# **The Parochial Church Council of The Ecclesiastical Parish of Marcham with Garford**
_**Registered Charity No 1140057**_
## FINANCIAL STATEMENTS
of the
Parochial Church Council for the year ended
31 December 2024
## INCUMBENT
The Revd. Nick Weldon 41 North Street Marcham Abingdon OX13 6NQ
## INDEPENDENT EXAMINER
Mike Greig 1 Dairy Meadow Abingdon OX13 5PH
## **Parochial Church Council of All Saints' Marcham with St Luke's Garford**
## **Statement of Financial Activities**
For the Year Ending 31 December 2024
|**Notes**|2024
2023
**Unrestricted**
**Restricted**
**Total**
**Prior year**
**funds**
**funds**
**funds**
**total funds**
**£**
**£**
**£**
**£**|
|---|---|
|**Incoming resources**
2a
2b
2c
2d
Incoming resources from generated
funds
Voluntary income
Investment income
Incoming resources from Church
activities
Other incoming resources
**Total income**|149,575
49,079
198,654
142,557
4,553
--
4,553
3,887
16,609
--
16,609
15,297
9,498
60,325
69,823
3,121|
||**180,235**
**109,404**
**289,639**
**164,862**|
|**Resources used**
Cost of generating voluntary income
3a
3b
Church activities
**Total expenditure**
**Net income / (expenditure) resources**
**before transfer**|--
620
620
--
181,452
108,632
290,084
182,192|
||**181,452**
**109,252**
**290,704**
**182,192**|
||**(1,217)**
**152**
**(1,065)**
**(17,330)**|
|**Transfers between Funds**
Gross transfers between funds - in
**Other recognised gains / (losses)**
7
Gains/losses on investment assets
**Net movement in funds**
**Total funds brought forward**
**Total funds carried forward**
Gross transfers between funds - out|50,000
--
50,000
--
(50,000)
--
(50,000)
--
42
--
42
159|
||**(1,175)**
**152**
**(1,023)**
**(17,171)**|
||**153,022**
**11,007**
**164,029**
**181,200**|
||**151,847**
**11,159**
**163,006**
**164,029**|
Page 1
## **Parochial Church Council of All Saints' Marcham with St Luke's Garford**
## **Balance Sheet As At 31 December 2024**
|**Notes**
Fixed assets
Investments
7
Current assets
Debtors
8
Cash At Bank And In Hand
9
Liabilities
10
Creditors: Amounts Falling Due In One Year
Provision For Liabilities Due Within One Year
Net current assets less current liabilities
Total assets less current liabilities
Represented by Funds
11
General (Unrestricted)
Designated
Restricted
Total|**2024**
**2023**
**£**
**£**|
|---|---|
||1,896
1,853|
||**1,896**
**1,853**
10,993
3,002
153,821
160,474|
||**164,814**
**163,476**
2,072
--
1,632
1,300|
||**3,704**
**1,300**|
||**_161,110_**
**_162,176_**|
|||
||**163,006**
**164,029**|
||101,372
151,462
50,475
1,560
11,159
11,007|
||**163,006**
**164,029**|
Approved by the Parochial Church Council on 23 Apr 2025 Revd. Nick Weldon (PCC Chaiman) The Notes on pages 3 to 4 form part of these accounts
Hugh Lawton (Treasurer)
Page 2
## **Parochial Church Council of All Saints' Marcham with St Luke's Garford**
## **Notes to the Financial Statements for the year ended 31 December 2024 Notes**
|1
These accounts are prepared on an Accrual Basis
2
**INCOMING RESOURCES**
2 (a)
**Voluntary Income**
Regular Gift Aid Donations
Income tax recoverable on Gift Aid
Other Regular Donations
Collections (Open Plate)
Other donations
Donations at Events
2(b)
**Activities for Generating Funds**
Bank etc Interest
Dividends
2(c)
**Income from Church Activities**
Holiday Club/Youth Event Fees
Other Event Fees
Wedding etc Fees
2(d)
**Other Incoming Resources**
Grants
6
Rent from Land or Buildings
Miscellaneous Receipts
**Total Income**
3
**EXPENDITURE**
3(a)
Cost of generating voluntary income
3(b)
**Church Activities**
Missionary & Charitable Giving
Church Overseas: Relief & Development Agencies
Home Missions & Other Church Societies
Secular Charities
Missionary & Charitable Giving Total
Ministry: Diocesan Parish Share
Youth & Children Events
Youth & Children Other
Other Events
Church Admin
Music, AV expenses
Flowers
Upkeep of services
Parish Training & Mission Expenses
All Saints Running Costs & Maintenance
St Luke's Running Costs & Maintenance
All Saints Major Repairs/Decorating
St Luke's Major Repairs/Decorating
All Saints Upkeep of churchyard
St Luke's Upkeep of churchyard
Church Refurb/Improve All Saints
Banking & IT Costs
Miscellaneous
Church Activities Total
**Total Resources Expended**
4
**STAFF COSTS**|**Unrestricted**
**Restricted**
**Endowment**
**Total**
**Total**
**Funds**
**Funds**
**Funds**
**2024**
**2023**
**£**
**£**
**£**
**£**
**£**
90,375
4,783
--
95,158
93,603
25,338
6,609
--
31,947
25,738
9,537
--
--
9,537
8,147
3,107
396
--
3,503
2,283
14,087
37,291
--
51,378
7,243
7,131
--
--
7,131
5,543|
|---|---|
||149,575
49,079
--
198,654
142,557|
||4,502
--
--
4,502
3,836
51
--
--
51
51|
||4,553
--
--
4,553
3,887|
||5,480
--
--
5,480
5,605
8,659
--
--
8,659
8,677
2,470
--
--
2,470
1,015|
||16,609
--
--
16,609
15,297|
||7,342
60,325
--
67,667
2,054
450
--
--
450
256
1,706
--
--
1,706
811|
||9,498
60,325
--
69,823
3,121|
|||
||**180,235**
**109,404**
**--**
**289,639**
**164,862**|
||--
620
--
620
--|
||--
620
--
620
--|
||11,214
9,615
--
20,829
13,420
--
--
--
--
--
--
--
--
--
521|
||11,214
9,615
--
20,829
13,941
62,201
--
--
62,201
66,180
40,724
--
--
40,724
38,817
5,063
--
--
5,063
5,237
11,388
--
--
11,388
12,182
8,961
--
--
8,961
9,696
3,789
--
--
3,789
4,331
196
--
--
196
434
1,098
--
--
1,098
1,199
580
--
--
580
25
9,815
--
--
9,815
8,958
2,045
--
--
2,045
1,488
13,148
13,350
--
26,498
900
9,231
--
--
9,231
--
--
549
--
549
14,258
6
--
--
6
--
--
84,423
--
84,423
--
707
145
--
852
830
1,286
550
--
1,836
3,716|
||181,452
108,632
--
290,084
182,192|
|||
||**181,452**
**109,252**
**--**
**290,704**
**182,192**|
|||
The PCC employed one Children and Families Minister, one Youth Worker and one Parish Administrator. Details of payments are as follows:
|Salaries
*
Social Security Costs (National Insurance)
Pension Contribution|40,283
38,475
--
--
1,015
962|
|---|---|
||41,298
39,437|
- No National Insurance was paid, because the amount payable is less than the allowance under the Government's Small Business Employment Allowance Scheme
Page 3
**Parochial Church Council of All Saints' Marcham with St Luke's Garford Notes to the Financial Statements for the year ended 31 December**
5
## **PAYMENTS TO PCC MEMBERS**
The expenses paid to Clergy and others may include a small immaterial proportion, which relates to their function as PCC members.
## **GRANTS**
6
|The following grants were received:
**_Building Fund_**
Oxfordshire Historic Churches Trust
Matthew 25:35 Trust
Thames Water
Anson Trust
**_Total Building Fund_**
**_Moldova Holiday Club_**
St Helen St Katherine Parents Association
Kingsgrove Trust
The Cumber Family
Abingdon Deanery
**_Total Moldova Holiday Club_**
**_Other_**
Marcham Parish Council - Pantomime Visit
Anson Trust – Pantomime Visit
Anson Trust - Tiddlypeeps
Anson Trust – PAT Testing Kit
Anson Trust - Covid/Pastoral Fund
Licensed Places Of Worship -, VAT Reclaimed - St Luke's Bell
Oxfordshire Historic Churches Trust – St Luke’s Bell
**_Total - Other_**
**Total Grants Received**
**FIXED ASSETS**
(a) Tangible
(b) Investments (Unrestricted)
Market Value at 1 January
Revaluation Gain/(Loss)
Market Value at 31 December
**OTHER CURRENT ASSETS**
Prepayments
Accounts Receivable
**CASH AT BANK AND IN HAND**
Nat West General A/c
Nat West MML A/c
NatWest Ripple Effect Acc
CCLA (CBF) Deposit Acc
**LIABILITIES**
Agency (Christmas Collections)
Panto Next Year
Wedding/Funeral Fees due to Diocese
Accounts Payable
Amounts falling due within one year|£
£
**2024**
**2023**
50,000
5,000
5,000
325|
|---|---|
||**_60,325_**
**_0_**|
||1,500
500
500
500|
||**_3,000_**
**_0_**|
||250
250
320
605
484
500
1,000
988
1,999|
||**_4,342_**
**_2,054_**|
|||
||**67,667**
**2,054**|
||**2024**
**2023**
£
£
1,854
1,694
42
159|
||1,896
1,853|
||2,068
1,845
8,925
1,157|
||10,993
3,002|
||61,686
68,193
--
4,992
1,267
1,001
90,868
86,288|
||153,821
160,474|
||478
--
1,370
1,300
262
--
1,594
--|
||3,704
1,300|
7 8 9
10 11 **FUNDS**
|**Notes**
**Unrestricted Funds**
General Fund
_Total Unrestricted Funds_
**Designated Funds**
Moldova Holiday Club
St Luke's Garford
Building Fund
_Total Designated Funds_
**Restricted Funds**
Building
COVID / Pastoral
Marcham Moldova Link
Mission Partners General
Ripple Effect
Sundry
12
_Total Restricted Funds_
**Total Funds**|**Balances**
**Brought**
**Forward**
**Incoming**
**Resources**
**Outgoing**
**Resources**
**Transfers**
151,462
169,781
169,913
(50,000)
_151,462_
_169,781_
_169,913_
_(50,000)_
1,560
9,979
11,539
--
--
475
--
--
--
--
--
50,000
_1,560_
_10,454_
_11,539_
_50,000_
1,750
102,724
98,393
--
1,771
--
550
--
3,432
4,930
8,362
--
53
--
--
--
1,001
1,750
1,398
--
3,000
--
549
--
_11,007_
_109,404_
_109,252_
_--_
|**Balances**
**Carried**
**Forward**
42
101,372
**Gains and**
**Losses**|
|---|---|---|
|||_42_
_101,372_
--
--
--
475
--
50,000|
|||_--_
_50,475_
--
6,081
--
1,221
--
--
--
53
--
1,353
--
2,451|
|||_--_
_11,159_|
||**164,029**
**289,639**
**290,704**
**--**|**42**
**163,006**|
2022 Churchyard Grant brought forward
12
Page 4
## Independent[Examiner's] a i[Certificate] = = for the PCC Accounts
## Report to the trustees of the Parochial Church Council of All Saints with St Luke’s Garford
On accounts for the year ended: 31 December 2024 Charity Number (if applicable): 1140057
**----- Start of picture text -----**
Set out on pages 1-4
**----- End of picture text -----**
Respective responsibilities of trustees and examiner The charity's trustees are responsible for the preparation of the accounts. The charity’s trustees consider that an audit is not required for this year under section 144 of the Charities Act 2011 (the Charities Act) and that an independent examination is needed. It is my responsibility to: « examine the accounts under section 145 of the Charities Act, e to follow the procedures laid down in the generai Directions given by the Charity Commission (under section 145(5)(b) of the Charities Act, and e to state whether particular matters have come to my attention. Basis of independent My examination was carried out in accordance with general Directions given by the examiner’s statement Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a ‘true and fair’ view and the report is limited to those matters set out in the statement below. Independent examiner's In connection with my examination, no matter has come to my attention statement ~~(etherthanthatdisclesed-belew)~~ which gives me reasonable cause to believe that in, any material respect, e accounting records were not kept in accordance with section 130 of the Charities Act or e the accounts do not accord with the accounting records | have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached. * Please delete the words in the brackets if they do not apply. Name: | Michael David Sr g Relevant professional . qualification(s) or body (if | F-©-M-A. (Retired) any): Address: Hales Farm, 1 Dairy Meadow OX13 5PH
## **THE PARISH OF ALL SAINTS’ MARCHAM WITH ST. LUKE’S GARFORD (registered charity no. 1140057)**
## **ANNUAL REPORT FOR THE YEAR ENDED 31 DECEMBER 2024**
## Administrative Information
The Parish of Marcham with Garford ( **The Parish** ) is part of the Diocese of Oxford within the Church of England. The correspondence address is:
Parochial Church Council (PCC) Secretary
c/o All Saints’ Church, Church Street, Marcham, Abingdon, Oxfordshire, OX13 6NP
Church members who have served from 21[st] April 2024 until the date of this report and the financial statements were approved are:
|were approved are:||||
|---|---|---|---|
|**Vicar:**||Rev Nick Weldon (licensed 20 October|2021)|
|**Permission to officiate**:||Rev. Kevin Mentzel, Rev. Mark Newman, Rev Rosemary Siebert||
|**Authorised to lead and preach**:||Professor James Allan, Mrs Debbie Flint, Mr. James Gilbert, Dr Tim Jack, Mr||
|||Martin Poon, Mrs Jill Rowe||
|**Children and Families Minister**:||Jill Rowe||
|**Youth Worker:**||Rob Finch||
|**Parish Administrator:**||Tamsin Gilbert||
|**Safeguarding Officer:**||Ruth Atkins||
|**Electoral Roll Officer:**||Chris Nutman||
|**Churchwardens (2):**||Neil Rowe (from April 2018)||
|||Chrystal Poon (From May 2022)||
|**Deanery Synod Reps (up**|**to 3):**|Tim Jack||
|||Caroline Manders||
|||James Gilbert||
|**Elected PCC Members (up to 12):**Danni Grady (PCC Secretary)||||
|||David Lunn||
|||Jonathan Boardman||
|||Sue Lawton||
|||Catherine Mentzel (from April 2023)||
|||John Scoble (from April 2023)||
|||Tamsin Gilbert (from April 2024)||
|||Bryan Eccles (From April 2024)||
|||James Allan (From April 2024)||
|||Mike Worthing (From April 2024)||
|||Vicki Tinkler (From April 2024)||
|||Hugh Lawton (From April 2024)||
|**PCC Officers:**|||**Independent Examiner:**|
|Chairman|Rev Nick Weldon||Mike Greig (2020-)|
|Vice Chairman|Neil Rowe|||
|Secretary|Danni|Grady||
|Treasurer|Hugh Lawton|||
## Structure, Governance & Management
The Parochial Church Council is a corporate body established by the Church of England. The PCC operates under the Parochial Church Council Powers Measure. The PCC was formally registered with the Charity Commission on 26 January 2011. Lay members of the PCC are appointed in accordance with the provisions of the Church of England.
Page **1** of **4**
All eligible church attendees are encouraged to register on the Electoral Roll and stand for election to the PCC. In April 2025, the Electoral Roll stood at 127 members (2024:149).
The PCC met monthly during the year and the churchwardens and staff team met with the Vicar regularly.
Health and Safety, Child Protection and other pertinent legislation is adhered to. The PCC also encourages its members to attend training events and money is set aside in the budget to facilitate this.
## Safeguarding
Safeguarding of children and vulnerable adults is a vital part of the PCC role. The PCC ensures that safeguarding training and DBS checks are in place for all necessary activities and personnel. They comply fully with the diocesan safeguarding requirements and report any issues or concerns to the Diocesan Safeguarding team. The PCC uses 31:8 as their umbrella body for doing DBS checks.
## Objectives
The PCC has the primary responsibility of promoting with the Vicar the whole mission of the church in the parish of Marcham and Garford. This includes pastoral, evangelistic, social and ecumenical ministries to all in the Parish by ‘Serving Christ Together.’
The PCC seeks to be renewed and empowered by God's Spirit. Whilst recognising the responsibility to be prudent stewards of our resources, seeking and responding to God’s will as revealed in the Bible and in line with the traditions of the Church of England is a key component in how the PCC manages its affairs.
## Reserves
The PCC aims to operate within a budget determined by its annual income and reserves and approved by the PCC. The agreed reserves policy is to hold three months basic operating costs in the general fund. This is to allow the church to continue to meet its financial obligations in the event of a disruption to its income stream. The church family are invited annually to review their regular giving and special appeals are launched for special projects as appropriate.
## Public Benefit
The PCC is aware of the Charity Commission’s guidance on public benefit in The Advancement of Religion for the Public Benefit and have regard to it in their administration of the Parish. The PCC believes that, by fulfilling its responsibility to work together with the incumbent in the Parish and cooperate in all matters of concern and importance for the promotion of the whole mission of the Church, pastoral, evangelistic, social and ecumenical, it provides a benefit to the public by:
- providing resources and facilities for public worship, pastoral care and spiritual, moral and intellectual development, both for its members and for anyone who wishes to benefit from what the Church offers;
- promoting Christian values, and service by members of the Churches in the Parish to their communities, to the benefit of individuals and society as a whole.
Review of the Year – Activities and Achievements (1 January 2024 to 31 December 2024)
## _Services:_
All Saints’, Marcham: This year we have held a range of services every Sunday morning, including All-Age, Family Communion, Holy Communion and Morning Praise; regular Sunday evening services of Holy Communion or Service of the Word; and a regular mid-week Holy Communion at Duffield Place. Attendance on a Sunday morning is usually between 70-100, with up to 25 primary aged children in addition to older youth. In December we also held special services including our Carols by Candlelight. Most of our normal Sunday morning services were live-streamed for anyone unable to make church.
St Luke’s Church, Garford: A sub-committee from St. Luke’s in Garford work together to run a programme of regular services throughout the year. Among these were the sunrise service in the churchyard on Easter Day, Harvest festival and a special service to dedicate the bell. There were also a number of services in December, including both Advent and Christmas Carols. The church is open weekly on Sunday mornings to provide a quiet space for parishioners to
Page **2** of **4**
reflect and pray. The choir at St Luke’s continue to support services and performed at a beautiful ‘Songs of Praise’ service this year too.
## _Other regular activities:_
_Children & Youth Work:_ Involvement in Marcham School (governors, classroom, R.E., prayer spaces, assemblies and services); Friday Club for 5s-11s and termly Family Friday events; Monday night Youth activity session on the MUGA at Marcham Community Centre; Children’s and Young people’s groups on Sundays (during services and in the afternoon/evening); Holiday Club during the summer for Primary-aged children, with a team of Secondary-aged Young Leaders. This summer some of our young people also went out on a Mission trip to Moldova, supported by our Youth team.
_Older Persons support_ : Care for the older people within our Parish has continued through volunteers. The Games morning has now moved to meeting weekly. The Vicar also makes a point of visiting some of our older congregation.
_Spiritual study and prayer:_ Home groups which meet weekly or fortnightly; Monthly whole-church prayer meetings; the Prayer Chain; Prayer for the persecuted church; A monthly women’s Bible Study.
_Community activities:_ The Parish has continued to run a variety of activities open to the whole community including Men’s Beers & Breakfasts, Women’s Evenings, Tiddlypeeps (baby and toddler group) and Remembrance and Christmas Events and Services.
_Other Church activities:_ a website (www.marcham-with-garford.org.uk); a Facebook page managed by Ruth Atkins. Funerals, weddings and baptisms were conducted as needed.
_Charitable Fundraising_ : The church has continued to be involved in charitable fundraising, namely Ripple Effect (formerly Send a Cow). This year we celebrated the end of our partnership with the Marcham Moldova Lifeline.
_Church Maintenance_ : The PCC has undertaken routine maintenance and improvement works to the church buildings during the year as needed. We have also undertaken a major building project at the West End of the church, to improve our kitchen and toilet facilities.
## Financial Review of 2024
The PCC seeks to be good stewards of the financial resources placed in its care through the generous giving of church members and other income it receives in the form of grants and fees.
Unless separately detailed below, Unrestricted Funds include Designated Funds.
||**2024**
|**2023**|
|---|---|---|
|**Surplus / (Defcit)**|(£1,065)|(£17,330)|
|Unrestricted Funds|( £1,218)|(£14,135)|
|Restricted Funds|£153|(£3,195) Building, Ripple Efect, MML, Pastoral Funds|
|**Total income**|£289,639|£164,862|
|Unrestricted Funds|£180,235|£151,798|
|Restricted Funds|£109,404|£13,064 Ripple Efect, MML, Pastoral Funds|
|**Total Expenditure**|£290,704|£182,192|
|Unrestricted Funds|£181,452|£165,933|
|Restricted Funds|£109,252|£16,259 Ripple Efect, MML, Pastoral Funds|
## _Unrestricted Expenditure Comments_
Parish Share 34% £62,201 40% £66,180 % of Unrestricted (General) Expenditure The Vicar was additionally appointed as Vicar of Fyfield and Tubney during 2024, and as Assistant Area Dean during 2023, with corresponding small reductions in Parish Share being allocated by the Deanery
Page **3** of **4**
Staff Costs 23% £41,298 23% £39,437 % of Unrestricted (General) Expenditure
The increase was due to an annual rise for all staff.
23% of the Unrestricted General expenditure in 2024 related to staff wages - £41,298 (2023 23% £39,437) This increase was due to an annual rise for all staff.
## **Building For Community Finances**
In 2024 the Building for Community (BFC) phase 1 plans, refurbishing kitchen and toilets at All Saints Church to meet the needs of the community, were implemented. Seeking to raise roughly 1/3 from each of the PCC funds, the congregation and from fund-raising for the forecast cost of £150,000 (plus VAT), we started by designating £50,000 of PCC funds to the Building Fund.
We further raised £60,325 in grants, some at the prompting of a villager reading of BFC in MAD News. The congregation prayed and made very generous one-off and ongoing commitments totalling £48,098. Most had been received by 31 December 2024. This value includes Gift Aid.
Classic Builders, whose work the PCC had seen at a nearby church, quoted well below the forecast £150,000+VAT and we were able to reclaim the VAT on all their work and some of the cupboards etc fitting the kitchen out. The new toilets, including a fully accessible unit, are a modern delight – once the timer on the motion-sensitive light switches had been suitably adjusted.
The resulting facilities are excellent, and the congregation can be very proud that the fund-raising went so smoothly. As the funds from congregational giving and grants were all Restricted to use for the BFC, effectively the £50,000 of PCC funds designated remains available for future works.
## **Cash Balances**
The small decrease in cash over the year of £6,553 is largely driven by the increase in debtors representing reclaims etc not received at year end, offset by creditors (2023 – included in Cash).
Overall planned unrestricted giving eligible for gift aid was £90,300 during 2024 (2023 £85,300). Generally, changes are as a result of donors moving out of the Parish and some passing away, replaced by new donors moving in, and changes in donations amounts from existing donors.
One-off unrestricted giving increased was £5,200 (2023 £1,700). By their very nature, these vary from year to year.
Gift Aid received on unrestricted gifts was £30,600 (2023 £24,300).
No legacies were received during 2024 or 2023.
We are extremely grateful for all donations and grants (see Financial Statements for grant details) received.
## Risks and Uncertainties
The main financial risks to the church are perceived to be where: a) Giving to the church reduces or stops b) One or more significant donors stop giving
c) unexpected damage to the church buildings occurs
The PCC takes a prayerful approach to managing these risks and holds reserves and appropriate insurance policies. The PCC also budgets for the year ahead and further ahead for some items of expenditure.
Approved by the Trustees on 23/04/2025 and signed on their behalf by:
N Weldon
………………………………………………………………
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