeting of the Charity elects the Difectors and Honorary Officers to serve on the Executive Committee, appoints the Independent Examiner and considers and adopts the Annual Report and Financial Statements for the preceding year's activities. Bury Council may nominate one person to the Executive Committee who has the right to attend and speak but not to vote. Induction and training of trustees Newly appointed Directors receive an induction package that includes the Charity Commission'5 guidelines regarding their responsibiltties. along with vital information relevant to their role5. Orgonisotionolstrurture The Executive Committee meets a minimum of four time5 per year and 15 comprised of individuals and representatives of organisations who share and support the aims of Age UK Bury. The Finance and General Purposes Sub-committee reports directly to the Executive Committee, while additional working groups may be formed to address specific issues, also reporting back to the Committee as needed.
AGE UK BURY TRUSTEES, REPORT All Directors setve in a voluntary capacity and received no remuneration during the year. At the start of each meeting, Directors are required to declare any relevant interests or potential conflicts of interest and must withdraw from discussions and decisions where such conflicts exist. Ania Stark-Ketcher is the Chief Officer. She is responsible for the day-to-day operational management of our services, and for supporting both staff and volunteers across the or8anisation. During this period, Age UK Buryemployed 27 membersof staff. We are also fortunate to be supported by over 70 dedicated volunteers, who generously give their time and skills across various areas of our work. Their contributions span locations including the Chatterbox Café, the Jubilee Centre, our two charity shops, the Handyman Service, the Befriending Service, and by leading walking groups. We extend our heartfelt thanks to all our volunteers for their invaluable support and commitment to our mi55ion. Rel(rtionshiTPS With relatedparties Age UK Bury is an independent charity that works partnership with the national Age UK organisation. In January 2025, we signed a formal agreement with Age UK national to strengthen our collaboration and wor* together towards a shared future. Our Chief Executive Officer regularly engages with other Age UK branches across Greater Manchester and the Northwest. We are currently in discussions with local Age UK partners to establish an Age UK Greater Manchester Collective. This initiative aims to bring partners closer together. fostering greater collaboration and creativity in how we serve our communities. Majornsks and munagement oAthose risk5 Age UK Bury performs an annual risk assessment to identify the financial liabiltties associated with the organisation, enabling the implementation of any required measures. With the appointment of Horsfield & Smith our local accountants they have helped and mitlgated any financial issue, resulting in a proficient service and securing a sustainable future. With the engagement of Horsfield & Smith, our local accountants. they have a551Sted in alleviating any financial challenges, leading to an efficient service and ensuring a sustainable future. The risk assessment requires a detailed examination of the organisation's financial liabilities in relation to property and leases- staffing costs: contractual relationship5,' insurable risks (including public liability, employers, liability. property and contents): trustee liability. fraud and competition. To address these risks. directors will: Review the costs for all services over the course of the year, Look to increase income from retail shops. artivitie5, donations, and legacies- Work closer with local businesses, grant-making trusts and fundraising events; Promote a greater awareness of the work of the chartty to older people, potential funders. partners and public- Consider, where appropriate. opportunities for partnership work with local agencies and other Age UKS in the Greater Manchester area to jointly deliver seNices,' Develop a business case to ensure sustainability for the future: Develop a medium and long-temi financial strategy; and Develop a Fundraising strotegy.
AGE UK BURY TRUSTEES, REPORT Heatth, safety ondsofrgunrding Robust procedures are in place to ensure compliance with all relevant Health and Safety regulations across the charivs premises. These procedures are reviewed regularly to ensure they remain effective and aligned with the evolving needs of the organisation. The charity has adopted a formal Proterting the Envlronment statement, reflecting its commitment to environmental responsibility. The Directors are confident that none of the charity's activities pose any risk of harm to the public or the environment. All individuals working with older or vulnerable adults undergo appropriate criminal records checks. In addition, staff and volunteers who support individuals aged 50 and over receive Safeguarding Vulnerable Adults training to ensure the highest standards of care and protection. l.T. lnfmstnufe Significant upgrades have been made to our l.T. systems, improving efficiency and streamlinin8 operation5 across the organisation. We have fully migrated to Microsoft Office 365, consolidating all staff emails under a single domain {@ageukbury.org.ukl and introducing standardised, professional email Signatures. The transition ha5 enhanced collaboration through increased use of Teams, OneDrive for secure file storage, and a shared file structure in SharePoint for departmental and management access. Connectivity has also improved. with upgraded internet and Wi-Fi 5VStems, and the installation of separdte secure lines for staff and visitors to the Jubilee Centre. Our digital presence has been enhanced through a full website redesign, offering better navigation, and improved readability. www.ageukbury.org.uk A new digital newsletter was launched in July 2024, receiving positive feedback for its fresh design and accessibility- This new51etter is circulated to over 8CX) subscribers and increasing each month. Staff are now using Canva to collaboratively create high-quality media and promotional materials. Following issues with the previous Facebook page, a new platform was launched. quickly gaining over 2LN) members and enabling us to share stories and events more effectively. oBJEIVEs AND A1VITIEs Objects and aims The object of the Charitable Company 15 'to promote the welfare of people 50+ in any manner which now is or hereafter may be deemed by law to be charitable in and around the Metropolitan Borough of Bury,. The relevant powers granted to it by the Memorandum and Artitles to achieve this include.. To encourage, promote and organise direct SeiceS appropriate to the needs of individual people or groups of older people,. To reduce loneliness and isolation- To work in partnership with other organisations with a similar goal; To engage in research and the provision and publication of information: Each year our directors review our objectives and activities to ensure they continue to reflect our aims
AGE UK BURY TRUSTEES. REPORT Public benefrt The trustees confirm that they have complied with the requirements of section 4 of the Charities Act 2011 to have due regard to the public benefit guidance published by the Charity Commission for England and Wales. Age UK Bury's charitable purpose is to promote the welfare of people aged 50 and over in ways that are, or may in future be. reco8ni5ed as charitable by law. within the Borough of Bury and surrounding areas. The trustees ensure that this purpose is carried out for the public benefrt by delivering seNice5 that are valued by our 5erwce users and by enabling people 5tF+ in our area of benefit to enjoy a fulfilling later life. The trustees ensure that we carry out all our activities in an open and transparent manner which results in a well-managed charity that prompts public trust and Confidence that reduces loneliness and isolation. ACHIEVEMENTS AND PERFORMANCE DURING APRIL 2024TO MARCH 2025 This year, we continue strengthenin8 our Seice5, providing people with support and guidance to improve their wellbeing, stay connected, and live independently with dignity- We are grateful to our staff and volunteers who continued to support people S0+ in the Borough of Bury by delivering the following services- Befriending Keeping in Touch Home From Hospital Chatterbox Café Friends together Information and Advice Energy saving Advice 2 x Charity shops Continually providing activities for people over 51N and maximising the centre's potential Future The introduction of new concepts for operating the cafe on weekends and hosting regular evening events will provide additional financial resources to sustain the building's operations. Conduct a comprehensive evaluation of the services we offer to individuals aged 50 and above to ensure ongoing excellence in service delNery. Additional financial support from busine55 organizations is essential to enhance Age UK Bury's visibility and community engagement, as well as to facilitate donations.
AGE UK BURY TRUSTEES, REPORT THE BEFRIENDING SERVICE Led by Jane Lees (Befriending Cc-ordinatorl and Steph Chesney-8ryce (Telephone Befriending officer) The face-to-face befriending service, which is offered to individuals for whom phone calls are not suitable, such as those with hearing difficulties or mental health challenges, and who are housebound due to physical or emotional reasons. In these cases, a volunteer befriender visit5 the person at home on a regular basis, offering companionship and meaningful social connection. We need to highlight the Keeping in Touch telephone service introduced during the covid-19 pandemic. This service support5 older people experiencing extreme loneliness and isolation. The demand for this service ha5 grown and we now 5UPPOrt over 150 people each week through regular phone calls supported by staff and volunteer5. With help from The National Lottery Community Fund, we were able to continue offering thi5 SUPPOrt and further assess its long-temi importance to the people of Bury. We have face to face clusters group session in the Whitefield and Ramsbottom area. and we are now working to replicate this community-building model in other parts acr055 the Borough of Bury. This service plays a vital role in reducin8 feelings of loneline55 and helping individuals feel respected, valued, and supported. We are very 8rateful to The National Lottery Community Fund, and especially our volunteers for making this service possible and improving the lives of people aged 50 and over in Bury. In addition, we thank Bury Council for providing winter packs to help vulnerable residents stay warm during the older month5. THE HANDYPERSON SERVICE Led by Andrew Wall (Manageil and Sue Bradley IAdrnini5tratorl Our Handy Person Service supports people aged SO and over in Bury with small DIY and repair jobs that help them live safely and comfortably at home. Tasks include fitting hondrails and security locks, puttin8 up shelves, curtain rails, and wall decorations. assembling flat-patk furniture, minor plumbinE, painting and decorating, and changing light bulbs. The service is delivered with the help of skilled and reliable volunteers, who generously give their time to a5S1St older people with practical tasks they may struggle to do themselves. We provide a prompt and responsive service, working closely with Bury Adult Care Servites and Hospital Discharge Teams to support safe and timely hospital discharges and help individuals Settle back into their homes with the necessary adaptations in place.
AGE UK BURY TRUSTEES, REPORT INFORMATION & ADVICE Led by Joanne Cocker II&A Manager) and IrE PerrelL3 II&A OFhcer Energy saving advice Qfficerl Our Information & Advice service is designed to support people aged 65 and over, helping them live independently and confidentty manage the challenges that often come with Sater life. A key focus of the 5eTvice 15 ensuring that older people receive the full benefits they are entitled to. We provide expert guidance on pension-age benefits, including help with completing applications for Attendance Allowance and Pension Credit. For those who require assistance with working-age benefits, we refer them to Bury and Bolton Citizens Advice ICABBI. who are better equipped to provide that Support. We are regularly approached for advice on a wide ran8e of issues such as care home charges, care funding options. home care packages. and support to help individuals remain living in their own homes. Our svpport is offered via telephone or through face-to-face appointments, either at our Jubilee Centre or in the individual's home, depending on their needs and preferences. Age UK National produces a wide range of helpful leaflets. which we distribute at our venues and share with local partllers. Key elements of our service include.. Providing benefits advice to people aged 65+ who are eligible for state pension. One-to-one assistance with completing forms and benefit applications. Supplying information booklets on Attendance Allowance, Pension Credit. and other relevant topics. Signposting individuals to other sources of support bosed on their specific need5. We are very grateful to Bury Council for their ongoing support and funding, which enables us to deliver this vital seNice to older residents across the borough. CHARifi SHOPSIDONATIONS led by Debbie Sellers IRetail Development Manager) Our two charity shops located at The Rock in Bury and on Bridge Street in Ramsbottom, not only raise vital funils through the sale of donated goods but also seNe as key communty hubs where members of the public can connect with our services. We've introduced an innovative way to convert donated foreign and British coins, as well as stamp5. into Usable funds. This inttiative has been well received, and we're actively promoting it to our regular supporters. Since launching Gift Aid on donations in October 2022, we've seen great success in boosting the value of contributions at no extra cost to donors. We're continuing to encourage this as an easy way for people to maximise the impact of their support.
AGE UK BURY TRUSTEES, REPORT FRIENDS TOGETHER Led by Carla Halewood We remain grateful to Bury Council for providing funding which helps us run our Friends Together Service. This service aims to help reduce feelings of loneliness and isolation arnongst people aged 50 and over in the borough of Bury. Currently the service does this by providing a safe and friendly space for people to meet, in groups. Monday to Thursday lintlusivel. A typical Friends Together dav includes= a chance to chat and make friends, chair-based exercise, games le.g. cards, bingo), and lunchlrefreshments. We are looking to expand and promote the Servi by offering day trips out to the seaside, cabaret luncheon5 and theatre trips. These are a few comments made from the Friends together groups: le really enjoy coming to the group. We ploy games ond have t7 lot olfun. It gets us out of the house, ond we look forword to not being ot home on our own. We get to moke new friends ond spend time together every week. we go on holidoy with eoch other" 'We wouldn't wont to miss Out even just one week, we enjoy being in o group setting with eoch other. If we were ot home, we would just be sitting down oll doy" 'We enjoy t711 the ortivities. e5peciolly bingo, ond getting to know new people and Seeing Smiling lotesfrom clients ond stoff members-. HOME FROM HOSPITAL SERVICE Led by Alison Wisernan}Iris McGrath This service offers support to Bury residents aged 51h who have recentty or are being discharged from Hospital. The service offers people= Practical assistance to settle safely back at home Information and Advice Support applying for benefits Support with housing applications where it is apparent more suitable housing is essential Signposting to access other community Services Initial essential and short-term support with grocery shopping Assistance with basic activities of daily living Guidance and often more specific practical support faced by those discharged from hospital Support for Family and significant others with what can be challenges when facing a deterioration in their loved one's health Practical support with liaising with other professionals including assistance navigating "the system" Ongoing welfare checks
AGE UK BURY TRUSTEES, REPORT With funding received from Bury Council in conjunction with the NHS for April 20241March 2025, the seNice continued for a further year. New appointed Manager, Iris McGrnth, took over Alison Wiseman in September 2024, Iri5 has developed the seNice, established relationships with other professionals Within the Integrated Commissioning team and has a presence at Fairfield h05Pltal. We arè grateful for the support of Bury VCFA, Bury Council. NHS and Integrated Commissioning. THEJUBILEE CENTRE At the stsrt ofAprll 2024. it was led by liTrdsay Rowley (Office Manager/ Bookkeeper) and Karen Ashton (Café Supervlsorl Linday resigned in July 2024 and Karen in August 2024 ReaCed in September with Keira Scholes Icustorner ServKe ApprentKel. Catering Manager Gail Taor In NovemFRr 2024 The Jubilee Centre is a one-of-a-kind facility in Bury, offering a welcoming cafe and vibrant activty centre for adults aged So and over. as well as their carers. Beautifully located in Clarence Park, it enjoys picturesque views of the charming Lido. A normal week's activities include.. • Yoga • Short-mat bowling Fit for Life Exercise • Pilates Chair-Based Exercise Communiiy Choir • Dance, Fit. Fun Iwomen Only) Men's Only Keep Fit Knit and Natter A Bingo and Quiz Afternoon Tai Chi Sequence Dancing for Beginners A Tea Dance Afternoon Line Dancing Footcare Clinic We are extremely grateful to all our amazing tutors. and we thank them for their dedication to the charity. A special mention to our volunteers in the café and Anne and Jean for looking after the Jubilee Garden. Our café continues to thrive year-round, thanks to the unwavering dedication of our outstanding volunteers, whose effort5 make it possible for us to deliver a consistentty high standard of service. Our Catering Manager prepares a variety of delicious. home-cooked meals that everyone can enjoy and appreciate. Age UK Bury and Manchester Camerata have introduced a Music cafe at the Jubilee centre for people living with dementia. This is an amazing programme, that commenced in September to help people with dementia to communicate and express themselves through music. This is an ongoing programme for the next two years.
AGE UK BURY TRUSTEES, REPORT DUMERS LANE COMMUNITY CENTRE Led by Andrew Wall, Sue Bradley and Janes Lee In partnership with Bury Council, 4e UK Bury has established the centre as the base for both the Befriending and Handyperson services. The venue is well-suited for small group activitie5, providing a welcoming space where Jane hosts her cluster groups and the Friends Together team holds their weekly client sessions. OUR PRIORITIES FOR 2025-2026 It is recognised that there are many challenges and opportunities for local independent charities. Our priorities are.. to maintain and develop the work we are already carrying out: to achieve a budget that ensure5 expenditure doe5 not exceed income and increase the level of reserves at a level of six months running costs. to maximise income from the Jubilee Centre and retail shops and identify alternative funding streams: to explore and bid for pieces of work that complement our aims and our ways of working and attract funding for core-costs- to ensure good governance to limit risk to the orEanisation and our work- to maintain and improve dialogue with people 5(FF in Bury and strengthen communications within the organisation. io
AGE UK BURY TRUSTEES, REPORT THANK YOU We really appreciate the kindne$5 we have received from the following people and organisations, and we thank them for their tontinued support= A5da Bury Council Bury Council, Adult Care Bury Older People's Network • Bury Society for Blind and Partially Sighted People Bury Voluntary. Community and Faith Alliance IVCFAI CABB Comms Connect Crown Oil Davenport GfOUP Friends Of Clarence Park • Gieater Manchester Police • Healthwatch Bury Horsfield & Smith Moving orTr Together Nalional Lottery •NHS Northern Care Alliance Olive Bar and Restaurant Radcliffe Male Voice Choir Rotary Club of Bury Stayin8 well team Tesco Our greatest asset is our people. We are deeply grateful to our dedicated stèff, volunteers, fundraisers, and tutors for their unwavering support. both to our organisation and to each other, throughout the year. We also give our special thanks to the families and friends who gave donations in memory of their loved ones. We express our 8ratitude to all individuals who consistently support us by participation in our I Club. I would like to give a special mention to Joan Rees who retired as Chair in March 2025. For over 30 years, Joan has been a dedicated volunteer, Trustee and then Chair of the Executive Board. Her commitment to the charity has been truly outstanding. Joans contributions have been greatly valued, and we sincerety thank her for her hard work. dedication and positive attitude, all of which have left a lasting impact on both the team and the organisation. Another special mention to David Abell, who has dedicated over 33 years of outstanding service to this charity. His unwavering commitment has been truly remarkable. As a designated van driver, David plays a vital role in tollecting and delivering goods for our shops. He also sUPPOrts the centre by helping with gardening and assisting at events. Thank you, Dovid. for your incredible hard work, loyalty, and dedication- your contribution makes a real difference. li
AGE UK BURY TRUSTEES, REPORT FINANCIAL REVIEW During the year, the Trustees and senior management team put in place tighter budgetary controls which have had the immediate effect of converting a substantial defictt in 2024 to a small surplus in 2025. The plan is to continue to review costs and income streams, with the goal of building reserves in line with the reserves poliry of holding at least six months runninE costs. Within that aim. the key objective is to continue to offer support and guidance to people 5CFF livin8 in Bury. In the current economic climate, meeting that aim is expected to result in only a minimal increase in resee5 in 2025126. Policy on reseThes The trustees of Age UK Bury hold reserves for the purpose of= Ensuring consistency for those who use and depend on our services Responding to shortfalls in fundin& or unexpected events to protect or redesign servites Maintaining a degree of independence from the statutory sector. and funders in general, to allow the charity to set its own agenda to meet the local needs of people 50+ living in Bury. The free reserves (Beneral unrestricted reserve) on 31st March 2025 stood at £128,718, which is equivalent to running costs Igeneral cost of trading plus general charitable costs) for just under five months. This is an increase from three months in 2023124. STATEMENT OF TRUSTEES, RESPONSIBIUTIES The trustees (who are also the directors of Age UK Bury for the purposes of company lawl are responsible for preparing the tru5tees' report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards Iunited Kingdom Generally Accepted Accounting Practice), including FRS 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland" Company law requires the trustees to prepare financial statements for each financial year. Under company law the trustees must not approve the financial statements unless they are satisfied that they give a true and fair view of the State of affairs of the charitable company and of the incoming resources and application of resources. including its income and expenditure. of the charitable company for that period. In preparing these financial statements, the trustees are required to.. select suitable accounting policies and apply them CODSiStently; obseNe the methods and principles in the Charities SORP- make judgernellts and estimates that are reasonable and prudent. State whether applicable accounting standards. comprising FRS 102 have been followed, subject to any material departures disclosed and explained in the financial statements,. and prepare the financial statements on the going concern basis unle55 it is inappropriate to presume that the charitable company will continue in busines5. 12
AGE UK BURY TRUSTEES, REPORT The trustees are responsible for keeping proper accounting records that can disclose with reasonable aCCUfary at any time the financial position of the charitable company and enable them to ensure that the financial statements comply with the Companies Act 2j6. They are also responsible for safeguarding the assets of the charitable company and hence for taking reasonable steps for the prevention and detertion of fraud and other irregularities. The trustees are responsible for the maintenance and integrity of the corporate and financial information included on the charitable company's website. Legislation governing the preparation and dissemination of financial statements may differ from legislation in other jurisdictions. The annual report was approved by the trustees of the charity on 27 October 2025 and signed on its behalf by.. Mrs P Jones-Greenhalgh Trustee 13
AGE UK BURY INDEPENDENT EXAMINER'S REPORTTO THE TRUSTEES I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 March 2025. Responsibilitle5 and basis of report As the charitrfs trustees of the Company land also its directors for the purposes of company lawl you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 20061'the 21X)6 Act'l. Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charitrfs accounts as carried out under section 145 of the Charities Act 2011 I'the 2011 Act'l. In carrying out my examination I have followed the Directions given by the Charity Commission under section 14515llb) of the 2011 Act. Independent examinerfs statement Since the Company's gross income exceeded £250.(KX) your examiner must be a member of a body listed in section 145 of the 2011 Act. I confimi that l am qualified to undertake the examination because l am 3 member of , which is one of the listed bodies. I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe= l. accounting records were not kept in respect of Age UK Bury as required by section 386 of the 2006 Act," or 2. the accounts do not accord with those records: or 3. the accounts do not comply with the accounting requirements of sertion 396 of the 2006 Act other than any requirement that the accounts give a 'true and fair view, which is not a matter considered as part of an independent examination; or 4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reportin8 by charities lapplicable to charities preparing their accounts in accordance with the Financial Reporting Standard pplicable in the UK and Republic of Ireland IFRS 10211. I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper under5tandin8 of the accounts to be reached. Ryan Denner ACA Tower House. 269 Walrnersley Road,Bury. BL9 6NX 27 October 2025 14
AGE UK BURY STATEMENT OF FINANCIAL ACTIVITIES YEAR ENDED 31 MARCH 2025 {INCLUDING INCOME AND EXPENDITURE ACCOUNT AND STATEMENT OF TOTAL RECOGNISED GAINS AND LOSSES) Unrestricted funds Restrirted funds Totsl 2025 Total 2024 Note Income and Endowmentsfrom: Donation5 and legacies Other trading activities Investment income 28,237 326.8SO 8,081 10,708 375,048 32.988 403.Z85 359.838 8,081 10,708 344,105 284,958 10,351 9,984 Other income Total Income 373,876 408,036 781,912 649.398 Expenditure on: Raising funds Charitable activities 1166,1771 1157.4621 174,8821 1370,8731 1241,0591 1528,3351 1239,8291 1580,4781 Total Expenditure 1323,6391 1445,7551 1769,3941 1820,3071 Net income/lexpenditurel 50,237 137.7191 12,518 1170,9091 Net movement in funds 50.237 137.7191 12,518 1170,9091 Reconciliation of fvnds Total funds brought forward 321.280 68.062 389,342 560,251 Total funds carried forward 21 371,517 30,343 401,860 389,342 All of the charity's activities derive from continuing operations durinÉ the above two periods. The funds breakdown for 2024 is shown in note 21. Is
AGE UK BURY BALANCE SHEET AS AT 31 MARCH 2025 (REGISTRATION NUMBER: 07506866) 2025 2024 Note Fixed assets Tangible assets 15 245.385 246,614 Current assets Debtors 16 45,926 162.751 66,104 167,186 Cash at bank and in hand 17 208.677 233,290 Creditors: Amounts falling due within one year 18 152,2021 190,5621 Net current assets 156,475 142,728 Net assets 401,860 389,342 Funds of the charity: Restricted income funds Restricted funds 30,343 68,062 Unrestrirted income funds Unrestrirted funds 371,517 321,280 Total funds 21 401,860 389,342 For the financial year ending 31 March 2025 the charity was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies. Directors. responsibilities: The members have not required the charity to obtain an audit of its accounts for the year in question in accordance with section 476; and The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts. The financial statements on pages 15 to 31 were approved by the trustees, and authorised for issue on 27 October 2025 and signed on their behalf by: Mr5 P Jones-Greenhalgh Trustee 16
AGE UK BURY NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 I Charity status The charity is limited by guarantee, incorporated in En8land and Wales, and consequently does not have share capital. Each of the trustees is liable to contribute an amount not exceeding £1 towards the assets of the charity in the event of liquidation. The address of its registered office is.. The Jubilee Centre Mosley Avenue Bury Lancashire BL9 6PQ 2 Accounting policies Summary of significant accounting policies and key accounting estimates The principal accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all the years presented, unle55 Otherwise stated. Statement of compliance The financial statements have been prepared in accordance with Accounting and Reporting by Charities= Statement of Recommended Practice lapplicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland IFRS 10211 (issued in October 20191 (Charities SORP IFRS 10211, the Financial Reporting Standard applicable in the UK and Republic of Ireland IFRS 1021 and the Companies Act 21XJ6. Basis of preparation Age UK Bury meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy note5. Going ton¢ern The financial statements have been prepared on a going concern basis. The trustees assess whether the use of going concern is appropriate i.e. whether there are any material uncertainties related to events or condition5 that may cast significant doubt on the ability of the charity to continue as a going concern. The trustees make this assessment in respect of a period of one year from the date of approval of the financial statements. Income and endowrnents Voluntary income including donations, gifts. legacies and grants that provide core funding or are of a general nature is recognised when the Charity ha5 entitlement to the income. it is probable that the income will be received and the amount can be measured with sufficient reliability. 17
AGE UK BURY NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 DonotiTons andlegocies Donations and legacies are retogni5ed on a receivable basis when receipt is probable and the amount can be reliably measured. Grants receivable Grants are recognised when the charity has an entitlement to the funds and any conditions linked to the grants have been met. Where performance conditions are attached to the grant and are yet to be met. the income is recognsied as a liability and included on the balance sheet as deferred income to be released. Donotedservices undfacilitie5 Gifts and intangible income is included at the cost of the donor. where this cost is not known precisely an estimate of the value of such gifts is included in donations. Time given by volunteers is not included at a value. Expendlture All expenditure is recognised once there is a legal or construrtNe obligation to that expenditure, it is probable settlement is required and the amount can be measured reliably. All costs are allocated to the appliable expenditure heading that aggregate similar costs to that category. Where costs cannot be directly attributed to particular headings they have been allocated on a basis consistent with the use of resources, with central staff costs allocated on the basis of time spent, and depreciation charge5 allocated on the portion of the asseys use. Other support costs are allocated based on the spread of staff costs. Raisingfvnds These are costs incurred in attracting voluntary income. the management of investments and those incurred in trading activities that raise funds. Charitable artivities Charitable expenditure comprises those costs incurred by the Charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them. Support costs Support Costs include traI functions and have been allocated to activity cost categories on a basis consistent with the use of resource5, for example. allocating property costs by floor areas, or per capita, staff costs by the time spent and other costs by their usage. Governance costs These include the costs attributable to the Charit(s compliance with constitutional and statutory requirements, intludinB audit. strategic management and Trustee's meetings and reimbursed expenses. 18
AGE UK BURY NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 Taxation The charity is considered to pass the tests set out in Paragraph I Schedule 6 of the Finance Act 2010 and therefore it meets the definition of a charitable company for UK corporation tax purposes. Accordingly. the charity is F)Otentialty exempt from taxation in respect of income or capital gains received within categorie5 covered by Chapter 3 Part 11 of the Corporation Tax Act 2010 or Section 256 of the Taxation of Chargeable Gains Act 1992, to the extent that such income or gains are applied exclusively to charitable purposes. Tangible fixed assets Individual fixed asset5 are initially recorded at cost. less any subsequent accumulated depreciation and subsequent accumulated impairment losses. Depreciation and amortisation Depreciatiorb IS provided on tangible fixed assets so as to write off the cost or valuation, less any estimated residual value, over their expected useful economic life as follows: Asset class Freehold properties Jubilee Centre equipment Office equipment Motor vehicles Depreciation method and rate 4% straight line 2% straight line 20% straight line 25% straight line IO% straight line Alterations to Landlord'5 property Debtor5 Debtors are amounts due for seNices performed in the ordinary course of business. Debtors are reco8nised initially at the transaction price. They are subsequently measured at amortised cost using the effective interest method, less provision for impairment. A provision for the impairment of debtors is established when there is objective evidence that the Charity will not be able to collect all amounts due according to the original term5 of the receivable5. Cash and cash equivalents Cash and cash equivalents comprise cash on hand and call deposits, and other short-term highly liquid investments that are readily convertible to a known amount of cash and are subject to an insignificant risk of change in value. 19
AGE UK BURY NOTES TO THE FINANCIAL sfATEMEMtS FOR THE YEAR ENDED 31 MARCH 2025 Trade creditors Trade creditDrs are obligations to pay for 8oods or Services that have been acquired in the ordinary course of busines5 from suppliers. Accounts payable are classified as current liabilities if the charity does not have an unconditional right, at the end of the reF)Orting period, to defer settlement of the creditor for at least twelve months after the reporting date. If there is an unconditional right to defer settlement for at least twelve months after the reportin8 date. they are presented as non-current Trade creditors are recognised initially at the transaction price and subsequently measured at amortised cost using the effective interest method. Fund strurture Unrestricted income funds are general funds that are available for use at the trustees discretion in furtherance of the objective5 of the charity. Designated funds are unrestricted funds Set aside for specific purposes at the discretion of the trustees. Restricled income funds are those donated for use in a particular area or for specific purposes. the use of which is restricted to that area or purpose. Pensions and other post retirement obligatior The charity operates a defined contribution pension scheme which is a pension plan under which fixed contributions are paid into a pension fund and the charity has no legal or constructive obligation to pay further contributions even if the fund does not hold sufficient assets to pay all employees the benefit5 relating to employee service in the current and prior period5. Contributions to defined contribution plans are recognised in the Statement of Financial Activities when they are due. If contribution payments exceed the contribution due for service, the exces5 is recognised as a prepayment. Financial instruments Clossificotion Financial assets and financial liabilities are recognised when the charity becomes a party to the contractual provisions of the instrument. Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered into. An equity instrument is any contract that evidences a residual interest in the assets of the charity after deducting all of its liabilities. 20
AGE UK BURY NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 Recognition and measurement All financial assets and liabilities are initially measured at transaction price lincludin8 transaction costsl, except for those financial assets classified as at fair value throuEh profit or 1055, which are initially measured at fair value Iwhich is normally the transaction price excluding transaction costs), unless the arrangement constitutes a financing transaction. If an arrangement constitutes a financing transaction, the financial asset or financial liability is measured at the present value of the future payments discounted at a market rate of interest for a similar debt instrument. Financial a55ets and liabilities are only offset in the statement of financial position when, and only when there exists a legally enforceable right to set off the recognised amounts and the charitv intends either to settle on a net basis, or to realise the asset and settle the liability simultaneouslv. Financial assets are derecognised when and only when al the contractual rights to the cash flows from the financial asset expire or are settled, bl the charity transfers to another party substantially all of the risks and rewards of ownership of the financial asset. or cl the charity. despite having retained some, but not all, significant risks and rewards of ownership. has transferred control of the a55et to another party. Financial liabilitie5 are dereco8nised only when the obligation specified in the contract is discharged, cancelled or expires. 3 Income from donation5 and legacies Unrestrirted funds General Restrirted funds Total funds Grants, including capitol grants- Grants receivable 22,367 5,870 362.677 12,371 385,044 18,241 Committed giving Totsl for 2025 28,237 375,048 403,285 Totsl for 2024 120,421 223,684 344,105 21
AGE UK BURY NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 4 Income from other trading artivitie5 Unrestricted funds Generdl Restrirted funds Totsl funds Trading income,. Shop income from sale ofdonated goods and services 123.875 123,875 Events income,. Food sales 127.705 74.161 127,705 74,161 21,748 12,349 Activities and events Handyperson income Fundraising events 21,748 11,240 1.109 Total for 2025 326,850 32,988 359,838 Total for 2024 278,735 6,223 284.958 5 In¥estment income Unrestricted fvnds General Total funds Interest receivable and similar income- Interest receivable on bank deposits 8.081 8,081 Total for 2025 8,081 8,081 Total for 2024 10,351 10.351 6 Other Income Unrestrirted funds General Restricted funds Total funds Rental income 10,708 10.708 Total for 2025 10.708 10.708 Totsl for 2024 9,984 9.984 22
AGE UK BURY NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 7 Expenditure on raising funds al Costs of trading artivitie5 Unrestricted funds Restrirted fvnd5 Total 2025 Total 2024 Designated General Costs of goods sold Staff Costs Legal fees Depreciation. amortisation and other similar costs 36,722 75,194 880 54,154 20,LKKJ 90,876 95,194 880 84,283 101,357 717 958 958 959 Other direct costs of activities for generating funds 52.423 728 53,151 52,513 958 165.219 74,882 241,059 239,829 8 Expenditure on charitable activities Unrestritted funds Designated General Restricted funds Total 2025 Note Staff costs Allocated support costs 119,383 300,999 420,382 7.347 26,918 3.814 69,874 104,139 3,814 Governance cost5 7.347 150,115 370,873 528,335 Unrestricted funils Designated General Restrirted funds Total 2024 Note Staff costs 191,679 268,564 460,243 Allocated sUPPOrt costs 7,926 63,472 4.867 43,963 115,361 4.874 Governance tosts 7,926 260.018 312,534 580,478 Included in the expenditure analysed above, there are govemance costs of £3.81412024 - £4,8741 which relate directly to charitable activities. See note 9 for further details. 23
AGE UK BURY NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 9 Analy515 of go¥ernance and sUPlXIrt costs Governance costs Unrestrirted funds Total 2025 Total 2024 General Independent Examinerfs remuneration Legal fee5 3.660 154 3,660 154 3,480 1,394 3,814 3,814 4,874 Unrestricted fvnds General Restrirted funds Totsl funds Independent examiner fees Examination of the financial statements 3,660 154 3.660 154 Legal fees Total for 2025 3.814 3.814 Totsl for 2024 4,867 4.874 24
AGE UK BURY NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 10 Net incomingloutgoing resources Net incoming/loutgoingl resources for the year include: 2025 2024 Depreciation of fixed assets 9,349 9,928 11 Trustees remuneration and expenses No trustees, nor any persons connected with them. have received any remuneration from the charity during the year. No trustees have received any reimbursed expenses or any other benefits from the charity during the year. Iz stsff costs The aggregate payroll costs were as follows= 2025 2024 Stafl costs during the year were: Wages and salaries Social security costs Pension costs 480,727 26,271 8,578 524,188 29.231 8.181 515,576 561,6(M) The monthly average number of persons (including senior management / leadership team) employed by the charity during the year expressed as full time equivalents was as follows= 2025 No 2024 No Senior executive Dirert charitable work staff Administrative staff 24 26 28 30 No employee received emoluments of more than £60,() during the year. 13 Independent examiner's remuneration 2025 2024 Examination of the financial statements 3,660 3.480 2S
AGE UK BURY NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 14 Tamation The charity is a registered charity and is therefore exempt from taxation. 15 TanEible fixed assets Land and buildings Furniture and equipment Motor vehi¢les Totsl Cost At l April 2024 Additions 480,513 117,086 8,120 36,614 634,213 8.120 At 31 March 2025 480.513 125,206 36,614 642,333 Depreciation At l April 2024 Charge for the year 243,567 5.923 107.418 3.426 36,614 387,599 9,349 At 31 March 2025 249,490 110,844 36,614 396,948 Net book value At 31 March 2025 231,023 14,362 245,385 At 31 March 2024 236,946 9.668 246,614 16 Debtors 2025 2024 Trade debtors 37,740 8,186 49.379 10,466 6,259 Prepayments Other debtors 45,926 66,104 17 Cash and cash equivalents 2025 2024 Cash on hand Cash at bank 1,364 161,387 6,829 160,357 162,751 167,186 26
AGE UK BURY NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 18 Creditors: amounts falling due within one year 2025 2024 Trade creditors 16,637 5,436 1,909 28,220 18,983 32.424 Other taxation and social security Other creditors Accruals 39,155 52.202 90,562 19 Obligations under leases and hire purchase contrarts Operating lease commilments Total future minimum lease payments under non-cancellable operating leases are as follows.. 2025 2024 Land and buildings Within one year 15,675 15,675 20 Penslon and other schemes Defined contribution pension scheme The Charity operates a defined contribution pension scheme. The pension cost charge for the year represents contributions payable by the Charity to the scheme and amounted to £8,578 12024 £8,181). There were no outstanding or prepaid contributions at either the beginning or end of the financial year. 27
AGE UK BURY NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 21 Funds Balance at l April 2024 Balance at 31 March 20Z5 Incoming resources Resources expended Transfers Unrestrirted General 78,296 373,876 1315.3341 18,1201 128,718 Designatedfvnds Fixed Asset Fund 242.984 18,305} 8,120 242,799 Total unrestrirted 321.280 373,876 1323,6391 371,517 Restricted Friend5 together Information & Advice 7.327 15.363 5.075 75.639 48.3 87,692 Is.o(J) 65.684 181,205) 159,125) 191,363} 113,5031 176,5171 1,761 4,538 1,404 1,497 2,233 Befriending Bury MBC Key Safes Handyper50n Health Improvement Fund 13,066 1,037 98 19371 {981 18.5031 100 Defibrillator Dumers Lane 11,089 2,586 Age UK- winter voucher scheme Home from Hospital Building Fund 5CrfJ 15QKII 1112.2091 11,7951 11,993 2.514 105,819 9,902 5,603 10,621 68.062 408,036 1445,7551 30,343 Totsl funds 389.342 781,912 (769,3941 401,860 28
AGE UK BURY NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 Balance at l April 20Z3 Balance at 31 March 2024 Incorning Tesources Resources expended Transfers Unrestricted General 149,581 409.506 1485,4641 4,673 78.296 Designated 256,542 18,8851 14,6731 242,984 Total unrestricted 406.123 409,506 1494,3491 321,280 Restricted Friends together Information & Advice Befriending Handyperson Health Improvement Fund Defibrillator 80,179 60.991 36,756 45.909 172,8521 148,449) 149,1931 145,1091 7.327 15.363 5,075 13,066 2.821 17,512 12.266 755 1,3(M) 1,5C(J 10.394 11,0181 11,6021 18.8791 iio,owi 1,037 98 2CO Dumers Lane 9,574 iO,(XKJ 11,089 Age UK- cost of living Age UK- winter voucher scheme Is) 188.3551 500 Home from Hospital Building Fund 100,1 11,993 2,514 2,514 154,128 239.891 1325,9571 68,062 Total funds 560,251 649,397 1820.3061 389,342 The specific purposes for which the funds are to be applied are as follows.. 29
AGE UK BURY NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 General Fund The free reserves after allowing for all designated funds. Designated Fixed Asset Fund This fund represents the net book value of fixed assets already held. Whilst the value of these assets is included within the total funds of the charity, they do not represent liquidlexpendable amounts and should be segregated accordingly. Restricled Funds Friends Together restricted. this service is supported by a grant from Bury Council. This funding is Information and Advi this service is supported by the Grace Rigby Trust. which is administered by Bury Council and Cost of Living Grants from Bury Council. This funding is restricted. Befriending - this service is supported by the Grace Rigby Trust. which is administered by Bury Council. The Keeping in Touch telephone service was supported by Awards For All. Grants and fundraising for these services are restricted. The Handy Person Service this service is supported by the Grace Rigby Trust, which is administered by Bury Council. This funding is restricted. Health Improvement Fund is a project funded by Bury Council which aims to help people improve their physical and mental health. This funding is restricted. The Defibrillator Appeal - this is an appeal to install a new defibrillator and case on the exterior of the Jubilee Centre. This funding is restricted. Dumers Lane this Centre is supported by the Peel Group Foundation Trust for the development of the Dumers Lane Centre. This funding is restricted. Age UK Cost of Living Fund - this is a grant from our national partner, Age UK, to support the running of the Jubilee Centre in April 2023 - March 2024 to ensure its sustainability and development. This funding is restricted. Age UK Winter Voucher Scheme - this is a one-off scheme to support older people with small payments for food. This funding 15 restricted. Home from Hospitsl Service - this service was supported by the 10 GM Targeted Investment Fund with £20,000 grant to set up a new service at Fairfield Hospital. Funding of £IOO,OLKI was received from Greater Manchester Integrated Care Partnership to run the srvice from April 2023 to March 2024. This funding is restricted. We are very grateful to all ourfunders fortheir support to ourwork. Controlllng entity The charity is controlled by the trustees who are all directors of the company. 30
AGE UK BURY NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025 22 Analysis of net 355ets between funds Total fund5 at 31 March 2025 Unrestrirted fund5 General Designated Restrirted funds Tangible fixed assets Current assets 242.799 2,586 27,757 245,385 208.677 152,2021 180,920 152,2021 Current liabilities Total net assets 128,718 242.799 30,343 401,860 Total funds at 31 March 2024 Unrestricted funds General Designated Restricted funds Tan8ible fixed assets Current assets 242,984 3,630 64,432 246,614 233,290 190,5621 168,858 190,5621 Current liabilities Total net assets 78.296 242,984 68,062 389,342 23 Related party tran5artions There were no related party transactions in the year. 31