CHRIST CHURCH bEuruNu www.ccbedford.org REPORT OF THE TRUSTEES AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024 FOR PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH BEDFORD {"Christ Church") REGISTERED CHARITY NUMBER 1134785 CONTENTS Report of Trustees Independent Examiner's Report Statement of Financial Activities Balance sheet Cash Flow Statement Notes to the Financial Statements 2-11 12 13 14 15 16-26
PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD Report of Trustees Year Ended 31 December 2024 The trustees present their report and the audited financial statements of the charity for the year ended 31 December 2024. The trustees have adopted the provisions of the Statement of Recommended Practice ISORP) "Accounting and Reporting by Charities" (FRS 102) in preparingthe annual report and financial statements of the charity. The financial statements have been prepared in accordance with the accountin8 policies set out in notes to the accounts and comply with the charity's governing document, the Charities Act 2011 and Accounting and Reporting by Charities: Statement of Recommended Practice, applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland published in October 2019. Aims and purposes Christ Church Bedford (CCB) is a Church of England church within the Diocese of St Albans, and a part of the Bedford Deanery. Sitting within the evangelical tradition, and having good relations with churches of other denominations and traditions. The primary responsibility of Christ Church Parochial Church Council {PCCI is the promotion of the Gospel of our Lord Jesus Christ according to the doctrine5 and practices of the Church of England. The PCC has the responsibility of cooperating with the incumbent, Reverend David Thomas, in promoting, in the ecclesiastical parish, the whole mission of the Church, pastoral, evangelistic, social and ecumenical. Week by week CCB meets together for teaching, worship, prayer and encouragement, whether on Sundays or at othertimes duringthe week. Valuing the ministry of every member and seeking to use the gifts that God has given each of us in his service. We desire to be outward looking and serve our local community through both our care for others and our sharing of the good news of Jesus Christ. It is our desire as a church to enable people to know God and to love him, and under the power and guidance of the Holy Spirit, to live a life that reflects that love and that shares the good news of Jesus Christ with others. Our vision statement is: We are a people being transformed by the unconditional love of God; seeking to bless our community, and longing for all to experience the hope we have in Jesus. Objectives and activities When planning our activities forthe year, we have considered the Charities Commission's guidance on public benefit and, in particular, the supplementary guidance on charities for the advancement of religion. We enable ordinary people to live out their faith as part of our parish communitythrough: Worship and prayer; learning about the Gospel: and developing their knowledge and trust in Jesus. Provision of pastoral care for people living within and outside of the parish. Mission and outreach work. To facilitate all this, we maintain the fabric of the Church and complex at 140 Dudley Street. The PCC also had responsibility for the upkeep of the "Curate's House" {18 Hartland Avenue}.
PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD REPORT OF TRUSTEES YEAR ENDED 31 DECEMBER 2024 Priorities and Objertives Three key priorities for 2024 were: l. Creation of a new Mission Action Plan reflecting the life of CCB post covid and with the new vicar firmly established. 2. Imbedding the new restructuring if the Impact Groups who work on behalf of the PCC to ensure the smooth running of the church. 3. Changes to the Staff Team, including preparing for a Curate (July 2024) and advertising and employing a Student and Youth Minister. And these were underpinned by the 2024 Bible Verse for the Year from John 13.35: By this everyone will know that you are my disciples, if you love one another. INIVUK) In order to achieve these objectives and respond and meet the realised needs: _ The Vicar continued to meet regularly with church leaders of different denominations in Bedford, as well as playing a role in the Bedford Deanery tioining the Standing Committee for Deanery Synod in 2023) and joining St Albans Diocesan Synod in July 2024. The Standing Committee (subset of PCC, including the Church Wardens), worked to create a new Mission Action Plan, and helped in creation of two new Impact Groups (Pastoral, Engagement) replacing the Fellowship and Outreach groups. The Church Wardens worked closely with the Vicar and Staff Team to ensure that the day to day running of the church continued as smoothly as possible. The Impact Groups continued to look after different areas of the life of the church and ensure that the church continued to be active in the community. The Vicar and various people worked with St Alban's diocese to prepare for a new curate. This involved the sale of the Dudley Street property and the purchase of the Hartland Avenue property. Achievements and performance 2024 saw Sunday attendance throughout the year remaining steady with a slight increase in children, numbers during Advent were up, and slightly down for Christmas. This is by no means an exhaustive list, but gives a flavour of some of the significant things which took place in 2024: Creation of new Mission Action Plan (uploaded onto Diocesan Website). Purchase of the new property on Hartland Avenue, following the sale of the Dudley Street house means that Christ Church has no long-term debts. A Midweek Lent Course. This regularly saw 50+ people attend in person and online. An Alpha course for 18-30s was run, which then became a new home group, meeting each Wednesday evening. As a part of Hope Bedfordshire mission, a youth event was held in May at Christ Church, it was so successful that collaboration with three local churches has seen plans for a termly event. The first of these took place in November. Two weddings took place at church, and Rev David took another wedding in Wallington for two members of CCB. Introduction of Youth @ 6 on a Sunday for older young people to go deeper in their faith.
PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD REPORT OF TRUSTEES YEAR ENDED 31 DECEMBER 2024 Continued to have members of the congregation explore different callings to ministry. This included one person completing Foundations for Ministry training and two people starting that course. One person has been licenced as a Reader, and one person has begun their first year of Reader Training. We hosted Readers in Training for two short-term placements in 2024. Continued to see lots of new volunteers getting involved with all sorts of different areas of the life of the church including, children's and youth work. new musicians and service leaders at both the 10.30am and 7pm services. Christ Church Pre-school continues to serve the community and provide a safe space for young children before they move on to school. Closer ties with Castle Newnham South Site were forged, they used the church for their lower school Christmas Nativity services. Staff Team There have been two significant changes to the staff team over 2024. Hannah Applegarth joined the team as our full-time Youth and Student Minister. We welcomed Rev Ben Williams as our new curate. and his wonderful family joined the church in July. Role of Volunteers Without volunteers most activities which Christ Church puts on would cease to operate. We are extremely grateful to everyone who gives up their time and energy to serve both the church and the community. We see this especially in areas such as our musical worship, our children's and youth work, and our engagement with older members of the community. Without the many volunteers our Children's Worker (Ruth Hulme) and Youth & Student Minister (Hannah Applegarth) would be unable to do all they do. There are a few volunteers who work exceedingly hard showing pastoral care to those who are struggling and in various ways. Whether visiting hospital and care homes, to letting the vicar know who is in need, their quiet work which often goes unnoticed is what makes CCB the kind place that so many find it to be. Christ Church continues to be one of several distribution centres for Bedford Foodbank. Many of the volunteers helping on Tuesday afternoons are from Christ Church. 2023 continued to see large numbers of people attending. Children. Youth and Student Ministry 2024 was another busy and exciting year. On Sunday mornings we have four groups: Imagine (O to pre-school) Wonder (reception to year 3) Marvel (years 4 to 6) Sunday Morning Youth (years 7-13) And on Sunday evenings we now have Youth @ 6 (years 11-13) which began in October 2024
PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD REPORT OF TRUSTEES YEAR ENDED 31 DECEMBER 2024 Attendance across all these groups continues to be strong, with 35 children and 17 young people attending at least once a month. Midweek ministry: Little Fishes10-2s) Morning Out {0-4sl Forge (years 4-61 Friday Night Youth {year 7-13) University of Bedfordshire (UOB) drop in on a Friday. Morning Out and Friday Night Youth continue to be very well attended, Friday Night Youth has doubled in size over the course of 2024. Hannah attending UOB is new from September 2024. Some of the One Off Events: Easter Activity Room for children and families to reflect upon the Easter story. Youth Litter picking. Youth Trip to Box End. Summer Holiday Club ran across 5 mornings- 48 children in total October Light Party- 14 families attended. It's A Boy Christmas Pantomime saw lots of families from the community come into church. Ginger Bread House Fun - saw 8 families spend a morning decorating ginger bread houses and playing fun games. Our Children's Minister worked closely with IMPACT, going in to local schools, and helping out at their Easter and Christmas Experiences. Our Youth & Student Minister has reconnected the church with the chaplains at the Bedford campus of the University of Bedfordshire. Over the course of 2024 we have engaged with hundreds of families in a myriad of different activities. Worship and Prayer Worship and prayer continue to be central to the life of Christ Church. We are extremely grateful to all who have been involved whether playing and singing, projecting words onto screens, operating the sound desk and live streaming our services. Some highlights in the year include: At our Sunday @ Seven we had a number of prayer and praise evenings, which gave opportunities for expressing prayer and worship in different ways. The Contemporary Carol Service on the Sunday before Christmas saw double the usual numbers for Sunday @ Seven attendance. The Carols on the Lawn service continues to be a hit with the local community, packing out the garden in front of the church. Average Sunday attendance based, upon the October counts: at 9am has been 15 people, at 10.30am 172 people, and at 7pm 48 people. We continue to livestream our 10.30am service but as the community gets used to being able to worship together in person, we have seen less people joining us online. However, this continues to be a valuable part of the worshipping life of the community for those who are unable to
PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD REPORT OF TRUSTEES YEAR ENDED 31 DECEMBER 2024 attend for a variety of reasons, including ill health, home and work commitments. Our midweek Holy Communion Service on a Wednesday at 10am averages 18 people. Under the Church Representation Rules, it is a requirement that a new Church Electoral Roll is prepared every 6 years. This process took place this year and was completed on 5 April 2025. At present there are 229 names on the Church Electoral Roll. 68 of whom are resident within the parish. As well as our regular services, we enable our community to celebrate and thank God at life's milestones: 3 baptisms, 3 weddings, 2 confirmations (which took place at Church of the Transfiguration) and 5 funerals. Deanery and Diocesan Synods We had 3 Deanery Synod elected representatives and 2 Diocesan Synod representatives, offering an important link between our parish and the wider Church of England. At each Deanery Synod meeting, there is a primary focus of discussion, and the opportunity to hear of the work of the wider church. Rev David Thomas was elected as a member of clergy to Diocesan Synod for the new triennium which began in 2024, as well as Rachel Bennett as a lay member. Pastoral care Pastoral care continues to be an important area for the life of the church. This takes place in many different ways, from Home Groups building strong friendships, to people visiting others in hospital, delivering groceries or driving people to church and other appointments. Our Pastoral Care Impact Group is slowly taking shape, and plans are comingtogether so that in 2025 there is more structure. We have a new co-ordinator for Home Groups, with plans for the creation of new Home Groups in 2025. Mission and Evangelism Helping others is a demonstration of our faith, whether practical, emotional or spiritual. The Mission Impact Group channels support and news between our Mi55ion Partners, scattered across Africa, the Middle East and Europe, and encourages prayer for them. Mission Direct, a small UK Based charity, whose Executive Officer attends Christ Church, became one of our Mission Partners. Volunteers from Christ Church helped the King'5 Arms Project winter night shelter, making meals for the rough sleepers. The Engagement Group identified a number of areas for engaging with the local community including: Family Funday BBQ at the beginning of the new academic year, a free event which saw over 120 people attend, mostly made up of community people. Running the Bereavement Course in the autumn. Christmas Lunch Club Rev David Thomas took communion once a month to Dame Alice Court care home, including a Christmas Carols service with Rev Ben Williams, which saw the number of attendees double (121.
PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD REPORT OF TRUSTEES YEAR ENDED 31 DECEMBER 2024 Ecumenical Relationships We continue to be blessed by our ecumenical links to other local churches across Bedford and benefit from HOPE Bedfordshire. We actively supported the town-centre open-air Good Friday Witness, attended by over 1000 people and a number of our congregation attended various Hope Bedford activities throughout the year. Rev David attended Churches Together meetings, with plans in place for 2025 including CCB participating in Week of Prayer for Christian Unity. Financial review Total income from donations and legacies on unrestricted funds were £251,999, with £198,410 from standing orders and £42,930 was from Gift Aid. Restricted donations totalled £100,274 of which £84,905 was in relation to the purchase of 18 Hartland Avenue together with £14,875 of gift aid. Further details are shown in the annual financial statements. £207,391 was spent from unrestricted funds to provide the Christian ministry from Christ Church, including the contribution to the diocesan parish share of £154,063 which largely provides the stipends and housing for the clergy. The sale of 161 Dudley Street resulted in a gain of £266,582. After deducting financing costs of £165,440 the remaining proceeds together with the amounts raised above and certain reserves of the church were used to fund the purchase of 18 Hartland Avenue Net movement in funds was an increase of £178,950 during the year, and the total reserves increased to £415,095. The principal source of donations are the church members. The PCC takes its environmental, social and ethical duties seriously and consideration of these undergird the ministry decisions of the church. Reserves policy It is PCC policy to try to maintain sufficient funds, being between 3 and 6 months of expenditure to ensure the smooth financial running of the church, and ensure that unexpected expenditure can be met as and when required. Total funds held at the year end amounted to £415,095. The balance of unrestricted funds at the year end was £404,956, of which £333,642 can only be accessed on the sale of the property owned at 18 Hartland Avenue which is used to house the curate. Accordingly £71,313 represents accessible unrestricted funds. This represents approximately 10.5 weeks of expenditure which is slightly below the level considered adequate since it is below the PCC policy. The purpose of any restricted fund is noted in the financial statements. Restricted funds are in respect of specific projects and or schemes. Financial risks Total restricted funds amounted to £10,139. The cash reserves of the church, excluding restricted funds, totalled £54,512 as at 31 December 2024. The budget for 2025 was approved by the PCC showing a deficit
PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD REPORT OF TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2024 of £32,127. Most of the income generated by the church is from regular standing orders. The level of standing orders has remained consistent during the year and this, together with careful management of resources, has not had a significant impact on the financial risks of the church. The PCC therefore considers it has sufficient resources to sustain its purposes and activities during 2025. In the event of materially reduced income the PCC has recognised that it would be able to reduce its expenditure to match. Plans for future periods At the end of 2024, the Resources Impact Group, on behalf of the PCC, began looking into the possibility of introducing more Solar Panels. This included meeting with the St Albans Diocese Net Carbon Zero Officer. This will be looked at more closely in 2025. Updating of the 2024 Mission Action Plan to extend beyond 2025. Creation of the Vision for Youth & Student Ministry, including exploration for a dedicated youth space Risk management The PCC is aware of its risk management duties. All PCC tru5tee5, youth and children paid and voluntary leaders, and volunteers in contact with vulnerable adults are DBS (Disclosure and Barring Service) checked. The PCC has complied with the duty under section 5 of the Safeguarding and Clergy Discipline measure 2016. We continue to take seriouslythe need to look after children and vulnerable adults. The PCC have adopted all the House of Bishops, Safeguarding Policies and Practice Guidance, as well as "Promoting a Safer Church" (child protection and vulnerable adults policy) and the Domestic Abuse statement. Safeguarding information is displayed in the Church Porch, on the halls noticeboard and on the church website. In addition there is a child friendly version on the halls noticeboard. Contact details for those wishing to obtain advice, raise any concerns or make referrals to the statutory authorities are included on the posters and in our Safeguarding Policy, which is issued to everyone who applies for a DBS check and Worker's Pocket Guides produced by 31.8 are included in the staff and volunteer ID lanyard pockets. We have a Parish Safeguarding Officer who is also Lead Recruiter, a Deputy Parish Safeguarding Officer and an Assistant Recruiter. Those who work with vulnerable groups in the Parish are recruited in accordance with the Practice Guidance Safer Recruitment July 2021. We work to ensure that DBS checks are renewed every three years and that all those who have been safely recruited and all members of the PCC, have undertaken the appropriate safeguarding training within the last 3 years. The team meets regularly and we use the Parish Dashboard system for record keeping and to monitor our compliance with the various policies and the practice guidance of the Church of England. We continue to ensure that there is adequate insurance cover for all activities involving children or adults undertaken in the name of the Parish. There have been 2 issue5 of safeguarding concern reported during 2024. These matters were dealt with according to the relevant safeguarding policies and guidance, by the Parish Safeguarding Officer, the Vicar and the Diocesan Safeguarding Team. Safeguarding is a standing item on the PCC agenda and safeguarding matters have been raised with the congregation. The latter included ongoing communication re Mike Pilavachi and Soul Survivor investigation, the Makin Enquiry, and the resignation of the Archbishop of Canterbury. The congregation was also given regular updates throughout the year about these difficult things.
PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD REPORT OF TRUSTEES YEAR ENDED 31 DECEMBER 2024 From a financial perspective, the PCC has delegated a level of responsibility to the Resource Impact Group along with the Treasurer to look after the accounting and budgets. The Treasurer regularly reports back to the PCC how things look compared to budget. Structure, governance and management Christ Church is a corporate body established by the Church of England, and it is part of the deanery of Bedford and the Diocese of St Albans. The PCC operates under the Parochial Church Council Powers Measure. The PCC is a ReEiStered Charity. The method of appointment of PCC members is set out in the Church Representation Rules {CRR). At Christ Church the membership of the PCC consists of the licensed clergy, churchwardens, one of the Readers, members of Diocesan and Deanery Synods and members elected by those members of the congregation who are on the electoral roll of the church. All those who attend our services / members of the congregation are encouraged to register on the Electoral Roll, and so if they fulfil the criteria {as per CRR) they can stand for election to the PCC. New PCC members/trustee5 were offered a copy of The PCC Memberfs Essential Guide, and a copy of the PCC Notes of Guidance. The PCC members are responsible for making decisions on all matters of general concern and importance to the parish including deciding on how the funds of the PCC are to be spent. The PCC met 7 times during 2024 with an average attendance of 730A. Given its wide responsibilities the PCC has a number of impact groups, each one dealing with a particular aspect of parish life. These groups, which include communications, mission, buildings, outreach, resourcing, fellowship, and young people. are all responsible to the PCC and report back to it regularly with reports of their meetings, decisions and recommendations being received by the PCC and discussed as necessary. Standing Committee." This committee is required by law. It has power to transact the business of the PCC between its meetings, subject to any directions given by the Council. Building5 Impact Group.. This group is responsible for the management and development of Christ Church PCC'S buildings and infrastructure. Communications Impact Group.. This group is responsible for oversight of both external and internal communications, including our physical and online presence. Engagement Group.. This group is responsible for the planning, resourcing and delivery of events focused on engaging with the local community. A key part is listening and identifying local needs. Mission Impact Group.. This group is responsible for carin& praying and practically supporting our Mission Partners and Organisations and encouraging vocations and support to mission at home and overseas. Pastoral Care Group.. This group is in its infancy, its primary focus in 2024 is creating the structure in which Christ Church can think about how it cares for one another. Resourcing Impact Group.. This group is responsible for the financing of Christ Church and the prudent management of its financial resources. Worship Impact Group.. This group is responsible for the planning, resourcing, coordination and delivery of all corporate worship at Christ Church.
PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD REPORT OF TRUSTEES YEAR ENDED 31 DECEMBER 2024 Young People's Impact Group.. The Young People's Impact Group is responsible for supporting the Youth Minister and the Children's Minister in developing and implementing a strategy for young people's and family work at Christ Church, which directly contributes to the achievement of Christ Church's mission. Administrative information Christ Church is situated at 140 Dudley Street, Bedford. It 15 part of the Diocese of St Albans within the Church of England. The correspondence address is 140 Dudley Street Bedford MK40 3SX. Registered charity number 1134785 under the name the Parochial Church Council of the Ecclesiastical Parish of Christ Church Bedford. It is also known as Christ Church Bedford, PCC or Christ Church. PCC members who have served at any time from l January 2024 until the date of this report was approved are: Ex-officio Members: Incumbent The Revd David Thomas Chairman Curate The Revd Benjamin Williams (from 30 June 2024) Wardens Mrs Kay Berrington Dr Andrew Russell Reader Mr Michael Bishop Diocesan Synod Mr Daniel Gicharu Mr Christopher Stevens (until 31"July 20241 st (until 31 July 20241 Treasurer Deanery Synod Ms Rachel Bennett Mrs Margaret Cottenden Mr Martin Hamilton Ms Phillipa Francis th (from 17 April 2024) th (from 17 April 2024) Elected Members: Mr Simon Berrington Mr Christopher Brown Mr Tony Daniels Dr Jonathan Day Ms Rachel Day Mr Stephen Gardner Mr Martin Hamilton Dr Gwyneth James Ms Susan Marshall Mrs Jennie McAdam Mr Thomas Rees Mr Benjamin Rowan Ms Christine Somervell Mrs Cynthia (Sue) Templeman Mr Jonathan Templeman th (until 17 April 2024) Lay Chair of the PCC th (until 17 April 2024) th (from 17 April 2024) th (from 17 April 2024) th (until 17 April 2024) th (from 17 April 2024) io
PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD REPORT OF TRUSTEES YEAR ENDED 31 DECEMBER 2024 Co-opted members: Mr Christopher Stevens st (from l August 2024) Treasurer IPCC Secretary) Mrs Pauline Grimley (not a PCC member) Bank: CAF Bank Ltd 25 Kings Hill Avenue, Kings Hill West Malling Kent ME19 4JQ Independent Examiner: Suzanne Goodson Bsc FCA Wright Connections Limited Registered Auditors Bedford l-Lab Priory Business Park Stannard Way Bedford MK44 3RZ Day-to-day management of the charity is delegated to the incumbent: Incumbent: The Revd David Thomas Christ Church Vicarage 115 Denmark Street Bedford MK40 3TJ Approved by the PCC, and signed on their behalf on 15 April 2025: Revd David Thomas (PCC Chair) li
PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD Independent examinerfs report to the trustees of Parochial Church Council of The Ecclesiastical Parish of Christ Church Bedford I report to the charity trustees on my examination of the accounts of the charity for the year ended 31 December 2024 which are set out on pages 13 to 26. Responsibilities and basis of report As the charity's trustees you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act,). I report in respect of my examination of the chariws accounts carried out under section 145 of the Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145{5}{b) of the Act. Independent examinerfs statement Since the charity's gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the Act. I confirm that l am qualified to undertake the examination because l am a member of the Institute of Chartered Accountants in England and Wales, which is one of the listed bodies. I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect: l. accounting records were not kept in respect of the charity as required by section 130 of the Act; or 2. the accounts do not accord with those records; or 3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a 'true and fair view, which is not a matter considered as part of an independent examination I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. Suzanne Goodson Bsc FCA Institute of Chartered Accountants England & Wales Wright Connections Limited Bedford l-Lab Stannard Way Bedford MK44 3RZ 15104/2025 Date:............................................. 12
PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD STATEMENT OF FINANCIAL ACTIVITIES (Including Income and Expenditure account FOR THE YEAR ENDED 31 December 2024 Unrestricted Restricted Total Funds Funds Funds 31-Dec-24 Total Funds 31-Dec-23 Note INCOME AND ENDOWMENTS FROM Donations and Legacies Charitable activities Other trading activities Investments Other income 251,999 70.699 6,780 939 266,582 100,274 10,000 352,273 80,699 6,780 939 266,582 287,970 93,506 5,723 444 io TOTAL INCOME 596,999 110,274 707,273 387,643 EXPENDITURE ON Charitable activities Other expenditure 345,336 165,440 17,547 362,883 165,440 362,873 10 TOTAL EXPENDITURE 510,776 17,547 528,323 362,873 NET INCOMEI(EXPENDITURE) 86,223 92,727 178,950 24,770 Transfers between funds 118,245 (118,245) NET MOVEMENT IN FUNDS 204,468 (25,518) 178,950 24,770 Reconciliation of funds Total funds brought forward 19 200,488 35,657 236,145 211,374 TOTAL FUNDS CARRIED FORWARD at 31 December 2024 19 404,956 10,139 415,095 236,144 13
PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD BALANCE SHEET AT 31 December 2024 Note 31-Dec-24 31-Dec-23 FIXED ASSETS Tangible fixed assets 13 340,220 101,416 CURRENT ASSETS Debtors Cash at bank and in hand 14 35,106 64,889 99,995 17,758 236,508 254,266 CURRENT LIABILITIES Creditors due within one year 16 -15,120 -119,537 NETCURRENT ASSETS 84,875 134,729 TOTAL ASSETS LESS CURRENT LIABILITIES 425,095 236,145 CREDITORS.. AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR 17 -10,000 NET ASSETS 415,095 236,145 FUNDS Unrestricted funds Restricted funds 19 404,956 10,139 200,488 35,657 TOTAL CHARITY FUNDS 415,095 236,145 Approved by the Parochial Church Council and signed on its behalf by.. 15 April 2025 O J. Revd David Thomas Chairman Mr Christopher Stevens Hon. Treasurer The notes on pages 16 to 26 form part of these accounts Charity registration number 1134785 14
PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD CASH FLOW STATEMENT FOR THE YEAR ENDED 31 December 2024 Note 31-D-24 31-De¢-23 Cash flow from operating activities Cash generated from actiNities 27,603 26,045 Cash flow from investing activities PaytYEnts to acquire tangib fi>£d assets Purchase of 18 Harland AEnue Sale of 161 Dudley Street Interest reCeiEd (1,768) (333,642) 356.582 939 443 Net cash flow from investing activities Cash flow from financing activities Interest paid RepayrrEnt of orignal loan to purchase 161 Dud* Street Finance charge re sale of 161 DUdY Street Loan to purchase 18 Hartland Anue Loan repaid for the purchase of 18 Hardand AiJEnue (1,981) {55,679) (165,440) 160,000 (160,000) (5,083) Net cash flow from financing activities Net increaseldecrease in cash and cash equivalents (171.618) 19,637 Cash and cash equivalents at 1.1.24 236,507 216,871 Cash and cash equivalents at 31.12.24 64,889 236 507 Cash and cash equivalents consists of Cash at bank and in hand Cash and cash equiwdlents at the end of the reporting period not awdilable for charitable purposes as held as agent 373 15
PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD NOTES TO THE FINANCIAL STATEMENTS for the year ended 31st December 2024 I. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES a) General information Christ Church, a registered charity in the United Kingdom is a corporate body established by the Church of England, and it is part of the deanery of Bedford and the Diocese of St Albans. Its trustees are all members of the Parochial Church Council and they operate under the Parochial Church Council Powers Measure. The PCC is a Registered Charity. In the event of the charity being wound up, the liability in respect of the guarantee is limited to £1 per member of the charity. The address of the registered office is given in the charity administrative information on page 10 of these financial statements. The nature of the charitws operations and principal activities are shown on pages 2 to 10 of these financial statements. b) Basis of preparing the financial statements The charity constitutes a public benefit entity as defined by FRS 102. The accounts (financial statements) have been prepared in accordance with the Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) issued in October 2019 and the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102) and the Charities Act 2011 and UK Generally Accepted Accounting Practice. The financial statements have been prepared to give a 'true and fairf view and have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a 'true and fair view,. This departure has involved following the Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland issued in October 2019 rather than the Accounting and Reporting by Charities: Statement of Recommended Practice effective from I April 2005 which has since been withdrawn. The financial statements are prepared on a going concern basis under the historical cost convention. The financial statements are prepared in sterling which is the functional currency of the charity and rounded to the nearest £. The significant accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all years prescribed. c) Income recognition Voluntary income and capital sources All incoming resources , including government grants are included in the Statement of Financial Activities ISOFAI when the charity is legally entitled to the income after any performance conditions have been met, the amount can be measured reliably and it is probable that the income will be received. Collections are recognised when made. For donations to be recognised the charity will have been notified of the amounts and the settlement date in writing. Pledged amounts are only recognised on receipt of the funds. Income tax recoverable on gift aid scheme donations 15 recognised in the period the income is received. Grants and legacies to the PCC are accounted for as soon as the PCC is notified of the entitlement and the likely amount due. Donated facilities and donated professional services are recognised in income at their fair value when their economic benefit is probable, it can be measured reliably and the charity has control over the item. Fair value is determined on the basis of the value of the gift to the charity. For example, the amount the charity would be willing to pay in the open market for such facilities and service5. A corresponding amount is recognised in expenditure. 16
PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD NOTES TO THE FINANCIAL STATEMENTS for the year ended 31st December 2024 No amount is included in the financial statements forvolunteertime in line with the SORP (FRS 102). Further detail is given in the Trustees, Annual Report. Where practicable, gifts in kind donated for distribution to the beneficiaries of the charity are included in stock and donations in the financial statements upon receipt. If it is impracticable to assess the fair value at receipt or if the costs to undertake such a valuation outweigh any benefits, then the fair value is recognised as a component of donations when it is distributed, and an equivalent amount recognised as charitable expenditure. Legacies For legacies, entitlement is the earlier of the charity being notified of an impending distribution or the legacy being received. At this point income is recognised. On occasion legacies will be notified to the charity however it is not possible to measure the amount expected to be distributed. On these occasions, the legacy is treated as a contingent asset and disclosed. Other trading artivities Other trading activities represent feed in tariffs from solar panels and are recognised on entitlement. Other ordinary income Rental income from the letting of church premises is accounted for when earned. Fees due to the PCC for weddings, funerals, etc. are accounted for on an event by event basis. Grants Where grants are payable in more than one year income is only recognised in the year to which it relates. If entitlement is not met then these amounts are deferred. d) Expenditure recognition All expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all costs related to the category. Expenditure is recognised where there is a legal or constructive obligation to make payments to third parties, it is probable that the settlement will be required, and the amount of the obligation can be measured reliably. Costs directly related to the work of the church The Diocesan parish share is accounted for when payable and any amount unpaid at 31st December is included as a creditor in the Balance Sheet. Grants and donations are accounted for at the earlier of payment or formal approval by the PCC. Grants offered subject to conditions which have not been met at the year-end date are noted as a commitment but not accrued as expenditure. e) Tangible fixed assets Consecrated land and buildings and moveable church property Consecrated and beneficial property is excluded from the financial statements by s. 1012) of the Charities Act 2011. No value is placed on moveable church furnishings held bythe churchwardens on special trust for the PCC and which require a faculty for disposal since the PCC considers these to be inalienable property. All expenditure on consecrated and beneficial property and moveable church furnishings, whether maintenance or improvement, is written off in the year incurred. This includes all expenditure incurred to date in respect of the Hall Redevelopment Project, including the build costs, since the build is occurring on consecrated ground, and as such cannot be capitalised. Other land and buildings Other land and buildings held on behalf of the PCC for its own purposes are valued at cost. No depreciation is charged on such properties since it is considered that the estimated residual value of the properties is in 17
PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD NOTES TO THE FINANCIAL STATEMENTS for the year ended 31st December 2024 excess of the purchase price. Any expenditure on maintenance or improvement is written off in the year incurred. Other fixtures, fittings and office equipment Equipment purchased within the accounting period is capitalised on the balance sheet. Individual items of equipment with a purchase price of £1,000 or less are written off in the year in which the asset is acquired. Depreciation Depreciation is provided on all tangible fixed assets, at rates calculated to write off the cost, less estimated residual value, of each asset in a systematic basis over its expected useful life. Depreciation rates used are as follows: Furniture and solar panels- IO% per annum {estimated useful life 10 years), Equipment- 33.33% (estimated useful life 3 years) f) Taxation The charity is exempt from tax on its charitable activities. g) Fund accounting Unrestricted funds are available for use at the discretion of the trustees in furtherance of the general objectives of the charity and which have not been designated for other purposes. Designated funds comprise unrestrirted funds that have been set aside by the trustees for particular purposes. The aim and use of each designated fund is set out in the notes to the financial statements. The purpose of any restricted fund is noted in the financial statements. Restricted funds include amounts raised for the Hall Redevelopment Project (HRP). The financial statements include transactions, assets and liabilities for which the PCC can be held responsible. They do not include the accounts of church groups that owe an affiliation to another body nor those that are informal gatherings of church members. h) Pension costs and other post-retirement benefits The charity operates a defined contribution pension scheme. Contributions are charged to the Statement of Financial Activities in the period to which they relate. i) Bank and Cash Bank and Cash include short-term deposits which include cash held on deposit at CAF Bank. j) Loans Loans and borrowings are initially recognised at the transaction price including transaction costs. Subsequently, they are measured at amortised cost using the effective interest rate method, less impairment. If an arrangement constitutes a finance transaction it is measured at present value. k) Debtors and creditors receivable/payable within l year Amounts owing to the PCC at 31st December in respect of fees, rents or other income are included as debtors at transactional values less any provision for amounts that may prove to be uncollectible. Debtors and creditors with no stated interest rate and receivable or payable within one year are recorded at transaction price. Any losses arising from impairment are recognised in expenditure. l) Judgements No judgements (apart from those involving estimates) have been made in the process of applying the above accounting policies. 18
PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD NOTES TO THE FINANCIAL STATEMENTS for the year ended 31 December 2024 2 YEAR ENDED 31 December 2023 Comparatives Unrestricted Restrictsd Total Funds Funds Funds 314)ec-23 INCOME FROM Donations and Legacies Charitable actiirities Other trading actilqties InstMentS 256,499 93.51 5.723 31,471 287,970 93,506 5.723 444 TOTAL INCOMING RESOURCES 356.172 31,471 387,643 EXPENDITURE ON Charitable actibities 361,109 1.763 362,872 TOTAL EXPENDITURE 361,109 1,763 362,872 NEf INCOMEI(EXPENDITUREI (4.937) 29,708 24.771 Transfers between funds MOVEMENT IN FUNDS (4,937) 29,708 24,771 Reconciliation of funds Total funds brought fonmard 205.425 5.949 211.374 TOTAL FUNDS CARRIED FORWARD at 31 December 2023 200.488 35,657 236.145 All income and expenditure is derid from continuing actilities 3 Reconcilation of net expenditsre for year to net cash flow from operating activitie 31-Dec-24 31-Dec-23 Net income for year 178,950 24,770 Interest reCeible Interest payable Gain on sale of 161 Dudley Slreel Finance charge on sale of 161 Dudley Street Depreciation of tangible fixed assets Decrease (increase) in debtors Increase (decrease) in creditors (939) 1,981 (266, 582) 165,440 4,838 (17,348) (38,737) (444) 5.083 5,068 (396} (8,036) Net cash flow from operating activities 27,603 26,045 4 Income from Donations and Legacies 31-Dec-24 31-Dec-23 Gifts Income tax claimed Legacies Other Donations 283.315 57.805 204,244 48,437 1,000 34,289 11,153 19 352.273 287, 970
PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD NOTES TO THE FINANCIAL STATENENTS for the year ended 31 December 2024 5 Income from charitable activities 31-Dec-24 31-Dec-23 Rental incorr Grants EEnts and aCtiltieS Fees 36.754 10,250 32.429 1.266 44,326 48,260 920 80.699 93 506 6 Income from investments 31-Dec-24 31-Dec-23 Deposit interest 939 7 Charitable Activities Costs Direct costs Donations Total Church ACtitieS 337.575 25.308 362,883 See note 21 for further details 8 Supportl Governance costs 31-Dec-24 31-Dec-23 Independent e>2niner's renwneralion 1.680 1,620 Cost of raising k)an finance 1.260 9 Net incon* for the period is ststed after charging 31-Dec-24 31-Dec-23 Depreciation of tangible fixed assets 4.838 5,068 Gain on sale of 161 Dudley Street 266,582 10 Exceptional Income and Expenditure 31-Dec-24 31-Dec-23 Sales proceeds - 161 Dudley Strt Cost of disposal 365,000 (8,419) t proceeds 356,582 Cost of inNestnEnts (90,000) Cther incon 266,582 Cther expenditure 165,440 During the year the PCC sokl 161 Dudley Street - thich had bn used to house curates. The PCC had a loan of £55,679 from the Church cOrrIssIOnerS lch was laken out to assist th the purchase of 161 Dudley Street This was an interest only value linked loan representing 62°/o of the original walue of the property. It was repaid on Sa of the propety together wth a 62 % share in the increase in Wdlue since acquisition. 20
PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD NOTES TO THE FINANCIAL STATEKENTS for the year ended 31 December 2024 11 Trustees and key management personnel remuneration and expenses trustees receiNed amunts for church ork during the year (2023 - E Ftyan-Johnson £835, AJ Wade £8,812) ne of their remuneration related to their role as a trustee In 2024 and 2023 the incurrt)ent and the curate vere reThunerated by w?y of a stipend by a a related party, being trie Diocese of St Albans who are responsib for setting the level of remunerab'on. As is stsndard practice in the Church of England the clergy were prowided with housing by the Diocese {incun)ent) and PCC (curate). Two trustees, including incuntsnt, Ere reinl)ursed £902 during the year (2023, trustees - £373). This was for tra1. hospitality, tM)oks and expenditure on behalf of the church. 12 Staff Costs 31-Dec-24 31-Dec-23 Wages and salaries Social security costs Defined contribution pension costs 86,334 76,485 2,998 3,372 89,332 79,857 The arage mnthty nuffthr of enyloyees during the year vrds as follows: 2024 2023 Youth rrinister and Fanilies and Chiklren's VK)rker Cther ) employees recei¥Ed rerneration in e>Less of £60.000 13 Fixed Assets Freehold Property EquipnEnt Total COST At 1 January 2024 Additions Disposals At 31 DecerY)er 2024 90,000 333,642 90.000 333,642 86,149 176,149 333,642 90.000 419,791 86,149 DEPRECIATIC At 1 January 2024 Charge for the year Disposals At 31 Decenl)er 2024 74,733 4,838 74,733 4,838 79,571 79,571 NET BCQK VALUE At 31 Decentsr 2024 333,642 340 220 At 31 December 2023 90,000 11.416 101,416 Note." The property held at 31 December 2023, being 161 Dudley Street was sold in 2024 (see note 10) A property at 18 Hartland Avenue was purchased during 2024. 21
PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD NOTES TO THE FINANCIAL STATENENTS for the year ended 31 December 2024 14 Debtors: aTrrf)unts falling due within 1 year 31-Dec-24 31-Dec-23 Cther debtors 35,106 17,758 35,106 17.758 A total of £30.000 has been awarded by The Diocese of St Albans to be paid in equal annual instalnEnts to cOr the term of the empk)ynEnt contract 1¢h comrYEnced in June 2024. The remaining anJ)unts of £20,000 are e>pected to be reCeId in equal instalments in June 2025 and June 2026. Included in above is £10.000 of debtors to be recei after nKJre than one year. 15 Pth)nies raised for others During the year the follwng mnies ere Colted for extsrnal organisations 31-Dec-24 31-Dec-03 Staff leaving gifts ChristnEs Appeals Bedford foodbank Bishop's appeal Tearfund Bibles for youth Beds & Herts Historic Churches Trust (Jher 435 543 90 634 239 70 260 326 440 583 1.096 2,524 A total of £373 was held as at 31 DecerY*)er 2024 (£&84 31 December 2023) These are included in other creditors in note 15. 16 Creditors: amounts falling due within one year 31-Dec-24 31-Dec-23 Hall Rede)pnEnt (Jher creditors Deferred income Loan to purchase curate's house (see note 10) 57,252 6.606 5,120 10,000 55,679 15,120 119,537 Amunts included in other creditors include Su6 as shovm in note 14 17 Creditors: amounts falling due after more than one year 31-De¢-24 31-De¢-23 Deferred incorrE 10.000 10,000 The inco relates to the grant due to be reCeId from the Diocese of St Albans covering a three year tirrE period from 2024 - 2027. 22
PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD NOTES TO THE FINANCIAL STATEMENTS for the year ended 31 December 2024 18 Related parties The Diocese of St Albans is a related party by way of the constitution Details of receipts from related parties are found in nole 20 Details of payments to related parties are found in noles 21 The Diocese of St Albans also loaned £160,000 at an interest rate of 3.50/0 during 2024 during 2024 that was fully repaid during the year. Interest of £660 was charged 19 Fund reconciliation - 2024 Unrestricted funds Balance at 01-Jan-24 Balance at 31-Dec-24 Income Expenditure Transfers General fund Designated funds - repairs to ChUh Unrestricted house reSee 146.167 20,000 34.321 596.999 (510,776) 152,566 384.956 20,000 (34.321) 200,488 596,999 (510,776) 118,245 404,956 Of the general fund £333,642 relates to the ownership of 18 Hartland A•Enue and can only be accessed in the ent of its sale. Restricted funds Balance at 01-Jan-24 Balance at 31-Dec-24 Income Expenditure Transfers Vicars discretionary fund Youth and Student Minister New Curate's house Halls Rede*lopment funds Holiday at Home 4,419 12.500 17.215 273 1,250 494 10.000 99.780 (412) (16,862) 4,501 5,638 (116.995) (273) (1.250) Total restricted 35.657 110,274 {17,547) (118,245) 10,139 The New Curate's House at 18 Hartland Anue Wds purchased in 2024, and the income raised to fund the purchase has been transferred to general funds. The PCC do not consider Holiday at Home to be a restricted fund and this has been transferred to general fvnds. Unrestricted Restricted funds funds Total 31-Dec-24 31-Dec-24 31-Dec-24 Fixed assets Cash and current InstmentS Other current assets 340.220 54,512 15,106 340,220 64,889 35,106 10,377 20,000 Creditors" amounts due in less than one year Creditors: amounts due in more than one year 4.882 -10,238 -10,000 -15,120 -10,000 404.956 10,139 415,095 23
PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD NOTES TO THE FINANCIAL STATEMENTS for the year ended 31 December 2024 20 INCOME Unrestricted Restricted Total Funds Total Funds Funds Funds 31-Dec-24 31-Dec-23 Income from Donations and Legacies Standing orders & EnlOpe Scherr Legacies InconE tax reclainEd New curate's house Cther donations 198.410 198,410 189,033 1,000 48,437 15,211 34,289 42,930 14,875 84,905 494 57,805 84,905 11.153 10.659 251,999 100,274 352,273 287,970 e - included above are the fo101ng anK)unts gi)En by trustees Unrestricted Restricted Total 41,220 4.000 45,220 30,380 30,380 Income from charitable activities Rental inco Social & Youth Everrts ants from related paty Morning irt receipts Lunch Club Receipts Fees 36.754 26.977 250 2,463 1.034 1,266 1.955 36,754 26.977 10,250 2,463 1,034 1,266 1.955 44,326 43,540 10,000 2,406 1,423 920 Sundry receipts 891 70,699 10,000 80,699 93,506 Income from other trading activities InconE from soLqr panels 6.780 6,780 5,723 6,780 6,780 5,723 Income from investment Deposit interest 939 939 Other income - gain on sale of 161 Dudley Street 266,582 266,582 TOTAL INCOME 596.999 110.274 707.273 387,643 24
PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD NOTES TO THE FINANCIAL STATEMENTS for the year ended 31 December 2024 21 Resources spent Unrestricted Restricted Funds Funds Total Funds Total Funds 31-Dec-24 31-Dec-23 Notes Grants Mission and charitable giving Other donations 24,896 24,896 412 25,218 818 412 24,896 412 25,308 26,036 Directly relating to Church Ministry Parish share - payment Diocese Clergy & staff expenses Housing costs Services including music Telephones Books Explorers, Holiday Club & Youth Work Training Morning Out Lunch Club Holiday at Home Outreach (including social events) Sundries 154,063 2,594 5,297 5,660 1,607 222 5,026 154,063 2,594 5,297 5,660 1,607 222 5,026 147,512 1,291 2,296 4,723 1,468 243 4,553 744 926 744 926 1,583 503 60 41,570 3,861 26,853 2,418 26,853 2,418 Interest payable 1,981 1,981 5,083 207,391 207,391 214,746 Church management and administration Heat and light Insurance Cleaning Materials Church and property maintenance Equipment- not capitalised Hall Redevelopment Salaries and wages Printing, postage and stationery Other Depreciation 12,389 3,407 3,610 8,550 1,905 12,389 3,407 3,610 8,550 1,905 272 89,332 1,513 1,427 4,838 15,195 2,596 4,380 9,470 272 16,862 72,470 1,513 1,427 4,838 79,857 1,948 1,956 5,068 110,109 17,134 127,243 120,470 SupportlGovernance Costs 2,940 2,940 1,620 Finance charge from loan repayEnt 165,440 165,440 TOTAL RESOURCES SPENT 510,776 17,547 528,323 362,873 25
PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD NOTES TO THE FINANCIAL STATENENTS for the year ended 31 December 2024 22 DETAILS OF NISSION AND CHARrrABLE GMNG Total General Restricted 31-Dec-24 Total 31-Dec-23 OVERSEAS SIM (supporting the Deneufchatefs) Gayet (work in BekJium) Operation mobilisats.on Mission Direct Open Doors Egypt EDA Frontiers (supporting Bradleys) Sanxjti - interfaith helpers Friends of Johannesburg Bible College Neno Macadarria fund Malawi Orphan fund Tearfund 3.208 6,948 500 2,098 3,208 6,948 500 2,098 2,730 6,300 500 500 4,925 175 1,100 500 1,050 500 1,508 500 1.448 1,508 500 1,448 18,280 HOME Bedford Area Schools Christian Support Trust King's Arrr6 Project - Bedford Bedford Street Angels Bedford Foodbank SMART Hope Bedfordshire Christians Against p0rtY Cxher specific gimng 6,768 500 50 710 500 6,768 500 50 710 500 5,403 50 500 100 158 158 885 8.686 Total Mission 24,896 24,896 OTHER Other donations 412 412 818 412 412 818 TOTAL NISSION GIVING 412 Note." Mission gwng was set at 10% of General Gifts in 2024 (2023." 10%) 26