## Annual Report to the Charity Commission For our Annual General Meeting 2021 Charitable Objective The Charity is governed by an Approved Governing Document which states that the principal purpose of the charity is the advancement of the Christian faith according to the principles of the Baptist denomination to include the advancement of education, community service and such other general charitable purposes in such parts of the United Kingdom and the world as the Church shall determine. The Church occupies premises which are held by the Baptist Union Corporation Ltd, on Trusts which are entirely compatible with the above object. Woodbridge Quay Church is affiliated to the Baptist Union of Great Britain, and is part of the Eastern Baptist Association. ## Vision and Values Our Vision is to be ‘A Good News Church following an Extravagant God.’ We believe that this is the Church that God is calling us to be. In a world increasingly full of bad news we want to be Good News to all those who join us for the journey, we want to be a church that is Good News to our wider community. Most importantly we want to show people the Good News of Jesus Christ and all that he has done for us through both our words and actions. God is extravagant in giving his only son as a gift for us, and so we want to follow him in all that we do. In 2015, a legacy given by a long-standing church member allowed for a piece of art to be erected in our church grounds that might draw the eye. A piece of art that says this is a healthy place where God is encountered. The result was the hand sculpture that stands in our church grounds, and that is now daily, one of the most photographed locations in Woodbridge. It is because of this hand sculpture that we are known affectionately to the town as ‘The Church with the Hands.’ We believe that our vision as a church is achieved when we embrace our identity as ‘The Church with the Hands’ and so our values stem from this identity. We want to be Hands that: Pray – Making prayer a priority **Woodbridge Quay Church Quay Street, Woodbridge, Suffolk IP12 1BX 01394 382360 office@thequay.org.uk www.thequay.org.uk Registered charity 1135458** Open – Invite the Holy Spirit to move among us Care – Connecting people to the welcome, love and care of Jesus Raise – Aspire to excellence in all things Love – Choosing love, because love transforms Give – Saying ‘Yes to God’ whatever it costs Move – Deepening and Increasing the Kingdom of God through lives rooted in Jesus ## Context Following the continued escalation of cases of Covid and the NHS coming under significant pressure, a full National Lockdown commenced on the 5 th January 2021, this was more akin to the first lockdown in March 2020, with schools being closed as well. Places of worship had been given permission to remain open, however in line with the advice of the Baptist Union we made the decision as a church to stand with the wider community in making every effort to limit the spread of the virus. It is for this reason that at the beginning of 2021 we continued the path of ministry that we began in 2020, with worship services, small groups, and Breakfast Church, taking place exclusively online. Our Pastoral Care team continued to do what they could to support those who were more vulnerable and isolated, and our network of church Small groups continued to offer encouragement to one another through phone calls, WhatsApps and Zoom meetings. The government announced a Roadmap out of lockdown in February 2021, and so we also began our own roadmap to reopening. During Stage One, from the 19 th March we were able to begin some activities outside, with the likes of the Easter Trail taking place in the church grounds, and our origin youth group going on walks together. From 12 th April, Stage Two began with Quay Kids on Sunday mornings and Little Hands on Wednesdays in the church buildings. The rationale for not opening up more widely at that point was purely down to limited capacity in the sanctuary once social distancing between households at 2 metres was taken into effect. From the 17 th May, there was provision to begin doing smaller events outside and we began to introduce a ticketing system for services to ensure we didn’t exceed safe capacity. We also began to reintroduce live elements to services such as preaching. On the 19 th July the government moved into Stage 4 of lockdown, which enabled church services to **Woodbridge Quay Church Quay Street, Woodbridge, Suffolk IP12 1BX 01394 382360 office@thequay.org.uk www.thequay.org.uk Registered charity 1135458** fully resume with congregational singing, and at this point things began to feel slightly more normal. In August, we transferred over from pre-recorded services to Livestreaming, so that those unable to join us in person for whatever reason continued to feel part of the church family. We have had to adjust some of our practices and put some measures in place as we have moved towards the winter, encouraging masks when moving around the building and when singing, and have limited the capacity once more in the sanctuary by having children’s groups going straight to their activities. As we move into Christmas, we are going to be trying to ensure that the balcony is able for use, so that we can return to being together again as a church family. In November 2021 at our AGM, we introduced a new leadership structure within the parameters of our constitution, introducing the two roles of Elders and Guardians. Both Elders and Guardians serve as charity trustees, and have a bi-monthly full trustees meeting, but also meet for separate Elders and Guardians meetings. The existing charity trustees all stepped down from their roles, with some standing for re-election to the new structure. We give thanks for Mark Pears, Alan Scurrell, Steve Smith and Ruth Hughes for their faithful service. Elected as Elders at our AGM were Jonathan Knight (re-elected) and Debbie Scurrell, who will assist the Pastors, Doug Waller and Guy Mansell within the Eldership of the church. Elders are ‘Those entrusted with the oversight of the spiritual health and direction of the Church’ The Elder’s role is to: Lead the church (1 Tim 5:17; Tit 1:7; 1 Pet 5:1-2), Teach and preach the word (1 Tim 3:2; 2 Tim 4:2; Tit 1:9), Protect the church from false teachers (Acts 20:17 & 28-31), Teach sound doctrine (1 Tim 4:13; 2 Tim 3:13-17), Visit the sick and pray (Jam 5:14; Act 6:4), Judge doctrinal issues (Act 15:6) Elected as Guardians at our AGM were Emma Grant and Sarah Fowler, also serving as Guardians are Alan Rider (re-elected as Church Secretary) and Louis Kamfer (who also serves as Church Treasurer). Guardians are ‘Those who are Guardians and Protectors of the Church, its Ministries and Ministers **Woodbridge Quay Church Quay Street, Woodbridge, Suffolk IP12 1BX 01394 382360 office@thequay.org.uk www.thequay.org.uk Registered charity 1135458** (By ensuring professional and legal obligations are intentionally met)’ The Guardians role is to oversee: Annual Budget, Data Protection, Financial Regulations, Legal Regulations, Staff Welfare, Annual Appraisals, Health and Safety, Safeguarding, Charity Commission returns and the administration of the church. Both Guardians and Elders are expected to pray regularly for the work of the church, to be involved in its ministries, and to be men and women of good Christian character and conduct. We look forward to seeing how God works through this team in the coming year. Achievements and performance Whilst it is always feels difficult to talk in church life of achievements and success, here is a summary of some of the things that we have seen happen throughout this year, linked to each of our values Hands that Pray – Making Prayer a Priority In 2021 we have continued to provoke and challenge our corporate and personal prayer life together. One of the areas that we have seen development in our prayer life as a church has been through our Hands that Pray Tuesday Nights. Using Facebook and Youtube Livestreams, these began as weekly opportunities for prayer and connection during the height of lockdown. God moved powerfully through these communal times together and we retained a high number of viewers each time. We were also able to connect with many people who do not ordinarily come to church. Since being able to meet in person, we have continued to host Hands that Pray on a fortnightly basis, and in September hosted a day of prayer and fasting culminating in a time of prayer down in the church sanctuary. This termly discipline is something that is going to return now that we are able to meet in person. Throughout the last 12 months, our church small groups have continued to offer prayer support and encouragement to one another. Pastoral visitation has recommenced since the middle of the year, and this has presented an opportunity for the Pastoral Care team to pray and journey alongside those who need support. We continue to utilise a prayer chain and also use our private church Facebook group which provides opportunities to pray for one another. Hands that Open – Invite the Holy Spirit to move among us The Holy Spirit has continued to move among us as a church during this past year. Firstly, in continuing to hold us together as a church. During the periods of lockdown, and then into the **Woodbridge Quay Church Quay Street, Woodbridge, Suffolk IP12 1BX 01394 382360 office@thequay.org.uk www.thequay.org.uk Registered charity 1135458** reopening journey, there has felt like there has been a strong sense of togetherness and cohesion. We have not deviated from our calling as a church. It has been exciting that God has continued to add to our numbers as a church both during lockdown and since we have reopened with 40 new people joining us for the journey since we were last able to meet together in March 2020. We have prayerfully discerned through the Spirit the need to reconsider the way that we structure ourselves as a church. From November 2021, we will have in place a new Leadership Team structure of Elders and Guardians who together will also serve the church as charity trustees. We believe that this will release people more effectively into their area of gifting in the church. We have also introduced the role of Ministry Team Leaders, who will focus on a specific area of church ministry. Throughout this year we have been in discussions with a local preschool to lease our church hall during the week. This lease will commence in January 2022. We believe that this is a Spirit led opportunity and a frontline being brought to the church’s doorstep. It presents us with an ability to really engage with our local community and share the Good News of Jesus. Since September’s Away Day we have been focusing on the theme of Frontlines, those places where God has us where we are with people who don’t know him. Through exploring this theme together, the Spirit has been moving, and people have been identifying their frontlines and are starting to have opportunities to be Good News with those around them. Hands that Care – Connecting people to the welcome, love and care of Jesus During this year, Mark and Jane Pears took on the responsibility to be Ministry Team Leaders of Pastoral Care in the church. Their focus has been to help encourage the church to think of pastoral care as both reactive and active. Through the support of the pastoral care team, we have supported those going through difficulties on a range of things such as relationship breakdowns, illness and infirmity, bereavement, and social isolation. In 2022, the plan of the group is to look to more active pastoral care possibilities, with a bereavement course planned and other initiatives regarding looking after your mental health. **Woodbridge Quay Church Quay Street, Woodbridge, Suffolk IP12 1BX 01394 382360 office@thequay.org.uk www.thequay.org.uk Registered charity 1135458** Our Active Retirees (OARS) have continued to maintain connection through this turbulent period. The OARS committee led by MTL Keith Carter, have had a regular newsletter distributed, and have been in touch throughout the pandemic through numerous phone calls and messages. They recommenced in-person events from August with a cream tea and songs of praise event. They have followed this up with a day at the Hut in Felixstowe and more recently went bowling and had a lunch together afterwards. OARS connects with 88 people both inside and outside the church fellowship, it’s a real frontline opportunity. Quay Time, our monthly meeting place for coffee and entertainment that we operate in partnership with the lions restarted in October and has seen an increase in numbers since before the pandemic. It has also addressed a growing need to connect with those who might be socially isolated. Coffee@Quay has also offered people a space for to meet on Saturday’s once a month, and has also had opportunities to support various charities. Various ministries in the church have extended the welcome of Jesus to those who might not ordinarily come to church. We saw this during our Family Extravaganza in May, that saw over 110 adults and children in attendance, many of whom wouldn’t ordinarily come to church. But also through Family Connect, where we held a Light Party as a Halloween alternative, which saw over 80 adults and children in attendance. During lockdown, many within the church underwent Safeguarding Training to ensure that we are providing excellence in this area of importance in church life. Hands that Raise – Aspire to excellence in all things As part of our devoted worship, we want to grow more in the likeness of Christ. Our Sunday Morning teaching themes have ranged from a Study of the Book of Daniel in the Old Testament (Exiles), to examining the impact of technology on our day to day lives (Life Unfiltered). As we emerged from lockdown, we began a series on the book of Ephesians (The Family of God), welcomed a number of guest speakers to speak on their favourite passages of Scripture (My Favourite), and have recently finished series on Frontlines, and our relationship with creation (Doxecology). These teaching themes continue to hopefully challenge and provoke us about how we are to be living sacrifices as we worship the Lord. From January to August we continued to Pre-record services to be viewed through YouTube and **Woodbridge Quay Church Quay Street, Woodbridge, Suffolk IP12 1BX 01394 382360 office@thequay.org.uk www.thequay.org.uk Registered charity 1135458** Facebook. Our huge thanks to Kevin Bitter, for the tremendous work that he did in ensuring that this went our each week, and the high quality of professional production that he brought to this craft. Over the summer months the AV team utilised legacy money in order to invest in our church technology in the sanctuary. We now have moved over to livestreaming, so that those who are unable to be with is in room on a Sunday, can still be very much a part of what is going on through watching online. We are still seeing a significant number of views each week (approx. 30-40 live views) through the livestream, even though we are now back in the buildings. Church attendance gradually increased from the summer reopening to a peak in mid-October of over 150 people, however this figure has begun to decline as we’ve headed into the winter, and the number of live views on the livestream has increased as a result. We’ve continued to improve our communications utilising a variety of different platforms, Facebook, Instagram, ChurchSuite, our Website www.thequay.org.uk and this year have been more intentional in sending letters to members where necessary. In considering this value, I recognise that in the case of all of the ministries of WQC, a lot of time and effort and love is put in to make them excellent. People give their best, from our Sunday School leaders, to our worship band, from our AV team, to those who serve tea and coffee. There have been some real highlights this year. Breakfast Church in the gardens was a fantastic occasion, our Easter Trail, that Gwyn Smith kindly arranged and created for the children over the Easter weekend was excellent. The Church away day, saw some great activities for the kids, and our Light Party in October, was absolutely brilliant. Our thanks to all of those people who have voluntarily served in ministry areas this year, given their best as part of their worship of Jesus. Hands that Love – Choosing love, because love transforms Following on from the previous value, many of the activities run, have been done not just as an act of worship, but as a sign of love for people. Our Sunday school teachers, showing children the love of Jesus, and loving them. Our Little hands team, getting alongside young parents who have endured a lot of their parenting lives in lockdown, and showing them love and empathy. The **Woodbridge Quay Church Quay Street, Woodbridge, Suffolk IP12 1BX 01394 382360 office@thequay.org.uk www.thequay.org.uk Registered charity 1135458** activities that we have offered to our community for free, such as the light Party, the Easter trail, the family extravaganza. It’s all been out of love. Hands that Give – Saying ‘Yes to God’ whatever it costs Throughout this year we have regularly said Yes to God whatever it has cost. This has been in numerous ways. Firstly, through faithful financial giving. At the beginning of this year, the church was budgeting to be in deficit. It was a step of faith when the budget was set in 2020 that God would provide, and he has through the generosity of his people. We have been able to resource ministry throughout the church all year round, and have been able to employ the largest staff team in the church’s history (2 Pastors, an Administrator, Site Manager and Cleaner). We have also continued to try and be open handed and generous as a church. As part of our annual budget, we have given £16,875 to the Baptist Union Home Mission Fund, the Baptist Missionary Society, Just 42, and Addis Kidhan Church in Ethiopia. From this figure we have also given £1,000 together with £1,025 received from our Harvest Thank Offering to African Pastors Fellowship, Tools with a Mission and Serving in Mission. Whilst not going through the church accounts, members of the church have also given £12,428 to Compassion UK, £250 has been given to various charities through Coffee@Quay, £350 was given to Footsteps Counselling Service and 61 Boxes were donated to Operation Christmas Child. We have also continued to support the work of the local food bank at the Salvation Army. It’s incredibly encouraging, that even through a difficult financial year, together the church has given in excess of £30,000 to various different Christian organisations and charities. As mentioned earlier, during the course of the year the church was also approached by a local preschool about leasing the church hall. The implication would be giving over use of part of our building during the week. This led to much discussion within the fellowship, however we made the decision together to be generous in giving over the resource of our buildings to this local community **Woodbridge Quay Church Quay Street, Woodbridge, Suffolk IP12 1BX 01394 382360 office@thequay.org.uk www.thequay.org.uk Registered charity 1135458** group. We believe that God has blessed us with the buildings that we have, and their purpose is not fully utilised if we keep them solely for ourselves. They need to be available for use so that we can become a community hub. This is part of our vision, to be Good News to our community. Finally, many people have given very sacrificially of their time over the course of this year. Many of whom I am aware are beginning to feel tired and jaded. It is important that as a church we each play our part in the mission of the church, giving of our giftings, ability and time in service of Jesus. Hands that Move – Deepening and Increasing the Kingdom of God through lives rooted in Jesus Even though we have been in lockdown, at the beginning of the year, 24 new church family members joined us, as part of our new ‘Joining in’ session. Here they heard about the ministry of the church, were able to share their story, and also had the opportunity to covenant with us. This feels like a real discipleship step and moves away from the old style interview and report setup that was in place. We have 10 more people being commended for membership at the meeting tonight. It is an example of the growth that we are seeing in the church. However we also want people to be growing in their own walk of discipleship. From joining in, to small groups, there are opportunities to journey together with fellow pilgrims. Our lent series this year (RE:NEW) encouraged people to read the New Testament in the days leading up to Easter Sunday. It was great to see people engaging with their Bibles in this way, and learning more about Christ and the early church. We held a Church Away Day at Hollow Trees Farm in September, which was attended by 144 adults and children. The theme was ‘Life on the Frontline,’ with teaching from Steve Rouse of London Institute for Contemporary Christianity. It was an important moment in the life of the church, for many it was the first time that they had been back amongst church family since Covid. For some it was their first experience of WQC in-person. The focus of frontlines was to get us to look at the places where God already has us. To help us to realise that we are a gathered community and a scattered community, and that church isn’t just what happens on Sunday, but its where God has us **Woodbridge Quay Church Quay Street, Woodbridge, Suffolk IP12 1BX 01394 382360 office@thequay.org.uk www.thequay.org.uk Registered charity 1135458** throughout the week. For me the frontline series embodies what it means to be hands that move. **Woodbridge Quay Church Quay Street, Woodbridge, Suffolk IP12 1BX 01394 382360 office@thequay.org.uk www.thequay.org.uk Registered charity 1135458** ## **End of Year Financial Statements** ## **Year ending 2021** _Page 1_ ## **Report of the Church Bookkeeper** Woodbridge Quay Church’s (WQC) financial position at the end of 2021 remains very strong, with total assets of over £1,513,000. This comprises £1,491,000 of land and buildings (comprising the church, the adjoining car park, and two manses), £118,273 cash, and £22,423 other fixtures, fittings, furniture and equipment. ## Cash WQC’s £118,273 cash would cover eight months of the church’s expenditure (based on 2021 expenditure plus higher wage costs in 2022), substantially more than the three month minimum figure recommended by the Charity Commission. The cash is managed through one current account, through which day to day transactions are made, and a number of savings accounts with short-term access arrangements. This ensures the church is able to generate interest on its money that it does not require immediately, whilst ensuring its funds remain readily accessible. Spreading cash between four accounts also reduces the risk of dependency on a particular bank in the event of a future banking crisis. The church’s bank accounts have the following signatories, two of which are needed to authorize payments: - Louis Kamfer (Treasurer) - Ruth Hughes (Bookkeeper) - Jonathan Knight (Leadership Team) ## Borrowing In order to help finance the development of its church buildings and the purchase of a second manse, the church has a loan outstanding as detailed below: |**Loan Provider**|**Date**
**Loan**
**Taken Out**|**Loan**
**Amount (£)**|**Period**|**Interest Rate**|**Balance**
**Remaining**
**as at**
**31/12/21 (£)**| |---|---|---|---|---|---| |Baptist Union of Great
Britain|Dec-12|30,000|10 years|3.5%|73,305| * The balance remaining is less than the period indicates due to early repayments made Excluding voluntary repayments, the church is required to pay £18,000 per annum (£18,000 capital and £2,760 interest). ## Income and Expenditure In 2021 WQC received £191,406 in income. This was a increase on last year’s income figure of £171,000 which was lower due to the impact of Covid. Alongside its income, WQC incurred £183,000 of expenditure, giving a surplus of £7,000. _Page 2_ ## Accounting basis It should be noted that these accounts are prepared on a cash rather than an accruals basis, and have not been prepared on the basis of Financial Reporting Standard 102 (as larger entities would be required to be) on the basis of Charity Commission rules that permit this for charities whose annual income is less than £250,000, such as WQC. This means that items are accounted from when payments are made and receipts received, rather than when expenditure is incurred and income is generated. In practice, these are largely one and the same for organisation such as WQC. Moreover, to prepare these accounts on an accruals basis and in accordance with FRS102 would require considerably more work and lead to a much longer statement of accounts, but it is held would provide little to no additional benefit for its readers. This removes the requirement for WQC to account for its liability relating to the Baptist Pension Scheme (BPS). Although there is no requirement to include this in its statement of account, WQC has been notified by the BPS that it estimates WQC’s liability as at 31 December 2021 to be £49,400, a decrease of £24,400 on the £73,800 estimated liability at the end of 2020. ## Going Concern On the basis that WQC has considerable assets, cash reserves that would enable it to conduct its operations were its income to cease for a period of eight months, and its annual income is broadly in line with its expenditure, it is the view of the Leadership team that WQC has sustainable finances for the foreseeable future, and is a going concern. **Ruth Hughes WQC Bookkeeper** **Alan Rider WQC Secretary** _Page 3_ ## **Statement of Financial Activities** ||**Unrestricted**
**Restricted**
**Endowment**
**Total**
**Prior year**
**funds**
**funds**
**funds**
**funds**
**total funds**| |---|---| |**Income and endowments from:**
Offerings & Donations
Tax Recovered
Interest
Bequests
Lettings Income
Fund Raising
Other Income
Receipts for other causes
**Total income**
**Expenditure on:**
Ministry
Mission - other causes
Mission - Local outreach
Church running costs
Church building & Equipment
Administration & Other
Church Redevelopment Project
**Total expenditure**
**Net income / (expenditure) resources before**
**transfer**
**Transfers**
Gross transfers between funds - in
Gross transfers between funds - out
**Other recognised gains / losses**
Gains / losses on investment assets
Gains on revaluation, fixed assets, charity's own use
**Net movement in funds**
**Total funds brought forward**
**Total funds carried forward**
**Represented by**
**Unrestricted**
General fund
**Designated**
Bequests
Fellowship Fund
Lettings
Maintenance Reserve Fund
OARS
Quay Time
Sending Church|152,552
—
—
152,552
124,086
31,496
—
—
31,496
25,229
243
—
—
243
345
2,000
—
—
2,000
18,269
2,018
—
—
2,018
2,567
—
—
—
—
—
2,009
—
—
2,009
427
1,085
—
—
1,085
20| ||**191,405**
**—**
**—**
**191,405**
**170,944**
75,997
—
—
75,997
64,979
17,982
—
—
17,982
17,080
11,260
—
—
11,260
6,213
17,417
—
—
17,417
13,192
8,100
—
—
8,100
3,705
38,055
—
—
38,055
25,638
—
—
—
—
—| ||**168,813**
**—**
**—**
**168,813**
**130,808**| ||**22,592**
**—**
**—**
**22,592**
**40,136**
3,000
—
—
3,000
5,000
(3,000)
—
—
(3,000)
(5,000)
—
—
—
—
—
—
—
—
—
—| ||**22,592**
**—**
**—**
**22,592**
**40,136**| ||**1,535,798**
**—**
**—**
**1,535,798**
**1,495,662**| ||**1,558,390**
**—**
**—**
**1,558,390**
**1,535,798**
1,516,554
—
—
1,516,554
1,493,172
17,269
—
—
17,269
18,269
406
—
—
406
221
350
—
—
350
150
19,050
—
—
19,050
19,050
91
—
—
91
244
540
—
—
540
562
4,128
—
—
4,128
4,128| ## **Balance sheet** _Page 4_ |**Class and code**
**Description **|**This year **
**Last year **| |---|---| |**Fixed assets**
4000
Buildings
4001
Fixtures & Fittings
4002
Office Equipment
4003
Kitchen Equipment
4004
A/V Equipment
4005
Miscellaneous
4006
Sculpture
**Total Fixed assets**
**Current assets**
5000
GF CAF - current
5003
GF - Scottish Widows
5005
GF - Monmouthshire
5006
Teachers Building Society
**Total Current assets**
**Liabilities**
6000
BU Loan account
6001
EBA Loan account
6010
Pension Fund Deficit
**Total Liabilities**
**Net Asset surplus(deficit)**
**Reserves**
Excess / (deficit) to date
Z01
Starting balances
Z10
Pension Reserve
**Total Reserves**
**Represented by funds**
Unrestricted
Designated
Restricted
Endowment
**Total**|1,491,000
1,491,000
345
690
369
738
—
—
1,708
1,821
—
—
20,000
20,000| ||**1,513,423**
**1,514,249**
18,140
13,807
10,355
16,849
34,776
24,676
55,000
55,000| ||**118,272**
**110,333**
73,305
88,784
—
—
—
—| ||**73,305**
**88,784**| ||**1,558,390**
**1,535,798**| ||22,592
40,136
1,535,798
1,495,662
—
—| ||**1,558,390**
**1,535,798**
1,516,554
1,493,172
41,835
42,626
—
—
—
—| ||**1,558,390**
**1,535,798**| ## **Statement of assets and liabilities** ||**General Designated**
**Restricted Endowment**
**This year **
**Last year **| |---|---| |**Fixed assets - Tangible assets**
Buildings -
Fixtures & Fittings -
Office Equipment -
A/V Equipment -
Sculpture -
**Totals**
**Current assets - Cash at bank and in hand**
GF CAF - current -
GF CAF - current -
GF - Scottish Widows -
GF - Monmouthshire -
Teachers Building Society -
**Totals**
**Liabilities - Creditors: Amounts falling due**
**after more than one year**
BU Loan account -
**Totals**|1,343,600
147,400
—
—
1,491,000
1,491,000
345
—
—
—
345
690
369
—
—
—
369
738
1,708
—
—
—
1,708
1,821
20,000
—
—
—
20,000
20,000| ||**1,366,023**
**147,400**
**—**
**—**
**1,513,423**
**1,514,249**
123,704
41,835
—
—
165,540
161,207
—
(147,400)
—
—
(147,400)
(147,400)
10,355
—
—
—
10,355
16,849
34,776
—
—
—
34,776
24,676
55,000
—
—
—
55,000
55,000| ||**223,836**
**(105,564)**
**—**
**—**
**118,272**
**110,333**
73,305
—
—
—
73,305
88,784| ||**73,305**
**—**
**—**
**—**
**73,305**
**88,784**| _Page 5_ **Grand total 1,516,554 41,835 — — 1,558,390 1,535,798** ## **Fund movement by type** ||**Opening**
**Incoming**
**Outgoing**
**Transfers Gains/losses**
**Closing**| |---|---| |**Bequests - Bequests**
Designated
**Sub-total for Bequests**
**FELLOWSHP - Fellowship Fund**
Designated
**Sub-total for FELLOWSHP**
**Lettings - Lettings**
Designated
**Sub-total for Lettings**
**MaintRes - Maintenance Reserve**
Designated
**Sub-total for MaintRes**
**OARS - OARS**
Designated
**Sub-total for OARS**
**QUAYTIME - Quay Time**
Designated
**Sub-total for QUAYTIME**
**Sending - Sending Church**
Designated
**Sub-total for Sending**
**General - General fund**
Unrestricted
**Sub-total for General**
**Grand total**|18,269
2,000
—
(3,000)
—
17,269| ||**18,269**
**2,000**
**—**
**(3,000)**
**—**
**17,269**
221
439
254
—
—
406| ||**221**
**439**
**254**
**—**
**—**
**406**
150
200
—
—
—
350| ||**150**
**200**
**—**
**—**
**—**
**350**
19,050
—
—
—
—
19,050| ||**19,050**
**—**
**—**
**—**
**—**
**19,050**
244
974
1,127
—
—
91| ||**244**
**974**
**1,127**
**—**
**—**
**91**
562
60
83
—
—
540| ||**562**
**60**
**83**
**—**
**—**
**540**
4,128
—
—
—
—
4,128| ||**4,128**
**—**
**—**
**—**
**—**
**4,128**
1,493,172
187,731
167,348
3,000
—
1,516,554| ||**1,493,172**
**187,731**
**167,348**
**3,000**
**—**
**1,516,554**| ||**1,535,798**
**191,405**
**168,813**
**—**
**—**
**1,558,390**| ## **Analysis of income and expenditure** |||||||**Total**|| |---|---|---|---|---|---|---|---| ||**Unrestricted**|**Designated**|**Restricted**||**Endowment**|**This year**|**Last year**| |**INCOME AND ENDOWMENTS**|||||||| |**Offerings & Donations**|||||||| |1100 - Offerings - qualifying cash|605|—||—|—|605|1,629| |donations|||||||| |1101 - Offerings - gift aid|5,445|—||—|—|5,445|4,668| |cheques/cash|||||||| |1102 - Offerings - other (non GASDS)|—|—||—|—|—|142| |1103 - Offerings - FP|144,969|—||—|—|144,969|116,105| |1104 - Thank Offering|—|—||—|—|—|562| |1200 - Donations|1,094|439||—|—|1,533|979| |1201 - Regular Giving|—|—||—|—|—|—| |Total|152,113|439||—|—|152,552|124,086| _Page 6_ |**Tax Recovered**
1300 - Tax Recovered
Total
**Interest**
1400 - Interest
Total
**Bequests**
1500 - Bequests
Total
**Lettings Income**
1704 - Manse rental
1705 - Lettings Income
1706 - Lettings - key deposit
Total
**Fund Raising**
1202 - Fund Raising
Total
**Other Income**
1600 - Minister in Training
1601 - Youth Housegroup
1602 - Mission Activity
1605 - OARS
1606 - Bookstall
1607 - Printing
1608 - Publications
1609 - Church Utilities
1610 - Catering & Social
1611 - Printing incme
1612 - Church Weekend Away/BFDO
1613 - Quay Time
1615 - Miscellaneous
1616 - Development Fund
1617 - Other Income - Dev
Total
**Receipts for other causes**
1800 - Ethiopia
1801 - Donations for other causes
1802 - BMS Disaster
1803 - BMS Birthday
1804 - Just 42
Total|31,496
—
—
—
31,496
25,229| |---|---| ||31,496
—
—
—
31,496
25,229
243
—
—
—
243
345| ||243
—
—
—
243
345
—
2,000
—
—
2,000
18,269| ||—
2,000
—
—
2,000
18,269
—
—
—
—
—
1,027
1,818
—
—
—
1,818
1,540
—
200
—
—
200
—| ||1,818
200
—
—
2,018
2,567
—
—
—
—
—
—| ||—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
70
—
—
—
70
—
—
974
—
—
974
141
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
21
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
50
865
—
—
—
865
—
—
60
—
—
60
55
38
—
—
—
38
160
—
—
—
—
—
—
—
—
—
—
—
—| ||973
1,035
—
—
2,009
427
—
—
—
—
—
—
1,085
—
—
—
1,085
20
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—| ||1,085
—
—
—
1,085
20| |**INCOME TOTAL**|187,731
3,674
—
—
191,405
170,944| _Page 7_ ## **EXPENDITURE** ## **Ministry** |2100 - Stipend PAYE & Pension
2101 - HMRC Emp Allow
2102 - Travel Expenses
2103 - Manse Telecom
2104 - Manse Energy
2105 - Council Tax & Water
2106 - Manse Insurance
2108 - Equipment Renewals
2109 - Ministry Growth Fund
2110 - Pastoral Assistant
2111 - Pulpit Supply
2112 - Ministers book allowance
2115 - Minister in Training
2116 - Second Minister (Nominal)
2117 - 2nd Manse Rental
2130 - GM Relocation
2131 - DW Relocation
2132 - Refurb of manse
2133 - DW misc costs
2134 - Pension Deficit
Total
**Mission - other causes**
2200 - Home Mission Fund
2201 - Baptist Missionary Society
2202 - Addis Kihan Church
2203 - Just 42
2205 - Unallocated Giving
2800 - Ethiopia donations
2801 - Donations for other causes
2802 - BMS Birthday Scheme
donations
2803 - BMS Disaster Fund donations
2804 - Ethiopia - Building fund
Total
**Mission - Local outreach**
2300 - Fellowship Gifts
2301 - Kids Church
2302 - Youth Housegroup
2303 - Housegroups
2304 - Mission Activity
2305 - Training & Conferences
2306 - Sending Church
2307 - Church Weekend away
2308 - Advertising
2309 - Family Connect
2310 - Quay Time
2311 - Big Family Day Out
2312 - Church weekend/day away
2313 - Breakfast church
2314 - Little Hands
Total
**Church running costs**
2400 - Utilities
2401 - Quay Phone
2402 - Quay Insurance|66,459
—
—
—
66,459
38,615
(4,458)
—
—
—
(4,458)
8,858
130
—
—
—
130
45
2,128
—
—
—
2,128
1,848
345
—
—
—
345
240
6,066
—
—
—
6,066
5,471
688
—
—
—
688
709
91
—
—
—
91
—
—
—
—
—
—
—
—
—
—
—
—
—
135
—
—
—
135
508
95
—
—
—
95
186
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
5,312
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
4,315
—
—
—
4,315
3,180| |---|---| ||75,997
—
—
—
75,997
64,979
5,220
—
—
—
5,220
5,200
6,000
—
—
—
6,000
6,000
3,675
—
—
—
3,675
3,620
1,000
—
—
—
1,000
1,000
1,002
—
—
—
1,002
1,240
—
—
—
—
—
—
1,085
—
—
—
1,085
20
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—| ||17,982
—
—
—
17,982
17,080
672
197
—
—
869
1,600
1,257
—
—
—
1,257
719
826
—
—
—
826
43
11
—
—
—
11
255
874
56
—
—
931
2,082
638
—
—
—
638
101
—
—
—
—
—
—
—
—
—
—
—
200
—
—
—
—
—
—
1,243
—
—
—
1,243
631
—
83
—
—
83
78
—
—
—
—
—
500
4,247
—
—
—
4,247
—
1,085
—
—
—
1,085
—
64
—
—
—
64
—| ||10,922
337
—
—
11,260
6,213
3,533
—
—
—
3,533
4,032
736
—
—
—
736
746
3,997
—
—
—
3,997
3,776| _Page 8_ |2403 - Cleaning
2404 - Grounds
2420 - Loan Repayments
Total
**Church building & Equipment**
2107 - Manse Maintenance
2500 - Church Maintenance
2501 - A/V Equipment & expenses
2502 - General Equipment
2503 - Maintenance Reserve Fund
2504 - Pre school set up costs
Total
**Administration & Other**
2600 - Administrator
2601 - Site Manager
2602 - Stationery
2603 - Publications
2604 - Printing & Photocopying
2700 - Subscriptions
2701 - Music
2702 - Catering & Social
2703 - OARS
2704 - Bookstall
2705 - Lettings
2706 - Loan Interest
2707 - Bank charges
2708 - Miscellaneous
2709 - Development Fund
2710 - Internet subscriptions
2905 - Fixtures & Fittings
depreciation
2906 - Office Equipment depreciation
2907 - Kitchen Equipmant
depreciation
2908 - A/V Equipment depreciation
2909 - Misc. asset depreciation
Total
**Church Redevelopment Project**
2900 - Grounds Development
2901 - Sculpture
2902 - Loan Repyt
2903 - Other Dev Costs
Total|4,005
—
—
—
4,005
3,372
5,145
—
—
—
5,145
1,264
—
—
—
—
—
—| |---|---| ||17,417
—
—
—
17,417
13,192
929
—
—
—
929
657
4,152
—
—
—
4,152
2,493
518
—
—
—
518
443
198
—
—
—
198
111
—
—
—
—
—
—
2,302
—
—
—
2,302
—| ||8,100
—
—
—
8,100
3,705
16,767
—
—
—
16,767
9,983
4,255
—
—
—
4,255
2,713
1,245
—
—
—
1,245
1,491
88
—
—
—
88
9
4,067
—
—
—
4,067
1,581
1,953
—
—
—
1,953
2,274
256
—
—
—
256
—
308
—
—
—
308
142
—
1,127
—
—
1,127
746
—
—
—
—
—
—
—
—
—
—
—
50
2,521
—
—
—
2,521
2,775
96
—
—
—
96
60
130
—
—
—
130
209
—
—
—
—
—
—
650
—
—
—
650
—
345
—
—
—
345
345
368
—
—
—
368
368
—
—
—
—
—
—
3,872
—
—
—
3,872
2,620
—
—
—
—
—
267| ||36,927
1,127
—
—
38,055
25,638
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—| ||—
—
—
—
—
—| |**EXPENDITURE TOTAL**|167,348
1,464
—
—
168,813
130,808| ||| |**GRAND TOTAL**|20,382
2,209
—
—
22,592
40,136| This report dated: 3 February2021 _Page 9_ CHARITY COMMISSION FOR ENGLAND AND WALES Independent examiner's report on the accounts Section A Independent Examiner's Report Report lo the trusteesl members of WOODBRIDGE QUAY CHURCH On accounts for the year ended 31 DECEMBER 2021 Charity no (if any} Set out on pages I report to the trustees on my examination of the accounts of the above char'rty I'the Trust") for the year ended Responsibilities and basis of report As the charity's trustees, you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ( the Act") I report in respect of my examination of the Trust's accounts carried oul under section 145 of the 2011 Act and in carrying out my examination. I have followed all the applicable Directions given by the Charity Commission under section 14515){b) of the Act. Independent I have completed my examination. I confirm that no material matters have examiner's statement come to my attention in connection with the examination which gives me cause lo believe that in. any material respect". the accounting records were not kept in accordance with section 130 of the Charities Act., or the accounts did not accord with the accounting records., or the accounts did not comply with Ihe applicable requirements concerning the form and content of accounts Set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement Ihat the accounts give a 'true and fair, view which is not a matter considered as part of an independent examination. I have no COn￿rnS and have come across no olher matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. Signed: Date: 2210912022 Name: ANGELA CARPENTER Relevant professional qualification{s) or body lif any}: Address: 52 BADGERS BANK IPSWICH SUFFOLK. IP2 9EN IER Oct 2018