PARISH OF OXTON ST SAVIOUR WITH ST ANDREW, NOCTORUM ANNUALACCOUNTS FOR THE YEAR ENDED 31st DECEMBER 2025
The Parochial Church Council of the Ecclesiastical Parish of St Saviour Oxton Registered charity number: 1136160 St. Saviour's Church St. Saviour's Parish Offi. Bidston Road Oxton. Prenton CH43 2JZ Stru na he Chari The charity was constituted on 2nd June 2010. under a governing document issued pursuant lo The Parochial Church Council Powers Measure11956) as amended, and the Church Represenlation Rules. New Trustees are appointed by election to the PCC for a period of one or three years {or up to nine years with three consecuttve terms). ve le To provide regular public worship, open to all. and a sacred space, for personal prayer and contemplation. Pastoral woth, including". Visiting the sick and bereaved Teaching Ch¥tslianity through semions and study groups Taking religious assemblies in schools Promoling the whole mission of the church through the provision of activities for children. parents and senior citizens Supporting other churches, and other Gharities in the UK and overseas The parish centre ts part of the church and is available for public use by groups or individuals. Vwhen planning our activities for the year, the incumbent and the PCC have undetstanding and regard to the published Charity Commission guidan on public benefft, and in particular, their guidance for charities in respect of the advancement of religion_ In parbcular we aim to enable ordinary people to live out their faith as part of our parish community through" Worship and prayer, leaming aboLrt the Gospel and developing their knowledge and trust in Jesus Provision of pastoral care for people living in the parish Missionary and outreach wort. To facilitate this work, it is important that we maintain the fabric of the Church and the Parish Cent. Background The Parochial Church Council has the responsibility of co-operatin9 with the incumbent in promoting, in the ecclesiastical parish, the whole mission of the ¢hur¢h", pastoral, evangelistic, social and ecumenical. It aLso has maintenance
responsibilities fr)r St Andrew's Church Centre. Noctorum. A Parish Centre has been buill alongside the Parish Church of St Saviour and there is a hall as part of StAndrew's Church Centre. The Parish also had responsibility for the maintenance of a house at Noctorum Dell until its sale in Augusl 2025, the vicarage being in the care of the Diocese. Membership Members of the PCC are either ex officio, ci>opted or elected by theAnnual Parochial Church Meeting in accordan with the Church Representation Rules. During 2025. the following served as members of the PCC.. Incumbent Revd M Wolverson (from June 2025) CUte Position vacant Reader Mrs A Davles Pastoral Wother vacant Chuthw8Adens Mr N Frowe Mrs J Unwin (until May 2025) Miss K McKay (From May 2025, previously Deputy Warden) Representatwes on the Deanery SynLxl.' Miss J Parry. Mrs J Biggs (unltl May 2025). Elected Members of the PCC Revd M Wolverson MrG Chadwick MrsA Davies Mr H Keown Miss K. McKay (until May 2025) MrA Parsons Mrs S Williams (until May 20251 Mrs A Welding (until May 2025) MrA Yunas Canon Dr J Richardson Mrs V Feltham Ms D Head Mr S lte Ms G Caulfield- Pleavin Mr W Collier Mr D Kewkey Mrs J Unwin Mrs S Goulding (until May 2025) HOnOryAstant Priest and memb8rofthe Parish LeadehIp Team (non PCC member) The Revd Elaine Bisson
The Revd M Wolverson (from June 2025) MrA Parsons Miss J Pary Mr W Collier (from May 2025) Mr G Chadwick Mr S Vvhite MrsA Davies Ms D Head Mr H Keown Mrs A Welding (until May 2025) Mrs V FeStham (from May 2025) Canon Dr J Richardson Mrs J Unwin Mrs J Biggs {until May 2025) Mr D Kewley MrA Yunas Mrs S Wlliams (until May 20251 Miss K McKay Mr N Frowe Mrs S Goulding (until May 2025> Ms G Caulfietd-Pleavin 2025 was an important year in the Itfe of St Saviour's. with the arrival of a new Vicar in June. the Revd Marc Wolverson. A large congregation regularly attend the church on Sundays, spread between the services usually offered. with a combined service once a month, introduced by the new Vicar, proving popular. The church is open every weekday moming for setvices or prayer. Weekday services are held on Tuesday evenings and Thursday mornings, wilh Evensong genera15y held once a month. with the main festivals celebrated. Many groups use the parish ntre, some on multiple occasions. and there are private individual bookings. meaning that the centre is almost always use. Four local schools have regular contact with the church. inan 2024 £189,258 £200,389 Chan £195,670 (£9,974) Total income Total outgoing resources £384,928 £190.415 Net receiptsl(paymentsl £194.513 (£11,131) £205,644
The key financial event in 2025 wa$ the sale of 36 Noctorum Dell for £230,000 (£226.043 after fees and disbursements had been deducted), which has provided the church with financial securty for the short to medium lemi. However, this receipl masks the fact in these accounts that expenditure has exceeded income on our day to day running for the fourth year in succession, by just over £35,000 in 2025. Indeed, the slluation would have been significantly worse had tt not been for a number of very generous donations to general funds, including a bequest, totslling almost £10,000, and the change to monthly insurance payments in October, highlighted above. It has been ne$sary to transfer £32,000 from our CCLA deposit account and investments to the general account to Cover the shortfall in the general accounl. Giving has increased following an appeal to the congregations in October, the second in o years, although it is too early to establish the impact of this for a full year. The church joined the Parish Giving Scheme in 2025. a nalional initiative supported by the Church of England, giving members of the congregation who join it the option of automatically increasing their giving in line with inflation each year. By the end of 2025. 26 people had registered to join the scheme. of whom 19 had agreed to accept infi*'on-linked option. In the fa of these challenges the PCC'S agreed strategy is to protect as far as possible the vital work of attracting and developing new church members. through our work wtth young families. children and youth. Whilst the neSary fvnding for this in the medium term is provided by the sale of our No¢tonJm Dell property, the PCC is also exploftng options for the future of St Andrew's Church Centre, which showed a deficit of over £7.000 in these accounts. A group looking at 'green' optK)ns to reduce our energy costs for the church in future years is awaiting grant-funding options , anticipated as part of the governmenys Net Zero policy. and any new initiatives from the national church. Key Costs 2025 2024 Parish Share £77.605 £75.344 £4.713 £2.711 General maintenance Insurance St Saviour's £1,931" £9,949 Energy costs, both sites £13,483 £19,402 ' Insurance costs reduced for 2025 only. by changing to monthly payments in October. The balance sheet shows that the total of all funds is £258.{ comprising.. General Funds £243,462 Designated funds £2,000 Parish Centre £12.544 11 is the policy of Ihe PCC, in accordance with advised good practice. to aim to retain sufficient Ye. cash reserves. equal to a minimum oflhree months running costs. In 2025 our annual outgoings We approximately £190.415. One quarter of this is £47,604 which is covered by the funds available. The PCC will continue to monitor and review its finanS and aim to achieve a situalion whereby income exceeds expenditure.
Individual parishioners supported Christian Aid in 2025. rather than through the church as in previous years. The Governanc* Leadership and Management Structurn (2017) ommi Standing Committee This is the onty committee required by law. 11 has the power to transact the bune$S of the PCC between its meetings, subject to any directions given by the Council Fabric Commfttee Responsible for the fabric of all properties Finance Committee Oversees the general financial work of the parish Parish Leadership Team Forum for mutual support for leaders within the parish community Adult Discipleshlp Leadership Team Co-ordinates discipleship programmes and initiatives Pastoral Care Leadershlp Team C(pordinates pastoral care, welcome and retention Worshipping Life Leadership Team Provides leadership in the development of the parish's worshipping life Welcome and Hospitality Leadership Team Provides leadership in the development of the parish's ministy of welcome and hospitalty ChiTldren and Youth Leadership Team Provides leadership in the development of children's and youth work in the parish Safeguarding Management Gmup Oversees the parish's safeguarding policy and procedures Health and Safety Management Group Manages Heatth and Safety provision for the Parish Church, St Andrew's and the Parish Centre Outreach Management Group Co-ordinates the parish's support for other charities Parish Centre Management Gmup Manages the Parish Centre Social andmusic Management Group Hosts social and musical events
There are 161 parishioners on the Church Electoral Roll of which 41 are not resident wtthin the parish. The average attendan al service5 was 120. Thls Annual Report was approved by the PCC on 17th May 2026, and signed on its behalf by the Wicar, Revd Marc Wolverson BALANCE SHEET AS AT 31ST DECEMBER 2026 )25 2024 CURRENT ASSETS Cash at HSBC and in hand 35,222 36,800 Held in Trust Short term deposits {CCLAI Investments {CCLAI 2.791 219.993 26,361 258.006 63,161 TOTAL CURRENT ASSETS 258.006 63.161 FUNDS PCC Unreslric 239,857 2.000 3,605 12,544 47.136 PCC Designated fund Other groups Parish Centre 2.000 3.730 10.295 TOTAL FUNDS 258.006 64161 NB In addition to the monetary assets above. the church also owns St Andrevls Centre (value £130,000 in 2025).11 also owned 36. Noctorum Dell. which was sold in August 2025 for £230.000. this sum being paid into the CCLA Deposit Fund. In September. the sum of £229,043 was transferred, following advice considered by the Finance Committee and PCC. from the CCLA Deposit Fund into a newly opened CCLA investment account. The CBF Church of England Global Equity Fund . The flnanclal statements were approved by the PCC on 17th May 2026, and were slgned on its behalf by the Wicar, Revd Marc Wolverson:
RECEIPTS APID PAYMENTS ACCOUNT Forlhe Year Endlng 31sl December2025 Other PaJtslL lIn$trI Designa Gwups centre cted ted Futyj Fund¥ Furtd$ Fttnd$ TOTAL TOTAL 2025 20 2025 20Z5 2025 2024 Recqipls Receipts from donc¥s 110.656 21a} 110.656 123.131 0lhervoknitttryeets 21.041 6.377 27.418 28.004 Jncon7e frorn chOritoi)le 3.472 11,953 15.425 35.96 andoncillcry ITfjding Income from invesfrment5 1.429 21d} 1.429 2.155 Receipls from dirposuloF ossels 230.000 230.000 Totol Recelpts 3.472 21.Q41 360A15 3W28 189.25B P¢ryments Gronls 3181 Ac1MlS dweclfy reloling lo Ihe woth tsflhe church 3,596 16.792 118.898 141.226 155.332 45,232 45.232 45.057 Experise5 3.957 3.957 Totol Paymer 3.596 18.792 168.027 19OA1$ 200.389 Nel over poymenls -124 2.249 19288 194.$13 -11.131 Iron5ferTo Func15 Tronsfer lo Oe&gnaled Funds 332 332 Nel Feeeyts over poymenls -t24 2,249 192.720 194,845 -11.131 Broughl Forwgrd OII0112025 Net movement In lund* 3.730 qO.285 47.136 63.161 74292 -124 2.249 192.720 194,845 .11.131 Cofrted Forwgtd 3111212025 3.606 12.544 Z39.856 258.006 63.161 Noles tn column 6 ielerlo page$ 1110 13
Accounling Policies The financial statements have been prepared on a Rgceipts and Payments basis and compty with the Charities Act 2011. The financial statements have been Prepared under the historical accounting convention except for the valuation of investment gssets. which afe shown at market value. Funds General funds represent the funds of the PCC that are not subject lo any restrtction$ regarding their use and are available lor application on the genet81 purposes of the PCC. In the designated fund, funds gifted for a particular purpose are regarded as assigned. Some of the general funds have been placed in the designated file as unassigned bLfl not restrrcted. The accounts include all transactions, assets and liabilitses for which the PCC is responsible in law. They do not include the accounts of groups who use the church that owe their main affiliation lo another body. Incoming Resources al Al incoming fesources are included in the Receipts and Payments accounL b) Other voluntary incoming resources Income from the partsh centre and funds designated for specific purposes. Resources used All expenditure is accounted for and has been classified under headings Ihat aggregate all costs related to the category. Note that a payments and receipts accounting method is now being used. Fixed assets {Consecraled land and buildings 8nd mov8ble church fvmishingsl Consecraled and beneficed propety is excluded from the accounts by s.10 ofthe ChaTtties Act 2011. No value is placed on movable church fttrnishing5 held by the churchwardens on special trust for the PCC and which require a faculty foi disposal since the PCC considers this to be inalienable property. Atl expenditure incurred during the year on consecTrted or benefice buildings and movable church fuinishings. whether mainlenance or improvement. is wittten off as expendrture in the Statement of financial activities and separately disdosed. Investments Investments are valued at market valLte at 31 December. Short-term deposits include cash held on deposit either th the Central Board of Finance Church of England Funds or at the bank.
The charity is an exempt charity wtthin the meaning of schedule 3 of the Charities Act 2011. Going Concern The financial statements have been prepared on a going cOnrn basis as the trustees believe that no malerial unrtaIntieS exist. The trustees have considered the level of funds held and the expected level of income and expenditure for 12 months from authortsing these financial statemenls. The expected income and expenditure is sufficient. with the level of ieseNes. for the charity to be able to con*"nue as a going concem. PROPERTY FIXED ASSEfs FOR USE BY THE PCC Freehold land and buildings The freehold land and buildings comprise StAndrev¥s Church Centre and also comprised an associated minister's house (36 Noctorum Dell) until it was sold in August 2025 for £230,IXIO. The value of the property (as at 31si Dmber 2025) is £130,000 for St. Andrews Church Cenlre. The PCC also has the use of the following benefice assets: St. Saviour's Church and St. Saviour's Parish Centre The Parish Centre is an inalienable benefi asset. which is valued at £906,046. This valuation is derived from expenditure on the building btheen 2002 and December 2007 fmm income provided by the sale of Ihe Parish Hall. the Big Lottery Fund {£400,000), and fund raising in the parish. The combined valuation of the Church and Parish Centre for insurance purposes is £19,240,000 {2016 £9,487,184). Consecrated and beneffid propety is excluded from the PCC accounts by s.10 of the Charities Act 2011. The office equipment is of insignificant value and was written off in the accounts during the year of purchase io
Recelpts 2025 2024 2101 Incomina resources from donors Plonned Givina Income tax recovered Collections ILoose Dlatel Gilt Aided Donations Leaocie5 lundesianatedl Sundrv donalions 62.483 18.162 15.840 12.324 1.847 70.022 18.848 8.762 10.142 15.357 110.656 -123.13.1_. 21bl Other voluntarv incomino resources Porish Centre Fund Desianated Donations Utilifv Income Parish Centre 21.041 20.450 27.4.18 ..28.004. 21cl Income from choritoble and onci71orv lrtjdina l(K)+ Club Bell Tower Flower Guild Enaaae Croll Cofe Childrens work linc Messv Church) Toddlers Junior Church 3.285 1.615 1.060 196 532 655 154 342 1.209 615 -U3_ -7.294 Enerov Grant CCLA deD0511s Porish maaazine st. Andrews Fund Roisina Evenls PCC Fees Sundrv income 3.763 4.609 3.183 398 3.097 5.761 8.892 10.924 .11.Y53 28.674 21dl Income trom investments Bank & other interest 1.429 2.755 RecelDts from Ihè sole of tsssèls Tolal iecelots 384.928 _ 189.258 li
2025 2024 3101 Gronts Chorilable Giving 31bl Aclivilies directly relattng to the work of the church Ministy- Pa(ish Shore 77,605 75.344 Clergy Expense5 281 2109 Clergy Housing 3,762 3.576 Church.. Allor, SeNices. Condles elc 590 919 Gos. electricity. water 9,632 14.869 Choir + CCLI licences + RSCM + PRS Insurance 1,931 9.949 Support for Children, Youth and YF work 577 491 Mointenance 4,713 2.711 Orgon and Piano Tuning Orgonisls 7,318 8.465 Sf Andrew's 10.637 9.982 118.838 129,576 IO0+ Club 915 3,330 Bell Tower 246 736 Flower Gvfid Costs 697 1,146 Engage 142 193 Crall Cafe Children's work 1clUdeS Messy Church) 363 609 Toddlers 1,208 196 Jvnior Church 25 106 3,596 6.320 Pofi5h Cenlre running 18.792 19.436 12
Designaled Funds 14?.226 155.332 31cl Church momgement and odministrotion Christian Stewardship Compoign lenvelopesl Payment liability held in trust Parish office admini5tratTon 45,084 Expenses on sole of os5etS 3,957 Bank charge5 173 49.189 45.057 Total oulgolng resources 190.415 200,389 DESIGNATED FUNDS The Designated Assigned Fund holds the balances of donalions made for specific purposes whereas the Designated Unassigned Fund holds donations where the usage was not stated and will be assigned as decided by the PCC. 13
Fund BIFwd Transvd Revaluation Incoming Outgoing CIFwd Unrastrlcted 47,136 332 360815 168.026 239,857 I00+ Club 375 915 Bellringers CAMEO 1.325 532 247 1.610 487 487 Flowers 85 655 697 43 Engage 25 154 142 37 Craft Cafe 29 Children's work 331 342 363 310 Toddlers 1,055 1,209 1.208 1.056 Junior Church 18 40 25 33 Other Groups 3.730 3.472 3,597 3,605 Parish Centre 10.295 21.044 18,792 12,544 PCC Designated 2,000 000 Total 63,161 332 384,928 190A15 258,006 REVALUATION The column above under thls headlng shows the growth in value of Ihe PCC'S tnvestments with CCLA. following the transfer of £10,000 from investments to the Deposit Account in October. Th5$ is net of the interest from the PPC'S Deposit Account with CCLA, shown at 2(d) on p11, which is attributed to funds held in the Deposit account before being moved to the Investment fund. 14
EXPENSES Parishioners and Members of the PCC are reimbursed for their expenses where they relate to authorised expenditure and must be supported by invoices or receipts. No out of pocket expertses were paid to Trustses during 2025. INDEPENDENT EXAMINATION The cost in 2025 was £1.302 including VAT. STAFF COSTS 2025 2024 Wages and salaries 48.366 44.167 Average number of staff for the year Planned Giving January to December. Total Planned Givillg was £62.482 {a decrease of £7,540 from 2024) donated by 80 contributors. In contrast, Loose Plate and other donations have increased from £18,904 in 2024 to £28.164 in 2025. in part due to generous one-off gifts by some individuals. It is too earfy to know the full effect of an appeal to the congregation in the autumn of 2025, or the impact of many members of the congregation joining the Parish Giving Scheme, including a commitment to increase their giving annually in line with inllalion. but there are early signs that income from these SoUrS will increase in 2026.
Independent examiner's report to the trustees of Parish of Oxton St Savlour with St Andrew Noctorum I report to the charity trustees on my examination of the accounts of Parish of Oxton Sl Saviour with StAndrew, Noctorum for the year ended 31 December 2025. Responsibilities and basis of report As charity truslees, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act'l. I report in respect of my examination of the charity's accounts carried out under Section 145 of the Act and in c2rrying out my examination I have followed all applicable Directions given by the Charity Commission under Section 145(5)(b) of the Act. Independent examiner's statement I have completed my examination. I confirm that no material matters have come to my attention in connection with the examinalion giving me cause to believe that in any material respect.. 1. accounting records were not kept in respect of the charity as required by Section 130 of the Act. or 2. the accounts do not accord with those records- or 3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination. I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts lo be reached. Suzanne Draper FCCAACA for and on behalf of DJH Business Advisers Ltd TIA SB&P Oriel House 2- 8 Oriel Road Bootle L20 7EP Date.. 20151202