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|Trustee Name||Office i f any||Dates acted i f not|for|year||
|---|---|---|---|---|---|---|---|
|Mr Malcolm Allard||Elder, Acting Secretary||||||
|Mrs Margaret Brown||Elder|||||=|
|Mr Duncan Cree||Elder, Assistant Treasurer||||||
|Mrs Helen Haigh||Elder||To 31st December 2021||||
|Mr Kevin Haigh||Elder, Organist||To 31st December 2021||||
|Mr Dapo Kotun||Elder||From Ist January|2022|||
|Mrs Sandra Millan||Elder, Pulpit Supply||||||
|Mr David Nursaw||Elder|||||||
|Mrs Samantha Roney||Elder|||||||
|M r Malcolm Smith||Elder||From Ist January|2022|||
|Mrs JeanTerry|||Elder||To 31st December 2021||||
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||CONTENTS|
|---|---|
||Page|
|Statement of financial activities|2|
|Balance Sheet|2|
|Notes to Financial Statements|3,4,5|
|Treasurer's Statement|5|
|Independent examiner's report|5|





|S T A T E M E N T OF F I N A N C I A L A C T I V I T I E S||||||||
|---|---|---|---|---|---|---|---|
|F O R T H E Y E A R ENDED 31 D E C E M B E R 2021|||2021||2020|||
||Note||£||£|||
|I N C O M I N G RESOURCES from generated funds||||||||
|Voluntary Income|2||3 2 , 8 6 4||4 2|, 5 8 5||
|Grants received|3|||||||
|Activities for generating funds|4||28,710||29,820|||
|Investment Income|5|||631||786||
|Incoming resources - unrestricted|||62,205||73,191|||
|Restricted donations received|4|||1,000||761||
|Incming resources - total|||63,205||73,952|||
|RESOURCES E X P E N D E D Charitable activities||||||||
|U R C Ministry & Mission Fund||6|29,268||25,896|||
|Worship costs||7||2,360||4,981||
|Cost of church activities||8|34,137||46,763|||
|Grants payable||||||||
|Governance costs||||||||
|Resources expended-unrestricted|||65,765||77,640|||
|Restricted donations passed on||9||15||910||
|Resources expended-<br>total|||65,780||78,550|||
|Net incoming (outgoing) unrestricted resources:||||-3,560||4,449||
|Total funds b/f 1 January||||72,678|77,127|||
|Unresrticted resources o/f 31 December||||69,118|72,678|||
|Net incoming (outgoing) restricted resources:||||985||-149||
|Total funds b/f 1 January||||15||164||
|Resrticted resources ¢/f 33December||||1,000||15||
||||O e|||||
|T O T A L RESOURCES 31 D E C E M B E R||||70,118||72,693||
|B A L A N C E S H E E T AS A T 31 D E C E M B E R|||2021||2020|||
|B A N K A N D CASH B A L A N C E S||||£||£||
|Lloyds TSB Current account - unrestricted||||10,265||3,104||
|Lloyds TSB Current account -restricted||||1,000||15||
|Redwood Bank Ltd||||58,793||63,165||
|Charities deposit fund (COIF)||||0||6,349||
|Cash||||60|||60|
|T H E FUNDS O F T H EC H A R I T Y||||70,118||72,693||





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||N O T E S T O T H E S T A T E M E N T O F F I N A N C I A L A C T I V I T I E S - cont?|2021||2020|
|---|---|---|---|---|
|||£|£||
|2|V O L U N T A R Y I N C O M E||||
||Freewill/plate offerings|21,144|16,475||
||Junior family church||||
||Special offerings/ donations/legacies|6,000|18,332||
||Income tax refunds/ Gift Aid|5,720||7,778|
|||32,864|42,585||
|3|G R A N T S R E C E I V E D- n o grants were received in the year|0||0|
|4|A C T I V I T I E S F O R G E N E R A T I N G U N R E S T R I C T E D FUNDS||||
||Letting of Church and Halls|10,054|11,737||
||Letting of Manse|16,905|17,291||
||Fairs and sales|1,231||10|
||Other fund raising|520||669|
||Miscellaneous|0||113|
|||2 8 , 7 1 9|29,820||
||RESTRICTED DONATIONS RECEIVED||||
||"Commitment for life"|1,000||680|
||Individual charities|0||81|
|||1,000||761|
|5|I N V E S T M E N T I N C O M E||||
||Bank Interest|631||786|
|6|M I N I S T R Y & M I S S I O N FUND||||
||The Church contributes to the central URC costs o f training and providing ministers||||
||(including the centralised payment of stipends, pension contributions and other benefits||||
||for ministers), running the denomination, and the wider mission of the national Church.||||
|7|W O R S H I P COSTS||||
||The Church shares its minister with churches in the Forest Group and some payments are made b y||||
||the Forest Group.<br>Ministerial Costs arethe sharepaid by Chingford URC||||
||Share of Ministerial costs paid to Forest Group|1,032||3,016|
||Pupit supply|930||210|
||Junior Family Church|0||106|
||Organist, CCLI licence & other|398||1,649|
|||2,360||4,981|
|8|C O S T S OF C H U R C H A C T I V I T I E S , Church & manse costs||||
||Church Administrator|15,750|14,963||
||Cleaning|4,267||3,364|
||Gas &<br>Electricity|4,896||4,042|
||Building maintenance & equipment|3,460|17,953||
||Manse expenses, inc refurbishment and insurance|1,210||1,271|
||Insurance of Church|2,734||2,584|
||Water & refuse|0||143|
||Sub total carried forward|32,317|44,320||
||Communications<br>: Newsletter & posters|0||313|
||Telephone & intemet|1,663||1,959|
||Reform magazine|0||0|
|||1,663||2,272|
||Coffee, flowers & lunches|157||171|
||COST OF A C T I V I T I E S|34,137|46,763||





||N O T E S T O T H E S T A T E M E N T O F F I N A N C I A L A C T I V I T I E S - cont?||2021||2021|
|---|---|---|---|---|---|
|||£||£||
|9|G R A N T S P A Y A B L E A N D R E S T R I C T E D D O N A T I O N S PASSED O N|||||
||Commitment for Life||0||680|
||Other restricted gifts||15||230|
||||15||910|



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||CONTENTS|
|---|---|
||Page|
|Statement of financial activities|2|
|Balance Sheet|2|
|Notes to Financial Statements|3,4,5|
|Treasurer's Statement|5|
|Independent examiner's report|5|





|S T A T E M E N T OF F I N A N C I A L A C T I V I T I E S||||||||
|---|---|---|---|---|---|---|---|
|F O R T H E Y E A R ENDED 31 D E C E M B E R 2021|||2021||2020|||
||Note||£||£|||
|I N C O M I N G RESOURCES from generated funds||||||||
|Voluntary Income|2||3 2 , 8 6 4||4 2|, 5 8 5||
|Grants received|3|||||||
|Activities for generating funds|4||28,710||29,820|||
|Investment Income|5|||631||786||
|Incoming resources - unrestricted|||62,205||73,191|||
|Restricted donations received|4|||1,000||761||
|Incming resources - total|||63,205||73,952|||
|RESOURCES E X P E N D E D Charitable activities||||||||
|U R C Ministry & Mission Fund||6|29,268||25,896|||
|Worship costs||7||2,360||4,981||
|Cost of church activities||8|34,137||46,763|||
|Grants payable||||||||
|Governance costs||||||||
|Resources expended-unrestricted|||65,765||77,640|||
|Restricted donations passed on||9||15||910||
|Resources expended-<br>total|||65,780||78,550|||
|Net incoming (outgoing) unrestricted resources:||||-3,560||4,449||
|Total funds b/f 1 January||||72,678|77,127|||
|Unresrticted resources o/f 31 December||||69,118|72,678|||
|Net incoming (outgoing) restricted resources:||||985||-149||
|Total funds b/f 1 January||||15||164||
|Resrticted resources ¢/f 33December||||1,000||15||
||||O e|||||
|T O T A L RESOURCES 31 D E C E M B E R||||70,118||72,693||
|B A L A N C E S H E E T AS A T 31 D E C E M B E R|||2021||2020|||
|B A N K A N D CASH B A L A N C E S||||£||£||
|Lloyds TSB Current account - unrestricted||||10,265||3,104||
|Lloyds TSB Current account -restricted||||1,000||15||
|Redwood Bank Ltd||||58,793||63,165||
|Charities deposit fund (COIF)||||0||6,349||
|Cash||||60|||60|
|T H E FUNDS O F T H EC H A R I T Y||||70,118||72,693||





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||N O T E S T O T H E S T A T E M E N T O F F I N A N C I A L A C T I V I T I E S - cont?|2021||2020|
|---|---|---|---|---|
|||£|£||
|2|V O L U N T A R Y I N C O M E||||
||Freewill/plate offerings|21,144|16,475||
||Junior family church||||
||Special offerings/ donations/legacies|6,000|18,332||
||Income tax refunds/ Gift Aid|5,720||7,778|
|||32,864|42,585||
|3|G R A N T S R E C E I V E D- n o grants were received in the year|0||0|
|4|A C T I V I T I E S F O R G E N E R A T I N G U N R E S T R I C T E D FUNDS||||
||Letting of Church and Halls|10,054|11,737||
||Letting of Manse|16,905|17,291||
||Fairs and sales|1,231||10|
||Other fund raising|520||669|
||Miscellaneous|0||113|
|||2 8 , 7 1 9|29,820||
||RESTRICTED DONATIONS RECEIVED||||
||"Commitment for life"|1,000||680|
||Individual charities|0||81|
|||1,000||761|
|5|I N V E S T M E N T I N C O M E||||
||Bank Interest|631||786|
|6|M I N I S T R Y & M I S S I O N FUND||||
||The Church contributes to the central URC costs o f training and providing ministers||||
||(including the centralised payment of stipends, pension contributions and other benefits||||
||for ministers), running the denomination, and the wider mission of the national Church.||||
|7|W O R S H I P COSTS||||
||The Church shares its minister with churches in the Forest Group and some payments are made b y||||
||the Forest Group.<br>Ministerial Costs arethe sharepaid by Chingford URC||||
||Share of Ministerial costs paid to Forest Group|1,032||3,016|
||Pupit supply|930||210|
||Junior Family Church|0||106|
||Organist, CCLI licence & other|398||1,649|
|||2,360||4,981|
|8|C O S T S OF C H U R C H A C T I V I T I E S , Church & manse costs||||
||Church Administrator|15,750|14,963||
||Cleaning|4,267||3,364|
||Gas &<br>Electricity|4,896||4,042|
||Building maintenance & equipment|3,460|17,953||
||Manse expenses, inc refurbishment and insurance|1,210||1,271|
||Insurance of Church|2,734||2,584|
||Water & refuse|0||143|
||Sub total carried forward|32,317|44,320||
||Communications<br>: Newsletter & posters|0||313|
||Telephone & intemet|1,663||1,959|
||Reform magazine|0||0|
|||1,663||2,272|
||Coffee, flowers & lunches|157||171|
||COST OF A C T I V I T I E S|34,137|46,763||





||N O T E S T O T H E S T A T E M E N T O F F I N A N C I A L A C T I V I T I E S - cont?||2021||2021|
|---|---|---|---|---|---|
|||£||£||
|9|G R A N T S P A Y A B L E A N D R E S T R I C T E D D O N A T I O N S PASSED O N|||||
||Commitment for Life||0||680|
||Other restricted gifts||15||230|
||||15||910|



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