PARISH OF OXTON ST SAVIOUR
WITH ST ANDREW, NOCTORUM
ANNUALACCOUNTS
FOR THE YEAR ENDED 31st DECEMBER 2025

The Parochial Church Council of the Ecclesiastical Parish of St Saviour Oxton
Registered charity number: 1136160
St. Saviour's Church
St. Saviour's Parish Offi￿.
Bidston Road
Oxton. Prenton
CH43 2JZ
Stru
na
he Chari
The charity was constituted on 2nd June 2010. under a governing document issued
pursuant lo The Parochial Church Council Powers Measure11956) as amended, and the
Church Represenlation Rules.
New Trustees are appointed by election to the PCC for a period of one or three years {or
up to nine years with three consecuttve terms).
ve
le
To provide regular public worship, open to all. and a sacred space, for personal prayer
and contemplation.
Pastoral woth, including".
Visiting the sick and bereaved
Teaching Ch¥tslianity through semions and study groups
Taking religious assemblies in schools
Promoling the whole mission of the church through the provision of activities for children.
parents and senior citizens
Supporting other churches, and other Gharities in the UK and overseas
The parish centre ts part of the church and is available for public use by groups or
individuals. Vwhen planning our activities for the year, the incumbent and the PCC have
undetstanding and regard to the published Charity Commission guidan￿ on public
benefft, and in particular, their guidance for charities in respect of the advancement of
religion_ In parbcular we aim to enable ordinary people to live out their faith as part of
our parish community through"
Worship and prayer, leaming aboLrt the Gospel and developing their knowledge and trust
in Jesus
Provision of pastoral care for people living in the parish
Missionary and outreach wort.
To facilitate this work, it is important that we maintain the fabric of the Church and the
Parish Cent￿.
Background
The Parochial Church Council has the responsibility of co-operatin9 with the
incumbent in promoting, in the ecclesiastical parish, the whole mission of the
¢hur¢h", pastoral, evangelistic, social and ecumenical. It aLso has maintenance

responsibilities fr)r St Andrew's Church Centre. Noctorum. A Parish Centre has
been buill alongside the Parish Church of St Saviour and there is a hall as part of
StAndrew's Church Centre. The Parish also had responsibility for the maintenance
of a house at Noctorum Dell until its sale in Augusl 2025, the vicarage being in the
care of the Diocese.
Membership
Members of the PCC are either ex officio, ci>opted or elected by theAnnual
Parochial Church Meeting in accordan￿ with the Church Representation Rules.
During 2025. the following served as members of the PCC..
Incumbent
Revd M Wolverson (from June 2025)
CU￿te
Position vacant
Reader
Mrs A Davles
Pastoral Wother
vacant
Chuthw8Adens
Mr N Frowe
Mrs J Unwin (until May 2025)
Miss K McKay (From May 2025, previously Deputy
Warden)
Representatwes on the Deanery SynLxl.' Miss J Parry. Mrs J Biggs (unltl May 2025).
Elected Members of the PCC
Revd M Wolverson
MrG
Chadwick
MrsA
Davies
Mr H Keown
Miss K. McKay (until
May 2025)
MrA Parsons
Mrs S Williams
(until May 20251
Mrs A Welding
(until May
2025)
MrA Yunas
Canon Dr J
Richardson
Mrs V Feltham
Ms D Head
Mr S ￿lte
Ms G Caulfield-
Pleavin
Mr W Collier
Mr D Kewkey
Mrs J Unwin
Mrs S Goulding (until
May 2025)
HOnO￿ryA￿stant Priest and memb8rofthe Parish Leade￿hIp Team
(non PCC member)
The Revd Elaine Bisson

The Revd M Wolverson (from June 2025)
MrA Parsons
Miss J Pary
Mr W Collier (from May 2025)
Mr G Chadwick
Mr S Vvhite
MrsA Davies
Ms D Head
Mr H Keown
Mrs A Welding (until May 2025)
Mrs V FeStham (from May 2025)
Canon Dr J Richardson
Mrs J Unwin
Mrs J Biggs {until May 2025)
Mr D Kewley
MrA Yunas
Mrs S Wlliams (until May 20251
Miss K McKay
Mr N Frowe
Mrs S Goulding (until May 2025>
Ms G Caulfietd-Pleavin
2025 was an important year in the Itfe of St Saviour's. with the arrival of a new Vicar in
June. the Revd Marc Wolverson. A large congregation regularly attend the church on
Sundays, spread between the ￿ services usually offered. with a combined service
once a month, introduced by the new Vicar, proving popular. The church is open every
weekday moming for setvices or prayer. Weekday services are held on Tuesday
evenings and Thursday mornings, wilh Evensong genera15y held once a month. with the
main festivals celebrated. Many groups use the parish ￿ntre, some on multiple
occasions. and there are private individual bookings. meaning that the centre is almost
always use. Four local schools have regular contact with the church.
inan
2024
£189,258
£200,389
Chan
£195,670
(£9,974)
Total income
Total outgoing resources
£384,928
£190.415
Net receiptsl(paymentsl
£194.513
(£11,131)
£205,644

The key financial event in 2025 wa$ the sale of 36 Noctorum Dell for £230,000
(£226.043 after fees and disbursements had been deducted), which has provided the
church with financial securty for the short to medium lemi. However, this receipl masks
the fact in these accounts that expenditure has exceeded income on our day to day
running for the fourth year in succession, by just over £35,000 in 2025. Indeed, the
slluation would have been significantly worse had tt not been for a number of very
generous donations to general funds, including a bequest, totslling almost £10,000, and
the change to monthly insurance payments in October, highlighted above. It has been
ne￿$sary to transfer £32,000 from our CCLA deposit account and investments to the
general account to Cover the shortfall in the general accounl.
Giving has increased following an appeal to the congregations in October, the second in
o years, although it is too early to establish the impact of this for a full year. The church
joined the Parish Giving Scheme in 2025. a nalional initiative supported by the Church of
England, giving members of the congregation who join it the option of automatically
increasing their giving in line with inflation each year. By the end of 2025. 26 people had
registered to join the scheme. of whom 19 had agreed to accept infi*'on-linked option.
In the fa￿ of these challenges the PCC'S agreed strategy is to protect as far as possible
the vital work of attracting and developing new church members. through our work wtth
young families. children and youth. Whilst the ne￿Sary fvnding for this in the medium
term is provided by the sale of our No¢tonJm Dell property, the PCC is also exploftng
options for the future of St Andrew's Church Centre, which showed a deficit of over
£7.000 in these accounts. A group looking at 'green' optK)ns to reduce our energy costs
for the church in future years is awaiting grant-funding options , anticipated as part of the
governmenys Net Zero policy. and any new initiatives from the national church.
Key Costs
2025
2024
Parish Share
£77.605 £75.344
£4.713
£2.711
General maintenance
Insurance St Saviour's
£1,931"
£9,949
Energy costs, both sites
£13,483
£19,402
' Insurance costs reduced for 2025 only. by changing to monthly payments in October.
The balance sheet shows that the total of all funds is £258.{￿ comprising..
General Funds
£243,462
Designated funds
£2,000
Parish Centre
£12.544
11 is the policy of Ihe PCC, in accordance with advised good practice. to aim to retain
sufficient Y￿e. cash reserves. equal to a minimum oflhree months running costs.
In 2025 our annual outgoings We￿ approximately £190.415. One quarter of this is
£47,604 which is covered by the funds available. The PCC will continue to monitor and
review its finan￿S and aim to achieve a situalion whereby income exceeds expenditure.

Individual parishioners supported Christian Aid in 2025. rather than through the church as
in previous years.
The Governanc* Leadership and Management Structurn (2017)
ommi
Standing Committee
This is the onty committee required by law. 11 has the power to transact the bu￿ne$S of the
PCC between its meetings, subject to any directions given by the Council
Fabric Commfttee
Responsible for the fabric of all properties
Finance Committee
Oversees the general financial work of the parish
Parish Leadership Team
Forum for mutual support for leaders within the parish community
Adult Discipleshlp Leadership Team
Co-ordinates discipleship programmes and initiatives
Pastoral Care Leadershlp Team
C(pordinates pastoral care, welcome and retention
Worshipping Life Leadership Team
Provides leadership in the development of the parish's worshipping life
Welcome and Hospitality Leadership Team
Provides leadership in the development of the parish's ministy of welcome and hospitalty
ChiTldren and Youth Leadership Team
Provides leadership in the development of children's and youth work in the parish
Safeguarding Management Gmup
Oversees the parish's safeguarding policy and procedures
Health and Safety Management Group
Manages Heatth and Safety provision for the Parish Church, St Andrew's and the Parish
Centre
Outreach Management Group
Co-ordinates the parish's support for other charities
Parish Centre Management Gmup
Manages the Parish Centre
Social andmusic Management Group
Hosts social and musical events

There are 161 parishioners on the Church Electoral Roll of which 41 are not resident wtthin
the parish. The average attendan￿ al service5 was 120.
Thls Annual Report was approved by the PCC on 17th May 2026, and signed on its
behalf by the Wicar, Revd Marc Wolverson
BALANCE SHEET
AS AT 31ST DECEMBER 2026
)25
2024
CURRENT ASSETS
Cash at HSBC and in hand
35,222
36,800
Held in Trust
Short term deposits {CCLAI
Investments {CCLAI
2.791
219.993
26,361
258.006
63,161
TOTAL CURRENT ASSETS
258.006
63.161
FUNDS
PCC Unreslric
239,857
2.000
3,605
12,544
47.136
PCC Designated fund
Other groups
Parish Centre
2.000
3.730
10.295
TOTAL FUNDS
258.006
64161
NB In addition to the monetary assets above. the church also owns St Andrevls Centre
(value £130,000 in 2025).11 also owned 36. Noctorum Dell. which was sold in August 2025
for £230.000. this sum being paid into the CCLA Deposit Fund. In September. the sum of
£229,043 was transferred, following advice considered by the Finance Committee and PCC.
from the CCLA Deposit Fund into a newly opened CCLA investment account. The CBF
Church of England Global Equity Fund .
The flnanclal statements were approved by the PCC on 17th May 2026, and were
slgned on its behalf by the Wicar, Revd Marc Wolverson:

RECEIPTS APID PAYMENTS ACCOUNT
Forlhe Year Endlng 31sl December2025
Other
PaJtslL lIn￿$trI Designa
Gwups centre
cted
ted
Futyj
Fund¥
Furtd$
Fttnd$
TOTAL TOTAL
2025
20
2025
20Z5
2025
2024
Recqipls
Receipts from donc¥s
110.656
21a}
110.656 123.131
0lhervoknitttry￿ee￿ts
21.041
6.377
27.418
28.004
Jncon7e frorn chOritoi)le
3.472
11,953
15.425
35.96
andoncillcry ITfjding
Income from invesfrment5
1.429
21d}
1.429
2.155
Receipls from dirposuloF
ossels
230.000
230.000
Totol Recelpts
3.472
21.Q41 360A15
3W28 189.25B
P¢ryments
Gronls
3181
Ac1Ml￿S dweclfy reloling
lo Ihe woth tsflhe church
3,596
16.792 118.898
141.226 155.332
45,232
45.232
45.057
Experise5
3.957
3.957
Totol Paymer
3.596
18.792 168.027
19OA1$ 200.389
Nel over poymenls
-124
2.249 192￿88
194.$13
-11.131
Iron5ferTo Func15
Tronsfer lo Oe&gnaled Funds
332
332
Nel Feeeyts over poymenls
-t24
2,249 192.720
194,845 -11.131
Broughl Forwgrd OII0112025
Net movement In lund*
3.730
qO.285
47.136
63.161
74292
-124
2.249 192.720
194,845
.11.131
Cofrted Forwgtd 3111212025
3.606
12.544 Z39.856
258.006
63.161
Noles tn column 6 ielerlo
page$ 1110 13

Accounling Policies
The financial statements have been prepared on a Rgceipts and Payments basis and
compty with the Charities Act 2011.
The financial statements have been Prepared under the historical accounting
convention except for the valuation of investment gssets. which afe shown at market
value.
Funds
General funds represent the funds of the PCC that are not subject lo any restrtction$
regarding their use and are available lor application on the genet81 purposes of the
PCC. In the designated fund, funds gifted for a particular purpose are regarded as
assigned. Some of the general funds have been placed in the designated file as
unassigned bLfl not restrrcted.
The accounts include all transactions, assets and liabilitses for which the PCC is
responsible in law. They do not include the accounts of groups who use the church that
owe their main affiliation lo another body.
Incoming Resources
al Al incoming fesources are included in the Receipts and Payments accounL
b) Other voluntary incoming resources
Income from the partsh centre and funds designated for specific purposes.
Resources used
All expenditure is accounted for and has been classified under headings Ihat
aggregate all costs related to the category. Note that a payments and receipts
accounting method is now being used.
Fixed assets
{Consecraled land and buildings 8nd mov8ble church fvmishingsl
Consecraled and beneficed propety is excluded from the accounts by s.10 ofthe
ChaTtties Act 2011.
No value is placed on movable church fttrnishing5 held by the churchwardens on
special trust for the PCC and which require a faculty foi disposal since the PCC
considers this to be inalienable property. Atl expenditure incurred during the year on
consecTrted or benefice buildings and movable church fuinishings. whether
mainlenance or improvement. is wittten off as expendrture in the Statement of financial
activities and separately disdosed.
Investments
Investments are valued at market valLte at 31 December.
Short-term deposits include cash held on deposit either ￿th the Central Board of
Finance Church of England Funds or at the bank.

The charity is an exempt charity wtthin the meaning of schedule 3 of the Charities Act 2011.
Going Concern
The financial statements have been prepared on a going cOn￿rn basis as the trustees
believe that no malerial un￿rtaIntieS exist. The trustees have considered the level of funds
held and the expected level of income and expenditure for 12 months from authortsing these
financial statemenls. The expected income and expenditure is sufficient. with the level of
ieseNes. for the charity to be able to con*"nue as a going concem.
PROPERTY FIXED ASSEfs FOR USE BY THE PCC
Freehold land and buildings
The freehold land and buildings comprise StAndrev¥s Church Centre and also
comprised an associated minister's house (36 Noctorum Dell) until it was sold in
August 2025 for £230,IXIO.
The value of the property (as at 31si D￿mber 2025) is £130,000 for
St. Andrews Church Cenlre.
The PCC also has the use of the following benefice assets:
St. Saviour's Church and St. Saviour's Parish Centre
The Parish Centre is an inalienable benefi￿ asset. which is valued at £906,046.
This valuation is derived from expenditure on the building btheen 2002 and
December 2007 fmm income provided by the sale of Ihe Parish Hall. the Big
Lottery Fund {£400,000), and fund raising in the parish. The combined valuation of
the Church and Parish Centre for insurance purposes is £19,240,000 {2016
£9,487,184). Consecrated and beneffi￿d propety is excluded from the PCC
accounts by s.10 of the Charities Act 2011.
The office equipment is of insignificant value and was written off in the accounts
during the year of purchase
io

Recelpts
2025
2024
2101 Incomina resources from donors
Plonned Givina
Income tax recovered
Collections ILoose Dlatel
Gilt Aided Donations
Leaocie5 lundesianatedl
Sundrv donalions
62.483
18.162
15.840
12.324
1.847
70.022
18.848
8.762
10.142
15.357
110.656
-123.13.1_.
21bl Other voluntarv incomino resources
Porish Centre Fund
Desianated Donations
Utilifv Income Parish Centre
21.041
20.450
27.4.18
..28.004.
21cl Income from choritoble and onci71orv lrtjdina
l(K)+ Club
Bell Tower
Flower Guild
Enaaae
Croll Cofe
Childrens work linc Messv Church)
Toddlers
Junior Church
3.285
1.615
1.060
196
532
655
154
342
1.209
615
-U3_
-7.294
Enerov Grant
CCLA deD0511s
Porish maaazine
st. Andrews
Fund Roisina Evenls
PCC Fees
Sundrv income
3.763
4.609
3.183
398
3.097
5.761
8.892
10.924
.11.Y53
28.674
21dl Income trom investments
Bank & other interest
1.429
2.755
RecelDts from Ihè sole of tsssèls
Tolal iecelots
384.928 _
189.258
li

2025
2024
3101 Gronts
Chorilable Giving
31bl Aclivilies directly relattng to the work of the church
Ministy-
Pa(ish Shore
77,605
75.344
Clergy Expense5
281
2109
Clergy Housing
3,762
3.576
Church..
Allor, SeNices. Condles elc
590
919
Gos. electricity. water
9,632
14.869
Choir + CCLI licences + RSCM + PRS
Insurance
1,931
9.949
Support for Children, Youth and YF work
577
491
Mointenance
4,713
2.711
Orgon and Piano Tuning
Orgonisls
7,318
8.465
Sf Andrew's
10.637
9.982
118.838
129,576
IO0+ Club
915
3,330
Bell Tower
246
736
Flower Gvfid Costs
697
1,146
Engage
142
193
Crall Cafe
Children's work 1￿clUdeS Messy Church)
363
609
Toddlers
1,208
196
Jvnior Church
25
106
3,596
6.320
Pofi5h Cenlre running
18.792
19.436
12

Designaled Funds
14?.226
155.332
31cl Church momgement and odministrotion
Christian Stewardship Compoign lenvelopesl
Payment liability held in trust
Parish office admini5tratTon
45,084
Expenses on sole of os5etS
3,957
Bank charge5
173
49.189
45.057
Total oulgolng resources
190.415
200,389
DESIGNATED FUNDS
The Designated Assigned Fund holds the balances of donalions made for specific
purposes whereas the Designated Unassigned Fund holds donations where the
usage was not stated and will be assigned as decided by the PCC.
13

Fund
BIFwd Transvd Revaluation Incoming Outgoing CIFwd
Unrastrlcted 47,136
332
360815
168.026 239,857
I00+ Club
375
915
Bellringers
CAMEO
1.325
532
247
1.610
487
487
Flowers
85
655
697
43
Engage
25
154
142
37
Craft Cafe
29
Children's work
331
342
363
310
Toddlers
1,055
1,209
1.208
1.056
Junior Church
18
40
25
33
Other Groups 3.730
3.472
3,597
3,605
Parish Centre 10.295
21.044
18,792
12,544
PCC Designated 2,000
000
Total
63,161
332
384,928
190A15 258,006
REVALUATION
The column above under thls headlng shows the growth in value of Ihe PCC'S
tnvestments with CCLA. following the transfer of £10,000 from investments to the
Deposit Account in October. Th5$ is net of the interest from the PPC'S Deposit
Account with CCLA, shown at 2(d) on p11, which is attributed to funds held in the
Deposit account before being moved to the Investment fund.
14

EXPENSES
Parishioners and Members of the PCC are reimbursed for their expenses where
they relate to authorised expenditure and must be supported by invoices or
receipts. No out of pocket expertses were paid to Trustses during 2025.
INDEPENDENT EXAMINATION
The cost in 2025 was £1.302 including VAT.
STAFF COSTS
2025
2024
Wages and salaries
48.366
44.167
Average number of staff for the year
Planned Giving January to December.
Total Planned Givillg was £62.482 {a decrease of £7,540 from 2024) donated by 80
contributors. In contrast, Loose Plate and other donations have increased from £18,904 in
2024 to £28.164 in 2025. in part due to generous one-off gifts by some individuals. It is too
earfy to know the full effect of an appeal to the congregation in the autumn of 2025, or the
impact of many members of the congregation joining the Parish Giving Scheme, including a
commitment to increase their giving annually in line with inllalion. but there are early signs
that income from these SoUr￿S will increase in 2026.

Independent examiner's report to the trustees of Parish of Oxton St Savlour with St
Andrew Noctorum
I report to the charity trustees on my examination of the accounts of Parish of Oxton Sl
Saviour with StAndrew, Noctorum for the year ended 31 December 2025.
Responsibilities and basis of report
As charity truslees, you are responsible for the preparation of the accounts in accordance
with the requirements of the Charities Act 2011 ('the Act'l.
I report in respect of my examination of the charity's accounts carried out under Section 145
of the Act and in c2rrying out my examination I have followed all applicable Directions given
by the Charity Commission under Section 145(5)(b) of the Act.
Independent examiner's statement
I have completed my examination. I confirm that no material matters have come to my
attention in connection with the examinalion giving me cause to believe that in any material
respect..
1. accounting records were not kept in respect of the charity as required by Section 130 of
the Act. or
2. the accounts do not accord with those records- or
3. the accounts do not comply with the applicable requirements concerning the form and
content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other
than any requirement that the accounts give a true and fair view which is not a matter
considered as part of an independent examination.
I have no concerns and have come across no other matters in connection with the
examination to which attention should be drawn in this report in order to enable a proper
understanding of the accounts lo be reached.
Suzanne Draper FCCAACA for and on behalf of
DJH Business Advisers Ltd TIA SB&P
Oriel House
2- 8 Oriel Road
Bootle
L20 7EP
Date..
20151202