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2021-12-31-accounts

Trustee Name Office i f any Dates acted i f not for year
Mr Malcolm Allard Elder, Acting Secretary
Mrs Margaret Brown Elder =
Mr Duncan Cree Elder, Assistant Treasurer
Mrs Helen Haigh Elder To 31st December 2021
Mr Kevin Haigh Elder, Organist To 31st December 2021
Mr Dapo Kotun Elder From Ist January 2022
Mrs Sandra Millan Elder, Pulpit Supply
Mr David Nursaw Elder
Mrs Samantha Roney Elder
M r Malcolm Smith Elder From Ist January 2022
Mrs JeanTerry Elder To 31st December 2021
_

CONTENTS
Page
Statement of financial activities 2
Balance Sheet 2
Notes to Financial Statements 3,4,5
Treasurer's Statement 5
Independent examiner's report 5
S T A T E M E N T OF F I N A N C I A L A C T I V I T I E S
F O R T H E Y E A R ENDED 31 D E C E M B E R 2021 2021 2020
Note £ £
I N C O M I N G RESOURCES from generated funds
Voluntary Income 2 3 2 , 8 6 4 4 2 , 5 8 5
Grants received 3
Activities for generating funds 4 28,710 29,820
Investment Income 5 631 786
Incoming resources - unrestricted 62,205 73,191
Restricted donations received 4 1,000 761
Incming resources - total 63,205 73,952
RESOURCES E X P E N D E D Charitable activities
U R C Ministry & Mission Fund 6 29,268 25,896
Worship costs 7 2,360 4,981
Cost of church activities 8 34,137 46,763
Grants payable
Governance costs
Resources expended-unrestricted 65,765 77,640
Restricted donations passed on 9 15 910
Resources expended-
total
65,780 78,550
Net incoming (outgoing) unrestricted resources: -3,560 4,449
Total funds b/f 1 January 72,678 77,127
Unresrticted resources o/f 31 December 69,118 72,678
Net incoming (outgoing) restricted resources: 985 -149
Total funds b/f 1 January 15 164
Resrticted resources ¢/f 33December 1,000 15
O e
T O T A L RESOURCES 31 D E C E M B E R 70,118 72,693
B A L A N C E S H E E T AS A T 31 D E C E M B E R 2021 2020
B A N K A N D CASH B A L A N C E S £ £
Lloyds TSB Current account - unrestricted 10,265 3,104
Lloyds TSB Current account -restricted 1,000 15
Redwood Bank Ltd 58,793 63,165
Charities deposit fund (COIF) 0 6,349
Cash 60 60
T H E FUNDS O F T H EC H A R I T Y 70,118 72,693

N O T E S T O T H E S T A T E M E N T O F F I N A N C I A L A C T I V I T I E S - cont? 2021 2020
£ £
2 V O L U N T A R Y I N C O M E
Freewill/plate offerings 21,144 16,475
Junior family church
Special offerings/ donations/legacies 6,000 18,332
Income tax refunds/ Gift Aid 5,720 7,778
32,864 42,585
3 G R A N T S R E C E I V E D- n o grants were received in the year 0 0
4 A C T I V I T I E S F O R G E N E R A T I N G U N R E S T R I C T E D FUNDS
Letting of Church and Halls 10,054 11,737
Letting of Manse 16,905 17,291
Fairs and sales 1,231 10
Other fund raising 520 669
Miscellaneous 0 113
2 8 , 7 1 9 29,820
RESTRICTED DONATIONS RECEIVED
"Commitment for life" 1,000 680
Individual charities 0 81
1,000 761
5 I N V E S T M E N T I N C O M E
Bank Interest 631 786
6 M I N I S T R Y & M I S S I O N FUND
The Church contributes to the central URC costs o f training and providing ministers
(including the centralised payment of stipends, pension contributions and other benefits
for ministers), running the denomination, and the wider mission of the national Church.
7 W O R S H I P COSTS
The Church shares its minister with churches in the Forest Group and some payments are made b y
the Forest Group.
Ministerial Costs arethe sharepaid by Chingford URC
Share of Ministerial costs paid to Forest Group 1,032 3,016
Pupit supply 930 210
Junior Family Church 0 106
Organist, CCLI licence & other 398 1,649
2,360 4,981
8 C O S T S OF C H U R C H A C T I V I T I E S , Church & manse costs
Church Administrator 15,750 14,963
Cleaning 4,267 3,364
Gas &
Electricity
4,896 4,042
Building maintenance & equipment 3,460 17,953
Manse expenses, inc refurbishment and insurance 1,210 1,271
Insurance of Church 2,734 2,584
Water & refuse 0 143
Sub total carried forward 32,317 44,320
Communications
: Newsletter & posters
0 313
Telephone & intemet 1,663 1,959
Reform magazine 0 0
1,663 2,272
Coffee, flowers & lunches 157 171
COST OF A C T I V I T I E S 34,137 46,763
N O T E S T O T H E S T A T E M E N T O F F I N A N C I A L A C T I V I T I E S - cont? 2021 2021
£ £
9 G R A N T S P A Y A B L E A N D R E S T R I C T E D D O N A T I O N S PASSED O N
Commitment for Life 0 680
Other restricted gifts 15 230
15 910

CONTENTS
Page
Statement of financial activities 2
Balance Sheet 2
Notes to Financial Statements 3,4,5
Treasurer's Statement 5
Independent examiner's report 5
S T A T E M E N T OF F I N A N C I A L A C T I V I T I E S
F O R T H E Y E A R ENDED 31 D E C E M B E R 2021 2021 2020
Note £ £
I N C O M I N G RESOURCES from generated funds
Voluntary Income 2 3 2 , 8 6 4 4 2 , 5 8 5
Grants received 3
Activities for generating funds 4 28,710 29,820
Investment Income 5 631 786
Incoming resources - unrestricted 62,205 73,191
Restricted donations received 4 1,000 761
Incming resources - total 63,205 73,952
RESOURCES E X P E N D E D Charitable activities
U R C Ministry & Mission Fund 6 29,268 25,896
Worship costs 7 2,360 4,981
Cost of church activities 8 34,137 46,763
Grants payable
Governance costs
Resources expended-unrestricted 65,765 77,640
Restricted donations passed on 9 15 910
Resources expended-
total
65,780 78,550
Net incoming (outgoing) unrestricted resources: -3,560 4,449
Total funds b/f 1 January 72,678 77,127
Unresrticted resources o/f 31 December 69,118 72,678
Net incoming (outgoing) restricted resources: 985 -149
Total funds b/f 1 January 15 164
Resrticted resources ¢/f 33December 1,000 15
O e
T O T A L RESOURCES 31 D E C E M B E R 70,118 72,693
B A L A N C E S H E E T AS A T 31 D E C E M B E R 2021 2020
B A N K A N D CASH B A L A N C E S £ £
Lloyds TSB Current account - unrestricted 10,265 3,104
Lloyds TSB Current account -restricted 1,000 15
Redwood Bank Ltd 58,793 63,165
Charities deposit fund (COIF) 0 6,349
Cash 60 60
T H E FUNDS O F T H EC H A R I T Y 70,118 72,693

N O T E S T O T H E S T A T E M E N T O F F I N A N C I A L A C T I V I T I E S - cont? 2021 2020
£ £
2 V O L U N T A R Y I N C O M E
Freewill/plate offerings 21,144 16,475
Junior family church
Special offerings/ donations/legacies 6,000 18,332
Income tax refunds/ Gift Aid 5,720 7,778
32,864 42,585
3 G R A N T S R E C E I V E D- n o grants were received in the year 0 0
4 A C T I V I T I E S F O R G E N E R A T I N G U N R E S T R I C T E D FUNDS
Letting of Church and Halls 10,054 11,737
Letting of Manse 16,905 17,291
Fairs and sales 1,231 10
Other fund raising 520 669
Miscellaneous 0 113
2 8 , 7 1 9 29,820
RESTRICTED DONATIONS RECEIVED
"Commitment for life" 1,000 680
Individual charities 0 81
1,000 761
5 I N V E S T M E N T I N C O M E
Bank Interest 631 786
6 M I N I S T R Y & M I S S I O N FUND
The Church contributes to the central URC costs o f training and providing ministers
(including the centralised payment of stipends, pension contributions and other benefits
for ministers), running the denomination, and the wider mission of the national Church.
7 W O R S H I P COSTS
The Church shares its minister with churches in the Forest Group and some payments are made b y
the Forest Group.
Ministerial Costs arethe sharepaid by Chingford URC
Share of Ministerial costs paid to Forest Group 1,032 3,016
Pupit supply 930 210
Junior Family Church 0 106
Organist, CCLI licence & other 398 1,649
2,360 4,981
8 C O S T S OF C H U R C H A C T I V I T I E S , Church & manse costs
Church Administrator 15,750 14,963
Cleaning 4,267 3,364
Gas &
Electricity
4,896 4,042
Building maintenance & equipment 3,460 17,953
Manse expenses, inc refurbishment and insurance 1,210 1,271
Insurance of Church 2,734 2,584
Water & refuse 0 143
Sub total carried forward 32,317 44,320
Communications
: Newsletter & posters
0 313
Telephone & intemet 1,663 1,959
Reform magazine 0 0
1,663 2,272
Coffee, flowers & lunches 157 171
COST OF A C T I V I T I E S 34,137 46,763
N O T E S T O T H E S T A T E M E N T O F F I N A N C I A L A C T I V I T I E S - cont? 2021 2021
£ £
9 G R A N T S P A Y A B L E A N D R E S T R I C T E D D O N A T I O N S PASSED O N
Commitment for Life 0 680
Other restricted gifts 15 230
15 910