CHRIST
CHURCH
bEuruNu
www.ccbedford.org
REPORT OF THE TRUSTEES AND
FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2024
FOR
PAROCHIAL CHURCH COUNCIL OF THE
ECCLESIASTICAL PARISH OF
CHRIST CHURCH BEDFORD {"Christ Church")
REGISTERED CHARITY NUMBER 1134785
CONTENTS
Report of Trustees
Independent Examiner's Report
Statement of Financial Activities
Balance sheet
Cash Flow Statement
Notes to the Financial Statements
2-11
12
13
14
15
16-26

PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD
Report of Trustees Year Ended 31 December 2024
The trustees present their report and the audited financial statements of the charity for the year ended 31
December 2024. The trustees have adopted the provisions of the Statement of Recommended Practice
ISORP) "Accounting and Reporting by Charities" (FRS 102) in preparingthe annual report and financial
statements of the charity.
The financial statements have been prepared in accordance with the accountin8 policies set out in notes to
the accounts and comply with the charity's governing document, the Charities Act 2011 and Accounting
and Reporting by Charities: Statement of Recommended Practice, applicable to charities preparing their
accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland
published in October 2019.
Aims and purposes
Christ Church Bedford (CCB) is a Church of England church within the Diocese of St Albans, and a part of
the Bedford Deanery. Sitting within the evangelical tradition, and having good relations with churches of
other denominations and traditions.
The primary responsibility of Christ Church Parochial Church Council {PCCI is the promotion of the Gospel
of our Lord Jesus Christ according to the doctrine5 and practices of the Church of England. The PCC has the
responsibility of cooperating with the incumbent, Reverend David Thomas, in promoting, in the
ecclesiastical parish, the whole mission of the Church, pastoral, evangelistic, social and ecumenical.
Week by week CCB meets together for teaching, worship, prayer and encouragement, whether on Sundays
or at othertimes duringthe week. Valuing the ministry of every member and seeking to use the gifts that
God has given each of us in his service. We desire to be outward looking and serve our local community
through both our care for others and our sharing of the good news of Jesus Christ. It is our desire as a
church to enable people to know God and to love him, and under the power and guidance of the Holy
Spirit, to live a life that reflects that love and that shares the good news of Jesus Christ with others.
Our vision statement is:
We are a people being transformed by the unconditional love of God; seeking to bless our community, and
longing for all to experience the hope we have in Jesus.
Objectives and activities
When planning our activities forthe year, we have considered the Charities Commission's guidance on public
benefit and, in particular, the supplementary guidance on charities for the advancement of religion. We
enable ordinary people to live out their faith as part of our parish communitythrough:
Worship and prayer; learning about the Gospel: and developing their knowledge and trust in Jesus.
Provision of pastoral care for people living within and outside of the parish.
Mission and outreach work.
To facilitate all this, we maintain the fabric of the Church and complex at 140 Dudley Street. The PCC also
had responsibility for the upkeep of the "Curate's House" {18 Hartland Avenue}.

PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD
REPORT OF TRUSTEES YEAR ENDED 31 DECEMBER 2024
Priorities and Objertives
Three key priorities for 2024 were:
l. Creation of a new Mission Action Plan reflecting the life of CCB post covid and with the new vicar
firmly established.
2. Imbedding the new restructuring if the Impact Groups who work on behalf of the PCC to ensure the
smooth running of the church.
3. Changes to the Staff Team, including preparing for a Curate (July 2024) and advertising and
employing a Student and Youth Minister.
And these were underpinned by the 2024 Bible Verse for the Year from John 13.35:
By this everyone will know that you are my disciples, if you love one another. INIVUK)
In order to achieve these objectives and respond and meet the realised needs: _
The Vicar continued to meet regularly with church leaders of different denominations in Bedford,
as well as playing a role in the Bedford Deanery tioining the Standing Committee for Deanery Synod
in 2023) and joining St Albans Diocesan Synod in July 2024.
The Standing Committee (subset of PCC, including the Church Wardens), worked to create a new
Mission Action Plan, and helped in creation of two new Impact Groups (Pastoral, Engagement)
replacing the Fellowship and Outreach groups.
The Church Wardens worked closely with the Vicar and Staff Team to ensure that the day to day
running of the church continued as smoothly as possible.
The Impact Groups continued to look after different areas of the life of the church and ensure that
the church continued to be active in the community.
The Vicar and various people worked with St Alban's diocese to prepare for a new curate. This
involved the sale of the Dudley Street property and the purchase of the Hartland Avenue property.
Achievements and performance
2024 saw Sunday attendance throughout the year remaining steady with a slight increase in children,
numbers during Advent were up, and slightly down for Christmas.
This is by no means an exhaustive list, but gives a flavour of some of the significant things which took place
in 2024:
Creation of new Mission Action Plan (uploaded onto Diocesan Website).
Purchase of the new property on Hartland Avenue, following the sale of the Dudley Street house
means that Christ Church has no long-term debts.
A Midweek Lent Course. This regularly saw 50+ people attend in person and online.
An Alpha course for 18-30s was run, which then became a new home group, meeting each
Wednesday evening.
As a part of Hope Bedfordshire mission, a youth event was held in May at Christ Church, it was so
successful that collaboration with three local churches has seen plans for a termly event. The first
of these took place in November.
Two weddings took place at church, and Rev David took another wedding in Wallington for two
members of CCB.
Introduction of Youth @ 6 on a Sunday for older young people to go deeper in their faith.

PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD
REPORT OF TRUSTEES YEAR ENDED 31 DECEMBER 2024
Continued to have members of the congregation explore different callings to ministry. This included
one person completing Foundations for Ministry training and two people starting that course. One
person has been licenced as a Reader, and one person has begun their first year of Reader Training.
We hosted Readers in Training for two short-term placements in 2024.
Continued to see lots of new volunteers getting involved with all sorts of different areas of the life
of the church including, children's and youth work. new musicians and service leaders at both the
10.30am and 7pm services.
Christ Church Pre-school continues to serve the community and provide a safe space for young
children before they move on to school.
Closer ties with Castle Newnham South Site were forged, they used the church for their lower
school Christmas Nativity services.
Staff Team
There have been two significant changes to the staff team over 2024.
Hannah Applegarth joined the team as our full-time Youth and Student Minister.
We welcomed Rev Ben Williams as our new curate. and his wonderful family joined the church in
July.
Role of Volunteers
Without volunteers most activities which Christ Church puts on would cease to operate. We are extremely
grateful to everyone who gives up their time and energy to serve both the church and the community.
We see this especially in areas such as our musical worship, our children's and youth work, and our
engagement with older members of the community. Without the many volunteers our Children's Worker
(Ruth Hulme) and Youth & Student Minister (Hannah Applegarth) would be unable to do all they do.
There are a few volunteers who work exceedingly hard showing pastoral care to those who are struggling
and in various ways. Whether visiting hospital and care homes, to letting the vicar know who is in need,
their quiet work which often goes unnoticed is what makes CCB the kind place that so many find it to be.
Christ Church continues to be one of several distribution centres for Bedford Foodbank. Many of the
volunteers helping on Tuesday afternoons are from Christ Church. 2023 continued to see large numbers of
people attending.
Children. Youth and Student Ministry
2024 was another busy and exciting year. On Sunday mornings we have four groups:
Imagine (O to pre-school)
Wonder (reception to year 3)
Marvel (years 4 to 6)
Sunday Morning Youth (years 7-13)
And on Sunday evenings we now have Youth @ 6 (years 11-13) which began in October 2024

PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD
REPORT OF TRUSTEES YEAR ENDED 31 DECEMBER 2024
Attendance across all these groups continues to be strong, with 35 children and 17 young people attending
at least once a month.
Midweek ministry:
Little Fishes10-2s)
Morning Out {0-4sl
Forge (years 4-61
Friday Night Youth {year 7-13)
University of Bedfordshire (UOB) drop in on a Friday.
Morning Out and Friday Night Youth continue to be very well attended, Friday Night Youth has doubled in
size over the course of 2024. Hannah attending UOB is new from September 2024.
Some of the One Off Events:
Easter Activity Room for children and families to reflect upon the Easter story.
Youth Litter picking.
Youth Trip to Box End.
Summer Holiday Club ran across 5 mornings- 48 children in total
October Light Party- 14 families attended.
It's A Boy Christmas Pantomime saw lots of families from the community come into church.
Ginger Bread House Fun - saw 8 families spend a morning decorating ginger bread houses and
playing fun games.
Our Children's Minister worked closely with IMPACT, going in to local schools, and helping out at their Easter
and Christmas Experiences. Our Youth & Student Minister has reconnected the church with the chaplains at
the Bedford campus of the University of Bedfordshire. Over the course of 2024 we have engaged with
hundreds of families in a myriad of different activities.
Worship and Prayer
Worship and prayer continue to be central to the life of Christ Church. We are extremely grateful to all who
have been involved whether playing and singing, projecting words onto screens, operating the sound desk
and live streaming our services.
Some highlights in the year include:
At our Sunday @ Seven we had a number of prayer and praise evenings, which gave opportunities
for expressing prayer and worship in different ways.
The Contemporary Carol Service on the Sunday before Christmas saw double the usual numbers for
Sunday @ Seven attendance.
The Carols on the Lawn service continues to be a hit with the local community, packing out the
garden in front of the church.
Average Sunday attendance based, upon the October counts: at 9am has been 15 people, at 10.30am 172
people, and at 7pm 48 people. We continue to livestream our 10.30am service but as the community gets
used to being able to worship together in person, we have seen less people joining us online. However, this
continues to be a valuable part of the worshipping life of the community for those who are unable to

PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD
REPORT OF TRUSTEES YEAR ENDED 31 DECEMBER 2024
attend for a variety of reasons, including ill health, home and work commitments. Our midweek Holy
Communion Service on a Wednesday at 10am averages 18 people.
Under the Church Representation Rules, it is a requirement that a new Church Electoral Roll is prepared
every 6 years. This process took place this year and was completed on 5 April 2025. At present there are
229 names on the Church Electoral Roll. 68 of whom are resident within the parish.
As well as our regular services, we enable our community to celebrate and thank God at life's milestones: 3
baptisms, 3 weddings, 2 confirmations (which took place at Church of the Transfiguration) and 5 funerals.
Deanery and Diocesan Synods
We had 3 Deanery Synod elected representatives and 2 Diocesan Synod representatives, offering an
important link between our parish and the wider Church of England. At each Deanery Synod meeting,
there is a primary focus of discussion, and the opportunity to hear of the work of the wider church. Rev
David Thomas was elected as a member of clergy to Diocesan Synod for the new triennium which began in
2024, as well as Rachel Bennett as a lay member.
Pastoral care
Pastoral care continues to be an important area for the life of the church. This takes place in many
different ways, from Home Groups building strong friendships, to people visiting others in hospital,
delivering groceries or driving people to church and other appointments. Our Pastoral Care Impact Group
is slowly taking shape, and plans are comingtogether so that in 2025 there is more structure. We have a
new co-ordinator for Home Groups, with plans for the creation of new Home Groups in 2025.
Mission and Evangelism
Helping others is a demonstration of our faith, whether practical, emotional or spiritual.
The Mission Impact Group channels support and news between our Mi55ion Partners, scattered across
Africa, the Middle East and Europe, and encourages prayer for them.
Mission Direct, a small UK Based charity, whose Executive Officer attends Christ Church, became one of our
Mission Partners.
Volunteers from Christ Church helped the King'5 Arms Project winter night shelter, making meals for the
rough sleepers.
The Engagement Group identified a number of areas for engaging with the local community including:
Family Funday BBQ at the beginning of the new academic year, a free event which saw over 120
people attend, mostly made up of community people.
Running the Bereavement Course in the autumn.
Christmas Lunch Club
Rev David Thomas took communion once a month to Dame Alice Court care home, including a Christmas
Carols service with Rev Ben Williams, which saw the number of attendees double (121.

PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD
REPORT OF TRUSTEES YEAR ENDED 31 DECEMBER 2024
Ecumenical Relationships
We continue to be blessed by our ecumenical links to other local churches across Bedford and benefit from
HOPE Bedfordshire. We actively supported the town-centre open-air Good Friday Witness, attended by
over 1000 people and a number of our congregation attended various Hope Bedford activities throughout
the year.
Rev David attended Churches Together meetings, with plans in place for 2025 including CCB participating
in Week of Prayer for Christian Unity.
Financial review
Total income from donations and legacies on unrestricted funds were £251,999, with £198,410 from
standing orders and £42,930 was from Gift Aid. Restricted donations totalled £100,274 of which £84,905
was in relation to the purchase of 18 Hartland Avenue together with £14,875 of gift aid. Further details are
shown in the annual financial statements.
£207,391 was spent from unrestricted funds to provide the Christian ministry from Christ Church, including
the contribution to the diocesan parish share of £154,063 which largely provides the stipends and housing
for the clergy.
The sale of 161 Dudley Street resulted in a gain of £266,582. After deducting financing costs of £165,440
the remaining proceeds together with the amounts raised above and certain reserves of the church were
used to fund the purchase of 18 Hartland Avenue
Net movement in funds was an increase of £178,950 during the year, and the total reserves increased to
£415,095.
The principal source of donations are the church members. The PCC takes its environmental, social and
ethical duties seriously and consideration of these undergird the ministry decisions of the church.
Reserves policy
It is PCC policy to try to maintain sufficient funds, being between 3 and 6 months of expenditure to ensure
the smooth financial running of the church, and ensure that unexpected expenditure can be met as and
when required. Total funds held at the year end amounted to £415,095.
The balance of unrestricted funds at the year end was £404,956, of which £333,642 can only be accessed
on the sale of the property owned at 18 Hartland Avenue which is used to house the curate. Accordingly
£71,313 represents accessible unrestricted funds. This represents approximately 10.5 weeks of
expenditure which is slightly below the level considered adequate since it is below the PCC policy.
The purpose of any restricted fund is noted in the financial statements. Restricted funds are in respect of
specific projects and or schemes.
Financial risks
Total restricted funds amounted to £10,139. The cash reserves of the church, excluding restricted funds,
totalled £54,512 as at 31 December 2024. The budget for 2025 was approved by the PCC showing a deficit

PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD
REPORT OF TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2024
of £32,127. Most of the income generated by the church is from regular standing orders. The level of
standing orders has remained consistent during the year and this, together with careful management of
resources, has not had a significant impact on the financial risks of the church. The PCC therefore
considers it has sufficient resources to sustain its purposes and activities during 2025. In the event of
materially reduced income the PCC has recognised that it would be able to reduce its expenditure to
match.
Plans for future periods
At the end of 2024, the Resources Impact Group, on behalf of the PCC, began looking into the possibility of
introducing more Solar Panels. This included meeting with the St Albans Diocese Net Carbon Zero Officer.
This will be looked at more closely in 2025.
Updating of the 2024 Mission Action Plan to extend beyond 2025.
Creation of the Vision for Youth & Student Ministry, including exploration for a dedicated youth space
Risk management
The PCC is aware of its risk management duties. All PCC tru5tee5, youth and children paid and voluntary
leaders, and volunteers in contact with vulnerable adults are DBS (Disclosure and Barring Service) checked.
The PCC has complied with the duty under section 5 of the Safeguarding and Clergy Discipline measure
2016. We continue to take seriouslythe need to look after children and vulnerable adults. The PCC have
adopted all the House of Bishops, Safeguarding Policies and Practice Guidance, as well as "Promoting a
Safer Church" (child protection and vulnerable adults policy) and the Domestic Abuse statement.
Safeguarding information is displayed in the Church Porch, on the halls noticeboard and on the church
website. In addition there is a child friendly version on the halls noticeboard. Contact details for those
wishing to obtain advice, raise any concerns or make referrals to the statutory authorities are included on
the posters and in our Safeguarding Policy, which is issued to everyone who applies for a DBS check and
Worker's Pocket Guides produced by 31.8 are included in the staff and volunteer ID lanyard pockets.
We have a Parish Safeguarding Officer who is also Lead Recruiter, a Deputy Parish Safeguarding Officer and
an Assistant Recruiter. Those who work with vulnerable groups in the Parish are recruited in accordance
with the Practice Guidance Safer Recruitment July 2021. We work to ensure that DBS checks are renewed
every three years and that all those who have been safely recruited and all members of the PCC, have
undertaken the appropriate safeguarding training within the last 3 years. The team meets regularly and we
use the Parish Dashboard system for record keeping and to monitor our compliance with the various
policies and the practice guidance of the Church of England.
We continue to ensure that there is adequate insurance cover for all activities involving children or adults
undertaken in the name of the Parish. There have been 2 issue5 of safeguarding concern reported during
2024. These matters were dealt with according to the relevant safeguarding policies and guidance, by the
Parish Safeguarding Officer, the Vicar and the Diocesan Safeguarding Team.
Safeguarding is a standing item on the PCC agenda and safeguarding matters have been raised with the
congregation. The latter included ongoing communication re Mike Pilavachi and Soul Survivor
investigation, the Makin Enquiry, and the resignation of the Archbishop of Canterbury. The congregation
was also given regular updates throughout the year about these difficult things.

PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD
REPORT OF TRUSTEES YEAR ENDED 31 DECEMBER 2024
From a financial perspective, the PCC has delegated a level of responsibility to the Resource Impact Group
along with the Treasurer to look after the accounting and budgets. The Treasurer regularly reports back to
the PCC how things look compared to budget.
Structure, governance and management
Christ Church is a corporate body established by the Church of England, and it is part of the deanery of
Bedford and the Diocese of St Albans.
The PCC operates under the Parochial Church Council Powers Measure. The PCC is a ReEiStered Charity.
The method of appointment of PCC members is set out in the Church Representation Rules {CRR). At Christ
Church the membership of the PCC consists of the licensed clergy, churchwardens, one of the Readers,
members of Diocesan and Deanery Synods and members elected by those members of the congregation
who are on the electoral roll of the church. All those who attend our services / members of the
congregation are encouraged to register on the Electoral Roll, and so if they fulfil the criteria {as per CRR)
they can stand for election to the PCC.
New PCC members/trustee5 were offered a copy of The PCC Memberfs Essential Guide, and a copy of the
PCC Notes of Guidance.
The PCC members are responsible for making decisions on all matters of general concern and importance
to the parish including deciding on how the funds of the PCC are to be spent.
The PCC met 7 times during 2024 with an average attendance of 730A.
Given its wide responsibilities the PCC has a number of impact groups, each one dealing with a particular
aspect of parish life. These groups, which include communications, mission, buildings, outreach,
resourcing, fellowship, and young people. are all responsible to the PCC and report back to it regularly with
reports of their meetings, decisions and recommendations being received by the PCC and discussed as
necessary.
Standing Committee." This committee is required by law. It has power to transact the business of the PCC
between its meetings, subject to any directions given by the Council.
Building5 Impact Group.. This group is responsible for the management and development of Christ Church
PCC'S buildings and infrastructure.
Communications Impact Group.. This group is responsible for oversight of both external and internal
communications, including our physical and online presence.
Engagement Group.. This group is responsible for the planning, resourcing and delivery of events focused
on engaging with the local community. A key part is listening and identifying local needs.
Mission Impact Group.. This group is responsible for carin& praying and practically supporting our Mission
Partners and Organisations and encouraging vocations and support to mission at home and overseas.
Pastoral Care Group.. This group is in its infancy, its primary focus in 2024 is creating the structure in which
Christ Church can think about how it cares for one another.
Resourcing Impact Group.. This group is responsible for the financing of Christ Church and the prudent
management of its financial resources.
Worship Impact Group.. This group is responsible for the planning, resourcing, coordination and delivery of
all corporate worship at Christ Church.

PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD
REPORT OF TRUSTEES YEAR ENDED 31 DECEMBER 2024
Young People's Impact Group.. The Young People's Impact Group is responsible for supporting the Youth
Minister and the Children's Minister in developing and implementing a strategy for young people's and
family work at Christ Church, which directly contributes to the achievement of Christ Church's mission.
Administrative information
Christ Church is situated at 140 Dudley Street, Bedford. It 15 part of the Diocese of St Albans within the
Church of England. The correspondence address is 140 Dudley Street Bedford MK40 3SX. Registered
charity number 1134785 under the name the Parochial Church Council of the Ecclesiastical Parish of Christ
Church Bedford. It is also known as Christ Church Bedford, PCC or Christ Church.
PCC members who have served at any time from l January 2024 until the date of this report was approved
are:
Ex-officio Members:
Incumbent
The Revd David Thomas
Chairman
Curate
The Revd Benjamin Williams
(from 30 June 2024)
Wardens
Mrs Kay Berrington
Dr Andrew Russell
Reader
Mr Michael Bishop
Diocesan Synod
Mr Daniel Gicharu
Mr Christopher Stevens
(until 31"July 20241
st
(until 31 July 20241 Treasurer
Deanery Synod
Ms Rachel Bennett
Mrs Margaret Cottenden
Mr Martin Hamilton
Ms Phillipa Francis
th
(from 17 April 2024)
th
(from 17 April 2024)
Elected Members:
Mr Simon Berrington
Mr Christopher Brown
Mr Tony Daniels
Dr Jonathan Day
Ms Rachel Day
Mr Stephen Gardner
Mr Martin Hamilton
Dr Gwyneth James
Ms Susan Marshall
Mrs Jennie McAdam
Mr Thomas Rees
Mr Benjamin Rowan
Ms Christine Somervell
Mrs Cynthia (Sue) Templeman
Mr Jonathan Templeman
th
(until 17 April 2024)
Lay Chair of the PCC
th
(until 17 April 2024)
th
(from 17 April 2024)
th
(from 17 April 2024)
th
(until 17 April 2024)
th
(from 17 April 2024)
io

PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD
REPORT OF TRUSTEES YEAR ENDED 31 DECEMBER 2024
Co-opted members:
Mr Christopher Stevens
st
(from l August 2024) Treasurer
IPCC Secretary)
Mrs Pauline Grimley
(not a PCC member)
Bank:
CAF Bank Ltd
25 Kings Hill Avenue,
Kings Hill
West Malling
Kent
ME19 4JQ
Independent Examiner:
Suzanne Goodson Bsc FCA
Wright Connections Limited
Registered Auditors
Bedford l-Lab
Priory Business Park
Stannard Way
Bedford
MK44 3RZ
Day-to-day management of the charity is delegated to the incumbent:
Incumbent:
The Revd David Thomas
Christ Church Vicarage
115 Denmark Street
Bedford
MK40 3TJ
Approved by the PCC, and signed on their behalf on 15 April 2025:
Revd David Thomas (PCC Chair)
li

PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD
Independent examinerfs report to the trustees of Parochial Church Council of The
Ecclesiastical Parish of Christ Church Bedford
I report to the charity trustees on my examination of the accounts of the charity for the year ended 31
December 2024 which are set out on pages 13 to 26.
Responsibilities and basis of report
As the charity's trustees you are responsible for the preparation of the accounts in accordance with the
requirements of the Charities Act 2011 ('the Act,).
I report in respect of my examination of the chariws accounts carried out under section 145 of the Act and
in carrying out my examination I have followed all the applicable Directions given by the Charity
Commission under section 145{5}{b) of the Act.
Independent examinerfs statement
Since the charity's gross income exceeded £250,000 your examiner must be a member of a body listed in
section 145 of the Act. I confirm that l am qualified to undertake the examination because l am a member
of the Institute of Chartered Accountants in England and Wales, which is one of the listed bodies.
I have completed my examination. I confirm that no material matters have come to my attention in
connection with the examination giving me cause to believe that in any material respect:
l. accounting records were not kept in respect of the charity as required by section 130 of the Act; or
2. the accounts do not accord with those records; or
3. the accounts do not comply with the applicable requirements concerning the form and content of
accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that
the accounts give a 'true and fair view, which is not a matter considered as part of an independent
examination
I have no concerns and have come across no other matters in connection with the examination to which
attention should be drawn in this report in order to enable a proper understanding of the accounts to be
reached.
Suzanne Goodson Bsc FCA
Institute of Chartered Accountants England & Wales
Wright Connections Limited
Bedford l-Lab
Stannard Way
Bedford
MK44 3RZ
15104/2025
Date:.............................................
12

PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD
STATEMENT OF FINANCIAL ACTIVITIES (Including Income and Expenditure account
FOR THE YEAR ENDED 31 December 2024
Unrestricted Restricted Total Funds
Funds
Funds
31-Dec-24
Total Funds
31-Dec-23
Note
INCOME AND ENDOWMENTS FROM
Donations and Legacies
Charitable activities
Other trading activities
Investments
Other income
251,999
70.699
6,780
939
266,582
100,274
10,000
352,273
80,699
6,780
939
266,582
287,970
93,506
5,723
444
io
TOTAL INCOME
596,999
110,274
707,273
387,643
EXPENDITURE ON
Charitable activities
Other expenditure
345,336
165,440
17,547
362,883
165,440
362,873
10
TOTAL EXPENDITURE
510,776
17,547
528,323
362,873
NET INCOMEI(EXPENDITURE)
86,223
92,727
178,950
24,770
Transfers between funds
118,245
(118,245)
NET MOVEMENT IN FUNDS
204,468
(25,518)
178,950
24,770
Reconciliation of funds
Total funds brought forward
19
200,488
35,657
236,145
211,374
TOTAL FUNDS CARRIED FORWARD at
31 December 2024
19
404,956
10,139
415,095
236,144
13

PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD
BALANCE SHEET AT 31 December 2024
Note
31-Dec-24
31-Dec-23
FIXED ASSETS
Tangible fixed assets
13
340,220
101,416
CURRENT ASSETS
Debtors
Cash at bank and in hand
14
35,106
64,889
99,995
17,758
236,508
254,266
CURRENT LIABILITIES
Creditors due within one year
16
-15,120
-119,537
NETCURRENT ASSETS
84,875
134,729
TOTAL ASSETS LESS CURRENT LIABILITIES
425,095
236,145
CREDITORS.. AMOUNTS FALLING DUE
AFTER MORE THAN ONE YEAR
17
-10,000
NET ASSETS
415,095
236,145
FUNDS
Unrestricted funds
Restricted funds
19
404,956
10,139
200,488
35,657
TOTAL CHARITY FUNDS
415,095
236,145
Approved by the Parochial Church Council
and signed on its behalf by..
15 April 2025
O J.
Revd David Thomas
Chairman
Mr Christopher Stevens
Hon. Treasurer
The notes on pages 16 to 26 form part of these accounts
Charity registration number
1134785
14

PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD
CASH FLOW STATEMENT
FOR THE YEAR ENDED 31 December 2024
Note
31-D￿-24
31-De¢-23
Cash flow from operating activities
Cash generated from actiNities
27,603
26,045
Cash flow from investing activities
PaytYEnts to acquire tangib￿ fi>£d assets
Purchase of 18 Harland A￿Enue
Sale of 161 Dudley Street
Interest reCei￿Ed
(1,768)
(333,642)
356.582
939
443
Net cash flow from investing activities
Cash flow from financing activities
Interest paid
RepayrrEnt of orignal loan to purchase 161 Dud* Street
Finance charge re sale of 161 DUd￿Y Street
Loan to purchase 18 Hartland A￿nue
Loan repaid for the purchase of 18 Hardand AiJEnue
(1,981)
{55,679)
(165,440)
160,000
(160,000)
(5,083)
Net cash flow from financing activities
Net increaseldecrease in cash and cash equivalents
(171.618)
19,637
Cash and cash equivalents at 1.1.24
236,507
216,871
Cash and cash equivalents at 31.12.24
64,889
236 507
Cash and cash equivalents consists of
Cash at bank and in hand
Cash and cash equiwdlents at the end of the
reporting period not awdilable for charitable purposes
as held as agent
373
15

PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD
NOTES TO THE FINANCIAL STATEMENTS for the year ended 31st December 2024
I. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
a) General information
Christ Church, a registered charity in the United Kingdom is a corporate body established by the Church of
England, and it is part of the deanery of Bedford and the Diocese of St Albans. Its trustees are all members
of the Parochial Church Council and they operate under the Parochial Church Council Powers Measure. The
PCC is a Registered Charity. In the event of the charity being wound up, the liability in respect of the
guarantee is limited to £1 per member of the charity. The address of the registered office is given in the
charity administrative information on page 10 of these financial statements. The nature of the charitws
operations and principal activities are shown on pages 2 to 10 of these financial statements.
b) Basis of preparing the financial statements
The charity constitutes a public benefit entity as defined by FRS 102. The accounts (financial statements)
have been prepared in accordance with the Statement of Recommended Practice: Accounting and
Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard
applicable in the UK and Republic of Ireland (FRS 102) issued in October 2019 and the Financial Reporting
Standard applicable in the United Kingdom and Republic of Ireland (FRS 102) and the Charities Act 2011
and UK Generally Accepted Accounting Practice.
The financial statements have been prepared to give a 'true and fairf view and have departed from the
Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a 'true and
fair view,. This departure has involved following the Accounting and Reporting by Charities: Statement
of Recommended Practice applicable to charities preparing their accounts in accordance with the
Financial Reporting Standard applicable in the UK and Republic of Ireland issued in October 2019 rather
than the Accounting and Reporting by Charities: Statement of Recommended Practice effective from I
April 2005 which has since been withdrawn.
The financial statements are prepared on a going concern basis under the historical cost convention. The
financial statements are prepared in sterling which is the functional currency of the charity and rounded to
the nearest £.
The significant accounting policies applied in the preparation of these financial statements are set out below.
These policies have been consistently applied to all years prescribed.
c) Income recognition
Voluntary income and capital sources
All incoming resources , including government grants are included in the Statement of Financial Activities
ISOFAI when the charity is legally entitled to the income after any performance conditions have been met,
the amount can be measured reliably and it is probable that the income will be received.
Collections are recognised when made. For donations to be recognised the charity will have been notified
of the amounts and the settlement date in writing. Pledged amounts are only recognised on receipt of the
funds.
Income tax recoverable on gift aid scheme donations 15 recognised in the period the income is received.
Grants and legacies to the PCC are accounted for as soon as the PCC is notified of the entitlement and the
likely amount due.
Donated facilities and donated professional services are recognised in income at their fair value when their
economic benefit is probable, it can be measured reliably and the charity has control over the item. Fair
value is determined on the basis of the value of the gift to the charity. For example, the amount the charity
would be willing to pay in the open market for such facilities and service5. A corresponding amount is
recognised in expenditure.
16

PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD
NOTES TO THE FINANCIAL STATEMENTS for the year ended 31st December 2024
No amount is included in the financial statements forvolunteertime in line with the SORP (FRS 102). Further
detail is given in the Trustees, Annual Report.
Where practicable, gifts in kind donated for distribution to the beneficiaries of the charity are included in
stock and donations in the financial statements upon receipt. If it is impracticable to assess the fair value at
receipt or if the costs to undertake such a valuation outweigh any benefits, then the fair value is recognised
as a component of donations when it is distributed, and an equivalent amount recognised as charitable
expenditure.
Legacies
For legacies, entitlement is the earlier of the charity being notified of an impending distribution or the
legacy being received. At this point income is recognised. On occasion legacies will be notified to the
charity however it is not possible to measure the amount expected to be distributed. On these occasions,
the legacy is treated as a contingent asset and disclosed.
Other trading artivities
Other trading activities represent feed in tariffs from solar panels and are recognised on entitlement.
Other ordinary income
Rental income from the letting of church premises is accounted for when earned. Fees due to the PCC for
weddings, funerals, etc. are accounted for on an event by event basis.
Grants
Where grants are payable in more than one year income is only recognised in the year to which it relates. If
entitlement is not met then these amounts are deferred.
d) Expenditure recognition
All expenditure is accounted for on an accruals basis and has been classified under headings that aggregate
all costs related to the category. Expenditure is recognised where there is a legal or constructive obligation
to make payments to third parties, it is probable that the settlement will be required, and the amount of
the obligation can be measured reliably.
Costs directly related to the work of the church
The Diocesan parish share is accounted for when payable and any amount unpaid at 31st December is
included as a creditor in the Balance Sheet. Grants and donations are accounted for at the earlier of
payment or formal approval by the PCC. Grants offered subject to conditions which have not been met at
the year-end date are noted as a commitment but not accrued as expenditure.
e) Tangible fixed assets
Consecrated land and buildings and moveable church property
Consecrated and beneficial property is excluded from the financial statements by s. 1012) of the Charities
Act 2011.
No value is placed on moveable church furnishings held bythe churchwardens on special trust for the PCC
and which require a faculty for disposal since the PCC considers these to be inalienable property.
All expenditure on consecrated and beneficial property and moveable church furnishings, whether
maintenance or improvement, is written off in the year incurred. This includes all expenditure incurred to
date in respect of the Hall Redevelopment Project, including the build costs, since the build is occurring on
consecrated ground, and as such cannot be capitalised.
Other land and buildings
Other land and buildings held on behalf of the PCC for its own purposes are valued at cost. No depreciation
is charged on such properties since it is considered that the estimated residual value of the properties is in
17

PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD
NOTES TO THE FINANCIAL STATEMENTS for the year ended 31st December 2024
excess of the purchase price. Any expenditure on maintenance or improvement is written off in the year
incurred.
Other fixtures, fittings and office equipment
Equipment purchased within the accounting period is capitalised on the balance sheet. Individual items of
equipment with a purchase price of £1,000 or less are written off in the year in which the asset is acquired.
Depreciation
Depreciation is provided on all tangible fixed assets, at rates calculated to write off the cost, less estimated
residual value, of each asset in a systematic basis over its expected useful life. Depreciation rates used are
as follows:
Furniture and solar panels- IO% per annum {estimated useful life 10 years), Equipment- 33.33%
(estimated useful life 3 years)
f) Taxation
The charity is exempt from tax on its charitable activities.
g) Fund accounting
Unrestricted funds are available for use at the discretion of the trustees in furtherance of the general
objectives of the charity and which have not been designated for other purposes.
Designated funds comprise unrestrirted funds that have been set aside by the trustees for particular
purposes. The aim and use of each designated fund is set out in the notes to the financial statements.
The purpose of any restricted fund is noted in the financial statements. Restricted funds include amounts
raised for the Hall Redevelopment Project (HRP).
The financial statements include transactions, assets and liabilities for which the PCC can be held
responsible. They do not include the accounts of church groups that owe an affiliation to another body nor
those that are informal gatherings of church members.
h) Pension costs and other post-retirement benefits
The charity operates a defined contribution pension scheme. Contributions are charged to the Statement
of Financial Activities in the period to which they relate.
i) Bank and Cash
Bank and Cash include short-term deposits which include cash held on deposit at CAF Bank.
j) Loans
Loans and borrowings are initially recognised at the transaction price including transaction costs.
Subsequently, they are measured at amortised cost using the effective interest rate method, less
impairment. If an arrangement constitutes a finance transaction it is measured at present value.
k) Debtors and creditors receivable/payable within l year
Amounts owing to the PCC at 31st December in respect of fees, rents or other income are included as
debtors at transactional values less any provision for amounts that may prove to be uncollectible. Debtors
and creditors with no stated interest rate and receivable or payable within one year are recorded at
transaction price. Any losses arising from impairment are recognised in expenditure.
l) Judgements
No judgements (apart from those involving estimates) have been made in the process of applying the
above accounting policies.
18

PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD
NOTES TO THE FINANCIAL STATEMENTS for the year ended 31 December 2024
2 YEAR ENDED 31 December 2023 Comparatives
Unrestricted Restrictsd Total Funds
Funds
Funds
314)ec-23
INCOME FROM
Donations and Legacies
Charitable actiirities
Other trading actilqties
In￿stMentS
256,499
93.51
5.723
31,471
287,970
93,506
5.723
444
TOTAL INCOMING RESOURCES
356.172
31,471
387,643
EXPENDITURE ON
Charitable actibities
361,109
1.763
362,872
TOTAL EXPENDITURE
361,109
1,763
362,872
NEf INCOMEI(EXPENDITUREI
(4.937)
29,708
24.771
Transfers between funds
MOVEMENT IN FUNDS
(4,937)
29,708
24,771
Reconciliation of funds
Total funds brought fonmard
205.425
5.949
211.374
TOTAL FUNDS CARRIED FORWARD at
31 December 2023
200.488
35,657
236.145
All income and expenditure is deri￿d from continuing actilities
3 Reconcilation of net expenditsre for year to net cash flow from operating activitie
31-Dec-24
31-Dec-23
Net income for year
178,950
24,770
Interest reCei￿ble
Interest payable
Gain on sale of 161 Dudley Slreel
Finance charge on sale of 161 Dudley Street
Depreciation of tangible fixed assets
Decrease (increase) in debtors
Increase (decrease) in creditors
(939)
1,981
(266, 582)
165,440
4,838
(17,348)
(38,737)
(444)
5.083
5,068
(396}
(8,036)
Net cash flow from operating activities
27,603
26,045
4 Income from Donations and Legacies
31-Dec-24
31-Dec-23
Gifts
Income tax claimed
Legacies
Other Donations
283.315
57.805
204,244
48,437
1,000
34,289
11,153
19
352.273
287, 970

PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD
NOTES TO THE FINANCIAL STATENENTS for the year ended 31 December 2024
5 Income from charitable activities
31-Dec-24
31-Dec-23
Rental incorr
Grants
E￿Ents and aCti￿ltieS
Fees
36.754
10,250
32.429
1.266
44,326
48,260
920
80.699
93 506
6 Income from investments
31-Dec-24
31-Dec-23
Deposit interest
939
7 Charitable Activities Costs
Direct costs
Donations
Total
Church ACti￿￿tieS
337.575
25.308
362,883
See note 21 for further details
8 Supportl Governance costs
31-Dec-24
31-Dec-23
Independent e>2niner's renwneralion
1.680
1,620
Cost of raising k)an finance
1.260
9 Net incon* for the period is ststed after charging
31-Dec-24
31-Dec-23
Depreciation of tangible fixed assets
4.838
5,068
Gain on sale of 161 Dudley Street
266,582
10 Exceptional Income and Expenditure
31-Dec-24
31-Dec-23
Sales proceeds - 161 Dudley Str￿t
Cost of disposal
365,000
(8,419)
t proceeds
356,582
Cost of inNestnEnts
(90,000)
Cther incon
266,582
Cther expenditure
165,440
During the year the PCC sokl 161 Dudley Street - thich had b￿n used to house curates. The
PCC had a loan of £55,679 from the Church cOr￿rIssIOnerS ￿lch was laken out to assist
th the purchase of 161 Dudley Street This was an interest only value linked loan
representing 62°/o of the original walue of the property. It was repaid on Sa￿ of the propety
together wth a 62 % share in the increase in Wdlue since acquisition.
20

PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD
NOTES TO THE FINANCIAL STATEKENTS for the year ended 31 December 2024
11 Trustees and key management personnel remuneration and expenses
trustees receiNed amunts for church ￿ork during the year
(2023 - E Ftyan-Johnson £835, AJ Wade £8,812)
ne of their remuneration related to their role as a trustee
In 2024 and 2023 the incurrt)ent and the curate vere reThunerated by w?y of a stipend by a
a related party, being trie Diocese of St Albans who are responsib￿ for setting the level of
remunerab'on. As is stsndard practice in the Church of England the clergy were prowided with
housing by the Diocese {incun*)ent) and PCC (curate).
Two trustees, including incuntsnt, ￿Ere reinl)ursed £902 during the year
(2023, trustees - £373). This was for tra￿1. hospitality, tM)oks and expenditure on behalf of
the church.
12 Staff Costs
31-Dec-24
31-Dec-23
Wages and salaries
Social security costs
Defined contribution pension costs
86,334
76,485
2,998
3,372
89,332
79,857
The a￿rage mnthty nuffthr of enyloyees during the year vrds as follows:
2024
2023
Youth rrinister and Fanilies and Chiklren's VK)rker
Cther
) employees recei¥Ed rer￿neration in e>Less of £60.000
13 Fixed Assets
Freehold
Property EquipnEnt
Total
COST
At 1 January 2024
Additions
Disposals
At 31 DecerY*)er 2024
90,000
333,642
90.000
333,642
86,149
176,149
333,642
90.000
419,791
86,149
DEPRECIATIC
At 1 January 2024
Charge for the year
Disposals
At 31 Decenl)er 2024
74,733
4,838
74,733
4,838
79,571
79,571
NET BCQK VALUE
At 31 Decentsr 2024
333,642
340 220
At 31 December 2023
90,000
11.416
101,416
Note."
The property held at 31 December 2023, being 161 Dudley Street was sold in 2024 (see note 10)
A property at 18 Hartland Avenue was purchased during 2024.
21

PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD
NOTES TO THE FINANCIAL STATENENTS for the year ended 31 December 2024
14 Debtors: aTrrf)unts falling due within 1 year
31-Dec-24
31-Dec-23
Cther debtors
35,106
17,758
35,106
17.758
A total of £30.000 has been awarded by The Diocese of St Albans to be paid in equal annual
instalnEnts to cO￿r the term of the empk)ynEnt contract ￿1¢h comrYEnced in June 2024.
The remaining anJ)unts of £20,000 are e>pected to be reCeI￿d in equal
instalments in June 2025 and June 2026.
Included in above is £10.000 of debtors to be recei￿ after nKJre than one year.
15 Pth)nies raised for others
During the year the follwng mnies ￿ere Col￿ted for extsrnal organisations
31-Dec-24
31-Dec-03
Staff leaving gifts
ChristnEs Appeals
Bedford foodbank
Bishop's appeal
Tearfund
Bibles for youth
Beds & Herts Historic Churches Trust
(Jher
435
543
90
634
239
70
260
326
440
583
1.096
2,524
A total of £373 was held as at 31 DecerY*)er 2024 (£&84 31 December 2023)
These are included in other creditors in note 15.
16 Creditors: amounts falling due within one year
31-Dec-24
31-Dec-23
Hall Rede￿￿)pnEnt
(Jher creditors
Deferred income
Loan to purchase curate's house (see note 10)
57,252
6.606
5,120
10,000
55,679
15,120
119,537
Amunts included in other creditors include Su￿6 as shovm in note 14
17 Creditors: amounts falling due after more than one year
31-De¢-24
31-De¢-23
Deferred incorrE
10.000
10,000
The inco￿￿ relates to the grant due to be reCeI￿d from the Diocese of St Albans covering a
three year tirrE period from 2024 - 2027.
22

PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD
NOTES TO THE FINANCIAL STATEMENTS for the year ended 31 December 2024
18 Related parties
The Diocese of St Albans is a related party by way of the constitution
Details of receipts from related parties are found in nole 20
Details of payments to related parties are found in noles 21
The Diocese of St Albans also loaned £160,000 at an interest rate of 3.50/0 during 2024
during 2024 that was fully repaid during the year. Interest of £660 was charged
19 Fund reconciliation - 2024
Unrestricted funds
Balance at
01-Jan-24
Balance at
31-Dec-24
Income
Expenditure
Transfers
General fund
Designated funds - repairs to ChU￿h
Unrestricted house reSe￿e
146.167
20,000
34.321
596.999
(510,776)
152,566
384.956
20,000
(34.321)
200,488
596,999
(510,776)
118,245
404,956
Of the general fund £333,642 relates to the ownership of 18 Hartland A•Enue and can only be accessed in
the e￿nt of its sale.
Restricted funds
Balance at
01-Jan-24
Balance at
31-Dec-24
Income
Expenditure
Transfers
Vicars discretionary fund
Youth and Student Minister
New Curate's house
Halls Rede*lopment funds
Holiday at Home
4,419
12.500
17.215
273
1,250
494
10.000
99.780
(412)
(16,862)
4,501
5,638
(116.995)
(273)
(1.250)
Total restricted
35.657
110,274
{17,547) (118,245)
10,139
The New Curate's House at 18 Hartland A￿nue Wds purchased in 2024, and the income raised to fund the
purchase has been transferred to general funds. The PCC do not consider Holiday at Home to be a
restricted fund and this has been transferred to general fvnds.
Unrestricted Restricted
funds
funds
Total
31-Dec-24
31-Dec-24 31-Dec-24
Fixed assets
Cash and current In￿stmentS
Other current assets
340.220
54,512
15,106
340,220
64,889
35,106
10,377
20,000
Creditors" amounts due in less than one year
Creditors: amounts due in more than one year
4.882
-10,238
-10,000
-15,120
-10,000
404.956
10,139
415,095
23

PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD
NOTES TO THE FINANCIAL STATEMENTS for the year ended 31 December 2024
20 INCOME
Unrestricted Restricted Total Funds Total Funds
Funds
Funds
31-Dec-24
31-Dec-23
Income from Donations and Legacies
Standing orders & En￿lOpe Scherr
Legacies
InconE tax reclainEd
New curate's house
Cther donations
198.410
198,410
189,033
1,000
48,437
15,211
34,289
42,930
14,875
84,905
494
57,805
84,905
11.153
10.659
251,999
100,274
352,273
287,970
e - included above are the fo10￿1ng anK)unts gi)En by trustees
Unrestricted
Restricted
Total
41,220
4.000
45,220
30,380
30,380
Income from charitable activities
Rental inco￿￿
Social & Youth Everrts
ants from related paty
Morning i￿rt receipts
Lunch Club Receipts
Fees
36.754
26.977
250
2,463
1.034
1,266
1.955
36,754
26.977
10,250
2,463
1,034
1,266
1.955
44,326
43,540
10,000
2,406
1,423
920
Sundry receipts
891
70,699
10,000
80,699
93,506
Income from other trading activities
InconE from soLqr panels
6.780
6,780
5,723
6,780
6,780
5,723
Income from investment
Deposit interest
939
939
Other income - gain on sale of 161 Dudley Street
266,582
266,582
TOTAL INCOME
596.999
110.274
707.273
387,643
24

PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD
NOTES TO THE FINANCIAL STATEMENTS for the year ended 31 December 2024
21 Resources spent
Unrestricted Restricted
Funds
Funds
Total Funds Total Funds
31-Dec-24
31-Dec-23
Notes
Grants
Mission and charitable giving
Other donations
24,896
24,896
412
25,218
818
412
24,896
412
25,308
26,036
Directly relating to Church Ministry
Parish share - payment Diocese
Clergy & staff expenses
Housing costs
Services including music
Telephones
Books
Explorers, Holiday Club & Youth Work
Training
Morning Out
Lunch Club
Holiday at Home
Outreach (including social events)
Sundries
154,063
2,594
5,297
5,660
1,607
222
5,026
154,063
2,594
5,297
5,660
1,607
222
5,026
147,512
1,291
2,296
4,723
1,468
243
4,553
744
926
744
926
1,583
503
60
41,570
3,861
26,853
2,418
26,853
2,418
Interest payable
1,981
1,981
5,083
207,391
207,391
214,746
Church management and administration
Heat and light
Insurance
Cleaning Materials
Church and property maintenance
Equipment- not capitalised
Hall Redevelopment
Salaries and wages
Printing, postage and stationery
Other
Depreciation
12,389
3,407
3,610
8,550
1,905
12,389
3,407
3,610
8,550
1,905
272
89,332
1,513
1,427
4,838
15,195
2,596
4,380
9,470
272
16,862
72,470
1,513
1,427
4,838
79,857
1,948
1,956
5,068
110,109
17,134
127,243
120,470
SupportlGovernance Costs
2,940
2,940
1,620
Finance charge from loan repay￿Ent
165,440
165,440
TOTAL RESOURCES SPENT
510,776
17,547
528,323
362,873
25

PAROCHIAL CHURCH COUNCIL OF THE ECCLESIASTICAL PARISH OF CHRIST CHURCH, BEDFORD
NOTES TO THE FINANCIAL STATENENTS for the year ended 31 December 2024
22 DETAILS OF NISSION AND CHARrrABLE GMNG
Total
General Restricted 31-Dec-24
Total
31-Dec-23
OVERSEAS
SIM (supporting the Deneufchatefs)
Gayet (work in BekJium)
Operation mobilisats.on
Mission Direct
Open Doors
Egypt EDA
Frontiers (supporting Bradleys)
Sanxjti - interfaith helpers
Friends of Johannesburg Bible College
Neno Macadarria fund
Malawi Orphan fund
Tearfund
3.208
6,948
500
2,098
3,208
6,948
500
2,098
2,730
6,300
500
500
4,925
175
1,100
500
1,050
500
1,508
500
1.448
1,508
500
1,448
18,280
HOME
Bedford Area Schools Christian Support Trust
King's Arrr6 Project - Bedford
Bedford Street Angels
Bedford Foodbank
SMART
Hope Bedfordshire
Christians Against p0￿rtY
Cxher specific gimng
6,768
500
50
710
500
6,768
500
50
710
500
5,403
50
500
100
158
158
885
8.686
Total Mission
24,896
24,896
OTHER
Other donations
412
412
818
412
412
818
TOTAL NISSION GIVING
412
Note." Mission gwng was set at 10% of General Gifts in 2024 (2023." 10%)
26