2021-12-31-accounts

Annual Report to the Charity Commission For our Annual General Meeting 2021

Charitable Objective

The Charity is governed by an Approved Governing Document which states that the principal purpose of the charity is the advancement of the Christian faith according to the principles of the

Baptist denomination to include the advancement of education, community service and such other

general charitable purposes in such parts of the United Kingdom and the world as the Church shall

determine. The Church occupies premises which are held by the Baptist Union Corporation Ltd, on

Trusts which are entirely compatible with the above object.

Woodbridge Quay Church is affiliated to the Baptist Union of Great Britain, and is part of the Eastern

Baptist Association.

Vision and Values

Our Vision is to be ‘A Good News Church following an Extravagant God.’ We believe that this is the

Church that God is calling us to be. In a world increasingly full of bad news we want to be Good

News to all those who join us for the journey, we want to be a church that is Good News to our

wider community. Most importantly we want to show people the Good News of Jesus Christ and all that he has done for us through both our words and actions. God is extravagant in giving his only

son as a gift for us, and so we want to follow him in all that we do.

In 2015, a legacy given by a long-standing church member allowed for a piece of art to be erected in

our church grounds that might draw the eye. A piece of art that says this is a healthy place where God is

encountered. The result was the hand sculpture that stands in our church grounds, and that is now daily,

one of the most photographed locations in Woodbridge. It is because of this hand sculpture that we are

known affectionately to the town as ‘The Church with the Hands.’ We believe that our vision as a church

is achieved when we embrace our identity as ‘The Church with the Hands’ and so our values stem

from this identity. We want to be Hands that:

Pray – Making prayer a priority

Woodbridge Quay Church Quay Street, Woodbridge, Suffolk IP12 1BX 01394 382360 [e-mail] www.thequay.org.uk Registered charity 1135458

Open – Invite the Holy Spirit to move among us

Care – Connecting people to the welcome, love and care of Jesus

Raise – Aspire to excellence in all things

Love – Choosing love, because love transforms

Give – Saying ‘Yes to God’ whatever it costs

Move – Deepening and Increasing the Kingdom of God through lives rooted in Jesus

Context

Following the continued escalation of cases of Covid and the NHS coming under significant pressure, a full National Lockdown commenced on the 5 th January 2021, this was more akin to the first

lockdown in March 2020, with schools being closed as well. Places of worship had been given

permission to remain open, however in line with the advice of the Baptist Union we made the decision as a church to stand with the wider community in making every effort to limit the spread of

the virus. It is for this reason that at the beginning of 2021 we continued the path of ministry that

we began in 2020, with worship services, small groups, and Breakfast Church, taking place exclusively online. Our Pastoral Care team continued to do what they could to support those who

were more vulnerable and isolated, and our network of church Small groups continued to offer

encouragement to one another through phone calls, WhatsApps and Zoom meetings.

The government announced a Roadmap out of lockdown in February 2021, and so we also began our

own roadmap to reopening. During Stage One, from the 19 th March we were able to begin some

activities outside, with the likes of the Easter Trail taking place in the church grounds, and our origin

youth group going on walks together.

From 12 th April, Stage Two began with Quay Kids on Sunday mornings and Little Hands on Wednesdays in the church buildings. The rationale for not opening up more widely at that point was

purely down to limited capacity in the sanctuary once social distancing between households at 2

metres was taken into effect.

From the 17 th May, there was provision to begin doing smaller events outside and we began to

introduce a ticketing system for services to ensure we didn’t exceed safe capacity. We also began to

reintroduce live elements to services such as preaching.

On the 19 th July the government moved into Stage 4 of lockdown, which enabled church services to

Woodbridge Quay Church Quay Street, Woodbridge, Suffolk IP12 1BX 01394 382360 [e-mail] www.thequay.org.uk Registered charity 1135458

fully resume with congregational singing, and at this point things began to feel slightly more normal.

In August, we transferred over from pre-recorded services to Livestreaming, so that those unable to

join us in person for whatever reason continued to feel part of the church family.

We have had to adjust some of our practices and put some measures in place as we have moved

towards the winter, encouraging masks when moving around the building and when singing, and

have limited the capacity once more in the sanctuary by having children’s groups going straight to

their activities. As we move into Christmas, we are going to be trying to ensure that the balcony is

able for use, so that we can return to being together again as a church family.

In November 2021 at our AGM, we introduced a new leadership structure within the parameters of

our constitution, introducing the two roles of Elders and Guardians. Both Elders and Guardians serve as charity trustees, and have a bi-monthly full trustees meeting, but also meet for separate

Elders and Guardians meetings. The existing charity trustees all stepped down from their roles, with some standing for re-election to the new structure. We give thanks for Mark Pears, Alan Scurrell,

Steve Smith and Ruth Hughes for their faithful service. Elected as Elders at our AGM were Jonathan

Knight (re-elected) and Debbie Scurrell, who will assist the Pastors, Doug Waller and Guy Mansell

within the Eldership of the church. Elders are ‘Those entrusted with the oversight of the spiritual

health and direction of the Church’

The Elder’s role is to: Lead the church (1 Tim 5:17; Tit 1:7; 1 Pet 5:1-2), Teach and preach the word (1

Tim 3:2; 2 Tim 4:2; Tit 1:9), Protect the church from false teachers (Acts 20:17 & 28-31), Teach sound

doctrine (1 Tim 4:13; 2 Tim 3:13-17), Visit the sick and pray (Jam 5:14; Act 6:4), Judge doctrinal issues (Act 15:6)

Elected as Guardians at our AGM were Emma Grant and Sarah Fowler, also serving as Guardians are

Alan Rider (re-elected as Church Secretary) and Louis Kamfer (who also serves as Church Treasurer).

Guardians are ‘Those who are Guardians and Protectors of the Church, its Ministries and Ministers

Woodbridge Quay Church Quay Street, Woodbridge, Suffolk IP12 1BX 01394 382360 [e-mail] www.thequay.org.uk Registered charity 1135458

(By ensuring professional and legal obligations are intentionally met)’

The Guardians role is to oversee: Annual Budget, Data Protection, Financial Regulations, Legal

Regulations, Staff Welfare, Annual Appraisals, Health and Safety, Safeguarding, Charity Commission

returns and the administration of the church.

Both Guardians and Elders are expected to pray regularly for the work of the church, to be involved

in its ministries, and to be men and women of good Christian character and conduct. We look forward to seeing how God works through this team in the coming year.

Achievements and performance

Whilst it is always feels difficult to talk in church life of achievements and success, here is a summary of some of the things that we have seen happen throughout this year, linked to each of our values

Hands that Pray – Making Prayer a Priority

In 2021 we have continued to provoke and challenge our corporate and personal prayer life together.

One of the areas that we have seen development in our prayer life as a church has been through our

Hands that Pray Tuesday Nights. Using Facebook and Youtube Livestreams, these began as weekly

opportunities for prayer and connection during the height of lockdown. God moved powerfully through these communal times together and we retained a high number of viewers each time. We

were also able to connect with many people who do not ordinarily come to church.

Since being able to meet in person, we have continued to host Hands that Pray on a fortnightly basis,

and in September hosted a day of prayer and fasting culminating in a time of prayer down in the

church sanctuary. This termly discipline is something that is going to return now that we are able to

meet in person.

Throughout the last 12 months, our church small groups have continued to offer prayer support and

encouragement to one another. Pastoral visitation has recommenced since the middle of the year,

and this has presented an opportunity for the Pastoral Care team to pray and journey alongside

those who need support. We continue to utilise a prayer chain and also use our private church Facebook group which provides opportunities to pray for one another.

Hands that Open – Invite the Holy Spirit to move among us

The Holy Spirit has continued to move among us as a church during this past year. Firstly, in continuing to hold us together as a church. During the periods of lockdown, and then into the

Woodbridge Quay Church Quay Street, Woodbridge, Suffolk IP12 1BX 01394 382360 [e-mail] www.thequay.org.uk Registered charity 1135458

reopening journey, there has felt like there has been a strong sense of togetherness and cohesion.

We have not deviated from our calling as a church. It has been exciting that God has continued to

add to our numbers as a church both during lockdown and since we have reopened with 40 new

people joining us for the journey since we were last able to meet together in March 2020. We have prayerfully discerned through the Spirit the need to reconsider the way that we structure

ourselves as a church. From November 2021, we will have in place a new Leadership Team structure

of Elders and Guardians who together will also serve the church as charity trustees. We believe that

this will release people more effectively into their area of gifting in the church. We have also introduced the role of Ministry Team Leaders, who will focus on a specific area of church ministry.

Throughout this year we have been in discussions with a local preschool to lease our church hall

during the week. This lease will commence in January 2022. We believe that this is a Spirit led

opportunity and a frontline being brought to the church’s doorstep. It presents us with an ability to

really engage with our local community and share the Good News of Jesus.

Since September’s Away Day we have been focusing on the theme of Frontlines, those places where God has us where we are with people who don’t know him. Through exploring this theme together,

the Spirit has been moving, and people have been identifying their frontlines and are starting to

have opportunities to be Good News with those around them. Hands that Care – Connecting people to the welcome, love and care of Jesus

During this year, Mark and Jane Pears took on the responsibility to be Ministry Team Leaders of

Pastoral Care in the church. Their focus has been to help encourage the church to think of pastoral

care as both reactive and active. Through the support of the pastoral care team, we have supported

those going through difficulties on a range of things such as relationship breakdowns, illness and

infirmity, bereavement, and social isolation. In 2022, the plan of the group is to look to more active

pastoral care possibilities, with a bereavement course planned and other initiatives regarding looking after your mental health.

Woodbridge Quay Church Quay Street, Woodbridge, Suffolk IP12 1BX 01394 382360 [e-mail] www.thequay.org.uk Registered charity 1135458

Our Active Retirees (OARS) have continued to maintain connection through this turbulent period.

The OARS committee led by MTL Keith Carter, have had a regular newsletter distributed, and have

been in touch throughout the pandemic through numerous phone calls and messages. They recommenced in-person events from August with a cream tea and songs of praise event. They have

followed this up with a day at the Hut in Felixstowe and more recently went bowling and had a lunch

together afterwards. OARS connects with 88 people both inside and outside the church fellowship,

it’s a real frontline opportunity.

Quay Time, our monthly meeting place for coffee and entertainment that we operate in partnership

with the lions restarted in October and has seen an increase in numbers since before the pandemic.

It has also addressed a growing need to connect with those who might be socially isolated. Coffee@Quay has also offered people a space for to meet on Saturday’s once a month, and has also

had opportunities to support various charities.

Various ministries in the church have extended the welcome of Jesus to those who might not ordinarily come to church. We saw this during our Family Extravaganza in May, that saw over 110

adults and children in attendance, many of whom wouldn’t ordinarily come to church. But also through Family Connect, where we held a Light Party as a Halloween alternative, which saw over 80

adults and children in attendance.

During lockdown, many within the church underwent Safeguarding Training to ensure that we are

providing excellence in this area of importance in church life.

Hands that Raise – Aspire to excellence in all things

As part of our devoted worship, we want to grow more in the likeness of Christ. Our Sunday Morning teaching themes have ranged from a Study of the Book of Daniel in the Old Testament

(Exiles), to examining the impact of technology on our day to day lives (Life Unfiltered). As we

emerged from lockdown, we began a series on the book of Ephesians (The Family of God),

welcomed a number of guest speakers to speak on their favourite passages of Scripture (My Favourite), and have recently finished series on Frontlines, and our relationship with creation (Doxecology). These teaching themes continue to hopefully challenge and provoke us about how we

are to be living sacrifices as we worship the Lord.

From January to August we continued to Pre-record services to be viewed through YouTube and

Woodbridge Quay Church Quay Street, Woodbridge, Suffolk IP12 1BX 01394 382360 [e-mail] www.thequay.org.uk Registered charity 1135458

Facebook. Our huge thanks to Kevin Bitter, for the tremendous work that he did in ensuring that

this went our each week, and the high quality of professional production that he brought to this

craft. Over the summer months the AV team utilised legacy money in order to invest in our church

technology in the sanctuary. We now have moved over to livestreaming, so that those who are

unable to be with is in room on a Sunday, can still be very much a part of what is going on through watching online. We are still seeing a significant number of views each week (approx. 30-40 live

views) through the livestream, even though we are now back in the buildings. Church attendance

gradually increased from the summer reopening to a peak in mid-October of over 150 people, however this figure has begun to decline as we’ve headed into the winter, and the number of live

views on the livestream has increased as a result.

We’ve continued to improve our communications utilising a variety of different platforms, Facebook,

Instagram, ChurchSuite, our Website www.thequay.org.uk and this year have been more intentional

in sending letters to members where necessary.

In considering this value, I recognise that in the case of all of the ministries of WQC, a lot of time and

effort and love is put in to make them excellent. People give their best, from our Sunday School leaders, to our worship band, from our AV team, to those who serve tea and coffee. There have

been some real highlights this year. Breakfast Church in the gardens was a fantastic occasion, our

Easter Trail, that Gwyn Smith kindly arranged and created for the children over the Easter weekend

was excellent. The Church away day, saw some great activities for the kids, and our Light Party in

October, was absolutely brilliant. Our thanks to all of those people who have voluntarily served in

ministry areas this year, given their best as part of their worship of Jesus. Hands that Love – Choosing love, because love transforms

Following on from the previous value, many of the activities run, have been done not just as an act

of worship, but as a sign of love for people. Our Sunday school teachers, showing children the love

of Jesus, and loving them. Our Little hands team, getting alongside young parents who have endured a lot of their parenting lives in lockdown, and showing them love and empathy. The

Woodbridge Quay Church Quay Street, Woodbridge, Suffolk IP12 1BX 01394 382360 [e-mail] www.thequay.org.uk Registered charity 1135458

activities that we have offered to our community for free, such as the light Party, the Easter trail, the

family extravaganza. It’s all been out of love.

Hands that Give – Saying ‘Yes to God’ whatever it costs

Throughout this year we have regularly said Yes to God whatever it has cost. This has been in

numerous ways.

Firstly, through faithful financial giving. At the beginning of this year, the church was budgeting to

be in deficit. It was a step of faith when the budget was set in 2020 that God would provide, and he

has through the generosity of his people. We have been able to resource ministry throughout the

church all year round, and have been able to employ the largest staff team in the church’s history (2

Pastors, an Administrator, Site Manager and Cleaner).

We have also continued to try and be open handed and generous as a church. As part of our annual

budget, we have given £16,875 to the Baptist Union Home Mission Fund, the Baptist Missionary

Society, Just 42, and Addis Kidhan Church in Ethiopia. From this figure we have also given £1,000

together with £1,025 received from our Harvest Thank Offering to African Pastors Fellowship, Tools

with a Mission and Serving in Mission. Whilst not going through the church accounts, members of

the church have also given £12,428 to Compassion UK, £250 has been given to various charities

through Coffee@Quay, £350 was given to Footsteps Counselling Service and 61 Boxes were donated

to Operation Christmas Child. We have also continued to support the work of the local food bank at

the Salvation Army. It’s incredibly encouraging, that even through a difficult financial year, together

the church has given in excess of £30,000 to various different Christian organisations and charities.

As mentioned earlier, during the course of the year the church was also approached by a local

preschool about leasing the church hall. The implication would be giving over use of part of our

building during the week. This led to much discussion within the fellowship, however we made the

decision together to be generous in giving over the resource of our buildings to this local community

Woodbridge Quay Church Quay Street, Woodbridge, Suffolk IP12 1BX 01394 382360 [e-mail] www.thequay.org.uk Registered charity 1135458

group. We believe that God has blessed us with the buildings that we have, and their purpose is not

fully utilised if we keep them solely for ourselves. They need to be available for use so that we can

become a community hub. This is part of our vision, to be Good News to our community. Finally, many people have given very sacrificially of their time over the course of this year. Many of

whom I am aware are beginning to feel tired and jaded. It is important that as a church we each play

our part in the mission of the church, giving of our giftings, ability and time in service of Jesus. Hands that Move – Deepening and Increasing the Kingdom of God through lives rooted in Jesus

Even though we have been in lockdown, at the beginning of the year, 24 new church family members joined us, as part of our new ‘Joining in’ session. Here they heard about the ministry of

the church, were able to share their story, and also had the opportunity to covenant with us. This

feels like a real discipleship step and moves away from the old style interview and report setup that was in place. We have 10 more people being commended for membership at the meeting tonight.

It is an example of the growth that we are seeing in the church. However we also want people to be

growing in their own walk of discipleship. From joining in, to small groups, there are opportunities

to journey together with fellow pilgrims.

Our lent series this year (RE:NEW) encouraged people to read the New Testament in the days

leading up to Easter Sunday. It was great to see people engaging with their Bibles in this way, and

learning more about Christ and the early church.

We held a Church Away Day at Hollow Trees Farm in September, which was attended by 144 adults

and children. The theme was ‘Life on the Frontline,’ with teaching from Steve Rouse of London

Institute for Contemporary Christianity. It was an important moment in the life of the church, for

many it was the first time that they had been back amongst church family since Covid. For some it

was their first experience of WQC in-person. The focus of frontlines was to get us to look at the

places where God already has us. To help us to realise that we are a gathered community and a

scattered community, and that church isn’t just what happens on Sunday, but its where God has us

Woodbridge Quay Church Quay Street, Woodbridge, Suffolk IP12 1BX 01394 382360 [e-mail] www.thequay.org.uk Registered charity 1135458

throughout the week. For me the frontline series embodies what it means to be hands that move.

Woodbridge Quay Church Quay Street, Woodbridge, Suffolk IP12 1BX 01394 382360 [e-mail] www.thequay.org.uk Registered charity 1135458

End of Year Financial Statements

Year ending 2021

Page 1

Report of the Church Bookkeeper

Woodbridge Quay Church’s (WQC) financial position at the end of 2021 remains very strong, with total assets of over £1,513,000. This comprises £1,491,000 of land and buildings (comprising the church, the adjoining car park, and two manses), £118,273 cash, and £22,423 other fixtures, fittings, furniture and equipment.

Cash

WQC’s £118,273 cash would cover eight months of the church’s expenditure (based on 2021 expenditure plus higher wage costs in 2022), substantially more than the three month minimum figure recommended by the Charity Commission. The cash is managed through one current account, through which day to day transactions are made, and a number of savings accounts with short-term access arrangements. This ensures the church is able to generate interest on its money that it does not require immediately, whilst ensuring its funds remain readily accessible. Spreading cash between four accounts also reduces the risk of dependency on a particular bank in the event of a future banking crisis. The church’s bank accounts have the following signatories, two of which are needed to authorize payments:

• Louis Kamfer (Treasurer)

• Ruth Hughes (Bookkeeper)

• Jonathan Knight (Leadership Team)

Borrowing

In order to help finance the development of its church buildings and the purchase of a second manse, the church has a loan outstanding as detailed below:

Loan Provider	Date Loan Taken Out	Loan Amount (£)	Period	Interest Rate	Balance Remaining as at 31/12/21 (£)
Baptist Union of Great Britain	Dec-12	30,000	10 years	3.5%	73,305

• The balance remaining is less than the period indicates due to early repayments made

Excluding voluntary repayments, the church is required to pay £18,000 per annum (£18,000 capital and £2,760 interest).

Income and Expenditure

In 2021 WQC received £191,406 in income. This was a increase on last year’s income figure of £171,000 which was lower due to the impact of Covid.

Alongside its income, WQC incurred £183,000 of expenditure, giving a surplus of £7,000.

Page 2

Accounting basis

It should be noted that these accounts are prepared on a cash rather than an accruals basis, and have not been prepared on the basis of Financial Reporting Standard 102 (as larger entities would be required to be) on the basis of Charity Commission rules that permit this for charities whose annual income is less than £250,000, such as WQC. This means that items are accounted from when payments are made and receipts received, rather than when expenditure is incurred and income is generated. In practice, these are largely one and the same for organisation such as WQC. Moreover, to prepare these accounts on an accruals basis and in accordance with FRS102 would require considerably more work and lead to a much longer statement of accounts, but it is held would provide little to no additional benefit for its readers. This removes the requirement for WQC to account for its liability relating to the Baptist Pension Scheme (BPS). Although there is no requirement to include this in its statement of account, WQC has been notified by the BPS that it estimates WQC’s liability as at 31 December 2021 to be £49,400, a decrease of £24,400 on the £73,800 estimated liability at the end of 2020.

Going Concern

On the basis that WQC has considerable assets, cash reserves that would enable it to conduct its operations were its income to cease for a period of eight months, and its annual income is broadly in line with its expenditure, it is the view of the Leadership team that WQC has sustainable finances for the foreseeable future, and is a going concern.

Ruth Hughes WQC Bookkeeper

Alan Rider WQC Secretary

Page 3

Statement of Financial Activities

	Unrestricted Restricted Endowment Total Prior year funds funds funds funds total funds
Income and endowments from: Offerings & Donations Tax Recovered Interest Bequests Lettings Income Fund Raising Other Income Receipts for other causes Total income Expenditure on: Ministry Mission - other causes Mission - Local outreach Church running costs Church building & Equipment Administration & Other Church Redevelopment Project Total expenditure Net income / (expenditure) resources before transfer Transfers Gross transfers between funds - in Gross transfers between funds - out Other recognised gains / losses Gains / losses on investment assets Gains on revaluation, fixed assets, charity's own use Net movement in funds Total funds brought forward Total funds carried forward Represented by Unrestricted General fund Designated Bequests Fellowship Fund Lettings Maintenance Reserve Fund OARS Quay Time Sending Church	152,552 — — 152,552 124,086 31,496 — — 31,496 25,229 243 — — 243 345 2,000 — — 2,000 18,269 2,018 — — 2,018 2,567 — — — — — 2,009 — — 2,009 427 1,085 — — 1,085 20
	191,405 — — 191,405 170,944 75,997 — — 75,997 64,979 17,982 — — 17,982 17,080 11,260 — — 11,260 6,213 17,417 — — 17,417 13,192 8,100 — — 8,100 3,705 38,055 — — 38,055 25,638 — — — — —
	168,813 — — 168,813 130,808
	22,592 — — 22,592 40,136 3,000 — — 3,000 5,000 (3,000) — — (3,000) (5,000) — — — — — — — — — —
	22,592 — — 22,592 40,136
	1,535,798 — — 1,535,798 1,495,662
	1,558,390 — — 1,558,390 1,535,798 1,516,554 — — 1,516,554 1,493,172 17,269 — — 17,269 18,269 406 — — 406 221 350 — — 350 150 19,050 — — 19,050 19,050 91 — — 91 244 540 — — 540 562 4,128 — — 4,128 4,128

Balance sheet

Page 4

Class and code **Description **	This year **Last year **
Fixed assets 4000 Buildings 4001 Fixtures & Fittings 4002 Office Equipment 4003 Kitchen Equipment 4004 A/V Equipment 4005 Miscellaneous 4006 Sculpture Total Fixed assets Current assets 5000 GF CAF - current 5003 GF - Scottish Widows 5005 GF - Monmouthshire 5006 Teachers Building Society Total Current assets Liabilities 6000 BU Loan account 6001 EBA Loan account 6010 Pension Fund Deficit Total Liabilities Net Asset surplus(deficit) Reserves Excess / (deficit) to date Z01 Starting balances Z10 Pension Reserve Total Reserves Represented by funds Unrestricted Designated Restricted Endowment Total	1,491,000 1,491,000 345 690 369 738 — — 1,708 1,821 — — 20,000 20,000
	1,513,423 1,514,249 18,140 13,807 10,355 16,849 34,776 24,676 55,000 55,000
	118,272 110,333 73,305 88,784 — — — —
	73,305 88,784
	1,558,390 1,535,798
	22,592 40,136 1,535,798 1,495,662 — —
	1,558,390 1,535,798 1,516,554 1,493,172 41,835 42,626 — — — —
	1,558,390 1,535,798

Statement of assets and liabilities

	General Designated Restricted Endowment This year **Last year **
Fixed assets - Tangible assets Buildings - Fixtures & Fittings - Office Equipment - A/V Equipment - Sculpture - Totals Current assets - Cash at bank and in hand GF CAF - current - GF CAF - current - GF - Scottish Widows - GF - Monmouthshire - Teachers Building Society - Totals Liabilities - Creditors: Amounts falling due after more than one year BU Loan account - Totals	1,343,600 147,400 — — 1,491,000 1,491,000 345 — — — 345 690 369 — — — 369 738 1,708 — — — 1,708 1,821 20,000 — — — 20,000 20,000
	1,366,023 147,400 — — 1,513,423 1,514,249 123,704 41,835 — — 165,540 161,207 — (147,400) — — (147,400) (147,400) 10,355 — — — 10,355 16,849 34,776 — — — 34,776 24,676 55,000 — — — 55,000 55,000
	223,836 (105,564) — — 118,272 110,333 73,305 — — — 73,305 88,784
	73,305 — — — 73,305 88,784

Page 5

Grand total 1,516,554 41,835 — — 1,558,390 1,535,798

Fund movement by type

	Opening Incoming Outgoing Transfers Gains/losses Closing
Bequests - Bequests Designated Sub-total for Bequests FELLOWSHP - Fellowship Fund Designated Sub-total for FELLOWSHP Lettings - Lettings Designated Sub-total for Lettings MaintRes - Maintenance Reserve Designated Sub-total for MaintRes OARS - OARS Designated Sub-total for OARS QUAYTIME - Quay Time Designated Sub-total for QUAYTIME Sending - Sending Church Designated Sub-total for Sending General - General fund Unrestricted Sub-total for General Grand total	18,269 2,000 — (3,000) — 17,269
	18,269 2,000 — (3,000) — 17,269 221 439 254 — — 406
	221 439 254 — — 406 150 200 — — — 350
	150 200 — — — 350 19,050 — — — — 19,050
	19,050 — — — — 19,050 244 974 1,127 — — 91
	244 974 1,127 — — 91 562 60 83 — — 540
	562 60 83 — — 540 4,128 — — — — 4,128
	4,128 — — — — 4,128 1,493,172 187,731 167,348 3,000 — 1,516,554
	1,493,172 187,731 167,348 3,000 — 1,516,554
	1,535,798 191,405 168,813 — — 1,558,390

Analysis of income and expenditure

						Total
	Unrestricted	Designated	Restricted		Endowment	This year	Last year
INCOME AND ENDOWMENTS
Offerings & Donations
1100 - Offerings - qualifying cash	605	—		—	—	605	1,629
donations
1101 - Offerings - gift aid	5,445	—		—	—	5,445	4,668
cheques/cash
1102 - Offerings - other (non GASDS)	—	—		—	—	—	142
1103 - Offerings - FP	144,969	—		—	—	144,969	116,105
1104 - Thank Offering	—	—		—	—	—	562
1200 - Donations	1,094	439		—	—	1,533	979
1201 - Regular Giving	—	—		—	—	—	—
Total	152,113	439		—	—	152,552	124,086

Page 6

Tax Recovered 1300 - Tax Recovered Total Interest 1400 - Interest Total Bequests 1500 - Bequests Total Lettings Income 1704 - Manse rental 1705 - Lettings Income 1706 - Lettings - key deposit Total Fund Raising 1202 - Fund Raising Total Other Income 1600 - Minister in Training 1601 - Youth Housegroup 1602 - Mission Activity 1605 - OARS 1606 - Bookstall 1607 - Printing 1608 - Publications 1609 - Church Utilities 1610 - Catering & Social 1611 - Printing incme 1612 - Church Weekend Away/BFDO 1613 - Quay Time 1615 - Miscellaneous 1616 - Development Fund 1617 - Other Income - Dev Total Receipts for other causes 1800 - Ethiopia 1801 - Donations for other causes 1802 - BMS Disaster 1803 - BMS Birthday 1804 - Just 42 Total	31,496 — — — 31,496 25,229
	31,496 — — — 31,496 25,229 243 — — — 243 345
	243 — — — 243 345 — 2,000 — — 2,000 18,269
	— 2,000 — — 2,000 18,269 — — — — — 1,027 1,818 — — — 1,818 1,540 — 200 — — 200 —
	1,818 200 — — 2,018 2,567 — — — — — —
	— — — — — — — — — — — — — — — — — — 70 — — — 70 — — 974 — — 974 141 — — — — — — — — — — — — — — — — — 21 — — — — — — — — — — — — — — — — — 50 865 — — — 865 — — 60 — — 60 55 38 — — — 38 160 — — — — — — — — — — — —
	973 1,035 — — 2,009 427 — — — — — — 1,085 — — — 1,085 20 — — — — — — — — — — — — — — — — — —
	1,085 — — — 1,085 20
INCOME TOTAL	187,731 3,674 — — 191,405 170,944

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EXPENDITURE

Ministry

2100 - Stipend PAYE & Pension 2101 - HMRC Emp Allow 2102 - Travel Expenses 2103 - Manse Telecom 2104 - Manse Energy 2105 - Council Tax & Water 2106 - Manse Insurance 2108 - Equipment Renewals 2109 - Ministry Growth Fund 2110 - Pastoral Assistant 2111 - Pulpit Supply 2112 - Ministers book allowance 2115 - Minister in Training 2116 - Second Minister (Nominal) 2117 - 2nd Manse Rental 2130 - GM Relocation 2131 - DW Relocation 2132 - Refurb of manse 2133 - DW misc costs 2134 - Pension Deficit Total Mission - other causes 2200 - Home Mission Fund 2201 - Baptist Missionary Society 2202 - Addis Kihan Church 2203 - Just 42 2205 - Unallocated Giving 2800 - Ethiopia donations 2801 - Donations for other causes 2802 - BMS Birthday Scheme donations 2803 - BMS Disaster Fund donations 2804 - Ethiopia - Building fund Total Mission - Local outreach 2300 - Fellowship Gifts 2301 - Kids Church 2302 - Youth Housegroup 2303 - Housegroups 2304 - Mission Activity 2305 - Training & Conferences 2306 - Sending Church 2307 - Church Weekend away 2308 - Advertising 2309 - Family Connect 2310 - Quay Time 2311 - Big Family Day Out 2312 - Church weekend/day away 2313 - Breakfast church 2314 - Little Hands Total Church running costs 2400 - Utilities 2401 - Quay Phone 2402 - Quay Insurance	66,459 — — — 66,459 38,615 (4,458) — — — (4,458) 8,858 130 — — — 130 45 2,128 — — — 2,128 1,848 345 — — — 345 240 6,066 — — — 6,066 5,471 688 — — — 688 709 91 — — — 91 — — — — — — — — — — — — — 135 — — — 135 508 95 — — — 95 186 — — — — — — — — — — — — — — — — — — — — — — — 5,312 — — — — — — — — — — — — — — — — — — 4,315 — — — 4,315 3,180
	75,997 — — — 75,997 64,979 5,220 — — — 5,220 5,200 6,000 — — — 6,000 6,000 3,675 — — — 3,675 3,620 1,000 — — — 1,000 1,000 1,002 — — — 1,002 1,240 — — — — — — 1,085 — — — 1,085 20 — — — — — — — — — — — — — — — — — —
	17,982 — — — 17,982 17,080 672 197 — — 869 1,600 1,257 — — — 1,257 719 826 — — — 826 43 11 — — — 11 255 874 56 — — 931 2,082 638 — — — 638 101 — — — — — — — — — — — 200 — — — — — — 1,243 — — — 1,243 631 — 83 — — 83 78 — — — — — 500 4,247 — — — 4,247 — 1,085 — — — 1,085 — 64 — — — 64 —
	10,922 337 — — 11,260 6,213 3,533 — — — 3,533 4,032 736 — — — 736 746 3,997 — — — 3,997 3,776

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2403 - Cleaning 2404 - Grounds 2420 - Loan Repayments Total Church building & Equipment 2107 - Manse Maintenance 2500 - Church Maintenance 2501 - A/V Equipment & expenses 2502 - General Equipment 2503 - Maintenance Reserve Fund 2504 - Pre school set up costs Total Administration & Other 2600 - Administrator 2601 - Site Manager 2602 - Stationery 2603 - Publications 2604 - Printing & Photocopying 2700 - Subscriptions 2701 - Music 2702 - Catering & Social 2703 - OARS 2704 - Bookstall 2705 - Lettings 2706 - Loan Interest 2707 - Bank charges 2708 - Miscellaneous 2709 - Development Fund 2710 - Internet subscriptions 2905 - Fixtures & Fittings depreciation 2906 - Office Equipment depreciation 2907 - Kitchen Equipmant depreciation 2908 - A/V Equipment depreciation 2909 - Misc. asset depreciation Total Church Redevelopment Project 2900 - Grounds Development 2901 - Sculpture 2902 - Loan Repyt 2903 - Other Dev Costs Total	4,005 — — — 4,005 3,372 5,145 — — — 5,145 1,264 — — — — — —
	17,417 — — — 17,417 13,192 929 — — — 929 657 4,152 — — — 4,152 2,493 518 — — — 518 443 198 — — — 198 111 — — — — — — 2,302 — — — 2,302 —
	8,100 — — — 8,100 3,705 16,767 — — — 16,767 9,983 4,255 — — — 4,255 2,713 1,245 — — — 1,245 1,491 88 — — — 88 9 4,067 — — — 4,067 1,581 1,953 — — — 1,953 2,274 256 — — — 256 — 308 — — — 308 142 — 1,127 — — 1,127 746 — — — — — — — — — — — 50 2,521 — — — 2,521 2,775 96 — — — 96 60 130 — — — 130 209 — — — — — — 650 — — — 650 — 345 — — — 345 345 368 — — — 368 368 — — — — — — 3,872 — — — 3,872 2,620 — — — — — 267
	36,927 1,127 — — 38,055 25,638 — — — — — — — — — — — — — — — — — — — — — — — —
	— — — — — —
EXPENDITURE TOTAL	167,348 1,464 — — 168,813 130,808
GRAND TOTAL	20,382 2,209 — — 22,592 40,136

This report dated: 3 February2021

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CHARITY COMMISSION FOR ENGLAND AND WALES Independent examiner's report on the accounts Section A Independent Examiner's Report Report lo the trusteesl members of WOODBRIDGE QUAY CHURCH On accounts for the year ended 31 DECEMBER 2021 Charity no (if any} Set out on pages I report to the trustees on my examination of the accounts of the above char'rty I'the Trust") for the year ended Responsibilities and basis of report As the charity's trustees, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ( the Act") I report in respect of my examination of the Trust's accounts carried oul under section 145 of the 2011 Act and in carrying out my examination. I have followed all the applicable Directions given by the Charity Commission under section 14515){b) of the Act. Independent I have completed my examination. I confirm that no material matters have examiner's statement come to my attention in connection with the examination which gives me cause lo believe that in. any material respect". the accounting records were not kept in accordance with section 130 of the Charities Act., or the accounts did not accord with the accounting records., or the accounts did not comply with Ihe applicable requirements concerning the form and content of accounts Set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement Ihat the accounts give a 'true and fair, view which is not a matter considered as part of an independent examination. I have no COn￿rnS and have come across no olher matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. Signed: Date: 2210912022 Name: ANGELA CARPENTER Relevant professional qualification{s) or body lif any}: Address: 52 BADGERS BANK IPSWICH SUFFOLK. IP2 9EN IER Oct 2018