Company registration number- 07506866
Charity registration number.. 1141901
AGE UK BURY
(A COMPANY LIMITED BY GUARANTEE)
ANNUAL REPORT AND FINANCIAL STATEMENTS
31 MARCH 2025
Horsfield & Smith
Tower House, 269 Walmersley Road,Bury, BL9 6NX

AGE UK BURY
CONTENTS
Reference and Administrative Details
Trustees, Report
2to13
Independent Examiner's Report
14
statement of Financial Activities
15
Balance Sheet
16
Notes to the Financial Statements
17to31

AGE UK BURY
REFERENCE AND ADMINISTRATIVE DEfAILS
Chief Executive officer
Mrs A Stark-Ketcher, Chief Officer
Tfustees
Mrs P Jones-Greenhalgh. Chair from l April 2025
Ms C Brookes
Mrs S Holt
Mr D Lees
Ms S Acrombie
Ms A Mooney. Vice Chairfrom IApril 2025
Charlty Reglstration Number
1141901
Company Registration Number 07506866
The charity is incorporated in England and Wales.
The Jubilee Centre
Mosley Avenue
Bury
Lancashire
BL9 6PQ
Registered Office
Attountants
Horsfield & Smith
Tower House. 269 Walmersley Road,Bury, BL9 6NX
Santander UK
Bridle Road
Bootle
Merseyside
L304GB
Bankers

AGE UK BURY
TRUSTEES, REPORT
The trustees, who are directors for the purposes of company law, present the annual report
together with the financial statements and auditors. report of the charitable company for the year
ended 31 March 2025.
TRUSTEES
The trustees and officers serving during the year and since the year end were as follows:
Mrs P Jones-Greenhalgh. Chair from l April 2025
Ms C Brookes
Mrss Holt
Mr D Lees
Ms S A Crombie lappointed 16 December 20241
Ms A Mooney. Vice Chair from l April 2025 (appointed 16 December 20241
Mr S Edwards Iresigned 21 February 2025)
Mrs M Fullen Iresigned 16 December 20241
Mrs J Rees, Chair (resigned 31 March 20251
STRUCTURE, GOVERNANCE AND MANAGEMENT
Nature oAgoveming document
Age UK Bury is a registered charity 111419011 and company limited by guarantee, registered in
England and Wales, company number 7506866. Its governing document is its Memorandum and
Articles of Association.
Recruitment and appointment oltrustees
Recnjitment to the membership of Age UK Bury ha5 been by invitation to individuals with the
relevant skills and experience to strengthen the governance of the organisation. The Annual General
Meeting of the Charity elects the Difectors and Honorary Officers to serve on the Executive
Committee, appoints the Independent Examiner and considers and adopts the Annual Report and
Financial Statements for the preceding year's activities. Bury Council may nominate one person to
the Executive Committee who has the right to attend and speak but not to vote.
Induction and training of trustees
Newly appointed Directors receive an induction package that includes the Charity Commission'5
guidelines regarding their responsibiltties. along with vital information relevant to their role5.
Orgonisotionolstrurture
The Executive Committee meets a minimum of four time5 per year and 15 comprised of individuals
and representatives of organisations who share and support the aims of Age UK Bury. The Finance
and General Purposes Sub-committee reports directly to the Executive Committee, while additional
working groups may be formed to address specific issues, also reporting back to the Committee as
needed.

AGE UK BURY
TRUSTEES, REPORT
All Directors setve in a voluntary capacity and received no remuneration during the year. At the start
of each meeting, Directors are required to declare any relevant interests or potential conflicts of
interest and must withdraw from discussions and decisions where such conflicts exist.
Ania Stark-Ketcher is the Chief Officer. She is responsible for the day-to-day operational
management of our services, and for supporting both staff and volunteers across the or8anisation.
During this period, Age UK Buryemployed 27 membersof staff.
We are also fortunate to be supported by over 70 dedicated volunteers, who generously give their
time and skills across various areas of our work. Their contributions span locations including the
Chatterbox Café, the Jubilee Centre, our two charity shops, the Handyman Service, the Befriending
Service, and by leading walking groups.
We extend our heartfelt thanks to all our volunteers for their invaluable support and commitment to
our mi55ion.
Rel(rtionshiTPS With relatedparties
Age UK Bury is an independent charity that works partnership with the national Age UK
organisation. In January 2025, we signed a formal agreement with Age UK national to strengthen our
collaboration and wor* together towards a shared future.
Our Chief Executive Officer regularly engages with other Age UK branches across Greater
Manchester and the Northwest. We are currently in discussions with local Age UK partners to
establish an Age UK Greater Manchester Collective. This initiative aims to bring partners closer
together. fostering greater collaboration and creativity in how we serve our communities.
Majornsks and munagement oAthose risk5
Age UK Bury performs an annual risk assessment to identify the financial liabiltties associated with
the organisation, enabling the implementation of any required measures. With the appointment of
Horsfield & Smith our local accountants they have helped and mitlgated any financial issue, resulting
in a proficient service and securing a sustainable future.
With the engagement of Horsfield & Smith, our local accountants. they have a551Sted in alleviating
any financial challenges, leading to an efficient service and ensuring a sustainable future. The risk
assessment requires a detailed examination of the organisation's financial liabilities in relation to
property and leases- staffing costs: contractual relationship5,' insurable risks (including public liability,
employers, liability. property and contents): trustee liability. fraud and competition.
To address these risks. directors will:
Review the costs for all services over the course of the year,
Look to increase income from retail shops. artivitie5, donations, and legacies-
Work closer with local businesses, grant-making trusts and fundraising events;
Promote a greater awareness of the work of the chartty to older people, potential funders.
partners and public-
Consider, where appropriate. opportunities for partnership work with local agencies and other
Age UKS in the Greater Manchester area to jointly deliver seNices,'
Develop a business case to ensure sustainability for the future:
Develop a medium and long-temi financial strategy; and
Develop a Fundraising strotegy.

AGE UK BURY
TRUSTEES, REPORT
Heatth, safety ondsofrgunrding
Robust procedures are in place to ensure compliance with all relevant Health and Safety regulations
across the charivs premises. These procedures are reviewed regularly to ensure they remain
effective and aligned with the evolving needs of the organisation.
The charity has adopted a formal Proterting the Envlronment statement, reflecting its commitment
to environmental responsibility. The Directors are confident that none of the charity's activities pose
any risk of harm to the public or the environment.
All individuals working with older or vulnerable adults undergo appropriate criminal records checks.
In addition, staff and volunteers who support individuals aged 50 and over receive Safeguarding
Vulnerable Adults training to ensure the highest standards of care and protection.
l.T. lnfmstn￿ufe
Significant upgrades have been made to our l.T. systems, improving efficiency and streamlinin8
operation5 across the organisation. We have fully migrated to Microsoft Office 365, consolidating all
staff emails under a single domain {@ageukbury.org.ukl and introducing standardised, professional
email Signatures. The transition ha5 enhanced collaboration through increased use of Teams,
OneDrive for secure file storage, and a shared file structure in SharePoint for departmental and
management access. Connectivity has also improved. with upgraded internet and Wi-Fi 5VStems, and
the installation of separdte secure lines for staff and visitors to the Jubilee Centre.
Our digital presence has been enhanced through a full website redesign, offering better navigation,
and improved readability. www.ageukbury.org.uk A new digital newsletter was launched in July
2024, receiving positive feedback for its fresh design and accessibility- This new51etter is circulated to
over 8CX) subscribers and increasing each month. Staff are now using Canva to collaboratively create
high-quality media and promotional materials. Following issues with the previous Facebook page, a
new platform was launched. quickly gaining over 2LN) members and enabling us to share stories and
events more effectively.
oBJE￿IVEs AND A￿1VITIEs
Objects and aims
The object of the Charitable Company 15 'to promote the welfare of people 50+ in any manner which
now is or hereafter may be deemed by law to be charitable in and around the Metropolitan Borough
of Bury,.
The relevant powers granted to it by the Memorandum and Artitles to achieve this include..
To encourage, promote and organise direct Se￿iceS appropriate to the needs of individual people
or groups of older people,.
To reduce loneliness and isolation-
To work in partnership with other organisations with a similar goal;
To engage in research and the provision and publication of information:
Each year our directors review our objectives and activities to ensure they continue to reflect our
aims

AGE UK BURY
TRUSTEES. REPORT
Public benefrt
The trustees confirm that they have complied with the requirements of section 4 of the Charities Act
2011 to have due regard to the public benefit guidance published by the Charity Commission for
England and Wales.
Age UK Bury's charitable purpose is to promote the welfare of people aged 50 and over in ways that
are, or may in future be. reco8ni5ed as charitable by law. within the Borough of Bury and
surrounding areas.
The trustees ensure that this purpose is carried out for the public benefrt by delivering seNice5 that
are valued by our 5erwce users and by enabling people 5tF+ in our area of benefit to enjoy a fulfilling
later life. The trustees ensure that we carry out all our activities in an open and transparent manner
which results in a well-managed charity that prompts public trust and Confidence that reduces
loneliness and isolation.
ACHIEVEMENTS AND PERFORMANCE DURING APRIL 2024TO MARCH 2025
This year, we continue strengthenin8 our Se￿ice5, providing people with support and guidance to
improve their wellbeing, stay connected, and live independently with dignity-
We are grateful to our staff and volunteers who continued to support people S0+ in the Borough of
Bury by delivering the following services-
Befriending
Keeping in Touch
Home From Hospital
Chatterbox Café
Friends together
Information and Advice
Energy saving Advice
2 x Charity shops
Continually providing activities for people over 51N and maximising the centre's potential
Future
The introduction of new concepts for operating the cafe on weekends and hosting regular evening
events will provide additional financial resources to sustain the building's operations.
Conduct a comprehensive evaluation of the services we offer to individuals aged 50 and above to
ensure ongoing excellence in service delNery.
Additional financial support from busine55 organizations is essential to enhance Age UK Bury's
visibility and community engagement, as well as to facilitate donations.

AGE UK BURY
TRUSTEES, REPORT
THE BEFRIENDING SERVICE
Led by Jane Lees (Befriending Cc-ordinatorl and Steph Chesney-8ryce (Telephone Befriending officer)
The face-to-face befriending service, which is offered to individuals for whom phone calls are not
suitable, such as those with hearing difficulties or mental health challenges, and who are
housebound due to physical or emotional reasons. In these cases, a volunteer befriender visit5 the
person at home on a regular basis, offering companionship and meaningful social connection.
We need to highlight the Keeping in Touch telephone service introduced during the covid-19
pandemic. This service support5 older people experiencing extreme loneliness and isolation. The
demand for this service ha5 grown and we now 5UPPOrt over 150 people each week through regular
phone calls supported by staff and volunteer5. With help from The National Lottery Community
Fund, we were able to continue offering thi5 SUPPOrt and further assess its long-temi importance to
the people of Bury.
We have face to face clusters group session in the Whitefield and Ramsbottom area. and we are now
working to replicate this community-building model in other parts acr055 the Borough of Bury.
This service plays a vital role in reducin8 feelings of loneline55 and helping individuals feel respected,
valued, and supported.
We are very 8rateful to The National Lottery Community Fund, and especially our volunteers for
making this service possible and improving the lives of people aged 50 and over in Bury. In addition,
we thank Bury Council for providing winter packs to help vulnerable residents stay warm during the
older month5.
THE HANDYPERSON SERVICE
Led by Andrew Wall (Manageil and Sue Bradley IAdrnini5tratorl
Our Handy Person Service supports people aged SO and over in Bury with small DIY and repair jobs
that help them live safely and comfortably at home. Tasks include fitting hondrails and security locks,
puttin8 up shelves, curtain rails, and wall decorations. assembling flat-patk furniture, minor
plumbinE, painting and decorating, and changing light bulbs.
The service is delivered with the help of skilled and reliable volunteers, who generously give their
time to a5S1St older people with practical tasks they may struggle to do themselves.
We provide a prompt and responsive service, working closely with Bury Adult Care Servites and
Hospital Discharge Teams to support safe and timely hospital discharges and help individuals Settle
back into their homes with the necessary adaptations in place.

AGE UK BURY
TRUSTEES, REPORT
INFORMATION & ADVICE
Led by Joanne Cocker II&A Manager) and I￿rE PerrelL3 II&A OFhcer Energy saving advice Qfficerl
Our Information & Advice service is designed to support people aged 65 and over, helping them live
independently and confidentty manage the challenges that often come with Sater life.
A key focus of the 5eTvice 15 ensuring that older people receive the full benefits they are entitled to.
We provide expert guidance on pension-age benefits, including help with completing applications for
Attendance Allowance and Pension Credit. For those who require assistance with working-age
benefits, we refer them to Bury and Bolton Citizens Advice ICABBI. who are better equipped to
provide that Support.
We are regularly approached for advice on a wide ran8e of issues such as care home charges, care
funding options. home care packages. and support to help individuals remain living in their own
homes. Our svpport is offered via telephone or through face-to-face appointments, either at our
Jubilee Centre or in the individual's home, depending on their needs and preferences.
Age UK National produces a wide range of helpful leaflets. which we distribute at our venues and
share with local partllers.
Key elements of our service include..
Providing benefits advice to people aged 65+ who are eligible for state pension.
One-to-one assistance with completing forms and benefit applications.
Supplying information booklets on Attendance Allowance, Pension Credit. and other relevant
topics.
Signposting individuals to other sources of support bosed on their specific need5.
We are very grateful to Bury Council for their ongoing support and funding, which enables us to
deliver this vital seNice to older residents across the borough.
CHARifi SHOPSIDONATIONS
led by Debbie Sellers IRetail Development Manager)
Our two charity shops located at The Rock in Bury and on Bridge Street in Ramsbottom, not only
raise vital funils through the sale of donated goods but also seNe as key communty hubs where
members of the public can connect with our services.
We've introduced an innovative way to convert donated foreign and British coins, as well as stamp5.
into Usable funds. This inttiative has been well received, and we're actively promoting it to our
regular supporters.
Since launching Gift Aid on donations in October 2022, we've seen great success in boosting the
value of contributions at no extra cost to donors. We're continuing to encourage this as an easy way
for people to maximise the impact of their support.

AGE UK BURY
TRUSTEES, REPORT
FRIENDS TOGETHER
Led by Carla Halewood
We remain grateful to Bury Council for providing funding which helps us run our Friends Together
Service. This service aims to help reduce feelings of loneliness and isolation arnongst people aged 50
and over in the borough of Bury. Currently the service does this by providing a safe and friendly
space for people to meet, in groups. Monday to Thursday lintlusivel. A typical Friends Together dav
includes= a chance to chat and make friends, chair-based exercise, games le.g. cards, bingo), and
lunchlrefreshments.
We are looking to expand and promote the Servi￿ by offering day trips out to the seaside, cabaret
luncheon5 and theatre trips.
These are a few comments made from the Friends together groups:
le really enjoy coming to the group. We ploy games ond have t7 lot olfun. It gets us out of the
house, ond we look forword to not being ot home on our own. We get to moke new friends ond
spend time together every week. we go on holidoy with eoch other"
'We wouldn't wont to miss Out even just one week, we enjoy being in o group setting with eoch
other. If we were ot home, we would just be sitting down oll doy"
'We enjoy t711 the ortivities. e5peciolly bingo, ond getting to know new people and Seeing Smiling
lotesfrom clients ond stoff members-.
HOME FROM HOSPITAL SERVICE
Led by Alison Wisernan}Iris McGrath
This service offers support to Bury residents aged 51h who have recentty or are being discharged
from Hospital. The service offers people=
Practical assistance to settle safely back at home
Information and Advice
Support applying for benefits
Support with housing applications where it is apparent more suitable housing is essential
Signposting to access other community Services
Initial essential and short-term support with grocery shopping
Assistance with basic activities of daily living
Guidance and often more specific practical support faced by those discharged from hospital
Support for Family and significant others with what can be challenges when facing a deterioration
in their loved one's health
Practical support with liaising with other professionals including assistance navigating "the
system"
Ongoing welfare checks

AGE UK BURY
TRUSTEES, REPORT
With funding received from Bury Council in conjunction with the NHS for April 20241March 2025, the
seNice continued for a further year. New appointed Manager, Iris McGrnth, took over Alison
Wiseman in September 2024, Iri5 has developed the seNice, established relationships with other
professionals Within the Integrated Commissioning team and has a presence at Fairfield h05Pltal.
We arè grateful for the support of Bury VCFA, Bury Council. NHS and Integrated Commissioning.
THEJUBILEE CENTRE
At the stsrt ofAprll 2024. it was led by liTrdsay Rowley (Office Manager/ Bookkeeper) and Karen Ashton (Café Supervlsorl
Linday resigned in July 2024 and Karen in August 2024
Re￿aCed in September with Keira Scholes Icustorner ServKe ApprentKel. Catering Manager Gail Ta￿or In NovemFRr 2024
The Jubilee Centre is a one-of-a-kind facility in Bury, offering a welcoming cafe and vibrant activty
centre for adults aged So and over. as well as their carers. Beautifully located in Clarence Park, it
enjoys picturesque views of the charming Lido.
A normal week's activities include..
• Yoga
• Short-mat bowling
Fit for Life Exercise
• Pilates
Chair-Based Exercise
Communiiy Choir
• Dance, Fit. Fun Iwomen Only)
Men's Only Keep Fit
Knit and Natter
A Bingo and Quiz Afternoon
Tai Chi
Sequence Dancing for Beginners
A Tea Dance Afternoon
Line Dancing
Footcare Clinic
We are extremely grateful to all our amazing tutors. and we thank them for their dedication to the
charity. A special mention to our volunteers in the café and Anne and Jean for looking after the
Jubilee Garden.
Our café continues to thrive year-round, thanks to the unwavering dedication of our outstanding
volunteers, whose effort5 make it possible for us to deliver a consistentty high standard of service.
Our Catering Manager prepares a variety of delicious. home-cooked meals that everyone can enjoy
and appreciate.
Age UK Bury and Manchester Camerata have introduced a Music cafe at the Jubilee centre for
people living with dementia. This is an amazing programme, that commenced in September to help
people with dementia to communicate and express themselves through music. This is an ongoing
programme for the next two years.

AGE UK BURY
TRUSTEES, REPORT
DUMERS LANE COMMUNITY CENTRE
Led by Andrew Wall, Sue Bradley and Janes Lee
In partnership with Bury Council, 4e UK Bury has established the centre as the base for both the
Befriending and Handyperson services. The venue is well-suited for small group activitie5, providing
a welcoming space where Jane hosts her cluster groups and the Friends Together team holds their
weekly client sessions.
OUR PRIORITIES FOR 2025-2026
It is recognised that there are many challenges and opportunities for local independent charities.
Our priorities are..
to maintain and develop the work we are already carrying out:
to achieve a budget that ensure5 expenditure doe5 not exceed income and increase the level of
reserves at a level of six months running costs.
to maximise income from the Jubilee Centre and retail shops and identify alternative funding
streams:
to explore and bid for pieces of work that complement our aims and our ways of working and
attract funding for core-costs-
to ensure good governance to limit risk to the orEanisation and our work-
to maintain and improve dialogue with people 5(FF in Bury and strengthen communications
within the organisation.
io

AGE UK BURY
TRUSTEES, REPORT
THANK YOU
We really appreciate the kindne$5 we have received from the following people and organisations,
and we thank them for their tontinued support=
A5da
Bury Council
Bury Council, Adult Care
Bury Older People's Network
• Bury Society for Blind and Partially Sighted People
Bury Voluntary. Community and Faith Alliance IVCFAI
CABB
Comms Connect
Crown Oil
Davenport GfOUP
Friends Of Clarence Park
• Gieater Manchester Police
• Healthwatch Bury
Horsfield & Smith
Moving orTr Together
Nalional Lottery
•NHS
Northern Care Alliance
Olive Bar and Restaurant
Radcliffe Male Voice Choir
Rotary Club of Bury
Stayin8 well team
Tesco
Our greatest asset is our people. We are deeply grateful to our dedicated stèff, volunteers,
fundraisers, and tutors for their unwavering support. both to our organisation and to each other,
throughout the year. We also give our special thanks to the families and friends who gave donations
in memory of their loved ones. We express our 8ratitude to all individuals who consistently support
us by participation in our I￿ Club.
I would like to give a special mention to Joan Rees who retired as Chair in March 2025. For over 30
years, Joan has been a dedicated volunteer, Trustee and then Chair of the Executive Board. Her
commitment to the charity has been truly outstanding. Joans contributions have been greatly
valued, and we sincerety thank her for her hard work. dedication and positive attitude, all of which
have left a lasting impact on both the team and the organisation.
Another special mention to David Abell, who has dedicated over 33 years of outstanding service to
this charity. His unwavering commitment has been truly remarkable. As a designated van driver,
David plays a vital role in tollecting and delivering goods for our shops. He also sUPPOrts the centre
by helping with gardening and assisting at events. Thank you, Dovid. for your incredible hard work,
loyalty, and dedication- your contribution makes a real difference.
li

AGE UK BURY
TRUSTEES, REPORT
FINANCIAL REVIEW
During the year, the Trustees and senior management team put in place tighter budgetary controls
which have had the immediate effect of converting a substantial defictt in 2024 to a small surplus in
2025.
The plan is to continue to review costs and income streams, with the goal of building reserves in line
with the reserves poliry of holding at least six months runninE costs.
Within that aim. the key objective is to continue to offer support and guidance to people 5CFF livin8
in Bury. In the current economic climate, meeting that aim is expected to result in only a minimal
increase in rese￿e5 in 2025126.
Policy on reseThes
The trustees of Age UK Bury hold reserves for the purpose of=
Ensuring consistency for those who use and depend on our services
Responding to shortfalls in fundin& or unexpected events to protect or redesign servites
Maintaining a degree of independence from the statutory sector. and funders in general, to allow
the charity to set its own agenda to meet the local needs of people 50+ living in Bury.
The free reserves (Beneral unrestricted reserve) on 31st March 2025 stood at £128,718, which is
equivalent to running costs Igeneral cost of trading plus general charitable costs) for just under five
months. This is an increase from three months in 2023124.
STATEMENT OF TRUSTEES, RESPONSIBIUTIES
The trustees (who are also the directors of Age UK Bury for the purposes of company lawl are
responsible for preparing the tru5tees' report and the financial statements in accordance with
applicable law and United Kingdom Accounting Standards Iunited Kingdom Generally Accepted
Accounting Practice), including FRS 102 'The Financial Reporting Standard applicable in the UK and
Republic of Ireland"
Company law requires the trustees to prepare financial statements for each financial year. Under
company law the trustees must not approve the financial statements unless they are satisfied that
they give a true and fair view of the State of affairs of the charitable company and of the incoming
resources and application of resources. including its income and expenditure. of the charitable
company for that period. In preparing these financial statements, the trustees are required to..
select suitable accounting policies and apply them CODSiStently;
obseNe the methods and principles in the Charities SORP-
make judgernellts and estimates that are reasonable and prudent.
State whether applicable accounting standards. comprising FRS 102 have been followed, subject
to any material departures disclosed and explained in the financial statements,. and
prepare the financial statements on the going concern basis unle55 it is inappropriate to presume
that the charitable company will continue in busines5.
12

AGE UK BURY
TRUSTEES, REPORT
The trustees are responsible for keeping proper accounting records that can disclose with
reasonable aCCUfary at any time the financial position of the charitable company and enable them to
ensure that the financial statements comply with the Companies Act 2￿j6. They are also responsible
for safeguarding the assets of the charitable company and hence for taking reasonable steps for the
prevention and detertion of fraud and other irregularities.
The trustees are responsible for the maintenance and integrity of the corporate and financial
information included on the charitable company's website. Legislation governing the preparation
and dissemination of financial statements may differ from legislation in other jurisdictions.
The annual report was approved by the trustees of the charity on 27 October 2025 and signed on its
behalf by..
Mrs P Jones-Greenhalgh
Trustee
13

AGE UK BURY
INDEPENDENT EXAMINER'S REPORTTO THE TRUSTEES
I report to the charity trustees on my examination of the accounts of the Company for the year
ended 31 March 2025.
Responsibilitle5 and basis of report
As the charitrfs trustees of the Company land also its directors for the purposes of company lawl
you are responsible for the preparation of the accounts in accordance with the requirements of the
Companies Act 20061'the 21X)6 Act'l.
Having satisfied myself that the accounts of the Company are not required to be audited under Part
16 of the 2006 Act and are eligible for independent examination, I report in respect of my
examination of your charitrfs accounts as carried out under section 145 of the Charities Act 2011
I'the 2011 Act'l. In carrying out my examination I have followed the Directions given by the Charity
Commission under section 14515llb) of the 2011 Act.
Independent examinerfs statement
Since the Company's gross income exceeded £250.(KX) your examiner must be a member of a body
listed in section 145 of the 2011 Act. I confimi that l am qualified to undertake the examination
because l am 3 member of , which is one of the listed bodies.
I have completed my examination. I confirm that no matters have come to my attention in
connection with the examination giving me cause to believe=
l. accounting records were not kept in respect of Age UK Bury as required by section 386 of the
2006 Act," or
2. the accounts do not accord with those records: or
3. the accounts do not comply with the accounting requirements of sertion 396 of the 2006 Act
other than any requirement that the accounts give a 'true and fair view, which is not a matter
considered as part of an independent examination; or
4. the accounts have not been prepared in accordance with the methods and principles of the
Statement of Recommended Practice for accounting and reportin8 by charities lapplicable to
charities preparing their accounts in accordance with the Financial Reporting Standard
pplicable in the UK and Republic of Ireland IFRS 10211.
I have no concerns and have come across no other matters in connection with the examination to
which attention should be drawn in this report in order to enable a proper under5tandin8 of the
accounts to be reached.
Ryan Denner ACA
Tower House. 269 Walrnersley Road,Bury. BL9 6NX
27 October 2025
14

AGE UK BURY
STATEMENT OF FINANCIAL ACTIVITIES
YEAR ENDED 31 MARCH 2025
{INCLUDING INCOME AND EXPENDITURE ACCOUNT
AND STATEMENT OF TOTAL RECOGNISED GAINS AND LOSSES)
Unrestricted
funds
Restrirted
funds
Totsl
2025
Total
2024
Note
Income and Endowmentsfrom:
Donation5 and legacies
Other trading activities
Investment income
28,237
326.8SO
8,081
10,708
375,048
32.988
403.Z85
359.838
8,081
10,708
344,105
284,958
10,351
9,984
Other income
Total Income
373,876
408,036
781,912
649.398
Expenditure on:
Raising funds
Charitable activities
1166,1771
1157.4621
174,8821
1370,8731
1241,0591
1528,3351
1239,8291
1580,4781
Total Expenditure
1323,6391
1445,7551
1769,3941
1820,3071
Net income/lexpenditurel
50,237
137.7191
12,518
1170,9091
Net movement in funds
50.237
137.7191
12,518
1170,9091
Reconciliation of fvnds
Total funds brought forward
321.280
68.062
389,342
560,251
Total funds carried forward 21
371,517
30,343
401,860
389,342
All of the charity's activities derive from continuing operations durinÉ the above two periods.
The funds breakdown for 2024 is shown in note 21.
Is

AGE UK BURY
BALANCE SHEET
AS AT 31 MARCH 2025
(REGISTRATION NUMBER: 07506866)
2025
2024
Note
Fixed assets
Tangible assets
15
245.385
246,614
Current assets
Debtors
16
45,926
162.751
66,104
167,186
Cash at bank and in hand
17
208.677
233,290
Creditors: Amounts falling due within one year
18
152,2021
190,5621
Net current assets
156,475
142,728
Net assets
401,860
389,342
Funds of the charity:
Restricted income funds
Restricted funds
30,343
68,062
Unrestrirted income funds
Unrestrirted funds
371,517
321,280
Total funds
21
401,860
389,342
For the financial year ending 31 March 2025 the charity was entitled to exemption from audit under
section 477 of the Companies Act 2006 relating to small companies.
Directors. responsibilities:
The members have not required the charity to obtain an audit of its accounts for the year in
question in accordance with section 476; and
The directors acknowledge their responsibilities for complying with the requirements of the Act
with respect to accounting records and the preparation of accounts.
The financial statements on pages 15 to 31 were approved by the trustees, and authorised for issue
on 27 October 2025 and signed on their behalf by:
Mr5 P Jones-Greenhalgh
Trustee
16

AGE UK BURY
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
I Charity status
The charity is limited by guarantee, incorporated in En8land and Wales, and consequently does not
have share capital. Each of the trustees is liable to contribute an amount not exceeding £1 towards
the assets of the charity in the event of liquidation.
The address of its registered office is..
The Jubilee Centre
Mosley Avenue
Bury
Lancashire
BL9 6PQ
2 Accounting policies
Summary of significant accounting policies and key accounting estimates
The principal accounting policies applied in the preparation of these financial statements are set out
below. These policies have been consistently applied to all the years presented, unle55 Otherwise
stated.
Statement of compliance
The financial statements have been prepared in accordance with Accounting and Reporting by
Charities= Statement of Recommended Practice lapplicable to charities preparing their accounts in
accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland IFRS
10211 (issued in October 20191 (Charities SORP IFRS 10211, the Financial Reporting Standard
applicable in the UK and Republic of Ireland IFRS 1021 and the Companies Act 21XJ6.
Basis of preparation
Age UK Bury meets the definition of a public benefit entity under FRS 102. Assets and liabilities are
initially recognised at historical cost or transaction value unless otherwise stated in the relevant
accounting policy note5.
Going ton¢ern
The financial statements have been prepared on a going concern basis.
The trustees assess whether the use of going concern is appropriate i.e. whether there are any
material uncertainties related to events or condition5 that may cast significant doubt on the ability
of the charity to continue as a going concern. The trustees make this assessment in respect of a
period of one year from the date of approval of the financial statements.
Income and endowrnents
Voluntary income including donations, gifts. legacies and grants that provide core funding or are of a
general nature is recognised when the Charity ha5 entitlement to the income. it is probable that the
income will be received and the amount can be measured with sufficient reliability.
17

AGE UK BURY
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
DonotiTons andlegocies
Donations and legacies are retogni5ed on a receivable basis when receipt is probable and the
amount can be reliably measured.
Grants receivable
Grants are recognised when the charity has an entitlement to the funds and any conditions linked to
the grants have been met. Where performance conditions are attached to the grant and are yet to
be met. the income is recognsied as a liability and included on the balance sheet as deferred income
to be released.
Donotedservices undfacilitie5
Gifts and intangible income is included at the cost of the donor. where this cost is not known
precisely an estimate of the value of such gifts is included in donations.
Time given by volunteers is not included at a value.
Expendlture
All expenditure is recognised once there is a legal or construrtNe obligation to that expenditure, it is
probable settlement is required and the amount can be measured reliably. All costs are allocated to
the appliable expenditure heading that aggregate similar costs to that category. Where costs cannot
be directly attributed to particular headings they have been allocated on a basis consistent with the
use of resources, with central staff costs allocated on the basis of time spent, and depreciation
charge5 allocated on the portion of the asseys use. Other support costs are allocated based on the
spread of staff costs.
Raisingfvnds
These are costs incurred in attracting voluntary income. the management of investments and those
incurred in trading activities that raise funds.
Charitable artivities
Charitable expenditure comprises those costs incurred by the Charity in the delivery of its activities
and services for its beneficiaries. It includes both costs that can be allocated directly to such
activities and those costs of an indirect nature necessary to support them.
Support costs
Support Costs include ￿￿traI functions and have been allocated to activity cost categories on a basis
consistent with the use of resource5, for example. allocating property costs by floor areas, or per
capita, staff costs by the time spent and other costs by their usage.
Governance costs
These include the costs attributable to the Charit(s compliance with constitutional and statutory
requirements, intludinB audit. strategic management and Trustee's meetings and reimbursed
expenses.
18

AGE UK BURY
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
Taxation
The charity is considered to pass the tests set out in Paragraph I Schedule 6 of the Finance Act 2010
and therefore it meets the definition of a charitable company for UK corporation tax purposes.
Accordingly. the charity is F)Otentialty exempt from taxation in respect of income or capital gains
received within categorie5 covered by Chapter 3 Part 11 of the Corporation Tax Act 2010 or Section
256 of the Taxation of Chargeable Gains Act 1992, to the extent that such income or gains are
applied exclusively to charitable purposes.
Tangible fixed assets
Individual fixed asset5 are initially recorded at cost. less any subsequent accumulated depreciation
and subsequent accumulated impairment losses.
Depreciation and amortisation
Depreciatiorb IS provided on tangible fixed assets so as to write off the cost or valuation, less any
estimated residual value, over their expected useful economic life as follows:
Asset class
Freehold properties
Jubilee Centre equipment
Office equipment
Motor vehicles
Depreciation method and rate
4% straight line
2% straight line
20% straight line
25% straight line
IO% straight line
Alterations to Landlord'5 property
Debtor5
Debtors are amounts due for seNices performed in the ordinary course of business.
Debtors are reco8nised initially at the transaction price. They are subsequently measured at
amortised cost using the effective interest method, less provision for impairment. A provision for the
impairment of debtors is established when there is objective evidence that the Charity will not be
able to collect all amounts due according to the original term5 of the receivable5.
Cash and cash equivalents
Cash and cash equivalents comprise cash on hand and call deposits, and other short-term highly
liquid investments that are readily convertible to a known amount of cash and are subject to an
insignificant risk of change in value.
19

AGE UK BURY
NOTES TO THE FINANCIAL sfATEMEMtS
FOR THE YEAR ENDED 31 MARCH 2025
Trade creditors
Trade creditDrs are obligations to pay for 8oods or Services that have been acquired in the ordinary
course of busines5 from suppliers. Accounts payable are classified as current liabilities if the charity
does not have an unconditional right, at the end of the reF)Orting period, to defer settlement of the
creditor for at least twelve months after the reporting date. If there is an unconditional right to defer
settlement for at least twelve months after the reportin8 date. they are presented as non-current
Trade creditors are recognised initially at the transaction price and subsequently measured at
amortised cost using the effective interest method.
Fund strurture
Unrestricted income funds are general funds that are available for use at the trustees discretion in
furtherance of the objective5 of the charity.
Designated funds are unrestricted funds Set aside for specific purposes at the discretion of the
trustees.
Restricled income funds are those donated for use in a particular area or for specific purposes. the
use of which is restricted to that area or purpose.
Pensions and other post retirement obligatior
The charity operates a defined contribution pension scheme which is a pension plan under which
fixed contributions are paid into a pension fund and the charity has no legal or constructive
obligation to pay further contributions even if the fund does not hold sufficient assets to pay all
employees the benefit5 relating to employee service in the current and prior period5.
Contributions to defined contribution plans are recognised in the Statement of Financial Activities
when they are due. If contribution payments exceed the contribution due for service, the exces5 is
recognised as a prepayment.
Financial instruments
Clossificotion
Financial assets and financial liabilities are recognised when the charity becomes a party to the
contractual provisions of the instrument.
Financial liabilities and equity instruments are classified according to the substance of the
contractual arrangements entered into. An equity instrument is any contract that evidences a
residual interest in the assets of the charity after deducting all of its liabilities.
20

AGE UK BURY
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
Recognition and measurement
All financial assets and liabilities are initially measured at transaction price lincludin8 transaction
costsl, except for those financial assets classified as at fair value throuEh profit or 1055, which are
initially measured at fair value Iwhich is normally the transaction price excluding transaction costs),
unless the arrangement constitutes a financing transaction. If an arrangement constitutes a
financing transaction, the financial asset or financial liability is measured at the present value of the
future payments discounted at a market rate of interest for a similar debt instrument.
Financial a55ets and liabilities are only offset in the statement of financial position when, and only
when there exists a legally enforceable right to set off the recognised amounts and the charitv
intends either to settle on a net basis, or to realise the asset and settle the liability simultaneouslv.
Financial assets are derecognised when and only when al the contractual rights to the cash flows
from the financial asset expire or are settled, bl the charity transfers to another party substantially
all of the risks and rewards of ownership of the financial asset. or cl the charity. despite having
retained some, but not all, significant risks and rewards of ownership. has transferred control of the
a55et to another party.
Financial liabilitie5 are dereco8nised only when the obligation specified in the contract is discharged,
cancelled or expires.
3 Income from donation5 and legacies
Unrestrirted
funds
General
Restrirted
funds
Total
funds
Grants, including capitol grants-
Grants receivable
22,367
5,870
362.677
12,371
385,044
18,241
Committed giving
Totsl for 2025
28,237
375,048
403,285
Totsl for 2024
120,421
223,684
344,105
21

AGE UK BURY
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
4 Income from other trading artivitie5
Unrestricted
funds
Generdl
Restrirted
funds
Totsl
funds
Trading income,.
Shop income from sale ofdonated goods and
services
123.875
123,875
Events income,.
Food sales
127.705
74.161
127,705
74,161
21,748
12,349
Activities and events
Handyperson income
Fundraising events
21,748
11,240
1.109
Total for 2025
326,850
32,988
359,838
Total for 2024
278,735
6,223
284.958
5 In¥estment income
Unrestricted
fvnds
General
Total
funds
Interest receivable and similar income-
Interest receivable on bank deposits
8.081
8,081
Total for 2025
8,081
8,081
Total for 2024
10,351
10.351
6 Other Income
Unrestrirted
funds
General
Restricted
funds
Total
funds
Rental income
10,708
10.708
Total for 2025
10.708
10.708
Totsl for 2024
9,984
9.984
22

AGE UK BURY
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
7 Expenditure on raising funds
al Costs of trading artivitie5
Unrestricted funds
Restrirted
fvnd5
Total
2025
Total
2024
Designated
General
Costs of goods sold
Staff Costs
Legal fees
Depreciation. amortisation
and other similar costs
36,722
75,194
880
54,154
20,LKKJ
90,876
95,194
880
84,283
101,357
717
958
958
959
Other direct costs of
activities for generating
funds
52.423
728
53,151
52,513
958
165.219
74,882
241,059
239,829
8 Expenditure on charitable activities
Unrestritted funds
Designated
General
Restricted
funds
Total
2025
Note
Staff costs
Allocated support
costs
119,383
300,999
420,382
7.347
26,918
3.814
69,874
104,139
3,814
Governance cost5
7.347
150,115
370,873
528,335
Unrestricted funils
Designated
General
Restrirted
funds
Total
2024
Note
Staff costs
191,679
268,564
460,243
Allocated sUPPOrt
costs
7,926
63,472
4.867
43,963
115,361
4.874
Governance tosts
7,926
260.018
312,534
580,478
Included in the expenditure analysed above, there are govemance costs of £3.81412024 - £4,8741
which relate directly to charitable activities. See note 9 for further details.
23

AGE UK BURY
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
9 Analy515 of go¥ernance and sUPlXIrt costs
Governance costs
Unrestrirted
funds
Total
2025
Total
2024
General
Independent Examinerfs remuneration
Legal fee5
3.660
154
3,660
154
3,480
1,394
3,814
3,814
4,874
Unrestricted
fvnds
General
Restrirted
funds
Totsl
funds
Independent examiner fees
Examination of the financial statements
3,660
154
3.660
154
Legal fees
Total for 2025
3.814
3.814
Totsl for 2024
4,867
4.874
24

AGE UK BURY
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
10 Net incomingloutgoing resources
Net incoming/loutgoingl resources for the year include:
2025
2024
Depreciation of fixed assets
9,349
9,928
11 Trustees remuneration and expenses
No trustees, nor any persons connected with them. have received any remuneration from the
charity during the year.
No trustees have received any reimbursed expenses or any other benefits from the charity during
the year.
Iz stsff costs
The aggregate payroll costs were as follows=
2025
2024
Stafl costs during the year were:
Wages and salaries
Social security costs
Pension costs
480,727
26,271
8,578
524,188
29.231
8.181
515,576
561,6(M)
The monthly average number of persons (including senior management / leadership team)
employed by the charity during the year expressed as full time equivalents was as follows=
2025
No
2024
No
Senior executive
Dirert charitable work staff
Administrative staff
24
26
28
30
No employee received emoluments of more than £60,(￿) during the year.
13 Independent examiner's remuneration
2025
2024
Examination of the financial statements
3,660
3.480
2S

AGE UK BURY
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
14 Tamation
The charity is a registered charity and is therefore exempt from taxation.
15 TanEible fixed assets
Land and
buildings
Furniture and
equipment
Motor
vehi¢les
Totsl
Cost
At l April 2024
Additions
480,513
117,086
8,120
36,614
634,213
8.120
At 31 March 2025
480.513
125,206
36,614
642,333
Depreciation
At l April 2024
Charge for the year
243,567
5.923
107.418
3.426
36,614
387,599
9,349
At 31 March 2025
249,490
110,844
36,614
396,948
Net book value
At 31 March 2025
231,023
14,362
245,385
At 31 March 2024
236,946
9.668
246,614
16 Debtors
2025
2024
Trade debtors
37,740
8,186
49.379
10,466
6,259
Prepayments
Other debtors
45,926
66,104
17 Cash and cash equivalents
2025
2024
Cash on hand
Cash at bank
1,364
161,387
6,829
160,357
162,751
167,186
26

AGE UK BURY
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
18 Creditors: amounts falling due within one year
2025
2024
Trade creditors
16,637
5,436
1,909
28,220
18,983
32.424
Other taxation and social security
Other creditors
Accruals
39,155
52.202
90,562
19 Obligations under leases and hire purchase contrarts
Operating lease commilments
Total future minimum lease payments under non-cancellable operating leases are as follows..
2025
2024
Land and buildings
Within one year
15,675
15,675
20 Penslon and other schemes
Defined contribution pension scheme
The Charity operates a defined contribution pension scheme. The pension cost charge for the year
represents contributions payable by the Charity to the scheme and amounted to £8,578 12024
£8,181).
There were no outstanding or prepaid contributions at either the beginning or end of the
financial year.
27

AGE UK BURY
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
21 Funds
Balance at
l April
2024
Balance at
31 March
20Z5
Incoming
resources
Resources
expended
Transfers
Unrestrirted
General
78,296
373,876
1315.3341
18,1201
128,718
Designatedfvnds
Fixed Asset Fund
242.984
18,305}
8,120
242,799
Total unrestrirted
321.280
373,876
1323,6391
371,517
Restricted
Friend5 together
Information & Advice
7.327
15.363
5.075
75.639
48.3
87,692
Is.o(J)
65.684
181,205)
159,125)
191,363}
113,5031
176,5171
1,761
4,538
1,404
1,497
2,233
Befriending
Bury MBC Key Safes
Handyper50n
Health Improvement
Fund
13,066
1,037
98
19371
{981
18.5031
100
Defibrillator
Dumers Lane
11,089
2,586
Age UK- winter voucher
scheme
Home from Hospital
Building Fund
5CrfJ
15QKII
1112.2091
11,7951
11,993
2.514
105,819
9,902
5,603
10,621
68.062
408,036
1445,7551
30,343
Totsl funds
389.342
781,912
(769,3941
401,860
28

AGE UK BURY
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
Balance at
l April
20Z3
Balance at
31 March
2024
Incorning
Tesources
Resources
expended
Transfers
Unrestricted
General
149,581
409.506
1485,4641
4,673
78.296
Designated
256,542
18,8851
14,6731
242,984
Total unrestricted
406.123
409,506
1494,3491
321,280
Restricted
Friends together
Information & Advice
Befriending
Handyperson
Health Improvement
Fund
Defibrillator
80,179
60.991
36,756
45.909
172,8521
148,449)
149,1931
145,1091
7.327
15.363
5,075
13,066
2.821
17,512
12.266
755
1,3(M)
1,5C(J
10.394
11,0181
11,6021
18.8791
iio,owi
1,037
98
2CO
Dumers Lane
9,574
iO,(XKJ
11,089
Age UK- cost of living
Age UK- winter voucher
scheme
Is￿)
188.3551
500
Home from Hospital
Building Fund
100,1
11,993
2,514
2,514
154,128
239.891
1325,9571
68,062
Total funds
560,251
649,397
1820.3061
389,342
The specific purposes for which the funds are to be applied are as follows..
29

AGE UK BURY
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
General Fund
The free reserves after allowing for all designated funds.
Designated Fixed Asset Fund
This fund represents the net book value of fixed assets already held. Whilst the value of these
assets is included within the total funds of the charity, they do not represent liquidlexpendable
amounts and should be segregated accordingly.
Restricled Funds
Friends Together
restricted.
this service is supported by a grant from Bury Council. This funding is
Information and Advi
this service is supported by the Grace Rigby Trust. which is
administered by Bury Council and Cost of Living Grants from Bury Council. This funding is
restricted.
Befriending - this service is supported by the Grace Rigby Trust. which is administered by Bury
Council. The Keeping in Touch telephone service was supported by Awards For All. Grants and
fundraising for these services are restricted.
The Handy Person Service
this service is supported by the Grace Rigby Trust, which is
administered by Bury Council. This funding is restricted.
Health Improvement Fund
is a project funded by Bury Council which aims to help people
improve their physical and mental health. This funding is restricted.
The Defibrillator Appeal - this is an appeal to install a new defibrillator and case on the exterior
of the Jubilee Centre. This funding is restricted.
Dumers Lane
this Centre is supported by the Peel Group Foundation Trust for the
development of the Dumers Lane Centre. This funding is restricted.
Age UK Cost of Living Fund - this is a grant from our national partner, Age UK, to support the
running of the Jubilee Centre in April 2023 - March 2024 to ensure its sustainability and
development. This funding is restricted.
Age UK Winter Voucher Scheme - this is a one-off scheme to support older people with small
payments for food. This funding 15 restricted.
Home from Hospitsl Service - this service was supported by the 10 GM Targeted Investment
Fund with £20,000 grant to set up a new service at Fairfield Hospital. Funding of £IOO,OLKI was
received from Greater Manchester Integrated Care Partnership to run the srvice from April 2023
to March 2024. This funding is restricted.
We are very grateful to all ourfunders fortheir support to ourwork.
Controlllng entity
The charity is controlled by the trustees who are all directors of the company.
30

AGE UK BURY
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
22 Analysis of net 355ets between funds
Total fund5 at
31 March
2025
Unrestrirted fund5
General
Designated
Restrirted
funds
Tangible fixed assets
Current assets
242.799
2,586
27,757
245,385
208.677
152,2021
180,920
152,2021
Current liabilities
Total net assets
128,718
242.799
30,343
401,860
Total funds at
31 March
2024
Unrestricted funds
General
Designated
Restricted
funds
Tan8ible fixed assets
Current assets
242,984
3,630
64,432
246,614
233,290
190,5621
168,858
190,5621
Current liabilities
Total net assets
78.296
242,984
68,062
389,342
23 Related party tran5artions
There were no related party transactions in the year.
31