The Parochial Church Council of The Ecclesiastical Parish of Marcham with Garford
Registered Charity No 1140057
FINANCIAL STATEMENTS
of the
Parochial Church Council for the year ended
31 December 2024
INCUMBENT
The Revd. Nick Weldon 41 North Street Marcham Abingdon OX13 6NQ
INDEPENDENT EXAMINER
Mike Greig 1 Dairy Meadow Abingdon OX13 5PH
Parochial Church Council of All Saints' Marcham with St Luke's Garford
Statement of Financial Activities
For the Year Ending 31 December 2024
| Notes | 2024 2023 Unrestricted Restricted Total Prior year funds funds funds total funds £ £ £ £ |
|---|---|
| Incoming resources 2a 2b 2c 2d Incoming resources from generated funds Voluntary income Investment income Incoming resources from Church activities Other incoming resources Total income |
149,575 49,079 198,654 142,557 4,553 -- 4,553 3,887 16,609 -- 16,609 15,297 9,498 60,325 69,823 3,121 |
| 180,235 109,404 289,639 164,862 |
|
| Resources used Cost of generating voluntary income 3a 3b Church activities Total expenditure Net income / (expenditure) resources before transfer |
-- 620 620 -- 181,452 108,632 290,084 182,192 |
| 181,452 109,252 290,704 182,192 |
|
| (1,217) 152 (1,065) (17,330) |
|
| Transfers between Funds Gross transfers between funds - in Other recognised gains / (losses) 7 Gains/losses on investment assets Net movement in funds Total funds brought forward Total funds carried forward Gross transfers between funds - out |
50,000 -- 50,000 -- (50,000) -- (50,000) -- 42 -- 42 159 |
| (1,175) 152 (1,023) (17,171) |
|
| 153,022 11,007 164,029 181,200 |
|
| 151,847 11,159 163,006 164,029 |
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Parochial Church Council of All Saints' Marcham with St Luke's Garford
Balance Sheet As At 31 December 2024
| Notes Fixed assets Investments 7 Current assets Debtors 8 Cash At Bank And In Hand 9 Liabilities 10 Creditors: Amounts Falling Due In One Year Provision For Liabilities Due Within One Year Net current assets less current liabilities Total assets less current liabilities Represented by Funds 11 General (Unrestricted) Designated Restricted Total |
2024 2023 £ £ |
|---|---|
| 1,896 1,853 |
|
| 1,896 1,853 10,993 3,002 153,821 160,474 |
|
| 164,814 163,476 2,072 -- 1,632 1,300 |
|
| 3,704 1,300 |
|
| 161,110 162,176 |
|
| 163,006 164,029 |
|
| 101,372 151,462 50,475 1,560 11,159 11,007 |
|
| 163,006 164,029 |
Approved by the Parochial Church Council on 23 Apr 2025 Revd. Nick Weldon (PCC Chaiman) The Notes on pages 3 to 4 form part of these accounts
Hugh Lawton (Treasurer)
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Parochial Church Council of All Saints' Marcham with St Luke's Garford
Notes to the Financial Statements for the year ended 31 December 2024 Notes
| 1 These accounts are prepared on an Accrual Basis 2 INCOMING RESOURCES 2 (a) Voluntary Income Regular Gift Aid Donations Income tax recoverable on Gift Aid Other Regular Donations Collections (Open Plate) Other donations Donations at Events 2(b) Activities for Generating Funds Bank etc Interest Dividends 2(c) Income from Church Activities Holiday Club/Youth Event Fees Other Event Fees Wedding etc Fees 2(d) Other Incoming Resources Grants 6 Rent from Land or Buildings Miscellaneous Receipts Total Income 3 EXPENDITURE 3(a) Cost of generating voluntary income 3(b) Church Activities Missionary & Charitable Giving Church Overseas: Relief & Development Agencies Home Missions & Other Church Societies Secular Charities Missionary & Charitable Giving Total Ministry: Diocesan Parish Share Youth & Children Events Youth & Children Other Other Events Church Admin Music, AV expenses Flowers Upkeep of services Parish Training & Mission Expenses All Saints Running Costs & Maintenance St Luke's Running Costs & Maintenance All Saints Major Repairs/Decorating St Luke's Major Repairs/Decorating All Saints Upkeep of churchyard St Luke's Upkeep of churchyard Church Refurb/Improve All Saints Banking & IT Costs Miscellaneous Church Activities Total Total Resources Expended 4 STAFF COSTS |
Unrestricted Restricted Endowment Total Total Funds Funds Funds 2024 2023 £ £ £ £ £ 90,375 4,783 -- 95,158 93,603 25,338 6,609 -- 31,947 25,738 9,537 -- -- 9,537 8,147 3,107 396 -- 3,503 2,283 14,087 37,291 -- 51,378 7,243 7,131 -- -- 7,131 5,543 |
|---|---|
| 149,575 49,079 -- 198,654 142,557 |
|
| 4,502 -- -- 4,502 3,836 51 -- -- 51 51 |
|
| 4,553 -- -- 4,553 3,887 |
|
| 5,480 -- -- 5,480 5,605 8,659 -- -- 8,659 8,677 2,470 -- -- 2,470 1,015 |
|
| 16,609 -- -- 16,609 15,297 |
|
| 7,342 60,325 -- 67,667 2,054 450 -- -- 450 256 1,706 -- -- 1,706 811 |
|
| 9,498 60,325 -- 69,823 3,121 |
|
| 180,235 109,404 -- 289,639 164,862 |
|
| -- 620 -- 620 -- |
|
| -- 620 -- 620 -- |
|
| 11,214 9,615 -- 20,829 13,420 -- -- -- -- -- -- -- -- -- 521 |
|
| 11,214 9,615 -- 20,829 13,941 62,201 -- -- 62,201 66,180 40,724 -- -- 40,724 38,817 5,063 -- -- 5,063 5,237 11,388 -- -- 11,388 12,182 8,961 -- -- 8,961 9,696 3,789 -- -- 3,789 4,331 196 -- -- 196 434 1,098 -- -- 1,098 1,199 580 -- -- 580 25 9,815 -- -- 9,815 8,958 2,045 -- -- 2,045 1,488 13,148 13,350 -- 26,498 900 9,231 -- -- 9,231 -- -- 549 -- 549 14,258 6 -- -- 6 -- -- 84,423 -- 84,423 -- 707 145 -- 852 830 1,286 550 -- 1,836 3,716 |
|
| 181,452 108,632 -- 290,084 182,192 |
|
| 181,452 109,252 -- 290,704 182,192 |
|
The PCC employed one Children and Families Minister, one Youth Worker and one Parish Administrator. Details of payments are as follows:
| Salaries * Social Security Costs (National Insurance) Pension Contribution |
40,283 38,475 -- -- 1,015 962 |
|---|---|
| 41,298 39,437 |
- No National Insurance was paid, because the amount payable is less than the allowance under the Government's Small Business Employment Allowance Scheme
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Parochial Church Council of All Saints' Marcham with St Luke's Garford Notes to the Financial Statements for the year ended 31 December
5
PAYMENTS TO PCC MEMBERS
The expenses paid to Clergy and others may include a small immaterial proportion, which relates to their function as PCC members.
GRANTS
6
| The following grants were received: Building Fund Oxfordshire Historic Churches Trust Matthew 25:35 Trust Thames Water Anson Trust Total Building Fund Moldova Holiday Club St Helen St Katherine Parents Association Kingsgrove Trust The Cumber Family Abingdon Deanery Total Moldova Holiday Club Other Marcham Parish Council - Pantomime Visit Anson Trust – Pantomime Visit Anson Trust - Tiddlypeeps Anson Trust – PAT Testing Kit Anson Trust - Covid/Pastoral Fund Licensed Places Of Worship -, VAT Reclaimed - St Luke's Bell Oxfordshire Historic Churches Trust – St Luke’s Bell Total - Other Total Grants Received FIXED ASSETS (a) Tangible (b) Investments (Unrestricted) Market Value at 1 January Revaluation Gain/(Loss) Market Value at 31 December OTHER CURRENT ASSETS Prepayments Accounts Receivable CASH AT BANK AND IN HAND Nat West General A/c Nat West MML A/c NatWest Ripple Effect Acc CCLA (CBF) Deposit Acc LIABILITIES Agency (Christmas Collections) Panto Next Year Wedding/Funeral Fees due to Diocese Accounts Payable Amounts falling due within one year |
£ £ 2024 2023 50,000 5,000 5,000 325 |
|---|---|
| 60,325 0 |
|
| 1,500 500 500 500 |
|
| 3,000 0 |
|
| 250 250 320 605 484 500 1,000 988 1,999 |
|
| 4,342 2,054 |
|
| 67,667 2,054 |
|
| 2024 2023 £ £ 1,854 1,694 42 159 |
|
| 1,896 1,853 |
|
| 2,068 1,845 8,925 1,157 |
|
| 10,993 3,002 |
|
| 61,686 68,193 -- 4,992 1,267 1,001 90,868 86,288 |
|
| 153,821 160,474 |
|
| 478 -- 1,370 1,300 262 -- 1,594 -- |
|
| 3,704 1,300 |
7 8 9
10 11 FUNDS
| Notes Unrestricted Funds General Fund Total Unrestricted Funds Designated Funds Moldova Holiday Club St Luke's Garford Building Fund Total Designated Funds Restricted Funds Building COVID / Pastoral Marcham Moldova Link Mission Partners General Ripple Effect Sundry 12 Total Restricted Funds Total Funds |
Balances Brought Forward Incoming Resources Outgoing Resources Transfers 151,462 169,781 169,913 (50,000) 151,462 169,781 169,913 (50,000) 1,560 9,979 11,539 -- -- 475 -- -- -- -- -- 50,000 1,560 10,454 11,539 50,000 1,750 102,724 98,393 -- 1,771 -- 550 -- 3,432 4,930 8,362 -- 53 -- -- -- 1,001 1,750 1,398 -- 3,000 -- 549 -- 11,007 109,404 109,252 -- |
Balances Carried Forward 42 101,372 Gains and Losses |
|---|---|---|
| 42 101,372 -- -- -- 475 -- 50,000 |
||
| -- 50,475 -- 6,081 -- 1,221 -- -- -- 53 -- 1,353 -- 2,451 |
||
| -- 11,159 |
||
| 164,029 289,639 290,704 -- |
42 163,006 |
2022 Churchyard Grant brought forward
12
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Independent[Examiner's] a i[Certificate] = = for the PCC Accounts
Report to the trustees of the Parochial Church Council of All Saints with St Luke’s Garford
On accounts for the year ended: 31 December 2024 Charity Number (if applicable): 1140057
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Set out on pages 1-4
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Respective responsibilities of trustees and examiner The charity's trustees are responsible for the preparation of the accounts. The charity’s trustees consider that an audit is not required for this year under section 144 of the Charities Act 2011 (the Charities Act) and that an independent examination is needed. It is my responsibility to: « examine the accounts under section 145 of the Charities Act, e to follow the procedures laid down in the generai Directions given by the Charity Commission (under section 145(5)(b) of the Charities Act, and e to state whether particular matters have come to my attention. Basis of independent My examination was carried out in accordance with general Directions given by the examiner’s statement Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair’ view and the report is limited to those matters set out in the statement below. Independent examiner's In connection with my examination, no matter has come to my attention statement ~~(etherthanthatdisclesed-belew)~~ which gives me reasonable cause to believe that in, any material respect, e accounting records were not kept in accordance with section 130 of the Charities Act or e the accounts do not accord with the accounting records | have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached. * Please delete the words in the brackets if they do not apply. Name: | Michael David Sr g Relevant professional . qualification(s) or body (if | F-©-M-A. (Retired) any): Address: Hales Farm, 1 Dairy Meadow OX13 5PH
THE PARISH OF ALL SAINTS’ MARCHAM WITH ST. LUKE’S GARFORD (registered charity no. 1140057)
ANNUAL REPORT FOR THE YEAR ENDED 31 DECEMBER 2024
Administrative Information
The Parish of Marcham with Garford ( The Parish ) is part of the Diocese of Oxford within the Church of England. The correspondence address is:
Parochial Church Council (PCC) Secretary
c/o All Saints’ Church, Church Street, Marcham, Abingdon, Oxfordshire, OX13 6NP
Church members who have served from 21[st] April 2024 until the date of this report and the financial statements were approved are:
| were approved are: | |||
|---|---|---|---|
| Vicar: | Rev Nick Weldon (licensed 20 October | 2021) | |
| Permission to officiate: | Rev. Kevin Mentzel, Rev. Mark Newman, Rev Rosemary Siebert | ||
| Authorised to lead and preach: | Professor James Allan, Mrs Debbie Flint, Mr. James Gilbert, Dr Tim Jack, Mr | ||
| Martin Poon, Mrs Jill Rowe | |||
| Children and Families Minister: | Jill Rowe | ||
| Youth Worker: | Rob Finch | ||
| Parish Administrator: | Tamsin Gilbert | ||
| Safeguarding Officer: | Ruth Atkins | ||
| Electoral Roll Officer: | Chris Nutman | ||
| Churchwardens (2): | Neil Rowe (from April 2018) | ||
| Chrystal Poon (From May 2022) | |||
| Deanery Synod Reps (up | to 3): | Tim Jack | |
| Caroline Manders | |||
| James Gilbert | |||
| Elected PCC Members (up to 12):Danni Grady (PCC Secretary) | |||
| David Lunn | |||
| Jonathan Boardman | |||
| Sue Lawton | |||
| Catherine Mentzel (from April 2023) | |||
| John Scoble (from April 2023) | |||
| Tamsin Gilbert (from April 2024) | |||
| Bryan Eccles (From April 2024) | |||
| James Allan (From April 2024) | |||
| Mike Worthing (From April 2024) | |||
| Vicki Tinkler (From April 2024) | |||
| Hugh Lawton (From April 2024) | |||
| PCC Officers: | Independent Examiner: | ||
| Chairman | Rev Nick Weldon | Mike Greig (2020-) | |
| Vice Chairman | Neil Rowe | ||
| Secretary | Danni | Grady | |
| Treasurer | Hugh Lawton |
Structure, Governance & Management
The Parochial Church Council is a corporate body established by the Church of England. The PCC operates under the Parochial Church Council Powers Measure. The PCC was formally registered with the Charity Commission on 26 January 2011. Lay members of the PCC are appointed in accordance with the provisions of the Church of England.
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All eligible church attendees are encouraged to register on the Electoral Roll and stand for election to the PCC. In April 2025, the Electoral Roll stood at 127 members (2024:149).
The PCC met monthly during the year and the churchwardens and staff team met with the Vicar regularly.
Health and Safety, Child Protection and other pertinent legislation is adhered to. The PCC also encourages its members to attend training events and money is set aside in the budget to facilitate this.
Safeguarding
Safeguarding of children and vulnerable adults is a vital part of the PCC role. The PCC ensures that safeguarding training and DBS checks are in place for all necessary activities and personnel. They comply fully with the diocesan safeguarding requirements and report any issues or concerns to the Diocesan Safeguarding team. The PCC uses 31:8 as their umbrella body for doing DBS checks.
Objectives
The PCC has the primary responsibility of promoting with the Vicar the whole mission of the church in the parish of Marcham and Garford. This includes pastoral, evangelistic, social and ecumenical ministries to all in the Parish by ‘Serving Christ Together.’
The PCC seeks to be renewed and empowered by God's Spirit. Whilst recognising the responsibility to be prudent stewards of our resources, seeking and responding to God’s will as revealed in the Bible and in line with the traditions of the Church of England is a key component in how the PCC manages its affairs.
Reserves
The PCC aims to operate within a budget determined by its annual income and reserves and approved by the PCC. The agreed reserves policy is to hold three months basic operating costs in the general fund. This is to allow the church to continue to meet its financial obligations in the event of a disruption to its income stream. The church family are invited annually to review their regular giving and special appeals are launched for special projects as appropriate.
Public Benefit
The PCC is aware of the Charity Commission’s guidance on public benefit in The Advancement of Religion for the Public Benefit and have regard to it in their administration of the Parish. The PCC believes that, by fulfilling its responsibility to work together with the incumbent in the Parish and cooperate in all matters of concern and importance for the promotion of the whole mission of the Church, pastoral, evangelistic, social and ecumenical, it provides a benefit to the public by:
-
providing resources and facilities for public worship, pastoral care and spiritual, moral and intellectual development, both for its members and for anyone who wishes to benefit from what the Church offers;
-
promoting Christian values, and service by members of the Churches in the Parish to their communities, to the benefit of individuals and society as a whole.
Review of the Year – Activities and Achievements (1 January 2024 to 31 December 2024)
Services:
All Saints’, Marcham: This year we have held a range of services every Sunday morning, including All-Age, Family Communion, Holy Communion and Morning Praise; regular Sunday evening services of Holy Communion or Service of the Word; and a regular mid-week Holy Communion at Duffield Place. Attendance on a Sunday morning is usually between 70-100, with up to 25 primary aged children in addition to older youth. In December we also held special services including our Carols by Candlelight. Most of our normal Sunday morning services were live-streamed for anyone unable to make church.
St Luke’s Church, Garford: A sub-committee from St. Luke’s in Garford work together to run a programme of regular services throughout the year. Among these were the sunrise service in the churchyard on Easter Day, Harvest festival and a special service to dedicate the bell. There were also a number of services in December, including both Advent and Christmas Carols. The church is open weekly on Sunday mornings to provide a quiet space for parishioners to
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reflect and pray. The choir at St Luke’s continue to support services and performed at a beautiful ‘Songs of Praise’ service this year too.
Other regular activities:
Children & Youth Work: Involvement in Marcham School (governors, classroom, R.E., prayer spaces, assemblies and services); Friday Club for 5s-11s and termly Family Friday events; Monday night Youth activity session on the MUGA at Marcham Community Centre; Children’s and Young people’s groups on Sundays (during services and in the afternoon/evening); Holiday Club during the summer for Primary-aged children, with a team of Secondary-aged Young Leaders. This summer some of our young people also went out on a Mission trip to Moldova, supported by our Youth team.
Older Persons support : Care for the older people within our Parish has continued through volunteers. The Games morning has now moved to meeting weekly. The Vicar also makes a point of visiting some of our older congregation.
Spiritual study and prayer: Home groups which meet weekly or fortnightly; Monthly whole-church prayer meetings; the Prayer Chain; Prayer for the persecuted church; A monthly women’s Bible Study.
Community activities: The Parish has continued to run a variety of activities open to the whole community including Men’s Beers & Breakfasts, Women’s Evenings, Tiddlypeeps (baby and toddler group) and Remembrance and Christmas Events and Services.
Other Church activities: a website (www.marcham-with-garford.org.uk); a Facebook page managed by Ruth Atkins. Funerals, weddings and baptisms were conducted as needed.
Charitable Fundraising : The church has continued to be involved in charitable fundraising, namely Ripple Effect (formerly Send a Cow). This year we celebrated the end of our partnership with the Marcham Moldova Lifeline.
Church Maintenance : The PCC has undertaken routine maintenance and improvement works to the church buildings during the year as needed. We have also undertaken a major building project at the West End of the church, to improve our kitchen and toilet facilities.
Financial Review of 2024
The PCC seeks to be good stewards of the financial resources placed in its care through the generous giving of church members and other income it receives in the form of grants and fees.
Unless separately detailed below, Unrestricted Funds include Designated Funds.
| 2024 |
2023 | |
|---|---|---|
| Surplus / (Defcit) | (£1,065) | (£17,330) |
| Unrestricted Funds | ( £1,218) | (£14,135) |
| Restricted Funds | £153 | (£3,195) Building, Ripple Efect, MML, Pastoral Funds |
| Total income | £289,639 | £164,862 |
| Unrestricted Funds | £180,235 | £151,798 |
| Restricted Funds | £109,404 | £13,064 Ripple Efect, MML, Pastoral Funds |
| Total Expenditure | £290,704 | £182,192 |
| Unrestricted Funds | £181,452 | £165,933 |
| Restricted Funds | £109,252 | £16,259 Ripple Efect, MML, Pastoral Funds |
Unrestricted Expenditure Comments
Parish Share 34% £62,201 40% £66,180 % of Unrestricted (General) Expenditure The Vicar was additionally appointed as Vicar of Fyfield and Tubney during 2024, and as Assistant Area Dean during 2023, with corresponding small reductions in Parish Share being allocated by the Deanery
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Staff Costs 23% £41,298 23% £39,437 % of Unrestricted (General) Expenditure
The increase was due to an annual rise for all staff.
23% of the Unrestricted General expenditure in 2024 related to staff wages - £41,298 (2023 23% £39,437) This increase was due to an annual rise for all staff.
Building For Community Finances
In 2024 the Building for Community (BFC) phase 1 plans, refurbishing kitchen and toilets at All Saints Church to meet the needs of the community, were implemented. Seeking to raise roughly 1/3 from each of the PCC funds, the congregation and from fund-raising for the forecast cost of £150,000 (plus VAT), we started by designating £50,000 of PCC funds to the Building Fund.
We further raised £60,325 in grants, some at the prompting of a villager reading of BFC in MAD News. The congregation prayed and made very generous one-off and ongoing commitments totalling £48,098. Most had been received by 31 December 2024. This value includes Gift Aid.
Classic Builders, whose work the PCC had seen at a nearby church, quoted well below the forecast £150,000+VAT and we were able to reclaim the VAT on all their work and some of the cupboards etc fitting the kitchen out. The new toilets, including a fully accessible unit, are a modern delight – once the timer on the motion-sensitive light switches had been suitably adjusted.
The resulting facilities are excellent, and the congregation can be very proud that the fund-raising went so smoothly. As the funds from congregational giving and grants were all Restricted to use for the BFC, effectively the £50,000 of PCC funds designated remains available for future works.
Cash Balances
The small decrease in cash over the year of £6,553 is largely driven by the increase in debtors representing reclaims etc not received at year end, offset by creditors (2023 – included in Cash).
Overall planned unrestricted giving eligible for gift aid was £90,300 during 2024 (2023 £85,300). Generally, changes are as a result of donors moving out of the Parish and some passing away, replaced by new donors moving in, and changes in donations amounts from existing donors.
One-off unrestricted giving increased was £5,200 (2023 £1,700). By their very nature, these vary from year to year.
Gift Aid received on unrestricted gifts was £30,600 (2023 £24,300).
No legacies were received during 2024 or 2023.
We are extremely grateful for all donations and grants (see Financial Statements for grant details) received.
Risks and Uncertainties
The main financial risks to the church are perceived to be where: a) Giving to the church reduces or stops b) One or more significant donors stop giving
c) unexpected damage to the church buildings occurs
The PCC takes a prayerful approach to managing these risks and holds reserves and appropriate insurance policies. The PCC also budgets for the year ahead and further ahead for some items of expenditure.
Approved by the Trustees on 23/04/2025 and signed on their behalf by:
N Weldon
………………………………………………………………
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