Charlty rn8lstratlon number 1138615 Company re8lstrallon number OVJ44944 (England and Wales) rJAP SUPPOKtED HOUSING LTD ANNUAL REPORT AND UNAUDITED FINANCIAL sfATEMENT5 FOR THE YEAR ENDED 31 MARCH 202S
GAP SUPPORTED HOUSING ITD LEGAL AND ADMINISTRATIVE INFORMATION Trustees MrA Bertram Mr C H Brinton J C05tello K Norman Mrs R ETheobakls Secretary MrA J Sanders Charlty number 1138615 Company number 06944944 PrlTh¢lp•l •ddr*sS Office 4 Meal Market Hexham Northumberland NE46 INF Re8lrtered offlce Offlce 4 Meal Market Hexham Northumberland NE46 INF Independent Examlner lan Congleton TCGroup 15 Bankslde The Watermark Gateshead Tyne and Wear NEII 9SY
GAP SUPPORTED HOUSING LTD CONTENTS Tru5tees' report i-io Independent examlner'5 report li Statement of financlal acttvttles 12 Balance sheet 13-14 Notes to the flnanclal statements 15-24
GAP SUPPORTED HOUSING LTD TRusfEES' REPORT (INCLUDING DIREcfoRS' REPORTI Ft>R THE YEAR ENDED 31 MARCH2025 The Trustees present thelr annual report and financial statements for the year ended 31 March 2025. The finarbcial statements have been prepared In accordance wlth the accounting policies set out In note I to the financial Statements and comply with the charity's Igoverning documentl, the Companies Act 2CN)6 and "Accounting and Reporting by Charities.. Statement of Recommended Practice applicable to Charle5 pparIng their accounts in accordance with the Financial Reporting Standard applitable in the UK and Republic of Ireland IFRS 1021" leffeclive l January 20191. ObJe¢tl¥es and octl¥ltles Our aim as laid down by our Memorandum of Assoclation are; "To support vulnerable adults, both those who are homeless and those who may be threatened wlth homelessness, by the provislon of temporary accommodation, supported housin8. SUPPOrt in their own home or by such other servlces calculated to relleve thelr needs." During the year 2024125 our seNice provision conslsted of 8 staffed accommodation service dellvered from Links House, Haugh Lane, Hexham. Thls provldes accommodation for up to thlrteen Indlviduals across four shared flats. We retain our accommodation service based at 415 Dean St in Hexham whlch has the capacity to provlde supportinB accommodation for up to seven indlvlduals. Respon51billty for servlce delivery and development Is held by the Chief Executive Oflicer ICEOI The CEO reports dlrettly to the Board of Trustees and Ilne manages the Project Manager. The Projert Manager Is responsSble for the day to day runnlng of the servSces and the Ilne mana8ement of support staff. The all-important direct support of those who use our seryices is provided by a team of slx Tenant Support Workers. All have wlde experlence of worklng Sn supporting houslng. Durlng the year we sponsored two members of staff to successfully study for the Homeless LlnklCIH Level 3 Certificate In Provlding Homelessne55 Services. Slaff also attended tralnin8 made available by Northumbria PCC; The Violence Prevention Ambassadors Programme an(1 Actlve Bystander tralnln8. Thls Is in additton to the regular refresher tralnin& arouThY Health & Safety in the workplace. The hollstlc nature of the servlce we offer, based as It Is on the support needs of the indivlduaL requIS 5UPPOrt staff to undertake support plannln8 and manage a number of individual 5UPPOrt plans, acting as a Llnk Worker for Indlvidual resldents. Their role also intorporates other relevant duties In sUPPOrt of both the provislon of hi4h- quality housin8 and housing support services to promote independent living. We have contlnued to provlde the support a homeless petson needs to adsS those Issues that may have led or contributed to their becoming homeless. We have seen increased numbers of individuals supported durlng the year. Thls Is due both to the Increased capaclty In the new Links House service, the expansion of support available from our staff and utilising the facilities available in the property to promote servlce prov15ion from external agencies. Increased support staff availability during the year has allowed for increased targeted support when needed which has led to improved outcomes, resulting in more residents being in a position to move to independent livin8 sooner than had previously been the case.
GAP SUPPORTED HOUSING LTD TRLISTEES, REPORT {INCLUDING OIREcfoRS' REPORT) ICOllnNUEDI FOR THE YEAR ENDED 31 MARCH 2025 Oblectl¥es •nd activities (Contl The development of our Dean St property remains a priority. For some time we have had the inspirational target of expanding the servlce avallable exclusively for women, particularly those needlng to escape from an abusive relationship. Our Dean St property 15 seen as ideal for this serwice. Prlor to our expansion into Links House, Dean St Wa5 our core accommodation servlce. With seven units and licensed as a House in Muknple Occupancy IHMOI It was ideal for houslng a women's supported houslng seThlce. We had spent some conslderable ttme Sn negotiations with a specialist support provlder of women's servlce5 In the North East, but unfortunately, they were unable to progress that development. When our services moved to Links House we took the opportunity to refurblsh Dean St as it was looki a Ikttle trd, particularly after the rigors of several 'lockdowns' during the pandemic. During thi5 time our HMO license had lapsed. As ihls would be needed If we wished to deliver servlces from the property we reapplied and after asse55ment and Inspethon a new HMO Llcence was Issued In 2023. Early thls year another Inspethon was undertaken by NCC. This was a result of personnel changes within the Local Auihority and a concern that previou5 authorlsatfon of HMO Licences may not have been as thorough as needed. Whllst the standard of the accommodatlon was hl8hly pralsed and (Iverall the a5ses5ment was very positive, the new Inspection found that two bedrooms were under the acceptable r¢)om size. These room size change5 had been Introduced Sn 2018, ten year5 after our first licence had been issued, but certalnly prlor to the i55uin8 of the most cent licence. Thls ha5 created quite a problem and we are In the process of worklng wlth the Local Authorlty to look at ways we can address thls sltuation. At present It does mean that servlce develcpment 15 on hold for the t6mÈ belng 35 we look at solutions to the problem. Throu8hout the year the Board of Trustees have pald due re8ard to 8uidante issued by the Charity Commisslon In decldlng what activities the charity should undertake. The overridin8 aim of our service continues to be that of helpln8 a homeless nddUal achleve the goal of independent Ilvlng wlth a home of thelr own, galn employment and to be able to partlclpate in thelr communlty as fully as they wlsh and are able.
GAP SUPPORTED HOUSING LTD TRUSTEES. REPORT (INCLUDING DIREcfoRS' REPORT) ICONTINUEOI FOR ThTE YEAR ENDED 31 MARCH 2025 Achievements and perforniance Significant octivities ond achievements oguinst objectives Whi15t addre$5ing ihe Immediate need for accommodation, our servlce also offers the opportunlty for a homeless Individual to address other support needs they may have. Help and housing advice Is also available to those who are in danger of becoming homeless. We strive to create a therapeutic envlronment in which individua Is can be8ln to re-build self-esteem and address feelings of social i5018tion. When needed support Is given to access the specialist servlces they may need to address. for example, mental 111 health or addictions. We help with the learning of basic living skills and facilitate access to the help needed to Improve literacy and numeracy. utillsing the office and communal space wlthin Llnks House we have contr'nued to develop a more hollstic Serv1 with the ability to deliver ond facilitate sUPPOrt to individua15, both In-house and by strong worklng relationshlps wlth external support agencles. During the year we have seen an increase in the numbers we are able to support. Thls Is not only as a result of Increased capacity wlthln Llnks House but also a result of Increased support resulting In an indlvl(knal being in a posltion to move to Independent Ilving much sooner than prevlously. Th55 poslt5ve outcome tan also be attrlbuted to the developing range of training, activitie5 and additional targeted support beln8 available from the service. During the year we continued the development of an holistic supported accommodaOn service, a seNlce wlth the abllity to dellver and facilltate support to indlviduals, both In•house and via strong workln8 relationships with Èxternal agencles. Contlnulng to utillse the 5kllls of staff wlth Ilved experlence we have helped deliver support around Alcohol Awarene55, Addiction Recovery and ADHD Awareness. Success in helplng people move to Independent livlng Is very much an indicafjon of the benefit5 of the additional targeted support. We have Introduced in-house counselling delivered by a local MBACP quallfi'ed pracb'tioner. Thls was in response to Identlfled need and the Indlviduals concerned warmly welcomed this opportunlty, allowing Intervention when needed and not after a walt of several weeks or even months, and face to face not at the end of the telephone. Of those that came to our service with addlctions almost 70% have engaBed with programmes deslgned to address these addlctions. Thls Includes In-house provlslon comblned with referrals to, and support to attend, external agencies and gpeclallst support 8roups. We are seeing Increa51n8 numbers of people contacifn8 the service for advice and housing support, often by callinB at the door, or via telephone and we have successfullv SUPPOrted a number of people in thls way. We also facllltated use of our office space to provlde temporary offi'ce accommodation to NDAS INorthumbria Domestic Abuse Servlcel for several weeks whi15t their Hexham offKe was being refurblshed. Th15 ha5 contributed gatIV to an already positive worklng relationshSp. We are looking at ways of building on thi5 relat6onship to help irb our aim of expandlnB provision for homeless women. We continue to work c105ely with outside agencies incSudin8 Northumberland County Council's Homelessness team. Social Service5, Probation, BID Servlces Northumberland, wlth Oaktrees Newcast and the Health Authority inc. hospital discharge teams, GPS and mental heah support teams, Northumbria Police and Nonhumberland Recovery Partnership INRPI SHELTER, CRISIS, Thirteen Group, Changing Llves and Hexham Youth Inltiative continue to make referrals to our service and our work with NDAS and Harbour has greatly enhanced our provision for homeless and vulnerable women.
GAP SUPPORTED HOUSING LTD TRusfEES' REPORT IINCWDING DIREoR5, REPORTI (CONTINUED) FOR THE YEAR ENDED 31 MARCH2025 our attendance at monthly community safety meetings, 'VOL' meetings Ivictim Offender Location) ha5 been maintained ensuring we have a posftive working relationship wlth Northumbria Police who coordinate these meetings, and our services are reco8nised as making a positive tontribution to community safety. We also attend monthly rough sleeper update meetings with Northumberland County Council. We are actively involved In number of groups and organisations through which we are able to share good practice and dlscuss our seNice delivery and the ethos behind that delivery. Example5 include NCC Homelessness Partnership Meetings, VONNE Peer Group meetings, Homeless Link Regional Peer Group Meetings. We have been active particlpants In the national PIElink discusslon 8roup for many years. I PIE - Psychologically Informed Envlronmentl Posttlve Outcomes We contlnue to see Improvement across all our outcome aims durlng the year and Increaslng numbers a showing posltive Improvement and proBres5 In such area5 as self-esteem and confldence: mental health; budgetinglmoney management skills and Improved livin8 skllls. We have also wltnessed reducdon In substance mi5U5e/addictive behaviours. Access to appropriate 5UPPQrt agencles, increased In-house support and our progress towards meeting the requ1MentS of PIE have all contrlbuted to Indivlduals reporting redUd levels of Stress and anxiety. Athvlties to promote both mental and physical health have been arranged, includin8 5ubsldlsed gym membershlp, swlmmln8, bowllng and a number of country walks and plcnlcs, weather permlttin81 The Incased staff support and continulng development of positive working relationships with other agencies has resulted in our Seeing really posltive outcome5 for indlviduals. Increaslng numbers have experlenced Improved physlcal and mental health, Includlng the tacklln8 of addlctions and a reduction In feelinB5 of Isolation and low self-esteem. The feelln8 of community we a striving for wlth the 5eNlce is becomlng manrfest vla these and related outcomes showlng progress towards an increased sense of stablllty for those in the servlce. To help monltor progress through the service an(1 formin8 part of our revised SLJPPOrt planning format, we have introduced a Short wellbeing survey. Thls was based on grant Impact report requlred by one of our funders. The Benecla Foundation. The Indlvldual Is asked to answer a number of questions intended to help give an indlcation of thelr sense of wellbeing, at that poSnt. They are then asked the same questions twelve months later, or if they are leavlng the seNlce, prlor to thelr leavln8. There were seven questions: a. I've been feeling optimistic about the future b. I've been feeling useful I've been feeling relaxed d. I've been dealing wlth problems well e. I've been thinking clearty f. I've been feeling close to other people g. I've been able to make up my own mlnd about thlngs
GAP SUPPORTED HOUSING LTD TRUSTEES, REPORT (INCLUDING DIRECTORS, REPORTI ICONTINUEDI FOR THE YEAR ENDED 31 MARCH2025 The findlngs from thls survey have been very encouraging and we continue to see improvemènt atros5 all our outcome airlls durlng the year. al I've b Answer None ofthetime Rarely Some of the tfme Often All of the Tlme UnablelPrefer not lo sav Start End 44% nil 23% nll 33% 10% nll 45% nil 45% Answer None ofthe time Rarely Some ofthetime Often All of the Tlme Unable/Prefer not to say Start End 23% nil io% io% 23% 22% 10% 34% nil 34% 34% nll alln Answer None ofthe me Rèrelv Some ofthe time Often All of the Tlme UnablelPrefer not to say Start End IO% nll 34% nll 46% 45% nil 45% nll 10% IO% nll Answer stsrt End None ofthe me IO% nil Rarely 57% nll Some ofthe time 23% 23% Often 10% 67% All of the Tlme nil 10% Unable/Prefer not io sav ar f) Answer Start End None of the time IO% nll Rarely 25% nll Some ofthe time 55% 45% Often 10% 45% All of the fime nll 10% Unable/Prefer not to say e been Answer None ofihe time Rare 35% nll Some ofthet(me 45% 50% Often 20% 25% All of the Tlme nil 25% UnablelPrefer not to say Start End 8) bleto m wn Answer None of the time Rarely Some ofthe time Often All of the Time Unable/Prefer not to Say Start End 35% nll 45% 25% 20% 50% nil 25% As the results of this survey testify, the increased support available to individuals due to the ncreased day time 5tafling, has had a positive impact. This has been particularly so with several individuals with needs around addiction and mentsl health with a number of beneficiaries supported to attend external support for addiction via NRP. Others have benefitted from attending the Hextol Foundat6on seryices. volunteering in the Tan5 Café and with the gardenlng project. others have engaged wsth Cytling Minds in Hexham.
GAP SUPPORTED HOUSING LTD TRLISTEES. REPORT IINCWDING DIREcfoRS' REPORn (CONTINUED) FOR THE YEAR EhlDED31 MARCH2025 The aim of improving individual employablllty vla skllls development and education and tralning has $VIted in a number of indivlduals startlng college course5 at Newcastle ColleBe and many residents have attended the In- house 'lntroduction to Maths, and 'CV Writing, courses whlch have been delivered by the Northern Lewning Trust and the National CaerS Agency. The move to education and employment and increased community involvement has hi8hlighted the difficulties many indlvlduals face due lo a lack of photo ID. We addressed thls by facllltating appllcations for a Cltizens Card for eight individuals which now means that they have the photo ID required to acce55 services. Stsff, in addition to the regular cooklng session, have arrangetl arts and crafts act6vities and a little horticulture too, includln8 both house plants and outdoor plants, the13tter donated by TESCO. For the first time thls year we entered a local Christma5 Te Festival at St Andrew's Church in Corbrid8e, a nearby vlllage. After much dlscu551on It was decided to go for a tradltional Christmas tree look and craft sesslons were arranged to make decorations and a few vlsits to local shops for the materials needed. As a project this really brough people together, with everyone becomlng Involved, from suggesting a theme to maklnB decorations and helping install the tree in the church. Even before the event had finlshed people were talking about next years festival enlry and a blBger and better tree. These comments, SU88esting that they may S11 be In our servlce In twelve months, Me, and not seeln8 that a5 a particularty bad thin81 we feel Is testament to how secure and supported people feel in the service. People do want to move on, to a home of thelr own, or for some, to more long-term supported housln8. But Whe they are now Is still a good place to be. A good place to start building resilience and le8rnin8 life skills, takin8 the first Steps out of hornele55ness and towards a more positive future. Many people do remaln In-touch once they have moved on, letting us know how they are dolng, or askSn8 for advlce to help through a trlcky patch. Once again an Indlcation of how positively they view thelr fjme In our service, how welcome they were made on first arrivin8 and how welcome and valued they continue to f*1. Person Centwed Support Luke - Luke was referred to our servlce by Northumberfand County Councll Homelessness and Houslng Options team. He had a hlstory of offendin8 and 'class A, drug use 8olng bock many years. He had been In a Young Offenders In5ti1ution at the age of slxteen and had been in and out prlson almost all his Ilfe. It was durSng hls flnal prlson term for a serious dru8 related assault thai he begjn to re.Jsses5 h15 life and look at making chan8es for a more positive future. He fully enga8ed In educational classes avallable and began to tackle hls addlctlons. Luke had left custody over elght years a80 and after time stayln8 wlth frlends he moved to a supported accommodation service In Haltwhistle. Though unable to Secure employment he continued to recelve suwort for his past dru8 abuse and did not relapse or reoffended. Luke's subsequent homelessness at the age of 56 was through no fault of hls own but as a result of the property being closed by the support provlder mYaCe. He wasn't alone in being Biven notice to leave and wlthout any alternative accommodation being offered. During hls time with us he continued to positively engage with NRP and a referral was made via hi5 GP for support with his mental health. Unfortun?tely years of drug abuse had led to several health concerns and hi5 mobility a150 began to be affected. The securin8 of hls own home wlth ground floor attess became a priority. Luke was supported to re¥ster on 'Homeflnder' the Local Authority Housing Service and, based on hls positive progress in the service, we tontacted them to recommended he be placed on Band l. Thi5 would improve his chan5 of 5ecurin8 a suitable property. After several months and a few unsucossful bid5 Luke was offered a property- He was over the moon and we began preparation5 for his move. A week later his offer was withdrawn, no reason was given other than, "after completion of our sultablllty checks" Luke was devastated. We immediately contacted Kartk)n Homes the housing provider. They had made this decision based on his historic offendinB record and apparently dismissed the last eight years of progress. We arranged a telephone review and supported Luke during the call. We also provided a statement strongly supporting his housing application and challenBing the decision. Thi5 intervention was successful and Luke moved into his new home a few weeks later. As wlth all those who move on to their own home we helped wlth the move, SUppong Luke to apply fu Housing and Council Tax Benefits and arranging utility accounts.
GAP SUPPORTED HOUSING LTD TRusfEES' REPORT (INCLUDING DIREcfoRS' REPORT) (CONTINUEDI FOR THE YEAR ENDED 31 MAR¢H2025 Using the donations received from local churches and indlviduals we provlded a new cooker and frldge and helped with the cost of basic furnishings from CORE furniture and Tynedale Hospice at Home furniture store. Luke 15 now settled in his new home. We tlo See him on occaslon. but he is determined to be as Independent a5 possible and forge a new life for himself. Susan - Susan came to our service after we were contacted by a member of 3 local church. Susan had been livin8 In a local community based residential servlce for people wlth a range of needs. including ex-offenders and those wSth addlctions. Aged 27 she had found herself there after many years of street homelessness, addirtion and living In and out of numerou5 h05te15 and night shekeTS. She had suffered emotional and physical abuse from a youn8 age and aged seven was taken Into tare. Whilst at the servlce Susan had begun a relationship with a man outside the community, unfortunately thi5 was not a posltive relationship and led her to once agaln began drug use. The dlscovery of th15 fad led to Susan losing her accommodation. She was offered help by a member of the Communlty Church who let her stay In her home whllst flndlng a place to Ilve and it wa5 thal good Samaritan who contacted us. Susan soon settled In and with a determlnat6on to start agaln and move-on from the negative relationship that had led to her havlng to leave 8etel. This took several months to achSeve and as Susan dlsclosed more to U5 It became very clear this relatlon5hlp was of 8reat concern. We supported Susan to contact NDAS who were able to offer her the speclallst 5UPPOrt and Insight needed in thls sltuation. With our 5UPPOrt Susan also contacted the pollce and reported the behavlouT5 to which she had been sublected. Freed from thls abuslve laOnshIp we began to see great Improvement In her physlcal and emotional wellbelng. She be8an participan8 in many communal and community-based act6vlt6es, including once agaln attendln8 the Community Church, 50methlng she had stopped as i dlrect result of the controlling relationshlp. Keen to Improve her employment opportunities she attended the Sn•house adult literacy and numeracy and subsequently enrolled on a maths course at Newcastle Colle8e. In March Susan began worklng as a Care Asslstant at a local health facility supporting women with complex mental health needs. She Is loving the work. The next step is securlng a home of her own, a task we are busy supporting her to achleve. 'permlssSon obtalned from individua15 concerned and when requested names have been chan8edl These examples show the benefits that Increased levels of support Staff can have on the positive outcomes for Indivlduals. These successes are a150 examples of the p051tive impact the growing Interagency worklng has had on our seNice delivery. Combined with increased support staff hours we are really seeing the positive outcomes for the those we support In our servlce. As prevSously noted we ale seelng Increased numbers of Indivlduals experienang improved physical and mental health, including the tackling of addictions and a reduction in feeling5 of i501ation and low self-esteem. Of those that came to our servlce wlth addlctions 70% have engaged wlth programmes designed to address these addictions. 48% have entered education or employment and 42% have moved to a home of their own. The feeling of community we are striving for within the service is becoming manifest via these, and related, oulcomes which indicate an increasing sense of stability for those in the service. As we move into 2025 we will continue this posltive development. Priority will be to expand our 0r, redeveloping the Dean St service, expanding day time community access to the office and training arffts of Links House and focusing on facililating a positive journey through the service for all who approach us for help.
GAP SUPPORTEO HOUSING LTD TRusfEES' REPORT (INCLUDING DIRECTORS, REPORTI ICOfrrnNUEDI FOR THE YEAR ENDED 31 MARCH2025 Financial revlew Reserves policy It Is the policy of the charity that unStrIcted funds which have not been deslgnated for a specthc use should be maintained at a level equivalent to between three and six month's expenditure. The Trustees consider that reserves at this level will ensure that, in the event of a slgnificant drop in funding, they will be able to continue the charit(s current activities while consideration is given to ways in which additional fund5 may be raised. This level of reserves has been malntsined throughout the year. As wlth prevlous years we have not been fe from unforeseen challenge5. Agreed budgets and the CLY)trlbution to reserves within them had been adversely affected by several factors. The continulng and seemingly relentless Increases In heat and118hting tosts,1s one example. The failure to lease our Dean St accommodation was another. The decision to Increase weekday staffing has also, Somewhat Ironlcally* had a negative effect on our Income. Increased support has helped with our success in supporting people Into independent livingi which then ha5 an impact on our rental Income. Increased numbers movlng on from the servlce creates an unavoldable hSgher volds percentage due to the need io prepare rooms for a new occupant. We belleve that a hi8h standard of accommodation is crucial to the wellbelng of those we support and wlll not compromlse on that. Th15 can result In delay if rooms requlre redecoration, repalr and Items of furnlture replaced. Indlvldual employment also has an effect on rental Income as delays In processln8 revlsed Hou51ng Benefit IHBI claims can lead to significant rent aral$, Lower HB awards mean hlgher personal contribution rates for the Indlvlduals concerned, often not calculable untll several weeks, or even months, of employment have elapsed. We did successfully negot(ate an Inflatlonary 4% increase In H8 ellglble char8es whlch has helped maxlmlse earned income potential and rental charges accounted for 70% of our annual Income. We continued wSth our programme of grant appll¢afjons and In addltlon began to develop a campalgn to help Sncrease Individual donation5. Thanks to the Lloyds Foundation we have been working with Ten Storles High Kendal based company speclali51ng In PR and marketing for charlties and small busne$se5. With thelr help we have begun to review our website and soclal medla presence wlth a vlew to relaunchln8 in early 2025. We had seen a marked Increase In charitable Eiving over the last two year but unfortunately thls has not been malntalned and donations have reduced quite significantly. We hope a new website, In¢ased social media presence and oncerted donations campaign wlll begin to reverse this decline. We had conslderable success In grant applieatfons over the yÈats including the securlng of a second five year grant from the Big Lottery Community Fund. The Jame5 Knott Trust have also a8aln supported us with a further years funding of £9,CMX). Northumberland County Council a150 continued to support our service wlth a grant of £20,OCK).
GAP SUPPORTED HOUSING LTD TRusfEES' REPORT {INCLUDING DIREcfoR5' REPORTI ICONTINUEDI FOR THE YEAR ENDED 31 MARCH 2025 Whllst thls has been another financially thallenging year the polity of the charlty regardlng unrtrIcted funds remains unchan8ed and we will continue to endeavour to maintain these funds at a level equivalent to between three and slx month's expendlture. The Trustees recogni5e that a level on uncertainty remains, partcularly as regard the failure to increase earned income, they do however feel that adequate financial provision is in place to ensure the contt'nuation of service delivery. The expenditure on staffing has Increased on the prevlous year. Thls reflects increased hourly rates for support staff in line wlth our commltment to be a Real Llving Wage employer, the introducthon of Increased gJPPOrt hours during weekday5 and the increase in management rates by 6%. Payment5 for On-call and Sleep-in (luties were also In(ased by 7%. The ftnanclal cllmate In whlch we operate remolns challen8lng. The expanslon of sèrvSces across two sltes and the possibility of income generation from leasing Dean St remains a key element of our Business Plan. As doe5 the expanslon of the renting of office and trainlng space In Links House. The reallsation of these elemenls of the Buslness Plan wlll help in meeting our airn of provlding financial securlty for the organlsat6on vla Increased earned income. The aim of diversifying our setvlce provSslon to include long term supported housing also remalns a part of our financlal stabillty plannln8. The Trustees continue to recognlse the need to review composltion of the Board, looking at broaderlnB the dlverslty, age and skllls base and addresslng thè Issue of succèssion. We welcomed new Trustee Jo C05tello to the 8oard late last year but th15 year we have sadly sald goodbye to Vicky Miller who has stepped down due to Increasin8 work and famlly commitment5. Vicky became a Trustee in 2011 but we had worked wlth VScky as long ago as 2007 when she was HousSn8 Enablln8 Officer with Tynedale Dlstrlct Councll. In 2008 she partnered with us Oh the successful bld to the then DCLG Places of chge Piogramme. It was thls fundin8 that transformed our Dean St service. We thank Vlcky for her dedlcati)n to helping the charlty over so many years and wSsh her well for the future. The Trustee recruitment campai8n forrn5 part of our work with Ten Stories Hlgh and a Trustee Recrutment Pack and dedicated Trustee page form 8 part of the website redeslgn. Succession plannin8 is a150 beln8 addressed and with the support of the Lloyd5 Foundation we are developing clear successlon plannlng timetable for completion In the next financlal year. Funders In the year have Included: The Blg Lottery Communlty Fund,. The Community Foundation North East: The CommunV Foundation DUr1m,. Garlield Weston Foundatt"on; The loicey Trust,. The James Knott Trust,. Bernicia Foundation; Northumberland County CouncS1,. The Henry Bell Trust; Hexham Trlnlty Methodist Church; Hexham West End Methodist Church- St Andrew's Church Corbridge; Stock5field Methodist Church and several indlvlduals who have supported us with elther a oneoff donation or via regular giving. As always we express our thanks to all who have helped us throu8hout the year.
GAP SUPPORTED HOUSING LTD TRUSTEES, REPORT (INCLUDING DIREcfoRS' REPORn (CONTINUED) FOR THE YEAR ENDED 31 MAROI 2025 Structurei gObtrnan •nd managemenl The Trustee5, who are also the dirertors for the purpose of company law, and who Served durlng theyear and up to the date of signature of the financial ststement5 were: MrA Bertram Mr C H Brinton J Costello K Norman Mrs R E Theobalds Recrultment ond appointment of trustee5 The overall responslbility for the Charity 15 held by the Board of Trustees. Trustees are recruited In a number of ways: by personal recommendatfon frorn exlstfjng members, vla advertislng In the local pTrss and Indmduals have ontacted the charity dIrect. None of the trustee5 has any beneficial Interest In the company. All of the trustees are member5 of the company and guarantee to contrlbute £1 In the event of a wlndln8 UP. Thet tees, report was approved by the Board of Truslees. MrA8ertrnm Truslee 8 December 2025 10-
GAP SUPPORTED HOUSING LTD INOEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF GAP SUPPORTEO HOUSING LTD I report to the Trustees on my examinatlon of the flnanclal Statements of Gap Supported Hou51ng Ltd (the charltyl for the year ended 31 March 2025. Responslbllltles and basls ol report As the Trustees of the charity land also Its directors for the purposes of company lawl you are responslble for the preparation of the firbancial statements in accordance with the requlrements of the Companies Act 2006 Ithe 2006 Act). Havlng satisfied myself that the financlal statements of the charlty are not required to be audlted under Part 16 of the 2006 Act and are eli8ible for independent examination, I report In respect of my examinats'on of the charity's financial statements carried out under section 145 of the Charities Act 2011 (the 2011 Act). In carrylng out my examination I have followed all the applicable D1ctionS 8iven by the Charlty Commission under se¢t*)n 14515llbl of the 2011 Act. Independent ex4mlner'$ statement 5Ince the charbtV'5 gross income exceeded £250,OCKJ your exaffllner must be a member of a l)ody11sted in sethon 145 of the 2011 Act. I confirm that l am qualified to undertake the examination because l am a member of ICAEW, whlch Is one of the11sted bodles. I have completed my examination. I confirm that no matter5 have come to my attention In connection with the examlnatton glvln8 me cause to belleve that In any materlal respert.. ccountin8 record5 were not kept In respect of the charlly as requlred by section 386 of the 2C#)6Act,' or the flnanclal statements do not accord wlth th05e records; or the financlal statements do not comply wlth the accountinB requSrements of section 396 of the 2006 Act other than any requirement that the account$ give a true and falr vlew whlch is not a matter consldered as part of an independent examinaon. or the financial statements have not been prepared in accordance with the methods and prlnciples of the Statement of Recommen(led Practlce for accounting and reporting by charities appllcable to charlties preparin8 their accounts in atcordance with the Flnanclal Reportin8 Standard appllcable in the UK and Republlc of Irèland IFRS 1021. I have no concerns and have come acro55 no other matters In connection with the examlnatlon to whKh attention should be drawn Sn thls report In order to enable a proper understandlng of the financial statements to be reached. lan Congleton TC Group 15 Bankside The Watermark Gateshead Tyne and Wear NEII 9SY Dated: 8 December 2025 11
GAP SUPPORTEO HOUSING LTD STATEMEKf OF FINANCIAL A1VITIEs INCWDING INCOME AND EXPENDITURE ACCOUNT FOR THE YEAR ENDED 31 MARCH 2025 Unrestrlcted Restrlcted funds lunds 2025 2025 Totsl Unrestricted Restrlrted funds funds 2024 2024 Total 2025 2024 Note5 Incom• from: Donations and legacles Charltable activltie5 31,506 226,088 31,506 288,556 26,832 222,590 26,832 335,929 62,468 113,339 Total Income 257,594 62,468 320.062 249,422 113,339 362,761 Expendlture on: Charitsble activIe5 274.366 95,195 369,561 244,444 83,093 327,537 Tot•1 expendlture 274,366 95,195 369,561 244,444 83,093 327,537 Net Income/{expenditurel and mowm•nt In funds 116,7721 132,7271 149,4991 4,978 30,246 35.224 Reconclllatfon ol funds: Fund balances at l Aprll 2024 202,653 42,433 245,086 197,675 12,187 209,862 Fund balances at 31 M•rch 2025 185,881 9,706 195,587 202,653 42,433 245,086 The statement of financlal athvlties Indudes all 8alns and losses recognlsed In the year. All Income and expendlture derive from continuing activitie5. 12-
GAP SUPPORTED HOUSING LTD BALANCE SHEEr ASAT31 MARCH 2025 2025 2024 Notes Flxed assels Tanglble assets F 10 187,363 189,817 Current assets Debtors Cash at bank and in hand li 810 86,614 41,714 41,714 87.424 Credltors: •mounts fallin8 due within one 13 115,1301 113,3551 Net Current assets 26,584 74,069 Total $sèts1•s5 current Il•bllltl 213,947 263,886 Creditors: arnounts f•lllns due after more than one ye•r 14 118,3601 118,8001 Net assets excludlni penslon Ilablllty 195,587 245,086 Net asseti 195,587 245,086 The funds of the charlty Restrlcted Income funds Unrestricted fun(is 15 9,706 185,881 42,433 202,653 195,587 245,086 The company Is entitled to the exemption from the audit requirement contsined In section 477 of the Companles Act 21x16, for the year ended 31 March 2025. The dlrettors acknowledge thelr responsibllltfes for complylng wlth the requirements of the Companies Act 216 wwth respect to accounting records and the preparation of financial statements. The member5 have not required the company to obtain an audit of it5 financial statements for the year in question in accordance with section 476. These financial Statements have been prepared in accordance with the provision5 applicable to companies subject to the small companies regime. 13.
GAP SUPPORTED HOUSING LTO BALANCE SHEET (CONTINUED) AT31 MARCH2025 The nancial statements were approved by the Trustee5 on 8 December 2025 MrABertram Trustee Company re8lstration number 06944944 IEn8land and Wale51 14-
GAP SUPPORTED HOUSING LTD NOTES TO THE FINANCIAL sfATEMENTS FOR THE YEAR ENDED 31 IAARCH2025 Accourtfng polldes Charlty Informatlon Gap Supported Hou5in8 Ltd 15 a prlvate company Ilmtled by guarbntee incorporated in England and Wale5. The registered office is Office 4, Meal Market, Hexham, Northumberland, NE46 INF. 1.1 AccountSn8 conb*ntl¢)n The financlal statements have been prepared in accordance with the charity's tgovernlng documentl, the Companles Act 2006, FRS 102 "The Financlal Reporting Standard appllcable In the UK and Republlc of Ireland" I"FRS 102,1 and the Charities 50RP Accountin8 and Reporh'nB by Charities.. Statement ol Recommended Practtce appllcable to charlties preparing thelr accounts In accordance wlth the Flnanckl Repothng Standard applicable in the UK and Republic of Ireland IFRS 1021" leffective I january 2019). The charity b5 a Publlc Benellt Entity as defined by FRS 102. The charlty has taken advantage of the provlslons In the SORP for charitie5 not lo prepare a Statement of Cash Flows. The financlal statements are prepared In sterllng, whlch Is the functional currenLry of the charlty. Monetary amounts In these financlal statement5 a rounded to the nea$t £. The financlal statements have been prepared under the hlstorlcal cost convention.The prlntlpal accounting policles adopted are set out below. 1.2 Goln8 CotIn At the time of approvlng the financlal statemenls, the Trustees have a reasonable expectation that the charlty has adequate resources to ConnUe In operational exlstence for the foreseeable future. Thus the Trustees ConnUe to adopt the g0Sng concem basls of accounting In preparlng the financlal statement5. 1.3 Charitsble funds Unrestrlcted funds are wallable for use at the discretion of the Trustees In furtherance of their charltable oblectives. Restrlcted funds are subject to specific conditions by donors or grantors as to how they may be used. The purp05e5 and uses of the re5trlcted fund5 are set out In the notes to the flnanclal ststement5. Endowment funds are subject to 5peclfic condition5 by donors that the capltal must be malntslned by the charity. 1.4 Incorne Income is recogni5ed when the charity is legally entitled to it after any perfomiance conditions hwe been met. the amounts can be measured rellably, and it Is probable that income will be received. Cash donations are recognSsed on receipt. Other donations are recognised once the charlty has been notified of the donation, unless performance cow)ditions require deferral of the amount. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant Is recognised at the time of the donation. 15-
GAP SUPPORTED HOUSING LTD NOTES TO THE FINANCIAL STATEMENTS (col1NUEDl FOR THE YEAR ENDED 31 MARCH 2025 Accountlng pollcles Icontlnuedl Legacies are recogni5ed on receipt or otherwise if the charity has been notified of an impending distribution, the amount is known, and recelpt Is expected. If the amount Is not known, the legacy is treated as a contin8ent a55et. 1.5 Expenditure Expenditure is recognised once there Is a legal or constwctive obligation to transfer economic betit to a thlrd party, It Is probable that a transfer of economlc benefits will be requlred In settlement, andthe amount of the obli8ation can be measured reliably, Expenditure Is elassified by aclivity. The costs of each activity are made up of the total of dIrt costs and shared costs, Includln8 SUPPOrt costs Invofved In undertakln8 each activlty. Dlrect C05t5 attrlbutaLle to single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support cost5 whlch are not attributable to a single activlty are apporknoned between those actwities on basi5 consistent wr¢h the use of resources. Central staff costs are allocated on the basis of time spent, and depreclation charges are allocated on the portion of the asset's use. 1.6 T*nglble fixed assets Tan8Sble fixed assets are Inltlally measured at cost and Subsequent measured at cost or valuation, net of depreclation and any Impalrment1055es. Depreclation Is recognlsed so as to wrlte off the cost or valuation of assets less thelr residual values over thelr useful Ilves on the followlng bases,. Freehold land and bulldln85 Plant and equlpment Revalued annually 25% reduclng balance ba515 The galn or loss arlsinB on the disposal of an asset Is determlned as the dlfference between the sale proceed5 and the carrying value of the a55et, and is recognised in the statement of financlal activknes. 1.7 Impalrnient of fixed assets At each reporting end date, the charity reviews the carrylng amounts of Its tangible assets to determlne whether there Is any Indlcation that those assets have SUffed an impalrment loss. If any such IndatiOn exlsts, the recoverable amount of the asset is estimated in order to determlne the extent of the Impirment loss Irf any). 1.8 Cash and cash equlvalents Cash and cash equivalents include cash in hand, deposits held at call with banks, other short-term liquid Investments wlth orlginal maturlties of three months or less, and bank overdrafts. Bank overdrafts are Shown within borrowin8s in current liabilities.
GAP SUPPORTED HOUSING LTD NOTES TO THE FINANCIAL STATEMENTS IcoMfiNUED) FOR THE YEAR ENDED 31 MARCH202S Accountlng pollcles Icontinued) 1.9 Flnanclal Instruments The charity has elected to apply the provisions of Section 11 'Ba5ic Financial Instruments, and Section 12 'Other Financlal Instruments Issues, of FRS 102 to all of its financial instrufflents. Financial in51wments are recognlsed in the charv,5 balance Sheet when the charlty becomes party to the contractual provisions of the Instrument. Financial assets and liabllib'es are offset, wlth the net amounts presented in the financial statements, when there is a legally enforceable rlght to Set off the recogn15ed amounts and there Is an Intention tosettle on a net ba515 or to realise the asset and settle the liabilily simultaneou51y. Boslcflnanclol a$5ets Basic financlal assets, whSch Include debtors and cash and bank balances, are initially meaSUd transaction price IncludSn8 transaction costs and are subsequently carried at amorti5ed cost uslng the effethve interest method unless the arrangernent constitutes a financlng transathon, where the transaction Is measured at the present value of the future receipts discounted at a market rate of Intere51, Financial assets cla551fied as recelvable wlthln one year are not amortised. Basl¢Jlnonclal IloblllttTes Basic financial liabiles, including creditor5 and bank103n5 are initially tOgniSed at transaction price unle55 the arrangement constitutes a financlng transaction, where the debt Instrument Is measured at the p¢psent value of the future payments discounted at a market rate of interest. Flnancial Ilabiiities classifled as payable whhln one year are not amort6sed. Debt instrument5 are subsequently carried at amortised cost, usin8 the effecttve Snterest rate method. Trade credltors are obllgatfons to pay for Boods or servSces that have been acqulred In the ordlnary course of operations from suppliers. Amount5 payable are classified as current liablllties If payment Is due within one year or less. If nol, they are presented as nonvcurreni liabilitie5. Trade credltors are tOgnIsed Inifjally at transaction prlce and subsequently measured at amortr5ed cost uslng the effecttve interest method. Derecoqnlrfon oAflnanclal Ilabllltles Financial liabilities a derecognised when the charitV5 contractual obllgations explre or are discharged or cancelled. 1.10 Employee beneflts The cost of any unused holiday entitlement Is reco8nlsed In the perlod In whith the employee's seNlces are received. Temiination benefits are recognised immediately as an expense when the charity is demonstrablv commltted to terminate the employment of an employee or to provlde temiSnation benefits. 1.11 RetFrement benefits Payments to defined contrlbution retirement benefit scheme5 are charged as an expense a5 they fall due. 17-
GAP SUPPORTEO HOUSING LTD NOTES TO THE FINANCIAL sfATEMENTS (COPINUED) FOR THE YEAR ENDED31 MARCH2025 Crft1l a¢countin8 estimates and judgements In the appllcadon of the charity's accountin8 policies, the Trustees are requlred to make judgemarts, e5timites and assumption5 about the carrying amount of assets and liabilitie5 that are not readily apparent from other sources. The estimate5 and a5SOClated aSsump0S are based on hlstorical experience and other factors that are considered to be relevant. Actual resutts may differ from ihese estimates. The estimates and underlyin8 assumptions are reviewed on an ongoing basis. Revisions to accountin8 estrmates are recognlsed In the perlod In whlch the estimate Is revlsed where the revislon affects (mly that perlod, or in the period of the revision and future periods where the revision affects both current and future perlods. IrKome Irom donatlons and le8acles Unrestrlct funds 2025 Unre5trfcted funds 2024 Donatlons and 81fts 31,506 26,832 Income trnm ch•rStable advttles Unrestrlcted R05trlrted lunds funds 2025 2025 Totsl Unrestrleted Restrlrted lunds fiinds 2024 2024 Total 2025 2024 Type Performance related 8rants Charitable rental income 62,468 62,468 226,088 113,339 113,339 222,590 226,088 222,590 226,088 62,468 288,556 222,590 113,339 335,929 18-
GAP SUPPORTED HOUSING LTD NOTES TO THE FINANCIAL sfATEMENTS {CONTINUEDI FOR ThIE YEAR ENDED31 MARCH2025 Expendlture on charltable actlvltles 2025 2024 Dlrert costs Staff c05t5 Depreclation and impairment HR Support Costs Rent and rates Insurance Light and heat Maintenance Repalrs and renewals Postage and 5tatlonery 228.372 2.454 8.583 40.799 5.279 44.262 8.966 5.363 207,650 3,272 2,139 38,726 5,534 34,678 7,496 4,930 3,491 4,869 4,971 676 28 624 6,584 4,240 2,088 6,309 4,208 215 1,985 1,438 6.049 820 Telephone Offlce costs Travelling expenses Charitable expenditure headln8 12 Recrukment costs Sundry expenses Accountancv 369,561 327,537 Analysls by fund Unrestrlcted funds Restrlcted funds 274,366 95,195 244,444 83,093 369,561 327,537 Net movement in funds 2025 2024 The net movement in funds 15 Stated after char8ingllcreditingl- Depreciation of owned tsn8ible fixed assets 2,454 3,272 Trustees None of the Trustees lor any per50n5 connected with theml recefved any remuneration or benefit5 from the charity during the year. 19-
GAP SUPPORTED HOUSll+lG LTD NOTES TO THE FINANCIAL sfATEMErirs (CONTINUED) FOR THE YEAR ENDED 31 MAACH2025 Employees The average monthly number of employees durlng the year was: 2025 Number 2024 Number Management Homeless support Total Employment costs 2025 2024 Wa8e5 and salarles Soclal 5ecurlty costs Other penslon costs 210,791 13,957 3,624 192,522 11,260 3,868 228,372 207.650 There were no employees whose annual remuneraOn was more than £60,000. Tamtlon The charlty Is exempt from taxatlon on Its acttvltles because all Its Income Is applled for charltable purposes. -20-
GAP SUPPORTED HOUSING LTD NOTES TO THE FINANCIAL STATEMENTS {coTrifiNUED) FOR ThIE YEAR ENDED 31 MARCH 2025 10 Tanllble flxed assets Frn•hold l•nd •nd bylldlny Pl•rrtind Cost At l Aprll 2024 180,( 51,750 231.750 At 31 March 2025 180,C 51,750 231.750 Depreclatlon and Impalrmert At l Aprll 2024 Depreciation charged In the year 41,933 2.454 41,933 2,454 At 31 March 2025 44.387 44,387 C•rrylng amount At 31 March 2025 180,000 7.363 187,363 At 31 March 2024 180,000 9,817 189,817 The company owns Iwo properties, 4 and S Dean Street. The comblned properties are held at thelr deemed value of £180,OCKI, which was calculated based on an independent third party valuation carrled out by Rook Matthew Sayer In 2011. The Trustees plan to recelve a new valuation In 2026. 11 Debtors 2025 2024 Amounts falllng due wlthln 0Tho year. Trade debtor5 810 12 Loans and overdrafts 2025 2024 Bank loans 19,240 19,680 Payable within one year Payable after one year 880 18,360 18,8CIJ The loan from the Quaker Hou5in8 Trust is interest free, unsecured and is repayable in equal and annual instslments over a period of upto ten years. 21
GAP SUPPORTED HOUSING LTD NOTES TO THE FINANCIAL sfATEMENTS ICONTINUEDI FOR THE YEAR ENDED 31 MARCH 2025 Creditors: amounts fallin8 due wlthln one year 2025 2024 Notes Bank loans Other taxation and social security Trade credltors Accruals and deferred Income 12 880 4,625 4,235 3,615 4.564 6,042 15.130 13,355 14 Creditors: amounts fallln8 due after more than one ye¥r 2025 2024 Notes Bank loans 12 18,360 18,800 IS Restrfrted funds The restrlcted funds of the charlty compr15e the unexpended balances of donations and grant5 held on trust Subject to spetilic condltlons by donors as to how they may be used. At l Aprll 2024 Inc•mlng resources Resources At 31 M•rch expended 2025 The Naonal Lottery Communlty Garfield Weston Foundation Bernlcia James Knott Trust 17.599 10.417 9,167 5.250 53,468 166,6111 110,4171 19,1671 19,0001 4,456 9,OC 5,250 42,433 62,468 195,1951 9,706
GAP SUPPORTED HOUSING LTD NOTES TO ThE FINANCIAL 5TATEMETrifs (CONTINUED} FOR THE YEAR ENDED 31 MARCH2025 IS Restrlcted lunds {Contlnued) Prevlous year: At l Aprll 2023 Incomlng resources Re50ur¢es At 31 March expended 2024 The National Lottery Communbty Fund Help The Homeless Communlty Foundation Dutham Joicey Trust Garfield Weston Foundatlon Hadrlan Trust BernScla James Knott Trust Northumberland County Councll 12,187 50,839 2,500 2,000 3,000 25,000 I,0 lo,0 145,4271 12,5001 12,0001 13,0001 114,5831 11,ocoi 18331 13,7501 Iio,OC4)1 17,599 10,417 9,167 5,250 io,oty) 12,187 113,339 183,0931 42,433 16 An•lysls of net assets between fvnd¥ Unrertrfrted nds 2025 Restrfrted funds 2025 Tot•1 2025 At 31 March 2025: Tanglble assets Current assetsllllabllltlesl Long term Ilabillties 187,363 16,878 118,3601 187.363 26,584 118,3601 9,706 185,881 9,706 195,587 Unrestrirted funds 2024 Restrlcted funds 2024 Total 2024 At 31 March 2024: Tangible assets Current assets/lllabllltiesl Long term liabilities 189,817 31,636 118,8001 189,817 74,069 118,8001 42,433 202,653 42,433 245.086 -23-
GAP SUPPORTED HOUSING LTD NOTESTO THE FINANaAL ATEmENTs {CONTINUEDI FOR THE YEAR ENDED31 MARCH2025 17 Operating lease commitments Lessee At the reporting end date the charity had outstandin8 tommltments for future minimum lease payments under non-cancellable operating leases, whlch fall due as follows: 2025 2024 Wlthln one year Between two and flve years 29,880 29,880 29,980 29,880 59,860 The operatin8 leases represent a lease from Karbon Homes. The lease Is for a period of 20 years, however there Is an oplon of a break clause at 3rd March 2026. 18 Related party transactlons There were no d15c105able related party transactions during the year12024- nonel.